Lindy Glennon Executive Director An unfair situation in which some people have more rights or better opportunities than other people. The quality of being unequal or uneven: • social disparity • disparity of distribution or opportunity The extent to which an individual does without essential resources. These resources include: financial, emotional, mental, spiritual, physical, support systems, relationships and role models and coping strategies. Poverty means living in the tyranny of the moment. Immediate needs and inability or overwhelming challenge of meeting them is all you can respond to and deal with. Concrete thoughts and actions, not abstract. What would you do? The NYS minimum wage is $8.75 an hour. Assuming full-time, year-round employment, how much would a parent have to earn to rent a modest, two-bedroom apartment in Cortland at fair market rent without spending more than 30 percent of their income on housing (the conventional standard for affordable housing)? a. $8.75 per hour, $18,240 per year b. $10.78 per hour, $22,422 per year c. $13.35 per hour, $27,756 per year d. $14.87 per hour, $30,840 per year d. $14.87 per hour, $30,840 per year A parent would need to earn $14.87 per hour, more than double the federal minimum wage, to afford to rent a modest twobedroom apartment at a fair market rent without exceeding their housing budget. * According to the Living Wage Calculator developed by MIT, Cortland County at $771 per month. http://livingwage.mit.edu/counties/36023 In Cortland County, a single parent with two children would need $49,188 (after taxes) annually ($27.90 per hour) to pay for necessities like rent, food, transportation and child care. (Living Wage Calculator MIT) What is the federal poverty line for a family of three? a. $20,090 b. $22,350 c. $40,050 d. $60,050 Millions of families across the country struggle to pay for highcost necessities like food, rent, and child care, but the poverty line is only $20,090 for a family of three. The official statistics showing more than 45 million Americans living in poverty severely underestimate the number of Americans struggling to make ends meet. What is the NYS average daily SNAP benefit per person per day? a. $7.23 b. $5.95 c. $4.89 d. $8.01 That is $1.63 per person per meal. How many children live in households struggling with hunger? a. One in six b. One in five c. One in four d. One in three According to the U.S. Department of Agriculture, nearly one in four children, or 23.3 percent, live in households struggling with hunger. Hunger and food insecurity affect educational performance and health outcomes. Undernutrition affects children's ability to learn. Chronic hunger therefore results in persistent learning difficulties, which has long-term impacts on children. Hunger also contributes to many health problems, including obesity. It cost more to eat healthy. More than one out of every five children is living in poverty in the US. 23% of all children under 18 years old. (US Census Bureau) How much does child poverty cost our economy every year? a. $400 million b. $500 billion c. $600 million d. $700 billion A recent Half in Ten-commissioned report by Dr. Harry Holzer found that child poverty costs the economy more than $500 billion a year in lost productivity and increased health care and criminal justice expenditures. Conversely, implementing the principle recommendations from a 2007 CAP report to cut poverty in half in ten years would cost $90 billion a year. Poverty affects everyone: The poor are not a static group and widespread economic insecurity can push families into poverty for short spells. What’s more, these trends affect all of us. More people in poverty means fewer consumers for American goods and services, which slows our economic growth and costs us jobs. More people in poverty means less worker productivity, higher health costs, and a less-educated workforce to build the jobs and industries of the future. A huge share of the nation's economic growth over the past 30 years has gone to the top one-hundredth of one percent, who now make an average of $27 million per household. The average income for the bottom 90 percent of us? $31,244. Wealth Inequality In America Safety net programs give low income families a leg up when they fall on hard times. A total of 40 million individuals were lifted out of poverty by federal benefits programs in 2011. The Census Bureau reports • social security kept 15.3 million people out of poverty • unemployment insurance kept 1.7 million people out of poverty • SNAP kept 4 million people out of poverty in 2012. • EITC kept 3.1 million children out of poverty in 2011. What Does Inequality and Poverty in Cortland Actually Look Like? Transportation: • No car or only one car • Public Transportation • Cost of gas for rural areas • Resources located in City of Cortland • Access to summer lunch Food • Groceries in Marathon, Cincinnatus Prices are higher – limited if any fresh foods/produce • SNAP – Average $1.63 pp/pd • Free/Reduced Price Lunches Cortland County Federal Free / Reduced Lunch (January 14, 2015) Percentages District Cortland Enrollment Free Reduced Paid 2989 1169 Cincinnatus 601 286 40 DeRuyter 427 187 27 2116 697 Marathon 731 274 83 McGraw 583 256 37 Homer County Total 7447 2869 197 1623 Free Reduced Paid Total F/RPL 39.1% 6.6% 54.3% 45.7% 275 47.6% 6.7% 45.8% 54.2% 213 43.8% 6.3% 49.9% 50.1% 154 1265 32.9% 7.3% 59.8% 40.2% 374 37.5% 11.4% 51.2% 48.8% 290 43.9% 6.3% 49.7% 50.3% 538 4040 38.5% 7.2% 54.3% 45.7% 2014-15 School Year more than 45% of all students were eligible for free/reduced price lunches in Cortland County Free Lunch- up to 130% of FPL Reduced Price Lunch – 130% to 185% of FPL Phone/internet • Limited Providers • Safelink is option for lowincome families • Go phone/trac phones • Not having a consistent phone is an issue when looking for work, contact with/from schools, calling doctors or getting calls from doctor. Employment • Lost many major/big employers (Rubbermaid, Smith Corona) • Some employers have entry level jobs, but tend to be shift work and with no transportation, child care can’t take the jobs. • Many entry level jobs do not provide benefits. Health Care • Medical care that takes Medicaid can be challenge to find • Limited options for specialist • Medicaid transportation is available but not easy • No pharmacies in rural areas. School • Participation in after school activities • Cost of extra-curricular activities Special trips • Senior portraits • Parent/teacher conferences • Many children in rural areas expected to work on farms before/after school. • Cost of school supplies • If you owe money (lost book, library, lunch) can’t get your report card or schedules for next year until paid – lost textbook can be $60-$80. • Attendance – children out sick Utilities Rural costs are often higher Garbage pick up laundry Housing Limited access to affordable housing in Cortland What does this mean? What do we do now? For more information: • Coalition on Human Needs - www.chn.org •Spotlight on Poverty - www.spotlightonpoverty.org •Half In Ten – www.halfinten.org •US Census Bureau - www.census.gov •Community Action Partnership – www.communityactionpartnership.com •NYS Community Action Association www.nyscommunityaction.org •Cortland County Community Action Program (CAPCO) – www.capco.org