3 E. Greenway Plaza, St. C350
Houston, Texas 77046
(713) 964-4700 or 800-332-9005
Fax (713) 964-4732
www.relo-nino.com
E-mail: info@relo-nino.com
Providing
Excellent
Service
Since
1984
CORPORATE LODGING, INC.
Specializing in Apartment & Residential Leasing, Sales, Home Purchase and Nationwide Corporate Housing
Presents
Houston - “The City of Opportunity”
According to new rankings from Fortune magazine, Texas is now home to the most company headquarters—a total
of 58, which is 3 more than the state of New York and 6 more than California. Why? Low taxes, affordable real estate
and a large, highly skilled and educated labor pool make this the ideal climate in which to do business, according to an
article in the New York Times in April 2008. And here’s more good news: the Houston area is now home to more
Fortune 500 companies than any other city in the state—25, compared to 12 in Dallas and 4 in San Antonio.
Houston is a city of contrasts and surprises, of sky-scraping
urban centers and quiet residential communities, of stateof-the-art research and Texas-sized rodeos, of energy giants
and world-class educational complexes, of Grand Opera and
great expanses of year-round green.
Here, change is constantly creating new possibilities, for
Houston is a city on the move.
Located on what has been dubbed America’s “third
coast,” Houston’s sunny climate and abundant recreational
resources support the almost infinite diversity of lifestyles
that is the hallmark of all great cities. With an average
annual temperature just above 69°F, the Houston area is
a place to enjoy life year-round.
Houston is a center for global industries that include
energy, medicine, aerospace, computer technology and
telecommunications. Four of the six super major energy
companies maintain a large base of operations in Houston.
More than half of the world’s 100 largest foreignbased corporations have operations in Houston.
Houston is the fourth most populous city in the
United States behind New York, Los Angeles and
Chicago. Houston is the largest city in both Texas and
the U.S. South. Over 2 million people live within
the city limits and more than 5 million live in the
metropolitan area. Houston encompasses 640 square
miles and the Houston MSA (Metropolitan Statistical
Area) encompasses over 10,000 square miles. Houston
is located midpoint between the nation’s two coasts,
making it an excellent distribution point for businesses.
The Houston Ship Channel is a 52-mile-long complex of
public and private facilities located north of the Gulf of
Mexico. Houston’s port is ranked first in the United States
in foreign waterborne commerce, second in total tonnage
and sixth in the world in total tonnage.
Houston: Unequaled Housing Value
Houston Rents Lowest in the Country
Houston, TX
Dallas, TX
Median single-family Homes
$701
Dallas, TX
$732
Houston, TX
$150,300
Atlanta, GA
$175,300
Phoenix, AZ
$753
Denver, CO
$775
Austin, TX
$145,000
$188,200
Atlanta, GA
$793
Denver, CO
$254,100
Austin, TX
$828
Phoenix, AZ
$255,500
Orlando, FL
$837
Chicago, IL
$261,000
$266,800
Seattle, WA
$955
Orlando, FL
Chicago, IL
$1,015
Boston, MA
Washington DC
Boston, MA
Los Angeles, CA
San Francisco, CA
$1,205
$1,332
$1,586
$1,947
Source: Apartment Data Services and M/Pf YieldStar
$380,700
Seattle, WA
$394,700
Washington DC
$400,100
Los Angeles, CA
$588,400
San Francisco, CA
$825,400
Source: National Association of Realtors
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
|1
R2- 0708
Providing Excellent Service Since 1984
Renter Questions & Answers
NINO provides you access to our database which includes over 488,000 units in more than 2500 apartment
complexes to choose from in the Houston area. Privately owned homes are available through our membership
in the Houston Multiple Listing Service.
What are typical lease terms?
Most of the apartment communities offer six (6) month and twelve (12) month lease terms. Three (3) month leases
are offered for a premium at a select few properties. Month-to-month furnished units are available through Nino Corporate
Lodging, Inc. throughout the Houston area. Privately owned townhomes, high-rises, duplexes and single-family homes
typically require a twelve (12) month lease.
How much are rental deposits? Pet deposits?
Rental deposits are due upon processing of Rental Application, which includes credit/rental and criminal background
check. Non-refundable Application Fees range from $30-$70. Approximate rental deposits are listed below and will vary.
