REGULAR START {16 weeks Lecture} Econ 2301
Class
ECON
2301-1
(26524)
Class Title
Prin Eco-Macroeconomics
(Lecture)
Enrolled Days & Times *rooms TBA
31
TuTh 7:00PM -
8:30PM
West Loop
Center 001
Class
Dates
Aug 27,
2012-
Dec 13,
2012
I. Instructor's Name: PAMELA CAMERON, B.S., M.A., PhD.
II. Brief instructor bio : Welcome to the class! Dr. Cameron is a highly experienced professor, having taught undergraduate and graduate economics (and statistics) at the University of Oklahoma, the
University of Phoenix and here at HCC. She is also an experienced business person. She was the
President of, and partner in, a well-known Economics consulting firm in the Washington, D.C. area. She has chosen to teach because of a desire to share that experience, and help her students compete in the market for the best, and highest paying, jobs. She is only too glad to answer any and all of your questions. So, please, pull up your chair and enjoy learning about how markets operate, and how those markets affect you.
Office Hours
: 2:30 –3:30 TTH Learning HUB room 208
6:00 - 7:00 TTH West Loop room 001
6:00 – 7:00 Mon Learning HUB room 208
Please fill free to ask and I will try my best to accommodate you. It has been my experience that most students will try to see their instructor either before or after class and this is fine, as long as I am not rushing off to another class. Or, if none of the above works for you, email me and we will set up a time. More importantly, please feel free to ask any question at any time during your class.
Preferred contact method: E-mail: Pamela.Cameron@hccs.edu
AND
Alternate contact method: pjcameron@comcast.net
.
IIa What will a degree in Economics get you? 75th Percentile Starting Pay: $56,100
Years for 75th Percentile to Reach $100K: 7 to 9
“Economics is more than the study of money. In this discipline, you also learn about history, sociology and political science -- all of which affect economics at the micro and macro level.
According to the Occupational Outlook Handbook , "rising demand for economic analysis in virtually every industry” should result in good job prospects for economists, especially in
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management, scientific and technical consulting services. Earners in the 75th percentile can expect to make $126,000 a year after 10 to 12 years.” http://careerservices.monster.com/yahooarticle/100K-jobs-by-college-major
III. Course Meeting Days, Times and Location: See page 1.
IV.
Course's Catalog Description and Prerequisites:
ECON 2301 Principles of Macroeconomics
*
Prerequisites: Must be placed into college-level reading and be placed into MATH 0308 (or higher) and be placed into ENGL 0310/0349 (or higher) in writing.
Credit: 3 (3 lecture)
Macroeconomics examines the fundamentals of the American economy as it relates to social welfare. Emphasis is on basic concepts and theories as they affect domestic and international markets. This course integrates behavioral social sciences to present solutions to real world problems. Macroeconomics includes measurements of GDP, fiscal and monetary policy. Core Curriculum Course.
ECON 2302 Principles of Microeconomics
*
Prerequisites: Must be placed into college-level reading and be placed into MATH 0308 (or higher) and be placed into ENGL 0310/0349 (or higher) in writing.
Credit: 3 (3 lecture)
Microeconomics examines the fundamentals of the American economy as it relates to business and individual welfare. Emphasis is on basic concepts and theories as they affect domestic and international markets. Microeconomics includes cost and production decisions and discusses the role of competition, monopolies and oligopolies. Core Curriculum Course.
*
Both Micro and Macro are copied from the HCC catalog. You are in a Macro course this semester.
V. CATE none apply to this course
VI. Format of course, objectives and methods: Course format is mostly lecture, with the objectives given below. The instructor will, through lectures from the text, examples from the news, by working problems on the whiteboard, and other digital and non-digital techniques convey the theory and its application. We will discuss current events in class and you will be responsible for anything which we cover in class.
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Main Course Objectives
1. Understand and be able to apply the concepts of supply and demand and market equilibrium, what causes a change in supply or demand or equilibrium, and be able to show all this graphically. Be able to draw the supply/demand graphs and use them to explain what happens to price and output when there is a change is either supply or demand.
2. Describe and be able to apply the concept of elasticity, particularly the price elasticity of demand. Be able to use the formulas to calculate elasticity and use the calculated values to analyze the impact of elasticity on variables such as revenue.
Be able to explain the role of elasticity in the supply and demand analysis.
