The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 The Relevance of Work-life Balance Programs in the Reduction of Work-life Conflict and Turnover Intention in the Business Process Outsourcing Industry: A Structural Equation Model (SEM) Christine N. Balunos*, Eleighn Grace Vanessa M. Castro**, Kristine Angeli J. Reyes***, Anne Nicole P. Sabino**** & Kathlyn Renee M. Taiño***** *College of Commerce and Business Administration, University of Santo Tomas, Manila, PHILIPPINES. E-Mail: christinebalunos{at}gmail{dot}com **College of Commerce and Business Administration, University of Santo Tomas, Manila, PHILIPPINES. E-Mail: egvhang_ymc{at}yahoo{dot}com ***College of Commerce and Business Administration, University of Santo Tomas, Manila, PHILIPPINES. E-Mail: kristineangelireyes{at}gmail{dot}com ****College of Commerce and Business Administration, University of Santo Tomas, Manila, PHILIPPINES. E-Mail: annenicole.sabino{at}gmail{dot}com *****College of Commerce and Business Administration, University of Santo Tomas, Manila, PHILIPPINES. E-Mail: kathlyntaino{at}gmail{dot}com Abstract—The research study aims to describe the causal relationship of the employee‟s frequent use of worklife balance programs in the reduction of work-life conflict and turnover intention through the use of Structural Equation Modeling (SEM). 300 call center agents, aged 18 – 48 years old, from four different BPO companies in the Philippines participated in the study. Data gathered generated a new model that provides evidence on the relationships between the discovered dimensions of usage of work-life balance programs (Policy Rationalization and Time Adjustment and Social Support) and the dimensions of work-life conflict (Job Demands and Family Demands) and what dimensions affect turnover intention. This study serves as a clarion to HR managers;, calling for the efforts in organizations to develop programs and policies pertaining to employees‟ work life balance that focus on underlying matters that cause workers to have conflicts in their work and personal life. Keywords—Business Process Outsourcing Industry; Turnover Intention; Usage of Work-life Balance Programs; Work-life Conflict. Abbreviations—Business Process Outsourcing (BPO); Structural Equation Model (SEM); Work-Life Balance (WLB); Work-Life Conflict (WLC). I. E INTRODUCTION MPLOYEE turnover is a growing concern for many organizations herein the Philippines. According to the Labor Turnover Statistics Survey published in January 2014 by the Bureau of Labor and Employment Statistics [28], labor turnover may be in the form of accession or separation wherein separation rate is a more notable issue because it would be prejudicial to the organization or industry where it is high. In addition, the statistics showed that employeeinitiated separations or quits are greater than layoffs ISSN: 2321-242X especially in accommodation and food service industry (5.15% vs 4.94%), real estate activities (5.04% vs 1.33%), information communication companies (4.52% vs 1.62%) and administrative and support service activities of the BPO industry (4.46% vs 2.11%). The Philippines has been one of the significant BPO providers in Asia along with India, the Republic of China, Malaysia, Singapore, Thailand and Vietnam. The assumption of the Bureau of Local Employment as stated in the Industry Career Guide in 2011 is that “the IT-BPO industry will be one of the most dynamic industries in the future because of © 2015 | Published by The Standard International Journals (The SIJ) 103 The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 the increasing share of the services sector in the economy of many countries. In fact, the Philippine IT-BPO industry sees its revenues reaching $16B in 2003 or $2.6B higher than the projected revenues of $13.6B for 2012”. This industry has grown so fast since it started in the year 2001 making it one of the chief economic drivers in the country. “Today, the Philippines is the world‟s leading call center destination, beating out India, while Manila was just named the world‟s 3rd top BPO destination, according to a Tholons 2013 Survey. After growing 20% in 2012, the BPO industry of the Philippines is estimated to hit revenues up to $25 billion by 2016.”[The Philippine Star by Romulo, 27]. The growth of the BPO industry in the Philippines was further highlighted by the Filipinos‟ computer expertise and ability to speak in English fluently. “The Philippines enjoys a high literacy rate (97% in the National Capital Region; 89% in the country) and is a popular destination among call center operators due to the fact that English is widely spoken” (NeoIT 2004), as cited in the study of Magtibay-Ramos et al., [10]. Abara & Heo [22] also stated that the Filipino people‟s neutral English accent and competency in business English make the country highly competitive in the market making it the primary choice of investors. Apart from the initial language proficiency and computer literacy qualifications required from employees, the demands of companies in the BPO industry also include workloads that are difficult and demanding in relation to time, effort, and commitment. “BPO organizations are inclined to high performance and high productivity work team principles and tools; they subscribe to inclination towards operational and service excellence – promoting initiatives like total quality standards, Six Sigma, Customer Operations Performance Center (COPC) standards, Capability Maturity Model Integration (CMMI), and the like” [Meenakshi & Bhuvaneshwari, 25]. As discussed by Vanishree [21], “there are excessive