Lesson 9
Chapter 19-20
1.
A detailed map that illustrates the geographic boundaries of individual lots is a
a.
land development plan
b.
plat
c.
subdivision
d.
zoning
e.
none of these
2.
The local laws that implement the comprehensive plan are called
a.
deed restrictions
b.
building codes
c.
zoning ordinances
d.
land development plan
e.
none of these
3.
These set the requirements for kinds of materials and standards of workmanship,
sanitary equipment, fire protection and the like
a.
deed restrictions
b.
building codes
c.
zoning ordinances
d.
land development plan
e.
none of these
4.
These set standards for all the parcels in a subdivision
a.
deed restrictions
b.
building codes
c.
zoning ordinances
d.
land development plan
e.
none of these
5.
These ordinances restrict the average maximum number of houses per acre that
may be built within a particular subdivision
a.
deed restrictions
b.
plat
c.
density zoning
d.
enabling acts
e.
none of these
6.
Lot size is most uniform with this street pattern
a.
curvilinear
b.
cluster
c.
lot and block
d.
gridiron
e.
none of these
7.
The basic zoning categories include
a.
agricultural
b.
residential
c.
commercial
d.
all of these
e.
none of these
8.
An improvement that does not conform to the zoning use because it existed before
enactment or amendment of the zoning ordinance is zoned as a
a.
pre existing condition
b.
variance
c.
nonconforming use
d.
none of these
9.
This is usually granted to a property owner to allow a special use of property that
is an allowable conditional use within that zone
a.
special use permit
b.
variance
c.
enabling permit
d.
none of these
10.
These restrictions usually have time limitations
a.
special use permits
b.
variances
c.
zoning laws
d.
deed restrictions
e.
all of these
11.
Title VIII of the Civil Rights Act of 1968 does NOT prohibit discrimination on
the basis of
a.
race
b.
age
c.
sex
d.
national origin
e.
all of these methods of discrimination are prohibited
12.
The Fair Housing Act does NOT prohibit discrimination on the basis of
a.
race
b.
age
c.
sex
d.
national origin
e.
all of these methods of discrimination are prohibited
13.
Today, if a real estate agent refused to show a house because a potential buyer
was over 50 and a woman they would violate
a.
b.
c.
d.
e.
the Civil Rights Act of 1868
the Civil Rights Act of 1968 for the discrimination based on sex
the Fair Housing Act of 1988 only for the discrimination based on her age
both the Civil Rights Act of 1968 and the Fair Housing Act of 1988 for
both reasons
none of the above
14.
B Cooper is renting the right side of the duplex he owns. He lives in the left side.
He refuses to rent to a family with a young child.
a.
He has violated Civil Rights Act of 1868
b.
He has violated Civil Rights Act of 1968
c.
He has violated Fair Housing Act
d.
All of these
e.
None of these, owner occupied 1 – 4 family dwellings are exempt
15.
B Cooper contracts with Sam Sheppard, a real estate broker, to rent the right side
of B’s duplex. B lives in the left side. Sam refuses to show to a family with a
young child.
a. He has violated Civil Rights Act of 1868
b. He has violated Civil Rights Act of 1968
c. He has violated Fair Housing Act
d. All of these
e. None of these, owner occupied 1 – 4 family dwellings are exempt
16.
B Cooper is renting the right side of the duplex he lives in. He refuses to rent to a
20 year old college student.
a.
He has violated the Civil Rights Act of 1868
b.
He has violated the Civil Rights Act of 1968
c.
He has violated the Fair Housing Act
d.
None of these, students’ are not a protected class
e.
None of these, owner occupied 1 – 4 family dwellings are exempt
17.
The act of encouraging people to sell or rent their homes by claiming that the
entry of a protected class of people will negatively impact property values is
a.
redlining
b.
steering
c.
blockbusting
d.
legal
e.
c&d
18.
Channeling of renters and home seekers to particular neighborhoods is
a. redlining
b. steering
c. blockbusting
d. legal
e. b & c
19.
Discouraging potential renters and buyers from considering some areas is
a. redlining
b. steering
c. blockbusting
d. legal
e. b & c
20.
The Equal Credit Opportunity Act prohibits discrimination on the basis of all of
the following responses EXCEPT
a.
age
b.
public assistance
c.
race
d.
a&b
e.
all of the above responses are prohibited
21.
A town prohibits a developer from building more than five houses per acre in a
subdivision. This restriction is called
a.
a variance.
b.
density zoning.
c.
cluster building.
d.
curvilinear.
22.
The purpose of bulk zoning is to.
a.
ensure that certain kinds of uses are incorporated into developments.
b.
specify certain types of architecture for new buildings.
c.
control density and avoid overcrowding.
d.
set overall development goals for the community.
23.
Deed restrictions are created by all of the following EXCEPT
a.
Deed
b.
Statute
c.
Written agreement
d.
General plan of a subdivision
24.
