ANNUAL HOUSING STATISTICS BULLETIN 2004 1 © Government of Ireland 2005 BAILE ÁTHA CLIATH ARNA FHOILSIÚ AG OIFIG AN tSOLÁTHAIR Le ceannach díreach ón OIFIG DHÍOLTA FOILSEACHÁN RIALTAIS TEACH SUN ALLIANCE, SRÁID THEACH LAIGHEAN, BAILE ÁTHA CLIATH 2, nó tríd an bpost ó FOILSEACHÁIN RIALTAIS, AN RANNÓG POST-TRÁCHTA, 51 FAICHE STIABHNA, BAILE ÁTHA CLIATH 2, (Teil: 01 - 6476834/35/36/37; Fax: 01 - 6476843) nó trí aon díoltóir leabhar. ___________ DUBLIN PUBLISHED BY THE STATIONERY OFFICE To be purchased directly from the GOVERNMENT PUBLICATIONS SALE OFFICE SUN ALLIANCE HOUSE, MOLESWORTH STREET, DUBLIN 2, or by mail order from GOVERNMENT PUBLICATIONS, POSTAL TRADE SECTION, 51 ST. STEPHEN’S GREEN, DUBLIN 2, (Tel: 01 - 6476834/35/36/37; Fax: 01 - 6476843) or through any bookseller. ____________ €3.94 ISBN 0 - 7557 - 7114 - 1 2 FOREWORD BY MINISTER OF STATE Access to housing is vital to sustaining family and community life and it is an essential cornerstone in responding to our mobile, dynamic and growing economy. My Department is firmly committed to implementing policies needed to enable everyone have a home suitable for their needs. The increasing demand for housing from a growing population at affordable costs creates huge challenges for us all. The availability of good statistical data to inform policy is therefore crucial. I therefore welcome the new format for the Annual Housing Statistical Bulletin which seeks to provide an overview on the full range of housing activity. This ranges from overall housing supply, to the range of social and affordable housing measures which are targeted at a broad range of housing needs not met by market provision. One of the remarkable statistics within the bulletin is the record output of house completions in 2004. The last ten years have seen unprecedented levels of housing construction, at rates not seen anywhere else in Europe. This has been during a time of extraordinary demand for housing brought about by demographic, low interest rate, and strong economic growth factors. The high price levels seen in the early 1990’s have begun to show evidence of slowing. Through low interest rates, employment growth and fiscal policy, there has also been evidence of improvements in the cost of servicing a mortgage where an average mortgage represents about 25% of the disposable income of an average two-income household, lower than the 29% experienced in the early nineties. The private rented sector has also continued to grow and the passage of the Residential Tenancies Act in 2004 marked an important point in the modernisation and development of this sector. 2004 saw continued investment in social and affordable housing measures. With the assistance of some €1.6 billion funds, over 12,000 households were provided with social and affordable housing in 2004. In 2004 we requested all local authorities to produce the five-year Action Plans 2004-2008, to ensure that the resources are used in an integrated and holistic manner to delivery quality housing. I hope that this new format of the Bulletin will prove to be useful for all readers. A fuller historic series of statistics is also available on the Department’s website at www.environ.ie. Noel Ahern T.D. Minister for Housing & Urban Renewal 3 4 CONTENTS Part 1 - Overview 7 Part 2 - Housing Market Indicators 11 Appendix I - Statistical Tables 31 Section 1 - Housing Activity House completions - by sector Total house completions - by area for 2004 Total and private house completions - by area New houses completed - by type for 2004 New houses completed percentages- by type New house guarantee registrations Commencement notices Supply of housing land 31-38 Section 2 - House Prices New house prices by area New house prices (excl apartments) by area New apartment prices by area Second-hand house prices by area Second-hand house prices (excl apartments) by area Second-hand apartment prices by area Ranges of house prices - Whole country Ranges of house prices - Dublin House building cost index 39-47 Section 3 - Housing Loans Loan approvals Loan payments Ranges of loans paid - Whole country Ranges of loans paid - Dublin 48-51 Section 4 - Profile of Borrowers Ranges of income of borrowers - Whole country Ranges of income of borrowers - Dublin Occupation of borrowers Ownership status of borrowers - Whole country and Dublin 52-55 5 Section 5 - Social Housing 56-74 Total social and affordable housing provision - 2004 Local authority housing output new build and acquisitions - by area 2000-2004 Local authority housing output new build and acqusitions - by Council Sale of local authority houses Improvement works in lieu of re-housing and extensions - by area First time lettings by local authorities Number of local authority houses let at 31 December Local Authority Management and Maintenance expenditure Local Authority Housing Revenue Account - expenditure and income Voluntary and Co-operative housing output - by area Section 6 - Affordable and Part V Activity Shared ownership and affordable housing - sales completed during 2004 Shared ownership and Affordable housing (1999 scheme) - by area Part V, Planning and Development Acts 2000 - 2004 Mortgage allowance - by area 75-79 Section 7 - Traveller Accommodation Traveller Families in all categories of accommodation at 26 November 2004 80-83 Section 8 - Disabled persons and essential repairs grants paid Disabled persons and essential repairs grants paid by local authorities Disabled persons and essential repairs grants paid - by area 2004 84-85 Section 9 - Private Rented Housing Enforcement of requirements for standards and rent books in 2004 Registration of Houses and Landlords - 31 August 2004 86-87 Section 10 - Capital Investment in Housing Public capital expenditure on housing and Capital formation in housing Appendix II - Summary of Social and Affordable Housing Schemes 6 88 89-94 Part 1 Overview The key housing objective is to enable every household to have available an affordable dwelling of good quality, suited to its needs, in a good environment and, as far as possible, at the tenure of its choice. Ireland has experienced unprecedented demand for housing in recent years, resulting from both demographic and economic factors and this has been the major driver of house price increases. The primary focus of policy therefore has been on improving supply to address this demand. This policy is having effect with sustained growth in housing output over the past decade. In fact, 2004 was the 10th consecutive year of record house completions with 76,954 units built. Ireland is now building at the fastest rate in Europe – over 19 units per 1,000 population compared with around 3.5 units per 1,000 in the UK. Preliminary forecasts for 2005 would suggest that supply will be at similar levels to 2004.1 Housing is the largest single component of investment under the National Development Plan 2000 - 2006 (NDP). In the period January 2000 to December 2004, over €6.8 Billion, over 9% ahead of forecast, was spent on the housing measures in the NDP. While physical progress was somewhat behind targets due mainly to construction inflation and land prices, NDP investment to date has led to levels of social housing output by local authorities and voluntary and cooperative housing bodies not seen in a generation. At a broader level, housing is an important component of our national infrastructure. The high level of public and private investment in this sector, mean that residential construction has become a significant sector in the context of overall economic activity. Housing contributes 60% of the total value of construction (estimated at €15 billion in 2004), a percentage that has been growing significantly (See Section 10). In terms of employment, the construction sector accounts for over 12% of total employment. Key Policy Developments in 2004 Legislative changes Two important pieces of housing legislation were passed in 2004 - The Residential Tenancies Act 2004, and Housing (Miscellaneous Provisions) Act, 2004. Residential Tenancies Act 2004 The Residential Tenancies Act 2004 provides for major reform of landlord/Tenant law. The Act, which came into operation in full on 6 December 2004, provides for 1 Construction Industry Indicators, prepared by DKM Economic Consultants on behalf of DoEHLG, 8th April 2005 7 significant changes to the private rented sector including; a four year security of tenure measure, new procedures for the termination of tenancies, provisions relating to rents, the specification of minimum landlord and tenant obligations and the establishment of a statutory body – Private Residential Tenancies Board (PRTB) – whose functions include the resolution of disputes arising in the sector, the operation of a new system of tenancy registration, the carrying out of research and the provision of information and policy advice in relation to the private rented sector. This Act is the core element of the Government’s overall programme to promote reform and development of the private rented sector based particularly on the report of the Commission on the Private Rented Residential Sector. The new tenancy registration system also replaces the 1996 registration regulations whereby landlords were required to register their tenancies with the local authorities. Housing (Miscellaneous Provisions) Act, 2004 Legislation was passed at the end of 2004 to enable the lending institutions to provide mortgage finance to affordable housing beneficiaries. The change paves the way for direct sale by developers of affordable housing under Part V arrangements. Both of these measures are considered important to the delivery of affordable housing. New schemes introduced in 2004 Rental Accommodation Scheme A new initiative – the Rental Accommodation Scheme - was announced in July 2004. Under this scheme local authorities will, over a four-year period, progressively assume responsibility for accommodating supplementary welfare allowance rent supplement recipients of eighteen months or more continuous duration with a long term housing need. The key objectives of the new scheme are to provide an additional source of good quality rented accommodation for eligible persons, a reduction in long term dependence on rent supplement and the enhancement of the response of local authorities in meeting long-term housing needs. Central heating programme The survey conducted by the ESRI on behalf of the Department in 2001/2 into the quality of housing in Ireland 2, indicated that the proportion of local authority housing stock which had central heating was significantly below that of the rest of the Irish housing stock. It is estimated that some 36,000 dwellings or approximately 30% of the local authority housing stock has no central heating. A new central heating 2 The Irish National survey of Housing Quality 2001-2002 (ESRI on behalf of DoEHLG, published November 2003) 8 programme was introduced in 2004 to address this issue. €12 million was provided in 2004 for this purpose and €30 million is being provided in 2005. It is intended to complete the programme of installation over the next few years. Innovative Approaches to delivery In recent years, there has been a diversification in the nature of social and affordable housing, both in terms of the range of measures available to tackle the broad spectrum of housing need, and the nature of the delivery mechanisms themselves. Some of the recent innovations are highlighted below. Action Plans for Social and Affordable Housing New arrangements for the planning and delivery of social and affordable housing programmes were introduced in 2004, with the initiation of five-year action plans for social and affordable housing. These plans are designed to give a systematic and integrated approach to the delivery of housing. The overarching aim is to ensure that investment achieves the desired effect in the long-term by tackling real need and breaking cycles of disadvantage and dependency. The plans are an important new planning tool, providing a practical implementation to the social and affordable housing segment of local authority Housing Strategies. Plans have been developed during the course of 2004 at county or city level by local authorities. Public Private Partnerships The Department actively encourages the use of Public Private Partnership (PPP) arrangements to bring forward integrated housing developments of private, social and affordable housing units. There are a number of large scale regeneration projects which are being advanced on a PPP arrangement. These involve the (design) building and construction of the new development. The first of these, involving the regeneration of Fatima Mansions is well underway with the demolition of a number of blocks and the construction of the first phase of 110 houses for renting by Dublin City Council. The overall project consists of the provision of 150 units of rented accommodation, 70 affordable units and approximately 300 private units. The next project to be developed in this manner by Dublin City Council is at O’Devaney Gardens/St. Bricin’s while a further PPP project is proposed by for the redevelopment of St. Michael’s Estate in Inchicore. PPP arrangements also feature as an important part of the Affordable Housing Initiative under the Sustaining Progress agreement and the new Rental Accommodation Scheme. 9 Housing Forum In 2003, the Housing Forum was re-constituted under the National Partnership Agreement, Sustaining Progress, and continued to provide the social partners with an opportunity to contribute to housing policy development. The Housing Forum provides the mechanism through which special initiatives on Housing and Accommodation in Sustaining Progress is progressed. The forum is particularly engaged in reviewing the effectiveness of social and affordable housing programmes. The Housing Forum met three times during 2004. Ballymun Regeneration 10 Part 2 Housing Market Indicators A number of indicators are available to assess the trends in the housing market. These include house completions, house guarantee registrations, commencement notices, planning permissions granted, availability of serviced lands, house prices and affordability measures. Some of this data is produced in Appendix I. Where possible, historical data is available on the Department’s website www.environ.ie Section 1 - Housing Activity House Completions The total number of new houses completed in 2004 was 76,954. This represents another record year for house completions, up 12% on the 2003 output. Annual house completions are three and half times what they were ten years ago, with the highest house building rate in Europe, at over 19 houses per 1,000 population. New House Completions 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 1998 1999 2000 2001 Total completions 2002 Dublin 2003 2004 GDA There were 16,810 houses completed in Dublin, up by 17%, and 25,915, up 13%, in the Greater Dublin Area (GDA) in the same period. A breakdown of these figures by local authority area is at Pages 32 to 33. 93.3 % of overall output was private housing, while 6.7% or 5,146 units, were completed by the local authority and voluntary and co-operative sector. (This does not represent the total output of social housing provision by local authorities, as other measures including acquisitions, vacancies in existing stock etc contribute to the level of first time lettings by local authority - see page 56-59). 11 New House Guarantee registrations Nationally, the number of new houses registered under guarantee schemes 3 for 2004 were 60,782, up 7% compared with 2003 (Page 36). While the rate of growth was lower than the previous year, the absolute numbers are at record levels. While some houses are not registered, particularly self built, these figures serve as a useful indicator of future building activity. New House Registrations and Total House Completions 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 1998 1999 2000 2001 New House registrations 2002 2003 2004 Completions Commencement Notices Following a Pilot Study involving four local authorities, ‘Residential Commencement Notice’ forms have been issued for all building control authorities 4 since January 2004 and the Building Control Regulations have been amended to accommodate this. This survey (Page 37) provides details of the numbers of residential units started. Results for the twelve months to December 2004 indicate over 77,000 actual commencements. Given that this is a new survey, it is not yet possible to draw conclusions about any trends. The Department will begin to issue quarterly results starting in 2005. Supply of Housing Land The 6th housing land availability survey undertaken in June 2004 indicated that there was over 12,500 hectares of zoned serviced land nationally, with an estimated yield of 367,000 housing units (Page 38). This equates to sufficient capacity nationally for 3 House registrations are made on a voluntary basis with either HomeBond or Premier Guarantee. (The latter since 2002). 