targets to be achieved… but at the same time the quality of the service needs to be maintained… all this may lead to burnout and stress among the employees.” “Maintaining work-life balance has been the focus of industries‟ Human Resource practitioners amidst the demanding nature of work and the workers‟ personal endeavors in the age of information and technology.” [Meenakshi & Bhuvaneshwari, 25]. The study emphasized that people connectivity through available technology highlights works despite of personal limitations. Thus, when employees fail to keep their work and personal life stabilized, work-life conflicts start to manifest. “As role conflict rose, the commitment level dropped” [Lambert & Hogan, 9]. Additionally, as stated in the same study, organizational commitment had the greatest impact on turnover intention, followed closely by job satisfaction. In order for the employees to avoid work-life conflict and decrease in organizational commitment, work-life balance must take place. Keeping and maintaining the balance between the demands of work and family are challenges that add up to an employee‟s burdens. Vanishree [21] supported the contention that the flexibility of work alleviates stress and helps in better ISSN: 2321-242X time management. She added that work-life balance requires cooperation and coordination through different levels (national, governmental, organizational, as well as the individual level). In order for their employees to cope with the transpiring stress from the demands of work, companies in the BPO industry provide the employees with different programs such as telecommuting and flexible working arrangements. This provision for flexible work is claimed to be part of the large context of work-life balance [Wynes, 20]. The purpose of the present study is to develop a model that describes a causal relationship among work-life balance programs, work-life conflict, and turnover intention particularly among a select group of call center agents in NCR. The results of this study can expectedly help the business owners and HR managers in call center agencies to better manage their employee‟s turnover intention. II. THEORETICAL BACKGROUND 2.1. Literature Review Work-life balance (WLB) is having the capacity to commit to your responsibilities and enjoy your working career but still be able to manage your family life. Various studies reveal differing views on work-life balance. On one hand, a research by Beauregard & Henry [7] argued that there is no relation whatsoever between work-life balance practices and worklife conflict. On the other hand, the study of Cementina et al., [3] stated that work-life balance programs can have positive outcomes on the individual as well as the organization. He also cited literatures which stated that “Employees who participated in these programs (WLB programs) expressed less family conflict and experienced less stress and expressed lower intentions to quit their jobs” supporting his claim (Scandura & Lankau, 1997; Aryee, Luk& Stone, 1998; Gorver& Crooker, 1995; Honda-Howard & Homma, 2001). Additionally, (Felstead et al. 2002) as cited in Pradana & Salehudin [26], “stated that this perception of imbalance between work and personal life may lead to frustration and increased desire to reduce the perceived cause of such conflict. This desire may often lead to employee resignations.” Surveys of literature indicate the connection of different predictors such as job satisfaction, work-life balance and organizational commitment to the turnover intention of the employees. Studies show that as long as employees are satisfied with their jobs and are committed to the organization, they tend to have lower intentions in leaving the company and vice- versa. Job satisfaction [Lambert & Hogan, 9; Regts & Molleman, 19; Heilmann et al., 8; Kanwar et al., 16] and organizational commitment [Lambert & Hogan, 9; Heilmann et al., 8; Kanwar et al., 16; Kumar & Eng, 17] are found to be the most common predictors of the increase and decrease of turnover intent of employees. The study conducted by Bothma & Roodt [23], Lacity, Lyer, and Rudramuniyaiah (2008) stated that “turnover intention is the © 2015 | Published by The Standard International Journals (The SIJ) 104 The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 extent to which an employee plans to leave the organization”. This is similar to what Stovel and Bontis (2002) commented in the research study of Mrope & Bangi [29], that involuntary turnover refers to the discharge of the employees. 2.2. Theoretical Framework The theoretical anchorages of this paper are Work/Family Border Theory and Spillover Theory. Work/Family Border Theory was defined by Sue Campbell Clark (2000), as cited in the research study of McMillan et al., [14], as a new theory designed to remedy the criticisms and gaps of previous theories on work and family. It is a theory that explains how individuals manage and negotiate the work and family spheres and the borders between them in order to attain balance. Central to this theory is the idea that 'work' and „family‟ constitute different domains or spheres which influence each other. Though many aspects of work and home are difficult to alter, individuals can shape the nature of the work and home domains to some degree, and the borders and bridges between them, in order to create a desired balance. Balance here refers to satisfaction and good functioning at work and at home, with a minimum of role conflict. The Work/Family Border Theory describes in its development why conflict in work and life exists and provides a