3 .
Student must understand and be able to use the
Aggregate Supply and Demand (AS/AD) Model. . Describe verbally and graphically how government can control or influence GDP, inflation and unemployment rates. You must be able to explain Fiscal Policy and Monetary Policy, and be able to apply these concepts to the current market conditions.
Students should be able to interpret the AS/AD model changes and explain them in terms of the effect on the economy; eg on inflation, on unemployment, on income and on output of the economy.
`4.
. Describe verbally and graphically how the Federal Reserve can control or influence GDP, inflation and unemployment rates. Compare the use of Fiscal Policy to that of Monetary
Policy or Supply Side options , which requires an ability to explain Monetary Policy, and be able to apply these concepts to the current market conditions. Using the AS/AD models students must be able to take a change described in the news and explain it using the model to show the impact/s on real output/GDP, inflation, output, and employment.
VII. Associated websites and textbook:
Textbook: Textbook: Arnold, Roger A. ECONOMICS 10E ISBN-13: 978-0-538-45285-4; ISBN-10:
0-538-45285-4, SOUTH-WESTERN Cengage Learning [ (you can use a3 hole punch version if available at the bookstore or the hardbound full edition-which covers macro and micro-- or the paperback splits as long as you also purchase the Aplia). Online purchase from the publisher [South-Western
Cengage Learning, www.cengagebrain.com
] is likely to be more affordable than the same purchase from the bookstore. ]
On Line Subscription: -APLIA www.cengagebrain.com
. This is necessary to complete homework assignments and to help you, the student, better understand the course material . 20% of your grade comes from the homework assignments on Aplia. You are given a code to register with Aplia when you buy the APLIA. You would then use the link provided by the Instructor to get into the class where you do your homework. Note, you must first register with Aplia, and after you are registered, you can then use the link provided in the Syllabus . The Syllabus is on the Learning Web, and that link is on the HCC homepage, right hand side, under “CONNECT”.
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Remember this homework system is designed to force students to read the material BEFORE they come to class and hear the lecture. Please check the website at least twice weekly for homeworks that are due, as they will expire and cannot be brought back. Repeat: once the homework has expired, it will not be made available again . Caution: Although each homework will be available to you for several weeks,
Aplia only notifies you when the homework is about to expire. This does not leave you time to bring your questions to class for help prior to finalizing the homework.
APLIA:
Note from the publisher: “The students can get the book (printed 3 hole version) AND Aplia (2 semester access) for CHEAPER THAN (not ONLY the bookstore) but the cost of APLIA alone. This is a
GREAT savings and CHEAPER than used books and Aplia ! Use the microsite given below.
DIRECT TO STUDENT MICROSITE: http://www.cengagebrain.com/micro/hccecon2301/2302
* Cengage Learning Technical Support - 1-800-354-9706”
Department website: http://learning.swc.hccs.edu/courses/social-behavioral-sciences/economicshomepage/ Please look at the department website for additional useful and fun economics related websites.
VIII. REQUIRED TEXTBOOK : Arnold, Roger A. ECONOMICS 10E ISBN-13: 978-0-538-
45285-4; ISBN-10: 0-538-45285-4, SOUTH-WESTERN Cengage Learning
IX.
LAB TIMES - This course has no lab, but the APLIA assignments are practical problems similar to test questions that give the student practice with applications of economics. You, the student will find them to be very useful.
X. ADA Statement Any student with a DOCUMENTED disability (e.g. physical, learning, psychiatric, vision, hearing, etc.) who needs to arrange reasonable accommodations must contact the Disability
Services Office at the respective college at the beginning of each semester. Faculty are authorized to provide ONLY the accommodations requested by the Disability Support Services Office. If you have any questions please contact the counselor, Becky Hauri at 713-718-7909 (Southwest campus) as soon as possible to make the necessary accommodations. The counselor will inform instructors on the recommended accommodations. If you still have questions contact Donna Price at 713-718-5165.
The information in this publication will be made available in large print, taped or computerbased format upon request.Should you receive such a request, the office of Disability Support
Services at your college has the expertise and equipment necessary to accommodate it.
HCC CAMPUS CLASSES ONLY:If you have a physical handicap that necessitates assistance during a building evacuation, contact the instructor on the first day of class and a buddy will be assigned to you. This buddy along with the instructor and security personnel will assist you in the unlikely event of a building evacuation.