4 12 There are a total of thirty-seven Building Control Authorities covering the country. residential development for over five years, based on recent average housing output. At the end of June 2004 Dublin City and County had approximately 2,300 hectares of zoned serviced land with an estimated yield of over 112,200 housing units. There were 800 hectares of zoned serviced land in the Mid-East Region with an estimated yield of about 22,400 units. In the other major urban areas, there was sufficient zoned serviced land to yield about 32,500 units in Cork, 27,700 units in Galway, 10,300 units in Limerick and 6,700 units in Waterford. Planning Permissions granted Another useful indicator of future housing activity is the level of planning permissions granted. This data is published by the Central Statistics Office, and available on their website at www.cso.ie. It shows that nationally 101,653 units received a final grant of planning permission in 2004, representing an increase of 30% on 2003 of 78,354 units (up 11.9% in the Greater Dublin Area and up 5% in Dublin). Increases in planning permissions granted have also been seen in Galway (50%), Limerick (0.7%) and Cork (11%). Housing Stock There are estimated to be over 1.6 million units of Housing stock 5 in 2004. This estimate is derived by taking account of the number of houses surveyed for the Census of Population 2002, includes both vacant and occupied houses; numbers of houses completed; and allowing for obsolescence of existing dwellings 6. This equates to over 400 houses per 1,000 persons or almost 2.5 persons for every house. This compares favourably with the EU norms where the average is 450 per 1,000 persons. Over 30% of the existing housing stock has been built in the past 10 years, a result of the record levels of housing construction activity in this period. A survey by the ESRI on behalf of the Department in 2001/2002, gave both an overview of this stock and levels of satisfaction by occupiers. Among the key results of that survey were:• The Irish housing stock is dominated by detached houses - 46% of the stock are detached houses, semi-detached houses account for 27%, terraced houses for 20% and apartments represent 6% of the total stock; 7 • close to one third of housing stock is made up of one-off housing, that is, detached housing in open countryside. 5 Housing Stock is permanent occupied and unoccupied habitable residential dwellings 6 Obsolescence factor of .007% 7 Supported also by the 2002 Census of Population, Volume 13, CSO 13 While 6% of the stock is currently made up of apartments, apartment building has been a particular feature of recent completions. In fact apartment building made up 21% of all housing units built in 2004, or 42% of the Dublin region. In terms of tenure, the ESRI study indicated that over 80% of the stock is owner occupied with 45% owning their accommodation outright and 37% purchasing with a mortgage. 8% of those surveyed rented from a local authority, while 9% rented privately. Across all tenures, the ESRI study reflected a high level of satisfaction among Irish householders regarding their accommodation. In overall terms 92% of households were satisfied with the general condition of their accommodation and 95% of households were satisfied with area/neighbourhood and the amount of privacy they have while 86% were satisfied with running costs. Section 2 - House Prices Average House Prices Despite the substantial growth in housing supply, the rate of house price inflation remained a concern during 2004. In 2004, average house prices increased by 11% for both new and second-hand houses on a nation-wide basis over 2003 prices. House prices in Dublin for the same period increased by 10.6% and 9.7% for new and secondhand houses respectively. Table 1: Average House Prices 2004 House Type Average Price Year 2004 / Average Price Q4 2004 / Q4 2004 / And Year 2004 Year 2003 Q4 2004 Q3 2004 Q4 2003 Location New: Nationally €249,191 11.0% €262,277 5.2% 11.3% Dublin €322,628 10.6% €329,447 1.6% 8.7% Nationally €294,667 11.2% €308,899 5.4% 11.2% Dublin €389,791 9.7% €411,439 7.6% 10.3% Second hand: Average house prices have been derived from data supplied by the mortgage lending agencies on loans approved by them. In comparing house price figures from one period to another, account should be taken of the fact that changes in the mix of 14 houses and apartments to which the data relates affect the average figures. Prices are shown for the whole country, the five main urban areas (Cork, Dublin, Limerick, Waterford, and Galway) and for other areas of the country. Tables showing separate average prices for houses and apartments are also provided. In the appendix (Pages 39- 46) The Department is currently developing a new house price statistical system (HPSS), which will enable it to produce a mix-adjusted house price index as well as providing an expanded series of borrower profile information. It is hoped that some results from this new development will begin publication in 2005. Affordability The ESRI study conducted in 2001/2002 on behalf of the Department on housing quality, over 90% who are purchasing or renting spend less than one third of their household income on rent or mortgage. The Department maintains an index of housing affordability measured by reference to the costs of servicing a mortgage. (generally 35% is used as under Part V of the Planning and Development Acts 2000 – 2004 as a threshold for assessing affordability) This index is based on an affordability ratio, which shows how much income is absorbed to service a mortgage. Due to trends in family and work situations, with the steady increase in female participation in the workforce in the last few years, it is more relevant to examine trends in affordability for two-earner households 8. The affordability ratio indicates that there has been a decrease in affordability since 1994, although it is still better than the early nineties. In 2004, the mortgage outgoings of a typical household represents about 25% of their disposable income, compared to 22% in 1995 and 29% in the early nineties on a national basis. 8 This index is based on assumptions contained in the Bacon report and is based on a two earner household – one person earning the average non-industrial wage and the other earning the average industrial wage. The 2004 mortgage outgoings are based on a 20-year mortgage, 3.25% interest rate and an average national house price of €249,198. 15 Mortgage repayments as % of net income (2 earners) % 33 31 29 27 25 23 21 19 17 15 1988 1990 1992 1994 1996 1998 2000 2002 2004 Section 3 - Housing Loans Comparisons of the numbers of new private house completions with new housing loans paid out, suggest that over 60% were funded by a mortgage. Details of the numbers and values of loans approved and paid since 2000 are set out at pages 48-49. The changes in the numbers of loans approved and paid by all agencies, including local authorities, indicates a significant increase in the numbers of loans paid out for new houses – an increase of over 25% in one year – with the total value of mortgages taken out for house purchase being almost €17 billion in 2004. Table 2: Loans Approved and Paid 2004 2004 Numbers Percentage Value of Loans Increase € million 2004/2003 Approved New 50,018 26.1% €9,750m Second Hand 54,287 -6.7% €11,269m New 44,231 25.3% €7,416m Second Hand 54,478 10.2% €9,517m Paid Tables on pages 50-51 indicate that over 80% of mortgages paid out in the whole country were for less than €250,000. However, this percentage was a lot lower in the Dublin area, with only 60% borrowing up to €250,000. 16 Section 4 - Profile of Borrowers Information collected from a large sample of mortgage loan statistical survey forms, submitted by borrowers at loan payment stage, provides some useful indicative statistics in relation to buyer ownership status, ranges of incomes and occupation. These are given in the tables on pages 52-55. First Time Buyer status Indicative data 9 shows that first time buyers continue to remain an active force in the housing market in 2004. It is estimated that 48% of all new house purchase loans were by first time buyers, or 34% of all house loans. There is also evidence that the national average price paid by a first time buyer for a new house is approximately 13% less than the overall average price. With effect from 2nd December 2004, Section 126 of the Finance Act 2005 introduced a relief from stamp duty for first time buyers of second hand residential properties under €317,501 (previously €190,501) and a reduction in the stamp duty rates for such properties up to €635,000. It is anticipated that this will increase the participation of first time buyers in the second hand market and also reduce the rate of price increases for new houses. It is too soon to comment on the effect of this budgetary change. Sections 5 and 6 - Social and Affordable Housing Provision It is recognised that even at high level of supply, the market will not address the full spectrum of housing needs. Specific social and affordable measures are required to aid households who cannot afford to meet their own housing needs. Local authorities have a broad and important role in responding to these needs. This involves both direct provision and enabling needs to be met through interaction with both the voluntary and co-operative housing and private housing sector. In 2004, total exchequer and non-exchequer Funding of these housing measures amounted to some €1.884 billion which is four times that provided in 1997 and represented an increase of 5.4% on the 2003 out-turn. As a result of this investment, the housing needs of 12,145 households were met. The following table provides a breakdown of the numbers of households assisted in 2004 9 Based on analysis of mortgagee statistical survey forms, submitted by a sample of mortgage lending agencies. 17 under various social and affordable measures. A local authority breakdown of the 2004 total provision is set out in the tables on pages 56-59 in Appendix I. (Background details of each measure are provided in the Appendix II) The provision in 2004 was slightly less than anticipated, due to lower completions than anticipated by both the local authority and voluntary and co-operative sector and some decline in take up of the shared-ownership scheme. However, this level of provision in 2004 was 40% higher than the level of provision in 2000. There was a high level of social housing units in progress by both the local authority and voluntary and co-operative housing sector in 2004, and with anticipated growth in affordable housing, this augurs well for a forecasted provision of over 13,000 households in 2005. At the request of the Department, new multi-annual Action Plans have been prepared by local authorities for the provision of social and affordable housing over the period 2004 – 2008. These have been approved by the Department and are designed to assist local authorities in identifying priority needs over the coming years and providing a coherent and co-ordinated response across all housing services, including delivery of housing by voluntary and co-operative housing sector. 18 Table 3: Overview of Social and Affordable housing provision 2004 Social Housing: Numbers Local Authority Houses • • Completions & Acquire (including Part V) Regeneration (new units) Total Local Authority provision 4,374 136 4,510 Voluntary & Co-operative Houses • • • Capital Assistance Capital Loan & Subsidy Part V Total Voluntary & Co-op provision 626 899 82 1,607 Other Social Housing measures • • • Vacancies in existing stock Improvement works in lieu of rehousing Extensions to local authority houses 3,445 140 178 Total Other Social Housing measures 3,763 Total number of households assisted through Social Housing measures 9,880 Affordable Housing: Shared Ownership Mortgage Allowance 10 1999 Affordable Housing Part V Affordable Housing Total number of households assisted though Affordable Housing measures Total provision of Social and Affordable Housing 10 798 233 860 374 2,265 12,145 This excludes 20 households who surrendered local authority houses in 2004 to acquire affordable scheme houses. 19 To ensure maximum output from multi-annual capital expenditure on social and affordable housing measures over the coming years through a coherent and coordinated response across all housing services, the five-year Action Plans referred to in Part 1 were introduced. In preparing these plans, local authorities had to assess their social and affordable housing needs taking account of their existing housing stock. The resultant plans set out their proposed response to these needs for 20042008 across the range of housing programmes including local authority housing construction, regeneration and remedial works, voluntary housing, traveller accommodation, housing needs of the elderly and people with disabilities, homelessness, affordable housing, and management and maintenance of the stock. All the plans have been agreed by the Department. The Department and local authorities are assisted in their delivery of these housing services through a number of support agencies: Housing Finance Agency The Housing Finance Agency continued in 2004 to make an important contribution to the delivery of social housing programmes, with loan advances of €494 million (increase of 10.5% on 2003). (www.hfa.ie) National Building Agency The National Building Agency continues to play an important role in contributing to the objective of increased social housing through the local authority, voluntary and affordable housing programmes. The agency provides consultancy services to local authorities in the provision of social and affordable housing. (www.nba.ie) Housing Unit Financial assistance was also provided to support the work of the Housing Unit in further promoting best practice in the management of the public and social housing sector. (www.housingunit.ie) Section 5 - Social Housing Programmes Local Authority Housing The number of new housing units completed and acquired under the main local authority housing construction and various regeneration programmes in 2004 was 4,510 units. This includes 135 units acquired under Part V arrangements. 20 Table 4: Local Authority Social Housing Local Authority Housing 2000 2001 2002 2003 2004 • Completions & Acquired • Part V • Regeneration (new units) 3,207 - 4,964 58 4,754 320 4,558 75 339 4,239 135 136 Total Local Authority Social Housing 3,207 5,022 5,074 4,972 4,510 5,313 units of housing were started in 2004, this was up 12% on the number of starts in 2003. Construction work was in progress at the end of the year on 7,389 units. (breakdown of 2004 output by local authority at pages 60-61). The Department continued to fund major redevelopment and regeneration programmes to improve the living environment of existing social housing tenants. This includes regeneration and remedial works with demolitions in Ballymun, which is among the biggest urban regeneration projects underway in Europe. Some 2,900 households were assisted through a new scheme introduced in 2004 to provide central heating to local authority tenants. It is estimated that 36,000 units of local authorities are without central heating and it is intended to complete the programme of installation over the next few years. Total expenditure on the main local authority housing and regeneration/remedial works programmes in 2004, which excluded expenditure by local authorities from their internal receipts, was over €850million. First Time lettings by Local Authorities 3,445 vacancies arose in local authority housing stock (“casual vacancies”) during the year. Together with 3,669 first-time lettings, this meant that a total of 7,114 units were available for letting in 2004.(pages 64-65 for breakdown by local authority) Improvement works in lieu of re-housing and extensions to local authority houses. Through improvement works in lieu of re-housing and extensions were added to local authority houses, a further 318 households had their housing needs addressed in 2004 (page 63 for breakdown by local authority). Over €25million was spent on these schemes in 2004. 