framework that encourages both the organization and its employees to use tools to strike a better balance in their work and family lives, to help understand that in order for work-life balance to be achieved the workplaces of employees should be most likely their homes in terms of values and culture. It is also dependent upon the organizations to give their employees a flexible workplace and work-life policies. The Spillover Theory (Staines, 1980) as cited in Edralin [24], suggests that there is a similarity between what occurs in the work environment and what occurs in the family environment. According to this theory, the employees‟ effectiveness as a properly working part of the company is either empowered or hindered by his/her perception of his/her own personal environments. The Spillover Theory explains that there exists a relationship between work and personal life. Since this theory explains the achievement of workfamily harmony, positive and negative effects are induced in the process. Therefore, work influences personal life of the employee and vice versa. For example in a positive spillover, when the nature of an employee‟s personal environment is positive (harmonious relationship with family members, improved standard of living, and other positive influences), then higher levels of satisfaction on the employee‟s job would eventually follow. While in a negative spillover, when an employee is exposed to a negative personal environment (family problems, strained relationships, health issues, and other negative influences), the effect will be induced stress on the employee‟s job. Furthermore, if a person is more exposed to a more encouraging atmosphere in his/her life, then working is not felt as a burden and intent to quit the job is not seen as an option. But if a person experiences difficulties in ISSN: 2321-242X his personal life, that may affect his/her ability to function properly in the organization and would eventually lead to turnover intention. The above literature review has discussed how work-life balance programs affect the employee‟s turnover intent in the company. 2.2.1. Relationship of the Usage of Work-Life Balance Programs with Work-life Conflict and Turnover Intention The concept of work-life balance programs stemmed from the individual meanings of both words−work and life. According to the research study of Yasbek [2], work-life balance programs are posited as a means to encourage workers to expend extra effort, beyond the minimum required to maintain their jobs. Thus, organizations are focusing on implementing and providing work-life balance programs customized to the individual needs of each employee for them to perform their job effectively and stay with the company. The existing programs offered by the organization provide the employees the capacity to balance the levels of their work and family commitments and responsibilities. WLB support is a Human Resource Management (HRM) strategy that employers can use to attract and/or retain talented people [Mescher et al., 13]. However, another work by MacInnes [5] argues that what are usually assumed as the causes of the debate over the concept – longer hours, greater stress at work, together with the collapse of the male breadwinner division of parenting and employment responsibilities … are nothing of the sort (as cited in Deery & Jago, [11]). Taking into consideration the results of the aforementioned studies, the researchers hypothesized the following: H1: The more frequent an employee uses an organization‟s work-life balance programs, the lesser an employee intends to leave the organization. H2: The more frequent an employee uses an organization‟s work-life balance programs, the lesser an employee experiences work-life conflict. 2.2.2. Relationship of Work-Life Conflict to Turnover Intention Work-life conflict pertains to the unbalanced relationship between the work of the employee and his/her personal life. According to McMillan et al., [14], it is a form of inter-role conflict in which the role pressures from the work and family domains are mutually incompatible in some respect. As mentioned before, earlier studies also proved the correlation between work-life conflict and increased level of stress and job burnout towards increasing the intent to leave the organization. In one study, work–life conflict increased employees‟ intention to leave, thereby creating greater stress levels for those left in the work environment [Deery & Jago, 11]. Additionally, cognitive difficulties and reduced health and fatigue are also effects of work-life conflict. Moreover, according to Poulose & Sudarsan [30] inefficient management of life priorities can lead to serious © 2015 | Published by The Standard International Journals (The SIJ) 105 The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 consequences. The consequences may in general manifest as diminished job satisfaction, poorer productivity and performance, lower organizational commitment, inferior career ambitions &success, increased absenteeism and intention to leave. Considering what is indicated in the literature on work-life conflict, the proponents further hypothesized: H3: The more work-life conflict an employee experiences, the more an employee intends to leave the organization. Kanwar et al., [16] stated that in a human resource context, turnover is the rate at which an employer gains and loses employees. They added that simple ways to describe it are „how long employees tend to stay‟ or „the rate of traffic through the revolving door‟ and that turnover intent generally results in actual turnover. Turnover