XI. BEHAVIOR IN THE CLASSROOM
1.
NO CELL PHONES ALLOWED. You must turn your phones off. No texting, no leaving to take a call.
2.
If you cannot avoid being tardy, please take the closest available seat.
3.
Other: V erbal participation in class is expected. You are expected to have read the material and be able to answer the instructor’s questions. Being alert and awake for each class period goes without saying. And, the department cordially asks that you refrain
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from inappropriate classroom behavior which includes, but is not limited to: talking in class, touching or attempting to touch another student, throwing any object at any time, interrupting the instructor or another student, being unprepared for class by not bringing necessary materials to class and snoring.
XII: ACADEMIC DISHONESTY : Plagiarism, cheating, and other forms of academic dishonesty are not only violations of the college system and the rules of this class, but are unethical and unprofessional. Students engaging in any form of academic dishonesty are subject to immediate dismissal from the program. You are expected to be familiar with the College's
Policy on Academic Honesty, found in the catalog and student handbook. Students are responsible for conducting themselves with honor and integrity in fulfilling course requirements.
Penalties and/or disciplinary proceedings may be initiated by College System officials against a student accused of scholastic dishonesty. “Scholastic dishonesty”: includes, but is not limited to, cheating on a test, plagiarism, and collusion.
Cheating on a test includes:
• Copying from another students’ test paper;
• Using materials not authorized by the person giving the test;
• Collaborating with another student during a test without authorization;
• Knowingly using, buying, selling, stealing, transporting, or soliciting in whole or part the contents of a test that has not been administered;
• Bribing another person to obtain a test that is to be administered.
Plagiarism means the appropriation of another’s work and the unacknowledged incorporation of that work in one’s own written work offered for credit. Five or more words copied from ANY source, must be in quotations and must be cited or it is plagiarism.
Collusion means the unauthorized collaboration with another person in preparing written work offered for credit. Possible punishments for academic dishonesty may include a grade of 0 or F in the particular assignment, failure in the course, and/or recommendation for probation or dismissal from the College System. (See the Student Handbook).
BASIC RULE: IF IN DOUBT, PUT IT IN QUOTES AND CITE IT. Avoid the very appearance of evil. This means avoid those things that even appear to be cheating, Remember, cheating will get you a zero on any graded assignment. And, it is the prerogative of the instructor to bring the cheating to the attention of the Dean for further action.
XIII.
ATTENDANCE POLICY : HCC policy is that a student MAY be dropped from a course after 6 class hours (12.5% of the class time ) have been missed. The policy in this class is that you will be dropped after you miss the fifth (5 th)
class . If you anticipate any major problems with attendance, see your instructor immediately and get the situation resolved. Student success is enhanced by regular class attendance. Each day in the class in important and being in class on time is critical to achieving success. I want you to succeed in this class and it is important to me, but it must be important to you as well.
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I will take attendance shortly after the start time for your class. Students not seated by the time I finish taking role will be counted absent. No excuses unless you see me ahead of time and we agree on a policy for you.
XIV. WITHDRAWAL POLICY:
PLEASE CONTACT THE REGISTRAR’S OFFICE TO DROP
ANY CLASS and email your instructor or you may withdraw online.
After the drop date, insert date , no
W’s can be given.
ALL STUDENTS WILL BE ASSIGNED THE GRADE OF A, B, C, D, F or I.
The grade of I will only be assigned to a student under extraordinary circumstances . A grade of FX has been introduced by HCC and, if assigned, has the same effect as an F.
(c) Except as provided under rules adopted under Subsection
(d), an institution of higher education may not permit a student to drop more than six courses, including any course a transfer student has dropped at another institution of higher education, under circumstances described by Subsection (b).
(d) The governing board of an institution of higher education may adopt a policy under which the maximum number of courses a student is permitted to drop under circumstances described by Subsection (b) is less than the maximum number of courses that a student may drop under Subsection (c).
