Annual Housing Statistics Bulletin 2008 FOREWORD BY MINISTER OF STATE I am pleased to present the 2008 Annual Housing Statistics Bulletin. The Bulletin reports on the broad spectrum of housing activity which took place over the course of last year. It also highlights some of the principal policy developments during 2008 and gives a comprehensive picture of the outputs achieved through the various social and affordable housing programmes, reflecting the significant investment directed at assisting less well off households. As we all know very well at this stage, 2008 heralded a significant period of change for the global economy which impacted significantly on the Irish housing market through tightening of credit and poor consumer sentiment. In response, the Government introduced a number of initiatives, through a new Home Choice Loan operated through the local authorities and through the bank recapitalisation programme, to improve the flow of credit for those who wish to purchase their own home; however, activity in the housing market has remained subdued, with significant reductions in the overall volume and value of new mortgage lending. All of the indicators of housing activity – completions, registrations and commencements - showed significant reductions through 2008 and the contraction in activity has continued into 2009. However, despite the significant challenges in the housing sector, activity under the various housing programmes in 2008 has provided for the accommodation needs of over 20,000 households to be met, an increase of 10% on 2007. During last year, my Department maintained a strong focus on meeting the housing needs of the most vulnerable in society; for example, I launched a new homeless strategy in August 2008 and the new housing adaptation grant schemes for older people and people with a disability also became more fully established last year. Reflecting the core objective of achieving quality housing outcomes, last year again saw a strong emphasis on the regeneration of our existing housing stock, with some €217 million made available to local authorities for regeneration and social housing improvement measures, with particular emphasis on new programmes that also enhance the environmental performance of housing. In addition, the implementation of the housing reform agenda set out in our 2007 housing policy statement, Delivering Homes, Sustaining Communities, took an important step forward in 2008 with the 1 publication of the underpinning legislation, the Housing (Miscellaneous Provisions) Bill 2008, which was subsequently enacted in July 2009. Towards the end of last year, the results of the 2008 Housing Needs Assessment carried out by local authorities were published, showing net housing need rising by over 30% to over 56,000 households since the previous assessment in 2005; more detailed analysis of the Assessment results are presented later in this Bulletin. Against the background of this increase in needs and the very stark reality of the more limited resources available to Government, I have been progressing a considerable restructuring of the Social Housing Investment Programme by giving priority to a range of creative and flexible measures. The most significant part of that restructuring is the use of long term lease arrangements for the provision of social housing. I indicated last year that we would be working to get these arrangements in place in 2009 and my Department, in co-operation with the local authorities and the voluntary and co-operative housing sector, is actively working to secure some 2,000 units of accommodation under these arrangements this year. In combination with new units delivered for social housing through the Rental Accommodation Scheme, leasing will account for approximately 50% of all social housing completions this year. This will ensure that we can meet significantly more housing needs than would be possible if we relied on traditional construction and acquisition programmes alone. Given the constrained resource environment that we will continue to face in the years ahead, leasing and other innovative arrangements for meeting housing needs will assume even greater importance. I hope that this Bulletin will prove to be useful to all readers. The full historic series of statistics is also available on the Department’s website at www.environ.ie. Michael Finneran T.D. Minister for Housing and Local Services 2 CONTENTS Part 1 - Overview 5 Part 2 - Housing Market Indicators 13 Appendix I - Statistical Tables 41 Section 1 - Housing Activity House completions - by sector Total house completions - by area for 2008 Total and private house completions - by area New houses completed - by type for 2008 New house guarantee registrations Commencement notices Supply of housing land 41-47 Section 2 - House Prices New house prices by area New house prices (excl apartments) by area New apartment prices by area Second-hand house prices by area Second-hand house prices (excl apartments) by area Second-hand apartment prices by area Ranges of house prices - Whole country Ranges of house prices - Dublin House building cost index 48-58 Section 3 - Housing Loans Loan approvals Loan payments Ranges of loans paid - Whole country Ranges of loans paid - Dublin Ranges of loans to value - Whole country Ranges of loans to value - Dublin Ranges of loan terms - Whole country Ranges of loan terms - Dublin 59-67 Section 4 - Profile of Borrowers Ownership status of borrowers - Whole country and Dublin Ranges of ages - Whole country Ranges of ages - Dublin Ranges of income of borrowers - Whole country Ranges of income of borrowers - Dublin 68-72 Section 5 - Housing Support Total social and affordable housing provision - 2008 73-76 3 Section 6 - Paths to Home Ownership including Part V Activity Part V, Planning and Development Acts 2000 - 2007 Shared ownership and Affordable housing (1999 scheme) - by area Mortgage allowance - by area 2008 Sale of local authority houses 77-80 Section 7 - Social Housing Supports Local authority housing output new build and acquisitions by area 2003 - 2008 Local authority housing output new build and acqusitions - by Council Improvement works in lieu of re-housing and extensions - by area Local authority casual vacancies 2008 Number of local authority houses let at 31 December Voluntary and Co-operative housing output - by area 2008 Rental Accommodation Scheme (RAS) 81-87 Section 8 - Traveller Accommodation Traveller Families in all categories of accommodation at 30 November 2008 88-91 Section 9 - Disabled persons and essential repairs grants paid Disabled persons and essential repairs grants paid by area 2008 Housing adaptation grants paid by area 2008 92-93 Section 10 - Private Rented Housing Enforcement of requirements for standards and rent books in 2008 Private rented housing - Registrations at 31 December 2008 94-95 Section 11 - Capital investment in housing Public capital expenditure on housing and Capital formation in housing Appendix II - Local Authority Assessments of Social Housing Needs Comparison with previous return by category of need Comparison of net need 1991 - 2008 Breakdown of households on the waiting list by category of need Breakdown of households by tenure Length of time of households on waiting list Analysis of household structure Breakdown of households by employment status Breakdown of ages by applicant Income analysis by household Breakdown of households by nationality Number of non-EU National households 4 96 97-127 Part 1 Overview The key objective of Irish housing policy is to enable every household to have available an affordable dwelling of good quality, suited to its needs, in a good environment and, as far as possible, at the tenure of its choice Since 1998, close to 700,000 new houses/apartments were completed in Ireland. Record levels of annual housing output came to an end in 2007, with a year on year decrease in output of 17% on the 2006 level. The slowdown in output was more pronounced in 2008 with a total of 51,724 houses and apartments completed. Of these, some 11,342 houses/apartments were completed in Dublin, with a total of 16,318 provided in the Greater Dublin Area (GDA). 34% of the houses built in 2008 were single houses, with the remainder developed across schemes of varying sizes. Apartments accounted for 25% of all new completions in 2008. The rate of housing output in Ireland, at 12 dwellings per 1,000 persons in 2008, remained ahead of most other countries. Key factors in the sharp turn around of housing output were the doubling of interest rates, which combined with very high prices, caused significant deterioration in house purchase affordability in 2006/7. While it was believed a substantial market correction would allow the housing market and the wider economy to enter a period of more moderate, soundly based growth, the global downturn and the “credit crunch” resulted in further significant contraction in the housing market in 2008, notwithstanding significant interest rate reductions in the latter stages of the year, which continued into 2009. Forecasts of housing output for 2009 are in the region of 20,000 – 25,000 units. There has been a sustained and targeted programme of investment in recent years to address the housing needs of the less well off in Irish society. This continued in 2008 with €2.4 billion of funding invested, an increase of 14% on 2007. As a result of this investment, over 20,200 households benefited from the various social and affordable housing schemes in 2008. 15,467 households in need of social housing were assisted and 4,567 households benefited from affordable housing measures, with a further 189 households aided by the Mortgage Allowance Scheme. Detailed statistical tables are provided in Appendix I. 5 Key Policy Developments in 2008 Housing Policy Implementation of the reform agenda set out in the housing policy statement, Delivering Homes, Sustaining Communities - published early in 2007 – has been a clear priority in 2008. In the second half of the year in particular, there has also been a clear focus on developing appropriate and effective responses across a range of housing programmes to take account of the deteriorating economic and fiscal environment. A number of these measures became fully operational in the early part of 2009 and are likely to play a major role in the delivery of housing supports in the coming years. A number of specific developments are set out below. Housing (Miscellaneous Provisions) Bill 2008 (enacted in July 2009) A key milestone in the delivery of the reform agenda was reached with the recent enactment of the Housing (Miscellaneous Provisions) Bill which was published in July 2008. The purpose of the Act is to improve housing services and their delivery, by amending and extending the Housing Acts 1966 to 2004 to give effect to the programme of social housing reform measures outlined in the Delivering Homes, Sustaining Communities policy statement. The Act includes a comprehensive statement of housing services provided by local authorities and provision for elected members to make housing services plans for the delivery in their areas of social and affordable housing supports. There are new powers for the Minister to issue policy directions, with which housing authorities must comply, and guidelines, to which housing authorities must have regard, in the performance of their statutory functions. There are also new powers for elected members to adopt strategies for the prevention and reduction of anti-social behaviour in the local authority housing stock; to assess a household’s need and eligibility for housing; and a new power to make allocation schemes setting out the order of priority for the allocation, by managers, of local authority housing, rental accommodation through, for example, the Rental Accommodation Scheme (RAS) and Voluntary and Co-operative housing provided with Exchequer funding. The Act also broadens the choices available to those seeking social and affordable housing by providing a more developed legislative basis for RAS and by expanding paths to home ownership through the new incremental purchase scheme, the introduction of a Tenant Purchase Scheme for apartments and the introduction of new Affordable Dwelling Purchase Arrangements. Long Term Leasing Under the new Long Term Leasing initiative announced in Budget 2009, authorities will procure properties on long-term leases of 10-20 years which will then be made available for social housing purposes. The introduction of leasing is designed to widen further the sources of supply for social housing and thereby help create a 6 flexible range of delivery mechanisms for local authorities to meet the demand for housing. This initiative will also maximise the level of social housing need that can be met from available public resources, leading to many more homes being provided than could be delivered by relying solely on construction and acquisition programmes. It is envisaged that leasing will, over the coming years, become an integral part of the social housing programme. The target set for 2009 is for a minimum of 2,000 units to be provided through leasing. Rental Accommodation Scheme (RAS) Strong performance under the rental accommodation scheme continued in 2008. All local authorities are implementing RAS and over 18,000 former rent supplement recipients with long term housing need have now transferred. RAS represents an important element of the Government’s housing policy and one that it is, along with the new long term leasing initiative, set to assume an increasingly prominent role in meeting housing needs in the future. Regeneration The Department continues to place a significant focus on quality in the provision of housing and in the achievement of sustainable communities. However, the Department’s role in this regard is not just focused on new housing, but also is centrally concerned with the regeneration of some of the country’s most disadvantaged areas e.g. Ballymun in Dublin City and Moyross in Limerick City. The process of regeneration is based upon achieving not just the physical regeneration of the areas, but also on delivering social and economic regeneration to the communities concerned. This holistic approach involves a broad range of Government Departments and State agencies, as well as local community and business interests. In 2008, the Department provided some €126 million to support regeneration projects across the country, an increase of 35% of the previous year’s investment. This funding supported the ongoing projects at Ballymun, Knocknaheeny and the Glen in Cork City, as well as the area regeneration underway across Waterford City, and the completion of the regeneration at Laurel Avenue in Dun Laoghaire Rathdown County Council. The programme also supported the development of the draft masterplans for the regeneration of Moyross, Southill, Ballinacurra Weston, and St. Mary’s Park in Limerick City, as well as 350 house demolitions, area improvement works, and various social inclusion activities. In addition, 2008 saw the approval of a new regeneration project at Mitchel’s Crescent in Tralee. This project represents a new type of regeneration project where smaller areas of regional towns are regenerated with a particular focus on the energy efficiency agenda. The Department continued to work with Sligo Borough Council and Dundalk Town Council on the development of masterplans for similar regeneration projects at Cranmore in Sligo and Cox’s Demesne in Dundalk. 7 Remedial Works Since 1985, some €460 million has been allocated to the programme which supports projects ranging from the refurbishment of small rural cottages to broad programmes of estate improvements, house refurbishments, and infill developments in large local authority estates. In 2008, the Department supported 50 projects in 30 local authority areas, at a cost to the Exchequer of some €53 million. This represents a significant increase on the €34 million expended in 2007 and demonstrates the Department’s commitment to ensuring the ongoing viability of the social housing stock as well as providing support for the development of sustainable communities within existing local authority estates. Environmental Performance of Housing In addition to the national remedial works programme and an ambitious portfolio of regeneration projects, 2008 also saw the continuation of the national central heating programme as well as preparatory work on a number of new initiatives reflecting the growing importance of improving the energy efficiency of the housing stock. These initiatives achieve not only significant environmental returns but are also labour intensive and support economic activity. Central Heating Although central heating has been provided in all new local authority dwellings as a matter of course since 1994, a Departmental review in 2003 revealed that there were an estimated 36,000 dwellings constructed prior to this date without any form of central heating. To address this significant deficit, a special programme was introduced in 2004 for the installation of central heating, associated thermal insulation measures, and temperature controls. 2008 saw the investment of a further €31 million and the installation of central heating and associated energy efficiency improvements in some 6,900 units. Over the period of the scheme, the Department has co-funded a total of 25,650 installations at a cost to the exchequer of €125 million. Towards Carbon Neutral To support local authorities in building their expertise in delivering highly energy efficient dwellings, the Department issued a call for proposals to local authorities in late 2008, requesting proposals for projects that would deliver significant energy efficiencies. It was anticipated that projects would exceed the anticipated standards of the Building Regulations Part L 2010 to deliver a minimum Building Energy Rating [BER] of A2. In addition it was envisaged that these projects would operate as demonstration projects, the learnings from which would contribute to building up the overall expertise of local authorities in designing and delivering social housing with the highest energy efficiency standards. Following a review of the proposals in early 2009, the Minister announced funding for some eight projects in authorities across the country. 8 Retrofitting During 2008, it was announced that two additional streams of funding would be introduced in 2009 to improve the energy efficiency of the local authority stock. In the first instance €20 million was to be provided for the improvement of vacant houses, and apartment complexes, to a minimum BER of C1, as well as €5 million for a number of demonstration projects which will inform future energy efficiency improvement works projects. Housing Needs Assessment In March 2008 local authorities undertook an assessment of need for social housing. These assessments cover the need for social housing in each local authority area together with the part that can be played in meeting needs by other social housing options. Authorities were asked to pay particular attention to the needs of older people and those with a disability as these groups were felt to be under represented, for various reasons, in the 2005 assessment. The results indicate that at 31 March 2008 a total of 56,249 households were in need of local authority housing compared with 43,684 households in 2005 (an increase of 31%). The increases seen are likely a reflection, albeit in part, of the emphasis the Department placed on getting a more accurate figure for the number in need of social housing support. Detailed results of the Housing Needs Assessment are set out in Appendix II (see page 97-127). Special housing needs Work on the development of a National Housing Strategy for People with a Disability continued in 2008. The various housing and support issues faced by people with different, or multiple, disabilities are being progressed through the National Advisory Group, chaired by the Department and also involving the Department of Health and Children, the Health Service Executive, the social partners and other relevant stakeholders. It is intended that the Strategy will be finalised by the end of 2009. As part of this approach, work has been undertaken on the development of protocols to deal with co-operation between the HSE and housing authorities to provide a strategic framework for inter agency co-operation at local level. A protocol governing liaison between the HSE and the housing authorities on the assessment of the accommodation needs of people with a disability has been developed and is being implemented by housing authorities and the HSE. A further protocol governing support costs for social housing projects provided for people with a disability is currently being developed. The Cross Departmental Team on Sheltered Housing for Older People also continued to work in 2008. This team, chaired by the Department and also involving the Department of Health and Children, the HSE and the local government system, is working towards the completion of a strategy on sheltered housing to feed into the Government’s overall Positive Aging Strategy. 9 Homelessness 2008 marked a major development in the Government’s efforts to tackle homelessness with the publication in August of a new homelessness strategy - The Way Home. A considerable body of work is now underway to help achieve the key strategic aims of the new strategy, the core objectives of which are to end long-term occupation of emergency facilities (i.e. occupation for longer than 6 months) and the need to sleep rough by the end of 2010. Actions to achieve these objectives include; • • • • the launch in early 2009 of a detailed National Implementation Plan for the strategy; development of a new schemes to provide accommodation and supports for persons leaving homelessness; implementation of the recommendations in the Dublin evaluation of services reports which mirror the national strategy and indeed have fed into the national implementation plan, and; inclusion of important homeless provisions in the Housing (Miscellaneous Provisions) Bill 2008. In addition, despite the difficult budgetary situation, a 5% increase in revenue funding in 2009 was secured for accommodation and related services to address homelessness. Adding the 10% contribution from local authorities, the total State funding for these services in 2009 will reach a record total of over €62 million. This, in tandem with HSE funding for health and care related costs, will bring the total State revenue funding provided specifically to address homelessness to about €700 million since the year 2000, when the first homeless strategy was published. Traveller Accommodation The National Traveller Accommodation Consultative Committee (NTACC) held a full schedule of meetings in 2008 and undertook visits to both South Dublin and Wexford where they visited a range of Traveller accommodation and met with local Travellers. The NTACC also hosted two seminars for members of Local Traveller Accommodation Consultative Committees (LTACCs) in May 2008. The NTACC has a number of subcommittees which continued their work and during 2008 the consultation subcommittee produced a set of consultation guidelines for use by local authorities in the planning and construction of Traveller specific accommodation. 