intention is defined as an employee's voluntary decision to leave an organization. When turnover rates increase in an organization, it will reduce its reputation and increase the cost of re-hiring new staff (Liu et al., 2010) as cited in Kumar & Eng [17]. High turnover can be harmful to a company's productivity if skilled workers regularly leave the organization and the workers population contains a high percentage of novice workers [Kanwar et al., 16]. In the study conducted by Harris et al., [4], it was assumed that although it is recognized that people leave their jobs for a variety of reasons, there is consistent research evidence indicating that voluntary turnover can be explained by employees' intention to leave the organization. As cited in Regts & Molleman [19], it could be the case that employees‟ relationships with and commitment to co-workers (Reichers, 1985), may influence employee attachment to an organization (Maertz and Champion, 1998). 2.3. Research Simulacrum Work-Life Conflict Work-Life Balance Programs H3 (+) Turnover Intent H1 (-) Figure 1 shows the proposed model of the effect of work-life balance programs in reducing work–life conflict and turnover intention of employees in a call center. Figure 1 depicts a developed hypothesized model of this study. It shows 3 developed hypotheses through the literature review ISSN: 2321-242X METHOD 3.1. Research Design To examine the relationship among the three variables in this study namely, usage of work-life balance programs, work-life conflict and turnover intention; Structural Equation Modeling (SEM) was used. “SEM is a specific type of regression analysis and explains relationships between independent (exogenous) and dependent (endogenous) variables [Eboli et al., 15]. Table 1: Reliability Results of the Used Scales 2.2.3. Turnover Intention among Employees H1 (-) III. Usage of Work-Life Balance Programs Work-Life Conflict Turnover Intentions No. of Questions Cronbach’s Alpha 14 0.810 10 4 0.925 0.883 Table 1 shows the reliability results of the scales used in this study. The reliability of the questionnaires used for the study was measured through Pilot testing based on the cronbach‟s alpha. Originally, the seventeen (17) questions that were used to measure the usage of work-life balance programs were eventually reduced into fourteen (14) questions which yielded a cronbach‟s alpha equivalent to 0.810. The cronbach‟s alpha of the 10 questions intended to measure work-life conflict was calculated to be 0.925 while the cronbach‟s alpha of the four (4) questions that were used to measure the turnover intention of the call center agents was 0.883. 3.2. Study Site and Subjects The researchers chose different companies from the BPO industry specifically call center agencies as their study site because these are very prominent in the Philippines nowadays; this industry was also able to highlight the Filipinos‟ communication proficiency and computer knowledge [Abara & Heo, 22]. A total of eight hundred five (805) questionnaires were distributed, three hundred eightysix (386) questionnaires were retrieved and three hundred (300) of these were subjected to data analysis. The chosen participants were call center agents based on the following inclusive criteria: working in the different call center agencies located in the National Capital Region (NCR), employed as a call center agent regardless of the type of account they are in, and willing to answer the questionnaires voluntarily. Table 2: Demographic Profile of Respondents Demographic Profile of Respondents (n=300) Profile Mean 28.8 Age 3.95 No. of years working in the company Frequency 166 Male Gender 134 Female 205 Single Civil Status 93 Married 1 Doctoral Degree 5 Master’s Degree Educational Attainment 218 College Graduate 75 Undergraduate © 2015 | Published by The Standard International Journals (The SIJ) SD 5.03 2.74 % 55.3 44.7 68.3 31 0.3 1.7 72.7 25.3 106 The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 Table 2 depicts the demographic profile of the respondents. All of the 300 respondents are within the age bracket of 18–48 years old (Mean=28.8, SD=5.03) and worked for their companies for less than a year up to 12 years (Mean=3.95, SD=2.74). More than half of the total number of respondents were male (166 or 55.3%) and most were single (205 or 68.3%). There were 218 (72.7%) respondents who have finished their collegiate degree, 76 (25.3%) who have no collegiate degree, 5(1.7%) who have their master‟s degree and 1(0.3%) who has a doctoral degree. 3.4. Data Gathering Procedure 3.3. Data Measures 3.5. Ethical Considerations Based from the literature review, the researchers devised an adapted questionnaire to examine the relevance of work-life balance programs of the organization in reducing the employees‟ work-life conflict and turnover intention. Pilot testing was executed in order to guarantee the validity of the questions for this certain construct. The pilot testing was conducted in a call center agency located in Alabang. The research questionnaire was constructed and content validated by five (5) subject matter experts (researchers‟ thesis adviser, statistician, two (2) HR managers and research professor) according to the following: * Robotfoto – this instrument sought for respondents‟ personal information such as age, gender, civil status, educational attainment and years of tenure in the company. * Work-Life Balance Programs – questions in the formulation of work-life balance and work-life balance programs were adapted from the Work-life balance (QLB) questionnaire which can be found on [32]. * Work-Life Conflict – the work-life conflict questions were adapted from the research study of Netemeyer et al., [1], with modifications regarding the scale used, which is a 6point Likert scale ranging from never (1) to always (6). Evidence of internal consistency is provided by construct reliability which ranges from .88 -.90, coefficient alpha with .88- .89 and average variance of .59-.60 as provided in their literature, Development and Validation of Work-Family Conflict and Family-Work Conflict Scales dated March 2, 1996. * Turnover Intention – Items used in Mujtaba and Udechukwu‟s 3-item scale (2007) as cited by WattyBenjamin & Udechukwu [31], and Ten Brink‟s 3-item scale (2004) as cited in Bloome et al., [12] were all adapted and consolidated. A 6-point Likert scale ranging from never (1) to always (6) was also used to measure the employees‟ perception with regards to their reasons on leaving the organization. To ensure the best quality of the survey questionnaires, the researchers sought for the validation and approval of the questions to be used for the data gathering process through the approval of HR experts. The consent letter attached to the survey given by the researchers emphasized that the responses gathered will be treated with utmost confidentiality and will be used strictly for the purpose of the study. ISSN: 2321-242X A letter of intent was disseminated to the HR managers of the call center agencies in order to gain permission for the conduct of the survey. The questionnaires were distributed to four (4) call center agencies through the assistance of their respective HR managers. The collection of data took one (1) month (second week of October 2014 to the second week of November 2014). From the original total of 805 questionnaires, 300 were retrieved and subjected to data analysis. 3.6. Data Analysis Structural Equation Model (SEM) was used to test the researchers‟ hypotheses regarding the relationship among usage of work-life balance programs, work-life conflict and turnover intention of employees. SEM was employed on SSPS version 20 for OS Windows 7 and AMOS version 16. IV. RESULTS Exploratory Factor Analysis (EFA) of the variables: usage of work-life balance programs, work-life conflict and turnover intention is shown in table 3 to 5. The twenty-eight (28) items in the questionnaire were factor analyzed, hence, the discovery of the underlying dimensions of the construct. All dimensions with a reliability coefficient of 0.60 and above and the items under these, with a factor loading of 0.40 and above, were considered acceptable in the study. The scale used to measure the frequency of employee‟s usage of the work-life balance programs of an organization was originally divided into four (4) dimensions but was further reduced into two (2) –Policy Rationalization dimension and Time Adjustment and Social Support dimension, since the other two dimensions failed to reach the acceptable range of reliability. The first dimension, Policy Rationalization, pertains to tailor-fitting the policy based on the majority needs of employees in which the application is general in nature and not individualized. The second dimension is Time Adjustment and Social Support which refers to the perception of the call center agents whether or not work-life balance programs are helpful to them in decreasing work-life conflict in terms of flexibility of schedules and existence of support from immediate social circle. © 2015 | Published by The Standard International Journals (The SIJ) 107 The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 Table 3: Exploratory Factor Analysis on the Usage of Work-life Balance Programs Factor Loading Work-life Balance Programs Dimensions Policy Rationalization How often do you feel that work-life balance policies in the organization are customized to individual needs? Do you feel happy or satisfied about the amount of time you spend at work? Do you generally feel you are able to balance your work and personal life? How often does your company provide the following a separate policy for work-life balance? (Flexible starting time, Flexible ending time, Flexible hours in general & Holidays/Paid Time-Off) Does your organization provide you with the following additional work provisions? (Counseling services for employees, Health programs, Parenting or family support programs, Exercise facilities, Relocation facilities and choices & Transportation) Time Adjustment and Social Support Do you personally feel any of the following will help you balance your work and life? (Flexible starting time, Flexible ending time, Flexible hours in general, Holidays/Paid Time-Off & Time-Off for Family Engagement / Activities) Do any of the following help you balance your work and family commitments? (Working from home, Technology like cell phones/laptops, Support from colleagues at work & Support from family members) Similarly, work-life conflict surfaced two (2) dimensions, which the researchers coined as Job Demands and Family Demands. Job demands refer to the work related issues that the call center agents experience such as workloads and duties to perform. The other one is Family Eigen Value 3.06 % Variance 21.194 Cronbach Alpha .736 1.55 11.625 .632 .756 .732 .663 .636 .521 .838 .794 Demands, which refer to the family life of the agents that requires sustained care, effort and attention. However, the third variable which is turnover intention was considered as one dimension only (Table 5). Table 4: Exploratory Factor Analysis of Work-life Conflict Factor Loading Work-life Conflict Dimensions Job Demands Due to