Senate Bill 1231
XV. NOTICE: Legislation on Dropping Courses: Please be aware that students who take a course for the third time or more must now pay significant tuition/fee increases at HCC and other
Texas public colleges and universities. At HCC this has been an additional $50 per credit hour. Also, the state of Texas has passed a new law limiting students to no more than six withdrawals throughout their academic career in obtaining a baccalaureate degree . If you are considering course withdrawal because you are not earning passing grades, confer with your instructor/counselor as early as possible about your study habits, reading and writing homework, test-taking skills, attendance, course participation, and opportunities for tutoring or other assistance that might be available. Your success depends on you. If you are considering dropping because you are afraid you are not going to get an A, then please think it through carefully. Econ is a Core course and the legal changes discussed above were designed specifically to provide a ‘disincentive’ to drop for that reason.
XVI.
GRADING POLICY - Computation of Final Course Grade: Your grade is based on a total of 1,ooo points. If your total points add up to: 900- 1000 points ,your grade will be A; 800-899 points ,B; 700-799 points , C; and 600-699 points , D. Below 600 points will be an F.
Tests and Final Exam : There are 4 equally weighted exams (200 pts.), and the ‘final’ is one of the four. But the final is different in that 1), it is comprehensive, and 2), it has no written component. It will likely be an online test. The other 200 points come from your homework. APLIA: will count 200 points.
TESTS will be part written and part multiple choice. Tests 1-3 will have two short answer or written questions, and approximately 30 multiple choice. The final will be multiple choice only. You may bring a single, legal sized sheet of paper to each test. You may write anything you wish on that paper.
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APLIA is an online program which provides sample questions (practice) for the student to work.. You will have 12 homework assignments on Aplia, and I will take the best 10 out of 12. You will have several weeks to work all but the first couple of homeworks. When these homeworks expire, they will not be brought back for any reason. You have plenty of time, so do them early. That way if something comes up, you will have them completed. Also, please note: Alpia notifies you when the homework is about to expire. If you wait until that time to start your homework, you will not have an opportunity to bring your questions to class. You may print out any homework question and bring it to class for help before finalizing your homework. But, not if you leave it until the last minute. I am happy to answer any question (in class or during office hours)—even if we have not discussed that topic yet.
From the Aplia website: "During this course, to complete certain assignments, you will be required to access a new website dedicated to students and instructors of economics. To access the website, you need to register for an account with Aplia at http://econ.aplia.com. In the first week OR TWO of class, YOUR INSTRUCTOR will provide you with a course key so that you can register.”
Instructions can be found on my Web page (New Learning Web) . Please register on the website within 24 hours after the instructor has passed out the course key.
HCC EMAIL ADDRESS REQUIRED You will most likely receive your course key in an email from me. That means you must know your HCC email address and password, and you must check it routinely during the semester. If you do not know your password, you will have to visit the enrollment office. Your HCC address is the one assigned to you when you registered , unless you have changed it officially. This you can do online.
XVII. Course requirements: Other than the basic mathematics and the ability to use the computer for research and Aplia, there are no additional course requirements. See section IV on requirements.
.
XVIII. Student Learning Outcomes: As stated also in section VI.
Main Course Objectives
1. Understand and be able to apply the concepts of supply and demand and market equilibrium, what causes a change in supply or demand or equilibrium, and be able to show all this graphically. Be able to draw the supply/demand graphs and use them to explain what happens to price and output when there is a change is either supply or demand.
2. Describe and be able to apply the concept of elasticity, particularly the price elasticity of demand. Be able to use the formulas to calculate elasticity and use the calculated values to analyze the impact of elasticity on variables such as revenue.
Be able to explain the role of elasticity in the supply and demand analysis.
3 .
Student must understand and be able to use the
Aggregate Supply and Demand (AS/AD) Model. . Describe verbally and graphically how government can control or influence GDP, inflation and unemployment rates. You must be able to explain Fiscal Policy and Monetary Policy, and be able to apply these concepts to the current market conditions.
Students should be able to interpret the AS/AD model changes and explain them in terms of the effect on the economy; eg on inflation, on unemployment, on income and on output of the economy.
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`4.
. Describe verbally and graphically how the Federal Reserve can control or influence GDP, inflation and unemployment rates. Compare the use of Fiscal Policy to that of Monetary
Policy or Supply Side options , which requires an ability to explain Monetary Policy, and be able to apply these concepts to the current market conditions. Using the AS/AD models students must be able to take a change described in the news and explain it using the model to show the impact/s on real output/GDP, inflation, output, and employment.