193 new and refurbished Traveller specific units of accommodation were provided in 2008, while 140 additional Traveller families were accommodated in standard local authority housing. Private Rented Accommodation Standards Good progress was achieved in 2008 in implementing the Action Programme on Private Rented Accommodation Standards, which was introduced on foot of a commitment in the Towards 2016 social partnership agreement to update standards in rented accommodation. Delivering on this commitment, the Government 10 approved a package of measures to improve standards in November 2008 and new regulations, the Housing (Standards for Rented Houses) Regulations 2008, were signed in December. These regulations reflect the requirements of the modern rental sector, specifying enhanced requirements in relation to a range of matters, such as structural repair, sanitary facilities, heating, ventilation, light and safety of gas and electrical supply. The regulations came into effect in general on 1st February 2009; however, certain elements of the regulations, those requiring significant refurbishment and capital investment by landlords, will be phased in over a four year period for existing tenancies. Further elements of the package approved by the Government to update standards, including a requirement to maintain the external appearance of property and a comprehensive new sanctions regime, require primary legislation and have been provided for in the Housing (Miscellaneous Provisions) Bill 2008. Increased enforcement is a key element of the Action Programme and significantly increased funding, from the proceeds of tenancy registration fees, received by the Private Residential Tenancies Board (PRTB), has been provided in recent years to assist local authorities in their functions relating to the private rented sector. Over €4 million was allocated in respect of 2008, linked largely to enforcement performance, and funding for this purpose in 2009 will be maintained at the 2008 level of €4m, bringing total funding allocations since 2004 to €15m. In general, local authorities have significantly expanded their inspection activity in recent years with the number of inspections more than doubling – from 6,815 to 14,008 - in the period 2005 to 2007. A further significant increase in inspections - up 23% to almost 17,200 was recorded in 2008, reflecting the positive impact of the overall Action Programme on Standards. Private Residential Tenancies Board Implementation of reforms in the private rented sector under the Residential Tenancies Act 2004 continued through the Private Residential Tenancies Board (PRTB), which is a statutory independent body under the aegis of the Department. Significant progress was achieved in 2008 with the number of tenancies registered rising to over 200,000 in respect of almost 101,000 active landlords and 354,000 tenants. Linkage between tax relief on private rented accommodation and registration, introduced in the Finance Act 2006, continued to contribute to the increase in registration numbers in 2008. The PRTB also provides a comprehensive dispute resolution service as an alternative to the Courts, which involves mediation or adjudication and tenancy tribunal appeal hearings. The Board received approximately 1,500 dispute applications in 2008. Affordable Housing Working jointly with the Department, the Affordable Homes Partnership continues to provide support and advice to local authorities in the areas of affordable housing, through best practice guides, training and comprehensive manuals including 11 support on Part V and related matters. In 2008, the AHP launched the national affordable housing website, www.affordablehome.ie, which provides local authorities with a marketing tool to advertise affordable homes available in their area. Development of phase 2 of the national website continues which will allow local authorities to accept affordable applications online. The Affordable Homes Partnership also delivered approx 300 homes directly in the Greater Dublin Area in 2008, through the procurement of homes from the private market. The Partnership produced a report “Increasing Affordable Housing Supply” in 2007, a key recommendation of which involves moving the arrangements for the sale of affordable housing away from current procedures which involve a time limited claw-back to a purchase sharing arrangement. The legislative powers necessary for these new affordable dwelling purchase arrangements were included in the recently enacted Housing (Miscellaneous Provisions) Act 2009. The slow down in the wider housing market also impacted on affordable housing in the second half of 2008. In some areas, house price decreases were such that the differential between affordable housing and the open market were substantially eroded leading to an increase in the number of affordable housing units in local authority hands and not yet sold. At the end of 2008, the number of units on hands stood at over 3,500. The Department issued detailed guidance to local authorities in early 2009 setting out a range of options to be used in redeploying unsold affordable units for other housing purposes. Delivering quality housing The Department continued through 2008 to focus on the promotion of quality in the built environment. The Sustainable Communities and Housing Committee, which is a joint venture between the Department and the Royal Institute of Architects of Ireland (RIAI), organised a one day conference as well as a workshop last year for professionals involved in the provision of housing. These events dealt with the challenges in the construction of new housing posed by implementation issues around Part L of the Building Regulations and the Building Energy Rating (BER) system. Through its involvement in the issuing of Floor Area Compliance Certificates (FACC’s) the Department continued the inspection of new houses as a means of ensuring a measure of protection for first time buyers. Some 17,930 properties were inspected in 2008 for compliance with FACC standards. Home Choice The Home Choice loan scheme was announced in the October 2008 Budget. It became operational in early 2009 and is intended to serve as a time limited measure to facilitate, rather than incentivise, house purchase by credit worthy first time buyers who wish to purchase a home at this time but who are being impeded from doing so due to the impacts of the so-called “credit crunch”. The scheme is underpinned by the Housing (Home Choice Loan) Regulations 2009 as well as a 12 comprehensive and prudent credit policy. Part 2 Housing Market Indicators A number of indicators are available to assess the trends in the housing market. These include house completions, house guarantee registrations, commencement notices, planning permissions granted, serviced housing land availability, house prices and affordability measures. These data are produced in Appendix I and, where possible, historical data are available on the Department’s website, www.environ.ie Section 1 - Housing Activity House Completions Following more than 10 years of strong growth in housing output, with a record level of 93,000 units completed in 2006, the trend for 2007 and 2008 has shown a marked contraction in activity. In 2008 51,724 houses and apartments were completed. 11,342 of these were in Dublin, with a total of 16,318 in the Greater Dublin Area (GDA). 34% of the houses built in 2008 were single houses, with the remainder developed through schemes of varying sizes. Apartments accounted for 25% of all new completions in 2008. A breakdown of these figures by area is on pages 41 to 44. 87% of overall output was private housing, while 13% or 6,801 units, were completed by the local authority and voluntary and co-operative sector. This does not represent the total output of social housing provision by local authorities, as other measures including acquisitions, units delivered under RAS, vacancies in existing stock, etc contribute to the level of lettings by local authority (see pages 7376). 13 New House Guarantee Registrations Nationally, the number of new houses registered under guarantee schemes1 for 2008 was 12,676, down 67% compared with 2007 (see page 45), with Dublin registrations showing a 51% decline (4,550 dwellings). These significant reductions in future housing supply began to emerge from the second quarter of 2007, after a doubling of interest rates between December 2005 and June 2007, which combined with very high prices, caused significant deterioration in house purchase affordability. This (in tandem with the fact that many buyers had brought forward purchases in 2005 and 2006) resulted in a sharp fall-off in market demand, which was further fuelled in 2008 by the global recession and the much tighter international credit markets. Commencement Notices Data on ‘Residential Commencement Notices’, under the Building Control Regulations, are available from all building control authorities since January 2004. Details of the numbers of residential units started, with numbers of single units available separately are published in the table on page 46. Results for 2008 indicate almost 23,000 residential dwellings were newly started, about 25,000 lower than the previous year. Of these, 48% were single dwellings, up from 32% in 2007. 1 House registrations are made on a voluntary basis with either HomeBond or Premier Guarantee (the latter since 2002). 14 Planning Permissions Granted Further back along the supply chain, the numbers of planning permissions granted for residential construction provides a useful indicator of likely future output. Data from the Central Statistics Office shows that, nationally, 67,584 units received a final grant of planning permission in 2008, representing a decrease of 20% on 2007, a reversal of the 7% increase seen in 2007. Units granted planning permission were down 11% in Dublin (11,771) and 20% in the Greater Dublin Area (18,392) in 2008. Cork and Limerick also reported decreases of 42.4% and 1.3%, respectively. Supply of Housing Land The 10th housing land availability survey undertaken in June 2008 indicated that there was 14,191 hectares of zoned serviced land available nationally, with an estimated yield of 462,700 housing units (see page 47). This equates to sufficient capacity nationally for residential development for almost nine years, based on 2008 housing output. At the end of June 2008 a total of 2,210 hectares of zoned serviced land with an estimated yield of over 149,000 housing units was available in Dublin. There were 990 hectares of zoned serviced land in the Mid-East Region with an estimated yield of about 34,000 units. Of the other major urban areas, there was sufficient zoned serviced land to yield about 36,800 units in Cork, 21,300 units in Galway, 10,500 units in Limerick and 8,700 units in Waterford. Housing Stock The national housing stock is estimated to be 1.934 million units at end 2008. This estimate combines the base number of dwellings surveyed for the Census of Population 2006, (including both vacant and occupied dwellings), with the total number of units completed since then to end December 2008. This represents about 437 units for every 1,000 persons, which brings the Irish per capita ratio broadly in line with EU norms Other notable characteristics of the national stock are outlined below; • Over one third of the existing housing stock has been built in the past 10 years, a result of the record levels of housing construction activity in this period. • Close to one third of housing stock is made up of one-off housing, that is, detached housing in open countryside. 2 The 5% balance is not specified in the 2006 Census results. 15 • 75% of the occupied housing stock is owner occupied. 7% rented from a local authority, while 13% rented privately2. • While 10% of the stock is currently made up of apartments, apartment building has been a particular feature of recent completions. In fact apartment building made up 25% of all housing units built in 2008 (and 67% in the Dublin region). 41% of housing units built in 2008 were in estates (schemes), and individual houses accounted for the remaining 34%. 2 16 The 5% balance is not specified in the 2006 Census results. Section 2 - House Prices Average House Prices As a function of weakening demand fuelled by a variety of factors, as set out in Section 1, house prices decreased significantly over the course of 2008 and that downward trend has continued in 2009. The average price of a new house (including apartments) nationally was €305,269 in 2008. In Dublin, the average price was €370,495. The average price of a second-hand house in 2008 was €348,804 nationally and €444,207 in Dublin. In Quarter 4 2008, the average price of a new house (including apartments) nationally was €282,023, down 10.3% over the average price reported in the same quarter in 2007. The average price of a second-hand house was €323,418, down 11.9% over the same period in 2007. The average price for a new house in Dublin was €329,625 in Quarter 4 2008, down 18.1% compared with the corresponding quarter in 2007. The average price of a second-hand house in Dublin was €415,035, down 10.3% over the same period in 2007. House Type Average Price Q4 2008 Q4 2008/Q4 2007 % Change Average Price Year on Year Year 2008* Change % New: Nationally Dublin €282,023 €329,625 -10.3% -18.1% €305,269 €370,495 -5.4% -11.0% €323,418 €415,035 -11.9% -10.3% €348,804 €444,207 -7.7% -10.4% Second hand: Nationally Dublin * These values are not adjusted for changes in the mix of dwellings being approved for sale in any given period. Prices for the whole country and the five main urban areas (Cork, Dublin, Limerick, Waterford, and Galway) are shown on pages 48 to 53. 17 Affordability The Department maintains an index of housing affordability measured by reference to the costs of servicing a mortgage. To take account of trends in family and work situations, and the steady increase in female participation in the workforce in the last few years, it is appropriate to examine trends in affordability for two-earner (married) households . The index assumes a loan period of 20 years, as this has been the traditional loan period. The availability of longer-term loans has meant that first-time buyers have been able to make lower monthly repayments but this has increased their overall cost of borrowing in the long run. The affordability ratio indicates that there has been an improvement in affordability over 2008. Last year, the mortgage outgoings of a two income household represented about 29% of their disposable income, compared to 32% in 2007. 3 This index is based on assumptions contained in the Bacon report and is based on a two earner household – one person earning the average non-industrial wage and the other earning the average industrial wage. The 2008 mortgage outgoings are based on a 20-year mortgage, 5% interest rate and an average national house price of €305,269. 18 The improvement in affordability is primarily due to reductions in interest rates and in house prices over the course of 2008. Specifically, ECB rate cuts occurred in October (-0.5%), November (-0.5%), and December 2008 (-0.75%), reducing the rate from 4.25% to 2.5%. This resulted in a decrease in the average variable mortgage rate, from 5.87% in August 2008 to a low of 4.8% in Dec 2008.4 While house prices were increasing steadily until 2006 (2007 for new houses nationally), a slight decline was beginning to appear in 2007 and this became even more evident during the last six months of 2008, resulting in a 10% drop on Quarter 4 2007 prices. New apartment prices were more sensitive to the downturn, dropping 14% on Quarter 4 2007 prices nationally and 19% in Dublin. Second hand house prices continued to decline from 2007, recording a drop of 12% nationally and 10% in Dublin. Second hand apartments in Dublin dropped 17% on Quarter 4 2007. Budget 2008 provisions, where the amount of interest on which mortgage relief is available, increased to a maximum of €20,000 for a joint first-time purchaser, have also improved affordability. Further changes introduced in Budget 2009 (e.g. to increase the rate of tax relief for first time buyers) will also help improve affordability. Further significant improvements in affordability arose in early 2009 as interest rates and house prices have both continued to decline. However, some of the improvements will be offset by other budgetary measures e.g. the introduction of income levies. 4 This is the average house purchase loan interest rate, calculated by the Central Bank using data from Irish mortgage lending institutions. While there were rates offered at 3.75% in December 2008, the average is skewed upwards due to higher rates offered on other mortgage products and delays in passing on reductions in the ECB rate. 19 Section 3 - Loans Information Over 53,000 loans for house purchase, to the value of €14.5 billion, were paid out in 2008, a drop of 36% in volume and 35% in value on 2007. Of these, some 24,400 were for the acquisition of new houses (including apartments). Details of the number and value of loans approved and paid between 2003 and 2008 are set out in pages 59-60 and for loans paid in 2007-2008 on page 61.5 2008 Numbers of Loans Year on Year Change % Value € million Year on Year Change % Approved New Second Hand 26,293 29,586 -35.1% -37.3% €6,625m €8,515m -38.7% -36.9% Paid New Second Hand 24,467 29,224 -47.4% -22.4% €6,455m €8,054m -44.6% -25.5% Indicative data from a large sample of mortgages indicate that 55% of mortgages paid nationally were for less than €250,000. In the Dublin area, 32% of mortgages were below €250,000. 5 From 2007 the source of data for loans paid series is the IBF/PWC Mortgage Market Profile and not directly comparable with 2006. 20 Section 4 - Profile of Borrowers Data from the House Price Statistics System (HPSS) are now used to present statistics to describe the profile of the borrower in 2008.6 This replaces the previous voluntary sample survey based only on loans paid. These data are more comprehensive and provide useful indicative statistics in relation to borrowers, including ranges of loans paid and gross incomes, loan to value ratios, loan terms and average ages. The data also provide an indication of the purpose for which a dwelling is being acquired. For instance, in 2008 some 85% of mortgages were for the purchase of a principal residence, (up from 82% in 2007) with the proportion borrowing for investment falling from 17% in 2007 to 14%. 1% of houses bought with a mortgage were for second or holiday homes. Table: Purpose of Loan Approval New houses Second hand houses All house types Principal Residence 86% 84% 85% Investment 13% 15% 14% Holiday Home 1% 1% 1% First-Time Buyers Data supplied by the financial institutions on mortgages approved in the year 2008 show that first-time buyers continue to hold a steady share in the housing market. It is estimated that 41% of all house purchase loans for new houses were by firsttime buyers (table on page 68). The general profile of the first-time buyer borrowing in 2008 was as follows: • On average, the first-time buyer was aged 31 (with 57% of all first-time buyers aged under 30). • The proportion of 100% mortgages taken out by first-time buyers in 2007 reduced to 23% from 26% a year earlier. In Dublin, 18% of loans taken out by first-time buyers in 2008 had 100% loan to value ratios, compared to 21% a year earlier. •6 TheHouse mostPrice common termdeveloped for first-time borrowing in 2008 was The System mortgage (HPSS) has been throughbuyers the support of the mortgage lending institutions. It has a31 two-fold purpose, firstly to provide data the calculation of alternative houseloans price in the range to 35 years, accounting forfor54% of first-time buyer indices, (still under and secondly provide wider analysis of borrowers, which not nationally, and development) 61% in Dublin. 18% oftoloans toafirst-time buyers were for 25has years been possible from previous sample surveys. 21 • The most common mortgage term for first-time buyers borrowing in 2008 was in the range 31 to 35 years, accounting for 54% of first-time buyer loans nationally, and 61% in Dublin. 18% of loans to first-time buyers were for 25 years or less. • 23% of the loans taken out by first-time buyers for terms of 30 years or more had a 100% loan to value ratio. This is considerably lower than in 2006 when 38% of loans taken out for 30 years or more had a 100% loan to value ratio. • The majority of first-time buyers pay, on average, 23% less than the overall average price for a new house, with 65% of first-time buyer’s houses nationally priced at under €300,000 (42% in Dublin). Some of these data are presented in the following tables (all refer to loans taken out by first-time buyers in 2008, unless stated otherwise): Table: Age range of First-Time Buyer National Dublin Up to age 25 26 to 30 31 to 35 17% 16% 40% 40% 23% 24% 36 to 40 11% 12% 41 + 9% 8% Table: Range of Average Loan to Value ratios by First -Time Buyers Up to 70% 71% to 80% 81% to 90% 91% to 95% 96% to 99% 100% National Dublin 18% 12% 7% 7% 13% 15% 31% 36% 8% 12% 23% 18% Table: Range of Average Loan Terms for First -Time Buyers National Dublin Up to 20 yrs 21 to 25 26 to 30 31 to 35 36 + 7% 4% 11% 8% 17% 14% 54% 61% 11% 13% Table: Range of Loan to value ratios for loan terms of over 30 year by First –Time Buyers Up to 70% 71% to 80% 81% to 90% 91% to 95% 96% to 99% 100% 2006(r) 2007(r) 2008 22 11% 14% 12% 5% 5% 6% 11% 12% 13% 30% 31% 39% 6% 10% 7% 38% 28% 23% Table: Range of average house prices (new and second hand) purchased by First –Time Buyers € National Dublin Up to €200K to €250K to €300K to €350K to €400K to €500K + €200K €250K €300K €350K €400K €500K 20% 5% 22% 13% 21% 24% 15% 20% 9% 16% 7% 13% 4% 9% Table: Average house loan taken out by First –Time Buyers National Dublin Up to €150K €150K to €200K 15% 5% 26% 12% €200K to €250K 27% 25% €250K to €300K €300K to €400K+ €400K 21% 32% 6% 13% 5% 13% Table: Percentage First-time buyers purchasing Jointly or Singly. Joint purchasers Single purchasers 53% 47% Financial measures impacting on FTB’s The Finance (No 2) Act 2007 introduced Stamp Duty changes to exempt first-time buyers from Stamp Duty on both new and second hand properties. Figures indicate that first-time buyers made up 29% of house loans taken out to buy second hand properties in 2008 and this change will have directly assisted a significant number of these buyers (table on page 68). Changes introduced in Budget 2009 include increasing the rate of tax relief for first time buyers from 20% to 25% in years 1 and 2 of the mortgage and to 22.5% in years 3, 4 and 5. This change benefits first-time buyers who purchased since 1st January 2005; however, relief for non first-time buyers was reduced from 20% to 15%. 23 Section 5 - Housing Support It is generally recognised that even at the high levels of supply seen in Ireland in recent years, the market will not address the full spectrum of housing needs. Specific measures are required to aid households who cannot afford to meet their own housing needs. Local authorities in particular have a broad and important role in responding to these needs. This involves both direct provision and enabling needs to be met through interaction with both the voluntary and co-operative housing and private housing sector. The nature and extent of supports required varies widely from those who may need minimal financial assistance in order to realise their home ownership aspirations to those whose personal, financial or accommodation circumstances are such that a more comprehensive intervention is required. Support is provided through a range of options namely:• Paths to Home Ownership: - • Social rented accommodation: - 24 Affordable housing – purchase of house at discounted price; Shared ownership – purchase of a home through purchase of initial stake and the balance is rented from the housing authority; Tenant purchase of local authority dwellings at discounted prices. Housing provided at a rent related to income. • Housing support for those with special accommodation needs: - Homeless accommodation and supports; Traveller-specific accommodation; Grants to adapt housing for the needs of older people and people with disability; Schemes to exchange private housing for sheltered accommodation for older people; Sheltered accommodation for older people; Sheltered accommodation for people with a disability; Adapted social housing for people with special needs. In 2008, total exchequer and non-exchequer funding of these housing measures amounted to some €2.4 billion and represented an increase of 14% on the 2007 outturn. To ensure maximum output from multi-annual capital expenditure on social and affordable housing measures over the coming years through a coherent and coordinated response across all housing services, five-year Action Plans were introduced. In preparing these plans, local authorities had to assess their social and affordable housing needs taking account of their existing housing stock. The resultant plans set out their proposed response to these needs for 2004-2008 across the range of housing programmes including local authority housing construction, regeneration and remedial works, voluntary housing, traveller accommodation, housing needs of older persons and people with disabilities, homelessness, affordable housing, and management and maintenance of the stock. As a result of this investment, the housing needs of 20,223 households were met in 2008. The table on page 26 (below) provides a breakdown of the numbers of households assisted in 2008 under various social and affordable measures. A local authority breakdown of the 2008 total provision is set out in the tables on pages 73 to 76 in Appendix I. Notwithstanding the more constrained fiscal environment, good progress was made in terms of social rented housing starts and completions in 2008. In addition, by the end of 2008 local authorities had transferred some 18,011 households from rent supplement to either the Rental Accommodation Scheme (RAS) or to other social housing options. 