23-Feb-16
Before-Tax Family Income, Percentage of Families That Saved, and Distribution of Families,
by Selected Characteristics of Families, 2013 Survey
[Thousands of dollars except as noted]
2013
Income
Family characteristic
Median
All Families
Mean
Percentage of
families that
saved
Percentage of
families
46.7
87.2
53.0
100.0
13.8
28.4
46.7
76.4
121.7
229.6
13.3
28.6
47.2
78.5
124.3
412.0
31.7
40.9
49.6
64.5
73.3
83.4
20.0
20.0
20.0
20.0
10.0
10.0
35.3
60.9
60.9
55.1
45.9
28.5
48.7
102.0
103.8
110.1
98.8
53.1
55.5
53.5
50.7
55.4
51.2
49.7
20.8
17.3
19.6
18.7
12.9
10.7
27.9
31.7
25.4
74.6
66.8
41.5
45.9
41.2
122.8
117.6
36.0
51.2
46.5
57.0
61.2
12.1
14.1
16.6
30.6
26.6
22.3
37.0
40.9
80.0
30.0
50.7
61.3
145.4
36.4
47.1
48.8
64.5
11.0
31.3
18.9
38.8
55.8
33.6
104.5
51.6
57.3
44.2
67.2
32.8
56.8
70.8
29.9
25.4
86.7
213.1
53.3
43.4
58.5
61.3
44.2
28.8
56.9
9.7
27.0
6.4
87.7
40.6
50.7
29.0
161.7
64.2
60.6
51.4
69.1
48.9
54.0
41.3
28.6
20.3
17.7
33.4
58.3
44.2
42.6
50.7
107.2
75.2
77.9
98.3
51.0
52.6
52.9
55.2
18.1
22.1
37.5
22.3
48.7
36.6
92.3
52.7
53.2
51.5
87.0
13.0
63.4
27.8
112.4
40.1
58.9
42.0
65.2
34.8
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
23.7
31.4
33.6
25.0
25-49.9
38.6
46.9
45.8
25.0
50-74.9
55.8
65.8
59.9
25.0
75-89.9
87.5
100.0
69.4
15.0
90-100
183.4
361.2
77.9
10.0
n.a. Not available (relevant data not collected)
Note: For questions on income, respondents were asked to base their answers on the calendar year
preceding the interview. For questions on saving, respondents were asked to base their answers on the
Source: The Federal Reserve Board, 2013 Survey of Consumer Finances.
5-Feb-14
Before-Tax Family Income, Percentage of Families That Saved, and Distribution of Families,
by Selected Characteristics of Families, 2001-2010 Surveys
[Thousands of dollars except as noted]
2001
Income
Family characteristic
All Families
2004
Percentage
of families Percentage
that saved of families
Median
Mean
39.9
68.0
59.2
100.0
10.3
24.4
39.9
64.8
98.7
169.6
10.0
24.1
40.3
65.2
98.1
302.8
30.0
53.4
61.3
72.0
74.9
84.3
33.4
51.4
54.5
45.2
27.8
22.4
44.2
77.1
93.2
86.9
58.2
36.7
22.6
28.8
17.0
62.4
51.4
Income
2007
Percentage
of families Percentage
that saved of families
Median
Mean
43.2
70.8
56.1
20.0
20.0
20.0
20.0
10.0
10.0
11.1
25.7
43.2
68.2
104.8
184.9
10.8
26.1
43.4
69.2
106.5
302.2
52.9
62.3
61.7
62.0
61.8
55.5
22.7
22.3
20.6
13.2
10.7
10.4
32.9
50.0
61.1
54.4
33.3
23.7
29.4
40.3
32.6
93.8
85.9
45.2
55.8
49.5
61.9
68.1
11.4
15.1
13.2
31.1
29.2
17.0
33.9
40.9
67.9
25.1
44.8
55.5
116.6
38.7
56.7
61.7
70.0
45.2
25.7
76.9
40.7
47.3
63.3
21.0
16.7
Income
2010
Percentage
of families Percentage
that saved of families
Median
Mean
100.0
47.3
84.3
56.4
34.0
43.3
54.5
69.3
77.8
80.6
20.0
20.0
20.0
20.0
10.0
10.0
12.3
28.8
47.3
75.1
114.0
206.9
12.3
28.3
47.3
76.6
116.0
397.7
45.1
73.9
94.4
100.4
59.7
40.9
55.0
58.0
58.5
58.5
57.1
45.7
22.2
20.6
20.8
15.2
10.5
10.7
37.4
56.6
64.2
54.6
39.0
22.8
25.7
29.0
21.3
65.7
58.6
32.8
39.3
34.1
99.0
93.0
39.8
52.8
45.9
61.7
64.4
12.1
15.3
14.6
31.7
26.3
16.0
31.7
18.3
34.0
19.4
35.7
41.1
73.3
