VCSU Benefits FY2016
Broadband Job Classifications
0000 BAND: Executive/Administrative
1000 BAND: Administrative/Managerial
2000 BAND: Academic
3000 BAND: Professional
4000 BAND: Technical and Paraprofessional
5000 BAND: Office Support
6000 BAND: Crafts/Trades
7000 BAND: Services
8000 BAND: Student Employment Non-Broadbanded
(examples)
9000 BAND: Temporary Employment (non-broadbanded)
Types of Benefits
Insurance
Retirement & Flex Spending
Additional Benefits
Insurance Benefits
NDPERS
Group
Health
Group Life
Voluntary
Dental
Voluntary
Vision
Voluntary
Long-Term
Care
Health Insurance Benefits
– VCSU pays full premiums for single or family coverage
on either plan option.
– Sanford Health Plan (in-network information below)
Coverage
Copay
Deductible (S/F)
Co-Insurance Max (S/F)
Annual HSA Contributions (S/F)
Traditional
High-Deductible/HSA
$25
No Copay, 80/20 after deductible
$400/$1,200
$1,500/$3,000
$1,150/$2,700
$3,000/$6,000
N/A
$839.28/$2,030.88
For more detail click here to view
the NDPERS Website
Dental Insurance
• Employee pays premium
– Covered services fall into 4 categories:
Service
Coverage
Preventive and Diagnostic Care
100% (every 6 months)
Basic Restorative Care
80%
Major Restorative Care
50%
Orthodontia
50%
– Annual maximum per member - $1,000
Level of Coverage
Monthly Premium
Employee Only
$38.64
Employee & Spouse
$74.58
Employee & Child(ren)
$86.58
Family
$123.30
Deductible: $50
Per person, per year
Lifetime max (Ortho) $1,500
Dental Insurance
• Employee pays premium
–
–
–
–
Amount covered varies depending on the service.
No In-Network deductibles
Click here for the detailed amounts.
Annual maximum per member - $1,500
Level of Coverage
Monthly Premium
Employee Only
$27.98
Employee + 1 Dependent
$53.34
Employee + 2 or more dependents
$89.16
Vision Insurance
• Employee pays Premium
–
–
–
–
Provided by Superior Vision
Coverage for annual eye exam
Coverage for frames and lenses, or contacts annually
$35 Copay for materials and contact lens fittings
Level of Coverage
Monthly Premium
Employee Only
$4.92
Employee & Spouse
$9.84
Employee & Child(ren)
$8.96
Family
$13.88
Term Life Insurance
– Employee
• VCSU pays premium on $3,500 death benefit for the employee
• Additional coverage in $5,000 increments up to $200,000
– Dependent/Spouse
• Dependent/Spouse – $2,000 or $5,000 option
• Spouse – up to ½ of employee coverage
Click here to view rates
Long Term Care
• Long Term Care (UNUM)
– Requires applicants to be underwritten prior to approval
– Nursing home care facilities, assisted living facilities, professional home
care, or total home care
– Coverage is effective the 1st of the month following approval by UNUM
– Click here for rates (under the calculator section)
Long-Term Disability
• NDPERS (Bands 4000-7000)
– After twelve-month eligibility period
– Income of 25% of final average salary
• Not reduced by other disability payments
• The Standard (Bands 0000-3000)
– After six-month eligibility period
– Income 60-70% of monthly wage base
• Reduced by other disability payments
Premiums
• Premiums are paid in advance of the month
Pay Period
Coverage Paid
January 16-31
March 01-15
February 01-15
March 16-31
• 1st paycheck will have double or triple deductions
NDPERS: Self-Service
www.nd.gov/ndpers
Welcome to
PERSLink Member
Self Service
Features
Retirement & Flex Spending
Retirement
Staff (Bands 4000 – 7000)
NDPERS
2014
Employer
12.26%
Employee
3.00%
Vesting after 3 years (36 months)
Faculty, Executives, and Administrators (Bands: 0000 - 3000)
TIAA-CREF
2014
Years of Service
0-2*
2-10
10+
Employer
7.50%
12.50%
13.00%
Employee
3.50%
4.50%
5.00%
*0000 & 1000 bands skip this band
Supplemental Insurance Options are also available.
Flexible Spending Program &
Premium Conversion
• Flexible Spending
– Allows employees to pay for qualifying medical expenses and/or day
care expenses with tax-deferred dollars
– Enrollment is on a calendar year basis
• Premium Conversion
– Allows employees to deduct premiums on a pre-tax basis
– Yearly elections cannot be changed until the new plan year unless
there is a qualifying event (birth, death, marriage, etc.)
Additional Benefits
Employee Assistance Program
The Village Family Services (Fargo)
• VCSU pays premium
• Allows 6, 100% confidential, individual sessions per household
member
• For issues involving relationships, the workplace, emotional health,
and service for financial and legal counseling
• Contact The Village at 1-800-627-8220
Personal Leave
• Annual Leave
• Sick Leave
– Eligible employees accrue annual
leave from date of hire. Accrual is
based on years of service:
Years of Service
Days accrued/year
1-3
12
4-7
15
8-12
18
13-18
21
18+
24
– May carry over up to 240 hours
annually. Must use 40 hours/year
after first year.
▫ Employees accrue 12 days/year at a
rate of 1 day/month (prorated to
FTE)
▫ Employees may use up to 40 hours
sick leave annually to assist ill
immediate family
Perks
Tuition Discount
•Three classes per calendar year within NDUS. Release time to
attend class must be worked out with supervisor. 50% tuition
waiver for children and spouses of employees attending VCSU.
Athletic Events
•VCSU employees and one guest will be admitted to athletic events
by presenting their university ID card
Perks Cont.
Pool
•Free! The pool is located in the Student Center
Viking-I and Cafeteria Meals
•Pay for meals in advance to save on tax
Delta Airline Discount Program
•Discounts on Personal and Business flights
Perks Cont.
Viking Grounds
•Coffee Barista serving Starbucks Coffee in made to order beverages.
Counseling Services
•Any personal concern is appropriate to bring to a counselor. Any
subject can be discussed, any type of discomfort, or just simply a
relaxing talk. Everything is kept confidential.
Fine & Performing Arts
•Art gallery exhibits, student and professional musical performances,
VCSU Community School for the Arts, Theatrical performances, and
many other guests.
Perks Cont.
Council of State Employees (COSE)
•The Council of State Employees prepares numerous discounts for all
North Dakota state employees, which can be viewed on their website:
http://www.nd.gov/cose/discounts/index.htm
Sanford Health Plan: Dakota Wellness Program
•Sanford Health Plan members can earn $20 each month when you
work out at your local fitness center at least 12 days a month.
Sanford Health Plan: bWell Dashboard
•Earn points by participating in the activities on your dashboard to
qualify for $250 in annual wellness incentives.
Important Websites
Employee Services
Policy Manuals
NDPERS
TIAA-Cref
Employee Self-Service
Manager Self-Service
Employee Handbook
Next Steps
Benefits E-mail
• NDPERS Welcome Letter
• Fraud Video
• Annual Review of Policies
Benefits Meeting
• Create an NDPERS Account
• Meet with HR to review selections
Questions?
Please Contact:
Jennifer Larson, Director of Human Resources
701-845-7401
Jennifer.Larson@vcsu.edu