25 Overview of Social and Affordable housing provision 2008 Social Housing: Local Authority Houses • Completions & Acquired (including Part V) • RAS new units Numbers 5,692 1,6007 Total Local Authority provision 7,292 Voluntary & Co-operative Houses • Capital Assistance • Capital Loan & Subsidy • Part V 914 620 362 Total Voluntary & Co-op provision 1,896 Other Social Housing measures • Vacancies in existing stock • Improvement works in lieu of re-housing • Extensions to local authority houses • Tenants transferring to RAS under arrangements with their existing landlords • Traveller accommodation new units • Traveller accommodation refurbished units 4,342 82 250 1,412 117 76 Total Other Social Housing measures 6,279 Total number of households assisted through Social Housing measures 15,467 Affordable Housing: • Shared Ownership • 1999 Affordable Housing • Part V Affordable Housing/ AHI • A.H.P. (sales completed by A.H.P.) 139 756 3,305 367 Total number of households assisted though Affordable Housing measures 4,567 Mortgage Allowance8 Total provision of all Social and Affordable Housing measures 7 189 20,223 A total of 1,600 units were acquired during 2008 for RAS. The cumulative stock of newly acquired RAS units (includes long term leases and acquisitions) totaled 2,801. 8 This excludes 78 households who surrendered local authority houses in 2008 to acquire affordable scheme houses, as these are counted in the appropriate affordable housing scheme. 26 The Department and local authorities are assisted in their delivery of these housing services through a number of support agencies: Housing Finance Agency The Housing Finance Agency continued in 2008 to make an important contribution to the delivery of social housing programmes, with loan advances of almost €1.1 billion. (www.hfa.ie) National Building Agency The National Building Agency continues to play an important role in contributing to the objective of increased social housing through the local authority, voluntary and affordable housing programmes. In line with the changing composition of public housing programmes over the course of 2008, the NBA has been reorientating its activities in response to this. (www.nba.ie) Centre for Housing Research Financial assistance was also provided to support the work of the Centre for Housing Research (formerly the Housing Unit). This is a joint initiative between the Department of the Environment, Heritage and Local Government and Local Government and the local authorities. The overall purpose of the Centre is to facilitate the improved management of the social housing sector. It operates under the aegis of the Institute of Public Administration. (www.centreforhousingresearch.ie) Affordable Homes Partnership The Affordable Homes Partnership was established by the Government in 2005 to accelerate the delivery of affordable housing in the Greater Dublin Area, where affordability problems had been most acute. The Partnership is now playing a key role in supporting local authority efforts to address the stock of affordable housing on hand. (www.affordablehome.ie) 27 Section 6 - Paths to home ownership including Part V Activity Affordable housing is provided under various schemes, including the Shared Ownership Schemes, the 1999 Affordable Housing Scheme, Part V of the Planning Development Acts 2000 – 2007, the Affordable Housing Initiative (AHI) and units delivered though the Affordable Homes Partnership (AHP). Over 24,000 affordable houses have been provided (see page 31) since 2000. While this has helped first time buyers get on the property ladder, the sustained decline in house prices throughout 2008 has narrowed significantly the difference in price between the open market and affordable housing properties. This has led to a reduced demand for affordable housing and an overhang of unsold properties. A new initiative introduced in April 2009 will allow local authorities to examine alternative ways of using these vacant houses e.g. allocating homes to families on social housing waiting lists; transferring the homes to tenants who have been on rent supplement for more than 18 months; and selling them to local authority tenants. Affordable Housing: • Shared Ownership • 1999 Affordable Housing • Part V Affordable Housing, including AHI • Units delivered by A.H.P. 139 756 3,305 367 Total number of households assisted though Affordable Housing measures 4,567 • Mortgage Allowance 189 Part V of the Planning and Development Acts 2000 – 2007 Background Part V is one of the measures included in the consolidation and reform of the planning law contained in the Planning and Development Act 2000. Part V requires, inter alia, that up to 20% of land zoned for residential developments or for a mix of residential and other uses, is to be reserved to meet social and affordable housing needs and be made available to the local authority at the existing use value rather than development value. It also assists with social integration by ensuring that there is a proper mix of tenures in new residential developments. 28 Exemptions Part V only applies to housing developments on land zoned residential or a mixture of residential and other uses. In addition, certain types of residential developments are completely exempt from the requirement to comply with Part V. These are:• Developments of social housing for letting by an approved housing body; • Conversion of buildings to housing, where at least 50% of the external part of the building is being retained; • The carrying out of works to an existing house; In addition Section 97 of the Act enables an applicant to apply for an exemption certificate before they apply for a planning permission in the following circumstances: • The development consists of the provision of 4 or fewer housing units; or, • Any number of units on land, the area of which is 0.1 hectares or less. Output Output of Part V housing has now gathered momentum, as planning permissions which pre-dated the Planning and Development Acts 2000 - 2007 (and thus did not have a Part V requirement) have been built out. In 2008, a total of 4,518 housing units, namely 1,437 social and 3,081 affordable, were acquired under Part V agreements with developers. To date over 12,000 homes have been delivered under Part V. In addition, 4,159 social and affordable units were under construction at the end of 2008 and a further 2,910 units were proposed on foot of agreements with developers. Output for each local authority is set out on page 77. In 2008, 8 land transfers to local authorities were also completed involving 6.67 hectares; a further 163 partially or fully serviced sites have been transferred to local authorities and voluntary and co-operative housing bodies; and €19.3 million has been received in payments in lieu and under the withering levy. 29 Social Housing 2003 2004 2005 2006 2007 2008 • Local Authority • Voluntary and Cooperative Housing sector 75 135 203 508 790 1,075 - 82 206 90 393 362 Total Social Housing 75 217 409 598 1,183 1,437 Affordable Housing 88 374 962 1,600 2,063 3,081 163 591 1,371 2,198 3,246 4,518 2 50 10 106 26 57 13 84 9 122 8 163 Total Social and Affordable Land Transfers Sites Financial Contribution • In lieu of housing • S96 (b) withering levy €0.8m €7.4m €16.5m €35.4m €24.3m €17.9m €0.3m €2.4m €3.0m €3.5m €2.5m €1.4m Additionally, payments in lieu, which are ring fenced for housing capital purposes only, together with land and sites accruing from the take up of the alternative options will further supplement the overall provision of social and affordable housing. Shared Ownership Scheme A total of 7,704 households have benefited under the Shared Ownership Scheme in the eight years 2000 to 2008. 139 households benefited in 2008, while 991 transactions were approved in principle. Output data for each local authority are set out at page 78. Affordable Housing (1999) Scheme The 1999 affordable housing scheme involves local authorities providing newly built houses at a discounted price on their own lands and allows the purchaser to benefit from a loan of up to 97% of the house price. Since the launch of the 1999 Affordable Housing Scheme, 6,889 units have been provided. 756 of these were provided in 2008. At the end of 2008 there were 876 houses in progress and 561 new units proposed. Output data for each local authority are set out at page 78. 30 Affordable Housing Initiative (AHI) Substantial progress has been made in providing homes under the Affordable Housing Initiative as outlined in the partnership agreement, Sustaining Progress. This Initiative is aimed at those who in the past would have expected to purchase a house from their own resources but find they are unable to do so in the current housing market. Over 80 sites have been identified on State or local authority owned lands. By the end of 2008, 3,590 units had been provided under the Initiative, including affordable housing made available through Part V arrangements. A further 121 units were in progress at the end of 2008. Summary of output under affordable housing schemes Over 24,400 affordable homes were provided under the various schemes between 2000 and 2008. Mortgage Allowance The mortgage allowance scheme was introduced in 1991 to assist tenants or tenant purchasers of local authority houses who surrender their property to the local authority to become owner-occupiers of other dwellings. Eligibility was extended in 1995 to tenants of dwellings provided by approved voluntary and co-operative housing bodies under the rental subsidy scheme, who return their accommodation to the body, thus making it available for re-letting. The current rate of the allowance is €11,450. 31 In 2008, 189 new households benefited from this scheme. Some 78 of these households moved from local authority housing to affordable housing. Details of transactions broken down by local authority are at page 79. Tenant Purchase Scheme 596 dwellings were purchased under the Tenant Purchase Scheme in 2008, 1,785 applications to purchase were made and 1,416 sales were approved (see page 80 for breakdown by local authority). The level of purchases under this scheme is subject to fluctuation from year to year as the chart below indicates. 32 Section 7 - Social Housing Supports Summary A total of 6,827 (includes 1,600 RAS units) new units of social rented accommodation were started or acquired in 2008. A further 7,465 social housing units were in progress at the end of 2008. Social Housing Starts • 3,279 5,692 4,727 Local authority social rented Completions In progress at end 2008 accommodation including Part V • Voluntary & Co-operative housing 1,948 1,896 2,738 • Rental Accommodation Scheme 1,600 1,600 - 6,827 9,188 7,465 (new supply) Total social rented accommodation (new supply) Taking all measures into account, some 15,467 households in need of social housing support had their needs met during 2008. Further detail on the various programmes follows. Local Authority Social Rented Accommodation The number of new housing units completed and acquired under the main local authority housing construction and various regeneration programmes in 2008 was 5,692 units. This includes 1,075 units acquired under Part V arrangements. Local Authority Housing 2003 2004 2005 2006 2007 2008 Completions & Acquired Part V 4,897 75 4,375 135 4,924 203 4,613 508 6,198 790 4,617 1,075 Total Local Authority Social Housing 4,972 4,510 5,127 5,121 6,988 5,692 33 3,279 units of housing (including Part V) were started or acquired in 2008 and construction work was in progress at the end of the year on 4,727 units (breakdown of 2008 output by local authority is available at pages 81 to 82). Total capital expenditure on the main local authority housing and regeneration/remedial works programmes in 2008, which excluded expenditure by local authorities from their internal receipts, was €1.4 billion. Households accommodated from vacancies in existing Local Authority stock. In 2008, 4,342 new households were housed when units became vacant in existing local authority housing stock (see page 84 for breakdown by local authority). Improvement works in lieu of re-housing and extensions to local authority houses. Through improvement works in lieu of re-housing and extensions added to local authority houses, a further 322 households had their housing needs addressed in 2008 (see page 83 for breakdown by local authority). Almost €7 million was spent on these schemes in 2008. Rental Accommodation Scheme Since September 2005, the pace of delivery under the Rental Accommodation Scheme has steadily increased and by the end of December 2008, 18,011 households with long-term housing need had been accommodated in either voluntary and cooperative or private rental properties or other social housing options: • • • 3,479 in voluntary and co-operative accommodation; 5,922 in private-rented accommodation; 8,610 households have been allocated local authority housing. A breakdown by local authority is available on page 87. Overall, 1,600 units of new accommodation were secured by authorities principally under long-term leases during 2008. 34 Other Local Authority Social Housing measures 2003 2004 2005 2006 2007 2008 Vacancies in existing stock Improvement works in lieu Extensions to LA houses Traveller accommodation9 Rental Accommodation (households transferred) 3,795 151 203 228 3,445 140 178 192 3,490 121 194 162 3,509 114 226 211 3,350 67 254 199 4,342 82 250 193 - - 5 828 2,077 3,012 Total 4,377 3,955 3,972 4,888 5,947 7,879 Total number of households assisted through Local Authority Social Housing measures 9,349 8,465 9,099 10,009 12,935 13,571 Stock maintenance and management. Latest available data on the number of social housing units are for the year 2008, and indicate that 118,396 social housing units were let by local authorities in that year. The average weekly rent was €46.85 (see page 85 for further details). The Department continued to fund major redevelopment and regeneration programmes to improve the living environment of existing social housing tenants. In 2008, some €217 million was made available to local authorities for regeneration and social housing improvement measures. This supported continued progress on the Ballymun regeneration programme and work on the early stages of a number of other regeneration projects In addition, some 6,900 households were assisted in 2008 through a scheme to provide central heating to local authority tenants. Since the introduction of the scheme, 25,650 households have been provided with central heating. The programme is now due to finish in 2009. Voluntary and Co-operative Housing Sector Capital Assistance and Loan Subsidy Schemes 1,896 units of accommodation were provided by the Voluntary and Co-operative housing sector in 2008, with assistance from the Department under the Capital Assistance Scheme and Capital Loan and Subsidy Scheme. This included 362 units 9 Details in Section 8 35 acquired through Part V arrangements. Work was in progress on 2,738 units of accommodation at the end of 2008 and a further 1,948 units were started (see page 86 for breakdown by local authority area). Expenditure on the voluntary and cooperative housing programme amounted to €399 million in 2008. Voluntary & Co-operative Houses 2003 2004 2005 2006 2007 2008 Capital Assistance Capital Loan & Subsidy Part V 1,018 599 - 626 899 82 621 523 206 709 441 90 593 699 393 914 620 362 Total Voluntary & Co-operative Housing 1,617 1,607 1,350 1,240 1,685 1,896 Low cost housing sites A total of 35 sites were made available under this scheme in 2008. The scheme is generally targeted at households who would otherwise benefit from social housing measures, and is also used by Voluntary and Co-operative housing bodies providing houses under the Capital Assistance or Capital Loan and Subsidy Schemes. The extent to which low cost sites can be made available by local authorities is limited by the demands of their own building programme requirements. Special needs housing As part of their social rented accommodation programme both local authorities and the voluntary and co-operative housing sector are involved in responding to special housing needs, delivering accommodation for the homeless, older people and people with a disability. There are also specific funding programmes for the provision of Traveller accommodation and to adapt private housing for the needs of older people and people with a disability. Output under these schemes is detailed in Sections 8 and 9. 36 Section 8 - Traveller Accommodation In 2008, the Department continued to monitor the implementation of the 2005 to 2008 Traveller accommodation programmes. Capital expenditure of €35 million was incurred on the provision of Traveller specific accommodation (group housing and halting sites). In addition, current expenditure of €7.1 million was incurred in respect of 90% of the salaries and travelling expenses of social workers employed by local authorities and voluntary bodies in relation to the accommodation of Travellers, and a percentage of the costs relating to the management and maintenance of halting sites. In 2008 there were 193 units of Traveller specific accommodation provided, comprising of: • • • 102 Halting Site Bays (new and refurbished) 82 Group Housing Units (new and refurbished) 9 Single Instance purchases These figures do not include families accommodated in standard local authority accommodation, or in other options, such as private rented accommodation. In addition to funding for Traveller specific units, funding is also provided for: • Recoupment to local authorities of 50% of the cost of providing caravans to Travellers in emergency cases. (In exceptional cases 100% funding has been provided for special needs caravans or mobile homes); • Recoupment to local authorities of a special grant of €3,810 payable to Travellers for the first-time purchase of a house; • Recoupment to local authorities of a special grant of 10% of the cost up to a maximum of €640 to a Traveller family who are purchasing a caravan for the first-time. The Department will continue to encourage and assist local authorities in the development and implementation of their Traveller accommodation programmes and ensure that this expenditure results in Traveller specific accommodation of the highest standard. 37 Section 9 - Housing Adaptation Grants for Older People and People with a Disability In order to facilitate the continued independent occupancy of their own homes by older people and people with a disability, and following a review of the old Disabled Persons, Essential Repairs Grant Schemes and Special Housing aid for the Elderly, which was administered by the HSE, a revised suite of Housing Adaptation Grant Schemes was implemented in November 2007. The revised schemes target the available resources to those in most need, streamline operational and administrative procedures and ensure equity and consistency of operation across all local authority areas. It consists of three schemes; the Housing Adaptation Grant for People with a Disability, Mobility Aids Grant and Housing Aid for Older People. 13,204 grants valued at €105.1 million, were made by local authorities in 2008 (see pages 92 to 93 for further details). 38 Section 10 – Private Rented Housing Under the Residential Tenancies Act 2004, the Private Residential Tenancies Board (PRTB) is responsible for tenancy registration (other functions include dispute resolution and the provision of information, research and policy advice). Data on the number of tenancies registered with the PRTB on 31 December 2008 are produced on page 95. The level of registration has increased significantly since this function was transferred to the PRTB in 2004 and was further boosted by a provision in the Finance Act 2006, linking certain landlord tax relief to registration. Enforcement details are on page 94. 39 Section 11 – Capital Investment in Housing Details of the amount of capital expenditure invested in housing are contained in Section 11. The value added contributed by housing construction is estimated to have amounted to nearly €9 billion in 2008, contributing 6% of Ireland’s gross national product. 40 Appendix I: Statistical Tables Section 1: Housing Activity HOUSe COMPLeTIONS BY SeCTOR Period Social Housing Local Authority Voluntary & Co-operative Houses Houses Private Houses Total 2004 2005 2006 2007 2008 3,539 4,209 3,968 4,986 4,905 1,607 1,350 1,240 1,685 1,896 71,808 75,398 88,211 71,356 44,923 76,954 80,957 93,419 78,027 51,724 2007 Q1 Q2 Q3 Q4 869 1,022 1,251 1,844 283 237 541 624 18,866 17,701 15,635 19,154 20,018 18,960 17,427 21,622 2008 Q1 Q2 Q3 Q4 996 1,356 1,088 1,693 335 552 504 505 12,679 11,818 10,658 9,540 14,010 13,726 12,250 11,738 Annual Percentage Change 2005 2006 2007 2008 18.9% -5.7% 25.7% -1.6% -16.0% -8.1% 35.9% 12.5% 5.0% 17.0% -19.1% -37.0% 5.2% 15.4% -16.5% -33.7% 2008 Q1 Q2 Q3 Q4 14.6% 32.7% -13.0% -8.2% 18.4% 132.9% -6.8% -19.1% -32.8% -33.2% -31.8% -50.2% -30.0% -27.6% -29.7% -45.7% Notes:- (a) (b) (c) Total house completions are based on the number of ESB domestic connections. These figures do not take account of work in progress in housing construction. Local authority house completions do not include second-hand houses acquired by them. New units acquired under Part V of the Planning & Development Acts 2000-2007 for local authority rental purposes are included. Voluntary & Co-operative housing consists of housing provided under the capital loan & subsidy and capital assistance schemes. 41 Section 1: Housing Activity HOUSe COMPLeTIONS BY AReA 2008 County Councils (including Borough & Town Councils) Social Housing Local Authority Voluntary & Co-operative Total Carlow Cavan Clare 27 107 203 66 0 4 542 955 1,186 635 1,062 1,393 Cork County Cork City Council Cork Total 273 141 453 160 50 210 4,658 810 5,468 5,091 1,001 6,092 Donegal 175 130 2,271 2,576 17 142 246 618 1,132 182 183 126 169 660 1,888 1,824 1,386 4,561 9,659 2,087 2,149 1,758 5,348 11,342 Galway County Galway City Coucil Galway Total 76 57 231 5 49 54 2,251 439 2,690 2,332 545 2,877 Kerry Kildare Kilkenny Laois Leitrim 161 350 160 147 47 60 63 34 92 0 1,740 1,398 948 917 600 1,961 1,811 1,142 1,156 647 Limerick County Limerick City Limerick Total 64 40 136 16 28 44 1,492 297 1,789 1,572 365 1,937 Longford Louth Mayo Meath Monaghan Offaly Roscommon Sligo 60 260 83 125 40 137 104 63 7 106 52 22 41 46 8 0 517 1,047 1,639 1,799 593 674 931 861 584 1,413 1,774 1,946 674 857 1,043 924 North Tipperary South Tipperary Tipperary Total 37 120 157 31 51 82 910 719 1,629 978 890 1,868 Waterford County Waterford City Council Waterford Total 79 232 311 48 18 66 823 47 870 950 297 1,247 Westmeath Wexford Wicklow 95 216 203 12 20 17 1,039 1,762 999 1,146 1,998 1,219 400 400 44,923 51,724 D/Laoghaire-Rathdown Fingal South Dublin Dublin City Council Dublin Total Conversions TOTALS Notes:- 4,905 (a) (b) (c) (d) 42 Private 1,896 Total house completions are based on the number of new dwellings connected by the ESB to the electricity supply and may not accord precisely with local authority boundaries. Local Authority includes new build under regeneration projects for Cork and Dublin City Councils. L. A. includes units acquired under Part V, Planning & Development Acts, 2000-2007 for local authority rental purposes. Voluntary & co-operative housing consists of housing provided under the capital loan and subsidy and capital assistance schemes. Section 1: Housing Activity TOTAL & PRIVATe HOUSe COMPLeTIONS - BY AReA County Councils (including Borough and Town Councils) Total House Completions 2004 2005 2006 2007 2008 2004 2005 3006 2007 2008 Carlow Cavan Clare 1,152 1,707 1,831 1,200 2,129 2,174 1,321 2,689 2,727 1,143 2,108 2,286 635 1,062 1,393 1,098 1,511 1,787 1,122 2,069 2,023 1,305 2,556 2,601 888 2,074 2,184 542 955 1,186 Cork County Cork City Council Cork Total 5,912 2,364 8,276 7,158 1,684 8,842 8,076 1,065 9,141 7,477 1,209 8,686 5,091 1,001 6,092 5,657 2,192 7,849 6,971 1,393 8,364 7,920 782 8,702 7,029 1,020 8,049 4,658 810 5,468 Donegal 2,812 3,667 4,387 4,164 2,576 2,521 3,311 4,172 3,687 2,271 1,867 5,672 3,456 7,024 18,019 2,472 5,863 3,389 7,746 19,470 3,052 4,725 3,270 6,678 17,725 2,087 2,149 1,758 5,348 11,342 1,599 7,401 2,469 4,037 15,506 1,804 5,556 3,125 6,110 16,595 2,404 5,575 2,812 7,223 18,014 2,811 4,519 2,980 5,748 16,058 1,888 1,824 1,386 4,561 9,659 D/Laoghaire-Rathdown 1,777 Fingal 7,734 South Dublin 2,769 Dublin City Council 4,530 Dublin Total 16,810 Private House Completions Galway County Galway City Council Galway Total 3,392 1,549 4,941 3,537 1,126 4,663 4,512 1,275 5,787 3,849 732 4,581 2,332 545 2,877 3,199 1,465 4,664 3,347 1,060 4,407 4,396 1,198 5,594 3,651 681 4,332 2,251 439 2,690 Kerry Kildare Kilkenny Laois Leitrim 2,742 3,479 1,384 1,626 844 3,183 3,584 1,374 1,802 860 3,953 4,804 1,769 2,244 1,545 2,678 3,118 1,544 2,177 975 1,961 1,811 1,142 1,156 647 2,603 3,295 1,324 1,363 764 2,914 3,370 1,262 1,640 840 3,721 4,522 1,699 2,104 1,457 2,432 2,865 1,426 1,920 971 1,740 1,398 948 917 600 Limerick County Limerick City Council Limerick Total 1,782 1,324 3,106 2,182 961 3,143 2,624 389 3,013 2,442 334 2,776 1,572 365 1,937 1,669 1,291 2,960 2,025 881 2,906 2,492 361 2,853 2,274 274 2,548 1,492 297 1,789 Longford Louth Mayo Meath Monaghan Offaly Roscommon Sligo 909 2,328 2,235 3,550 727 1,516 1,170 1,312 973 2,195 2,401 3,886 953 1,202 1,316 1,164 1,328 2,251 3,079 3,746 1,406 1,594 2,184 2,164 1,579 1,654 2,442 2,427 1,042 1,217 1,424 1,269 584 1,413 1,774 1,946 674 857 1,043 924 864 2,113 2,115 3,440 666 1,440 1,135 1,143 847 1,986 2,224 3,703 855 1,115 1,256 1,099 1,262 2,109 3,000 3,664 1,154 1,540 1,989 2,090 1,483 1,433 2,225 2,152 958 1,144 1,345 1,153 517 1,047 1,639 1,799 593 674 931 861 North Tipperary South Tipperary Tipperary Total 1,851 631 2,482 1,309 1,439 2,748 1,426 1,590 3,016 1,041 1,290 2,331 978 890 1,868 1,717 526 2,243 1,240 1,285 2,525 1,349 1,465 2,814 983 1,090 2,073 910 719 1,629 Waterford County 1,248 Waterford City Council 1,123 Waterford Total 2,371 1,369 555 1,924 1,511 828 2,339 1,235 440 1,675 950 297 1,247 1,194 1,078 2,272 1,344 483 1,827 1,377 756 2,133 1,163 300 1,463 823 47 870 Westmeath Wexford Wicklow Conversions 2,125 3,043 2,076 400 1,634 3,180 2,341 400 1,704 3,391 1,967 400 1,708 3,194 1,704 400 1,146 1,998 1,219 400 1,979 2,765 1,988 400 1,541 3,049 2,148 400 1,666 3,264 1,826 400 1,621 2,922 1,550 400 1,039 1,762 999 400 76,954 80,957 93,419 78,027 51,724 71,808 75,398 88,211 TOTALS 71,356 44,923 Note:- Total house completions are based on the number of new dwellings connected by the ESB to the electricity supply and may not accord precisely with local authority boundaries. 