The primary intent of zoning ordinances is to
a.
assure that proposed land uses conform with the master plan.
b.
demonstrate the police power of the state.
c.
limit the amount and types of businesses in a given area.
d.
protect residential neighborhoods from commercial encroachment.
25.
If buyer Martin builds an outbuilding that violates the subdivision covenants
mentioned in his deed, he
a.
may forfeit title to the property.
b.
may be sued and required to alter the structure or remove it.
c.
d.
may be sued and required to pay damages to the other residents in the
neighborhood.
is safe from legal action taken by other residents in the area about this
matter.
26.
It is illegal for a lending institution to refuse to make a residential loan in a
particular area only because of the
a.
questionable economic condition of the applicant.
b.
physical location of the property.
c.
applicant not being of legal age.
d.
deteriorated condition of the premises.
27.
The practice of channeling families with children away from other buildings into
an apartment building where other families with children reside is
a.
most practical,
b.
blockbusting.
c.
redlining.
d.
illegal discrimination.
28.
The federal Fair Housing Act does NOT prohibit
a.
blockbusting.
b.
discriminatory advertising.
c.
redlining.
d.
discriminating on the basis of marital status.
29.
The landlord’s lease prohibits tenants from altering the property in any way. A
young woman who uses a wheelchair cannot maneuver over a doorstep into the
apartment by herself. In addition, she cannot access bathroom facilities in her
wheelchair. Which of the following is true?
a.
The landlord is responsible for making all apartments accessible to people
with disabilities
b.
The tenant cannot remedy these conditions because of the terms of the
lease.
c.
The landlord should not have rented this apartment to the tenant.
d.
The tenant is entitled to make the necessary alterations.
30.
The Fair Housing Act of 1968 is known as
a.
Title VIII of the Civil Rights act of 1969.
b.
the Civil Rights Act of 1866.
c.
The Civil Rights Act of 1964
d.
Executive Order No. 11063.
31.
All of the following are legal deed restrictions EXCEPT
a.
b.
types of buildings that may be constructed.
allowable ethnic origins of purchasers.
c.
d.
activities that are not to be conducted at the site.
minimum size of buildings to be constructed.
32.
To protect the public from fraudulent interstate land sales, a developer involved in
interstate land sales of 25 or more lots must
a.
provide each purchaser with a printed report disclosing details of the
property.
b.
pay the prospective buyer’s expenses to see the property involved.
c.
provide preferential financing.
d.
allow a 30-day cancellation period.
33.
To determine whether a location can be put to future use as a retail store, one
would examine the
a.
building code.
b.
list of permitted nonconforming uses.
c.
housing code.
d.
Zoning ordinance.
34.
Zoning powers are conferred on municipal governments in which of the following
ways?
a.
By state enabling acts
b.
Through the master plan
c.
By popular local vote
d.
Through city charters
35.
The purpose of a building permit is to
a.
assert a deed’s restrictive covenant.
b.
maintain municipal control over the volume of building.
c.
provide evidence of compliance with municipal regulations.
d.
show compliance with restrictive covenants.
36.
“I here they’re moving in. There goes the neighborhood! Better put your house on
the market before values drop!” This is an example of what illegal practice?
a.
Steering
b.
Blockbusting
c.
Redlining
d.
Fraudulent advertising
37.
Which of the following actions is legally permitted?
a.
Advertising property for sale only to a special group
b.
Altering the terms of a loan for a member of a minority group
c.
Refusing to make a mortgage loan to a minority individual because of
poor credit history
d.
Telling the individual that an apartment has been rented when in fact it has
not
38.
Which of the following statements is true of complaints relating to the Civil
Rights Act of 1866?
a.
They must be taken directly to federal courts.
b.
They are no longer reviewed in the courts.
c.
They are handled by HUD.
d.
They are handled by state enforcement agencies.
39.
Why is the Civil Rights Act of 1866 unique?
a.
It has been broadened to protect the aged.
b.
It adds welfare recipients as a protected class.
c.
It contains “choose your neighbor” provisions.
d.
It provides no exceptions that would permit racial discrimination.
40.
The following ad appeared in the newspaper: “For sale: 4BR brick home;
Redwood School District; excellent Elm Street location; short walk to St. John’s
Church, and right on bus line. Move-in condition, priced to sell.” Which of the
following statements is true?
a.
The ad describes the property for sale and is very appropriate.
b.
The fair housing laws do not apply to newspaper advertising.
c.
The ad should state that the property is available to families with children.
d.
The ad should not mention St. John’s Church.
Essay questions are for your convenience to prepare for the midterm and final. You do
not have to turn them in for a grade.
1.
Differentiate zoning and building codes.
2.
Differentiate a condition use permit and a variance.
3.
Differentiate zoning and deed restrictions.
4.
Describe how the fair Housing Act is enforced.
5.
What are the penalties for violating the Fair Housing Act?