21 Table 5: Other Local Authority Social Housing Measures 2000 2001 2002 2003 2004 • Vacancies in existing stock • Improvement works in lieu • Extensions to LA houses 2,854 123 153 3,004 108 187 3,122 164 199 3,795 151 203 3445 140 178 Total 3,130 3,299 3,485 4,149 3,763 Total number of households assisted through various Local Authority Social Housing measures 6,337 8,321 8,559 9,121 8,273 Tenant Purchase Scheme 1,652 dwellings were purchased under the Tenant Purchase Scheme in 2004; 4,135 applications to purchase were made and 3,463 sales were approved (Page 62 for breakdown by local authority). The level of purchases under this scheme is subject to fluctuation from year to year as the chart below indicates. Sale of Local Authority Houses - Tenant Purchase 2,000 1,500 1,000 500 0 2000 22 2001 2002 2003 2004 Stock maintenance and management. Latest available data on the number of social housing units is for the year 2003, and indicates that 107,253 social housing units were let by local authorities in that year. The average weekly rent was €32.10. (Page 66 for further details) Voluntary and Co-operative Housing Sector The Voluntary and co-operative housing sector provides social rental accommodation for general family type needs and special needs housing for categories of persons such as people with a disability, the elderly and homeless people. The provision of social housing by the sector is funded under two separate schemes. The Capital Assistance Scheme generally caters for special needs housing, while the Capital Loan and Subsidy Scheme tends to be used to provide more family type accommodation. To qualify for funding, a voluntary housing body must in the first instance obtain approved status from the Department. Approved bodies work in partnership with the relevant local authority in providing social rental accommodation. Voluntary Housing, Adare 23 Capital Assistance and Loan Subsidy The number of units provided by Voluntary and Co-operative housing sector with capital assistance from the Department under the Capital Assistance Scheme and Loan Subsidy Scheme, was 1,607 units. This included 82 units acquired through Part V arrangements. Work was in progress on 2,178 units of accommodation at the end of 2004 and a further 1,681 units were started (Page 74 for breakdown by local authority area). Expenditure on the voluntary and co-operative housing programme amounted to €206 million in 2004. Table 6: Additions to Voluntary and Co-operative Housing Voluntary & Co-operative Houses 2000 2001 2002 2003 2004 • Capital Assistance • Capital Loan & Subsidy • Part V 484 467 - 554 699 - 699 661 - 1,018 599 - 626 899 82 Total Voluntary & Co-operative Housing 951 1,253 1,360 1,617 1,607 Voluntary and Co-operative housing stock There are currently about 17,000 units of accommodation owned and managed by the voluntary and co-operative housing sector. Low cost housing sites A total of 87 sites were made available under this scheme in 2004. The scheme is generally targeted at households who would otherwise benefit from social housing measures, and is also used by Voluntary Housing bodies providing houses under the Capital Assistance or Capital Loan and Subsidy Schemes. The extent to which low cost sites can be made available by local authorities is limited by the demands of their own building programme requirements. 24 Section 6 - Affordable and Part V Activity Affordable housing is provided under various schemes, including the Shared Ownership Scheme; 1999 Affordable Housing Scheme; Part V of the Planning Development Acts 2000 – 2004; and under the Affordable Housing initiative (AHI) as provided in Sustaining Progress Partnership Agreement. Shared Ownership Scheme A total of 6,283 households have benefited under the Shared Ownership Scheme in the five years 2000 to 2004. 798 households benefited in 2004. 1,671 transactions were approved in principle in 2004 with a further 3,099 applications received in that year. Key data regarding the scheme in 2004 would indicate that • two thirds of beneficiaries had an annual income of €25,000 or less; • 43% of beneficiaries were in a income bracket which made them eligible for rent subsidy; • 11% of beneficiaries were on local authority housing waiting lists; • 58% of the houses purchased through shared ownership were priced at less than €185,000 and • 70% of the houses purchased using the scheme in 2004 were second-hand. Output data for each local authority is set out at Page 75. Affordable Housing (1999) Scheme The 1999 affordable housing scheme provides for local authorities to provide newly built houses at a discounted price from their own lands and allows the purchaser to benefit from a loan of up to 97% of the house price. Since the launch of the 1999 Affordable Housing Scheme in the year 2000, 3,624 units have been provided. 860 of these were provided in 2004. At the end of 2004 there were 1,326 houses in progress and 2,471 new units proposed. Key data in relation to beneficiaries would indicate that: • 22% were eligible for mortgage subsidy; • 92% of the houses were priced at less than €185,000 and 25 • 55% of beneficiaries were in receipt of income of €25,000 or less. Output data for each local authority is set out at Page 76. Part V of the Planning and Development Acts 2000 – 2004 Output of Part V housing is now beginning to gather momentum as much of the residential building coming through in recent years was on foot on planning permissions which predated the Planning and Development Act 2000 - 2004 and thus did not have a Part V requirement. Increasingly, output will relate to planning permissions to which Part V requirements do apply. In 2004, a total of 217 social and 374 affordable housing units were acquired under Part V agreements with developers. In addition, 1,910 social and affordable units were in progress at the end of 2004 and 2,885 units were proposed. 10 land transfers to local authorities have also been completed involving 10.09 hectares; a further 106 partially or fully serviced sites have been transferred to local authorities and voluntary housing bodies; and some €10 million has been received in payments in lieu and under the withering levy. It is clear from the returns that there has been activity in all of the city and county councils under at least one of the options available for complying with Part V. Table 7: Part V Activity 2002 2003 2004 - 75 135 - - 82 Total Social Housing - 75 217 Affordable Housing 46 88 374 Total Social and Affordable 46 163 591 - 2 50 10 106 €1.07m €9.75m Social Housing • • Local Authority Voluntary and Co-operative Housing sector Land Transfers Sites Financial Contribution (including withering levy) 26 The Department provisionally estimates that over 1,600 units will arise from Part V activity in 2005. It is envisaged that some 6,000 social and affordable units will be delivered under Part V between 2005 – 2007. Additionally, payments in lieu, which are ring fenced for housing capital purposes only, together with land and sites accruing from the take up of the alternative options will further supplement the overall provision of social and affordable housing. (Page 78) Summary of output under affordable housing schemes A total of 10,415 households have been able to acquire affordable housing under these three schemes between 2000 and 2004. Numbers acquiring Affordable Housing 2000 - 2004 4,000 12,000 10,000 3,000 8,000 2,000 6,000 4,000 1,000 2,000 0 0 2000 2001 2002 Shared Ownership Part V - Affordable 2003 2004 2000-2004 Affordable Housing (1999) Total Affordable 2000-2004 Affordable Housing Initiative (AHI) Substantial progress has been made towards meeting the target of 10,000 Affordable Housing Initiative units as outlined in Sustaining Progress. This Initiative is aimed at those who in the past would have expected to purchase a house from their own resources but find they are unable to do so in the current housing market. Over 70 sites have been identified on State or local authority owned lands. The Government passed legislation in December 2004 ‘Housing Miscellaneous Provisions Act 2004’ which allows private financial institutions access to the affordable housing mortgage market and facilitate the direct sale of affordable housing units to eligible persons nominated by the local authority. 27 Mortgage Allowance The mortgage allowance scheme was introduced in 1991 to assist tenants or tenant purchasers of local authority houses who surrender their property to the local authority to become owner-occupiers of other dwellings. Eligibility was extended in 1995 to tenants of dwellings provided by approved voluntary housing bodies under the rental subsidy scheme, who return their accommodation to the body, thus making it available for re-letting. The current rate of the allowance is €11,450. In 2004, 253 new households benefited from this scheme. Some 20 of these households moved from local authority housing to affordable scheme housing. Details of transactions broken down by local authority are at page 79. Wolf Tone Street 28 Sections 7 and 8 – Special needs housing As part of their social rented accommodation programme both local authorities and the voluntary and co-operative housing sector are involved in responding to special housing needs, delivering accommodation for the homeless, the elderly and people with a disability. There are also specific funding programmes for the provision of Traveller accommodation and to adapt private housing for the needs of elderly people and people with a disability. Output under these schemes is detailed in section 7 and 8. Section 7 - Traveller Accommodation The Department continued to monitor the implementation of the 5-year local Traveller accommodation programmes. The number of families classified as being on the roadside (on unauthorised sites) reduced from 788 in 2003 to 601 at the end of 2004; a decrease of almost 500 families since the start of the 5-year programme. (See pages 80-83 for breakdown by local authority) Expenditure of €35 million was incurred in 2004 on the provision of Traveller specific accommodation (group housing and halting sites). Section 8 - Disabled Persons and Essential Repairs Grants The Disabled Persons and Essential Repairs Grant schemes enable people in accommodation which cannot be made fit in all respects at a reasonable cost to have basic repairs carried out to their houses so that they can continue to provide an acceptable standard of accommodation for the occupants. 7,297 grants valued at €55.4million, were made by local authorities in respect of Disabled Persons Grants and Essential Repairs Grants in 2004 (See pages 84-85 for further details) Task Force for the Elderly A Task Force for the Elderly was set up in 1982 under the aegis of the Department, to undertake an emergency programme to improve the housing conditions of elderly persons living alone in unfit or unsanitary accommodation. At local level, the scheme is operated by the Community Care sections of the HSE, which is responsible for determining the eligibility of applicants and in having the necessary works carried out. Typically, aid is available for necessary repairs to make a dwelling habitable for the lifetime of the occupant. The repairs carried out are of a most basic nature to the fabric of the house to secure it from the elements and ensure it remaining habitable for the duration of its occupancy by the elderly person. In the interests of elderly persons, 29 whose housing conditions are improved under the scheme, it has, since its inception, been administered with flexibility and a minimum of formality. In 2004 €15.6 million was made available for the operation of the scheme and some 4,365 households were aided. Section 9 - Private Rented Housing Until the establishment of the new tenancy registration system operated by the PRTB, landlords were required to register their tenancies with the local authorities. Those regulations were repealed with effect from 1st September 2004 so the registration statistics relate only to the period up to 31 August 2004. Local authorities continue to be responsible for the enforcement of the standards and rent books regulations and will receive registration fee income collected by the PRTB for the purpose of these enforcement functions, calculated on a basis that takes into account their level of activity so as to encourage more proactive enforcement activity. (Pages 86-87) Section 10 - Capital Investment in Housing Details of the amount of capital expenditure invested in housing are contained in section 10. The value added contributed by housing construction is estimated to have amounted to more than €15billion in 2004, contributing 12% of Ireland’s gross national product. (Page 88) Baile and Choiste, Galway 30 Appendix I: Statistical Tables Section 1: Housing Activity HOUSE COMPLETIONS BY SECTOR Period Social Housing Local Authority Voluntary & Co-operative Houses* Houses Private Houses Total 2000 2001 2002 2003 2004 2,204 3,622 4,403 4,516 3,539 951 1,253 1,360 1,617 1,607 46,657 47,727 51,932 62,686 71,808 49,812 52,602 57,695 68,819 76,954 2002 Q1 Q2 Q3 Q4 450 1,009 973 1,971 318 312 309 421 11,210 12,119 13,662 14,941 11,978 13,440 14,944 17,333 2003 Q1 Q2 Q3 Q4 837 1,084 1,355 1,240 318 386 409 504 12,554 14,439 16,376 19,317 13,709 15,909 18,140 21,061 2004 Q1 Q2 Q3 Q4 (r)692 905 (r)535 1,407 246 520 220 621 (r)15,783 17,811 (r)17,458 20,756 16,721 19,236 18,213 22,784 31.8% 8.5% 18.9% -0.6% 2.3% 8.8% 20.7% 14.6% 5.6% 9.7% 19.3% 11.8% -22.6% 34.7% -46.2% 23.2% 25.7% 23.4% 6.6% 7.4% 22.0% 20.9% 0.4% 8.2% -51.2% 111.4% -57.7% 182.3% -18.3% 12.8% -2.0% 18.9% -20.6% 15.0% -5.3% 25.1% Annual percentage change 2001 2002 2003 2004 64.3% 21.6% 2.6% -21.6% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 -17.3% -16.5% -60.5% 13.5% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 * (r) -44.2% 30.8% -40.9% 163.0% Does not include second-hand houses acquired by local authorities but includes units acquired under Part V, Planning and Development Acts 2000-2004 for local authority rental purposes . Revised. 31 Section 1: Housing Activity HOUSE COMPLETIONS BY AREA 2004 County Councils (including Borough & Town Councils) Social Housing Local Authority Voluntary & Co-operative Private Total Carlow Cavan Clare 54 196 19 0 0 25 1,098 1,511 1,787 1,152 1,707 1,831 Cork County Cork City Council Cork Total 168 172 340 87 0 87 5,657 2,192 7,849 5,912 2,364 8,276 Donegal 164 127 2,521 2,812 D/Laoghaire-Rathdown Fingal South Dublin Dublin City Council Dublin Total 50 175 244 278 747 128 158 56 215 557 1,599 7,401 2,469 4,037 15,506 1,777 7,734 2,769 4,530 16,810 Galway County Galway City Coucil Galway Total 93 25 118 100 59 159 3,199 1,465 4,664 3,392 1,549 4,941 Kerry Kildare Kilkenny Laois Leitrim 106 104 51 203 80 33 80 9 60 0 2,603 3,295 1,324 1,363 764 2,742 3,479 1,384 1,626 844 Limerick County Limerick City Limerick Total 53 32 85 60 1 61 1,669 1,291 2,960 1,782 1,324 3,106 Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Tipperary 41 126 97 99 56 131 29 22 127 78 4 89 23 11 5 3 47 13 42 27 864 2,113 2,115 3,440 666 1,717 1,440 1,135 1,143 526 909 2,328 2,235 3,550 727 1,851 1,516 1,170 1,312 631 54 26 80 0 19 19 1,194 1,078 2,272 1,248 1,123 2,371 113 185 88 33 93 0 1,979 2,765 1,988 2,125 3,043 2,076 400 400 71,808 76,954 Waterford County Waterford City Council Waterford Total Westmeath Wexford Wicklow Conversions TOTALS 3,539 1,607 Notes:- (a) Total house completions are based on the number of new dwellings connected by the ESB to the electricity supply and may not accord precisely with local authority boundaries. (b) Local Authority includes new build under regeneration projects for Cork and Dublin City Councils. (c) L. A. includes units acquired under Part V, Planning & Development Acts, 2000-2004 for local authority rental purposes. (d) Voluntary & co-operative housing consists of housing provided under the capital loan and subsidy and capital assistance schemes. 32 Section 1: Housing Activity TOTAL & PRIVATE HOUSE COMPLETIONS - BY AREA County Councils Total House Completions Private House Completions (including Borough and Town Councils) 2000 2001 2002 2003 2004 2000 2001 2002 2003 2004 Carlow Cavan Clare 717 696 1,652 658 883 1,487 695 1,163 1,466 897 1,154 1,679 1,152 1,707 1,831 643 644 1,563 513 790 1,416 683 953 1,413 782 1,004 1,571 1,098 1,511 1,787 Cork County Cork City Council Cork Total 4,546 1,186 5,732 4,838 752 5,590 4,754 812 5,566 6,325 1,053 7,378 5,912 2,364 8,276 4,356 1,081 5,437 4,429 646 5,075 4,440 570 5,010 5,980 914 6,894 5,657 2,192 7,849 Donegal 2,545 2,722 2,765 3,120 2,812 2,346 2,460 2,160 2,848 2,521 D/Laoghaire-Rathdown 860 Fingal 4,044 South Dublin 2,139 Dublin City Council 2,362 Dublin Total 9,405 1,166 3,602 1,746 3,091 9,605 785 4,308 3,406 4,124 12,623 1,871 7,019 2,134 3,370 14,394 1,777 7,734 2,769 4,530 16,810 843 3,976 1,906 2,178 8,903 1,077 3,495 1,490 2,638 8,700 703 4,155 3,293 3,280 11,431 Galway County Galway City Council Galway Total 2,117 1,116 3,233 2,467 1,436 3,903 2,265 1,496 3,761 3,170 2,305 5,475 3,392 1,549 4,941 2,002 1,035 3,037 2,348 1,359 3,707 2,075 1,407 3,482 3,042 1,927 4,969 3,199 1,465 4,664 Kerry Kildare Kilkenny Laois Leitrim 1,665 2,366 736 839 658 1,813 2,426 1,007 1,027 750 1,838 3,126 1,119 862 691 2,667 2,971 1,183 1,031 708 2,742 3,479 1,384 1,626 844 1,581 2,305 671 791 626 1,603 2,165 844 905 687 1,623 2,934 1,088 808 612 2,403 2,824 1,102 903 678 2,603 3,295 1,324 1,363 764 Limerick County Limerick City Council Limerick Total 586 1,234 1,820 754 1,326 2,080 1,452 766 2,218 1,835 1,150 2,985 1,782 1,324 3,106 515 1,190 1,705 620 1,129 1,749 1,269 718 1,987 1,647 1,131 2,778 1,669 1,291 2,960 Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Tipperary 311 1,513 2,237 2,303 426 1,132 900 411 708 521 614 2,046 1,790 2,553 685 1,006 945 500 778 546 735 1,923 1,694 2,924 611 1,263 853 740 755 589 659 2,288 2,022 3,687 660 1,257 1,308 890 1,065 646 909 2,328 2,235 3,550 727 1,851 1,516 1,170 1,312 631 275 1,417 2,021 2,227 372 1,119 818 383 627 440 496 1,908 1,654 2,381 567 935 877 464 679 484 620 1,743 1,660 2,696 558 1,166 737 650 675 484 500 2,011 1,942 3,519 588 1,154 1,101 773 953 482 864 2,113 2,115 3,440 666 1,717 1,440 1,135 1,143 526 Waterford County 1,074 Waterford City Council 318 Waterford Total 1,392 1,000 402 1,402 1,324 460 1,784 1,171 996 2,167 1,248 1,123 2,371 1,026 196 1,222 943 282 1,225 1,172 254 1,426 1,079 788 1,867 1,194 1,078 2,272 Westmeath Wexford Wicklow 1,578 2,432 1,484 1,517 1,955 1,914 1,187 2,342 2,002 1,585 2,743 1,800 2,125 3,043 2,076 1,478 2,198 1,408 1,478 1,773 1,792 1,125 2,002 1,806 1,480 2,524 1,670 1,979 2,765 1,988 400 400 400 400 400 400 400 400 400 400 49,812 52,602 57,695 68,819 76,954 46,657 47,727 51,932 Conversions TOTALS Note:- 1,662 1,599 6,744 7,401 2,042 2,469 2,518 4,037 12,966 15,506 62,686 71,808 Total house completions are based on the number of new dwellings connected by the ESB to the electricity supply and may not accord precisely with local authority boundaries. 