25.9
44.8
56.1
117.6
35.9
54.0
51.0
68.3
63.1
47.4
75.4
24.6
49.4
29.8
80.7
45.0
67.4
138.4
40.0
36.7
61.6
70.4
50.5
42.7
60.9
11.7
23.0
4.5
49.3
66.8
24.4
20.5
71.2
36.0
41.1
20.7
125.1
53.3
49.0
39.4
72.4
58.2
56.6
49.2
27.1
23.7
21.8
27.4
41.3
43.9
36.0
40.7
77.7
64.7
61.4
74.0
58.1
63.0
57.3
59.5
41.1
30.2
72.4
41.0
52.1
24.7
85.1
32.2
Income
Percentage
of families Percentage
that saved of families
Median
Mean
100.0
45.8
78.5
52.0
100.0
33.7
45.0
57.8
66.8
72.9
84.8
20.0
20.0
20.0
20.0
10.0
10.0
13.4
28.1
45.8
71.7
112.8
205.3
12.9
27.9
46.3
73.6
114.6
349.0
32.3
43.4
49.8
60.1
67.7
80.9
20.0
20.0
20.0
20.0
10.0
10.0
51.7
83.7
112.4
111.2
92.4
45.7
58.9
56.4
55.8
58.4
56.7
49.4
21.6
19.6
20.8
16.8
10.5
10.6
35.1
53.9
61.0
55.1
42.7
29.1
47.7
81.0
102.2
105.8
75.8
46.1
54.6
47.6
51.8
51.4
53.6
54.1
21.0
18.2
21.1
17.5
11.5
10.7
28.8
33.9
24.6
71.2
61.7
42.1
47.2
36.6
113.1
115.0
41.6
54.9
48.5
60.1
64.0
12.2
14.0
14.9
31.8
27.1
29.5
30.5
24.2
67.7
61.8
39.4
42.4
39.6
109.4
101.7
38.2
49.8
45.4
52.8
62.2
12.0
14.7
15.2
31.6
26.5
14.4
30.6
18.4
36.6
22.2
36.7
45.6
78.2
31.3
51.1
68.1
143.9
41.6
51.1
53.6
68.6
13.5
32.9
18.4
35.3
23.0
36.6
42.9
73.8
33.7
48.1
58.7
128.9
36.9
47.4
49.5
62.0
12.0
32.2
18.6
37.3
60.1
45.6
72.2
27.8
51.8
36.8
97.0
53.7
58.8
50.8
70.7
29.3
52.9
34.6
90.1
54.4
55.8
44.0
67.5
32.5
70.1
141.6
43.2
37.4
59.2
68.7
44.0
44.9
60.1
11.8
23.7
4.4
56.6
75.7
24.7
20.4
83.1
191.8
51.1
35.4
60.3
62.8
46.6
45.3
59.9
10.5
25.0
4.6
55.9
64.5
29.1
23.9
84.2
149.9
44.4
36.3
55.2
55.1
47.3
37.0
56.9
11.4
24.9
6.8
77.2
37.4
45.2
23.8
128.3
53.1
50.6
42.3
67.7
55.4
57.3
44.1
28.3
22.1
21.6
28.1
85.4
44.2
49.4
23.8
156.1
67.6
57.9
48.7
70.2
55.6
53.6
46.4
27.5
21.8
21.1
29.6
81.3
42.0
50.0
27.4
148.7
59.5
57.3
42.7
62.9
49.0
51.0
45.1
27.7
21.8
18.8
31.7
19.0
23.0
36.2
21.8
50.9
45.2
37.0
46.2
87.5
67.5
62.0
74.5
59.5
59.9
52.5
55.2
18.8
22.9
36.3
22.0
51.4
44.2
42.9
51.9
100.4
74.9
79.4
88.7
53.5
58.2
56.9
56.3
18.3
22.9
36.7
22.1
53.7
46.5
40.7
48.8
99.2
70.9
71.5
80.8
50.8
57.2
49.8
51.4
18.3
22.4
37.1
22.2
59.7
56.3
86.2
13.8
46.2
29.9
76.9
41.0
56.9
52.3
82.9
17.1
50.4
36.1
91.3
50.2
57.0
54.0
82.9
17.1
48.8
36.6
84.8
48.2
51.7
53.3
82.7
17.3
66.7
43.6
67.7
32.3
55.2
24.6
87.4
33.7
62.3
42.3
69.1
30.9
61.7
27.8
105.6
37.5
60.9
46.7
68.6
31.4
59.6
26.1
98.3
37.9
56.5
42.7
67.3
32.7
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
19.7
24.0
34.5
25.0
20.5
25.1
34.7
25.0
23.4
29.1
40.5
25.0
23.7
32.6
32.2
25.0
25-49.9
35.0
39.6
54.2
25.0
37.0
42.2
53.7
25.0
41.1
46.5
52.8
25.0
37.9
45.5
48.4
25.0
50-74.9
51.1
58.9
68.2
25.0
52.4
60.7
62.1
25.0
56.7
66.6
59.1
25.0
54.9
63.3
56.8
25.0
75-89.9
69.6
78.6
77.4
15.0
77.0
87.9
72.6
15.0
82.3
93.0
68.9
15.0
74.5
89.0
66.9
15.0
90-100
126.5
256.1
84.1
10.0
143.8
256.0
76.0
10.0
157.9
347.6
80.4
10.0
163.2
297.9
76.1
10.0
n.a. Not available (relevant data not collected)
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving, respondents were asked to base their answers on the twelve months
preceding the interview. Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family head.
