CDAE 157 Consumer Law & Policy
Fall 2008
Lecture notes: In addition to the reading assignments below, there are lecture notes. To access them, click
"Lecture Notes" on the menu on the left side of the screen.
Cases: You can access the cases (indicated below in italics) using the links. If a link is not working, please let
me know as soon as possible.
Reserve Reading: You can access the reserve reading through the UVM online reserves, linked below, or, if
you're on campus, you can use the reserve desk at Bailey-Howe.
Statutes and Regulations: Assigned statutes and regulations are mentioned below but can be found using the
links in the lecture notes. Any reading mentioned below not linked below is linked from the lecture notes in the
section where it is referred to.
Schedule of Classes and Reading Assignments
Date
Topic
Reading
Sept. 2
Introduction and Overview
Sept. 4
Introduction to Law and the
Court System
44 Liquormart v. Rhode Island
Sept. 9
The Law of Contracts
Contracts: Part I (Online reserves)
Sept. 11
Contracts (cont.)
Sept. 16
The Law of Torts
Sept. 18
Torts (cont.)
Sept. 23
The Common Law Prohibition
of Deception and
Misrepresentation
Cushman v. Kirby
Swinton v. Whitinsville Savings Bank
Lindberg Cadillac v. Aron
Johnson v. Davis
Sept. 25
The Statutory Approach:
Federal Regulation
FTC v. Sterling Drug
Standard Oil of California v. FTC
FTC v. Colgate Palmolive
Sept. 30
The Statutory Approach: State
Pennington v. Singleton
“Torts and Strict Liability” (Online reserves)
Regulation
State v. Bissonnette
Poulin v. Ford Motor Co.
Peabody v. P.J.'s Auto Village
The Vermont Consumer Fraud Act
The Vermont False Pretenses Act
Oct. 2
Catch-up and Exam 1 review
Oct. 7
Exam #1
Oct. 9
Abuses at the Formation of the
Contract: Bait Advertising
State v. American TV & Appliance of Madison, Inc.
Vermont Consumer Fraud Rule CF103
Oct. 14
Abuses, cont.: Deceptive
Pricing
Spiegel, Inc. v. Federal Trade Commission
Vermont Consumer Fraud Rule CF 110
FTC Guide on Deceptive Pricing
Oct. 16
Abuses, cont.: Home
Solicitation Sales and
Telemarketing
Cole v. Lovett
Vermont Home Solicitation Sales Act
Bruntaeger v. Zeller
Oct. 21
Claims of Vermont Origin
Vermont Consumer Fraud Rule CF 117
Proposed Final Rule CF 120, FAQ's and CRS Study
Oct. 23
Landlord and Tenant Law
Hilder v. St. Peter
Vermont’s Landlord-Tenant Act
Oct. 28
Warranties: Creation and
Limitation
Tracy v. Vinton Motors
Taterka v. Ford Motor Co.
Vermont's warranty law
Oct. 30
The Lemon Law
The Vermont Lemon Law
Fact Sheet on the Lemon Law from the AG's web site
Pecor v. General Motors
Muzzy v. Chevrolet
Nov. 4
Exam #2
Nov. 6
Credit: Disclosure
Requirements
Ford v. FTC
Remco Enterprises v. Houston
Truth-in-Lending--Reg. Z section 226.18 only
Vermont Consumer Fraud Rule CF 115
Nov. 11
Credit: Security Interests
Williams v. Walker-Thomas Furniture Company
FTC Credit Practices Rule
Nov. 13
Access to Credit: Credit
Reports
Pinner v. Schmidt
Vermont's Fair Credit Reporting Act
Nov. 18
Access to Credit:
Discrimination
Markham v. Colonial Mortgage Service
Miller v. American Express
Equal Credit Opportunity Act Regulations--Reg. B
Nov. 20
Credit Card Problems
Gray v. American Express
Israelewitz v. Manufacturers Hanover Trust Co.
Reg. Z--Sections 226.12 and 226.13 only
Nov. 2428
Thanksgiving holiday
Credit: Rights Against Holders
in Due Course
Tinker v. DeMaria Porsche Audi
Unico v. Owen
State v. Custom Pools
FTC Holder-in-Due Course Rule
Credit: Repossession
Williams v. Ford Mortor Credit
Chrysler Credit v. McKinney
Vermont's repossession law
Dec. 9
Credit: Debt Collection
The Fair Debt Collection Practices Act
[Sections 1692-1692o]
Vermont Consumer Fraud Rule CF 104
Fact sheet on debt collection (from the Vermont AG's web
site)
Carbajal v. Capitol One
Joseph v. MacIntyre Companies
Dec. 11
Exam Review and Catch-up
Dec. 16,
3:30
p.m.
Exam #3
Dec. 2
Dec. 4