33 Section 1: Housing Activity NEW HOUSES COMPLETED BY TYPE 2004 County Councils (including Borough and Town Councils) House House House Flat Bungalow Detached Semi-Detached Terraced Apartment Total Carlow Cavan Clare 160 85 239 108 506 631 639 928 735 83 2 4 162 186 222 1,152 1,707 1,831 Cork County Cork City Council Cork Total 432 30 462 1,485 53 1,538 3,456 1,245 4,701 52 17 69 487 1,019 1,506 5,912 2,364 8,276 Donegal D/Laoghaire-Rathdown Fingal South Dublin Dublin City Council Dublin Total 385 5 64 24 3 96 1,080 62 337 60 118 577 1,061 795 4,565 1,385 1,271 8,016 34 96 700 264 66 1,126 252 819 2,068 1,036 3,072 6,995 2,812 1,777 7,734 2,769 4,530 16,810 Galway County Galway City Council Galway Total 205 1 206 1,651 22 1,673 1,154 854 2,008 28 0 28 354 672 1,026 3,392 1,549 4,941 Kerry Kildare Kilkenny Laois Leitrim 605 337 211 203 71 809 443 295 254 337 968 2,153 520 868 312 39 91 210 123 3 321 455 148 178 121 2,742 3,479 1,384 1,626 844 Limerick County Limerick City Council Limerick Total 398 11 409 274 30 304 690 726 1,416 63 19 82 357 538 895 1,782 1,324 3,106 Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Tipperary 36 139 453 204 81 387 147 118 100 96 258 281 823 349 289 411 218 484 581 109 445 1,435 798 2,565 314 859 1,013 459 220 365 8 179 8 101 1 26 10 12 0 3 162 294 153 331 42 168 128 97 411 58 909 2,328 2,235 3,550 727 1,851 1,516 1,170 1,312 631 Waterford County Waterford City Council Waterford Total 156 14 170 254 9 263 752 467 1,219 31 18 49 55 615 670 1,248 1,123 2,371 95 948 222 6,665 297 441 157 13,516 1,273 1,240 1,206 37,736 10 115 115 2,531 450 299 376 16,106 2,125 3,043 2,076 76,554 Westmeath Wexford Wicklow TOTALS Note:- This data are based on the number of new dwellings connected by the ESB to the electricity supply but exclude conversions. 34 9,029 8,870 8,934 6,665 2001 2002 2003 2004 8.7% 13.1% 15.5% 17.3% 18.4% % share 13,516 13,276 13,157 15,471 14,828 Detached 17.7% 19.4% 23.0% 29.6% 30.0% % share 37,736 23,522 18,633 14,006 14,470 Semi-D This data has been provided by the ESB, but excludes conversions. 9,070 2000 Note: Bungalow Year 49.3% 34.4% 32.5% 26.8% 29.3% % share 2,531 7,848 4,997 3,070 2,158 Terraced 3.3% 11.5% 8.7% 5.9% 4.4% % share NEW HOUSES COMPLETED BY TYPE 2000 TO 2004 16,106 14,839 11,638 10,626 8,886 Apartment 21.0% 21.7% 20.3% 20.4% 18.0% % share 76,554 68,419 57,295 52,202 49,412 TOTAL Section 1: Housing Activity 35 Section 1: Housing Activity NEW HOUSE GUARANTEE REGISTRATIONS 2004 County 2000 2001 2002 2003 Q1 Q2 Q3 Q4 Total Carlow 369 305 429 719 248 292 108 199 847 Cavan 270 201 370 572 239 207 267 393 1,106 Clare 891 648 864 1,157 299 546 268 365 1,478 Cork 4,424 2,957 6,004 5,827 1,691 2,425 1,128 1,181 6,425 850 710 804 1,078 265 148 200 300 913 Dublin 8,122 8,724 18,243 16,708 4,402 5,349 4,324 4,639 18,714 Galway 1,831 1,780 2,941 2,811 570 849 568 541 2,528 739 639 1,561 1,272 394 424 521 423 1,762 2,064 1,933 2,192 3,264 549 846 865 698 2,958 Kilkenny 607 648 1,064 946 261 370 261 282 1,174 Laois 809 346 821 1,152 236 719 199 414 1,568 Leitrim 259 313 213 516 115 227 178 133 653 Limerick 1,381 862 1,824 3,197 1,022 536 364 394 2,316 Longford 103 131 238 419 295 113 229 71 708 Louth 1,298 855 1,340 1,763 426 426 305 296 1,453 Mayo 903 407 837 955 264 424 254 190 1,132 Meath 2,595 1,993 2,904 3,615 1,057 728 711 851 3,347 Monaghan 205 147 190 158 26 21 48 79 174 Offaly 638 399 640 1,220 167 455 239 199 1,060 Roscommon 254 289 347 445 255 287 181 239 962 Sligo 369 335 556 765 168 358 295 135 956 Tipperary 1,024 538 1,098 1,411 442 613 467 363 1,885 Waterford 1,121 881 1,550 1,575 493 531 363 384 1,771 976 777 1,031 1,609 409 309 333 209 1,260 Wexford 1,697 1,049 1,611 1,584 627 527 609 389 2,152 Wicklow 814 978 1,345 2,121 471 235 513 261 1,480 TOTALS 34,613 28,845 51,017 56,859 15,391 17,965 13,798 13,628 60,782 Donegal Kerry Kildare Westmeath Notes:- (a) Q1, Q2, and Q3 2004 have been revised. (b) Data up to and including 2001 represent HomeBond Registrations. (c) Data from 2002 includes HomeBond Registrations and Premier Guarantee Registrations. (d) County figures include all County Councils, City, Borough and Town Councils within the County. 36 Section 1: Housing Activity COMMENCEMENT NOTICES 2004 2004 Number of Notices Total number of Of which, includes Received Residential units Single Houses Commenced January 1,861 5,984 1,362 February 1,858 7,148 1,535 March 2,407 7,570 2,035 April 2,141 6,653 1,850 May 2,095 7,819 1,759 June 2,199 7,624 1,806 July 2,122 6,330 1,643 August 2,022 6,066 1,700 September 1,958 5,303 1,587 October 1,699 7,037 1,447 November 1,687 5,899 1,400 December 1,146 4,258 955 TOTALS 23,195 77,691 19,079 Notes:- Data has been collected on a monthly basis from Residential Commencement Notices, received by all of the 37 Building Control Authorities. This series began 1st January 2004. 37 Section 1: Housing Activity SUPPLY OF HOUSING LAND Survey of housing zoned serviced land availability - 30 June 2004 Zoned serviced land County & City Councils Hectares No. of Housing Units 227 360 608 4,489 7,877 11,196 1,148 191 1,339 26,369 6,102 32,471 145 2,578 D/Laoghaire-Rathdown Fingal South Dublin Dublin City Council Dublin Total 252 1,134 664 219 2,269 13,388 35,623 34,022 29,160 112,193 Galway County Galway City Council Galway Total 861 164 1,025 21,915 5,795 27,710 Kerry Kildare Kilkenny Laois Leitrim 575 501 752 227 71 16,595 12,654 18,285 5,675 1,432 Limerick County Limerick City Council Limerick Total 413 26 439 9,258 987 10,245 Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Tipperary 59 482 219 174 123 89 402 61 290 791 1,334 14,990 4,940 5,370 2,331 1,859 10,058 1,350 8,032 20,494 Waterford County Waterford City Council Waterford Total 92 174 266 1,941 4,743 6,684 Westmeath Wexford Wicklow 235 630 181 5,017 16,454 4,411 12,540 366,724 Carlow Cavan Clare Cork County Cork City Council Cork Total Donegal TOTALS Notes:- (a) (b) 38 County figures include serviced land data for Borough Councils and Town Councils where applicable. Serviced land refers to land that has the necessary water, sewerage, transport or other services required to bring the land into development and sufficient for planning permission to be granted and construction to commence. Section 2: House Prices NEW HOUSE PRICES AT LOAN APPROVAL STAGE BY AREA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas 2000 2001 2002 2003 2004 € 169,191 182,863 198,087 224,567 249,191 € 221,724 243,095 256,109 291,646 322,628 € 166,557 174,550 184,369 211,980 237,858 € 163,824 171,161 187,607 223,388 242,218 € 145,834 152,205 168,574 197,672 210,868 € 145,713 155,488 167,272 195,173 220,286 € 154,050 166,834 179,936 203,125 228,057 2002 Q1 Q2 Q3 Q4 189,931 196,905 199,220 206,879 240,402 252,657 266,742 267,240 178,922 185,397 183,365 190,630 180,430 180,300 195,325 198,349 159,302 167,858 170,975 177,206 158,783 160,384 174,411 174,467 171,922 181,316 179,450 186,575 2003 Q1 Q2 Q3 Q4 213,904 222,532 225,356 235,688 278,819 289,345 295,158 303,193 201,094 202,298 211,549 233,465 215,724 219,970 226,706 231,657 185,769 196,580 203,765 201,615 186,132 187,848 204,896 205,703 192,065 200,300 205,464 213,494 2004 Q1 Q2 Q3 Q4 238,084 246,299 249,348 262,277 311,813 322,899 324,304 329,447 232,783 229,341 236,719 252,726 230,558 244,074 233,180 261,304 203,781 210,095 207,984 221,725 210,838 227,363 217,176 223,067 216,079 225,083 231,217 239,209 9.6% 5.4% 13.9% 10.6% 4.8% 5.6% 15.0% 12.2% 4.5% 9.6% 19.1% 8.4% 4.4% 10.8% 17.3% 6.7% 6.7% 7.6% 16.7% 12.9% 8.3% 7.9% 12.9% 12.3% Annual Percentage change 2001 2002 2003 2004 8.1% 8.3% 13.4% 11.0% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 11.3% 10.7% 10.6% 11.3% 11.8% 11.6% 9.9% 8.7% 15.8% 13.4% 11.9% 8.3% 6.9% 11.0% 2.9% 12.8% 9.7% 6.9% 2.1% 10.0% 13.3% 21.0% 6.0% 8.4% 12.5% 12.4% 12.5% 12.0% -0.3% -1.5% 3.2% 6.8% -0.5% 5.9% -4.5% 12.1% 1.1% 3.1% -1.0% 6.6% 2.5% 7.8% -4.5% 2.7% 1.2% 4.2% 2.7% 3.5% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 1.0% 3.5% 1.2% 5.2% 2.8% 3.6% 0.4% 1.6% 39 Section 2: House Prices NEW HOUSE PRICES (EXCLUDING APARTMENTS) AT LOAN APPROVAL STAGE BY AREA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2000 2001 2002 2003 2004 166,155 181,146 194,835 220,573 244,852 216,433 252,192 259,381 302,270 343,251 164,535 175,372 184,884 210,733 236,076 160,972 171,578 187,194 222,578 241,545 146,838 154,515 169,577 193,854 209,850 145,087 157,767 169,681 193,642 218,447 154,141 167,493 179,988 203,421 228,974 2002 Q1 Q2 Q3 Q4 187,273 193,910 195,450 202,991 241,907 256,523 272,221 269,408 180,145 186,425 182,468 190,960 178,140 181,588 195,576 197,082 161,681 170,585 170,655 175,897 162,617 162,883 176,307 175,311 172,690 181,091 179,536 186,131 2003 Q1 Q2 Q3 Q4 209,666 218,405 222,556 231,504 282,551 297,738 312,303 321,320 199,754 201,918 211,638 230,682 215,015 218,958 226,822 230,124 184,415 192,312 198,702 198,651 186,555 185,175 204,662 203,199 192,147 200,591 205,760 214,315 2004 Q1 Q2 Q3 Q4 235,292 240,985 245,522 257,779 333,323 347,764 343,683 347,467 234,967 227,399 233,311 250,238 231,456 240,889 231,561 262,295 202,580 210,576 206,452 220,494 210,343 226,573 213,237 221,001 217,033 225,813 231,986 240,868 16.5% 2.9% 16.5% 13.6% 6.6% 5.4% 14.0% 12.0% 6.6% 9.1% 18.9% 8.5% 5.2% 9.7% 14.3% 8.3% 8.7% 7.6% 14.1% 12.8% 8.7% 7.5% 13.0% 12.6% Annual Percentage change 2001 2002 2003 2004 9.0% 7.6% 13.2% 11.0% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 12.2% 10.3% 10.3% 11.3% 18.0% 16.8% 10.0% 8.1% 17.6% 12.6% 10.2% 8.5% 7.6% 10.0% 2.1% 14.0% 9.9% 9.5% 3.9% 11.0% 12.8% 22.4% 4.2% 8.8% 13.0% 12.6% 12.7% 12.4% 1.9% -3.2% 2.6% 7.3% 0.6% 4.1% -3.9% 13.3% 2.0% 3.9% -2.0% 6.8% 3.5% 7.7% -5.9% 3.6% 1.3% 4.0% 2.7% 3.8% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 40 1.6% 2.4% 1.9% 5.0% 3.7% 4.3% -1.2% 1.1% Section 2: House Prices NEW APARTMENT PRICES AT LOAN APPROVAL STAGE Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2000 2001 2002 2003 2004 205,682 196,386 220,298 250,235 271,016 243,338 224,485 249,250 274,347 299,667 191,725 159,741 175,674 229,976 251,942 190,509 168,145 190,217 231,084 248,041 137,457 129,876 159,457 221,717 217,585 152,424 127,174 137,604 223,468 237,372 150,911 153,404 179,112 198,214 215,978 2002 Q1 Q2 Q3 Q4 206,328 215,007 230,223 236,034 237,169 245,412 255,543 262,049 161,302 170,617 201,367 183,043 194,842 172,498 193,550 205,996 138,592 148,109 175,714 188,333 125,321 139,610 138,379 155,348 161,930 184,153 177,293 194,625 2003 Q1 Q2 Q3 Q4 248,351 249,522 244,141 256,955 271,068 274,096 268,251 281,611 226,905 208,278 210,117 261,147 224,318 227,910 225,262 243,583 207,590 224,366 225,486 218,684 166,326 247,893 208,234 233,477 190,215 195,232 200,515 202,969 2004 Q1 Q2 Q3 Q4 253,641 273,152 272,005 280,074 283,845 299,260 298,653 311,697 212,278 245,230 267,410 267,587 224,512 266,515 250,966 248,877 212,444 205,313 218,733 226,821 217,325 241,239 247,576 234,225 202,157 214,345 219,468 223,441 -7.7% 11.0% 10.1% 9.2% -16.7% 10.0% 30.9% 9.6% -11.7% 13.1% 21.5% 7.3% -5.5% 22.8% 39.0% -1.9% -16.6% 8.2% 62.4% 6.2% 1.7% 16.8% 10.7% 9.0% Annual Percentage change 2001 2002 2003 2004 -4.5% 12.2% 13.6% 8.3% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 2.1% 9.5% 11.4% 9.0% 4.7% 9.2% 11.3% 10.7% -6.4% 17.7% 27.3% 2.5% 0.1% 16.9% 11.4% 2.2% 2.3% -8.5% -3.0% 3.7% 30.7% -2.7% 18.9% 0.3% 6.3% 9.8% 9.5% 10.1% -18.7% 15.5% 9.0% 0.1% -7.8% 18.7% -5.8% -0.8% -2.9% -3.4% 6.5% 3.7% -6.9% 11.0% 2.6% -5.4% -0.4% 6.0% 2.4% 1.8% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 -1.3% 7.7% -0.4% 3.0% 0.8% 5.4% -0.2% 4.4% 41 Section 2: House Prices SECOND-HAND HOUSE PRICES AT LOAN APPROVAL STAGE BY AREA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2000 2001 2002 2003 2004 190,550 206,117 227,799 264,898 294,667 247,039 267,939 297,424 355,451 389,791 169,064 179,687 200,155 240,444 273,605 166,145 189,713 206,571 249,404 278,813 142,188 157,176 172,273 201,477 218,869 141,662 155,242 170,342 201,871 220,029 158,442 171,203 192,301 218,061 235,829 2002 Q1 Q2 Q3 Q4 213,390 227,063 229,412 241,054 274,714 297,723 300,599 318,694 184,610 194,398 204,936 215,821 193,116 200,175 207,645 224,531 161,242 175,959 170,581 181,826 160,038 163,352 173,334 184,164 177,275 192,252 196,755 201,135 2003 Q1 Q2 Q3 Q4 243,604 267,646 266,444 277,818 323,087 367,314 350,603 372,910 215,719 233,328 258,832 249,138 231,973 253,456 241,651 268,334 186,748 195,105 209,017 211,090 186,837 200,859 206,736 210,181 206,241 215,319 221,510 227,260 2004 Q1 Q2 Q3 Q4 274,274 301,620 293,114 308,899 362,845 399,536 382,505 411,439 250,491 276,879 288,285 276,956 272,282 285,920 282,943 273,665 198,417 238,036 209,220 231,457 214,441 212,650 225,636 228,051 224,298 235,110 237,504 246,733 8.5% 11.0% 19.5% 9.7% 6.3% 11.4% 20.1% 13.8% 14.2% 8.9% 20.7% 11.8% 10.5% 9.6% 17.0% 8.6% 9.6% 9.7% 18.5% 9.0% 8.1% 12.3% 13.4% 8.1% Annual Percentage change 2001 2002 2003 2004 8.2% 10.5% 16.3% 11.2% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 12.6% 12.7% 10.0% 11.2% 12.3% 8.8% 9.1% 10.3% 16.1% 18.7% 11.4% 11.2% 17.4% 12.8% 17.1% 2.0% 6.2% 22.0% 0.1% 9.6% 14.8% 5.9% 9.1% 8.5% 8.8% 9.2% 7.2% 8.6% 0.5% 10.5% 4.1% -3.9% 1.5% 5.0% -1.0% -3.3% -6.0% 20.0% -12.1% 10.6% 2.0% -0.8% 6.1% 1.1% -1.3% 4.8% 1.0% 3.9% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 42 -1.3% 10.0% -2.8% 5.4% -2.7% 10.1% -4.3% 7.6% Section 2: House Prices SECOND-HAND HOUSE PRICES (EXCL. APARTMENTS) AT LOAN APPROVAL STAGE BY AREA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2000 2001 2002 2003 2004 190,165 206,490 227,329 265,110 294,948 248,451 271,421 302,053 364,738 402,687 169,491 180,467 200,633 241,032 270,256 168,121 192,652 207,757 250,600 278,083 140,397 158,600 172,731 201,881 218,693 141,922 157,830 172,521 202,371 221,124 158,679 171,958 192,805 218,910 236,565 2002 Q1 Q2 Q3 Q4 213,640 226,626 228,692 240,114 278,817 301,631 306,239 324,638 185,381 195,535 204,797 215,731 195,799 199,844 210,034 224,953 164,429 175,522 170,678 180,840 162,456 167,347 175,227 184,113 177,577 192,565 197,546 201,566 2003 Q1 Q2 Q3 Q4 242,723 268,140 266,973 278,309 329,300 379,768 359,316 381,345 215,227 233,436 260,295 250,066 233,511 256,177 243,091 266,968 188,046 193,456 209,914 212,827 185,525 202,552 207,782 210,076 207,105 216,044 222,135 228,624 2004 Q1 Q2 Q3 Q4 273,509 303,148 292,411 310,191 370,643 415,432 394,165 427,333 246,558 273,499 280,282 279,365 271,052 286,055 282,578 272,085 198,473 239,118 209,813 229,235 214,998 213,310 226,925 230,159 225,517 235,738 238,278 247,238 9.2% 11.3% 20.8% 10.4% 6.5% 11.2% 20.1% 12.1% 14.6% 7.8% 20.6% 11.0% 13.0% 8.9% 16.9% 8.3% 11.2% 9.3% 17.3% 9.3% 8.4% 12.1% 13.5% 8.1% Annual Percentage change 2001 2002 2003 2004 8.6% 10.1% 16.6% 11.3% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 12.7% 13.1% 9.5% 11.5% 12.6% 9.4% 9.7% 12.1% 14.6% 17.2% 7.7% 11.7% 16.1% 11.7% 16.2% 1.9% 5.5% 23.6% 0.0% 7.7% 15.9% 5.3% 9.2% 9.6% 8.9% 9.1% 7.3% 8.1% -1.4% 10.9% 2.5% -0.3% 1.5% 5.5% -1.2% -3.7% -6.7% 20.5% -12.3% 9.3% 2.3% -0.8% 6.4% 1.4% -1.4% 4.5% 1.1% 3.8% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 -1.7% 10.8% -3.5% 6.1% -2.8% 12.1% -5.1% 8.4% 43 Section 2: House Prices SECOND-HAND APARTMENT PRICES AT LOAN APPROVAL STAGE Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2000 2001 2002 2003 2004 196,949 201,014 233,080 262,459 291,758 232,431 239,238 269,651 300,906 319,333 160,047 158,691 190,166 229,819 322,076 147,914 164,763 196,515 238,265 286,113 163,216 138,977 167,312 196,116 221,118 138,869 119,477 144,187 193,852 197,642 149,350 152,440 180,778 197,998 219,627 2002 Q1 Q2 Q3 Q4 210,643 231,878 238,252 251,148 246,779 272,752 270,058 286,418 169,972 172,339 208,031 217,942 166,995 202,698 185,228 221,301 131,939 180,033 168,824 191,905 134,025 120,825 145,566 184,797 171,491 186,025 169,208 191,391 2003 Q1 Q2 Q3 Q4 253,444 262,108 259,520 272,582 290,602 296,722 293,746 321,882 225,239 231,639 226,640 233,824 217,664 232,986 227,008 284,216 166,474 218,626 192,643 195,624 201,690 169,536 177,200 211,549 184,054 196,036 205,305 202,275 2004 Q1 Q2 Q3 Q4 282,774 284,574 300,553 297,613 317,901 304,281 320,942 334,152 305,038 331,994 396,514 242,254 286,770 284,529 286,637 286,655 197,566 224,125 201,658 255,082 204,300 196,938 180,750 201,008 195,698 219,293 218,071 238,553 2.9% 12.7% 11.6% 6.1% -0.8% 19.8% 20.9% 40.1% 11.4% 19.3% 21.2% 20.1% -14.9% 20.4% 17.2% 12.7% -14.0% 20.7% 34.4% 2.0% 2.1% 18.6% 9.5% 10.9% Annual Percentage change 2001 2002 2003 2004 2.1% 16.0% 12.6% 11.2% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 11.6% 8.6% 15.8% 9.2% 9.4% 2.5% 9.3% 3.8% 35.4% 43.3% 75.0% 3.6% 31.7% 22.1% 26.3% 0.9% 18.7% 2.5% 4.7% 30.4% 1.3% 16.2% 2.0% -5.0% 6.3% 11.9% 6.2% 17.9% 30.5% 8.8% 19.4% -38.9% 0.9% -0.8% 0.7% 0.0% 1.0% 13.4% -10.0% 26.5% -3.4% -3.6% -8.2% 11.2% -3.3% 12.1% -0.6% 9.4% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 44 3.7% 0.6% 5.6% -1.0% -1.2% -4.3% 5.5% 4.1% Section 2: House Prices RANGES OF HOUSE PRICES - WHOLE COUNTRY Year Percentages Not exceeding €150,000 % €150,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to €350,000 % Exceeding €350,000 % 30.5 36.2 38.1 35.1 29.2 10.6 15.8 17.8 21.9 24.1 4.4 6.3 7.6 11.1 16.2 2.0 3.1 3.8 5.0 8.8 2.9 3.8 5.5 7.2 11.8 43.1 32.4 24.7 16.8 10.5 27.9 32.1 30.5 24.4 20.8 12.4 16.6 19.2 20.7 21.5 6.2 7.6 8.8 15.0 18.0 3.7 4.2 5.5 7.9 10.0 6.8 7.1 11.2 15.2 19.1 45.3 33.3 25.6 18.0 10.2 28.8 33.5 33.4 28.8 24.2 11.8 16.3 18.7 21.2 22.6 5.6 7.1 8.4 13.4 17.3 3.1 3.8 4.9 6.7 9.5 5.4 6.0 9.1 12.0 16.2 NEW HOUSES 2000 2001 2002 2003 2004 49.6 34.9 27.1 19.7 9.9 SECOND -HAND HOUSES 2000 2001 2002 2003 2004 ALL HOUSES 2000 2001 2002 2003 2004 Note:- Ranges of house prices have been derived from mortgage loan statistical survey forms which have been submitted by borrowers at loan payments stage and returned to the Department by the mortgage lending agencies. 