XIX. INSTRUCTIONAL OBJECTIVES:
Instructional Objectives : to enable my students to meet all of the Objectives described in the
Section above. This includes lecturing and working with students to help them achieve success by tutoring, mentoring and providing clear lectures and assignments that are productive.
XX. MAKE-UP POLICY: Late work is not acceptable. As an adult and a dedicated college student, it is your responsibility to complete your assignments on time. Make-ups are not
allowed: No make-ups will be given for Homework assignments or tests. Students missing exams one, two , or three will have exam four count twice. There is no makeup for exam 4.
Be there or lose 200 points.
XXI. COURSE CALENDAR:
Instructional Topics/Tentative Schedule: (see textbook for specific chapter topics)( Note: Instructor reserves the right to alter this schedule to meet optimal teaching rates for student comprehension, or for Force Majeure.) It is expected that the chapters be read prior to the class meeting to which those chapters correspond. The purpose of Aplia is to force students to read the material before they come to class and hear the lecture on a given topic, as well as to provide sample or practice questions in preparation of the tests. Always check at least twice a week to see if you have a homework due.
’
ECON 2301 MACRO ECONOMICS all dates are subject to change
Week /class Date Tests/review Topic/Coverage/Comments
1 /1 ininii
1 /2 Aug. 29/30
2 /1
2 /2
Sep. 3 / 4
5 / 6
`
-
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5 /2
6 /1
6 /2
7 /1
7 /2
8 /1
8 /2
9 /1
9 /2
10 /1
10 /2
11 /1
11 /2
12 /1
12 /2
13 /1
13 /2
14 /1
14 /2
3 /1
3 /2
4 /1
4 /2
5 /1
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Sep. 10/11
12/13
Sep. 17/18 Review
19/20 Test
Sep. 24/25
26/27
Oct. 1 / 2
3 / 4
Oct. 8/9
10/11
Oct. 15/16 Review
16/17 Test
Oct. 22/23
24/25
Oct. 29/30
oct31/nov1
Nov. 5/6 Review
7/8 Test
Nov. 12/13
14/15
1114/15
Nov. 19/20
21/22
Nov. 26/27
28/29
1 st
Exam 200 points Chapters 1-5
2 nd
Exam ; 200 points Chapters 6-11
3 rd
Exam ; 200 points 12-15
If time permits: chapters 34 and 37.
Thanksgiving Holiday begins w/ night classes
Ester Break ter 16: Sense Organs hapter 16: Sense Organs
15 /1
15 /2
16 /1
Dec. 3 / 4 Review
5 / 6 Test
4 th
Exam 200 points Comprehensive
Finals Week : no tests this week. All tests are 1 hour and given during the 1.5 hour class period.
Use the blanks above to fill in your own notes/info.
XXII. OTHER IMPORTANT INFORMATION:
1 You will be graded on your demonstrated understanding of the material. Showing up and taking the tests is not enough. You must understand the material and be able to apply the theory to real life situations and hypothetical situations.
2 Start reading chapters now. Bring your questions in to the class and we will discuss them.
Please. . As discussion concerning your assignments will be ongoing during the class, you may ask questions about the projects any time during the semester. Your questions are welcomed, and as you are probably not the only student wanting the information, your questions may help others as well.
3 You may bring one notebook sized piece of paper to each test. You can write on both sides, and put anything you want on that paper. What you can’t do is use your neighbor or your phone. Any question about it, and I will pick up the paper and it will automatically be assigned a zero grade.
4.
4 TARDINESS EMPHASIZED: If you must arrive late, please enter quietly and take the nearest seat available so as to minimize the disruption to the class. Continued disruptions and you will be withdrawn from the course. See section XIII for more information.
5.
EXTRA CREDIT POLICY: Forget it. It doesn’t exist. Everyone has problems and other demands on their time. You are no exception. I will not do for one, what is not done for everyone. That is blatantly unfair to the students in the class.
XXIII.
HCC Core Curriculum Statement: "For information regarding HCC's Core Curriculum,
see P. 46 of the HCC Catalog. For information about HCC's Social Sciences Exemplary
Educational Objectives, see P. 59-60 of the HCC Catalog."
XXIV.
