Open Enrollment Benefit Year: July 1, 2016 - June 30, 2017 Created by your Columbus State Community College Benefits Team What is Open Enrollment? Open Enrollment is Your Once a Year Opportunity: To enroll for benefits Make changes (add or remove a dependent, change plans) Enroll in a new line of coverage All Changes Effective July 1, 2016 Other Than Open Enrollment - You may enroll for Benefits at any of the following times: After completing initial eligibility period (new hires) Within 30 days following a qualifying event: Marriage/Divorce Birth/Death or adoption Receipt of a Qualified Medical Child Support Order (QMCSO) Change in your dependent’s eligibility for benefits Change in work status that impacts your benefits Change in your partner’s work status that impacts benefits What’s new? Core/PPO Plan • 5% premium increase Virtual Visits Rally Health Rewards/Platform Change (focus on well being) Water and Smiling examples Tiered Plan HDHP changes Spousal Affidavit **REQUIRED ANNUALLY** Real Appeal PPO/CORE Premium Change Monthly Per Pay Employee $119.10 $59.55 Family $313.20 $156.60 Dental and Vision Delta Dental Network $1500 plan max VSP Eye exam $10 copay Virtual Visits are here Effective 7/1/16 Virtual Visit Features A virtual visit lets you see and talk to a doctor from your mobile device or computer without an appointment. Most visits take about 10-15 minutes and doctors can write a prescription*, if needed, that you can pick up at your local pharmacy. And, it’s part of your health benefits! Migraine/headaches Pink eye Rash Sinus problems Sore throat Tiered PPO plan Tiered PPO Premiums HDHP/Contribution You have a choice: HSA Contribution 1000/2000 or split the contribution to offset your premium contribution. More take home pay. EE EE + SP EE + 1-2 CH EE + Family HDHP 500.06 1,315.15 1,315.15 1,315.15 EE Cost 100.02 263.03 263.03 263.03 Offset 41.66 83.33 83.33 83.33 EE cost 58.36 179.70 179.70 179.70 Real Appeal Real Appeal helps people make small changes necessary for larger, long-term health results, based on weight-loss research studies commissioned by the National Institutes of Health. Real Appeal uses a highly interactive weekly internet show, videos and live online coaching to drive small behavior changes week by week over a full year. Coaching Personalized support Engaging entertainment Tools and tracking FSA Types (as offered by your employer) Healthcare FSA $2250 Max Dependent Care FSA $5000 Max Transportation Reimbursement Account $1560 FSA Forfeiture FSA balances do NOT rollover at the end of the Plan Year! You must spend all the money in your account by the end of the Plan Year, or your remaining balance will be forfeited. TIPS: Be conservative. Set aside only dollars you will actually use. Access your account to check balance frequently. The CSCC plan includes a “60 run-out period”. The claim must incur during the FSA plan year of 7/1 – 6/30 and submitted by 8/30 to be eligible. MetLife term-life and AD&D insurance To make changes complete an enrollment/update form and submit documents before the May 31, 2016 deadline. Examples of changes: Beneficiary update Coverage amount (a health questionnaire is required to increase coverage amount) Adding or removing coverage (a health questionnaire is required to add coverage) Health Rewards Info Upcoming Rewards Forum May 19th 12:00 p.m. NH 214 Additional Info New Hire Meetings held twice monthly (usually the 1st or the 15th of the month or the following business day) All benefit information is easily accessible at http://www.cscc.edu/about/human-resources/benefits If you are interested in attending a New Hire Meeting for detailed information regarding the benefit plans, contact Monessa Bradford ext. 2107 What do I need to do? Determine which benefits you would like to be enrolled in for the new year FSA requires an enrollment form annually If you are not making any other changes, no forms are required. If a spouse or partner is enrolled on the CSCC plan, you are required to submit a spousal/partner affidavit in order to avoid the Working Spouse Premium. Questions and Contact Information Deborah Robinson Director, Compensation & Benefits (614) 287-2177 ext. 2177 drobins5@cscc.edu Monessa Bradford Specialist, Benefits (614) 287-2107 ext. 2107 mbradfor@cscc.edu