Source: The Federal Reserve Board, 2010 Survey of Consumer Finance (July 19, 2012).
5-Feb-14
Before-Tax Family Income, Percentage of Families That Saved, and Distribution of Families,
by Selected Characteristics of Families, 1989-1998 Surveys
[Thousands of dollars except as noted]
1989
Income
Family characteristic
All Families
1992
Percentage
of families Percentage
that saved of families
Median
Mean
25.7
40.6
n.a.
100.0
6.3
14.6
25.7
40.7
59.5
104.3
5.9
14.7
25.9
40.9
61.1
170.0
n.a.
n.a.
n.a.
n.a.
n.a.
n.a.
20.9
36.5
38.6
26.4
16.2
13.8
27.9
49.4
60.4
47.7
33.2
25.3
13.8
17.8
10.4
37.8
32.4
Income
1995
Percentage
of families Percentage
that saved of families
Median
Mean
26.7
40.0
57.1
20.0
20.0
20.0
20.0
10.0
10.0
6.8
15.9
26.7
42.2
63.1
107.7
6.6
15.9
27.2
43.3
64.2
150.4
n.a.
n.a.
n.a.
n.a.
n.a.
n.a.
28.1
21.5
15.2
13.9
12.5
8.9
24.6
35.9
41.7
29.7
17.9
13.8
19.6
31.0
17.6
51.8
55.5
n.a.
n.a.
n.a.
n.a.
n.a.
11.0
15.6
15.2
36.2
22.0
13.6
22.6
29.2
41.7
19.5
29.9
40.7
71.3
n.a.
n.a.
n.a.
n.a.
30.3
14.6
46.5
23.0
32.1
37.6
14.5
7.3
Income
1998
Percentage
of families Percentage
that saved of families
Median
Mean
100.0
30.7
44.6
55.2
30.2
49.1
59.2
70.0
71.6
82.0
20.0
20.0
20.0
20.0
10.0
10.0
6.9
17.6
30.7
45.6
68.6
112.6
6.6
17.6
30.1
46.3
69.6
175.3
30.3
46.6
56.7
49.6
29.0
23.4
59.1
56.9
59.0
59.2
54.1
49.4
25.8
22.8
16.2
13.2
12.6
9.4
25.6
38.3
40.2
33.8
19.3
16.0
13.9
19.9
12.2
41.4
33.8
21.1
26.7
18.9
56.0
49.4
45.2
51.9
46.6
62.1
65.7
11.2
16.2
15.3
32.8
24.5
24.3
32.2
15.7
27.8
12.3
23.8
27.7
45.1
17.4
30.1
37.0
65.5
38.1
56.8
59.5
68.1
n.a.
n.a.
74.8
25.2
30.8
18.5
44.2
27.2
41.0
92.4
23.8
14.0
n.a.
n.a.
n.a.
n.a.
57.0
11.1
25.2
6.6
34.5
44.9
15.2
11.3
47.2
25.0
30.3
12.5
74.5
40.2
35.5
21.8
n.a.
n.a.
n.a.
n.a.
21.6
22.2
24.3
31.9
29.2
24.9
21.9
30.3
46.6
42.3
34.7
42.4
n.a.
n.a.
n.a.
n.a.