MENINGITIS : IMMUNIZATION REQUIRED FOR SPRING REGISTRATION
Texas Senate Bill 1107 passed in May 2011, requires that new HCC students and former HCC students returning after an absence of at least one fall or spring semester who are under the age of 30 are required to present a physician-signed certificate showing they have been vaccinated against bacterial meningitis. Beginning with Spring registration, November 7, students will have to satisfy this requirement prior to enrollment. For more information and a list of exemptions
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please go to http://www.hccs.edu/hccs/admissions-registration-center/new-student-generaladmissions-steps/submit-meningitis-documentation.
The new legislation regarding the Meningitis immunization requirement stipulates that the vaccine must be administered at least 10 days prior to the start of class. Students registering for a regular term class beginning January 17 must have received the vaccination on or before January
7. Students receiving the vaccine after this Saturday, January 7 will have to enroll in classes for the second start session.
XXV.
* FREE TUTORING on campus will begin with second start. I will email you as soon as I know the time and location. Also, see http://swc2.hccs.edu/e-tutor/ . Online help is also available. See “FREE PROOFING”.
*FREE PLAGIARISM CHECKS are available online – at HCC askonline, and online generally (just use your search engine to find one._Finally,
*FREE PROOFING of papers is also available at askonline. www.hccs.askonline.edu
.
To use Askonline, log in using your HCC student e-mail account name (W-number)and password . Those who have never logged into the e-mail system or have not used it in more than four months should call Customer Support at 713-718-8800 during regular business hours and request a student e-mail password change. To find your W-number click here.
HCC offers a Password Management System that allows you to change your password at any time over the Web. Once you have your e-mail account and password information, go to www.hccs.edu/pm and answer a few security questions. Should you need further assistance resetting your password, please call Customer Support at 713-718-8800.
For other problems, e-mail us at hccaskonline@hccs.edu
and explain the problem thoroughly. DO NOT send essays or other work to this e-mail address. They will NOT be tutored.
Askonline tutoring is offered to all current HCC students who want help with their HCC assignments. Send all papers as attachments in Word (.doc or .docx) or .rtf format.
Tell us what the assignment is when you submit work.
Copied-and-pasted papers, with or without attachments, cannot be processed because they can freeze the system.The estimated turn-around time for essays and papers is 36 - 48 hours.
In order to help everyone, we can only look at papers TWICE.
After that, you need to work with what we give you and revise the papers so your teacher is grading your work, not ours. Your patience is appreciated.
To get an e-mail or text message as soon as a tutor has finished working on your paper or
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question, click on Enable Alerts in the top right-hand corner to enable this time-saving new feature.
Often in-person tutoring at one of the HCC campuses is also helpful. Click here for Find-A-
Tutor
Helpful link for library: http://resource.library.tmc.edu/circ/docs/memberregisform.pdf
HELP FOR ONLINE STUDENTS http://smartipantz.perceptis.com/hccs/content/ ;
Links provided to help student get into their online course, etc. http://smartipantz.perceptis.com/hccs/Content/ShowContent.aspx?id=154 this one has pdf files as well as other media to help online students, and links to other help topics
XXVI. Below is a document which you must print out , fill in, and sign .
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INSTRUCTIONS: Please print this page, fill it in (or you can fill it in, then print), sign it and bring it to class no later than the fourth class. You will need this in order to take the first test. It simply ensures that you are on the right path. Although we will go over the Syllabus on day one, some students will not be in class that day, and others will simply have forgotten. If you have not familiarized yourself with the Syllabus, there is a chance you will miss important deadlines, not be able to go into your Aplia homework, etc. Your grade will reflect this. My goal here is to help ensure that you will do as well as you can, and not suffer because of failure to follow instructions.
STUDENT’S NAME: ______________________________________________
STUDENT’S ID : __________________________________________________
NAME AND NUMBER OF THE CLASS :_______________________________
TIME AND DAY CLASS MEETS:______________________________________
By signing this document and returning it to the Instructor I certify that I have :
1. downloaded the Class Syllabus from the Learning Web and read the Syllabus in its entirety.
Thus, I take full responsibility for knowing what is expected of me.
[ Go to HCC HOME PAGE, c lick on Course Syllabi/Faculty CV under “CONNECT’
Student System Sign In
HCC Email
Course Syllabi/ Faculty CV / Learning Web * click here
Online Courses ] and,
2. read the instructions and registered for Aplia. I understand that Aplia offers a free 2-week registration if I need time before paying.
SIGNATURE OF STUDENT _________________________________________
DATE OF SIGNATURE _________________________________________
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