43 Section 1: Housing Activity NeW HOUSeS COMPLeTeD BY TYPe 2008 County Councils (including Borough and Town Councils) Individual House Carlow Cavan Clare Apartments Total 261 529 650 259 402 604 115 131 139 635 1,062 1,393 Cork County Cork City Council Cork Total 1,913 75 1,988 2,662 380 3,042 516 546 1,062 5,091 1,001 6,092 Donegal 1,431 941 204 2,576 164 239 149 302 854 176 1,273 833 649 2,931 1,747 637 776 4,397 7,557 2,087 2,149 1,758 5,348 11,342 1,392 33 1,425 801 228 1,029 139 284 423 2,332 545 2,877 Kerry Kildare Kilkenny Laois Leitrim 872 485 534 334 389 862 1,063 479 718 186 227 263 129 104 72 1,961 1,811 1,142 1,156 647 Limerick County Limerick City Limerick Total 598 10 608 829 92 921 145 263 408 1,572 365 1,937 Longford Louth Mayo Meath Monaghan Offaly Roscommon Sligo 270 385 980 574 369 421 578 427 287 839 552 1,067 243 340 432 435 27 189 242 305 62 96 33 62 584 1,413 1,774 1,946 674 857 1,043 924 North Tipperary South Tipperary Tipperary Total 410 393 803 473 449 922 95 48 143 978 890 1,868 Waterford County Waterford City Council Waterford Total 447 12 459 432 242 674 71 43 114 950 297 1,247 Westmeath Wexford Wicklow 452 867 441 460 866 573 234 265 205 1,146 1,998 1,219 17,386 21,127 12,811 51,324 D/Laoghaire-Rathdown Fingal South Dublin Dublin City Council Dublin Total Galway County Galway City Coucil Galway Total TOTALS 44 Scheme House Note:- Note:- These data are based on the number of new dwellings connected by the ESB to the electricity supply but exclude conversions and may not accord precisely with local authority boundaries. Section 1: Housing Activity NeW HOUSe GUARANTee ReGISTRATIONS County Councils (including City, 2008 Borough and Town Councils) 2004 2005 2006 2007 Q1 Q2 Q3 Q4 Total 847 938 936 747 56 98 70 6 230 Cavan 1,106 1,133 1,384 907 106 31 14 17 168 Clare 1,478 1,537 1,916 1,066 98 20 20 18 156 Cork 6,425 7,745 7,857 4,337 481 621 418 220 1,740 913 990 1,391 1,042 146 171 35 12 364 Dublin 18,714 15,656 17,258 9,318 1,601 1,446 932 571 4,550 Galway 2,528 2,556 3,233 1,909 282 277 82 87 728 Kerry 1,762 2,012 1,746 1,232 66 117 31 42 256 Kildare 2,958 4,000 3,759 2,083 159 183 48 23 413 Kilkenny 1,174 1,570 1,305 727 80 49 25 11 165 Laois 1,568 1,946 2,287 1,549 59 131 21 10 221 653 816 794 265 5 17 22 18 62 Limerick 2,316 2,185 2,563 1,435 116 154 31 13 314 Longford 708 609 1,608 279 5 0 12 2 19 Louth 1,453 1,523 1,097 909 159 105 49 64 377 Mayo 1,132 1,439 1,518 1,076 89 76 44 31 240 Meath 3,347 3,456 2,868 1,655 185 218 56 101 560 174 435 651 227 3 40 38 81 162 1,060 938 995 524 51 123 6 13 193 Roscommon 962 1,427 1,101 441 26 22 19 3 70 Sligo 956 1,213 1,489 826 102 33 23 5 163 Tipperary 1,885 1,949 2,158 1,911 206 140 121 65 532 Waterford 1,771 1,526 1,278 944 155 61 35 59 310 Westmeath 1,260 1,071 1,480 933 24 35 18 19 96 Wexford 2,152 2,178 2,596 1,167 56 151 78 66 351 Wicklow 1,480 1,436 1,381 842 15 138 23 60 236 TOTALS 60,782 62,284 66,649 38,351 4,331 4,457 2,271 1,617 12,676 Carlow Donegal Leitrim Monaghan Offaly Source: Homebond and Premier Guarantee registrations. 45 Section 1: Housing Activity COMMeNCeMeNT NOTICeS Number of Notices Total number Of which, includes Total number Of which, includes Received of Residential Single Houses of residential Single Houses units Commenced 2007 2008 units Commenced 2007 2008 January 1,757 1,277 5,782 1,430 2,730 1,054 February 1,623 1,381 5,774 1,357 2,790 1,178 March 1,900 1,260 5,299 1,608 2,193 1,103 April 1,855 1,458 4,613 1,598 2,617 1,271 May 1,960 1,341 5,017 1,623 2,576 1,144 June 1,729 1,091 5,262 1,413 2,532 980 July 1,556 1,049 3,497 1,301 2,036 950 August 1,647 857 3,097 1,339 1,304 771 September 1,419 824 2,982 1,208 1,117 772 October 1,497 748 2,835 1,251 1,127 708 November 1,314 572 2,767 1,082 917 526 December 658 444 1,951 547 913 399 18,915 12,302 48,876 15,757 22,852 10,856 TOTALS Note:- Data have been collected on a monthly basis from Residential Commencement Notices, received by all of the 37 Building Control Authorities. This series started in January 2004. 46 Section 1: Housing Activity SUPPLY OF HOUSING LAND Survey of undeveloped housing zoned serviced land availability - 30 June 2008 Zoned serviced land County & City Councils Hectares No. of Housing Units 197 689 651 3,210 14,256 16,520 1,000 175 1,176 23,516 13,264 36,780 588 18,288 428 511 797 472 2,209 26,793 19,361 37,477 65,389 149,020 Galway County Galway City Council Galway Total 576 267 842 14,897 6,402 21,299 Kerry Kildare Kilkenny Laois Leitrim 919 688 497 149 330 21,622 20,992 12,252 3,742 5,853 Limerick County Limerick City Council Limerick Total 262 113 375 6,072 4,382 10,454 Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Tipperary 253 198 319 112 759 174 425 779 322 400 6,601 8,197 7,039 8,182 18,147 3,856 9,981 15,580 8,468 7,287 Waterford County Waterford City Council Waterford Total 146 171 317 3,099 5,595 8,694 Westmeath Wexford Wicklow 356 358 112 12,290 9,208 4,891 14,191 462,709 Carlow Cavan Clare Cork County Cork City Council Cork Total Donegal D/Laoghaire-Rathdown Fingal South Dublin Dublin City Council Dublin Total TOTALS Notes: (a) (b) County figures include serviced land data for Borough Councils and Town Councils where applicable. Serviced land refers to land that has the necessary water, sewerage, transport or other services required to bring the land into development and sufficient for planning permission to be granted and construction to commence. 47 Section 2: House Prices NeW HOUSe PRICeS AT LOAN APPROVAL STAGe BY AReA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2004 2005 2006 2007 2008 249,191 276,221 305,637 322,634 305,269 322,628 350,891 405,957 416,225 370,495 237,858 265,644 305,015 325,453 314,276 242,218 274,905 286,176 300,750 292,777 210,868 226,393 275,411 288,202 276,719 220,286 246,914 271,521 292,057 288,478 228,057 254,006 276,570 296,605 282,677 2006 Q1 Q2 Q3 Q4 294,580 308,302 309,206 313,087 390,629 397,337 425,925 419,330 285,610 314,696 317,283 303,925 284,052 279,059 289,497 294,602 250,330 298,878 267,873 284,078 250,630 271,284 281,705 290,626 269,128 277,465 280,568 281,086 2007 Q1 Q2 Q3 Q4 320,969 331,947 319,214 314,333 417,800 426,900 412,324 402,346 322,364 334,160 332,265 310,160 304,215 325,147 281,270 275,796 276,361 290,135 285,534 311,956 285,823 305,560 293,174 278,517 293,826 306,712 293,265 288,500 2008 Q1 Q2 Q3 Q4 311,113 313,678 301,680 282,023 397,697 390,544 347,233 329,625 316,232 316,561 320,302 299,113 296,367 308,225 281,177 254,120 280,934 278,881 271,161 269,879 302,604 293,175 290,537 252,322 285,794 288,087 285,389 259,944 Annual Percentage change 2005 2006 2007 2008 10.8% 10.6% 5.6% -5.4% 8.8% 15.7% 2.5% -11.0% 11.7% 14.8% 6.7% -3.4% 13.5% 4.1% 5.1% -2.7% 7.4% 21.7% 4.6% -4.0% 12.1% 10.0% 7.6% -1.2% 11.4% 8.9% 7.2% -4.7% 2008 Q1 Q2 Q3 Q4 -3.1% -5.5% -5.5% -10.3% -4.8% -8.5% -15.8% -18.1% -1.9% -5.3% -3.6% -3.6% -2.6% -5.2% 0.0% -7.9% 1.7% -3.9% -5.0% -13.5% 5.9% -4.1% -0.9% -9.4% -2.7% -6.1% -2.7% -9.9% 2.0% 0.1% 1.2% -6.6% 7.5% 4.0% -8.8% -9.6% -9.9% -0.7% -2.8% -0.5% 8.6% -3.1% -0.9% -13.2% -0.9% 0.8% -0.9% -8.9% Percentage change on previous quarter 2008 Q1 Q2 Q3 Q4 48 -1.0% 0.8% -3.8% -6.5% -1.2% -1.8% -11.1% -5.1% Section 2: House Prices NeW HOUSe PRICeS (eXCLUDING APARTMeNTS) AT LOAN APPROVAL STAGe BY AReA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2004 2005 2006 2007 2008 244,852 272,034 297,476 320,788 304,763 343,251 386,089 473,634 484,926 426,861 236,076 264,719 298,122 326,765 316,177 241,545 274,745 287,103 302,208 296,948 209,850 226,773 282,309 290,670 278,680 218,447 245,315 270,108 295,397 294,960 228,974 255,730 278,756 299,884 286,100 2006 Q1 Q2 Q3 Q4 287,416 301,456 302,575 300,752 444,584 476,675 520,297 476,271 281,929 296,060 314,267 302,145 283,119 279,531 289,750 300,209 253,792 310,713 272,641 291,305 249,597 268,419 282,620 292,026 271,072 279,497 283,729 282,956 2007 Q1 Q2 Q3 Q4 319,997 329,474 319,649 309,246 488,785 503,721 503,825 433,217 322,050 334,319 335,823 314,097 309,977 320,547 284,662 278,681 281,231 290,252 287,638 312,761 287,913 308,703 294,890 286,137 297,201 310,940 295,336 291,235 2008 Q1 Q2 Q3 Q4 308,651 313,758 302,204 280,824 458,916 445,857 408,474 368,252 317,865 320,758 321,364 298,763 299,645 316,035 283,504 256,877 284,204 279,975 272,606 273,843 309,983 303,306 293,140 255,346 288,840 292,468 287,560 263,748 Annual Percentage change 2005 2006 2007 2008 11.1% 9.4% 7.8% -5.0% 12.5% 22.7% 2.4% -12.0% 12.1% 12.6% 9.6% -3.2% 13.7% 4.5% 5.3% -1.7% 8.1% 24.5% 3.0% -4.1% 12.3% 10.1% 9.4% -0.1% 11.7% 9.0% 7.6% -4.6% 2008 Q1 Q2 Q3 Q4 -3.5% -4.8% -5.5% -1.4% -6.1% -11.5% -18.9% -15.0% -1.3% -4.1% -4.3% -4.9% -3.3% -1.4% -0.4% -7.8% 1.1% -3.5% -5.2% -12.4% 7.7% -1.7% -0.6% -10.8% -2.8% -5.9% -2.6% -9.4% 1.2% 0.9% 0.2% -7.0% 7.5% 5.5% -10.3% -9.4% -9.1% -1.5% -2.6% 0.5% 8.3% -2.2% -3.4% -12.9% -0.8% 1.3% -1.7% -8.3% Percentage change on previous quarter 2008 Q1 Q2 Q3 Q4 -0.2% 1.7% -3.7% 0.8% 5.9% -2.8% -8.4% -9.8% 49 Section 2: House Prices NeW APARTMeNT PRICeS AT LOAN APPROVAL STAGe BY AReA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2004 2005 2006 2007 2008 271,016 293,232 326,216 330,662 307,318 299,667 323,116 369,638 367,893 334,992 251,942 271,960 327,814 314,594 289,255 248,041 276,527 279,657 286,389 247,888 217,585 224,873 236,975 265,817 251,204 237,372 264,456 283,325 252,203 215,915 215,978 236,170 251,849 261,846 245,811 2006 Q1 Q2 Q3 Q4 320,181 329,044 332,457 326,366 360,619 357,207 385,372 384,962 304,750 364,957 325,834 309,948 290,648 275,075 288,293 260,858 233,687 220,782 238,429 260,476 263,328 313,935 271,183 285,311 251,979 260,602 252,173 241,842 2007 Q1 Q2 Q3 Q4 324,993 342,754 316,979 334,487 364,741 380,378 341,732 380,348 325,045 333,072 293,845 276,666 262,210 368,724 216,333 242,820 245,810 288,723 263,039 302,260 261,240 265,304 258,667 222,771 262,250 258,814 262,289 264,814 2008 Q1 Q2 Q3 Q4 322,164 313,346 299,656 286,356 358,925 350,872 313,942 307,173 286,884 265,595 311,138 307,452 217,991 260,012 229,603 202,763 240,918 267,856 234,226 191,917 230,818 201,997 248,013 196,375 253,506 240,823 261,958 218,149 Annual Percentage change 2005 2006 2007 2008 8.2% 11.2% 1.4% -7.1% 7.8% 14.4% -0.5% -8.9% 7.9% 20.5% -4.0% -8.1% 11.5% 1.1% 2.4% -13.4% 3.3% 5.4% 12.2% -5.5% 11.4% 7.1% -11.0% -14.4% 9.3% 6.6% 4.0% -6.1% 2008 Q1 Q2 Q3 Q4 -0.9% -8.6% -5.5% -14.4% -1.6% -7.8% -8.1% -19.2% -11.7% -20.3% 5.9% 11.1% -16.9% -29.5% 6.1% -16.5% -2.0% -7.2% -11.0% -36.5% -11.6% -23.9% -4.1% -11.8% -3.3% -7.0% -0.1% -17.6% 3.7% -7.4% 17.1% -1.2% -10.2% 19.3% -11.7% -11.7% -20.3% 11.2% -12.6% -18.1% 3.6% -12.5% 22.8% -20.8% -4.3% -5.0% 8.8% -16.7% Percentage change on previous quarter 2008 Q1 Q2 Q3 Q4 50 -3.7% -2.7% -4.4% -4.4% -5.6% -2.2% -10.5% -2.2% Section 2: House Prices SeCOND-HAND HOUSe PRICeS AT LOAN APPROVAL STAGe BY AReA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2004 2005 2006 2007 2008 294,667 330,399 371,447 377,850 348,804 389,791 438,790 512,461 495,576 444,207 273,605 307,007 353,104 368,523 340,467 278,813 317,811 336,948 344,958 333,778 218,869 232,271 257,958 273,640 259,997 220,029 252,765 282,998 287,483 286,310 235,829 263,653 294,021 313,487 298,235 2006 Q1 Q2 Q3 Q4 348,597 379,011 389,871 375,577 472,996 516,589 549,330 517,865 322,076 368,016 371,018 355,370 332,005 329,369 343,892 343,916 256,243 255,352 268,457 251,420 272,033 284,724 289,221 290,203 279,062 291,376 306,244 303,732 2007 Q1 Q2 Q3 Q4 379,874 386,989 374,392 366,912 516,211 507,544 489,749 462,806 374,714 357,379 372,774 372,294 340,756 342,397 368,864 324,968 267,257 260,796 291,091 279,348 294,777 285,151 284,476 284,782 301,850 331,315 308,733 308,339 2008 Q1 Q2 Q3 Q4 359,277 356,638 335,762 323,418 462,475 455,142 412,152 415,035 346,955 344,408 334,663 327,269 356,430 338,313 310,865 317,835 261,842 259,623 263,793 251,280 291,960 288,430 301,387 216,055 296,165 306,896 297,768 278,217 Annual Percentage change 2005 2006 2007 2008 12.1% 12.4% 1.7% -7.7% 12.6% 16.8% -3.3% -10.4% 12.2% 15.0% 4.4% -7.6% 14.0% 6.0% 2.4% -3.2% 6.1% 11.1% 6.1% -5.0% 14.9% 12.0% 1.6% -0.4% 11.8% 11.5% 6.6% -4.9% 2008 Q1 Q2 Q3 Q4 -5.4% -7.8% -10.3% -11.9% -10.4% -10.3% -15.8% -10.3% -7.4% -3.6% -10.2% -12.1% 4.6% -1.2% -15.7% -2.2% -2.0% -0.4% -9.4% -10.0% -1.0% 1.1% 5.9% -24.1% -1.9% -7.4% -3.6% -9.8% -6.8% -0.7% -2.8% -2.2% 9.7% -5.1% -8.1% 2.2% -6.3% -0.8% 1.6% -4.7% 2.5% -1.2% 4.5% -28.3% -3.9% 3.6% -3.0% -6.6% Percentage change on previous quarter 2008 Q1 Q2 Q3 Q4 -2.1% -0.7% -5.9% -3.7% -0.1% -1.6% -9.4% 0.7% 51 Section 2: House Prices SeCOND-HAND HOUSe PRICeS (eXCL. APARTMeNTS) AT LOAN APPROVAL STAGe BY AReA Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2004 2005 2006 2007 2008 294,948 330,348 373,482 383,996 356,011 402,687 456,050 543,959 532,873 478,623 270,256 307,285 353,482 372,720 343,633 278,083 319,727 335,481 348,822 341,338 218,693 231,267 256,903 276,638 260,237 221,124 252,689 279,787 288,964 289,318 236,565 264,023 295,327 317,635 302,340 2006 Q1 Q2 Q3 Q4 343,985 383,066 396,232 380,310 489,678 551,353 591,316 554,909 320,927 368,536 371,790 357,559 328,070 330,215 347,935 338,196 250,541 256,756 265,680 255,780 259,801 283,113 292,508 291,607 276,115 294,281 309,446 307,552 2007 Q1 Q2 Q3 Q4 384,882 393,511 379,500 374,782 555,163 543,785 527,396 498,278 379,557 361,229 375,341 378,303 343,323 345,245 375,679 328,340 272,256 261,560 293,960 283,081 298,147 283,340 287,169 286,790 304,355 336,764 312,306 313,296 2008 Q1 Q2 Q3 Q4 369,170 363,208 342,878 327,673 510,402 485,973 439,333 443,062 349,137 348,640 340,032 327,019 371,869 343,512 315,801 321,430 263,931 261,794 261,775 245,718 297,691 292,217 304,210 207,521 301,188 310,411 302,819 280,280 Period Annual Percentage change 2005 2006 2007 2008 12.0% 13.1% 2.8% -7.3% 13.3% 19.3% -2.0% -10.2% 13.7% 15.0% 5.4% -7.8% 15.0% 4.9% 4.0% -2.1% 5.7% 11.1% 7.7% -5.9% 14.3% 10.7% 3.3% 0.1% 11.6% 11.9% 7.6% -4.8% 2008 Q1 Q2 Q3 Q4 -4.1% -7.7% -9.7% -12.6% -8.1% -10.6% -16.7% -11.1% -8.0% -3.5% -9.4% -13.6% 8.3% -0.5% -15.9% -2.1% -3.1% 0.1% -10.9% -13.2% -0.2% 3.1% 5.9% -27.6% -1.0% -7.8% -3.0% -10.5% -7.7% -0.1% -2.5% -3.8% 13.3% -7.6% -8.1% 1.8% -6.8% -0.8% 0.0% -6.1% 3.8% -1.8% 4.1% -31.8% -3.9% 3.1% -2.4% -7.4% Percentage change on previous quarter 2008 Q1 Q2 Q3 Q4 52 -1.5% -1.6% -5.6% -4.4% 2.4% -4.8% -9.6% 0.8% Section 2: House Prices SeCOND-HAND APARTMeNT PRICeS AT LOAN APPROVAL STAGe BY AReA Period Whole Country Dublin Cork Galway Limerick Waterford Other Areas € € € € € € € 2004 2005 2006 2007 2008 291,758 330,844 357,823 334,959 293,443 319,333 364,708 400,092 375,457 321,552 322,076 303,132 337,838 317,363 291,054 286,113 300,655 338,297 305,529 275,316 221,118 245,618 247,941 244,700 257,086 197,642 254,427 344,401 264,426 234,288 219,627 256,480 276,603 255,402 240,441 2006 Q1 Q2 Q3 Q4 382,327 359,235 345,146 331,284 414,435 401,779 394,806 377,641 336,041 376,399 334,321 307,375 367,771 344,380 291,133 355,089 314,234 235,852 225,849 208,689 323,898 316,256 218,639 245,077 320,578 255,067 267,518 244,446 2007 Q1 Q2 Q3 Q4 344,499 338,349 336,265 320,235 388,064 383,234 372,993 355,475 316,356 299,048 331,864 324,473 316,938 315,610 292,477 284,809 221,114 252,236 250,492 256,946 237,674 312,977 243,950 255,031 265,762 253,039 248,028 253,714 2008 Q1 Q2 Q3 Q4 298,705 300,498 277,740 283,569 326,840 331,672 307,059 294,319 319,152 263,171 258,715 331,923 270,368 272,023 286,091 233,000 242,799 233,409 293,330 374,770 234,357 207,864 196,250 455,000 232,484 255,018 221,261 249,683 Annual Percentage change 2005 2006 2007 2008 13.4% 8.2% -6.4% -12.4% 14.2% 9.7% -6.2% -14.4% -5.9% 11.4% -6.1% -8.3% 5.1% 12.5% -9.7% -9.9% 11.1% 0.9% -1.3% 5.1% 28.7% 35.4% -23.2% -11.4% 16.8% 7.8% -7.7% -5.9% 2008 Q1 Q2 Q3 Q4 -13.3% -11.2% -17.4% -11.4% -15.8% -13.5% -17.7% -17.2% 0.9% -12.0% -22.0% 2.3% -14.7% -13.8% -2.2% -18.2% 9.8% -7.5% 17.1% 45.9% -1.4% -33.6% -19.6% 78.4% -12.5% 0.8% -10.8% -1.6% -1.6% -17.5% -1.7% 28.3% -5.1% 0.6% 5.2% -18.6% -5.5% -3.9% 25.7% 27.8% -8.1% -11.3% -5.6% 131.8% -8.4% 9.7% -13.2% 12.8% Percentage change on previous quarter 2008 Q1 Q2 Q3 Q4 -6.7% 0.6% -7.6% 2.1% -8.1% 1.5% -7.4% -4.1% 53 Section 2: House Prices RANGeS OF HOUSe PRICeS - WHOLe COUNTRY Year Not exceeding €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to €350,000 % €350,001 to €400,000 % €400,001 to exceeding €500,000 €500,000 % % NeW HOUSeS 2004 2005 2006 2007 2008 42 28 21 14 16 23 23 21 17 19 16 19 19 17 19 8 12 14 13 14 5 7 9 11 11 4 6 9 11 11 3 5 7 17 12 32 22 15 12 13 21 20 15 14 14 17 18 16 16 17 10 13 16 17 15 6 8 12 13 12 6 8 11 12 12 7 11 15 17 18 36 25 18 13 14 22 22 18 15 16 17 19 17 16 18 9 13 15 15 15 6 8 11 12 11 5 7 10 11 12 5 8 12 17 15 SeCOND - HAND HOUSeS 2004 2005 2006 2007 2008 ALL HOUSeS 2004 2005 2006 2007 2008 Note: 54 Note: These house prices have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. Section 2: House Prices RANGeS OF HOUSe PRICeS - WHOLe COUNTRY FIRST TIMe BUYeRS ONLY Year Not exceeding €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to €350,000 % €350,001 to €400,000 % €400,001 to exceeding €500,000 €500,000 % % NeW HOUSeS 2004 2005 2006 2007 2008 50 34 26 22 25 25 27 25 23 25 15 20 20 20 21 6 10 14 13 12 2 5 8 10 8 1 3 6 7 6 1 1 3 5 3 45 29 21 17 17 23 26 20 18 18 17 21 21 21 22 7 14 20 21 18 4 6 10 12 12 2 3 5 7 8 1 2 3 4 5 48 32 24 20 22 24 26 22 21 22 16 21 21 20 21 7 12 16 16 15 3 5 9 11 9 2 3 6 7 7 1 2 3 5 4 SeCOND - HAND HOUSeS 2004 2005 2006 2007 2008 ALL HOUSeS 2004 2005 2006 2007 2008 FORMeR OWNeR OCCUPIeR ONLY * Year Not exceeding €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to €350,000 % €350,001 to €400,000 % €400,001 to exceeding €500,000 €500,000 % % NeW HOUSeS 2004 2005 2006 2007 2008 36 23 17 9 10 22 21 19 13 14 16 19 18 15 17 10 13 14 13 15 7 8 10 12 13 6 8 12 13 14 4 8 11 25 17 27 19 13 10 11 21 18 13 12 12 17 17 14 14 15 11 13 15 15 14 7 9 12 13 12 7 10 13 14 14 10 14 20 22 23 31 21 15 10 11 21 19 16 12 13 17 18 16 14 16 10 13 15 14 15 7 9 11 13 12 7 9 12 14 14 8 12 16 24 20 SeCOND - HAND HOUSeS 2004 2005 2006 2007 2008 ALL HOUSeS 2004 2005 2006 2007 2008 * ‘Former owner occupier' also includes residential investors. Note: These house prices have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. 55 Section 2: House Prices RANGeS OF HOUSe PRICeS - DUBLIN AReA Year Not exceeding €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to €350,000 % €350,001 to €400,000 % €400,001 to exceeding €500,000 €500,000 % % NeW HOUSeS 2004 2005 2006 2007 2008 9 4 5 5 5 23 17 8 7 12 27 28 18 11 19 18 19 19 14 16 10 12 16 17 13 7 11 17 18 15 7 10 16 27 20 6 3 1 1 2 19 13 4 2 4 23 19 10 8 13 16 19 20 18 17 11 13 18 19 17 10 13 18 19 18 15 21 30 33 29 7 3 3 3 3 20 14 5 4 7 24 22 13 10 15 16 19 20 17 17 11 12 17 18 15 9 12 17 19 17 12 17 25 30 26 SeCOND - HAND HOUSeS 2004 2005 2006 2007 2008 ALL HOUSeS 2004 2005 2006 2007 (r ) 2008 (r ) Revised Note: 56 Note: These house prices have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. Section 2: House Prices RANGeS OF HOUSe PRICeS - DUBLIN AReA FIRST TIMe BUYeRS ONLY Year Not exceeding €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to €350,000 % €350,001 to €400,000 % €400,001 to exceeding €500,000 €500,000 % % NeW HOUSeS 2004 2005 2006 2007 (r ) 2008 13 5 9 10 9 29 21 11 15 22 32 35 23 18 29 16 20 22 16 15 6 10 16 18 11 3 7 12 16 9 1 3 6 8 5 10 5 2 2 3 27 18 6 4 6 31 27 16 14 19 15 26 32 30 24 9 12 22 25 21 5 7 13 15 16 3 5 9 11 11 11 5 6 6 5 28 19 8 9 13 31 31 19 16 24 16 23 27 23 20 8 11 19 22 16 4 7 13 15 13 2 4 8 9 9 SeCOND - HAND HOUSeS 2004 2005 2006 2007 2008 ALL HOUSeS 2004 2005 2006 2007 2008 FORMeR OWNeR OCCUPIeR ONLY * Year Not exceeding €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to €350,000 % €350,001 to €400,000 % €400,001 to exceeding €500,000 €500,000 % % NeW HOUSeS 2004 2005 2006 2007 2008 6 3 1 1 1 18 13 6 2 5 22 23 15 7 11 19 19 17 13 16 13 13 16 16 15 11 15 21 20 20 11 16 24 41 32 5 2 1 1 2 16 11 3 2 3 21 15 8 6 9 16 16 15 13 14 12 13 16 16 14 12 15 19 21 19 20 28 38 42 39 5 2 1 1 2 17 11 4 2 4 21 17 10 6 10 17 17 16 13 15 12 13 16 16 15 12 15 20 21 19 17 24 34 42 36 SeCOND - HAND HOUSeS 2004 2005 2006 2007 2008 ALL HOUSeS 2004 2005 2006 2007 2008 * ‘Former owner occupier' also includes residential investors. (r ) Revised Note: These house prices have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. 57 Section 2: House Prices NATIONAL HOUSe BUILDING COST INDeX BASe: JANUARY 1991 = 100 Month 2003 2004 2005 2006 2007 2008 January 174.2 179.6 184.7 189.9 198.8 207.4 February 174.5 179.7 184.8 190.1 198.8 208.2 March 174.5 179.9 184.9 190.6 199.4 208.6 April 177.3 179.9 186.5 194.0 200.0 208.9 May 177.3 180.0 186.6 194.2 200.1 209.4 June 177.4 180.2 186.6 194.3 200.3 209.9 July 177.1 181.1 186.7 194.4 203.7 210.4 August 177.2 182.2 186.9 194.5 203.6 210.4 September 177.2 182.2 186.9 194.6 203.7 210.5 October 177.2 183.9 189.5 197.7 203.8 210.1 November 177.2 184.2 189.4 198.0 203.8 209.9 December 177.2 184.2 189.7 198.1 204.2 209.3 Yearly 176.5 181.5 186.9 194.2 201.7 209.4 2.7% 2.8% 3.0% 3.9% 3.9% 3.8% average Increase on previous year 1. The index relates to costs ruling on the first day of each month. 