Name:_______________________
Date:________________________
Financial Literacy Project
Financial literacy plays a key role in your success during and after college. Finance is
an enormous sector of the business economy and also impacts our daily lives. It is
important for you to become fiscally aware and to master the skills of efficient money
management that are imperative as you move from college to career.
Instructions: Complete THREE of the five listed activities. Submit the project with
all activities in one document. Late projects will be deducted 10 points per class day.
Activity 1:
Student Loans
Write a 200 word essay comparing and contrasting two types of student loans (i.e.
federal subsidized, federal non-subsidized, institutional, bank provided)
Activity 2:
The Basics of Credit
Research three different credit card brands and create a spread sheet comparing the
following:
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
Activity 3:
Annual Percentage Rate
Billing Cycle
Are there membership fees? 
Do you receive anything in return? (Membership points, a percentage 
of money back, etc.)
When is your payment considered late?
How much are late fees? 
Understanding a Credit Score
Write a 200-word essay addressing the following:




Activity 4:
What is a credit score?
Why is it important?
How is it determined?
How do you boost your score?
Creating a Savings Plan
Create a 5-10 minute presentation to your chapter on three different types of savings
plans (i.e. bank savings account, money market fund, certificate of deposit, checking
account.) Include the following:
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Activity 5:
Return on Investment
Liquidity
Safety
Ease of Use
Federal Deposit Insurance Corporation (FDIC) Coverage
College Scholarships
Research and list the names of three college scholarships for which you would like to
apply. Include steps you will need to take in order to apply for each scholarship. In
these steps, consider deadlines, essays you may need to write, and other materials
you will need to submit.
Research Report : Financial Literacy Project
Instructor: Jennifer Tannehill
Student Name:
________________________________________
CATEGORY 20
15
10
5
Information is
organized with
well-constructed
paragraphs.
Information is
organized, but
paragraphs are
not wellconstructed.
The information
appears to be
disorganized. 8)
Organization
Information is
very organized
with wellconstructed
paragraphs and
subheadings.
Amount of
Information
Three activities Three activities Two activities Less than two
were chosen and were chosen but were completed activities were
completed fully. lacked
completed.
information
Quality of
Information
Information
clearly relates to
the main topic. It
includes several
supporting
details and/or
examples.
Information
clearly relates to
the main topic. It
provides few
supporting
details and/or
examples.
Information
Information has
clearly relates to little or nothing
the main topic. to do with the
No details and/or main topic.
examples are
given.
Mechanics
No grammatical,
spelling or
punctuation
errors.
Almost no
grammatical,
spelling or
punctuation
errors
A few
grammatical
spelling, or
punctuation
errors.
Timely turn in
Project is
Project is
complete and
complete and
turned in on time turned in late. (in one document. 10 points per
class day)
Many
grammatical,
spelling, or
punctuation
errors.