Apartment Rental Deposits: One-bedroom $100 - $400, Two-bedroom $300 - $500, Three-bedroom $400 - $600
Privately Owned Single-Family/Townhome/Condo/High-rise Deposits: Equal to one-month's rent and paid to the Owner
of the property, not the Listing Agent's Realty Company, unless they manage the property.
Pet deposits will range from $200 - $600 per pet with usually half being non-refundable. Some apartment communities
charge monthly pet rent in addition to your apartment rent. Many homeowners/landlords and apartment management
companies accept pets. Pet policy varies at each property with aggressive breeds being more difficult to accommodate.
What appliances are typically included with a unit?
Most apartments will include refrigerator, stove, oven, dishwasher, and garbage disposal. Microwaves and ceiling
fans will also be found in some instances. Apartments built before 1982 may include washer/dryer connections. After
1982, most will include the washer/dryer. In single-family homes, duplexes and townhomes/condos, the appliances
vary depending on what the homeowner has chosen to leave in the rental unit. Most single-family homeowners do not
provide washer/dryer or refrigerator.
What utilities will I be responsible for paying?
With few exceptions, the resident will pay for electricity and water. There are several power providers to choose from
and compare rates at www.powertochoose.org. Most power companies will require 4 business days to connect service.
Water is individually metered and paid by the resident and in most cases, the apartment management company will
invoice and collect payment. In privately owned units, the resident will connect and pay to the local water provider in
the area. Telephone and High Speed Internet or DSL service may be provided and installed by a cable company or local
telephone service provider.
What if I need to rent furniture?
Several furniture companies offer different specials through our company. On average, 1-bedroom apartment
package prices start at $199 per month. There is a minimum 3-month lease required with deposits equaling
1 month's rent. The average delivery is $50 - $90. Our Relocation Consultants will know the best prices and have
helpful suggestions for your needs.
Who may I contact for information about a lease or file a
complaint about an apartment or management company?
The Houston Apartment Association may be reached at 281-933-2224 or www.haaonline.org. You can also contact the Texas
attorney general's office for an overview of tenant's rights at 713-223-5886 or 1-800-421-0508 or at www.oag.state.tx.us.
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
2|
Nino & Associates, Inc. • (713) 964-4700 or 800-332-9005 • Fax (713) 964-4732
Providing Excellent Service Since 1984
Where do I start to look?
Nino & Associates, Inc. has compiled this information on your behalf. We are a FREE apartment and
residential leasing service. Please call for more information and book your personally designed home
finding tour with one of our real estate professionals.
Average Rental Prices Throughout Houston 2008
Area
Single-Family Homes
Size
Apartment
1 Bedroom
2 Bedroom
3 Bedroom
$850 - $1900
$1200 - $2900
$1500 - $4000+
$900 - $6000+
Medical Center
1 Bedroom
2 Bedroom
3 Bedroom
$700 - $1650
$850 - $2500+
$1310 - $2500
$1100 - $7500
Galleria
1 Bedroom
2 Bedroom
3 Bedroom
$800 - $1800++
$1200 - $2400++
$2000 - $3500++
$1800 - $6000+
Sugar Land
1 Bedroom
2 Bedroom
3 Bedroom
$700 - $1200
$1000 - $1400
$1250 - $2025
$950 - $3950
Champions/1960W
1 Bedroom
2 Bedroom
3 Bedroom
$700 - $1200
$950 - $1400
$1100 - $1500
$900 - $2400
Kingwood/Atastcocita
1 Bedroom
2 Bedroom
3 Bedroom
$675 - $1150
$865 - $1500
$1250 - $1550
$800 - $2200
The Woodlands
1 Bedroom
2 Bedroom
3 Bedroom
$750 - $1200
$1150 - $1550
$1300 - $1850
$950 - $3000
West Houston (Katy)
1 Bedroom
2 Bedroom
3 Bedroom
$750 - $1080
$1000 - $1600
$1100 - $2015
$1250 - $4200
Clear Lake Area
1 Bedroom
2 Bedroom
3 Bedroom
$680 - $1200
$950 - $1550
$1200 - $1700
$1150 - $2500
1 Bedroom
2 Bedroom
3 Bedroom
$600 - $975
$750 - $1185
$1100 - $1680
$800 - $1650
Inside 610 Loop
(Except Medical Center)
South Houston
(Baytown, Pasadena,
Pearland, Friendswood)
3 Bed/2 Bath Minimum
*Prices quoted are subject to change and represent approximate rental rates for each area.