45 Section 2: House Prices RANGES OF HOUSE PRICES - DUBLIN ONLY Year Percentages Not exceeding €150,000 % €150,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to €350,000 % Exceeding €350,000 % 50.4 34.0 31.2 17.9 8.3 20.2 36.5 33.3 39.5 23.8 7.1 12.2 12.8 18.0 26.2 4.8 4.9 6.7 8.6 17.2 8.8 8.9 13.3 14.7 23.3 17.3 7.6 3.7 1.6 1.2 34.6 35.5 25.2 10.3 5.4 19.0 26.3 27.8 24.3 19.6 9.6 11.6 13.4 23.1 24.0 6.2 6.2 9.0 12.8 15.6 13.3 12.8 20.8 27.8 34.3 15.7 6.8 3.5 1.6 1.2 37.5 35.2 26.5 12.2 6.2 19.2 28.2 28.9 28.1 20.7 9.2 11.7 13.3 21.8 24.6 5.9 6.0 8.5 11.8 16.0 12.4 12.1 19.2 24.5 31.4 NEW HOUSES 2000 2001 2002 2003 2004 8.7 3.5 2.7 1.3 1.2 SECOND -HAND HOUSES 2000 2001 2002 2003 2004 ALL HOUSES 2000 2001 2002 2003 2004 Note:- 46 Ranges of house prices have been derived from mortgage loan statistical survey forms which have been submitted by borrowers at loan payments stage and returned to the Department by the mortgage lending agencies. Section 2: House Prices NATIONAL HOUSE BUILDING COST INDEX BASE: JANUARY 1991 = 100 Month 2000 2001 2002 2003 2004 January 135.8 154.3 169.9 174.2 179.6 February 136.1 154.7 170.0 174.5 179.7 March 136.4 155.6 ~ 169.5 174.5 179.9 April 136.5 157.4 169.5 177.3 179.9 May 136.8 157.6 169.5 177.3 180.0 June 136.9 157.7 169.7 177.4 180.2 July 137.2 161.1 173.8 177.1 181.1 August 137.2 165.9 173.9 177.2 182.2 September 137.7 166.0 173.9 177.2 182.2 October 153.8 169.3 173.9 177.2 183.9 November 153.8 169.4 174.0 177.2 184.2 December 153.9 169.3 174.1 177.2 184.2 Yearly 141.0 161.5 171.8 176.5 181.5 7.6% 14.5% 6.4% 2.7% 2.8% average Increase on previous year 1. The index relates to costs ruling on the first day of each month. 2. The index relates solely to labour and material costs which should normally not exceed 65% of the total price of a house. It does not include items such as overheads, profit, interest charges, land development etc. ~ The drop in the March 2002 figure is due to a decrease in the rate of PRSI from 12% to 10.75% with effect from 1st March, 2002. 47 Section 3: Housing Loans HOUSING LOANS APPROVED Period New Houses Number Value €m Second-hand Houses Number Value €m Totals Number Value €m 2000 2001 2002 2003 2004 33,289 29,277 39,399 39,676 50,018 3726.2 3695.9 5985.9 6968.2 9750.0 47,567 39,785 53,737 58,212 54,287 5277.4 5036.6 8373.4 10477.8 11269.2 80,856 69,062 93,136 97,888 104,305 9003.7 8732.6 14359.3 17446.1 21019.2 2002 Q1 Q2 Q3 Q4 9,518 11,362 9,401 9,118 1380.7 1699.2 1426.7 1479.3 12,301 15,569 13,138 12,729 1825.8 2397.8 2052.6 2097.3 21,819 26,931 22,539 21,847 3206.5 4097.0 3479.3 3576.5 2003 Q1 Q2 Q3 Q4 8,654 11,524 9,820 9,678 1437.1 1988.7 1681.1 1861.4 12,005 16,020 15,613 14,574 1997.1 2819.7 2772.9 2888.2 20,659 27,544 25,433 24,252 3434.2 4808.3 4454.0 4749.6 2004 Q1 Q2 Q3 Q4 10,969 13,752 13,098 12,199 2040.4 2596.4 2572.2 2541.1 12,772 14,820 14,062 12,633 2479.2 3115.5 2889.0 2785.5 23,741 28,572 27,160 24,832 4519.6 5711.8 5461.2 5326.5 -0.8% 62.0% 16.4% 39.9% -16.4% 35.1% 8.3% -6.7% -4.6% 66.3% 25.1% 7.6% -14.6% 34.9% 5.1% 6.6% -3.0% 64.4% 21.5% 20.5% 6.4% -7.5% -9.9% -13.3% 24.1% 10.5% 4.2% -3.6% 14.9% 3.7% 6.8% 2.4% 31.6% 18.8% 22.6% 12.1% -12.4% 16.0% -5.1% -10.2% -14.2% 25.7% -7.3% -3.6% -2.1% 20.3% -4.9% -8.6% -4.8% 26.4% -4.4% -2.5% Annual Percentage change 2001 2002 2003 2004 -12.1% 34.6% 0.7% 26.1% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 26.8% 19.3% 33.4% 26.0% 42.0% 30.6% 53.0% 36.5% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 48 13.3% 25.4% -4.8% -6.9% 9.6% 27.2% -0.9% -1.2% Section 3: Housing Loans HOUSING LOANS PAID Period New Houses Number Value €m Second-hand Houses Number Value €m Totals Number Value €m 2000 2001 2002 2003 2004 31,533 29,431 32,298 35,292 44,231 3093.6 3309.2 4353.8 5398.1 7416.0 42,725 37,355 46,994 49,457 54,478 4504.6 4354.7 6471.4 8125.7 9517.2 74,258 66,786 79,292 84,749 98,709 7598.2 7664.0 10825.2 13523.7 16933.2 2002 Q1 Q2 Q3 Q4 6,601 8,245 8,333 9,119 809.1 1062.8 1135.8 1346.1 8,071 12,232 13,418 13,273 1035.3 1658.4 1883.8 1893.9 14,672 20,477 21,751 22,392 1844.3 2721.2 3019.6 3240.0 2003 Q1 Q2 Q3 Q4 7,166 8,536 9,515 10,075 1043.5 1301.2 1424.2 1629.3 10,676 12,465 11,232 15,084 1451.6 1862.1 2418.1 2393.9 17,842 21,001 20,747 25,159 2495.0 3163.2 3842.3 4023.2 2004 Q1 Q2 Q3 Q4 9,047 11,261 11,074 12,849 1364.2 1763.5 2088.0 2200.3 12,718 13,760 14,765 13,235 1957.2 2326.1 2704.2 2529.8 21,765 25,021 25,839 26,084 3321.4 4089.5 4792.2 4730.0 7.0% 31.6% 24.0% 37.4% -12.6% 25.8% 5.2% 10.2% -3.3% 48.6% 25.6% 17.1% -10.1% 18.7% 6.9% 16.5% 0.9% 41.2% 24.9% 25.2% 19.1% 10.4% 31.5% -12.3% 34.8% 24.9% 11.8% 5.7% 22.0% 19.1% 24.5% 3.7% 33.1% 29.3% 24.7% 17.6% -15.7% 8.2% 7.3% -10.4% -18.2% 18.8% 16.3% -6.4% -13.5% 15.0% 3.3% 0.9% -17.4% 23.1% 17.2% -1.3% Annual Percentage change 2001 2002 2003 2004 -6.7% 9.7% 9.3% 25.3% Percentage change on corresponding quarter of previous year 2004 Q1 Q2 Q3 Q4 26.2% 31.9% 16.4% 27.5% 30.7% 35.5% 46.6% 35.0% Percentage change on previous quarter 2004 Q1 Q2 Q3 Q4 -10.2% 24.5% -1.7% 16.0% -16.3% 29.3% 18.4% 5.4% 49 Section 3: Housing Loans RANGES OF LOANS PAID - WHOLE COUNTRY Year Percentages Not exceeding €100,000 % €100,001 to €150,000 % €1500,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % Exceeding €300,000 % 31.0 35.8 36.0 34.8 25.5 1.1 16.7 21.5 27.0 28.5 1.9 3.2 5.2 10.0 14.2 0.9 1.8 1.7 3.7 7.4 0.6 1.3 1.9 2.3 9.7 59.7 50.5 38.0 28.7 20.8 24.6 27.5 28.1 26.7 21.0 10.3 13.8 19.2 21.8 22.1 2.6 2.9 7.5 11.6 14.0 1.4 2.9 3.1 5.5 7.7 1.4 2.4 4.2 5.8 14.4 58.0 47.3 36.4 26.1 18.3 26.8 30.3 31.1 30.0 22.8 10.6 14.8 20.0 23.9 24.7 2.3 3.0 6.6 11.0 14.1 1.2 2.6 2.6 4.8 7.6 1.1 2.0 3.4 4.3 12.5 NEW HOUSES 2000 2001 2002 2003 2004 54.6 41.2 33.6 22.3 14.6 SECOND - HAND HOUSES 2000 2001 2002 2003 2004 ALL HOUSES 2000 2001 2002 2003 2004 Note:- 50 Ranges of loans paid have been derived from mortgage loan statistical survey forms which have been submitted by borrowers at loan payments stage and returned to the Department by the mortgage lending agencies. Section 3: Housing Loans RANGES OF LOANS PAID - DUBLIN AREA Year Percentages Not exceeding €100,000 % €100,001 to €150,000 % €1500,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % Exceeding €300,000 % 32.7 22.3 16.9 11.3 7.1 32.2 40.1 42.7 36.4 19.7 5.4 11.6 13.8 28.3 28.3 2.9 4.0 5.5 10.7 19.7 2.0 3.0 5.4 7.0 20.6 45.9 39.4 27.5 18.0 12.8 27.2 25.3 19.9 17.6 12.1 16.5 21.7 26.0 22.3 18.3 4.6 5.7 12.5 19.8 20.0 2.9 4.1 6.1 10.3 13.4 2.9 3.9 7.9 12.1 23.5 42.0 35.6 25.0 15.1 10.6 28.2 24.8 19.3 16.0 10.8 19.4 25.1 29.5 25.8 18.7 4.8 6.8 12.8 21.9 22.2 2.9 4.1 6.0 10.4 15.1 2.8 3.7 7.4 10.8 22.7 NEW HOUSES 2000 2001 2002 2003 2004 24.7 19.0 15.8 6.3 4.6 SECOND - HAND HOUSES 2000 2001 2002 2003 2004 ALL HOUSES 2000 2001 2002 2003 2004 Note:- Ranges of loans paid have been derived from mortgage loan statistical survey forms which have been submitted by borrowers at loan payments stage and returned to the Department by the mortgage lending agencies. 51 Section 4: Profile of Borrowers RANGES OF INCOME OF BORROWERS - WHOLE COUNTRY Year Not exceeding €30,001 to €40,001 to €50,001 to €60,001 to €70,001 to Exceeding €30,000 €40,000 €50,000 €60,000 €70,000 €80,000 €80,000 % % % % % % % Based on Combined Incomes of Borrowers NEW HOUSES 2000 4.1 15.7 24.2 20.4 14.7 8.9 11.9 2001 1.9 12.9 23.4 22.6 16.6 9.9 12.6 2002 3.3 9.8 21.1 22.4 17.4 10.3 15.6 2003 4.5 11.5 20.4 21.4 15.9 10.4 15.7 2004 2.2 8.2 17.9 21.4 16.3 11.4 22.5 SECOND - HAND HOUSES 2000 7.6 17.1 20.7 17.4 12.5 8.4 16.3 2001 4.0 14.4 21.5 20.1 14.8 9.1 16.0 2002 6.3 10.1 17.8 19.3 14.7 10.4 21.3 2003 10.0 11.2 17.5 17.9 13.5 9.5 20.3 2004 3.4 9.4 16.4 17.2 14.3 10.9 28.4 2000 6.3 16.6 22.0 18.5 13.3 8.6 14.7 2001 3.2 13.9 22.3 21.0 15.5 9.4 14.7 2002 5.1 10.0 19.2 20.6 15.8 10.4 19.0 2003 7.6 11.4 18.8 19.5 14.6 9.9 18.3 2004 2.9 8.9 17.1 19.0 15.2 11.1 25.8 ALL HOUSES Note:- Ranges of income of borrowers have been derived from mortgage loan statistical survey forms which have been submitted by borrowers at loan payments stage and returned to the Department by the mortgage lending agencies. 52 Section 4: Profile of Borrowers RANGES OF INCOME OF BORROWERS - DUBLIN AREA Year Not exceeding €30,001 to €40,001 to €50,001 to €60,001 to €70,001 to Exceeding €30,000 €40,000 €50,000 €60,000 €70,000 €80,000 €80,000 % % % % % % % Based on Combined Incomes of Borrowers NEW HOUSES 2000 0.9 3.5 12.3 18.5 21.9 18.6 24.3 2001 0.7 3.3 9.9 19.7 22.5 17.9 25.9 2002 1.3 1.8 9.3 18.0 21.2 15.8 32.6 2003 2.1 3.6 11.8 21.2 21.0 14.0 26.3 2004 0.6 1.7 8.8 20.5 18.2 14.8 35.4 SECOND - HAND HOUSES 2000 3.7 10.9 17.4 18.0 14.8 10.7 24.6 2001 2.4 8.5 16.4 19.1 17.2 11.7 24.6 2002 4.3 4.7 12.0 16.4 16.4 12.4 33.8 2003 7.3 7.3 14.0 17.1 14.1 10.9 29.3 2004 1.6 4.7 11.5 15.8 14.5 12.7 39.2 2000 3.1 9.5 16.4 18.1 16.2 12.3 24.5 2001 2.1 7.5 15.2 19.2 18.2 12.9 24.9 2002 3.6 4.1 11.4 16.8 17.5 13.2 33.5 2003 5.9 6.3 13.4 18.2 15.9 11.7 28.5 2004 1.3 3.8 10.7 17.1 15.6 13.3 38.1 ALL HOUSES Note:- Ranges of income of borrowers have been derived from mortgage loan statistical survey forms which have been submitted by borrowers at loan payments stage and returned to the Department by the mortgage lending agencies. 53 Section 4: Profile of Borrowers OCCUPATION OF BORROWERS Year Professional; Salaried; Skilled; Unskilled; Farmer; Managerial; Non-manual Semi-skilled Manual Fisherman Employer Manual % % % % % 2000 48.3 13.0 28.8 9.2 0.6 2001 46.8 13.0 30.7 9.2 0.4 2002 43.3 22.6 22.7 10.5 0.9 2003 41.1 24.7 21.2 12.4 0.7 2004 41.3 33.6 14.2 9.5 1.4 Note:- Occupation of borrowers have been derived from mortgage loan statistical survey forms which have been submitted by borrowers at loan payments stage and returned to the Department by the mortgage lending agencies. 54 Section 4: Profile of Borrowers OWNERSHIP STATUS OF BORROWERS WHOLE COUNTRY Year DUBLIN First time buyers Other First time buyers Other % % % % 2001 63.0 37.0 65.8 34.2 2002 54.5 45.5 55.8 44.2 2003 52.1 47.9 55.0 45.0 2004 48.4 51.6 47.7 52.3 NEW HOUSES SECOND - HAND HOUSES 2001 35.3 64.7 31.5 68.5 2002 32.3 67.6 29.2 70.8 2003 26.9 73.1 24.4 75.6 2004 24.7 75.3 22.7 77.3 2001 43.1 56.9 35.8 64.2 2002 40.3 59.7 34.3 65.7 2003 36.8 63.2 31.3 68.7 2004 34.0 66.0 28.8 71.2 ALL HOUSES Note:- Ownership status of borrowers have been derived from mortgage loan statistical survey forms which were submitted by borrowers at loan payments stage and returned to the Department by a sample of mortgage lending agencies. It replaces 'previous tenure of borrowers' series. 55 Section 5: Social Housing LOCAL AUTHORITY, SOCIAL RENTED, VOLUNTARY AND CO-OPERATIVE HOUSING PROVISION 2004 Local Total Local Voluntary & Extensions/ Houses Authority Co-operative Improvement Completions & Housing works in lieu Authority Acquisitions of re-housing Total Social Affordable available rented Housing for rent accommodation from provision Total Social & Affordable Housing existing provision stock Carlow Co Co 64 0 11 26 101 4 105 Carlow T.C. 6 0 1 14 7 0 7 Total Carlow 70 0 12 40 122 4 126 Cavan Co Co 166 0 2 38 206 6 212 Cavan T.C. 34 0 0 18 52 0 52 Total Cavan 200 0 2 56 258 6 264 Clare Co Co 51 25 11 52 139 40 179 Ennis T.C. 21 0 1 42 64 0 64 Kilrush T.C. 0 0 2 8 10 0 10 Total Clare 72 25 14 102 213 40 253 281 0 1 142 424 60 484 65 87 6 54 212 115 327 Cork City Cork North Co Co. Fermoy T.C. 0 0 0 7 7 0 7 Mallow T.C. 4 0 0 17 21 0 21 Total Cork North 69 87 6 78 240 115 355 Cork South Co Co 77 0 5 60 142 106 248 Cobh T.C. 43 0 0 13 56 0 56 Kinsale T.C. 1 0 0 0 1 0 1 Macroom T.C. 6 0 0 5 11 0 11 Midleton T.C. 0 0 0 5 5 0 5 Youghal T.C. 2 0 1 7 10 0 10 Total Cork South 129 0 6 90 225 106 331 Cork West Co Co 70 0 1 33 104 10 114 Clonakilty T.C. 0 0 0 12 12 0 12 Skibbereen T.C. 13 0 0 2 15 8 23 Total Cork West 83 0 1 47 131 18 149 Donegal Co Co 142 127 15 75 359 43 402 Buncrana T.C. 23 0 0 2 25 0 25 Bundoran T.C. 1 0 0 4 5 0 5 Letterkenny T.C. Total Donegal 56 11 0 2 22 35 0 35 177 127 17 103 424 43 467 Section 5: Social Housing Local Total Local Voluntary & Extensions/ Houses Total Social Affordable Total Authority Authority Co-operative Improvement available rented Housing Social & Completions & Housing works in lieu for rent accommodation Affordable of re-housing from provision Housing Acquisitions existing provision stock Dublin City 497 215 47 589 1,348 553 1,901 51 128 23 167 369 26 395 Fingal 175 158 2 68 403 232 635 South Dublin 264 56 5 139 464 87 551 Galway City 34 59 3 56 152 6 158 113 100 26 65 304 60 364 D/L-Rathdown Galway Co Co Ballinasloe T.C. 6 0 0 16 22 10 32 Total Galway 119 100 26 81 326 70 396 Kerry Co Co 141 33 0 88 262 25 287 Killarney T.C. 4 0 0 6 10 0 10 Listowel T.C. 0 0 0 9 9 0 9 Tralee T.C. 16 0 5 31 52 0 52 Total Kerry 161 33 5 134 333 25 358 49 80 0 61 190 75 265 Kildare Co Co Athy T.C. 3 0 1 17 21 0 21 Naas T.C. 63 0 1 0 64 54 118 115 80 2 78 275 129 404 Kilkenny Co Co 59 9 3 31 102 19 121 Kilkenny Borough 32 0 0 15 47 0 47 224 60 12 68 364 39 403 Leitrim Co Co 82 0 3 42 127 2 129 Limerick City 58 1 18 212 289 4 293 Limerick Co Co 68 60 7 70 205 43 248 Longford Co Co 50 4 2 71 127 22 149 Longford T.C. 18 0 0 26 44 0 44 Total Longford 68 4 2 97 171 22 193 Total Kildare Laois Co Co 57 Section 5: Social Housing Local Total Local Voluntary & Extensions/ Houses Total Social Affordable Total Authority Authority Co-operative Improvement available rented Housing Social & Completions & Housing works in lieu for rent accommodation Affordable of re-housing from provision Housing Acquisitions existing provision stock Louth Co Co 41 20 0 10 71 9 80 Dundalk T.C. 61 58 0 39 158 2 160 Total Louth 102 78 0 49 229 11 240 Drogheda Borough 68 11 0 33 112 0 112 Mayo Co Co 87 23 8 53 171 50 221 Ballina T.C. 4 0 0 2 6 0 6 Castlebar T.C. 1 0 0 14 15 0 15 Westport T.C. 7 0 0 10 17 0 17 Total Mayo 99 23 8 79 209 50 259 Meath Co Co 65 11 20 47 143 39 182 0 0 0 0 0 0 0 35 0 0 0 35 0 35 0 0 0 5 5 0 5 100 11 20 52 183 39 222 Kells T.C. Navan T. C. Trim T.C. Total Meath Monaghan Co Co 27 5 2 43 77 14 91 Carrickmacross T.C. 0 0 0 0 0 0 0 Catsleblaney T.C. 0 0 0 2 2 0 2 Clones T.C. 0 0 0 5 5 0 5 Monaghan T.C. 34 0 0 13 47 0 47 Total Monaghan 61 5 2 63 131 14 145 Offaly Co Co 30 47 2 17 96 18 114 Birr T.C. 8 0 0 6 14 0 14 Tullamore T.C. 2 0 0 4 6 0 6 Total Offaly 40 47 2 27 116 18 134 Roscommon Co Co 27 13 9 28 77 8 85 Sligo Co Co 65 42 14 12 133 22 155 Sligo Borough 95 0 2 40 137 26 163 Tipperary N Co Co 72 3 4 37 116 15 131 0 0 1 9 10 0 10 Nenagh T.C. Templemore T.C. Thurles T.C. Total Tipperary N 58 2 0 0 0 2 0 2 67 0 1 15 83 20 103 141 3 6 61 211 35 246 Section 5: Social Housing Local Total Local Voluntary & Extensions/ Houses Total Social Affordable Total Authority Authority Co-operative Improvement available rented Housing Social & Completions & Housing works in lieu for rent accommodation Affordable of re-housing from provision Housing Acquisitions existing provision stock Tipperary S Co Co 47 27 5 43 122 19 141 Carrick-on-suir T.C. 32 0 0 10 42 1 43 0 0 0 4 4 0 4 Cashel T.C. Tipperary T.C. 9 0 0 25 34 0 34 Total Tipperary S 88 27 5 82 202 20 222 Clonmel Borough 0 0 0 19 19 2 21 Waterford City 26 19 1 76 122 29 151 Waterford Co Co 73 0 1 51 125 52 177 Dungarvan T.C. 0 0 3 13 16 18 34 Total Waterford Co 73 0 4 64 141 70 211 Westmeath Co Co 76 33 6 32 147 152 299 Athlone T.C. 62 0 1 17 80 2 82 Total Westmeath 138 33 7 49 227 154 381 Wexford Co Co 130 93 10 77 310 48 358 Enniscorthy T.C. 18 0 1 17 36 0 36 Newross T.C. 36 0 0 25 61 0 61 Total Wexford 184 93 11 119 407 48 455 Wexford Borough 22 0 1 18 41 1 42 Wicklow Co Co 70 0 1 41 112 56 168 Arklow T.C. 20 0 0 12 32 13 45 Bray T.C. 3 0 6 14 23 0 23 Wicklow T.C. 0 0 2 2 4 0 4 93 0 9 69 171 69 240 4,510 1,607 318 3,445 9,880 2,265 12,145 Total Wicklow TOTALS Notes:- Affordable Housing includes 1999 Affordable Housing, Part V Affordable, Shared Ownership, and Mortgage Allowance. Voluntary and co-operative housing consists of housing provided under the capital loan & subsidy and capital assistance schemes. Table presented by reference to Action Plans for Social & Affordable housing which were prepared on City and County basis. 