2. The index relates solely to labour and material costs which should normally not exceed 65% of the total price of a house. It does not include items such as overheads, profit, interest charges, land development etc. 58 Section 3: Housing Loans HOUSING LOANS APPROVeD Period New Houses Number Value €m Second-hand Houses Number Value €m Totals Number Value €m 2003 2004 2005 2006 2007 2008 39,676 50,018 58,104 53,895 40,497 26,293 6968.2 9750.0 12971.0 13994.7 10560.4 6625.2 58,212 54,287 61,933 60,698 48,250 29,586 10477.8 11269.2 14782.3 17387.5 13503.7 8515.0 97,888 104,305 120,037 114,593 88,747 55,879 17446.1 21019.2 27753.3 31382.2 24064.1 15140.3 2006 Q1 Q2 Q3 Q4 14,604 16,814 11,148 11,329 3457.4 4187.0 3142.9 3207.4 16,899 18,404 13,691 11,704 4254.0 4904.6 4418.5 3810.3 31,503 35,218 24,839 23,033 7711.5 9091.6 7561.5 7017.7 2007 Q1 Q2 Q3 Q4 12,132 11,219 8,949 8,197 3065.0 2964.1 2358.8 2172.5 12,466 13,996 11,345 10,443 3382.2 3828.0 3244.7 3048.8 24,598 25,215 20,294 18,640 6447.2 6792.1 5603.5 5221.3 2008 Q1 Q2 Q3 Q4 6,682 9,123 6,287 4,201 1807.9 2356.3 1486.6 974.4 8,676 10,700 6,342 3,868 2610.9 3173.2 1698.9 1032.0 15,358 19,823 12,629 8,069 4418.8 5529.5 3185.5 2006.4 Annual Percentage Change 2004 2005 2006 2007 2008 26.1% 16.2% -7.2% -24.9% -35.1% 39.9% 33.0% 7.9% -24.5% -37.3% -6.7% 14.1% -2.0% -20.5% -38.7% 7.6% 31.2% 17.6% -22.3% -36.9% 6.6% 15.1% -4.5% -22.6% -37.0% 20.5% 32.0% 13.1% -23.3% -37.1% 2008 Q1 Q2 Q3 Q4 -44.9% -18.7% -29.7% -48.7% -41.0% -20.5% -37.0% -55.1% -30.4% -23.5% -44.1% -63.0% -22.8% -17.1% -47.6% -66.1% -37.6% -21.4% -37.8% -56.7% -31.5% -18.6% -43.2% -61.6% -16.9% 23.3% -40.7% -39.0% -14.4% 21.5% -46.5% -39.3% -17.6% 29.1% -36.3% -36.1% -15.4% 25.1% -42.4% -37.0% Percentage change on previous quarter 2008 Q1 Q2 Q3 Q4 -18.5% 36.5% -31.1% -33.2% -16.8% 30.3% -36.9% -34.5% 59 Section 3: Housing Loans HOUSING LOANS PAID Period New Houses Number Value €m Second-hand Houses Number Value €m Totals Number Value €m 2003 2004 2005 2006 35,292 44,231 53,758 55,737 5398.1 7416.0 9689.8 11001.5 49,457 54,478 53,922 55,516 8125.7 9517.2 11,846.0 14,493.8 84,749 98,709 107,680 111,253 13523.7 16933.2 21535.8 25495.2 2004 Q1 Q2 Q3 Q4 9,047 11,261 11,074 12,849 1364.2 1763.5 2088.0 2200.3 12,718 13,760 14,765 13,235 1957.2 2326.1 2704.2 2529.8 21,765 25,021 25,839 26,084 3321.4 4089.5 4792.2 4730.0 2005 Q1 Q2 Q3 Q4 10,861 13,313 13,982 15,602 1847.0 2321.0 2524.9 2996.9 10,168 13,727 14,933 15,094 1989.3 2846.4 3436.3 3574.0 21,029 27,040 28,915 30,696 3836.3 5167.4 5961.2 6570.9 2006 Q1 Q2 Q3 Q4 13,470 14,599 13,534 14,134 2503.3 2648.8 2798.4 3051.0 12,357 14,223 15,024 13,912 2842.3 3383.6 4285.0 3982.9 25,827 28,822 28,558 28,046 5345.6 6032.4 7083.4 7033.9 Annual percentage change 2004 2005 2006 25.3% 21.5% 3.7% 37.4% 30.7% 13.5% 10.2% -1.0% 3.0% 17.1% 24.5% 22.4% 16.5% 9.1% 3.3% 25.2% 27.2% 18.4% 2006 Q1 Q2 Q3 Q4 24.0% 9.7% -3.2% -9.4% 35.5% 14.1% 10.8% 1.8% 21.5% 3.6% 0.6% -7.8% 42.9% 18.9% 24.7% 11.4% 22.8% 6.6% -1.2% -8.6% 39.3% 16.7% 18.8% 7.0% -18.1% 15.1% 5.6% -7.4% -20.5% 19.0% 26.6% -7.1% -15.9% 11.6% -0.9% -1.8% -18.6% 12.8% 17.4% -0.7% Percentage change on previous quarter 2006 Q1 Q2 Q3 Q4 60 -13.7% 8.4% -7.3% 4.4% -16.5% 5.8% 5.6% 9.0% Section 3: Housing Loans HOUSING LOANS PAID DATA FROM IBF Year New Houses Number Value €m Second-hand Houses Number Value €m Totals Number Value €m 2007 2008 46,522 24,467 11644.9 6,455 37,672 29,224 10804.1 8,054 84,194 53,691 22449.0 14,508 2007 Q1 Q2 Q3 Q4 9,898 12,564 12,643 11,417 2278.0 3114.4 3250.7 3001.8 11,068 9,522 9,235 7,847 3054.0 2683.6 2760.3 2306.2 20,966 22,086 21,878 19,264 5332.0 5798.0 6011.0 5308.0 2008 Q1 Q2 Q3 Q4 8,089 6,670 5,776 3,932 2222.4 1748.7 1490.6 992.8 5,231 10,043 8,456 5,494 1549.3 2909.7 2233.8 1361.0 13,320 16,713 14,232 9,426 3771.7 4658.4 3724.4 2353.8 Annual percentage change 2008 -47.4% -44.6% -22.4% -25.5% -36.2% -35.4% 2008 Q1 Q2 Q3 Q4 -18.3% -46.9% -54.3% -65.6% -2.4% -43.9% -54.1% -66.9% -52.7% 5.5% -8.4% -30.0% -49.3% 8.4% -19.1% -41.0% -36.5% -24.3% -34.9% -51.1% -29.3% -19.7% -38.0% -55.7% -33.3% 92.0% -15.8% -35.0% -32.8% 87.8% -23.2% -39.1% -30.9% 25.5% -14.8% -33.8% -28.9% 23.5% -20.0% -36.8% Percentage change on previous quarter 2008 Q1 Q2 Q3 Q4 -29.1% -17.5% -13.4% -31.9% -26.0% -21.3% -14.8% -33.4% Source: IBF/PwC Mortgage Market Profile In addition, 75 loans to the value of €7.3 million were paid out by Local Authorities in 2008. (58 new houses, value €5.5m: 17 other houses, value €1.8m) 61 Section 3: Housing Loans RANGeS OF LOANS PAID - WHOLe COUNTRY Year Not exceeding €100,000 % €100,001 to €150,000 % €150,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to exceeding €400,000 €400,000 % % ALL HOUSeS 15 11 9 8 8 2004 2005 2006 2007 2008 23 17 13 12 12 27 26 22 20 20 17 19 19 19 20 9 13 15 16 16 6 9 14 16 15 3 5 8 9 10 FIRST TIMe BUYeRS ONLY Year Not exceeding €100,000 % €100,001 to €150,000 % €150,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to exceeding €400,000 €400,000 % % ALL HOUSeS 2004 2005 2006 2007 2008 9 6 4 4 4 24 15 11 10 10 34 30 25 23 24 20 24 23 23 25 9 16 18 19 19 4 8 16 18 15 1 2 4 4 4 FORMeR OWNeR OCCUPIeR ONLY * Year Not exceeding €100,000 % €100,001 to €150,000 % €150,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to exceeding €400,000 €400,000 % % ALL HOUSeS 2004 2005 2006 2007 2008 19 14 11 10 9 23 18 14 13 13 24 23 21 19 19 15 17 17 17 18 9 12 14 15 15 6 10 13 15 15 * ‘Former owner occupier' also includes residential investors. Note: 62 Ranges of loans paid have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. 4 7 10 11 13 Section 3: Housing Loans RANGeS OF LOANS PAID - DUBLIN AReA Year Not exceeding €100,000 % €100,001 to €150,000 % €150,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to exceeding €400,000 €400,000 % % ALL HOUSeS 2004 2005 2006 2007 2008 8 5 5 4 4 9 6 5 5 4 20 14 9 10 9 25 22 14 13 16 18 22 20 18 20 13 19 28 29 27 8 13 19 21 21 FIRST TIMe BUYeRS ONLY Year Not exceeding €100,000 % €100,001 to €150,000 % €150,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to exceeding €400,000 €400,000 % % ALL HOUSeS 2004 2005 2006 2007 2008 2 1 1 1 2 5 3 4 3 3 21 12 8 10 10 36 27 14 14 20 22 31 24 21 26 12 20 38 39 29 3 5 12 12 11 FORMeR OWNeR OCCUPIeR ONLY * Year Not exceeding €100,000 % €100,001 to €150,000 % €150,001 to €200,000 % €200,001 to €250,000 % €250,001 to €300,000 % €300,001 to exceeding €400,000 €400,000 % % ALL HOUSeS 2004 2005 2006 2007 2008 10 7 7 6 5 11 7 6 6 5 19 15 10 10 9 20 18 14 12 13 16 17 18 17 16 13 18 23 25 25 11 17 23 25 27 * Former owner occupier' also includes residential investors. Note: Ranges of loans paid have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. 63 Section 3: Housing Loans RANGeS OF LOAN TO VALUe - WHOLe COUNTRY Year Up to 70% 71% to 80% 81% to 90% 91% to 95% 96% 99% 100% 24 21 19 17 16 21 23 16 15 20 1 1 2 4 3 5 8 15 12 12 ALL HOUSeS 2004 2005 2006 2007 2008 35 34 34 40 37 14 14 14 12 12 FIRST TIMe BUYeRS ONLY Year Up to 70% 71% to 80% 81% to 90% 91% to 95% 96% 99% 100% 17 16 16 19 18 8 7 6 7 7 23 15 12 12 13 46 47 27 28 31 1 2 5 9 8 6 13 34 26 23 81% to 90% 91% to 95% 96% 99% 100% 24 24 23 20 17 9 11 9 9 14 1 1 1 1 1 4 5 6 5 7 ALL HOUSeS 2004 2005 2006 2007 2008 FORMeR OWNeR OCCUPIeR ONLY * Year Up to 70% 71% to 80% ALL HOUSeS 2004 2005 2006 2007 2008 45 43 44 50 47 18 17 18 15 15 * ‘Former owner occupier' also includes residential investors. Note: 64 Ranges of loan values have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. Section 3: Housing Loans RANGeS OF LOAN TO VALUe - DUBLIN AReA Year Up to 70% 71% to 80% 81% to 90% 91% to 95% 96% 99% 100% 24 21 19 17 18 24 27 17 17 25 1 1 3 5 5 4 7 14 10 10 96% 99% 100% ALL HOUSeS 34 30 33 38 30 2004 2005 2006 2007 (r ) 2008 14 14 14 12 12 FIRST TIMe BUYeRS ONLY Year Up to 70% 71% to 80% 81% to 90% 91% to 95% 11 11 10 13 12 6 6 6 6 7 24 16 13 14 15 53 53 32 33 36 ALL HOUSeS 2004 2005 2006 2007 (r ) 2008 1 2 8 13 12 5 13 31 21 18 FORMeR OWNeR OCCUPIeR ONLY * Year Up to 70% 71% to 80% 81% to 90% 91% to 95% 96% 99% 100% 23 25 22 19 20 10 12 10 10 18 1 1 1 1 2 3 4 5 5 5 ALL HOUSeS 2004 2005 2006 2007 (r ) 2008 44 40 44 50 40 18 18 18 16 16 * ‘Former owner occupier' also includes residential investors. (r ) Revised Note: Note: Ranges of loan values have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown 65 Section 3: Housing Loans RANGeS OF LOAN TeRMS - WHOLe COUNTRY Year Up to 20 years % 21 to 25 years % 26 to 30 years % 31 to 35 years % 31 27 25 23 21 28 26 21 20 18 10 21 29 33 30 36+ years % ALL HOUSeS 2004 2005 2006 2007 (r ) 2008 31 25 23 23 23 0 2 2 2 9 FIRST TIMe BUYeRS ONLY Year Up to 20 years % 21 to 25 years % 26 to 30 years % 31 to 35 years % 23 15 11 10 11 43 33 24 19 17 22 41 56 62 54 36+ years % ALL HOUSeS 2004 2005 2006 2007 (r ) 2008 12 8 6 6 7 1 3 4 3 11 FORMeR OWNeR OCCUPIeR ONLY * Year Up to 20 years % 21 to 25 years % 26 to 30 years % 31 to 35 years % 34 33 33 30 25 20 21 20 20 18 5 10 14 18 18 36+ years % ALL HOUSeS 2004 2005 2006 2007 2008 41 35 32 31 31 1 1 1 2 7 * ‘Former owner occupier' also includes residential investors. (r ) Revised Note: 66 Ranges of loan terms have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. Section 3: Housing Loans RANGeS OF LOAN TeRMS - DUBLIN AReA Year Up to 20 years % 21 to 25 years % 26 to 30 years % 31 to 35 years % 28 25 24 21 18 33 28 21 18 17 14 26 35 39 37 36+ years % ALL HOUSeS 2004 2005 2006 2007 2008 25 20 18 19 17 0 2 3 3 11 FIRST TIMe BUYeRS ONLY Year Up to 20 years % 21 to 25 years % 26 to 30 years % 31 to 35 years % 15 10 7 6 8 49 33 21 16 14 28 48 65 72 61 36+ years % ALL HOUSeS 2004 2005 2006 2007 (r ) 2008 7 4 3 3 4 1 5 5 3 13 FORMeR OWNeR OCCUPIeR ONLY * Year Up to 20 years % 21 to 25 years % 26 to 30 years % 31 to 35 years % 34 33 32 29 25 26 25 21 20 19 7 13 19 22 22 36+ years % ALL HOUSeS 2004 2005 2006 2007 2008 33 29 26 27 25 1 1 1 2 10 * ‘Former owner occupier' also includes residential investors. (r ) Revised Note: Ranges of loan terms have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. 67 Section 4: Profile of Borrowers OWNeRSHIP STATUS OF BORROWeRS WHOLe COUNTY Year DUBLIN First time buyers Other First time buyers Other % % % % 44 43 43 38 41 56 57 57 62 59 45 46 46 41 45 55 55 54 59 55 26 29 29 30 29 74 71 72 70 72 26 30 28 30 34 74 70 72 70 66 34 36 35 34 34 66 64 65 66 66 32 35 34 35 38 68 65 66 66 62 NeW HOUSeS 2004 2005 2006 2007 2008 SeCOND - HAND HOUSeS 2004 2005 2006 2007 2008 ALL HOUSeS 2004 2005 2006 2007 2008 (r ) Revised Note: 68 Ownership status have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. Section 4: Profile of Borrowers RANGeS OF AGeS - WHOLe COUNTRY FIRST TIMe BUYeRS ONLY Year Up to 25 years % 26 to 30 years % 31 to 35 years % 36 to 40 years % 41 to 45 years % 46+ years % 19 18 19 18 17 41 40 40 40 40 24 24 23 23 23 10 10 10 10 11 4 4 4 5 5 3 4 4 4 4 41 to 45 years % 46+ years % ALL HOUSeS 2004 2005 2006 2007 2008 FORMeR OWNeR OCCUPIeR ONLY* Year Up to 25 years % 26 to 30 years % 5 4 4 4 5 16 15 15 16 17 31 to 35 years % 36 to 40 years % ALL HOUSeS 2004 2005 2006 2007 2008 24 23 23 23 22 20 20 20 20 19 15 15 15 15 14 21 23 24 23 23 * ‘Former owner occupier' also includes residential investors. Note: Ranges of ages have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. 69 Section 4: Profile of Borrowers RANGeS OF AGeS - DUBLIN AReA FIRST TIMe BUYeRS ONLY Year Up to 25 years % 26 to 30 years % 31 to 35 years % 36 to 40 years % 41 to 45 years % 46+ years % 18 16 16 17 16 43 42 42 42 40 25 26 25 23 24 8 9 10 11 12 3 3 4 4 4 3 3 3 4 4 41 to 45 years % 46+ years % ALL HOUSeS 2004 2005 2006 2007 (r ) 2008 FORMeR OWNeR OCCUPIeR ONLY* Year Up to 25 years % 26 to 30 years % 31 to 35 years % 36 to 40 years % 17 17 17 16 19 26 25 24 23 22 19 20 19 18 18 ALL HOUSeS 2004 2005 2006 2007 (r ) 2008 5 4 5 4 5 14 13 13 13 12 20 22 23 25 25 * ‘Former owner occupier' also includes residential investors. (r ) Revised Note: 70 Ranges of ages have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. Section 4: Profile of Borrowers RANGeS OF INCOMe OF BORROWeRS - WHOLe COUNTRY Year Not exceeding €40,001 to €50,001 to €60,001 to €70,001 to exceeding €40,000 €50,000 €60,000 €70,000 €80,000 €80,000 % % % % % % ALL HOUSeS Based on Combined Incomes of Borrowers 2004 8 14 18 16 12 31 2005 6 13 17 16 13 35 2006 4 11 15 16 14 40 2007 3 9 14 16 14 45 2008 3 8 14 15 13 47 FIRST TIMe BUYeRS ONLY Year Not exceeding €40,001 to €50,001 to €60,001 to €70,001 to exceeding €40,000 €50,000 €60,000 €70,000 €80,000 €80,000 % % % % % % ALL HOUSeS Based on Combined Incomes of Borrowers 2004 9 20 25 20 12 15 2005 7 18 23 21 13 18 2006 5 15 20 21 16 23 2007 4 13 22 21 16 24 2008 4 13 22 21 16 25 FORMeR OWNeR OCCUPIeR ONLY* Year Not exceeding €40,001 to €50,001 to €60,001 to €70,001 to exceeding €40,000 €50,000 €60,000 €70,000 €80,000 €80,000 % % % % % % ALL HOUSeS Based on Combined Incomes of Borrowers 2004 7 12 15 14 13 39 2005 6 9 13 14 12 46 2006 4 8 11 13 12 53 2007 3 6 11 13 13 54 2008 3 6 10 12 12 57 * 'Former owner occupier' also includes residential investors. Note: Ranges of incomes have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. 71 Section 4: Profile of Borrowers RANGeS OF INCOMe OF BORROWeRS - DUBLIN AReA Year Not exceeding €40,001 to €50,001 to €60,001 to €70,001 to exceeding €40,000 €50,000 €60,000 €70,000 €80,000 €80,000 % % % % % % ALL HOUSeS Based on Combined Incomes of Borrowers 2004 4 8 15 15 13 46 2005 3 7 13 15 13 49 2006 2 5 10 15 15 54 2007 1 4 9 13 14 59 2008 1 4 10 13 13 60 FIRST TIMe BUYeRS ONLY Year Not exceeding €40,001 to €50,001 to €60,001 to €70,001 to exceeding €40,000 €50,000 €60,000 €70,000 €80,000 €80,000 % % % % % % ALL HOUSeS Based on Combined Incomes of Borrowers 2004 3 10 22 23 16 27 2005 2 9 19 24 17 30 2006 1 6 14 22 20 37 2007 1 6 15 20 19 40 2008 1 6 16 21 19 38 FORMeR OWNeR OCCUPIeR ONLY* Year Not exceeding €40,001 to €50,001 to €60,001 to €70,001 to exceeding €40,000 €50,000 €60,000 €70,000 €80,000 €80,000 % % % % % % 11 12 13 54 ALL HOUSeS Based on Combined Incomes of Borrowers 2004 3 7 2005 3 5 9 11 11 61 2006 2 4 7 10 11 67 2007 1 3 6 10 11 69 2008 1 3 7 8 9 73 * 'Former owner occupier' also includes residential investors. Note: 72 Ranges of incomes have been derived from an analysis of mortgage loan payments data as supplied by mortgage lenders and only refers to the year in which the loan was drawndown. Section 5: Housing Support TOTAL SOCIAL AND AFFORDABLe HOUSING PROVISION 2008 Local Total Local Voluntary & RAS; extensions/ Houses Authority Co-operative Improvement available rented Housing Social & Completions & Housing works in lieu for rent accommodation (including Affordable provision Authority Acquisitions Carlow Co Co of re-housing: from Traveller Units existing (see footnote) stock Total Social Affordable Total mortgage Housing allowance) provision 39 66 106 20 231 16 247 Carlow T.C. 0 0 6 18 24 0 24 Total Carlow 39 66 112 38 255 16 271 Cavan Co Co 122 0 37 71 230 24 254 0 0 0 62 62 0 62 Total Cavan 122 0 37 133 292 24 316 Clare Co Co 226 4 70 57 357 57 414 0 0 1 39 40 8 48 Cavan T.C. Ennis T.C. Kilrush T.C. 0 0 0 13 13 0 13 Total Clare 226 4 71 109 410 65 475 Cork City 203 50 146 110 509 103 612 Cork North Co Co. 327 160 90 90 667 98 765 Fermoy T.C. 0 0 0 2 2 0 2 Mallow T.C. 0 0 0 29 29 0 29 Total Cork North 327 160 90 121 698 98 796 Cork South Co Co 0 0 170 58 228 288 516 Cobh T.C. 0 0 0 10 10 0 10 Kinsale T.C. 0 0 0 7 7 0 7 Macroom T.C. 0 0 0 7 7 12 19 Midleton T.C. 0 0 0 7 7 0 7 Youghal T.C. 0 0 0 3 3 6 9 Total Cork South 0 0 170 92 262 306 568 Cork West Co Co 0 0 10 33 43 20 63 Clonakilty T.C. 0 0 1 16 17 4 21 Skibbereen T.C. 0 0 0 6 6 2 8 Total Cork West 0 0 11 55 66 26 92 224 130 39 103 496 90 586 Donegal Co Co Buncrana T.C. 0 0 1 13 14 0 14 Bundoran T.C. 0 0 0 2 2 0 2 Letterkenny T.C. Total Donegal 0 0 0 17 17 15 32 224 130 40 135 529 105 634 73 Section 5: Housing Support Local Total Local Voluntary & RAS; extensions/ Houses Total Social Affordable Total Authority Authority Co-operative Improvement available rented Housing Social & Completions & Housing Acquisitions Dublin City for rent accommodation (including Affordable from provision mortgage Housing Traveller Units existing allowance) provision (see footnote) stock 703 169 419 556 1,847 618 2,465 21 182 120 81 404 378 782 Fingal 155 183 171 173 682 585 1,267 South Dublin 256 126 307 208 897 528 1,425 Galway City 78 49 133 46 306 29 335 Galway Co Co 91 5 76 65 237 30 267 D/L-Rathdown Ballinasloe T.C. 0 0 6 22 28 12 40 Total Galway 91 5 82 87 265 42 307 Kerry Co Co 168 60 145 73 446 52 498 Killarney T.C. 0 0 1 5 6 13 19 Listowel T.C. 0 0 1 8 9 4 13 Tralee T.C. 0 0 3 37 40 28 68 Total Kerry 168 60 150 123 501 97 598 Kildare Co Co 374 63 79 110 626 248 874 Athy T.C. 0 0 0 3 3 2 5 Naas T.C. 0 0 0 7 7 0 7 Total Kildare 374 63 79 120 636 250 886 Kilkenny Co Co 173 34 57 50 314 35 349 0 0 1 12 13 0 13 149 92 31 70 342 194 536 Leitrim Co Co 47 0 19 50 116 3 119 Limerick City 87 28 133 61 309 31 340 Limerick Co Co 75 16 32 51 174 31 205 Longford Co Co 94 7 116 106 323 30 353 0 0 2 28 30 0 30 94 7 118 134 353 30 383 Kilkenny Borough Laois Co Co Longford T.C. Total Longford 74 works in lieu of re-housing: Section 5: Housing Support Local Total Local Voluntary & RAS; extensions/ Houses Total Social Affordable Total Authority Authority Co-operative Improvement available rented Housing Social & Completions & Housing Acquisitions Louth Co Co Dundalk T.C. 290 106 works in lieu for rent accommodation (including Affordable of re-housing: from provision mortgage Housing Traveller Units existing allowance) provision (see footnote) stock 57 13 466 29 495 0 0 0 66 66 51 117 290 106 57 79 532 80 612 0 0 4 197 201 35 236 Mayo Co Co 91 52 162 51 356 41 397 Ballina T.C. 0 0 3 8 11 3 14 Castlebar T.C. 0 0 0 6 6 0 6 Total Louth Drogheda Borough Westport T.C. 0 0 0 11 11 15 26 Total Mayo 91 52 165 76 384 59 443 Meath Co Co 126 22 16 214 378 348 726 Kells T.C. 0 0 0 0 0 0 0 Navan T. C. 0 0 0 0 0 0 0 Trim T.C. 0 0 0 0 0 0 0 126 22 16 214 378 348 726 70 41 40 46 197 4 201 Carrickmacross T.C. 0 0 0 5 5 0 5 Catsleblaney T.C. 0 0 0 6 6 0 6 Clones T.C. 0 0 0 3 3 0 3 Monaghan T.C. 0 0 0 13 13 0 13 70 41 40 73 224 4 228 162 46 48 50 306 32 338 0 0 1 1 2 0 2 Total Meath Monaghan Co Co Total Monaghan Offaly Co Co Birr T.C. Tullamore T.C. 0 0 2 106 108 0 108 Total Offaly 162 46 51 157 416 32 448 Roscommon Co Co 114 8 85 39 246 25 271 84 0 66 30 180 27 207 0 0 9 31 40 3 43 Tipperary North Co Co 67 31 60 48 206 3 209 Sligo Co Co Sligo Borough Nenagh T.C. 0 0 0 3 3 -1 2 Templemore T.C. 0 0 0 6 6 0 6 Thurles T.C. 0 0 6 9 15 4 19 Total Tipperary North 67 31 66 66 230 6 236 75 Section 5: Housing Support Local Total Local Voluntary & RAS; extensions/ Houses Total Social Affordable Total Authority Authority Co-operative Improvement available rented Housing Social & Completions & Housing Acquisitions Tipperary Sth Co Co 130 51 works in lieu for rent accommodation (including Affordable of re-housing: from provision mortgage Housing Traveller Units existing allowance) provision (see footnote) stock 111 146 438 41 479 Carrick-on-suir T.C. 0 0 1 15 16 2 18 Cashel T.C. 0 0 1 10 11 0 11 Tipperary T.C. Total Tipperary Sth Clonmel Borough Waterford City Waterford Co Co Dungarvan T.C. Total Waterford Co Westmeath Co Co Athlone T.C. 0 0 1 27 28 0 28 130 51 114 198 493 43 536 0 0 0 10 10 11 21 235 18 34 200 487 73 560 81 48 45 7 181 37 218 0 0 2 22 24 4 28 81 48 47 29 205 41 246 109 12 93 67 281 94 375 0 0 0 27 27 0 27 Total Westmeath 109 12 93 94 308 94 402 Wexford Co Co 281 20 72 117 490 103 593 Enniscorthy T.C. 0 0 5 6 11 0 11 Newross T.C. 0 0 0 5 5 1 6 281 20 77 128 506 104 610 0 0 2 14 16 1 17 240 17 79 51 387 167 554 0 0 0 11 11 2 13 Total Wexford Wexford Borough Wicklow Co Co Arklow T.C. Bray T.C. 0 0 1 23 24 7 31 Wicklow T.C. 0 0 2 7 9 0 9 240 17 82 92 431 176 607 5,692 1,896 3,537 4,342 15,467 4,756 20,223 Total Wicklow TOTALS Notes:- Affordable Housing includes 1999 Affordable Housing, AHI, AHP, Part V Affordable, Shared Ownership and Mortgage Allowance. Voluntary and Co-operative housing consists of housing provided under the capital loan & subsidy and capital assistance schemes. Figures include 3,012 tenants who transferred to private landlords under the Rental Accommodation Scheme ( RAS ) and 117 new and 76 refurbished traveller accommodation units. 76 Section 6: Paths to Home Ownership including Part V Activity PART V, PLANNING AND DeVeLOPMeNT ACTS 2000 - 2007 YeAR 2008 County Councils Affordable Housing Social Housing (including Borough & No. of units:- Town Councils) Total Output Local Authority Voluntary & Co-operative No. of units:- No. of units:- in in acquired progress proposed* acquired No. of units:in progress proposed* acquired in progress proposed* acquired progress proposed* Carlow 16 10 21 14 7 16 53 6 4 83 23 Cavan 16 13 8 30 10 15 0 0 0 46 23 23 Clare 31 33 4 0 4 0 0 0 12 31 37 16 324 536 66 109 137 17 10 27 11 443 700 94 0 6 12 1 0 0 0 0 0 1 6 12 324 542 78 110 137 17 10 27 11 444 706 106 73 8 10 6 8 48 0 0 0 79 16 58 D/L.-Rathdown 377 214 93 29 3 0 119 156 125 525 373 218 Fingal 376 4 692 8 7 0 12 0 0 396 11 692 Cork County Cork City Cork Total Donegal 41 South Dublin 412 357 24 31 54 0 43 109 0 486 520 24 Dublin City 334 200 185 62 77 136 68 195 7 464 472 328 1,499 775 994 130 141 136 242 460 132 1,871 1,376 1,262 18 Dublin Total Galway County 19 69 9 42 60 9 0 15 0 61 144 Galway City 16 169 5 169 0 21 7 0 24 192 169 50 Galway Total 35 238 14 211 60 30 7 15 24 253 313 68 Kerry Kildare Kilkenny Laois Leitrim Limerick County 45 29 28 35 18 12 0 13 6 80 60 46 132 45 62 14 46 20 0 60 0 146 151 82 20 42 18 65 100 42 0 4 7 85 146 67 133 70 9 116 89 9 0 0 0 249 159 18 2 0 0 0 0 0 0 0 0 2 0 0 17 30 17 0 0 0 0 5 0 17 35 17 Limerick City 5 0 152 3 5 42 2 0 0 10 5 194 Limerick Total 22 30 169 3 5 42 2 5 0 27 40 211 Longford 29 0 35 0 0 0 0 0 0 29 0 35 Louth 48 95 220 15 9 9 10 75 0 73 179 229 Mayo 37 40 56 3 3 25 0 0 0 40 43 81 Meath 294 207 207 16 22 17 0 34 0 310 263 224 Monaghan 0 3 0 14 55 10 31 3 0 45 61 10 North Tipperary 7 3 8 26 5 35 0 60 0 33 68 43 Offaly 7 17 24 14 39 27 0 0 0 21 56 51 21 0 0 8 69 19 0 8 7 29 77 26 Roscommon Sligo 18 37 2 22 21 13 0 14 0 40 72 15 South Tipperary 47 24 20 51 43 26 0 0 32 98 67 78 59 Waterford County 32 22 34 36 21 25 0 0 0 68 43 Waterford City 67 45 0 25 15 0 0 14 0 92 74 0 Waterford Total 99 67 34 61 36 25 0 14 0 160 117 59 Westmeath 43 27 6 22 15 20 0 0 0 65 42 26 Wexford 23 19 15 71 20 20 0 0 0 94 39 35 Wicklow 60 13 0 18 12 0 7 0 0 85 25 0 TOTALS 3,081 2,387 2,042 1,075 974 633 362 798 235 4,518 4,159 2,910 Note:- In addition, 224 units were also delivered directly under AHI in 2008 (Cork County -18; Cork City -103 ; Fingal - 42; Kildare - 47 and Wexford - 14 ). A further 367 units were delivered through the Affordable Homes Partnership in 2008 (Fingal - 89; South Dublin - 112; Dublin City - 34; Kildare - 54; Meath - 25 and Wicklow - 53). * No. of units proposed on foot of aggreements that have been entered into at 31 December 2008 but not yet started. 77 Section 6: Paths to Home Ownership including Part V Activity SHAReD OWNeRSHIP AND AFFORDABLe HOUSING SCHeMeS - BY AReA 2008 County Councils (including Borough and Town Councils) Shared Ownership No. of:transactions approvals in completed principle issued but transactions not yet completed Carlow Cavan Clare Affordable Housing (1999 Scheme) No. of houses:provided in progress proposed at at 31 Dec 2008 31 Dec 2008 0 2 1 4 3 7 0 0 25 18 0 0 0 0 54 Cork County Cork City Cork Total 10 0 10 13 21 34 57 0 57 224 155 379 40 0 40 Donegal 15 22 14 24 5 D/Laoghaire-Rathdown Fingal South Dublin Dublin City Dublin Total 0 0 0 56 56 0 495 0 234 729 0 76 0 183 259 11 47 0 146 204 56 25 0 201 282 2 0 2 2 2 4 13 12 25 13 18 31 0 0 0 5 14 6 5 1 8 61 0 17 4 38 0 6 52 0 5 16 4 8 0 20 33 0 0 0 Limerick County Limerick City Limerick Total 4 0 4 12 8 20 0 18 18 0 0 0 10 0 10 Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Tipperary 0 0 0 6 1 0 1 1 4 2 0 0 0 44 4 10 0 0 6 4 0 72 11 18 1 0 22 0 0 0 0 41 29 0 0 36 0 0 2 0 0 33 0 0 0 0 0 0 0 0 Waterford County Waterford City Waterford Total 0 3 3 0 8 8 8 0 8 25 0 25 0 0 0 0 0 0 139 0 2 0 991 19 51 60 756 26 0 28 876 6 0 78 561 Galway County Galway City Galway Total Kerry Kildare Kilkenny Laois Leitrim Westmeath Wexford Wicklow TOTALS Note:- The figures for Affordable Housing exclude Part V, Planning and Development Acts 2000 - 2007. 78 Section 6: Paths to Home Ownership including Part V Activity MORTGAGe ALLOWANCe SCHeMe - 2008 County Councils (incl. Borough & Town Councils) Number of houses surrendered Carlow Cavan Clare Of which, No. of No. of final approvals houses surrendered issued but houses for affordable not yet surendered Schemes No. of applications received 0 6 8 0 0 0 3 0 0 1 6 11 28 9 37 7 9 16 0 0 0 29 9 9 6 3 3 9 D/Laoghaire-Rathdown Fingal South Dublin Dublin City Dublin Total 1 2 4 18 24 0 0 0 7 7 0 2 4 0 6 0 3 5 26 34 Galway County Galway City Galway Total 8 4 12 0 3 3 8 0 8 12 4 16 Kerry Kildare Kilkenny Laois Leitrim 9 5 4 10 0 0 2 1 6 0 0 0 4 0 1 12 7 4 10 2 Limerick County Limerick City Limerick Total 11 12 23 1 4 5 11 9 20 11 10 21 Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Tipperary 4 0 16 7 2 0 6 3 12 8 3 5 5 2 0 1 4 0 4 3 0 0 7 2 0 5 6 0 7 1 4 5 10 14 2 3 6 4 14 11 1 7 8 0 4 4 2 0 2 3 7 10 32 21 3 267 0 4 0 78 0 0 0 75 3 24 2 283 Cork County Cork City Cork Total Donegal Waterford County Waterford City Waterford Total Westmeath Wexford Wicklow TOTALS 79 Section 6: Paths to Home Ownership including Part V Activity SALe OF LOCAL AUTHORITY HOUSeS County Councils (incl. Borough and Town Councils) Carlow Cavan Clare Cork Donegal D/L.