work-related duties, I have to make changes to my plans for family activities. The amount of time my job takes up makes it difficult to fulfil family responsibilities. My job produces strain that makes it difficult to fulfil family duties. The demands of my work interfere with my home and family life. Things I want to do at home do not get done because of the demands my job puts on me. The demands of my family or spouse/partner interfere with work related activities. Family Demands Things I want to do at work don't get done because of the demands of my family or spouse/partner. Family-related strain interferes with my ability to perform job-related duties. My home life interferes with my responsibilities at work such as getting to work on time, accomplishing daily tasks, and working. I have to put off doing things at work because of demands on my time at home. ISSN: 2321-242X % Variance 40.836 Reliability Coefficient .925 1.252 35.303 .905 .846 .818 .808 .784 .781 .656 .862 .854 .843 .746 Table 5: Exploratory Factor Analysis of Turnover Intention Factor Eigen Turnover Intention Indicators Loading Value 2.726 I think about quitting my present job to look for vacancies in other organizations. .959 I think of looking for a new job for better opportunities. .946 I think of leaving the organization to work for another organization. .938 Table 6: Model Fit Statistics of the Structural Equation Model Model Fit Summary Default Model Values NPAR 95 RMSEA .059 GFI .897 CFI .949 NFI .906 CMIN 418.946 DF 204 CMIN/DF 2.054 Eigen Value 6.362 % Variance 69.058 Reliability Coefficient .883 The model fit statistics in Table 6 shows the acceptability of the emerging model as compared to the theoretical model (Figure 1). The three essential measurements were taken into account when compatibility between the model and the data are assessed: Chi-square statistic (CMIN/DF), Goodness of Fit Indices (GFI) and Root Mean Square Error of Approximation (RMSEA). Accordingly, the standard for GFI must fall on the value that is equal or greater than 0.80, RMSEA must have a value less than 0.07, and CMIN/DF must be lower than 3 wherein the resulting model that followed the threshold values are considered as fit and valid. © 2015 | Published by The Standard International Journals (The SIJ) 108 The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 Work-life Conflict Job Demands Family Demands -.51 (+) -.42 Policy Rationalization Work-life Balance .36 Programs -.23 .67 Time Adjustment and Social Support Turnover Intention .78 Figure 2: The Emerging Model The emerging model in Figure 2 shows regression weights that determine the association among variables. In figure 1, the researchers hypothesized that (i) the more frequent an employee uses an organization‟s work-life balance programs, the lesser an employee intends to leave the organization, (ii) the more frequent an employee uses worklife balance programs, the less work-life conflict he/she experiences and (iii) the more work-life conflict an employee experiences, the more an employee intends to leave the organization. In the final emerging model, results show that the Policy Rationalization dimension of the usage of worklife balance programs negatively affects turnover intention (β=-.23) which explains that the more employees perceive that work-life balance programs are customized to their needs and convenience, the lesser their turnover intention will be. However, there is no significant relationship between the Time Adjustment and Social Support dimension and turnover intention, which indicates that, the perception of employees relating to whether the work-life balance programs are helpful or not in terms of decreasing their work-life conflict doesn‟t affect their intention in leaving the organization. Additionally, the Policy Rationalization dimension of usage of work-life balance programs negatively affects both dimensions of work-life conflict namely Job Demands and Family Demands (β= -.51 and -.42) which signifies that the more the employees view that the work-life balance programs are customized to their needs and are convenient for them, the lesser they experience work-life conflict. On the other hand, the Time Adjustment and Social Support dimension positively affects both Job Demands and Family Demands (β=.67 and .78). This finding suggests that when employees perceive that work-life balance programs will allow them better balance their work and life, the greater the work-life conflict they experience. Finally, Job Demands showed a positive effect on the variable Turnover Intention (β=.36) which indicates that the greater the employees‟ work demands are (i.e. workloads and duties to perform), the greater their intention to leave will be. Meanwhile, family demands revealed no relationship to turnover intention, which means that the family life of the ISSN: 2321-242X employees doesn‟t affect their intention in leaving the organization. V. DISCUSSION The purpose of this study was to develop a model that describes the causal relationships between the effectiveness of work-life balance programs with work-life conflict and turnover intention and work-life conflict to turnover intention, particularly among a select group of call center agents in NCR. Surprisingly, the results revealed a more detailed causal relationship compared to the researchers‟ hypothesized model (Figure 1). Moreover, according to the findings of the study, the Policy Rationalization dimension of work-life balance programs negatively affects turnover intention which states that the more employees feel that work-life balance programs are