26.9
20.2
43.2
29.4
33.4
13.8
51.1
22.0
Income
Percentage
of families Percentage
that saved of families
Median
Mean
100.0
33.5
53.2
55.9
100.0
31.6
43.4
57.2
66.8
69.9
84.2
20.0
20.0
20.0
20.0
10.0
10.0
8.3
20.3
33.5
53.3
79.0
130.6
7.9
20.2
34.0
54.3
79.5
219.5
32.1
45.5
56.1
67.9
73.7
82.0
20.0
20.0
20.0
20.0
10.0
10.0
31.2
48.8
66.1
53.9
37.4
26.5
56.4
54.3
58.0
58.0
50.0
51.7
24.8
23.0
17.9
12.5
12.0
9.8
27.4
42.1
50.7
38.5
24.3
16.7
36.1
60.0
69.8
71.8
46.7
29.2
53.0
57.3
57.8
61.1
56.3
48.6
23.3
23.3
19.2
12.8
11.2
10.2
16.6
22.5
13.0
43.3
38.1
21.0
26.6
22.2
60.5
58.4
36.9
51.1
44.4
60.1
65.6
12.0
15.8
13.8
31.9
26.6
18.3
24.3
16.7
52.1
42.6
25.4
30.9
26.1
72.3
69.8
39.2
52.0
47.9
59.1
65.9
11.3
16.4
13.7
32.7
25.8
20.4
30.0
17.8
31.9
14.6
26.1
30.7
45.7
20.9
35.0
40.5
71.4
42.8
50.6
54.1
68.2
18.5
31.7
19.0
30.7
15.5
29.2
35.5
55.0
21.7
37.0
50.8
85.6
39.5
53.7
56.7
65.6
16.5
31.9
18.5
33.2
61.1
44.9
75.3
24.7
33.1
19.9
49.1
29.2
59.1
41.7
77.6
22.4
38.2
23.3
59.2
33.2
60.0
42.3
76.8
23.2
43.8
76.2
22.9
20.9
63.2
59.4
48.1
41.4
54.8
10.9
26.2
8.1
36.9
37.9
16.8
11.3
48.4
80.0
28.1
18.0
60.4
63.4
46.0
30.8
58.3
10.3
25.1
6.4
40.6
52.7
19.3
11.6
53.5
109.4
33.0
21.7
59.8
61.1
48.7
33.3
59.2
11.3
24.4
5.1
49.2
29.3
29.7
13.9
73.7
37.7
36.0
22.5
67.5
60.4
59.8
46.5
21.9
24.0
19.8
34.3
53.3
30.7
34.6
15.9
81.7
42.9
40.2
26.0
69.5
54.5
60.1
42.9
19.8
24.2
24.6
31.4
60.8
30.7
37.5
17.7
96.7
46.9
42.6
31.2
68.4
55.6
55.6
46.1
24.2
21.0
25.3
29.5
20.8
24.4
34.4
20.4
33.3
28.9
23.6
26.5
46.3
41.3
34.1
42.5
57.5
61.3
54.2
56.4
20.2
24.4
34.6
20.9
30.7
31.3
28.4
31.7
49.2
45.5
41.3
44.8
52.6
59.2
54.6
54.0
19.8
23.9
35.1
21.2
35.5
32.9
31.6
36.2
61.0
49.0
49.5
57.1
53.5
58.3
55.0
56.9
19.3
23.6
35.7
21.3
n.a.
n.a.
81.0
19.0
28.7
20.4
43.0
27.0
58.0
53.0
81.5
18.5
31.9
21.4
47.3
29.1
55.8
51.8
85.3
14.7
35.5
28.0
56.5
34.0
56.3
53.6
85.3
14.7
n.a.
n.a.
63.9
36.1
34.9
17.1
49.0
24.1
63.2
46.2
63.9
36.1
37.9
18.4
55.3
25.1
61.3
44.0
64.7
35.3
43.7
20.3
66.7
26.7
62.2
43.4
66.2
33.8
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
10.4
14.6
n.a.
25.0
13.0
17.3
37.4
25.0
14.5
18.6
35.7
25.0
15.9
20.3
36.3
25.0
25-49.9
22.0
25.1
n.a.
25.0
24.6
27.7
52.5
25.0
28.7
31.2
51.2
25.0
30.4
33.9
50.3
25.0
50-74.9
31.6
36.1
n.a.
25.0
32.8
36.4
63.5
25.0
35.5
40.8
59.6
25.0
40.6
46.8
61.8
25.0
75-89.9
41.7
50.9
n.a.
15.0
43.0
50.9
70.7
15.0
42.7
52.8
68.6
15.0
56.8
67.6
71.9
15.0
90-100
78.2
139.9
n.a.
10.0
80.9
120.3
81.1
10.0
80.7
140.4
82.6
10.0
88.4
178.0
80.0
10.0
n.a. Not available (relevant data not collected)
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving, respondents were asked to base their answers on the twelve months
preceding the interview. Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family head.
Source: The Federal Reserve Board, 2010 Survey of Consumer Finance (July 19, 2014).