-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow City Councils Cork Dublin Galway Limerick Waterford TOTALS Sales completed Sales completed 2003 2004 2005 2006 2007 2008 34 30 32 63 42 30 34 67 115 30 72 22 13 36 12 43 107 37 16 32 26 16 22 93 69 21 4 103 50 18 33 44 64 48 40 34 76 115 29 51 25 10 44 35 51 85 34 31 28 24 19 26 110 44 34 6 109 75 31 43 32 73 60 51 44 65 106 30 57 32 25 52 26 53 94 38 26 33 42 28 15 109 39 36 34 98 38 39 39 25 69 126 43 44 52 90 23 43 30 28 38 33 83 98 39 38 42 57 29 25 107 52 30 40 61 70 18 25 23 45 64 12 17 59 71 42 35 27 14 33 33 56 61 22 9 26 34 20 13 93 28 8 15 76 36 2 18 12 27 53 4 8 36 35 8 10 8 7 24 19 11 44 9 15 21 9 7 16 45 13 6 9 43 4 28 51 24 58 136 48 26 53 82 2 33 14 31 38 31 28 95 23 7 45 32 27 30 65 18 20 34 120 40 30 41 28 59 172 35 40 66 118 35 34 23 38 62 27 64 112 45 20 21 47 30 30 79 81 26 40 113 44 56 135 38 13 54 1,567 70 161 15 29 35 1,652 82 171 11 24 40 1,738 66 223 20 20 33 1,855 35 134 12 13 22 1,231 13 35 3 14 8 596 21 61 32 25 38 1,416 23 101 34 18 49 1,785 Note:- * i.e. Letter issued by housing authority to tenant offering sale of dwelling. 80 Sales Applications approved* received Section 7: Social Housing Supports LOCAL AUTHORITY HOUSING OUTPUT NeW BUILD AND ACQUISITIONS BY AReA County Councils (including Borough & Town Councils) 2004 2005 2006 2003 2004 Carlow Cavan 54 196 48 57 16 117 181 20 Clare Cork Donegal D/L.-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow City Councils Cork # Dublin # Galway Limerick Waterford 19 168 164 50 175 93 106 104 51 203 80 53 41 126 97 99 56 131 29 22 127 244 78 54 113 185 88 112 167 306 15 95 129 215 170 62 162 20 89 122 137 134 183 47 69 82 46 65 261 136 25 27 128 163 96 90 215 33 143 79 218 172 62 51 47 107 61 127 70 82 151 67 54 195 74 428 39 108 37 127 126 172 278 25 32 26 168 583 52 62 72 3,539 4,209 TOTALS Notes:- # * ** Completions Acquisitions **Completed *Acquired **Commenced In progress at 31 Dec 08 2005 2006 2007 2008 16 4 40 0 13 22 49 1 27 107 12 15 25 99 7 184 78 294 300 122 194 191 177 209 82 226 4 90 92 170 148 228 78 44 67 68 102 239 125 57 72 264 143 53 113 13 1 0 26 55 11 40 21 2 15 27 44 2 1 5 10 11 5 33 20 10 19 25 21 5 37 114 29 1 7 25 58 15 23 30 3 17 51 27 4 7 1 8 24 12 28 9 3 38 25 19 8 18 65 53 1 4 50 82 14 61 27 1 16 51 79 7 0 5 22 14 10 31 20 3 42 20 24 15 38 81 10 1 6 49 51 68 53 16 0 35 60 85 7 35 26 26 30 5 49 153 13 30 34 39 23 203 273 175 17 142 76 161 350 160 147 47 64 60 260 83 125 40 37 137 104 63 246 120 79 95 216 203 23 54 49 4 13 15 7 24 13 2 0 11 34 30 8 1 30 30 25 10 21 10 10 2 14 65 37 182 357 91 109 9 43 6 202 11 164 30 51 82 104 0 101 14 18 126 61 66 0 35 14 18 132 10 183 554 198 246 164 95 117 129 18 131 31 89 168 119 34 41 23 34 132 38 82 238 113 62 47 105 211 187 436 70 19 64 159 577 40 46 99 109 219 9 26 0 95 116 2 25 17 103 194 28 28 30 276 326 136 118 73 141 618 57 40 232 62 85 21 47 3 0 166 5 40 121 274 627 57 25 151 3,968 4,986 971 918 1,153 2,002 4,905 787 2,492 4,727 includes new build under regeneration projects for 2002 to 2008. acquisitions by local authorities of second-hand houses. includes units acquired under Part V, Planning and Development Acts 2000-2007 for local authority rental purposes. 81 Section 7: Social Housing Supports LOCAL AUTHORITY HOUSING OUTPUT NeW BUILD AND ACQUISITIONS 2008 Breakdown by County Council, City Council, Borough Council and Town Council County Councils (only) *Acquired **Commenced Carlow Cavan Clare Cork(North) Cork(South) Cork(West) Donegal D/L.-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total (1) 25 107 91 44 162 38 175 17 142 67 77 348 133 147 47 64 60 100 77 125 25 13 19 104 52 246 102 61 84 134 176 3,062 3 6 18 8 10 2 25 4 13 15 0 24 12 2 0 11 26 0 6 1 11 24 20 10 2 10 8 1 5 14 7 298 25 99 144 160 163 26 81 109 9 34 5 138 0 164 30 51 82 35 0 101 7 7 15 61 61 0 9 10 7 105 3 1,741 City Councils Cork Dublin Galway Limerick Waterford Total (2) 141 618 57 40 232 1,088 62 85 21 47 3 218 0 166 5 40 121 332 Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford Total (3) 2 153 27 11 13 206 1 0 1 19 20 41 2 0 11 5 8 26 Notes: * ** 82 **Completed Town Councils **Completed *Acquired Arklow 0 Athlone 11 Athy 2 Ballina 6 Ballinasloe 9 Birr 24 Bray 25 Buncrana 0 Bundoran 0 Carlow 2 Carrickmacross 0 Carrick-on -Suir 13 Cashel 3 Castlebar 0 Castleblayney 0 Cavan 0 Clonakilty 0 Clones 12 Cobh 0 Dundalk 7 Dungarvan 18 Ennis 81 Enniscorthy 0 Fermoy 1 Kells 0 Killarney 0 Kilrush 31 Kinsale 0 Letterkenny 0 Listowel 9 Longford 0 Macroom 0 Mallow 0 Midleton 0 Monaghan 3 Naas 0 Navan 0 Nenagh 14 New Ross 69 Skibbereen 3 Templemore 3 Thurles 7 Tipperary 0 Tralee 75 Trim 0 Tullamore 94 Westport 0 Wicklow 2 Youghal 25 Total (4) 549 TOTAL (1+2+3+4) 4,905 8 9 0 1 0 4 10 12 0 9 5 1 0 1 6 9 1 7 5 30 1 0 13 5 0 0 5 2 12 4 8 6 4 4 1 0 0 0 18 3 0 6 0 3 0 1 0 12 4 230 787 **Commenced 0 11 64 0 9 13 5 0 0 0 0 9 15 0 0 0 0 7 0 69 4 26 0 1 0 0 12 0 10 1 0 0 7 0 0 0 0 4 19 0 0 7 0 0 0 98 0 2 0 393 2,492 acquisitions by local authorities of second-hand houses. includes units acquired under Part V, Planning and Development Acts 2000-2007 for local authority rental purposes. In 2008 a further 1,600 new units have been acquired on long-term lease under the Rental Accommodation Scheme. Section 7: Social Housing Supports IMPROVeMeNT WORKS IN LIeU OF Re-HOUSING AND eXTeNSIONS TO LOCAL AUTHORITY HOUSeS County Improvement works in lieu of re-housing extensions to Local Authority Houses (incl. Borough No of houses:- No of extensions:- and Town completed in progress commenced Councils Councils) in 2008 approved at at but not 31 Dec 08 31 Dec 08 commenced completed in progress commenced in 2008 approved at at but not 31 Dec 08 31 Dec 08 commenced Carlow 3 1 1 0 7 0 2 6 Cavan 7 0 7 0 5 1 4 0 Clare 5 1 4 0 3 3 3 4 Cork 10 0 0 4 6 3 8 17 Donegal 3 13 8 3 8 1 2 2 D/L.-Rathdown 0 0 0 0 3 1 2 2 Fingal 0 0 0 0 2 1 3 16 12 3 2 5 13 1 8 3 Kerry 2 2 3 1 7 2 6 5 Kildare 0 0 0 0 2 5 2 0 Kilkenny 0 0 0 0 4 4 3 1 Laois 2 1 2 1 9 8 14 4 Leitrim 0 1 0 1 5 0 0 3 Limerick 5 2 3 3 0 0 0 2 Longford 0 0 0 0 4 0 2 2 Louth 0 0 0 1 6 1 7 3 Galway Mayo 5 1 3 3 6 1 3 2 Meath 0 0 0 0 0 0 0 3 Monaghan 0 0 0 0 1 0 0 0 North Tipperary 0 0 0 1 13 11 16 6 Offaly 2 2 2 2 3 2 4 8 Roscommon 3 4 4 0 0 0 0 0 Sligo 7 7 7 4 10 0 4 3 South Dublin 0 1 1 0 3 0 3 2 South Tipperary 1 2 3 0 11 3 13 6 Waterford 1 0 0 1 7 3 9 1 Westmeath 1 4 4 1 1 5 5 0 Wexford 6 4 6 4 9 2 10 6 Wicklow 0 0 0 0 3 2 6 3 City Councils Cork 0 1 1 0 27 40 28 14 Dublin 1 0 0 0 64 46 96 36 Galway 0 0 0 0 0 0 0 0 Limerick 6 0 0 0 8 0 0 0 Waterford 0 0 0 0 0 0 0 0 TOTALS 82 50 61 35 250 146 263 160 83 Section 7: Social Housing Supports LOCAL AUTHORITY CASUAL VACANCIeS 2008 Breakdown by County Council, City Council, Borough Council and Town Council. County Councils only Carlow Cavan Clare Cork (North) Cork (South) Cork (West) Donegal Dun Laoghaire-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total (1) 84 Town Councils 20 71 57 90 58 33 103 81 173 65 73 110 50 70 50 51 106 13 51 36 46 48 50 39 30 208 146 7 67 117 51 2,170 City Councils Cork Dublin Galway Limerick Waterford Total (2) 110 556 46 61 200 973 Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford Total (3) 10 197 12 31 14 264 Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on -Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) TOTAL (1+2+3+4) 11 27 3 8 22 1 23 13 2 18 5 15 10 6 6 62 16 3 10 66 22 39 6 2 73 5 13 7 17 8 28 7 29 7 13 7 96 3 5 6 6 9 27 37 9 106 11 7 3 935 4,342 Section 7: Social Housing Supports NUMBeR OF LOCAL AUTHORITY HOUSeS LeT AT 31 DeCeMBeR Year Authority Rented Dwellings 2004 County Councils City Councils Town Councils TOTAL 51,025 39,410 18,061 108,496 2005 County Councils City Councils Town Councils TOTAL 52,420 39,115 18,244 109,779 2006 County Councils City Councils Town Councils TOTAL 53,960 39,055 18,335 111,350 2007 County Councils City Councils Town Councils TOTAL 56,419 38,946 18,768 114,133 2008 County Councils City Councils Town Councils TOTAL 59,372 39,810 19,214 118,396 The figures for Town Councils include Borough Councils. Average weekly rent of all dwellings 2003 2004 2005 2006 2007 2008 Note:- € 32.10 € 35.75 € 43.28 € 42.14 € 46.22 €46.85 Breakdown for each local authority is available on the Department's website at www.environ.ie 85 Section 7: Social Housing Supports VOLUNTARY AND CO-OPeRATIVe HOUSING OUTPUT BY AReA IN 2008 Capital Loan and Subsidy Scheme* County No. of houses:Councils completed or (including acquired Borough and Town Councils) Carlow Cavan Clare commenced at 31 Dec 2008 No. of houses:completed or in progress acquired at 31 Dec 2008 commenced at 31 Dec 2008 0 0 0 0 34 0 0 0 0 66 0 4 28 0 54 84 0 44 110 50 160 108 28 136 37 25 62 50 0 50 122 64 186 56 6 62 29 0 0 101 80 7 89 115 126 59 389 83 178 94 275 630 187 218 145 235 785 93 68 0 110 271 2 16 246 208 472 93 14 185 58 350 Galway County Galway City Galway Total 0 22 22 0 8 8 0 15 15 5 27 32 5 34 39 0 21 21 Kerry Kildare Kilkenny Laois Leitrim 34 56 0 82 0 20 46 0 56 0 25 1 0 0 0 26 7 34 10 0 68 18 16 4 0 19 7 12 0 0 Limerick County Limerick City Limerick Total 0 0 0 7 0 7 7 0 7 16 28 44 40 4 44 40 4 44 Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Tipperary 0 59 0 0 0 31 46 0 0 40 73 154 0 0 0 138 0 0 0 0 0 97 0 0 0 62 0 0 0 0 7 47 52 22 41 0 0 8 0 11 26 0 34 55 0 35 59 18 8 11 6 22 19 41 9 35 0 8 8 18 Waterford County Waterford City Waterford Total 18 8 26 0 9 9 0 18 18 30 10 40 15 112 127 15 0 15 0 0 8 982 0 8 0 1,319 0 8 0 1,080 12 20 9 914 0 20 17 1,419 0 20 17 868 Cork County Cork City Cork Total Donegal Dun L-Rathdown Fingal South Dublin Dublin City Dublin Total Westmeath Wexford Wicklow TOTALS Note:- 86 in progress at 31 Dec 2008 Capital Assistance Scheme * formerly known as Rental Subsidy scheme. includes units acquired under Part V, Planning and Development Acts 2000-2007 for rental purposes. Section 7: Social Housing Supports ReNTAL ACCOMMODATION SCHeMe (RAS) Cumulative number of cases transferred through RAS up to end December 2008 County Councils (including Borough and Town Councils) No. of voluntary & co-operative housing cases transferred from SWA* Rent Supplement to RAS No of Private Total No of No of cases Total No of cases transferred cases transferred transferred cases from SWA from SWA from SWA transferred Rent Supplement Rent Supplement Rent Supplement from SWA to RAS to RAS to other Rent Supplement (includes RAS social housing acquisitions) options Carlow 49 110 159 115 274 Cavan 60 40 100 113 213 Clare 59 168 227 141 368 Cork North 68 87 155 132 287 Cork South 187 195 382 337 719 Cork West 67 10 77 55 132 104 63 167 971 1,138 81 231 312 198 510 Donegal D/L-Rathdown Fingal 0 269 269 305 574 139 75 214 162 376 Kerry 38 298 336 369 705 Kildare 89 142 231 401 632 261 110 371 243 614 71 47 118 134 252 Galway Kilkenny Laois Leitrim Limerick Longford 6 1 7 45 52 166 66 232 133 365 0 207 207 46 253 Louth 38 130 168 457 625 Mayo 250 211 461 156 617 Meath 43 24 67 123 190 Monaghan 96 19 115 132 247 North Tipperary 28 140 168 98 266 Offaly 23 96 119 99 218 Roscommon 60 130 190 153 343 Sligo 115 76 191 130 321 South Dublin 49 562 611 602 1,213 South Tipperary 71 152 223 278 501 Waterford 12 51 63 124 187 Westmeath 13 167 180 115 295 Wexford 82 88 170 601 771 Wicklow 23 132 155 180 335 Cork 209 222 431 556 987 Dublin 508 878 1,386 435 1,821 Galway 165 383 548 179 727 Limerick 73 240 313 86 399 City Councils Waterford TOTALS 176 102 278 206 484 3,479 5,922 9,401 8,610 18,011 The first transfers under Rental Accommodation Scheme (RAS) commenced in Quarter 4 2005. * Supplementary Welfare Allowance. 87 Traveller Accommodation 207 146 116 59 52 88 67 Louth Mayo Meath Monaghan North Tipperary Offaly Laois Longford 67 Kilkenny 2 38 Kildare 158 37 Kerry Limerick 132 Galway Leitrim 63 242 Fingal 43 108 Donegal Dun/L.-Rathdown 38 113 Cork 26 Cavan Clare 40 Carlow 2006 72 88 60 67 112 156 217 171 3 72 38 44 117 242 64 31 114 130 39 25 43 2007 80 90 61 72 100 166 241 173 7 75 41 49 112 236 75 32 125 144 50 40 45 2008 Authority Housing (incl. Borough & Town Councils) Standard Local 0 9 0 29 7 20 0 16 5 4 5 7 0 49 45 21 12 16 30 23 12 2006 4 9 0 29 7 20 0 16 8 4 8 7 0 51 45 27 12 16 30 23 11 2007 4 12 0 24 10 20 0 17 13 3 8 7 0 53 45 25 12 16 30 23 10 2008 Group Housing Local Authority 23 4 18 0 16 34 16 30 0 10 12 0 70 43 0 0 0 11 28 0 13 2006 22 4 18 0 30 40 13 30 1 11 13 1 40 56 0 0 0 13 29 0 13 2007 21 4 19 0 32 43 13 34 0 11 14 0 45 45 0 0 0 13 30 0 14 2008 Local Authority assisted by Private Houses 5 0 2 15 8 9 4 0 0 2 4 0 1 6 1 0 0 2 6 0 3 2006 7 0 3 15 7 10 4 0 0 3 4 1 1 5 1 0 0 1 6 0 2 2007 9 2 3 15 8 13 4 0 0 2 1 2 1 6 3 0 0 1 5 0 2 2008 with L.A. assistance by Voluntary Bodies Accommodation provided 55 19 11 48 5 12 9 20 27 6 10 31 24 24 81 27 16 16 35 0 5 2006 52 18 10 48 6 13 3 74 20 8 9 29 25 20 99 29 15 17 38 0 5 2007 42 20 11 47 6 5 4 21 16 1 13 21 22 11 93 28 9 17 22 0 4 2008 Halting Sites Local Authority 150 120 83 151 152 221 236 224 34 89 69 75 227 364 190 91 136 158 137 49 73 2006 157 119 91 159 162 239 237 291 32 98 72 82 183 374 209 87 141 177 142 48 74 2007 156 128 94 158 156 247 262 245 36 92 77 79 180 351 216 85 146 191 137 63 75 2008 of Local Authority by or with assistance Total Accommodated 25 26 0 6 27 8 10 53 0 8 14 10 9 33 66 5 0 40 15 1 6 2006 23 30 2 6 28 6 2 31 0 10 23 16 8 33 74 3 4 35 7 1 3 2007 34 28 3 12 28 4 1 35 0 6 16 17 9 30 42 0 0 33 3 1 2 2008 On Unauthorised sites 175 146 83 157 179 229 246 277 34 97 83 85 236 397 256 96 136 198 152 50 79 2006 180 149 93 165 190 245 239 322 32 108 95 98 191 407 283 90 145 212 149 49 77 190 156 97 170 184 251 263 280 36 98 93 96 189 381 258 85 146 224 140 64 77 2007 2008 on Unauthorised Sites of Local Authority & by or with assistance Total Accommodated TRAVeLLeR FAMILIeS IN LOCAL AUTHORITY AND LOCAL AUTHORITY ASSISTeD ACCOMMODATION AND ON UNAUTHORISeD SITeS AT 30 NOVeMBeR 2008 Section 8: County Councils 88 Wicklow Notes:- TOTALS Waterford Limerick Galway Dublin Cork City Councils 3 59 177 182 4 70 3,071 183 3 96 2,941 Local Authority 642 0 9 26 182 9 12 25 6 0 11 43 0 9 2006 677 3 9 26 154 9 12 34 6 0 12 68 0 17 2007 691 6 10 26 146 9 12 40 5 0 13 75 0 17 2008 Group Housing 433 0 2 10 1 20 3 22 28 1 5 9 0 4 2006 444 0 3 11 1 20 3 24 29 1 5 9 0 4 2007 444 0 2 11 1 20 4 23 29 0 6 10 0 0 2008 Local Authority assisted by Private Houses 104 14 0 2 5 0 1 8 0 1 2 0 3 0 2006 104 12 0 2 5 0 1 7 0 1 3 0 3 0 2007 119 11 0 3 5 0 0 7 0 0 4 7 5 0 2008 with L.A. assistance by Voluntary Bodies Accommodation provided 1,131 13 52 37 119 64 31 19 42 10 16 184 36 27 2006 1,140 21 57 43 104 67 29 15 34 6 11 155 40 20 2007 1,035 17 67 58 100 62 37 9 71 5 12 139 28 17 2008 Halting Sites Local Authority 5,251 123 66 258 451 226 125 196 151 20 86 394 71 55 2006 5,436 106 73 264 441 233 142 213 155 17 79 417 65 57 2007 5,500 93 82 291 437 236 152 224 195 10 87 408 59 52 2008 of Local Authority by or with assistance Total Accommodated 629 17 1 1 70 12 27 71 0 9 21 19 14 5 2006 594 12 0 4 46 16 26 84 3 10 24 7 10 7 2007 524 0 3 14 64 10 16 72 0 3 13 10 9 6 2008 On Unathorised sites 5,880 140 67 259 521 238 152 267 151 29 107 413 85 60 2006 "Family" is taken to mean parent(s) and/or children and relatives normally resident with them. "Sharing housing accommodation" it is assumed that they are predominantly families sharing accommodation designed for single family occupancy. "Group housing" is housing specifically designed to accommodate a number of traveller families. "Unauthorised sites" includes families on the roadside, in private yards, gardens, fields and unofficial sites. "Halting sites" includes permanent, temporary and transient sites. (a) directly by local authorities (b) by voluntary bodies or travellers themselves with assistance of local authorities (c) traveller families on unauthorised site or other unserviced locations. This page relates to numbers of traveller families, which have been accommodated: number of travellers. 93 85 305 501 246 168 296 195 13 100 418 68 58 6,030 6,024 118 73 268 487 249 168 297 158 27 103 424 75 64 2007 2008 on Unauthorised Sites of Local Authority & by or with assistance Total Accommodated This information supplied by local authorities is for the purposes of monitoring progress made at local level in meeting the accommodation needs of traveller families and cannot be regarded as a census of the 3,211 193 185 137 145 99 144 97 78 145 90 5 52 177 26 18 2008 133 86 133 75 Westmeath 122 9 8 Wexford 48 52 Waterford South Tipperary 22 South Dublin 185 32 158 Sligo 2007 16 2006 15 Roscommon Town Councils) Standard Local Authority Housing County Councils (incl. Borough & Section 8: Traveller Accommodation 89 90 Carlow Cavan Clare Cork Donegal Dun L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo County Councils (incl. Borough and Town Councils) 73 49 137 158 136 91 190 364 227 75 69 89 34 224 236 221 152 151 83 120 150 55 71 2006 74 48 142 177 141 87 209 374 183 82 72 98 32 291 237 239 162 159 91 119 157 57 65 2007 75 63 137 191 146 85 216 351 180 79 77 92 36 245 262 247 156 158 94 128 156 52 59 2008 Total Accommodated by or with assistance of Local Authority * 6 1 15 40 0 5 66 33 9 10 14 8 0 53 10 8 27 6 0 26 25 5 14 2006 3 1 7 35 4 3 74 33 8 16 23 10 0 31 2 6 28 6 2 30 23 7 10 2007 2 1 3 33 0 0 42 30 9 17 16 6 0 35 1 4 28 12 3 28 34 6 9 2008 On Unauthorised Sites * 12 0 3 9 0 0 0 10 16 15 6 2 0 100 27 33 0 0 2 1 4 0 0 2006 12 0 4 9 0 0 0 10 6 19 6 2 0 100 27 33 1 0 2 1 5 0 0 2007 14 0 2 12 0 0 0 10 18 21 6 1 0 100 27 33 4 0 0 1 5 1 0 2008 Own Resources (estimate) 8 9 17 30 41 8 69 51 47 15 11 12 19 12 28 53 56 29 15 9 35 6 18 2006 15 10 17 39 57 6 69 68 25 16 15 23 22 17 44 59 90 50 26 14 41 11 10 2007 20 27 51 59 81 18 77 89 49 31 23 33 26 20 50 90 130 61 16 11 62 29 20 2008 Private Rented (estimate) 20 4 15 36 7 5 4 12 6 2 6 10 2 50 20 17 8 6 9 4 6 4 8 2006 17 7 15 46 6 12 13 17 25 2 6 1 3 41 10 21 9 6 12 6 1 1 6 2007 17 5 6 43 2 7 7 16 9 2 0 0 3 4 10 11 7 7 11 5 3 11 3 2008 Sharing Housing 119 63 187 273 184 109 329 470 305 117 106 121 55 439 321 332 243 192 109 160 220 70 111 121 66 185 306 208 108 365 502 247 135 122 134 57 480 320 358 290 221 133 170 227 76 91 2007 128 96 199 338 229 110 342 496 265 150 122 132 65 404 350 385 325 238 124 173 260 99 91 2008 Total Number of Traveller Families in all categories of accommodation 2006 TOTAL NUMBeR OF TRAVeLLeR FAMILIeS IN ALL CATeGORIeS OF ACCOMMODATION AT 30 NOVeMBeR 2008 Section 8: Traveller Accommodation 417 79 17 155 213 142 233 441 264 73 106 5,436 226 451 258 66 123 5,251 2007 394 86 20 151 196 125 2006 236 437 291 82 93 5,500 408 87 10 195 224 152 2008 Total Accommodated by or with assistance of Local Authority * 12 70 1 1 17 629 19 21 9 0 71 27 2006 16 46 4 0 12 594 7 24 10 3 84 26 2007 10 64 14 3 0 524 10 13 3 0 72 16 2008 On Unauthorised Sites * 2 0 2 0 32 485 25 7 0 73 102 2 2006 2 0 2 0 32 489 25 7 0 75 106 3 2007 2 0 2 0 25 513 25 7 0 75 118 4 2008 Own Resources (estimate) 20 35 105 8 17 935 68 7 1 18 43 15 2006 25 36 126 8 37 1,143 55 7 1 22 54 28 2007 25 19 120 9 33 1,516 79 11 3 36 75 33 2008 Private Rented (estimate) 15 23 26 1 0 391 9 13 0 1 41 1 2006 15 32 34 0 6 437 8 12 2 1 44 0 2007 15 31 26 3 9 345 8 11 1 15 34 3 2008 Sharing Housing 275 579 392 76 189 7,691 515 134 30 243 453 170 2006 291 555 430 81 193 8,099 512 129 30 256 501 199 2007 288 551 453 97 160 8,398 530 129 17 321 523 208 2008 Total Number of Traveller Families in all categories of accommodation Notes:- This information supplied by local authorities is for the purposes of monitoring progress made at local level in meeting the accommodation needs of traveller families and cannot be regarded as a census of the number of travellers. This page is a summary table of the estimated total number of traveller families in the state on 30 November 2008. It includes those families on the previous page *, as well as: (d) estimated number of families who have provided accommodation from their own resources (e) estimated number of families living in privated rented acommodation (f) families sharing housing accommodation (incl. group houses/standard lettings). "Halting sites" includes permanent, temporary and transient sites. "Unauthorised sites" includes families on the roadside, in private yards, gardens, fields and unofficial sites. "Group housing" is housing specifically designed to accommodate a number of traveller families. "Sharing housing accommodation" it is assumed that they are predominantly families sharing accommodation designed for single family occupancy. South Dublin South Tipperary Waterford Westmeath Wexford Wicklow City Councils Cork Dublin Galway Limerick Waterford TOTALS County Councils (incl. Borough and Town Councils) Section 8 Traveller Accommodation 91 Section 9: Disabled Persons & Essential Repairs/Housing Adaptation Grants Paid DISABLeD PeRSONS GRANTS AND eSSeNTIAL RePAIRS GRANTS PAID BY LOCAL AUTHORITIeS IN 2008 County Councils (including Borough and Town Councils) essential Repairs Grant Number of Value of Number of Value of Payments Payments/€000 Payments Payments/€000 101 74 149 301 256 145 83 269 286 164 44 111 118 163 97 205 319 325 83 173 107 142 96 284 147 32 90 94 89 709 653 1,273 2,267 1,329 939 558 989 1,484 1,125 366 962 623 685 493 1,711 778 2,322 783 1,042 965 847 331 1,986 705 210 709 688 935 268 175 42 411 582 15 5 239 299 147 30 109 205 97 58 43 278 282 71 58 16 244 55 146 21 33 98 85 46 685 731 214 1,982 1,771 71 28 872 1,055 631 97 514 609 406 226 159 7,971 29,339 329 378 29 893 159 516 100 135 314 412 226 City Councils Cork Dublin Galway Limerick Waterford 168 1238 76 65 25 907 7,255 573 442 237 0 254 30 0 1 0 812 124 0 6 TOTALS 6,119 37,881 4,443 51,794 Carlow Cavan Clare Cork Donegal Dun L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Note:- 92 Disabled Persons Grant Three new schemes - 'Housing Adaptation Grant for people with a disability', 'Mobility Aid Housing Grant' and 'Housing Aid for Older People' replaced Disabled Persons and Essential Repairs Grants on 1 November 2007. Section 9: Disabled Persons & Essential Repairs Grants Paid HOUSING ADAPTATION GRANTS PAID BY LOCAL AUTHORITIeS IN 2008 County Councils (including Borough and Town Councils) Housing Adaptation Grant for Persons with a Disability Number of payments Housing Adaptation Grant for Older Persons Mobility Aid Grant Value of Number of Value of Number of Value of payments/€000 payments payments/€000 payments payments/€000 Carlow 3 39 78 305 6 25 Cavan 18 273 14 78 1 3 Clare 28 273 66 317 15 37 Cork 61 735 207 1,044 45 170 Donegal 26 144 159 477 20 59 Dun L.-Rathdown 64 535 28 145 8 24 Fingal 45 396 63 312 12 37 Galway 0 0 0 0 0 0 Kerry 3 19 27 112 12 38 Kildare 9 60 0 0 2 7 Kilkenny 2 48 30 157 1 2 Laois 16 249 23 115 11 35 Leitrim 11 76 38 171 7 18 Limerick 8 46 16 107 18 101 Longford 6 42 57 215 19 61 Louth 4 36 29 124 3 10 Mayo 7 63 72 330 61 181 Meath 0 0 0 0 0 0 25 314 20 119 5 21 North Tipperary 8 48 11 71 20 81 Offaly 0 0 0 0 0 0 Monaghan 1 5 8 48 4 12 Sligo Roscommon 25 138 48 211 8 26 South Dublin 27 212 36 148 7 27 South Tipperary 24 373 5 25 37 156 Waterford 82 855 93 469 6 27 Westmeath 20 278 38 169 3 11 Wexford 28 374 27 161 29 100 Wicklow 8 164 18 84 17 68 54 394 59 221 12 24 132 946 105 383 8 32 City Councils Cork Dublin Galway 20 227 0 0 12 28 Limerick 23 264 16 65 6 21 Waterford TOTALS 0 0 48 238 0 0 788 7,626 1,439 6,421 415 1,442 Note:- These new schemes above replaced Disabled Persons and Essential Repairs Grants on 1 November 2007. 93 Section 10: Private Rented Housing eNFORCeMeNT OF ReQUIReMeNTS FOR STANDARDS & ReNT BOOKS IN 2008 Standards Rent Books County Dwellings Inspections Dwellings Dwellings Legal Dwellings Notices Legal Councils Inspected Inspected where notices action inspected served action not meeting were served on initiated regulatory landlords for carried out (including Borough and Town Councils) where no initiated Rent Books requirements improvements to be carried out Carlow 166 190 30 8 0 Cavan 619 642 17 0 0 Clare 134 197 90 28 0 0 0 0 258 0 Cork 800 801 49 1 0 0 284 0 Donegal 438 438 0 0 0 0 0 0 0 Dun L.