fit to their collective needs, the lesser they intend to leave the organization. Smith & Gardner [6] state that “work-life balance is one factor that can affect levels of work-to-family and family-to-work conflict for employees as well as commitment to the organization and turnover intentions.”Additionally, the Border theory encourages both the organization and its employees to use tools, work-life balance programs or policies, to strike a better balance in their work and family lives (Sue Campbell Clark, 2000) cited by McMillan et al., [14]. However, the other dimension of work-life balance programs namely Time Adjustment and Social Support shows no effect on turnover intention, this may mean that the perception of employees relating to the help they can get from work-life balance programs is not enough to be an indicator of them leaving the company because of the fact that it is only their perception. Next, work-life balance programs have opposing effects on work-life conflict. On one hand, the more employees perceive that work-life balance programs are customized to their needs and are convenient for them, the lesser they experience work-life conflict. This finding is congruent with the study conducted by Greenhaus, Collins and Shaw (2003) © 2015 | Published by The Standard International Journals (The SIJ) 109 The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 as cited under the study of Newaz & Zaman [18] which suggests that an equally high investment of time and high association in work and family would diminish work-family conflict and stress thereby enhancing an individual‟s quality of life. On the other hand, the more employees perceive that work-life balance programs are helpful to better manage their work and life, the more they experience work-life conflict. This could be explained in the sense that when employees view that work-life balance programs will help them balance their work and life, expectations arise and that when these expectations are not met, frustration may eventually manifest. Thus, when frustrations arise, the more work-life conflict is experienced. Lastly, the more work-life conflict an employee experiences caused by job demands, the more an employee will manifest the intention to leave the organization. This finding supports the third hypothesis forwarded by the proponents of this research which is also congruent with the findings of Deery & Jago [11] in which they mentioned that problems usually encountered by the employees such as irregular work schedules, long working hours and heavy workloads increase the latter‟s intention to leave the organization. Meanwhile, the other work-life conflict dimension, Family demands, revealed no effect on turnover intention. This may indicate that the family life of the employees doesn‟t influence their intention in leaving the organization perhaps it can be the reason why they stay even though they experience work-life conflict. The present study offers valuable insights to theory and practice on the field of Human Resources and the findings of the study are congruent with the assumptions of the Border and the Spillover theory. The Spillover theory argues that there is a similarity between what occurs in the work environment and what occurs in the family environment, which is congruent to what the Border theory suggests that work and family are two different domains or spheres that influence one another. Thus, in order to help employees balance and manage the gap between their work and life, organizations should provide work-life balance programs. Further, the effectiveness of work-life balance programs lessens the conflicts experienced by employees in their work and life, which can be caused by either the demands from their work or their family duties to perform. Overall, the results generated can be helpful to HR managers in the BPO sector especially in employee retention and compensation and benefits. Human capital is the most important resource for the company. Thus, companies must strive for the improvement of their programs and policies that cater to employee needs. Additionally, work-life balance programs must be customized to the job demands of the employees, giving them relative options in choosing the programs that would address the work-life conflict they experience. These may be in forms of flexible or alternative work schedules (flextime, compressed work weeks, telecommuting, job sharing, and part time employment) and leaves or time-off activities (paid and unpaid). Organizations should also identify the factors that cause their employees‟ ISSN: 2321-242X turnover intentions to help them assess what aspect of their programs needs to be developed and how they could effectively retain key employees in their organization. VI. CONCLUSION This study developed a model that explains the causal relationships of work-life balance programs with turnover intention, work-life balance programs with work-life conflict, and work-life conflict with turnover intention among call center agents in the BPO industry. The model was tested using three hypotheses and data from 300 call center agents. Results of the study showed that work-life balance programs have opposing effects on work-life conflict, which means that even though organizations provide work-life balance programs, work-life conflict will surely decrease. Thus, HR managers are encouraged to develop programs and policies pertaining to employees‟ work-life balance by focusing on the matters that cause the workers to experience conflict between their work and personal life (e.g. flexible starting