59 Section 5: Social Housing LOCAL AUTHORITY HOUSING OUTPUT NEW BUILD AND ACQUISITIONS BY AREA County Councils Completions #**Completed *Acquired **Commenced Acquisitions (including Borough & Town Councils) In progress at 2000 2001 Carlow 34 99 Cavan 37 93 Clare 20 71 Cork 113 Donegal 176 D/L.-Rathdown 2002 2003 2000 2001 2002 12 111 210 100 5 19 18 4 27 4 49 84 8 34 303 181 209 270 114 549 181 15 11 63 59 180 Fingal 26 107 132 Galway Kerry 83 113 81 169 Kildare 61 Kilkenny 38 Laois 2003 2004 2004 2004 31 Dec 04 6 54 2 196 16 75 103 4 187 55 19 192 19 53 49 184 111 87 28 11 60 168 113 73 213 5 164 13 208 19 35 407 26 4 50 1 37 248 11 79 30 5 0 175 0 296 281 103 85 160 253 6 13 22 14 93 26 109 119 8 4 6 1 106 55 267 344 179 148 107 25 70 26 40 17 13 7 27 104 11 231 260 13 16 9 51 40 35 48 107 54 54 20 21 74 9 3 203 21 117 129 Leitrim 32 53 52 25 2 4 5 0 80 2 12 28 Limerick 36 58 134 155 21 30 14 4 53 15 102 135 Longford 36 102 107 64 31 44 20 12 41 27 100 143 Louth 72 90 156 172 21 25 6 2 126 44 109 130 Mayo 114 108 25 64 3 2 0 1 97 2 99 156 Meath 54 164 138 160 7 6 4 5 99 1 156 204 Monaghan 50 104 38 40 6 16 9 13 56 5 5 119 North Tipperary 13 71 97 65 10 17 4 2 131 10 70 105 Offaly 59 61 110 127 13 12 11 3 29 11 66 124 Roscommon 18 36 78 105 10 18 11 4 22 5 99 152 Sligo 50 68 66 94 20 40 22 15 127 33 77 73 South Dublin 86 140 93 61 61 55 15 3 244 20 565 1,142 116 South Tipperary 62 56 69 123 6 0 5 0 78 10 12 Waterford 48 50 152 74 9 22 0 0 54 19 98 95 Westmeath 100 39 54 100 22 40 10 1 113 25 38 47 Wexford 191 144 278 151 16 26 21 9 185 21 206 208 Wicklow 70 122 151 130 10 45 25 4 88 5 113 351 City Councils Cork # 102 69 148 62 106 95 24 53 172 109 77 249 Dublin # 143 311 500 531 361 505 180 157 278 219 544 1,222 Galway 56 47 77 320 4 5 0 0 25 9 47 46 Limerick 35 153 13 16 11 19 16 17 32 26 1 81 Waterford 49 21 156 164 1 26 3 1 26 0 62 78 2,204 3,622 4,403 4,516 1,003 1,400 671 456 3,539 971 4,342 7,389 TOTALS Notes:- 60 # includes new build under regeneration projects for 2001, 2002, 2003 and 2004. * acquisitions by local authorities of second-hand houses. ** includes units acquired under Part V, Planning and Development Acts 2000-2004 for local authority rental purposes. Section 5: Social Housing LOCAL AUTHORITY HOUSING OUTPUT NEW BUILD AND ACQUISITIONS 2004 Breakdown by County Council, City Council, Borough Council and Town Council County Councils (only) Completed Carlow Cavan Clare Cork(North) Cork(South) Cork(West) Donegal D/L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total (1) Acquired Commenced 54 165 13 45 1 69 141 50 175 87 106 41 44 203 80 53 27 36 86 64 22 68 22 22 49 244 37 54 58 121 68 2,305 10 1 38 20 76 1 1 1 0 26 35 8 15 21 2 15 23 5 1 1 5 4 8 5 16 20 10 19 18 9 2 416 22 171 43 37 13 6 185 37 296 109 202 224 35 117 12 102 100 0 95 145 1 62 62 99 57 565 8 83 38 169 79 3,174 City Councils Cork Dublin Galway Limerick Waterford Total (2) 172 278 25 32 26 533 109 219 9 26 0 363 77 544 47 1 62 731 Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford 0 48 7 78 19 0 20 25 17 3 152 65 Total (3) Town Councils Completed Acquired Commenced 0 21 0 20 0 Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on -Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal 20 55 0 4 6 7 0 23 0 0 0 32 0 0 0 31 0 0 39 42 0 6 17 0 0 0 0 0 0 0 14 4 0 0 34 63 35 0 28 10 0 63 9 0 0 0 7 0 0 0 7 3 0 0 1 3 0 1 6 0 0 0 1 0 3 0 0 4 19 0 15 1 0 0 4 0 1 11 0 4 2 4 0 0 0 0 0 8 3 2 4 0 16 0 2 0 0 2 5 0 7 4 0 4 29 0 23 53 4 0 0 0 0 16 0 0 0 88 15 6 0 13 0 0 0 0 0 0 0 2 0 0 0 0 11 0 37 2 0 8 4 65 0 0 0 0 0 41 Total (4) 549 127 396 TOTAL (1+2+3+4) 3,539 971 4,342 61 Section 5: Social Housing SALE OF LOCAL AUTHORITY HOUSES County Councils (incl. Borough and Town Councils) Sales completed Sales completed Sales Applications approved* received 2000 2001 2002 2003 Carlow Cavan Clare Cork Donegal D/L.-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow 67 23 34 129 70 7 17 28 135 25 70 30 13 22 27 62 63 16 38 52 52 16 16 230 96 28 15 126 41 39 29 42 66 75 9 22 24 142 20 32 14 12 25 15 38 61 30 19 35 46 5 15 178 72 8 4 69 22 25 28 9 70 57 7 24 46 112 21 42 8 10 30 8 42 57 18 16 22 21 13 17 113 59 24 13 48 27 34 30 32 63 42 30 34 67 115 30 72 22 13 36 12 43 107 37 16 32 26 16 22 93 69 21 4 103 50 18 33 44 64 48 40 34 76 115 29 51 25 10 44 35 51 85 34 31 28 24 19 26 110 44 34 6 109 75 50 101 67 150 236 80 37 117 157 94 98 22 49 118 35 122 209 62 23 93 66 48 41 302 37 50 73 188 144 64 68 26 199 246 116 63 144 253 97 106 93 71 113 42 146 265 87 47 51 79 62 64 318 68 61 108 246 158 80 118 22 21 55 69 113 11 31 19 49 86 6 24 43 56 135 38 13 54 70 161 15 29 35 103 262 68 26 135 113 341 68 52 100 1,844 1,411 1,195 1,567 1,652 3,463 4,135 2004 City Councils Cork Dublin Galway Limerick Waterford TOTALS Note:- * i.e. Letter issued by housing authority to tenant offering sale of dwelling. 62 Section 5: Social Housing IMPROVEMENT WORKS IN LIEU OF RE-HOUSING AND EXTENSIONS TO LOCAL AUTHORITY HOUSES BY AREA County Improvement works in lieu of re-housing Extensions to Local Authority Houses (incl. Borough No of houses:- No of extensions:- and Town completed in progress commenced Councils Councils) in 2004 approved at at but not 31 Dec 04 31 Dec 04 commenced completed in progress commenced in 2004 approved at at but not 31 Dec 04 31 Dec 04 commenced Carlow 7 1 6 1 5 0 1 0 Cavan 2 3 5 4 0 4 4 4 Clare 8 1 4 2 6 0 3 1 Cork 12 20 13 20 1 2 2 2 Donegal 13 19 16 15 4 4 1 4 2 1 9 0 21 1 11 1 D/L.-Rathdown Fingal 0 0 0 0 2 1 2 0 17 22 21 15 9 8 9 16 Kerry 0 5 3 1 5 9 8 4 Kildare 1 1 2 1 1 0 1 2 Kilkenny 1 0 0 0 2 1 1 0 Laois 5 5 10 2 7 8 15 7 Leitrim 3 4 3 3 0 4 4 2 Limerick 3 3 5 6 4 1 3 0 Galway Longford 1 3 1 3 1 0 0 4 Louth 0 1 1 0 0 0 0 0 Mayo 4 3 6 0 4 1 4 1 Meath 4 0 2 1 16 5 13 2 Monaghan 2 0 0 2 0 0 0 0 North Tipperary 2 4 5 8 4 2 5 3 Offaly 1 1 1 2 1 1 2 11 Roscommon 3 2 1 3 6 1 2 4 Sligo 10 4 7 9 6 0 3 2 South Dublin 2 0 1 1 3 0 2 0 South Tipperary 4 2 5 4 1 1 0 1 Waterford 0 0 0 0 4 3 6 5 Westmeath 2 4 4 2 5 0 4 0 Wexford 9 7 9 7 3 6 7 1 Wicklow 3 0 1 1 6 4 10 9 Cork 0 0 0 0 1 3 3 10 Dublin 6 5 5 1 41 61 66 50 Galway 2 0 0 0 1 0 1 0 Limerick 10 2 10 6 8 2 10 2 Waterford 1 0 0 1 0 0 0 0 140 123 156 121 178 133 203 148 City Councils TOTALS 63 Section 5: Social Housing FIRST TIME LETTINGS BY LOCAL AUTHORITIES Breakdown by County Council, City Council, Borough Council and Town Council 2003 First Time Lettings 64 2004 Casual Vacancies Total Lettings County Councils Carlow 20 Cavan 115 Clare 65 Cork (North) 52 Cork (South) 136 Cork (West) 71 Donegal 295 Dun Laoghaire-Rathdown 170 Fingal 256 Galway 103 Kerry 141 Kildare 110 Kilkenny 36 Laois 55 Leitrim 20 Limerick 174 Longford 95 Louth 43 Mayo 16 Meath 187 Monaghan 49 North Tipperary 88 Offaly 72 Roscommon 87 Sligo 68 South Dublin 63 South Tipperary 108 Waterford 65 Westmeath 97 Wexford 90 Wicklow 117 Total (1) 3,064 24 14 35 51 77 28 77 118 91 53 116 58 33 69 73 46 42 18 51 62 34 30 21 33 19 152 49 45 35 57 34 1,645 44 129 100 103 213 99 372 288 347 156 257 168 69 124 93 220 137 61 67 249 83 118 93 120 87 215 157 110 132 147 151 4,709 City Councils Cork Dublin Galway Limerick Waterford Total (2) 107 296 293 43 165 904 224 952 52 231 113 1,572 Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford Total (3) 0 67 2 104 17 190 27 14 12 63 25 141 First Time Lettings Casual Vacancies Total Lettings 58 60 25 53 88 46 115 32 188 94 121 49 59 198 77 63 64 36 71 72 19 58 31 82 56 229 33 46 28 88 47 2,286 26 38 52 54 60 33 75 167 68 65 88 61 31 68 42 70 71 10 53 47 43 37 17 28 12 139 43 51 32 77 41 1,699 84 98 77 107 148 79 190 199 256 159 209 110 90 266 119 133 135 46 124 119 62 95 48 110 68 368 76 97 60 165 88 3,985 331 1,248 345 274 278 2,476 207 315 36 56 20 634 142 589 56 212 76 1,075 349 904 92 268 96 1,709 27 81 14 167 42 331 0 49 20 80 22 171 19 33 15 40 18 125 19 82 35 120 40 296 Section 5: Social Housing 2003 First Time Lettings Town Councils Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on -Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) TOTAL (1+2+3+4) Casual Vacancies 2004 Total Lettings First Time Lettings Casual Vacancies Total Lettings 0 14 7 0 0 51 0 0 22 99 0 0 0 32 1 0 16 0 3 56 56 34 37 30 0 64 12 0 20 11 31 1 0 0 34 0 0 0 6 17 2 0 0 34 10 22 2 2 12 738 0 20 12 11 13 11 0 0 1 12 7 0 1 10 7 20 10 0 6 46 25 37 6 8 0 34 0 0 16 6 0 8 20 5 12 4 0 0 8 1 2 0 0 21 12 3 4 9 9 437 0 34 19 11 13 62 0 0 23 111 7 0 1 42 8 20 26 0 9 102 81 71 43 38 0 98 12 0 36 17 31 9 20 5 46 4 0 0 14 18 4 0 0 55 22 25 6 11 21 1,175 22 97 4 4 6 7 4 23 1 3 2 32 0 2 0 31 0 0 43 61 0 0 26 0 0 0 0 0 0 0 18 5 1 0 0 63 0 0 28 10 0 54 8 0 0 2 7 8 6 578 12 17 17 2 16 6 14 2 4 14 0 10 4 14 2 18 12 5 13 39 13 42 17 7 0 6 8 0 22 9 26 5 17 5 13 0 0 9 25 2 0 15 25 31 5 4 10 2 7 546 34 114 21 6 22 13 18 25 5 17 2 42 4 16 2 49 12 5 56 100 13 42 43 7 0 6 8 0 22 9 44 10 18 5 13 63 0 9 53 12 0 69 33 31 5 6 17 10 13 1,124 4,896 3,795 8,691 3,669 3,445 7,114 65 Section 5: Social Housing NUMBER OF LOCAL AUTHORITY HOUSES LET AT 31 DECEMBER Year Authority 2000 County Councils City Councils Town Councils 45,700 37,976 16,007 TOTAL 99,683 County Councils City Councils Town Councils 48,081 38,316 16,392 2001 TOTAL 2002 County Councils City Councils Town Councils TOTAL 2003 County Councils City Councils Town Councils TOTAL Note-: Rented Dwellings 102,789 48,903 38,728 17,057 104,688 50,387 39,058 17,808 107,253 The figures for Town Councils include Borough Councils. Average weekly rent of all dwellings 2000 2001 2002 2003 66 € 23.92 € 26.33 € 29.62 € 32.10 Section 5: Social Housing LOCAL AUTHORITY MANAGEMENT AND MAINTENANCE EXPENDITURE 2000 €M 2001 €M 2002 €M 2003 €M Rents Net proceeds of Sales (to Revenue Account) Miscellaneous 124.06 15.39 141.21 11.20 161.81 5.29 179.63 4.24 TOTAL EXPENDITURE 139.45 152.41 167.10 183.87 Maintenance & Management 184.04 202.59 221.64 237.98 TOTAL 184.04 202.59 221.64 237.98 RECEIPTS 67 Section 5: Social Housing LOCAL AUTHORITY HOUSING REVENUE ACCOUNT EXPENDITURE 2003 County Councils only Number of dwellings occupied Maintenance expenditure € TOTAL EXPENDITURE € Carlow Cavan Clare Cork(North) Cork(South) Cork(West) Donegal Dun Laoghaire-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total 621 946 994 1,207 1,801 701 3,329 3,996 3,581 1,671 2,030 1,913 1,157 1,301 855 1,695 1,032 558 1,563 1,755 522 857 786 930 733 7,516 1,050 841 940 1,745 1,761 50,387 541,386 480,714 446,777 1,013,721 305,943 177,699 1,002,317 5,979,018 4,310,100 412,665 1,056,786 1,222,221 706,092 619,265 409,340 654,000 638,870 466,575 481,909 934,783 520,368 428,904 395,200 882,163 375,522 8,077,245 890,618 319,300 250,000 1,100,000 350,000 35,449,501 567,659 441,607 32,575 1,004,654 52,171 544,881 2,089,383 5,551,161 6,309,400 3,174,755 2,699,679 348,157 1,144,379 730,788 740,000 3,622,631 1,364,548 1,005,821 618,454 2,240,237 812,105 1,115,239 1,439,100 758,375 95,000 9,826,830 1,827,125 619,559 919,294 564,911 1,715,392 53,975,871 1,109,045 922,321 479,352 2,018,375 358,114 722,580 3,091,700 11,530,179 10,619,500 3,587,420 3,756,465 1,570,378 1,850,471 1,350,053 1,149,340 4,276,631 2,003,418 1,472,396 1,100,363 3,175,020 1,332,473 1,544,143 1,834,300 1,640,538 470,522 17,904,075 2,717,743 938,859 1,169,294 1,664,911 2,065,392 89,425,37 City Councils Cork Dublin Galway Limerick Waterford Total 7,379 24,494 1,719 2,995 2,471 39,058 8,395,682 45,793,955 1,683,272 2,720,982 1,957,122 60,551,013 6,127,572 53,709,334 4,031,303 2,955,970 618,758 67,442,937 14,523,254 99,503,289 5,714,575 5,676,952 2,575,880 127,993,950 499 1054 461 878 726 3,618 598,267 682,176 709,366 848,943 403,346 3,242,098 659,112 1,261,003 382,561 398,601 111,005 2,812,282 1,257,379 1,943,179 1,091,927 1,247,544 514,351 6,054,380 Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford Total 68 Other management expenditure € Section 5: Social Housing LOCAL AUTHORITY HOUSING REVENUE ACCOUNT INCOME 2003 County Councils only Rental income € Miscellaneous receipts € TOTAL INCOME € Carlow Cavan Clare Cork(North) Cork(South) Cork(West) Donegal Dun Laoghaire-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total 1,159,421 1,201,201 1,752,300 1,683,536 446,534 921,374 3,763,567 8,617,886 7,556,654 2,564,144 2,860,583 3,033,844 2,232,500 1,763,738 989,010 2,903,886 1,948,861 1,125,321 2,427,574 3,103,735 671,797 1,024,411 1,049,138 1,211,688 897,428 13,547,686 1,501,551 1,503,421 1,511,318 3,565,034 2,653,297 81,192,437 0 0 156,212 134,877 913 0 6,667 0 89,923 0 124,167 0 0 221,252 5,358 76,654 0 0 0 871,793 50,549 161,496 0 0 0 31,326 390,049 11,500 0 865,954 2,933 3,201,623 1,159,421 1,201,201 1,908,512 1,818,413 447,447 921,374 3,770,234 8,617,886 7,646,577 2,564,144 2,984,750 3,033,844 2,232,500 1,984,990 994,368 2,980,540 1,948,861 1,125,321 2,427,574 3,975,528 722,346 1,185,906 1,049,138 1,211,688 897,428 13,579,012 1,891,600 1,514,921 1,511,318 4,430,988 2,656,230 84,394,060 City Councils Cork Dublin Galway Limerick Waterford Total 12,944,320 49,686,857 2,756,433 4,497,232 2,986,865 72,871,707 0 27,549 0 133,299 266,819 427,667 12,944,320 49,714,406 2,756,433 4,630,531 3,253,684 73,299,374 804,857 1,391,745 875,769 1,014,411 1,138,502 5,225,284 20,778 0 1,955 3,929 0 26,662 825,635 1,391,745 877,724 1,018,340 1,138,502 5,251,946 Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford Total 69 Section 5: Social Housing LOCAL AUTHORITY HOUSING REVENUE ACCOUNT EXPENDITURE 2003 Town Councils Number of dwellings occupied Maintenance expenditure € Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on -Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total 70 387 344 244 234 264 164 1,165 133 72 530 80 315 130 145 76 449 113 62 259 1,168 479 439 341 165 138 260 181 75 322 179 352 129 366 169 258 240 215 171 345 76 130 289 318 962 97 368 107 285 291 14,081 128,000 275,983 183,840 186,784 177,959 94,560 563,495 45,360 28,545 192,842 60,786 205,216 113,196 116,453 124,489 383,488 76,825 50,973 217,479 716,000 251,367 153,812 171,453 168,882 33,107 191,259 68,948 100,409 124,200 67,867 473,875 169,893 302,500 66,000 133,110 81,800 66,450 167,513 244,009 23,370 82,585 275,531 181,070 619,554 27,200 250,000 41,559 130,000 142,150 8,751,746 Other management expenditure € 4,000 258,038 37,000 22,621 268,088 46,739 903,024 56,831 17,623 22,916 31,254 105,134 832 79,546 99,598 40,619 26,690 3,220 3,975 802,000 52,915 474,602 195,513 2,800 6,633 98,976 0 572 15,084 78,301 257,200 241,883 86,000 4,444 45,787 141,246 34,500 169,967 0 38,203 35,268 192,373 60,232 504,213 1,500 16,066 23,578 0 57,000 5,664,605 TOTAL EXPENDITURE € 132,000 534,021 220,840 209,405 446,047 141,299 1,466,519 102,191 46,168 215,758 92,040 310,350 114,028 195,999 224,087 424,108 103,515 54,193 221,454 1,518,000 304,282 628,414 366,966 171,682 39,740 290,235 68,948 100,981 139,284 146,168 731,075 411,776 388,500 70,444 178,896 223,046 100,950 337,480 244,009 61,572 117,853 467,904 241,302 1,123,767 28,700 266,066 65,137 130,000 199,150 14,416,351 Section 5: Social Housing LOCAL AUTHORITY HOUSING REVENUE ACCOUNT INCOME 2003 Town Councils Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on -Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total Rental income Miscellaneous receipts TOTAL INCOME € € € 537,731 482,264 260,849 374,155 407,444 213,451 1,620,157 194,960 78,433 938,605 133,921 651,671 338,287 184,568 88,954 434,948 215,825 71,336 452,076 1,446,000 546,000 724,216 564,943 229,500 171,853 353,200 275,747 94,498 385,000 228,991 593,299 155,000 443,392 268,764 341,707 368,958 298,838 174,381 547,722 105,163 208,348 496,982 447,500 1,274,080 177,229 436,226 187,644 489,096 510,993 20,224,905 0 3,111 0 9,816 20,170 13,940 21,171 317 899 3,164 0 0 3,496 0 13,588 88 170 0 28,658 50,000 0 0 88 0 3,489 134,653 0 79,725 3,652 10,244 13,514 5,034 0 3,500 0 0 813 50,572 0 14,709 200 0 20,430 35,276 0 0 158 0 3,882 548,527 537,731 485,375 260,849 383,971 427,614 227,391 1,641,328 195,277 79,332 941,769 133,921 651,671 341,782 184,568 102,542 435,036 215,995 71,336 480,734 1,496,000 546,000 724,216 565,031 229,500 175,342 487,853 275,747 174,224 388,652 239,236 606,813 160,034 443,392 272,264 341,707 368,958 299,651 224,953 547,722 119,871 208,548 496,982 467,930 1,309,356 177,229 436,226 187,802 489,096 514,875 20,773,432 71 Section 5: Social Housing LOCAL AUTHORITY HOUSING REVENUE ACCOUNT EXPENDITURE 2003 Town Councils Number of dwellings occupied Maintenance expenditure € Ardee Ballybay Ballyshannon Bandon Belturbet Boyle Cootehill Gorey Kilkee Loughrea Mountmellick Muinebheag Newbridge Mullingar Passage West Portlaoise Tuam Total GRAND TOTAL 72 Other management expenditure € TOTAL EXPENDITURE € 0 1 0 5 2 15 13 0 5 1 1 3 23 0 2 6 32 0 0 0 900 0 1,999 190 0 270 3,121 0 0 1,914 0 0 7,535 21,830 0 0 0 0 3,569 0 0 0 0 12,985 0 0 8,169 0 0 679 30,721 0 0 0 900 3,569 1,999 190 0 270 16,106 0 0 10,083 0 0 8,214 52,551 109 37,760 56,123 93,883 107,253 € 108,032,119 € 129,951,818 € 237,983,937 Section 5: Social Housing LOCAL AUTHORITY HOUSING REVENUE ACCOUNT INCOME 2003 Town Councils Ardee Ballybay Ballyshannon Bandon Belturbet Boyle Cootehill Gorey Kilkee Loughrea Mountmellick Muinebheag Newbridge Mullingar Passage