-Rathdown 706 746 259 Fingal 347 376 29 110 0 145 0 0 29 0 109 109 0 Galway 181 181 Kerry 428 428 53 53 0 6 6 0 33 0 0 162 27 0 Kildare 301 60 301 2 2 0 0 5 1 63 6 6 0 0 0 Laois 0 101 101 0 0 0 0 0 0 Leitrim 205 205 0 0 0 0 0 0 Limerick 178 188 1 0 0 0 0 0 Longford 239 462 60 2 0 0 0 0 Louth 125 128 0 0 0 0 0 0 Mayo 608 619 1 1 0 0 0 0 Kilkenny Meath 30 0 8 13 13 0 0 0 0 0 0 Monaghan 871 877 164 0 0 53 0 0 North Tipperary 323 331 49 32 0 22 22 0 78 89 10 10 0 0 0 0 170 229 138 138 0 0 0 0 59 59 23 0 0 0 0 0 738 808 70 0 0 0 0 0 South Tipperary 1,142 1,144 69 1 0 0 0 0 0 Offaly Roscommon Sligo South Dublin Waterford 380 380 2 2 0 60 0 Westmeath 143 160 0 0 0 0 0 0 Wexford 851 851 16 6 0 0 0 0 Wicklow 296 295 7 7 0 0 0 0 City Councils Cork 598 775 298 298 0 8 0 0 2,822 4,303 1,266 1,271 8 1,597 11 0 Galway 235 235 20 13 0 0 0 0 Limerick 452 498 92 92 0 0 0 0 Waterford 73 73 0 0 0 60 0 0 14,880 17,186 2,854 2,132 8 2,772 188 1 Dublin TOTALS 94 Section 10: Private Rented Housing PRIVATe ReNTeD HOUSING ReGISTRATIONS County Councils (including Borough and Town Councils) * Number of Registrations at 31 December 2008 Carlow 2,490 Cavan 1,411 Clare 3,139 Cork 12,439 Donegal 2,511 Dun Laoghaire-Rathdown 10,223 Fingal 13,580 Galway 5,696 Kerry 5,281 Kildare 7,367 Kilkenny 2,374 Laois 1,778 Leitrim 1,074 Limerick 4,201 Longford 1,757 Louth 3,430 Mayo 3,391 Meath 3,951 Monaghan 829 North Tipperary 1,583 Offaly 1,660 Roscommon 1,556 Sligo 4,120 South Dublin 10,990 South Tipperary 2,615 Waterford 2,027 Westmeath 3,904 Wexford 4,752 Wicklow 4,614 City Councils Cork 11,188 Dublin 49,316 Galway 9,430 Limerick 5,327 Waterford TOTAL 3,076 203,080 Source: The Private Residential Tenancies Board (PRTB) * These represent the actual number of registrations as at 31st December 2008, that are still active on 31st May 2009, excluding all tenancies that were due to start after 1st Janurary 2009. 95 Section 11: Capital Investment in Housing PUBLIC CAPITAL eXPeNDITURe ON HOUSING MAIN CONSTITUeNTS 2003 2004 2005 2006 2007 2008 €M €M €M €M €M €M Local Authority Housing 887.8 912.8 1081.9 1142.3 1292.3 1453.95 Voluntary & Co-operative Housing 212.6 185.1 168.7 185.5 275.7 399.1 Shared Ownership 140.1 127.8 129.1 100.4 136.7 74.8 House Purchase and Improvement Loans etc. 83.7 74.7 38.1 42.2 41.0 25.2 Private Housing Grants 93.2 60.3 39.5 40.9 67.3 81.3 150.7 122.8 124.8 137.7 202.4 263.4 15.9 19.0 20.7 25.6 5.5 5.4 1,584.0 1,502.5 1,602.8 1,674.6 2,020.9 2,303.2 Affordable Housing (including Part V) Other Housing TOTALS CAPITAL FORMATION IN HOUSING (excluding site costs) (r) 2003 (r) 2004 (r) 2005 (r) 2006 (r) 2007 (p) 2008 €M €M €M €M €M €M Gross National Product at market prices * 118,039 126,219 137,188 152,529 161,244 154,596 Gross Domestic fixed capital formation * 31,338 36,435 43,220 47,628 49,429 39,474 Capital formation in housing ** 11,704 14,612 17,654 19,500 17,770 9,076 37% 40% 41% 41% 36% 23% 10% 12% 13% 13% 11% 6% Capital formation in housing as a percentage of gross domestic fixed capital formation Capital formation in housing as a percentage of gross national product * From CSO "National Accounts". ** From DKM - DEHLG "Review of the Construction Industry 2007 and Outlook 2008-2010". (r) Revised (p) Provisional 96 Appendix II HOUSING NeeDS ASSeSSMeNT 2008 DeTAILeD ReSULTS Every three years, in accordance with Section 9 of the Housing Act 1988, housing authorities are required to undertake an assessment of housing need in their functional areas. The last such assessment took place in March 2008. In December 2008 preliminary results for the assessment were released. The following detailed results are now being published. Background In December 2007 housing authorities were directed by the Department of the Environment, Heritage and Local Government (DEHLG) to carry out an assessment of need existing at 31 March 2008. Detailed guidance was issued by the Department to assist authorities in carrying out the assessment and in order to insure as much consistency as possible across all authorities. Authorities were asked to pay particular attention to the needs of older people and those with a disability as these groups were felt to be under represented, for various reasons, in the 2005 assessment. Authorities were instructed to be especially vigilant in ensuring that applicants be placed in the most appropriate category of need and that voluntary groups be contacted at an early stage to provide assistance in the matter. Net Housing Need The object of the assessment is to identify the number of households in need of social housing and to provide a breakdown of the composition of that need. The key figure coming out of the assessment is the ‘net need’ figure which is a measure of the number of households that cannot be accommodated through the existing stock available to housing authorities. This figure underlines the main purpose of carrying out a housing needs assessment – to enable the Department and housing authorities to plan their housing supply programmes so that these needs can be met. Therefore the net need figure is a measure of the number of households in need of housing support who are not currently receiving social housing support (i.e. those that have applied to move from other local authority, voluntary/co-operative or RAS accommodation to local authority accommodation). The net need figure for 2008 shows that 56,249 households were in need of social housing support at 31 March 2008. This is an increase of some 31% on the level of 97 need in 2005. Looking closer at the increase in the level of need since 2005, the greatest increase in need has occurred in the ‘young persons leaving institutional care’ category (179% increase), ‘medical/compassionate’ category (130% increase), and ‘people with a disability category’ (154% increase). The significant increases seen in these three categories are likely a reflection, albeit in part, of the emphasis DEHLG placed getting a more accurate figure for the number of older persons and persons with a disability in need of social housing support. Table 1 – Net Housing Need 200510 2008 Change % Homeless 1,987 1,394 -593 -29.9% Traveller 1,004 1,317 313 31.2% Existing accommodation unfit 1,719 1,757 38 2.2% Existing accommodation overcrowded 4,073 4,805 732 18% Involuntary sharing 3,371 4,965 1,594 47.3% 256 715 459 179.3% Medical or compassion reasons 3,504 8,059 4,555 130% Older Persons 1,658 2,499 841 50.7% 455 1,155 700 153.9% Not able to meet the cost of accommodation 24,919 29,583 4,664 18.7% Total 42,946 56,249 13,303 31% Category of Need Young Persons Leaving institutional care People with a Disability The breakdown of the categories of need show that the majority of households in need of support require it for income reasons (see Table 2). About 53% of households are unable to meet the cost of accommodation. This is a slight reduction on the 2005 level where 58% of households in need of support were categorised as being unable to meet the cost of accommodation. 10 These figures are different from the figures reported in the 2005 Housing Needs Assessment as an adjustment was made to the 2005 figures for comparison purposes with the 2008 results. 98 Table 2 - Category of Need as a Percentage of Net Need 200511 % 2008 % Homeless 1,987 4.5 1,394 3 Traveller 1,004 2 1,317 2 Existing accommodation unfit 1,719 4 1,757 3 Existing accommodation overcrowded 4,073 10 4,805 9 Involuntary sharing 3,371 8 4,965 9 256 0.5 715 1 Medical or compassion reasons 3,504 8 8,059 14 Older Persons 1,658 4 2,499 4 455 1 1,155 2 Not able to meet the cost of accommodation 24,919 58 29,583 53 Total 42,946 100 56,249 100 Category of Need Young Persons Leaving institutional care People with a Disability Older people and people with disabilities account for 6% of the country’s net housing need with homeless and traveller households accounting for a further 5% of overall net need. Household Composition As well as net housing need and the categorisation of that housing need, the need assessment carried out by housing authorities facilitates a more detailed examination of the households in need of housing support including household composition, nationality, age profile and income. There is an ongoing concern for housing authorities as to the type of accommodation they should be supplying to meet housing need and how supply should be prioritised. Two of the key concerns in making decisions on supply relate to the composition and age profile of households in need of support. Table 3 summarises the structure of households identified as being in need of social housing support in the 2008 assessment. 46% of these households are single adult households – a small increase in the number of single adult households in need of housing support in 2005 (43%). 11 These figures are different from the figures reported in the 2005 Housing Needs Assessment as an adjustment was made to the 2005 figures for comparison purposes with the 2008 results. 99 Table 3 - Household Structure Household Structure Single Persons Households % Net Need 25,550 46 2,995 5 15,369 27 2 children 7,479 14 3 children 2,924 5 4 children 1,210 2 722 1 56,249 100 Family Households (1 & 2 adult households) 0 children 1 child 5+ children Total Local Authority extensions Scheme In conjunction with household structure, Table 4 illustrates the age profile of those seeking housing support showing a significant 39% of households under the age of 30. A further 28% of households in need of support are between the ages of 31 and 40. Taking these figures together, some 67% of the households in need of social housing support are under the age of 40. Table 4 - Age Profile of households seeking social housing support Age Range Households % Net Need 16 0 18 – 25 12,178 22 26 – 30 9,900 17 31 – 40 15,799 28 41 – 50 9,438 17 51 – 60 5,449 10 61 – 70 2,361 4 71+ 1,108 2 56,249 100 Under 18 Total Another feature of the 2008 figures is the impact of immigration on the increased numbers. There has been a substantial increase in the numbers of non-Irish nationals in need of social housing. EU nationals in need of housing now account for some 12% of the over number of households in need of support, with Non-EU 100 nationals accounting for 11%. Non-Irish nationals now account for nearly one quarter of households in need of housing (23%). Table 5 - Citizenship Status of Households Households Irish Citizen % Total Need 43,112 77 EU Citizen 6,821 12 Non EU Citizen 6,316 11 Of which: Refugee Status 1,085 Permission to Remain in State 5,214 Subsidiary Protection Status Total 17 56,249 100 As might be expected, the incomes of households in need of social housing support are quite low though there has been some improvement in general income levels since the 2005 assessment. The majority of households [73%] in need of housing have incomes of less that €15,000 – this compares to 84% in 2005. Most of these households have incomes of between €10,000 and €15,000 in the 2008 assessment as opposed to the majority of households being on incomes less than €10,000 in 2005. As can be seen from summary Table 6 some 86% of households seeking housing support from local authorities are on incomes of less than €20,000 per annum. Table 6 - Household Income Levels Income Band Households % Total Need Below €10,000 15,841 28 €10,001 - €15,000 25,580 45 €15,001 - €20,000 7,194 13 €20,001 - €25,000 4,918 9 €25,001 - €30,000 1,697 3 Over €30,000 1,019 2 56,249 100 Total 101 Length of Time Waiting for Support to be allocated The 2008 assessment shows a small increase in the waiting period for households seeking social housing support, with 49% of households waiting for a period longer than 2 years. Notwithstanding this, as can be seen from Table 7, the majority of households having been waiting for social housing support for less than 2 years, with 31% waiting for less than a year. Table 7 - Time on Waiting List as a Percentage of Net Need Length of Time No. Households (2008) % Net Need (2008) % Net Need (2005) Less than 1 Year 17,686 31 40 Between 1 and 2 11,187 20 20 Between 2 and 3 11,017 20 15 Between 3 and 4 6,052 11 9 More than 4 years 10,307 18 15 Total 56,249 100 100 Detailed Result Tables The detailed results of the 2008 assessment, by housing authority, are illustrated in the following tables which provides an analysis of the composition of housing need. Detailed tables included are: • • • • • • • • • • 102 Comparison of Net Need 1991 – 2008 Breakdown of Households by Category of Need Breakdown of Households by Current Tenure Length of Time Households have been Awaiting Housing Support Breakdown of Household Structure Breakdown of Households by Employment Status Breakdown of Households by Age Household Income Levels Breakdown of Households by Nationality Number of Non-EU National Households in Need of Housing Support. Local Authority Assessments of Social Housing Needs COMPARISON WITH PReVIOUS ReTURN BY CATeGORY OF NeeD (NeT NeeD) Category of Need 2002 2005 2008 Change Homeless 2,468 2,399 1,394 -41.9% Travellers 1,583 1,012 1,317 30.1% Unfit accommodation 4,065 1,725 1,757 1.9% Overcrowded accommodation 8,513 4,112 4,805 16.9% Involuntary sharing 4,421 3,375 4,965 47.1% 82 262 715 172.9% Medical or compassionate reasons 3,400 3,547 8,059 127.2% Elderly 2,006 1,727 2,499 44.7% 423 480 1,155 140.6% cost of accommodation 21,452 25,045 29,583 18.1% Total 48,413 43,684 56,249 28.8% Leaving institutional care Disabled Not reasonably able to meet the 103 COMPARISON OF NeT NeeD 1991 - 2008 Net Need County 1991 1993 1996 1999 % Change 2002 2005 2008 in Net Need Councils from 2005 to 2008 Carlow 221 293 209 322 333 278 323 16.2% Cavan 211 297 313 494 666 346 390 12.7% Clare 234 443 605 641 620 632 796 25.9% Cork 352 1235 1382 1846 2101 1759 2186 24.3% 1,279 1288 1140 1185 1565 1114 1763 58.3% D/L-Rathdown - 1119 1209 1363 2118 2319 2461 6.1% Fingal - 810 666 1274 1769 1975 1931 -2.2% Galway 326 452 682 979 976 736 991 34.6% Kerry 626 650 543 696 476 828 541 -34.7% Kildare 575 798 850 1126 1421 1583 2392 51.1% Kilkenny 243 299 231 329 354 473 879 85.8% Laois 354 311 339 668 611 337 541 60.5% Leitrim 324 329 233 255 305 281 295 5.0% Donegal Limerick 304 478 390 867 676 609 959 57.5% Longford 295 378 398 358 374 220 407 85.0% Louth 128 162 142 266 240 327 570 74.3% Mayo 540 667 300 734 749 772 760 -1.6% Meath 462 655 334 589 678 606 1233 103.5% Monaghan 185 242 320 348 195 155 132 -14.8% North Tipperary 112 159 157 184 232 282 343 21.6% Offaly 109 143 141 371 411 316 447 41.5% Roscommon 181 264 204 362 519 467 553 18.4% Sligo 169 181 434 436 556 403 438 8.7% - 809 702 2396 3817 1656 4259 157.2% 268 317 334 404 571 450 338 -24.9% South Dublin South Tipperary Waterford 144 192 203 255 321 214 510 138.3% Westmeath 221 341 291 352 420 408 581 42.4% Wexford 619 641 543 699 992 903 1218 34.9% Wicklow 317 485 590 837 616 585 948 62.1% Total (1) 8,799 14,438 13,885 20,636 24,682 21,034 29,185 38.8% City Councils Cork 994 1,216 1,108 1,303 2,282 2,160 2,864 32.6% 4,377 5,152 3,966 6,477 6,993 5,540 4,885 -11.8% Galway 342 475 381 741 1,320 1,468 1,755 19.6% Limerick 358 568 472 456 581 845 1,724 104.0% Dublin Waterford 647 683 677 1,037 1,034 1,160 932 -19.7% 6,718 8,094 6,604 10,014 12,210 11,173 12,160 8.8% Clonmel 109 138 99 128 163 168 212 26.2% Drogheda 252 323 243 407 387 511 683 33.7% Kilkenny 236 171 177 277 167 140 19 -86.4% Sligo 0 0 207 390 466 416 473 13.7% Wexford 0 0 319 337 433 355 875 146.5% Total (3) 597 632 1,045 1,539 1,616 1,590 2,262 42.3% Total (2) Borough Councils 104 COMPARISON OF NeT NeeD 1991 - 2008 Town Councils 1991 1993 1996 Net Need 1999 2002 2005 % Change 2008 in Net Need from 2005 to 2008 Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) 129 78 86 88 110 60 274 70 17 163 46 77 25 62 33 35 26 15 104 260 163 198 107 71 0 83 46 55 89 0 137 51 125 81 82 115 0 111 63 21 24 126 61 198 0 174 110 58 122 4,229 162 194 95 104 123 68 329 52 20 221 34 130 35 88 50 121 44 12 156 296 207 218 122 120 34 76 19 82 135 0 94 71 120 63 56 90 36 72 68 40 29 112 91 211 16 127 129 67 197 5,036 187 213 83 188 112 56 377 76 50 185 47 62 31 93 65 117 71 34 206 268 160 223 164 89 32 83 122 86 211 51 179 86 141 96 89 153 90 76 116 32 19 142 88 287 33 114 152 60 198 5,893 192 240 79 221 69 73 584 70 35 221 63 85 51 115 22 268 76 30 164 316 155 201 166 54 44 116 87 88 276 66 172 122 223 173 179 193 92 81 204 82 16 142 67 361 20 151 143 174 165 6,987 242 171 127 195 250 126 558 103 73 260 121 110 60 365 117 337 111 44 160 737 211 404 270 119 51 351 64 103 475 100 159 76 360 137 167 234 80 124 376 77 58 225 88 512 21 182 126 249 239 9,905 238 206 77 237 148 92 544 166 59 380 88 191 84 153 114 191 43 51 103 651 193 387 261 91 45 291 62 64 610 110 126 57 318 85 196 134 84 107 173 46 46 218 64 930 14 235 131 133 122 9,149 384 531 183 430 115 124 692 150 91 571 151 117 81 170 104 113 68 69 259 807 348 601 525 237 65 550 53 106 515 73 161 100 345 160 234 191 115 199 356 63 52 232 68 946 37 596 115 188 201 12,642 61.3% 157.8% 137.7% 81.4% -22.3% 34.8% 27.2% -9.6% 54.2% 50.3% 71.6% -38.7% -3.6% 11.1% -8.8% -40.8% 58.1% 35.3% 151.5% 24.0% 80.3% 55.3% 101.1% 160.4% 44.4% 89.0% -14.5% 65.6% -15.6% -33.6% 27.8% 75.4% 8.5% 88.2% 19.4% 42.5% 36.9% 86.0% 105.8% 37.0% 13.0% 6.4% 6.3% 1.7% 164.3% 153.6% -12.2% 41.4% 64.8% 38.2% TOTAL (1+2+3+4) 20,343 28,200 27,427 39,176 48,413 42,946 56,249 31.0% 105 BReAKDOWN OF HOUSeHOLDS ON THe WAITING LIST BY CATeGORY OF NeeD (NeT NeeDS) - MARCH 2008 County Councils Housing Homless Travellers Persons living Persons living Persons sharing Needs households in accommodation in overcrowed accommodation (Number of that is unfit or accommodation involuntarily materially and having Households) unsuitable requirements for separate accommodation 323 Carlow Cavan 390 Clare 796 Cork 2,186 Donegal 1,763 Dun L-Rathdown 2,461 Fingal 1,931 Galway 991 Kerry 541 Kildare 2,392 Kilkenny 879 Laois 541 Leitrim 295 Limerick 959 Longford 407 Louth 570 Mayo 760 Meath 1,233 Monaghan 132 North Tipperary 343 Offaly 447 Roscommon 553 Sligo 438 South Dublin 4,259 South Tipperary 338 Waterford 510 Westmeath 581 Wexford 1,218 Wicklow 948 Total (1) 29,185 City Councils Cork 2,864 Dublin 4,885 Galway 1,755 Limerick 1,724 Waterford 932 Total (2) 12,160 Borough Councils Clonmel 212 Drogheda 683 Kilkenny 19 Sligo 473 Wexford 875 Total (3) 2,262 106 2 0 2 11 1 116 17 7 4 44 8 0 0 26 2 0 4 6 4 12 7 0 1 50 0 2 1 6 14 347 20 0 11 35 7 36 0 75 34 54 22 5 22 42 31 0 48 55 0 24 5 20 2 97 9 2 17 59 37 769 9 23 52 42 145 1 10 103 27 31 7 11 12 55 18 27 29 318 26 13 27 8 33 0 8 14 21 69 48 1,187 13 14 47 84 73 320 55 36 4 196 25 20 10 101 30 64 42 216 16 8 36 18 27 552 22 29 22 38 189 2,307 21 44 55 64 77 0 324 53 29 132 35 8 26 60 37 33 26 129 20 50 6 9 29 340 8 10 29 177 121 1,952 167 526 35 169 4 901 35 82 106 12 15 250 105 0 11 9 0 125 273 934 58 164 33 1,462 422 1,069 66 529 30 2,116 0 19 0 15 2 36 1 18 0 13 0 32 2 3 0 35 5 45 6 68 1 27 12 114 0 143 0 20 17 180 Footnote: The categories of housing need are based on those set out in section 9(2) of the Housing Act,1998. BReAKDOWN OF HOUSeHOLDS ON THe WAITING LIST BY CATeGORY OF NeeD (NeT NeeDS) - MARCH 2008 Town Councils Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) Housing Homless Travellers Persons living Persons living Persons sharing Needs households in accommodation in overcrowed accommodation (Number of that is unfit or accommodation involuntarily Households) materially and having unsuitable requirements for separate accommodation 384 531 183 430 115 124 692 150 91 571 151 117 81 170 104 113 68 69 259 807 348 601 525 237 65 550 53 106 515 73 161 100 345 160 234 191 115 199 356 63 52 232 68 946 37 596 115 188 201 12,642 TOTAL (1+2+3+4) 56,249 1 1 3 1 0 0 24 0 1 3 0 0 0 0 0 0 0 0 1 23 2 3 0 1 1 6 1 0 0 1 0 0 0 0 8 3 1 1 0 0 0 0 0 9 1 11 0 2 1 110 2 13 2 20 5 0 5 0 1 7 2 2 0 2 1 0 1 2 0 29 8 31 12 1 0 15 0 0 0 6 3 2 0 0 12 2 2 6 9 3 11 3 5 4 1 31 2 3 0 266 4 29 0 2 0 26 10 0 11 1 9 0 0 0 24 1 3 12 3 4 50 7 18 10 30 3 5 1 4 1 4 2 8 1 24 0 25 2 1 2 9 0 0 2 4 44 2 2 0 400 31 42 14 7 18 13 137 0 7 10 12 1 0 11 11 3 5 5 20 235 16 17 12 15 4 7 6 10 9 0 10 9 17 2 22 32 16 9 26 4 1 0 4 51 4 19 0 15 3 922 14 37 23 8 3 6 44 0 13 1 46 0 0 5 23 5 1 5 10 157 22 21 13 14 5 64 10 2 8 1 12 0 14 4 40 0 13 14 20 4 0 0 0 9 3 4 1 8 10 717 1,394 1,317 1,757 4,805 4,965 107 BReAKDOWN OF HOUSeHOLDS ON THe WAITING LIST BY CATeGORY OF NeeD (NeT NeeDS) - MARCH 2008 County Councils Young person Person in need Older People with Persons not reasonably leaving of accommodation People disabilities able to meet the cost of institutional for medical or the accommodation they care or without compassionate are occupying or to family grounds obtain suitable accommodation alternative accommodation Carlow Cavan Clare Cork(North) Donegal Dun L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total (1) City Councils Cork Dublin Galway Limerick Waterford Total (2) Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford Total (3) 108 8 1 0 61 36 1 7 0 1 0 3 0 0 4 36 2 46 3 1 0 11 18 17 2 0 19 2 0 60 339 42 40 186 352 675 444 295 111 106 47 101 20 55 144 125 51 234 180 47 51 8 134 104 52 123 20 41 132 122 4,042 19 15 84 115 117 105 70 89 46 53 28 12 41 24 30 31 47 23 5 10 7 20 14 5 10 56 36 63 19 1,194 1 6 17 32 22 40 30 48 5 128 7 1 3 48 12 208 12 25 1 2 1 22 124 8 1 22 2 22 17 867 188 247 342 1,390 610 1,398 1,123 469 285 1,707 643 464 126 455 86 154 272 278 12 173 339 304 87 3,153 157 336 410 652 321 16,181 0 1 0 0 0 1 1,198 159 155 29 72 1,613 83 389 40 114 51 677 13 15 14 9 7 58 568 1,710 1,270 689 720 4,957 4 1 0 3 1 9 45 87 5 143 20 300 2 30 3 8 93 136 0 5 0 64 6 75 152 309 10 145 719 1,335 BReAKDOWN OF HOUSeHOLDS ON THe WAITING LIST BY CATeGORY OF NeeD (NeT NeeDS) - MARCH 2008 Town Councils Young person Person in need leaving of accommodation institutional for medical or care or without compassionate family grounds accommodation Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) Older People People with disabilities Persons not reasonably able to meet the cost of the accommodation they are occupying or to obtain suitable alternative accommodation 313 288 128 319 57 54 355 13 11 528 52 87 49 104 10 97 41 18 155 248 159 383 271 152 16 318 18 48 46 31 85 72 258 138 7 142 29 143 274 0 0 4 17 0 0 0 0 17 1 1 0 0 0 0 0 8 0 1 0 48 8 123 1 0 0 1 2 84 0 10 3 0 0 2 0 0 0 0 22 0 0 0 0 0 1 0 10 2 366 9 104 3 23 23 16 98 128 25 18 12 25 15 43 33 5 7 13 60 57 11 121 24 36 7 103 5 20 344 23 33 8 40 7 107 7 22 20 10 25 0 36 7 212 9 73 21 44 12 2,104 8 17 6 14 5 4 13 7 4 2 4 2 1 4 1 2 2 5 9 45 28 10 30 7 1 34 4 22 20 9 4 1 7 8 11 5 6 4 15 3 2 13 8 53 0 10 12 8 2 492 2 0 0 19 4 5 6 2 1 0 13 0 16 1 1 0 0 9 0 9 4 0 22 0 1 0 3 1 0 1 0 3 1 0 1 0 1 0 1 0 0 2 0 9 0 10 4 1 2 155 29 178 44 597 15 393 73 95 169 7,110 TOTAL (1+2+3+4) 715 8,059 2,499 1,155 29,583 109 BReAKDOWN OF HOUSeHOLDS BY TeNURe (NeT NeeD) - MARCH 2008 County Councils Owner occupier Private rented accom. Living Living with with parents relatives Living with friends Rough sleeper with no accom. Other Total Carlow 6 176 83 19 2 0 37 323 Cavan 4 274 47 16 0 0 49 390 Clare 35 500 66 148 7 1 39 796 Cork 70 1562 252 133 45 4 120 2,186 Donegal 72 1321 233 58 9 0 70 1,763 D/Laoghaire-Rathdown 0 1419 658 140 56 6 182 2,461 Fingal 6 1503 243 70 26 0 83 1,931 116 673 96 76 4 18 8 991 Galway 31 332 74 59 9 0 36 541 Kildare Kerry 2 1625 355 79 48 5 278 2,392 Kilkenny 9 533 168 70 21 0 78 879 Laois Leitrim 6 415 72 30 3 0 15 541 28 208 26 26 1 0 6 295 Limerick 16 454 68 48 2 1 370 959 Longford 17 309 36 18 3 1 23 407 4 244 78 15 10 0 219 570 Louth Mayo 21 544 61 39 8 0 87 760 Meath 75 808 211 60 17 2 60 1,233 Monaghan 10 85 13 12 0 1 11 132 North Tipperary 18 227 32 41 3 5 17 343 Offaly 18 289 76 40 8 0 16 447 Roscommon 23 400 52 29 1 0 48 553 Sligo 18 196 45 45 3 0 131 438 408 3215 175 53 36 3 369 4,259 South Dublin 21 196 70 20 4 1 26 338 Waterford South Tipperary 9 303 74 87 3 0 34 510 Westmeath 5 225 48 20 8 1 274 581 Wexford 46 918 111 65 9 1 68 1,218 Wicklow 19 551 167 117 14 0 80 948 Total (1) 1,113 19,505 3,690 1,633 360 50 2,834 29,185 Cork 5 2,110 347 60 26 5 311 2,864 Dublin 7 2,196 0 2,076 0 0 606 4,885 Galway 9 1,576 24 98 19 5 24 1,755 Limerick 44 1,014 334 194 16 11 111 1,724 City Councils Waterford 7 449 65 30 3 1 377 932 72 7,345 770 2,458 64 22 1,429 12,160 Clonmel 0 176 21 8 1 0 6 212 Drogheda 3 547 76 27 6 1 23 683 Kilkenny 0 7 11 0 0 0 1 19 Sligo 3 295 65 37 1 1 71 473 Wexford 10 658 79 38 16 0 74 875 Total (3) 16 1,683 252 110 24 2 175 2,262 Total (2) Borough Councils 110 BReAKDOWN OF HOUSeHOLDS BY TeNURe (NeT NeeD) - MARCH 2008 Town Councils Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) TOTAL (1+2+3+4) Owner occupier Private rented accom. Living Living with with parents relatives Living with friends 3 1 0 4 1 8 2 2 0 2 0 2 1 1 0 0 0 4 4 2 0 4 9 4 1 4 1 0 1 0 4 0 2 1 0 4 4 0 2 0 9 1 1 1 1 11 2 0 1 105 324 215 93 384 69 94 480 107 74 495 98 87 57 147 84 78 51 45 204 587 127 505 302 192 49 451 39 88 477 52 119 80 301 140 157 139 86 179 235 56 40 205 41 765 22 446 85 145 180 9,476 13 41 23 14 30 14 94 28 11 51 28 11 6 9 7 6 8 3 16 127 42 46 54 12 7 37 8 9 28 6 13 6 24 7 11 19 11 2 38 1 0 1 12 38 9 76 12 16 13 1,098 30 25 5 10 9 4 59 5 3 13 6 11 3 5 12 0 7 13 32 41 19 19 34 21 4 34 4 6 4 9 10 6 16 9 19 22 8 7 37 2 2 8 5 35 3 40 9 18 5 708 1 8 4 3 1 0 2 0 0 1 1 0 0 2 0 0 0 0 0 15 18 9 5 1 0 9 1 0 1 2 3 2 0 1 2 1 2 0 4 0 0 1 1 8 0 4 0 2 0 115 1,306 38,009 5,810 4,909 563 Rough