A special home loan program to help make purchasing or refinancing simpler The Employee Home Loan Program from Bank of America Whether you’re purchasing a new home or refinancing your current home, Bank of America Home Loans can help. As a qualified employee, you’ll receive: • A $300 Visa®Reward Card you can use anywhere Visa is accepted • Competitive rates and fees • A wide array of loan programs Get a $300 Visa® Reward Card after loan closing.1 • The option to start your application online •P ersonal service from a dedicated team of mortgage professionals We’re pleased to offer you this special program and look forward to assisting you with your home loan. To find out more about our competitive rates, call one of our knowledgeable mortgage loan officers today. 1.888.895.2911 1 Customer will receive their Visa® Reward Card 4–6 weeks after loan closing. Employee must have a checking account open with Bank of America by close of loan in order to receive the Visa Reward Card. Offer limited to purchase or refinance loans of $100,000 or greater. To receive offer, employees must start the loan process by calling the dedicated toll-free number above, or by applying online through the Relocation and Corporate Services Division website, and employee’s first lien purchase or refinance loan must fund through Bank of America’s Relocation and Corporate Services Division. Only one discount offer per customer per loan. Nontransferable, cannot be combined with any other discount program or offer. Call for details and availability. To the extent required by law, Bank of America will report the value of the reward card to the IRS on Form 1099. Circular 230---Any U.S. federal tax advice included in this communication was not intended or written to be used, and cannot be used, for the purpose of avoiding U.S. federal tax penalties. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. ©2012 Bank of America Corporation. ARE614H4 FL-12-11-0367 01-2012 Protect your personal information before recycling this document.