West Portlaoise Tuam Total GRAND TOTAL Rental income Miscellaneous receipts TOTAL INCOME € € € 0 460 0 5,104 2,146 8,880 25,220 0 6,645 2,707 338 2,305 16,348 0 1,358 5,500 39,065 0 0 0 754 0 0 0 0 132 2,980 0 0 0 0 0 19,205 14,209 0 460 0 5,858 2,146 8,880 25,220 0 6,777 5,687 338 2,305 16,348 0 1,358 24,705 53,274 116,076 37,279 153,355 € 179,630,409 € 4,241,758 € 183,872,167 73 Section 5: Social Housing VOLUNTARY AND CO-OPERATIVE HOUSING OUTPUT BY AREA Capital Loan and Subsidy Scheme* County No. of houses:Councils completed or (including acquired Borough and in 2004 Town Councils) Capital Assistance Scheme No. of houses:completed or in progress acquired at in 2004 31 Dec 2004 in progress at 31 Dec 2004 commenced ay 31 Dec 2004 0 0 1 58 120 23 158 44 4 44 0 60 0 0 0 51 0 0 0 3 47 13 21 56 0 0 0 41 0 36 4 9 0 0 52 21 0 45 40 0 32 26 0 73 68 35 35 66 0 0 0 0 236 27 26 0 0 0 50 4 9 91 0 36 0 0 45 40 0 0 0 0 73 68 0 35 12 0 0 0 0 292 25 26 0 1 0 0 0 24 29 7 105 0 56 29 36 9 0 0 60 4 38 23 11 5 0 0 0 21 0 27 0 33 52 0 62 13 22 55 34 6 59 60 6 79 27 43 10 79 20 2 28 11 92 14 11 21 0 0 43 0 0 0 32 48 12 22 53 0 6 59 40 6 106 22 0 1 50 24 2 0 11 45 14 11 21 0 0 3 0 33 0 2 Cork Dublin Galway Limerick Waterford 0 182 55 0 0 40 174 0 0 0 0 86 55 0 0 0 33 4 1 19 141 146 5 12 0 66 71 4 0 1 TOTAL 981 1,045 948 626 1,133 733 Carlow Cavan Clare Cork Donegal D/L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow commenced at 31 Dec 2004 City Councils Note:- 74 * formerly known as Rental Subsidy scheme. Section 6: Affordable and Part V Activity SHARED OWNERSHIP-TRANSACTIONS COMPLETED DURING 2004 Shared Ownership Transactions Completed by Category Local Authority Tenant/ Tenant Purchaser Number Number eligible for rental subsidy % eligible Tenants for more than 1 year of a Capital Loan and Subsidy Scheme Approved for Local Authority Housing Compliance with Income Formula Total 30 16 3 2 91 42 674 282 798 342 53.3% 66.7% 46.2% 41.8% 42.9% Transactions Completed by House Type New House:Subsidised site provided by Housing Authority 5 0.6% Number % of Total Second-hand House Own site Other Total 10 1.3% 226 28.3% 241 30.2% 557 69.8% Total 798 100.0% Transactions Completed by House Price Number % of Total Less than €100,000 €100,001to €120,000 €120,001to €140,000 €140,001to €155,000 €155,001to €170,000 44 5.5% 53 6.6% 172 21.6% 96 12.0% 58 7.3% €170,001to €185,000 39 4.9% Over €185,000 336 42.1% Total 798 100.0% Transactions Completed by Income Category Number % of Total Less than €15,000 €15,001 to €20,000 €20,001 to €25,000 118 14.8% 185 23.2% 221 27.7% €25,001 to €29,000 115 14.4% €29,001 to €33,000 49 6.1% €33,001 to €37,000 50 6.3% Over €37,000 60 7.5% Total 798 100.0% 75 Section 6: Affordable and Part V Activity AFFORDABLE HOUSING (1999 SCHEME) - SALES COMPLETED DURING 2004 Sales completed by category Transactions Completed by Category Local Authority Tenant/ Tenant Purchaser Number Number eligible for rental subsidy % eligible Tenants for more than 1 year of a Capital Loan and Subsidy Scheme Approved for Local Authority Housing Compliance with Income Formula Total 56 24 6 2 166 46 632 114 860 186 42.9% 33.3% 27.7% 18.0% 21.6% Transactions Completed by House Price Less than €100,000 Number % of Total 60 7.0% €100,001to €120,000 €120,001to €140,000 €140,001to €155,000 €155,001to €170,000 255 29.7% 114 13.3% 61 7.1% 272 31.6% €170,001to €185,000 31 3.6% Over €185,000 67 7.8% Total 860 Transactions Completed by Income Category Number % of Total 76 Less than €15,000 €15,001 to €20,000 €20,001 to €25,000 64 7.4% 182 21.2% 227 26.4% €25,001 to €29,000 163 19.0% €29,001 to €33,000 124 14.4% €33,001 to €37,000 51 5.9% Over €37,000 49 5.7% Total 860 Section 6: Affordable and Part V Activity SHARED OWNERSHIP AND AFFORDABLE HOUSING SCHEMES - BY AREA County Councils (including Borough and Town Councils) Shared Ownership Affordable Housing (1999 Scheme) No. of:No. of houses:transactions approvals in applications provided in progress proposed completed principle issued received in 2004 at at in 2004 but transactions in 2004 31 Dec 2004 31 Dec 2004 not yet completed Carlow Cavan Clare Cork Donegal D/L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow 3 3 17 101 24 0 0 15 18 70 6 26 1 10 10 1 2 23 3 13 10 4 18 18 10 1 19 5 2 8 3 47 157 35 42 210 15 19 145 8 26 0 17 9 2 2 49 3 20 11 4 42 127 14 0 32 7 11 23 19 76 259 82 97 316 33 73 185 61 63 6 64 17 11 7 63 8 40 30 20 56 179 44 1 58 9 17 0 2 12 106 12 20 2 38 4 52 4 8 0 18 10 0 22 0 8 20 0 0 28 45 0 48 103 30 48 0 0 6 105 0 9 113 4 0 19 0 82 0 5 0 8 4 0 65 0 10 0 10 255 0 0 3 8 57 0 0 10 180 0 0 234 54 50 0 0 253 0 0 0 6 0 14 38 11 32 0 0 0 0 64 30 238 161 City Councils Cork Dublin Galway Limerick Waterford 5 329 2 2 27 87 448 14 3 54 113 940 14 29 86 54 166 0 0 0 99 421 43 0 0 517 300 167 62 50 TOTALS 798 1,671 3,099 860 1,326 2,471 Note:- The figures for Affordable Housing exclude Part V, Planning and Development Acts 2000 - 2004. 77 Section 6: Affordable and Part V Activity PART V, PLANNING AND DEVELOPMENT ACTS 2000 - 2004 County Councils Affordable Housing Social Housing (including Borough & No. of units 2004:- Town Councils) Voluntary & Co-operative No. of units 2004:- No. of units 2004:- in in acquired progress proposed Total Output Local Authority acquired No. of units 2004:- in progress proposed acquired in progress proposed acquired progress proposed Carlow 0 3 0 2 2 0 0 0 0 2 5 0 Cavan 0 0 0 0 0 0 0 0 0 0 0 0 Clare 0 10 5 0 0 0 0 0 0 0 10 5 Cork 9 24 2 7 6 0 0 0 0 16 30 2 Donegal 0 0 6 1 0 0 0 0 0 1 0 6 D/L.-Rathdown 3 84 0 0 0 0 23 36 0 26 120 0 Fingal 222 435 1,248 61 89 143 45 110 12 328 634 1,403 Galway 5 15 25 1 8 1 0 0 0 6 23 26 Kerry 0 6 3 0 0 0 0 0 0 0 6 3 Kildare 3 38 30 0 26 16 14 0 16 17 64 62 Kilkenny 0 8 0 6 14 0 0 0 0 6 22 0 Laois 4 18 18 0 18 17 0 0 0 4 36 35 Leitrim 0 0 0 0 7 0 0 0 0 0 7 0 Limerick 2 3 17 0 0 0 0 0 0 2 3 17 Longford 0 0 0 0 0 0 0 0 0 0 0 0 Louth 1 8 0 0 8 0 0 0 53 1 16 53 Mayo 18 42 40 0 0 0 0 0 0 18 42 40 Meath 7 26 10 0 0 0 0 0 0 7 26 10 Monaghan 0 0 36 0 22 8 0 0 0 0 22 44 N Tipperary 0 1 28 8 1 7 0 0 0 8 2 35 Offaly 5 10 13 0 13 3 0 0 0 5 23 16 Roscommon 0 0 0 1 0 20 0 0 0 1 0 20 Sligo 0 0 10 6 25 0 0 0 0 6 25 10 464 South Dublin 21 228 390 26 42 42 0 38 32 47 308 S Tipperary 4 3 0 2 3 0 0 0 0 6 6 0 Waterford 4 19 30 0 21 6 0 0 0 4 40 36 Westmeath 23 19 0 0 1 6 0 0 0 23 20 6 Wexford 0 2 12 1 0 0 0 0 0 1 2 12 Wicklow 13 30 15 2 13 15 0 0 0 15 43 30 City Councils Cork 0 6 45 0 0 0 0 0 0 0 6 45 Dublin 30 159 235 2 111 214 0 76 0 32 346 449 Galway 0 2 35 0 0 15 0 0 0 0 2 50 Limerick 0 0 6 0 1 0 0 0 0 0 1 6 Waterford 0 16 0 9 4 0 0 0 0 9 20 0 374 1,215 2,259 135 435 513 82 260 113 591 1,910 2,885 TOTALS Note:- 78 Local Authority, Voluntary & Co-operative- No of units acquired are included in the total completions figures. Section 6: Affordable and Part V Activity MORTGAGE ALLOWANCE SCHEME - BY AREA County Councils (incl. Borough & Town Councils) Number of Of which, No. of No. of final approvals houses surrendered houses surrendered issued but houses in 2004 for affordable not yet surendered Schemes in 2004 Carlow Cavan Clare Cork Donegal D/L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow 1 1 11 23 10 3 8 12 3 4 9 10 1 13 2 9 10 10 3 3 3 4 2 3 9 17 9 14 8 City Councils Cork Dublin Galway Limerick Waterford 1 28 5 2 2 253 TOTALS No. of applications received in 2004 2 1 0 11 3 0 0 0 3 4 0 8 0 4 0 2 3 0 3 5 3 0 1 0 5 0 10 1 5 5 3 14 31 12 1 10 16 5 7 10 10 2 13 2 13 17 6 4 7 6 4 6 3 14 20 12 17 13 1 1 28 13 0 2 1 34 6 5 2 20 118 331 3 9 2 1 1 1 2 79 Traveller Accommodation 2 114 140 114 105 60 43 73 74 Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly 35 39 Laois 16 Kilkenny 168 Kildare D/LRathdown Kerry 44 Donegal 53 88 Cork 203 88 Clare Galway 34 Cavan Fingal 34 29 Carlow 2002 65 73 47 68 119 125 155 124 0 47 35 25 178 203 57 50 97 99 36 27 40 2003 67 81 52 69 124 129 172 130 3 61 35 32 180 215 67 43 91 107 31 27 40 2004 Authority Housing (incl. Borough & Town Councils) Standard Local 0 9 0 34 5 18 0 16 0 4 1 8 0 38 23 24 12 14 11 4 12 2002 0 9 0 41 5 16 0 16 2 4 0 8 0 44 30 24 12 14 19 11 15 2003 0 9 0 41 5 19 0 16 2 4 0 7 0 50 38 22 11 14 30 11 14 2004 Group Housing Local Authority 4 2 20 5 15 23 10 27 0 9 11 0 38 13 0 0 2 10 20 0 5 2002 21 4 20 5 15 27 6 28 1 9 13 0 46 21 0 0 1 8 23 0 4 2003 23 4 20 5 15 30 15 28 1 7 13 0 50 29 0 0 1 15 30 0 6 2004 Local Authority assisted by Private Houses 3 0 0 9 4 7 5 0 0 2 3 1 0 6 0 0 0 0 3 0 3 2002 6 0 0 9 4 7 9 0 0 2 3 0 0 6 0 0 1 1 2 0 2 2003 5 0 0 9 4 8 4 0 0 3 3 0 0 7 0 0 3 1 3 0 1 2004 with L.A. assistance by Voluntary Bodies Accommodation provided 32 19 11 49 6 11 18 27 26 12 14 29 30 24 173 29 35 14 25 21 7 2002 28 18 6 52 6 6 15 31 41 19 16 29 30 31 180 36 28 12 33 17 10 2003 42 20 13 49 3 10 16 33 33 13 16 17 28 27 152 25 26 11 22 18 4 2004 Halting Sites Local Authority 113 103 74 157 135 173 173 184 28 66 64 54 236 284 249 97 137 126 93 54 61 2002 120 104 73 175 149 181 185 199 44 81 67 62 254 305 267 110 139 134 113 55 71 2003 137 114 85 173 151 196 207 207 39 88 67 56 258 328 257 90 132 148 116 56 65 2004 of Local Authority by or with assistance Total Accommodated 43 29 8 1 46 12 4 101 0 18 16 50 11 72 35 15 6 49 54 2 16 2002 42 28 3 4 42 11 13 111 3 17 7 16 6 56 15 10 5 43 34 7 8 2003 27 33 2 4 43 13 9 81 0 9 9 28 7 41 7 11 3 37 18 3 3 2004 On Unathorised sites 156 132 82 158 181 185 177 285 28 84 80 104 247 356 284 112 143 175 147 56 77 2002 162 132 76 179 191 192 198 310 47 98 74 78 260 361 282 120 144 177 147 62 79 164 147 87 177 194 209 216 288 39 97 76 84 265 369 264 101 135 185 134 59 68 2003 2004 on Unauthorised Sites of Local Authority & by or with assistance Total Accommodated TRAVELLER FAMILIES IN LOCAL AUTHORITY AND LOCAL AUTHORITY ASSISTED ACCOMMODATION AND ON UNAUTHORISED SITES AT 26 NOVEMBER 2004 Section 7: County Councils 80 Notes:- TOTALS Waterford Limerick Galway Dublin Cork 143 101 143 8 98 2,613 132 82 127 12 92 2,395 66 61 2,753 96 7 151 111 148 67 110 71 12 49 129 33 13 2004 493 0 9 29 154 0 8 14 4 0 8 24 0 10 2002 545 0 9 26 153 0 12 28 6 0 8 23 0 10 2003 582 0 9 26 157 9 12 28 6 0 8 24 0 10 2004 Group Housing Local Authority 259 0 2 1 2 5 2 16 1 0 4 8 1 3 2002 329 0 2 1 2 5 2 20 27 0 5 9 1 3 2003 376 0 2 1 2 7 3 22 27 2 5 9 1 3 2004 Local Authority assisted by Private Houses 61 4 0 0 2 1 1 3 1 0 0 0 3 0 2002 67 4 0 1 2 1 1 3 0 0 0 0 3 0 2003 74 5 0 2 5 0 1 7 0 0 0 0 3 0 2004 with L.A. assistance by Voluntary Bodies Accommodation provided 1,314 20 43 36 153 70 27 18 19 12 17 237 27 23 2002 1,398 21 36 42 171 66 30 15 35 11 22 257 30 18 2003 1,321 21 42 44 159 62 30 23 37 11 21 232 34 27 2004 Halting Sites Local Authority 4,522 116 66 193 393 208 99 145 76 21 72 370 53 49 2002 4,952 123 55 213 429 215 111 171 139 22 79 402 61 44 2003 5,106 122 60 224 434 226 113 190 141 25 83 394 71 53 2004 of Local Authority by or with assistance Total Accommodated 939 2 6 1 62 32 29 111 7 14 20 31 21 15 2002 788 4 0 0 71 9 32 96 0 2 22 29 30 12 2003 601 2 1 0 41 14 23 74 2 8 17 4 22 5 2004 On Unathorised sites 5,461 118 72 194 455 240 128 256 83 35 92 401 74 64 2002 124 (a) directly by local authorities (b) by voluntary bodies or travellers themselves with assistance of local authorities (c) traveller families on unauthorised site or other unserviced locations. This page relates to numbers of traveller families, which have been accommodated: travellers. 61 224 475 240 136 264 143 33 100 398 93 58 5,740 5,707 127 55 213 500 224 143 267 139 24 101 431 91 56 2003 2004 on Unauthorised Sites of Local Authority & by or with assistance Total Accommodated This information supplied by local authorities is for the purposes of monitoring progress made at local level in meeting the accommodation needs of traveller families and cannot be regarded as a census of the number of City Councils Wicklow 71 105 94 Westmeath 51 11 9 Wexford 44 43 Waterford South Tipperary 113 27 22 101 South Dublin 13 2003 13 Sligo Roscommon 2002 (incl. Borough & Town Councils) Standard Local Authority Housing County Councils Section 7: Traveller Accommodation 81 284 236 54 Galway Kerry Kildare 74 103 113 49 53 Offaly Roscommon Sligo 157 Meath North Tipperary 135 Mayo Monaghan 173 173 Louth Limerick Longford 28 184 Leitrim 64 249 Fingal 66 97 D/L-Rathdown Laois 137 Donegal Kilkenny 93 126 Cork Cavan Clare 61 54 Carlow 71 61 44 120 104 73 175 149 181 185 199 44 81 67 62 254 305 267 110 139 134 113 55 71 53 137 114 85 173 151 196 207 207 39 88 67 56 258 328 257 90 132 148 116 56 65 2004 of Local Authority * and Town Councils) 2003 by or with assistance (incl. Borough 2002 Total Accommodated 82 County Councils 21 15 43 29 8 1 46 12 4 101 0 18 16 50 11 72 35 15 6 49 54 2 16 2002 30 12 42 28 3 4 42 11 13 111 3 17 7 16 6 56 15 10 5 43 34 7 8 2003 22 5 27 33 2 4 43 13 9 81 0 9 9 28 7 41 7 11 3 37 18 3 3 2004 On Unauthorised Sites * 0 0 3 0 1 0 7 31 22 100 0 3 5 10 0 10 0 0 0 8 6 0 8 2002 0 0 4 0 1 0 8 31 24 100 0 3 5 10 12 4 0 0 0 7 2 0 9 2003 (Estimate) 0 0 4 0 1 0 8 31 25 100 0 5 5 15 15 4 0 0 0 10 2 0 10 2004 Own Resources 2 0 5 3 4 4 2 12 0 6 0 2 4 1 2 13 3 0 17 16 3 0 4 2002 3 3 5 7 3 0 10 41 10 8 1 11 9 3 2 25 12 4 16 12 8 0 4 2003 (Estimate) 2 4 14 5 6 5 18 40 17 10 9 13 6 7 5 29 35 0 29 18 29 0 3 2004 Private Rented 3 10 3 1 4 16 11 7 11 2 3 0 2 0 4 3 5 19 13 12 12 0 10 2002 4 9 2 2 4 0 16 11 16 59 1 2 1 2 5 14 4 12 9 7 8 1 16 2003 11 11 2 3 2 3 12 15 23 52 0 5 5 3 8 16 5 0 5 19 20 2 14 2004 Sharing Housing 99 79 74 167 136 91 178 201 235 210 393 31 89 91 115 253 382 292 131 173 211 168 56 98 68 173 141 84 179 225 275 248 477 49 114 89 93 279 404 298 136 169 203 165 63 108 2003 106 73 184 155 96 185 232 295 281 450 48 120 92 109 293 418 304 101 169 232 185 61 95 2004 of accommodation in all categories Traveller Families Total Number of 2002 TOTAL NUMBER OF TRAVELLER FAMILIES IN ALL CATEGORIES OF ACCOMMODATION AT 26 NOVEMBER 2004 Section 7: Traveller Accommodation Wicklow 4,522 Waterford TOTALS 55 4,952 123 5,106 122 60 224 434 226 113 190 141 25 83 394 939 2 6 1 62 32 29 111 7 14 20 31 2002 788 4 0 0 71 9 32 96 0 2 22 29 2003 601 2 1 0 41 14 23 74 2 8 17 4 2004 On Unauthorised Sites * 417 32 1 0 0 5 2 76 73 1 7 6 2002 443 32 1 1 0 1 2 82 73 1 7 23 2003 (Estimate) 464 32 0 1 0 2 2 86 73 1 7 25 2004 Own Resources 162 2 0 35 0 10 0 3 3 0 1 5 2002 293 7 0 40 4 12 1 7 11 0 1 13 2003 (Estimate) 486 10 6 41 13 14 4 20 14 1 4 55 2004 Private Rented 249 2 4 11 32 11 2 19 1 0 5 11 2002 323 5 4 14 22 12 1 28 5 0 6 21 2003 334 5 3 14 22 11 2 28 5 0 4 4 2004 Sharing Housing 6,289 154 77 240 487 266 132 354 160 36 105 423 2002 6,799 171 60 268 526 249 147 384 228 25 115 488 2003 6,991 171 70 280 510 267 144 398 235 35 115 482 2004 of accommodation in all categories Traveller Families Total Number of "Family" is taken to mean parent(s) and/or children and relatives normally resident with them. "Sharing housing accommodation" it is assumed that they are predominantly families sharing accommodation designed for single family occupancy. "Group housing" is housing specifically designed to accommodate a number of traveller families. "Unauthorised sites" includes families on the roadside, in private yards, gardens, fields and unofficial sites. "Halting sites" includes permanent, temporary and transient sites. families sharing housing accommodation (incl. group houses/standard lettings). (d) estimated number of families who have provided accommodation from their own resources (e) estimated number of families living in privated rented acommodation (f) This page is a summary table of the estimated total number of traveller families in the state on 26 November 2004. It includes those families on the previous page, as well as: cannot be regarded as a census of the number of travellers. Notes:- This information supplied by local authorities is for the purposes of monitoring progress made at local level in meeting the accommodation needs of traveller families and 66 116 Limerick 429 213 393 193 Galway Dublin Cork 111 171 215 99 Wexford 139 22 79 402 208 145 Westmeath City Councils 21 76 Waterford 72 370 South Tipperary South Dublin 2004 of Local Authority * and Town Councils) 2003 by or with assistance (incl. Borough 2002 Total Accommodated County Councils Section 7: Traveller Accommodation 83 Section 8: Disabled Persons & Essential Repairs Grants Paid DISABLED PERSONS GRANTS PAID BY LOCAL AUTHORITIES Year and Quarter Number Value €000 2000 2001 2002 2003 2004 3,646 4,883 5,932 5,739 5,222 27,693 41,736 52,599 50,481 45,814 2002 Q1 Q2 Q3 Q4 1,235 1,364 1,276 2,057 10,103 11,738 10,796 19,961 2003 Q1 Q2 Q3 Q4 1,395 1,319 1,381 1,644 12,274 11,156 12,231 14,820 2004 Q1 Q2 Q3 Q4 1,152 1,181 1,337 1,552 10,121 10,347 10,456 14,891 ESSENTIAL REPAIRS GRANTS PAID BY LOCAL AUTHORIES Year and Quarter Number Value €000 2000 2001 2002 2003 2004 1,366 1,917 3,274 2,842 2,075 5,117 8,977 16,099 13,303 9,585 2002 Q1 Q2 Q3 Q4 583 632 747 1,312 2,592 2,817 3,551 7,138 2003 Q1 Q2 Q3 Q4 706 640 750 746 3,176 2,842 3,273 4,013 2004 Q1 Q2 Q3 Q4 505 445 497 628 2,400 2,117 2,232 2,836 Disabled persons grants are payable by local authorities for works necessary for the proper accommodation of a physically disabled, severely mentally handicapped or severely mentally ill person. The effective maximum grant payable in respect of a private dwelling is €20,320 or 90% of the approved cost of adaptation, whichever is less. The grant may cover the full cost of adapting a rented local authority dwelling. Two thirds of the disabled persons grant paid is recouped to the local authority by the Department of the Environment, Heritage and Local Government. 