time, flexible ending time, flexible hours in general and holidays/paid time-off, counselling services for employees, health programs, parenting or family support programs, exercise facilities, relocation facilities and choices and transportation). Similarly, “Work-Life Balance in Philippine BPO organizations, must be seen in terms focusing on the extent to which benefits are not only commensurate and competitive but are also relevant to the needs of employees” [Meenakshi & Bhuvaneshwari, 25]. Focusing on the reduction of employees‟ work-life conflict and discovering more of the factors of turnover intention will help not only the employees themselves but also the organization in terms of workforce retention. This is consistent with what Pradana & Salehudin [26] summarized in their study that turnover intention is the result of the employees‟ evaluation and expectation of their stay in the organization and in order to build sustainable competitive edge, retaining key talents is important for any business. Indeed, reducing employee turnover intention plays an important role for HR managers wanting to retain their valuable talents. While the research study yielded valuable results, other factors that may affect the relationship of work-life balance programs and work-life conflict such as employees‟ expectations and demographic statistics may be further explored. Future researchers may use the same construct with the participation of more companies most especially companies under other sub-sectors of the BPO industry. Furthermore, a research on work-life conflict variable as a mediating factor can be done since the focus of the present study is on the employees‟ turnover intention in general. 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She earned her Bachelor of Science in Business Administration Major in Human Resource Development Management degree from the University of Santo Tomas located in Manila, Philippines last June 2, 2015. She is currently Human Resource Assistant of Hansei Corporation, a general trading and engineering corporation in the Philippines. She was an oral presenter in the International Conference for Social Science and Management in Kyoto Japan last May 8, 2015. She was © 2015 | Published by The Standard International Journals (The SIJ) 111 The SIJ Transactions on Industrial, Financial & Business Management (IFBM), Vol. 3, No. 6, June 2015 able to assume several positions in her local and nationwide organizations. She was the Executive Vice President for External Affairs of the Thomasian Junior Association for People Management for and Chairwoman for the Way and Means Committee of the Junior People Management Association of the Philippines, both for the year 2014-2015. Eleighn Grace Vanessa Madamba Castro. She earned her Masters in Industrial Relations in the University of the Philippines, Diliman Branch. She is currently the department head of the Human Resource Development Management in the College of Commerce and Business Administration of the University of Santo Tomas in Manila Philippines. She is also the adviser of the official academic organization of the human resource development management department, which is the Thomasian Junior Association for People Management. She is passionate in training and development as well as personal development. Also, she is a member of the People Managers Association of the Philippines. Kristine Angeli Juan Reyes. She earned her degree in Bachelor of Science in Business Administration major in Human Resource Development Management in the University of Santo Tomas located in Manila, Philippines last June 2, 2015. Among the seminars she attended during her stay in the university consists of the TJAPM General Assembly 2014, Last Hurrrah 2014, My Story: HRDM Tale 2014, The HR Professional Toolbox 2014, Makinig. Matuto. Magtrabaho 2014, and Empowering Minds, Building Hearts, Enriching Souls 2014, Thomasian Business Leader's Congress 2014 and Career Seminar for graduating students 2015. She was also a former Executive Committee for Sports of the Thomasian Junior Association for People Management 2014-2015. ISSN: 2321-242X Anne Nicole Presincula Sabino. She earned her degree of Bachelor of Science in Business Administration Major in Human Resource Development Management from the University of Santo Tomas Manila, Philippines last June 2, 2015. She attended seminars namely the following: War of Wits 2014, TJAPM General Assembly 2014, Last Hurrrah 2014, My Story: HRDM Tale 2014, The HR Professional Toolbox 2014, Makinig. Matuto. Magtrabaho 2014, and Empowering Minds, Building Hearts, Enriching Souls 2014. She formerly held the positions of Executive Secretary of the Thomasian Junior Association for People Management and was an active member of the Junior People Management Association of the Philippines for the year 2014-2015. Kathlyn Renee Magleo Taino. She earned her degree of Bachelor of Science in Business Administration Major in Human Resource Development Management from the University of Santo Tomas Manila, Philippines last June 2, 2015. She was able to attend and participate in the following seminars: Jumpstart: let your imagination take flight 2015 headed by the Commerce Journal, Career Seminar for graduating students 2014, and Thomasian Business Leader's Congress 2014. She was formerly the Literary Editor of the UST Commerce Journal that serves as the chief project manager of the official literary folio of the college and the project head of all literary critique sessions of the publication. © 2015 | Published by The Standard International Journals (The SIJ) 112