sleeper with no accom. Other Total 0 2 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 10 1 2 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 7 0 2 0 7 0 4 0 1 0 0 0 39 13 239 58 15 5 4 55 8 2 9 18 6 14 6 1 29 2 4 3 25 141 16 120 6 4 15 0 3 4 4 12 6 2 2 45 6 4 4 40 2 1 9 8 95 2 18 7 7 2 1,101 384 531 183 430 115 124 692 150 91 571 151 117 81 170 104 113 68 69 259 807 348 601 525 237 65 550 53 106 515 73 161 100 345 160 234 191 115 199 356 63 52 232 68 946 37 596 115 188 201 12,642 113 5,539 56,249 111 LeNGTH OF TIMe OF HOUSeHOLDS ON WAITING LIST (NeT NeeD) MARCH 2008 County Councils Up to 3 3-6 6-12 months months months 1-2 years 2-3 years 3-4 years 4-5 years 5-7 years More than 7 years Total Carlow 126 22 72 11 28 21 14 20 9 323 Cavan 65 44 72 75 58 30 19 14 13 390 Clare 78 55 122 171 111 68 67 79 45 796 Cork 242 159 313 466 415 159 136 160 136 2,186 Donegal 153 114 191 331 373 271 152 118 60 1,763 D/Laoghaire-Rathdown 197 117 215 443 375 315 287 314 198 2,461 Fingal 238 134 263 290 450 320 137 79 20 1,931 Galway 129 75 135 222 160 79 55 64 72 991 83 38 55 117 81 56 40 42 29 541 Kildare 565 221 344 411 324 228 126 117 56 2,392 Kilkenny 219 112 125 185 142 55 21 10 10 879 Laois 208 58 90 115 48 5 5 7 5 541 21 22 55 88 45 23 13 19 9 295 Limerick 123 58 157 217 177 94 61 54 18 959 Longford Kerry Leitrim 112 52 71 80 48 16 9 13 6 407 Louth 90 28 189 129 95 12 8 16 3 570 Mayo 117 84 109 101 82 95 59 63 50 760 Meath 399 84 161 229 183 76 44 38 19 1,233 Monaghan 16 26 19 23 14 17 4 10 3 132 North Tipperary 69 34 51 63 65 25 14 12 10 343 Offaly 60 23 67 116 67 39 38 26 11 447 Roscommon 40 42 117 147 93 52 27 27 8 553 Sligo 83 23 60 82 132 27 10 10 11 438 381 333 562 930 892 431 321 308 101 4,259 South Tipperary 73 33 89 67 29 21 13 12 1 338 Waterford 48 52 69 114 127 37 24 23 16 510 South Dublin Westmeath Wexford 55 22 60 133 132 76 45 43 15 581 213 133 184 269 207 84 55 59 14 1,218 33 888 Wicklow 107 71 126 244 198 53 50 66 Total (1) 4,310 2,269 4,143 5,869 5,151 2,785 1,854 1,763 Cork 299 188 330 466 521 305 205 273 277 2,864 Dublin 132 208 492 888 1,058 689 383 448 587 4,885 Galway 102 56 122 329 479 270 164 186 47 1,755 Limerick 131 79 169 429 404 191 119 153 49 1,724 Waterford 49 48 82 183 178 84 75 100 133 932 713 579 1,195 2,295 2,640 1,539 946 1,160 23 15 41 62 38 20 7 5 1 212 123 75 39 100 183 108 24 21 10 683 981 29,125 City Councils Total (2) 1,093 12,160 Borough Councils Clonmel Drogheda Kilkenny Sligo 112 2 1 2 8 3 0 1 1 1 19 47 37 76 96 112 37 21 25 22 473 Wexford 50 50 78 172 180 110 88 99 48 875 Total (3) 245 178 236 438 516 275 141 151 82 2,262 LeNGTH OF TIMe OF HOUSeHOLDS ON WAITING LIST (NeT NeeD) MARCH 2008 Town Councils Up to 3 3-6 6-12 months months months 1-2 years 2-3 years 3-4 years 4-5 years 5-7 years More than 7 years Total Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) 30 69 16 68 37 15 38 11 5 77 18 29 33 13 16 8 8 9 10 185 48 58 94 16 20 34 4 15 40 1 54 19 41 40 22 13 24 32 8 10 0 26 30 25 11 32 12 20 11 1,455 29 57 12 30 9 12 42 9 4 55 20 14 10 12 7 7 6 2 9 65 18 32 20 22 2 44 5 7 26 10 2 17 30 14 21 14 3 12 20 5 3 22 18 18 1 35 5 18 19 874 37 81 9 42 12 20 63 19 13 123 29 23 12 16 16 16 7 4 20 89 44 68 37 40 6 50 8 17 63 7 34 14 37 15 43 21 9 15 37 4 4 28 10 95 4 74 14 15 25 1,489 81 116 26 84 19 24 113 43 28 95 51 19 10 32 27 63 15 10 51 169 49 127 97 60 8 131 3 20 113 20 24 23 39 27 44 37 36 39 64 14 4 46 5 205 8 134 22 43 67 2,585 97 156 45 100 14 21 123 36 27 61 21 17 12 15 13 17 15 11 60 182 78 118 134 44 10 135 14 10 117 13 29 15 96 26 51 45 18 36 104 27 6 28 4 295 9 104 12 56 33 2,707 43 47 28 39 8 11 106 13 8 50 2 9 3 21 14 2 8 10 33 45 108 74 65 18 8 64 13 13 78 8 6 0 20 7 34 24 7 24 97 0 14 38 0 109 3 75 18 15 13 1,453 29 3 18 23 5 12 70 10 3 31 8 4 0 15 4 0 2 8 24 31 1 36 50 20 4 48 2 8 41 8 3 3 20 12 12 9 8 22 22 3 4 15 1 93 1 62 10 10 8 836 27 2 25 29 7 8 74 8 3 46 2 1 0 21 3 0 2 14 49 31 2 72 21 13 5 35 4 6 32 5 9 3 59 11 5 16 6 10 3 0 10 14 0 76 0 59 9 5 18 860 11 384 0 531 4 183 15 430 4 115 1 124 63 692 1 150 0 91 33 571 0 151 1 117 1 81 25 170 4 104 0 113 5 68 1 69 3 259 10 807 0 348 16 601 7 525 4 237 2 65 9 550 0 53 10 106 5 515 1 73 0 161 6 100 3 345 8 157 2 234 12 191 4 115 9 199 1 356 0 63 7 52 15 232 0 68 30 946 0 37 21 596 13 115 6 188 7 201 380 12,639 TOTAL (1+2+3+4) 6,723 3,900 7,063 11,187 11,014 6,052 3,777 3,934 2,536 56,186 113 114 1 62 104 176 334 472 472 669 204 114 620 197 108 54 254 63 96 133 342 32 60 131 104 52 1372 97 101 128 301 283 7,135 County Councils Carlow Cavan Clare Cork Donegal D/L-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total (1) 25 34 56 125 140 165 319 103 39 297 73 40 13 76 21 21 57 133 8 24 47 42 16 664 30 26 40 108 91 2,833 2 6 10 18 46 46 44 90 28 16 97 17 26 3 16 8 7 22 40 3 10 16 26 3 224 13 14 10 33 23 915 3 2 2 10 20 29 13 34 12 5 37 5 4 1 7 6 1 8 18 0 5 3 11 1 87 2 9 5 14 6 357 4 Single with child/Children No. of Children 1 2 1 3 7 5 14 3 1 14 0 0 0 4 2 1 1 2 2 0 4 3 1 34 1 0 2 3 3 114 5 Total 1 97 2 154 0 261 4 532 7 701 0 699 8 1,134 1 351 1 176 5 1,070 2 294 2 180 0 71 2 359 3 103 1 127 0 221 3 538 0 45 0 99 1 202 3 189 0 73 14 2,395 0 143 1 151 1 186 1 460 1 407 64 11,418 5+ 33 30 69 122 61 133 78 67 45 87 47 34 25 58 49 17 62 72 11 29 36 25 32 93 23 35 20 98 67 1,558 0 25 22 46 86 48 102 80 52 26 119 49 34 22 81 23 24 29 57 9 22 19 27 11 175 27 23 23 76 55 1,392 1 23 24 38 74 35 105 107 60 21 144 40 27 10 53 31 25 27 84 7 17 28 21 11 314 9 22 19 72 44 1,492 2 5 19 27 41 18 55 71 29 4 76 21 13 7 29 7 19 21 34 3 5 12 19 7 283 5 10 5 21 14 880 3 1 4 7 20 8 21 42 15 3 35 9 13 7 10 6 7 16 27 0 6 6 4 3 130 1 3 9 12 6 431 4 Couple with or without child/children No.of Children Family Households 0 3 2 9 7 5 16 8 1 16 2 3 5 4 3 4 5 5 0 2 1 4 1 70 0 2 2 3 2 185 5 0 3 5 3 6 2 9 8 2 12 1 0 3 0 2 0 8 5 1 2 1 2 1 35 1 0 1 0 1 114 5+ 87 105 194 355 183 423 403 239 102 489 169 124 79 235 121 96 168 284 31 83 103 102 66 1,100 66 95 79 282 189 6,052 Total ANALYSIS OF HOUSeHOLD STRUCTURe (NeT NeeD) - MARCH 2008 184 259 455 887 884 1,122 1,537 590 278 1,559 463 304 150 594 224 223 389 822 76 182 305 291 139 3,495 209 246 265 742 596 17,470 139 131 341 1299 879 1339 394 401 263 833 416 237 145 365 183 347 371 411 56 161 142 262 299 764 129 264 316 476 352 11,715 One Person Household TOTAL TOTAL 323 390 796 2,186 1,763 2,461 1,931 991 541 2,392 879 541 295 959 407 570 760 1,233 132 343 447 553 438 4,259 338 510 581 1,218 948 29,185 TOTAL Overall 115 1,227 438 308 167 2,749 Dublin Galway Limerick Waterford Total (2) 67 136 5 64 139 411 Clonmel Drogheda Kilkenny Sligo Wexford Total (3) Borough Councils 609 1 Cork City Councils County Councils 123 48 14 0 46 15 1,119 127 141 181 513 157 2 42 15 8 0 16 3 282 32 37 53 118 42 3 9 2 0 0 7 0 84 15 11 17 26 15 4 Single with child/Children No. of Children 7 3 1 0 3 0 31 1 9 3 13 5 5 0 0 0 0 0 0 16 1 7 7 1 5+ 592 207 87 5 208 85 4,281 343 506 699 1,904 829 Total 118 42 42 1 31 2 467 42 66 59 140 160 0 102 23 20 0 48 11 422 21 44 90 121 146 1 74 17 10 1 40 6 396 25 29 101 130 111 2 44 4 3 0 35 2 219 12 23 59 77 48 3 23 1 4 0 17 1 89 5 14 23 26 21 4 Couple with or without child/children No.of Children Family Households 7 2 0 0 5 0 39 4 3 15 14 3 5 8 0 1 0 6 1 28 3 1 3 13 8 5+ 376 89 80 2 182 23 1,660 112 180 350 521 497 Total ANALYSIS OF HOUSeHOLD STRUCTURe (NeT NeeD) - MARCH 2008 968 296 167 7 390 108 5,941 455 686 1,049 2,425 1,326 1,294 579 306 12 293 104 6,219 477 1,038 706 2,460 1,538 One Person Household TOTAL TOTAL 2,262 875 473 19 683 212 12,160 932 1,724 1,755 4,885 2,864 TOTAL Overall 116 15 212 Birr Bray 24 15 17 19 64 145 Castleblayney Cavan Clonakilty Clones Cobh Dundalk 9 123 Killarney 27 14 Kells Kinsale 55 Fermoy Kilrush 96 Enniscorthy 100 42 Castlebar Ennis 13 Cashel 38 24 Dungarvan 33 Carrick-on-Suir 135 Carrickmacross Carlow 11 20 Ballinasloe Bundoran 89 40 25 57 Athy Ballina Buncrana 22 75 Athlone 3 1 34 3 24 28 36 19 66 18 1 5 8 4 14 2 15 6 47 4 10 66 3 6 28 35 97 Arklow 2 1 Town Councils 1 1 7 1 5 13 13 3 29 5 1 0 7 1 5 4 3 3 18 2 2 15 3 2 6 11 9 12 3 0 0 1 1 3 8 6 2 11 0 1 0 0 3 1 0 2 0 0 0 0 2 1 0 1 0 8 4 4 Single with child/Children No. of Children 0 0 0 0 0 0 1 2 4 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 3 0 1 1 5 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 1 0 1 0 0 1 0 5+ 31 11 165 19 87 145 156 64 256 87 22 22 30 33 62 19 45 42 202 17 53 296 22 29 127 93 116 149 Total 9 4 39 7 20 43 37 21 40 23 3 6 10 6 11 3 4 12 37 9 13 35 14 10 35 11 31 27 0 8 2 49 3 25 24 57 6 35 11 1 9 12 2 7 4 4 19 49 10 10 36 10 8 16 4 13 17 1 7 0 37 1 18 15 41 2 38 12 2 4 4 3 5 6 2 10 41 4 5 29 10 6 20 7 20 18 2 0 0 15 0 8 9 31 1 33 3 0 1 4 1 3 1 1 3 17 0 0 6 4 2 6 0 5 8 3 0 0 6 0 5 2 13 2 14 3 0 0 3 0 3 0 3 0 3 0 0 2 0 1 4 1 2 3 4 Couple with or without child/children No.of Children Family Households 0 1 1 1 2 2 5 1 3 1 0 0 0 1 1 0 0 0 2 0 1 0 1 0 1 1 3 1 5 0 0 1 0 0 0 5 1 0 0 1 1 0 0 0 0 0 2 1 1 0 0 0 1 3 0 0 1 5+ 24 7 148 12 78 95 189 34 163 53 7 21 33 13 30 14 14 46 150 24 29 108 39 28 85 24 74 75 Total ANALYSIS OF HOUSeHOLD STRUCTURe (NeT NeeD) - MARCH 2008 55 18 313 31 165 240 345 98 419 140 29 43 63 46 92 33 59 88 352 41 82 404 61 57 212 117 190 224 51 35 237 34 72 285 256 250 388 119 40 25 50 58 78 48 58 63 219 50 68 288 63 58 218 66 341 160 One Person Household TOTAL TOTAL 106 53 550 65 237 525 601 348 807 259 69 68 113 104 170 81 117 151 571 91 150 692 124 115 430 183 531 384 TOTAL Overall 117 11 72 50 29 15 25 44 24 15 7 19 11 Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary 12,760 TOTAL (1+2+3+4) 47 2,465 Total (4) 41 Wicklow Youghal 31 Westport 8 108 Tullamore Trim 188 14 19 Longford Tralee 18 15 Listowel 289 2 4 4 13 0 22 3 1 1 2 2 5 4 4 3 2 10 2 4 0 19 3 4,946 1,528 871 9 11 8 50 1 75 0 12 2 8 10 14 14 15 15 4 11 5 42 77 Letterkenny 2 1 Town Councils 550 100 5 1 0 6 0 10 0 2 1 0 0 5 2 0 1 1 4 0 0 0 7 4 Single with child/Children No. of Children 182 30 2 0 0 2 1 5 0 0 0 0 1 0 2 0 0 0 1 0 0 0 1 5 3,768 66 57 43 180 10 302 14 34 11 25 41 72 45 33 47 68 102 18 34 20 146 Total 93 20,059 13 1 0 0 1 0 2 0 0 0 0 0 0 2 0 0 0 0 1 0 0 0 5+ 2,995 852 17 14 5 43 2 37 7 12 7 3 32 7 8 38 20 14 24 3 11 3 25 0 2,609 693 9 9 7 30 4 28 4 13 1 2 7 15 3 14 18 11 18 9 13 7 20 1 2,533 571 3 8 0 27 3 22 6 5 2 3 5 7 6 7 9 12 27 9 18 3 22 2 1,396 253 2 2 0 21 2 13 1 2 1 1 1 3 2 7 4 5 7 2 5 1 9 3 660 117 2 0 0 7 0 5 0 2 0 0 0 2 1 0 2 2 5 0 6 0 13 4 Couple with or without child/children No.of Children Family Households 272 41 0 0 0 6 0 2 0 1 0 0 0 0 0 0 3 0 0 0 0 0 0 5 175 25 1 0 0 2 1 1 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 5+ 10,640 2,552 34 33 12 136 12 108 18 36 11 9 45 34 20 66 56 44 81 23 54 14 89 Total ANALYSIS OF HOUSeHOLD STRUCTURe (NeT NeeD) - MARCH 2008 30,699 6,320 100 90 55 316 22 410 32 70 22 34 86 106 65 99 103 112 183 41 88 34 235 25,550 6,322 101 98 60 280 15 536 36 162 30 29 270 93 50 92 131 48 162 59 73 39 280 One Person Household TOTAL TOTAL 56,249 12,642 201 188 115 596 37 946 68 232 52 63 356 199 115 191 234 160 345 100 161 73 515 TOTAL Overall BReAKDOWN OF HOUSeHOLDS BY eMPLOYMeNT STATUS (NeT NeeD) MARCH 2008 County Councils employed employed (incl. full in back to time, part work/FAS time or selfscheme employed Unemployed Pensioner/ Lone Homemaker Other Total and in receipt Retired parent (no income) of social/ support community only welfare benefit Carlow 80 8 182 11 17 3 22 323 Cavan 59 9 180 13 82 17 30 390 Clare 189 19 405 63 85 13 22 796 Cork 478 57 1,062 72 232 25 260 2,186 Donegal 273 65 1,075 97 200 9 44 1,763 D/L-Rathdown 476 207 1,109 62 559 48 0 2,461 Fingal 332 35 732 44 611 34 143 1,931 Galway 152 13 433 31 129 11 222 991 Kerry 119 18 267 17 59 6 55 541 Kildare 385 59 1,239 68 572 31 38 2,392 Kilkenny 134 19 563 15 93 4 51 879 83 6 404 17 8 7 16 541 Laois 46 12 189 24 13 0 11 295 Limerick Leitrim 206 27 433 46 205 28 14 959 Longford 57 10 253 19 29 15 24 407 Louth 106 9 369 18 33 19 16 570 Mayo 114 14 438 50 83 10 51 760 Meath 560 16 345 30 171 17 94 1,233 Monaghan 38 4 64 9 12 2 3 132 North Tipperary 78 7 162 18 33 5 40 343 Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford 75 22 266 16 57 5 6 447 101 25 307 47 57 9 7 553 88 14 213 25 12 18 68 438 749 156 1,786 27 1,412 54 75 4,259 58 12 166 9 28 8 57 338 111 14 300 29 53 3 0 510 94 17 249 32 75 1 113 581 205 33 612 47 234 50 37 1,218 Wicklow 253 29 427 25 197 12 5 948 Total (1) 5,699 936 14,230 981 5,351 464 1,524 29,185 City Councils Cork 615 90 1,728 58 313 26 34 2,864 1,094 179 2,207 228 0 1,131 46 4,885 Galway 348 62 1,168 13 139 3 22 1,755 Limerick 279 46 1,093 45 212 2 47 1,724 Waterford 170 9 502 64 135 4 48 932 2,506 386 6,698 408 799 1,166 197 12,160 24 11 130 10 23 5 9 212 170 19 364 14 96 13 7 683 4 1 9 1 1 0 3 19 88 22 301 17 23 4 18 473 Wexford 91 24 605 36 76 9 34 875 Total (3) 377 77 1,409 78 219 31 71 2,262 Dublin Total (2) Borough Councils Clonmel Drogheda Kilkenny Sligo 118 BReAKDOWN OF HOUSeHOLDS BY eMPLOYMeNT STATUS (NeT NeeD) MARCH 2008 Town Councils Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) TOTAL (1+2+3+4) employed employed (incl. full in back to time, part work/FAS scheme time or selfemployed Unemployed Pensioner/ Lone Homemaker Other Total and in receipt Retired parent (no income) of social/ support community only welfare benefit 57 68 14 39 18 39 131 25 24 114 64 11 16 30 23 17 29 15 50 142 71 126 65 69 13 134 5 20 86 6 22 32 73 28 58 50 36 33 54 26 17 30 13 116 10 122 21 29 26 2,317 14 13 3 13 3 3 53 9 0 11 5 0 2 10 4 5 5 3 7 25 3 21 7 2 2 14 2 5 30 1 2 1 7 8 7 5 4 16 14 2 0 10 3 18 1 19 2 6 6 406 245 216 75 285 74 73 308 80 53 334 62 66 49 104 58 68 28 35 118 488 217 419 266 87 38 338 43 60 279 48 111 60 191 95 126 97 45 101 240 28 29 142 42 593 14 387 59 98 121 7,193 7 5 2 29 4 5 26 9 2 11 4 6 2 4 0 4 2 4 14 9 13 9 28 6 3 12 1 6 11 5 3 2 12 4 13 4 7 7 12 2 3 9 2 13 3 11 9 7 3 369 48 48 31 46 13 3 152 20 11 64 1 8 6 19 12 5 2 11 40 93 43 15 92 35 8 44 2 4 95 9 5 2 50 21 16 24 14 36 23 0 2 33 2 56 6 40 18 42 34 1,404 0 6 0 1 0 1 1 3 1 13 2 3 1 2 0 3 0 1 3 22 0 3 5 2 1 7 0 0 7 2 4 1 6 1 2 9 1 4 2 2 0 4 1 2 0 9 1 4 2 145 13 175 58 17 3 0 21 4 0 24 13 23 5 1 7 11 2 0 27 28 1 8 62 36 0 1 0 11 7 2 14 2 6 3 12 2 8 2 11 3 1 4 5 148 3 8 5 2 9 808 384 531 183 430 115 124 692 150 91 571 151 117 81 170 104 113 68 69 259 807 348 601 525 237 65 550 53 106 515 73 161 100 345 160 234 191 115 199 356 63 52 232 68 946 37 596 115 188 201 12,642 10,899 1,805 29,530 1,836 7,773 1,806 2,600 56,249 119 BReAKDOWN OF AGeS BY APPLICANT (NeT NeeD) - MARCH 2008 County Councils Up to 17 years 18-25 years 26-30 years 31-40 years 41-50 years 51-60 years 61-70 years 71 years and over Total Carlow 0 91 60 89 42 25 Cavan 0 94 62 91 64 37 10 6 323 28 14 390 Clare 3 139 114 198 161 Cork 0 368 362 589 425 91 46 44 796 268 121 53 2,186 Donegal 0 395 279 427 331 178 94 59 1,763 D/L-Rathdown 0 522 447 782 422 186 57 45 2,461 Fingal 6 477 361 633 264 112 58 20 1,931 Galway 0 157 129 266 172 152 76 39 991 Kerry 0 104 82 117 113 79 29 17 541 Kildare 0 600 455 699 352 181 76 29 2,392 Kilkenny 0 221 153 213 146 89 47 10 879 Laois 0 139 109 138 86 38 24 7 541 Leitrim 0 46 48 72 58 36 20 15 295 Limerick 0 220 181 258 129 103 38 30 959 Longford 0 101 48 107 62 55 21 13 407 Louth 0 85 79 146 145 85 20 10 570 Mayo 0 122 116 190 148 96 54 34 760 Meath 0 303 184 370 175 125 48 28 1,233 Monaghan 0 32 26 29 22 14 4 5 132 North Tipperary 0 62 51 87 65 42 24 12 343 Offaly 0 133 80 114 53 32 28 7 447 Roscommon 0 87 81 144 111 70 35 25 553 Sligo 0 66 50 114 80 76 30 22 438 South Dublin 0 1233 856 1390 555 176 40 9 4,259 South Tipperary 0 77 56 77 65 44 13 6 338 Waterford 1 110 79 131 77 66 33 13 510 Westmeath 0 123 91 158 96 62 33 18 581 Wexford 0 310 219 299 187 119 66 18 1,218 Wicklow 0 244 198 227 153 74 42 10 948 Total (1) 10 6,661 5,056 8,155 4,759 2,711 1,215 618 29,185 City Councils Cork 2 527 486 868 575 292 91 23 2,864 Dublin 2 982 934 1,273 782 501 285 126 4,885 Galway 0 263 342 650 315 140 35 10 1,755 Limerick 0 446 308 443 255 145 79 48 1,724 Waterford 0 82 126 267 203 144 68 42 932 Total (2) 4 2,300 2,196 3,501 2,130 1,222 558 249 12,160 Borough Councils 120 Clonmel 0 57 30 48 37 24 11 5 212 Drogheda 0 142 113 205 129 72 16 6 683 Kilkenny 0 3 2 3 6 2 1 2 19 Sligo 0 106 82 129 74 54 22 6 473 Wexford 0 198 188 187 146 97 44 15 875 Total (3) 0 506 415 572 392 249 94 34 2,262 BReAKDOWN OF AGeS BY APPLICANT (NeT NeeD) - MARCH 2008 Town Councils Up to 17 years 18-25 years 26-30 years 31-40 years 41-50 years 51-60 years 61-70 years 71 years and over Total Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 2 108 98 51 134 24 20 160 38 17 127 33 22 14 24 36 21 9 11 56 200 73 103 127 43 12 105 11 11 112 26 27 14 68 30 42 33 19 52 111 9 9 57 14 173 10 118 15 46 38 2,711 83 93 38 58 18 25 151 19 16 92 28 23 9 23 19 17 16 9 46 127 69 115 75 53 7 107 8 8 98 10 31 15 69 29 34 31 13 45 56 7 6 33 10 181 4 117 23 31 38 2,233 100 169 46 90 26 29 161 35 31 158 48 23 24 36 28 35 20 22 68 270 94 203 146 74 17 179 11 34 169 16 54 36 95 58 65 71 33 50 82 17 14 48 15 269 10 149 23 46 74 3,571 58 86 26 68 23 29 101 29 16 120 26 24 14 36 9 18 12 11 39 118 58 108 97 40 14 94 12 23 88 10 28 18 61 21 39 37 24 29 48 14 13 37 11 183 5 103 21 36 22 2,157 27 64 14 51 14 13 69 17 8 47 10 16 15 38 10 14 8 9 28 62 34 52 44 15 9 47 7 20 28 6 14 14 33 12 31 9 14 17 32 13 3 42 11 92 4 74 21 14 21 1,267 5 17 5 18 7 6 38 7 3 21 3 7 5 12 2 5 3 2 18 19 15 14 20 5 3 11 4 7 15 4 6 1 14 8 16 7 8 2 21 1 4 14 5 40 3 24 6 8 5 494 3 4 3 11 3 2 12 5 0 6 2 2 0 1 0 3 0 5 4 11 5 6 16 7 3 7 0 3 5 1 1 2 5 2 7 3 4 4 6 2 3 1 1 8 1 11 6 7 3 207 384 531 183 430 115 124 692 150 91 571 151 117 81 170 104 113 68 69 259 807 348 601 525 237 65 550 53 106 515 73 161 100 345 160 234 191 115 199 356 63 52 232 68 946 37 596 115 188 201 12,642 16 12,178 9,900 15,799 9,438 5,449 2,361 1,108 56,249 TOTAL (1+2+3+4) 121 INCOMe ANALYSIS BY HOUSeHOLD (NeT NeeD) - MARCH 2008 County Councils Up to €10,001- €15,001- €20,001- €25,001 Over €10,000 €15,000 €20,000 €25,000 €30,000 €30,000 68 150 47 34 20 4 Cavan 94 184 65 35 11 1 390 Clare 347 251 85 71 21 21 796 Carlow Total 323 Cork(North) 758 815 319 175 70 49 2,186 Donegal 838 574 205 101 24 21 1,763 89 1588 373 234 108 69 2,461 Fingal D/L-Rathdown 215 1088 325 220 50 33 1,931 Galway 205 493 174 79 32 8 991 Kerry 202 178 95 47 13 6 541 Kildare 408 1340 293 238 83 30 2,392 Kilkenny 452 257 108 41 13 8 879 Laois 175 211 106 32 13 4 541 Leitrim 130 86 47 21 11 0 295 Limerick 295 403 128 96 20 17 959 Longford 67 224 67 29 13 7 407 Louth 76 368 52 46 21 7 570 Mayo 259 323 101 52 14 11 760 Meath 988 57 67 60 23 38 1,233 Monaghan 44 37 25 15 10 1 132 North Tipperary 20 202 47 48 17 9 343 Offaly 221 129 58 24 8 7 447 553 Roscommon 154 233 85 61 16 4 Sligo 118 232 43 31 10 4 438 South Dublin 511 2373 634 542 121 78 4,259 South Tipperary 145 122 40 25 5 1 338 Waterford 280 104 78 29 12 7 510 Westmeath 160 261 79 54 20 7 581 Wexford 272 604 180 113 28 21 1,218 Wicklow 200 443 99 100 48 58 948 Total (1) 7,791 13,330 4,025 2,653 855 531 29,185 376 1,666 329 268 134 91 2,864 City Councils Cork Dublin 1,166 2,458 447 518 200 96 4,885 Galway 225 1,009 231 187 66 37 1,755 Limerick 561 791 177 142 36 17 1,724 Waterford 356 343 123 78 28 4 932 2,684 6,267 1,307 1,193 464 245 12,160 Clonmel 33 128 23 19 6 3 212 Drogheda 73 370 107 79 24 30 683 Kilkenny 12 4 2 1 0 0 19 Sligo 124 245 53 36 9 6 473 Wexford 319 450 66 27 10 3 875 Total (3) 561 1,197 251 162 49 42 2,262 Total (2) Borough Councils 122 INCOMe ANALYSIS BY HOUSeHOLD (NeT NeeD) - MARCH 2008 County Councils Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) TOTAL (1+2+3+4) Up to €10,001- €15,001- €20,001- €25,001 Over €10,000 €15,000 €20,000 €25,000 €30,000 €30,000 Total 177 320 49 128 19 28 140 79 62 212 47 50 23 23 32 25 11 25 148 158 124 98 320 61 54 294 32 8 203 48 80 27 82 22 40 88 87 33 257 12 23 13 38 681 32 185 25 51 31 4,805 126 121 99 208 63 56 347 49 13 219 29 40 37 97 43 58 27 29 64 408 161 283 134 93 3 119 13 56 190 18 47 36 173 83 118 48 4 119 47 29 14 177 16 140 3 246 58 98 127 4,786 41 62 18 66 18 9 89 14 14 67 29 11 9 26 12 17 10 9 31 103 37 108 46 31 2 92 6 24 71 4 24 18 47 33 30 30 10 25 29 9 9 21 10 94 1 86 19 20 20 1,611 24 17 11 27 11 14 63 6 2 48 34 11 9 15 9 12 14 5 8 89 14 75 12 28 2 29 1 7 33 2 6 12 29 17 25 12 5 15 15 9 3 15 4 22 1 55 9 11 14 911 7 8 2 1 4 8 29 1 0 11 8 5 2 4 5 0 5 1 5 30 8 28 7 15 2 10 1 6 12 1 4 2 10 4 16 6 2 6 7 3 3 3 0 6 0 17 3 3 7 328 9 3 4 0 0 9 24 1 0 14 4 0 1 5 3 1 1 0 3 19 4 9 6 9 2 6 0 5 6 0 0 5 4 1 5 7 7 1 1 1 0 3 0 3 0 7 1 5 2 201 384 531 183 430 115 124 692 150 91 571 151 117 81 170 104 113 68 69 259 807 348 601 525 237 65 550 53 106 515 73 161 100 345 160 234 191 115 199 356 63 52 232 68 946 37 596 115 188 201 12,642 15,841 25,580 7,194 4,919 1,696 1,019 56,249 123 BReAKDOWN OF HOUSeHOLDS BY NATIONALITY (NeT NeeD) MARCH 2008 County Councils Carlow Cavan Clare Cork Donegal D/Laoghaire-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total (1) 124 Irish Citizen eU Citizen Non eU Citizen TOTAL 272 306 651 1646 1430 1974 1109 899 426 1739 747 384 219 785 316 493 582 950 117 307 412 445 372 2452 317 415 497 1009 822 22,093 42 73 104 388 281 153 237 61 107 294 91 113 58 86 58 37 140 151 15 34 26 73 57 439 19 65 48 186 97 3,533 9 11 41 152 52 334 585 31 8 359 41 44 18 88 33 40 38 132 0 2 9 35 9 1368 2 30 36 23 29 3,559 323 390 796 2,186 1,763 2,461 1,931 991 541 2,392 879 541 295 959 407 570 760 1,233 132 343 447 553 438 4,259 338 510 581 1,218 948 29,185 City Councils Cork Dublin Galway Limerick Waterford Total (2) 2,143 4,174 1,128 1,390 769 9,604 298 284 281 105 62 1,030 423 427 346 229 101 1,526 2,864 4,885 1,755 1,724 932 12,160 Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford Total (3) 195 472 18 379 718 1,782 13 89 1 66 131 300 4 122 0 28 26 180 212 683 19 473 875 2,262 BReAKDOWN OF HOUSeHOLDS BY NATIONALITY (NeT NeeD) MARCH 2008 Town Councils Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) TOTAL (1+2+3+4) Irish Citizen eU Citizen Non eU Citizen TOTAL 320 427 154 361 110 92 598 114 62 420 103 98 73 134 83 86 50 63 208 595 303 358 461 161 59 338 49 69 365 60 78 59 245 107 161 112 83 168 304 42 48 205 60 664 31 483 101 153 155 9,633 50 52 9 51 3 28 65 35 22 105 45 18 8 25 21 15 11 6 26 62 44 100 38 57 4 165 3 35 83 13 51 41 62 23 67 24 17 28 36 20 4 25 7 193 5 74 13 27 42 1,958 14 52 20 18 2 4 29 1 7 46 3 1 0 11 0 12 7 0 25 150 1 143 26 19 2 47 1 2 67 0 32 0 38 30 6 55 15 3 16 1 0 2 1 89 1 39 1 8 4 1,051 384 531 183 430 115 124 692 150 91 571 151 117 81 170 104 113 68 69 259 807 348 601 525 237 65 550 53 106 515 73 161 100 345 160 234 191 115 199 356 63 52 232 68 946 37 596 115 188 201 12,642 43,112 6,821 6,316 56,249 125 NUMBeR OF NON eU-NATIONAL HOUSeHOLDS (NeT NeeD) MARCH 2008 County Councils Refugee Permission to remain in the State Carlow Cavan Clare Cork Donegal D/Laoghaire-Rathdown Fingal Galway Kerry Kildare Kilkenny Laois Leitrim Limerick Longford Louth Mayo Meath Monaghan North Tipperary Offaly Roscommon Sligo South Dublin South Tipperary Waterford Westmeath Wexford Wicklow Total (1) 0 1 3 12 7 279 103 2 0 26 2 1 2 16 1 0 20 7 0 0 0 17 2 86 0 7 2 2 3 601 9 10 38 140 45 55 482 29 8 333 39 43 16 71 32 40 17 124 0 2 9 18 7 1,282 2 23 34 21 26 2,955 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 3 9 11 41 152 52 334 585 31 8 359 41 44 18 87 33 40 37 131 0 2 9 35 9 1,368 2 30 36 23 29 3,556 City Councils Cork Dublin Galway Limerick Waterford Total (2) 124 59 50 92 33 358 295 367 296 137 68 1,163 4 1 0 0 0 5 419 426 346 229 101 1,521 0 13 0 8 5 26 4 109 0 19 21 153 0 0 0 0 1 1 4 122 0 27 26 179 Borough Councils Clonmel Drogheda Kilkenny Sligo Wexford Total (3) 126 Subsidiary Protection TOTAL Status NUMBeR OF NON eU-NATIONAL HOUSeHOLDS (NeT NeeD) MARCH 2008 Town Councils Refugee Permission to remain in the State Arklow Athlone Athy Ballina Ballinasloe Birr Bray Buncrana Bundoran Carlow Carrickmacross Carrick-on-Suir Cashel Castlebar Castleblayney Cavan Clonakilty Clones Cobh Dundalk Dungarvan Ennis Enniscorthy Fermoy Kells Killarney Kilrush Kinsale Letterkenny Listowel Longford Macroom Mallow Midleton Monaghan Naas Navan Nenagh New Ross Skibbereen Templemore Thurles Tipperary Tralee Trim Tullamore Westport Wicklow Youghal Total (4) 1 4 0 6 0 1 5 0 1 5 0 1 0 7 0 2 2 0 2 1 0 13 2 0 0 17 0 0 8 0 3 0 6 1 3 1 2 0 0 0 0 1 0 0 0 5 0 0 0 100 13 48 20 12 2 3 24 1 6 41 3 0 0 4 0 9 5 0 23 149 1 130 24 19 2 30 1 1 59 0 29 0 32 29 3 54 13 3 16 1 0 1 1 89 1 33 1 3 4 943 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 5 0 8 14 52 20 18 2 4 29 1 7 46 3 1 0 11 0 11 7 0 25 150 1 143 26 19 2 47 1 1 67 0 32 0 38 30 6 55 15 3 16 1 0 2 1 89 1 38 1 3 4 1,043 1,085 5,214 17 6,299 TOTAL (1+2+3+4) Subsidiary Protection TOTAL Status 127