84 Section 8: Disabled Persons & Essential Repairs Grants Paid DISABLED PERSONS & ESSENTIAL REPAIRS GRANTS PAID BY LOCAL AUTHORITIES IN 2004 County Councils (including Borough and Town Councils) Carlow Cavan Clare Cork Donegal D/L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Disabled Persons Grants Paid No. of:payments approvals applications Essential Repairs Grants Paid No. of :payments approvals applications 24 99 95 211 184 82 141 253 177 89 54 191 176 146 131 56 250 82 116 83 51 166 94 209 217 188 96 59 112 19 119 94 292 344 79 136 444 326 74 63 194 154 222 130 99 298 93 116 119 97 122 128 213 299 124 107 62 75 86 107 113 291 355 167 164 522 373 90 86 165 200 250 176 220 385 222 153 188 132 112 201 317 296 188 152 107 211 53 95 22 116 272 0 2 150 76 35 25 67 195 48 30 5 107 30 38 15 18 102 14 57 31 37 56 37 40 47 73 30 191 344 1 2 173 126 19 26 84 185 57 29 21 99 36 38 12 19 89 32 71 18 16 33 35 27 83 94 39 177 316 7 5 301 167 62 28 117 179 73 68 9 201 107 50 41 43 85 67 102 31 37 97 49 55 City Councils Cork Dublin Galway Limerick Waterford 174 1,040 82 53 41 174 1,153 124 74 45 160 1,592 139 63 62 0 283 17 0 2 0 257 17 0 4 0 314 24 0 6 TOTALS 5,222 6,212 8,045 2,075 2,211 3,034 Disabled persons grants are payable by local authorities for works necessary for the proper accommodation of physically disabled, severely mentally handicapped or severely mentally ill person. The effective maximum grant payable in respect of a private dwelling is €20,320 or 90% of the approved cost of adaptation, whichever is less. The grant may cover the fullcost of adapting a rented local authority dwelling. Two thirds of the disabled persons grant paid is recouped to the local authority by the Department of the Environment, Heritage and Local Government. 85 Section 9: Private Rented Housing ENFORCEMENT OF REQUIREMENTS FOR STANDARDS & RENT BOOKS IN 2004 Standards 86 Rent Books County Councils (including Borough and Town Councils) Inspections carried out Dwellings Inspected not meeting regulatory requirements Legal action initiated Inspections carried out Notices served Legal action initiated Carlow Cavan Clare Cork Donegal D/L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow 0 0 0 0 0 678 1,188 0 1 0 4 10 0 3 0 0 1 0 3 61 1 0 0 92 0 0 1 2 3 0 0 0 0 0 272 2 0 1 0 0 6 0 2 0 0 1 0 0 1 0 0 0 6 0 0 0 2 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 600 1,188 0 0 0 0 0 0 3 0 0 0 0 0 0 25 0 0 92 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 16 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 City Councils Cork Dublin Galway Limerick Waterford 730 4,354 94 6 0 310 1,467 31 2 0 0 1 0 2 0 0 2,153 0 0 0 0 20 0 0 0 0 0 0 0 0 TOTALS 7,232 2,106 4 4,061 36 0 Section 9: Private Rented Housing REGISTRATION OF HOUSES, LANDLORDS - 31 AUGUST 2004 County Councils (including Borough & Town Councils) Carlow Cavan Clare Cork Donegal Dun Laoghaire-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Number of houses registered at 31 August 2004 * Number of landlords of registered houses at 31 August 2004 * 840 181 610 962 305 956 612 792 911 973 244 68 165 606 82 496 239 20 224 244 272 230 175 103 457 422 374 401 372 561 130 466 688 197 735 528 508 591 750 200 55 141 503 74 399 155 18 179 154 104 180 124 87 410 221 309 241 386 12,336 9,094 987 6,075 2,020 740 416 505 4,050 1,635 454 257 Total 10,238 6,901 GRAND TOTAL 22,574 15,995 Total City Councils Cork Dublin Galway Limerick Waterford Notes:- (a) (b) These figures include only registered houses and landlords where annual registration fees are paid up to date. * From 1 September 2004 this data will be from the Private Residential Tenancies Board and not directly collected from the Local Authorities as heretofore. 87 Section 10: Capital Investment in Housing PUBLIC CAPITAL EXPENDITURE ON HOUSING MAIN CONSTITUENTS 2000 €M 2001 €M 2002 €M 2003 €M 2004 €M Local Authority Housing Voluntary & Co-operative Housing Shared Ownership House Purchase and Improvement Loans etc. Private Housing Grants Affordable Housing (including Part V) Other Housing 521.2 91.9 149.4 38.6 59.4 5.5 11.6 826.3 143.6 204.3 49.2 70.3 22.1 12.6 999.2 165.4 200.0 89.0 80.4 50.0 13.1 917.5 210.9 212.0 96.0 93.2 139.0 13.6 932.9 182.6 127.8 74.8 60.3 120.7 17.9 TOTALS 877.6 1,328.4 1,597.1 1,682.2 1,517.0 CAPITAL FORMATION IN HOUSING (EXCLUDING SITE COSTS) Gross National Product at market prices * Gross Domestic fixed capital formation * Capital formation in housing ** Capital formation in housing as a percentage of gross domestic fixed capital formation Capital formation in housing as a percentage of gross national product 2000 €M 2001 €M 2002 €M 2003 €M 2004 (P) €M 88,155 25,321 6,423 97,107 27,057 7,426 104,474 28,983 8,802 111,671 31,815 11,704 122,552 36,509 15,047 25% 27% 30% 37% 41% 7% 8% 8% 10% 12% * From CSO "National Accounts". ** From DKM - DEHLG "Review of the Construction Industry 2003 and Outlook 2004-2006". (P) Provisional - Source, CSO National Accounts 88 Appendix II Summary of Social and Affordable Housing Schemes An outline of the various schemes is provided below. Further information can be obtained from the Department’s website (www.environ.ie) or from the websites and housing offices of local authorities. Social Housing Social Rented Accommodation Local authorities are the main providers of housing for people in need of housing who cannot afford it from their resources. Applicants must be accepted by the local authority as being in need of housing and houses are allocated to based on a scheme of letting priorities. Rents are related to ability to pay. Local authorities may also use other methods to respond to households in need of social housing. Improvement Works in lieu of local authority housing Under this scheme, the local authority may improve or extend a privately owned house to eliminate defects or to provide additional accommodation where it is necessary to eliminate overcrowding or to accommodate a person not at present residing in the house. The scheme is can also be availed by local authority tenants, tenant purchasers or certain voluntary housing tenants who move to a privately owned house requiring improvement works. The scheme does not apply to improvements to private rented houses. The carrying out of the works must satisfy the housing needs of the household and result in their removal from the housing waiting list. Persons benefiting under the scheme are required to pay a weekly or monthly charge related to their means and the cost of the works carried out by the local authority. Local Authority Extensions Scheme This scheme enables local authorities to extend rented local authority houses to cater for households who would otherwise qualify for inclusion in a housing assessment. The scheme applies to rented 89 local authority houses, which can be economically extended to cater for persons accepted as in need of local authority housing. It includes cases where the need is due to overcrowding, where an approved applicant not living in the house can be adequately accommodated in the house after it has been extended, and where a tenant or tenant purchaser surrenders a dwelling on being accommodated in the extended house. Tenant Purchase Scheme Tenants of a local authority house for at least one year may apply to the relevant local authority to purchase it either outright or by way of shared ownership. The price of the house will be its market value, as determined by the local authority, in its existing state of repair and condition, less discounts. The structural condition of the house is taken into account and any increase in the market value due to improvements made to the house by the tenant will be disregarded in calculating the price. The discount is 3% of the value of the house for each year of tenancy of a local authority house (up to a maximum of 10 years), plus €3,809. Voluntary Housing Bodies, including Co-Operative Housing Voluntary and Co-operative housing is supported by local authorities and the Department of Environment, Heritage and Local Government under two separate schemes which provide social rented accommodation, as follows: Capital Assistance Scheme 90 Under this scheme, voluntary housing bodies provide accommodation to meet special housing needs such as those of the elderly, people with a disability, homeless, returning emigrants or smaller families. The approved voluntary housing bodies are responsible for tenancy allocations in consultation with the local authorities. A minimum of 75% of the houses in each project are reserved for persons whose applications for local authority housing have been approved by the local authority, homeless persons, or local authority tenants and tenant purchasers who return their dwellings to the local authority. However, one third of these may be allocated to eligible elderly returning emigrants. The remaining houses in a project are let to people nominated by the voluntary housing body. Rents are determined having regard to tenants means and the cost of managing and maintaining the dwellings. Capital Loan and Subsidy Scheme Under this scheme, voluntary housing bodies provide housing for renting, particularly to meet the needs of low-income families. Not less than threequarter of the dwelling units are let to households that have qualified for local authority housing. Rents are determined taking account of household earnings and circumstances. Tenants of the houses are centrally involved in the management of their estates. Affordable Housing Schemes Affordable housing is provided under the Shared Ownership Scheme; 1999 Affordable Housing Scheme; Part V Planning Development Acts 2000 – 2004 Acts; and the Sustaining Progress Affordable Housing Initiative. Other measures which assist people acquire their own home include the Mortgage Allowance Scheme; Local Authority house purchase and improvement loans; Local Authority low cost housing sites and under the Affordable Housing Initiative as provided for in the Sustaining Progress Partnership Agreement. Local authority tenants can also purchase the dwelling they are renting from the local authority through the tenant purchase scheme described earlier. Shared Ownership Scheme Shared ownership involves the purchase of a new or second hand home with the local authority initially taking at least a 40% stake, which they rent to the beneficiary. The individual funds their equity stake through a local authority loan. While they are buying a share in the home, ownership is shared between themselves and the local authority. They make payments on a mortgage for the part they own and pay rent to the local authority for the other part at a rate of 4.3% of the value of the share in the ownership held by the local authority. The rent is increased annually by 4.5%. To be eligible for the above schemes, a household must be: • In need of housing and satisfy an income test, ie a single income household’s gross income should not exceed €36,800, while in the case of a two income household, that two and a half times the gross income of the principal earner plus once the gross income of the subsidiary earner should not exceed €92,000, or 91 • Have been approved for local authority social housing, or • Be an existing local authority tenant or a tenant of voluntary housing associations in certain circumstances A graded subsidy towards the rent is available to shared owners whose household income in the preceding tax year is €25,500 or less. 1999 Affordable Housing Scheme Under the 1999 affordable housing scheme, local authorities provide newly built houses at a discounted price on their own lands. A site subsidy of up to €38,100 a house is available from the Department for the City Councils and the Dublin local authorities and €31,800 in other local authorities to assist with affordability. The purchaser can also benefit from a loan of up to 97% of the house price. Eligibility for this scheme is based on the same criteria as for the shared ownership scheme. There is also a graded subsidy towards the mortgage available to those households whose incomes in the preceding tax year is €25,500 or less. Anti-profiteering measure In the event of an affordable dwelling provided under the 1999 Affordable Housing Scheme, being re-sold within 20 years, a "clawback" or anti-profiteering provision allows for the payment of a proportion of the proceeds to the local authority. The percentage of the proceeds to be repaid will be equal to the percentage discount originally received from the local authority, but this declines on a sliding scale over time. Affordable Housing under the Planning Acts – Part V Schemes Part V of the Planning and Development Acts 2000 - 2004 requires, inter alia, that up to 20% of land zoned for residential developments or for a mix of residential and other uses, is to be reserved to meet social and affordable housing needs and be made available to the local authority at the existing use value rather than development value. Part V applies only to planning permissions for developments of 5 or more houses on zoned land of 0.1 hectares or more. It does not apply to developments by voluntary housing bodies, or to one-off housing. In addition to the options of providing land, units or sites within the proposed development, agreements with developers may include the transfer of other land within its functional area; the provision of new units on other lands within its 92 functional area; the transfer of fully or partially serviced sites to the local authority or to an approved housing association, the payment of money in lieu or a combination of the above. While all of these options give considerable flexibility to planning authorities and developers, the preferred option is the delivery of housing units, particularly on site to achieve integrated mixed tenure developments. Eligibility for Part V affordable housing is based on applicants being in need of accommodation and their income not being adequate to meet the mortgage repayments on a market value house appropriate to his or her accommodation needs because such payments would exceed 35% of that person’s annual net income. In the case of a double income household, half the net income of any subsidiary earner is taken into account in making this assessment. The same anti-profiteering or claw back arrangements apply to affordable housing provided under Part V as with the 1999 affordable housing scheme. Affordable Housing Initiative This initiative was introduced under the Sustaining Progress agreement to meet the needs of those who would formerly have been able to purchase a house, but now find themselves priced out of the market. The eligibility arrangements, including the antiprofiteering mechanism are the same as apply under Part V. Mortgage Allowance Scheme Tenants or tenant purchasers of a local authority house returning their existing house to the local authority and taking out a mortgage of at least €38,092 to purchase a house or to have a house built, may qualify for a mortgage allowance. The allowance is also available to certain tenants of voluntary housing associations. The mortgage allowance is an allowance of up to €11,450 paid on a reducing basis over 5 years and is designed to ease the transition from rent to mortgage. The allowance is paid directly to the mortgage lender so that the beneficiaries mortgage repayments are reduced by the amount of the subsidy. Low Cost Sites Under this scheme, a local authority may make housing sites available at low cost to households been approved for social housing by the local authority, or local authority tenants or tenant purchasers or certain tenants of voluntary housing associations. Voluntary Housing bodies providing houses under the Capital Assistance or Capital loan and Subsidy Schemes may also avail of the sites scheme, as may persons taking shared ownership through a group housing project sponsored by a housing cooperative or local authority. 93 Local authority loans for house purchase and improvements Individuals who wish to purchase a house (new or second hand) in the ordinary way or to build a house but cannot get a loan from a building society, bank etc. may be eligible for a local authority housing loan. In order to qualify, such individuals must: • Have been refused a loan from at least three financial institutions and • meet an income eligibility test where a single income household’s gross income does not exceed €36,800, while in the case of a two income household, that two and a half times the gross income of the principal earner plus once the gross income of the subsidiary earner does not exceed €92,000. The maximum house purchase loan available is €165,000. For house improvements, maximum loans of €38,000 (€50,000 on offshore islands), where the loan is secured by a mortgage on the house and €15,000, where the loan is not secured, are available. A variable interest rate applies. 94