Most apartment communities represented in this table were built no earlier than 1980.
The data used was derived from the Apartment Data Services and
Multiple Listing Service of the Houston Association of Realtors.
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
www.relo-nino.com • E-mail: info@relo-nino.com
|3
Providing Excellent Service Since 1984
School District Information
66
In Harris County
The best school district is the one you feel is right for your children’s needs.
We recommend you evaluate the SAT/ACT/TAKS/SDAA II/RPTE/EOC
scores, student/teacher ratio, percent of college bound seniors, per pupil
expenditure and visit any school you are seriously considering for your child.
• The Houston Independent School District is the seventh largest in the Nation.
• Harris County contains more than 60-degree granting institutions of higher education.
• There are more than 400 private or parochial schools in the Houston area.
For additional information, view TEA’s website at www.tea.state.tx.us
and surrounding
areas, there are 66
independent
public school
districts.
Houston Area School Districts
Aldine ISD, www.aldine.k12.tx.us, (281) 449-1011
Total enrollment: 60,083, Tax Rate: $1.28
Katy ISD, www.katyisd.org, (281) 396-6000
Total enrollment: 54,402, Tax rate: $1.53
Alief ISD, www.aliefisd.net, (281) 498-8110
Total enrollment: 45,183, Tax rate: $1.27
Klein ISD, www.kleinisd.net, (832) 249-4000
Total enrollment: 42,935, Tax rate: $1.26
Channelview ISD, www.channelview.isd.esc4.net, (281) 860-9825
Total enrollment: 8,428, Tax rate: $1.23
Lamar Consolidated ISD, www.lcisd.org, (281) 341-3100
Total enrollment: 21,936, Tax rate: $1.30
Clear Creek ISD, www.ccisd.net, (281) 332-2828
Total enrollment: 36,314, Tax rate: $1.32
La Porte ISD, www.laporte.isd.esc4.net, (281) 604-7000
Total enrollment: 7,940, Tax rate: $1.31
Conroe ISD, www.conroeisd.net, (936) 756-7751
Total enrollment: 46,524, Tax rate: $1.24
Magnolia ISD, www.magnoliaisd.org, (281) 356-3571
Total enrollment: 11,051, Tax rate: $1.42
Crosby ISD, www.crosbyisd.org, (281) 328-9200
Total enrollment: 4,884, Tax rate: $1.34
New Caney ISD, www.newcaneyisd.org, (281) 354-1166
Total enrollment: 8,676, Tax rate: $1.42
Cypress-Fairbanks ISD, www.cfisd.net, (281) 897-4000
Total enrollment: 96,837, Tax rate: $1.32
North Forest ISD, www.northforestschools.org, (713) 633-1600
Total enrollment: 8,369, Tax rate: $1.24
Deer Park ISD, www.dpisd.org, (832) 668-7000
Total enrollment: 12,355, Tax rate: $1.32
Pasadena ISD, www.pasadenaisd.org, (713) 920-6800
Total enrollment: 50,757, Tax rate: $1.35
Fort Bend ISD, www.fortbend.k12.tx.us, (281) 634-1000
Total enrollment: 67,992, Tax rate: $1.25
Pearland ISD, www.pearlandisd.org, (281) 485-3203
Total enrollment: 17,090, Tax rate: $1.43
Friendswood ISD, www.fisdk12.net, (281) 482-1267
Total enrollment: 5,865, Tax rate: $1.18
Sheldon ISD, www.sheldonisd.com, (281) 459-7301
Total enrollment: 5,811, Tax rate: $1.43
Galena Park ISD, www.galenaparkisd.com, (832) 386-1000
Total enrollment: 21,114, Tax rate: $1.43
Spring ISD, www.springisd.org, (281) 586-1100
Total enrollment: 33,249, Tax rate: $1.44
Galveston ISD, www.gisd.org, (409) 766-5100
Total enrollment: 7,903, Tax rate: $1.18
Spring Branch ISD, www.springbranchisd.com, (713) 464-1511
Total enrollment: 32,040, Tax rate: $1.29
Goose Creek Consolidated ISD, www.gccisd.net, (281) 420-4800
Total enrollment: 20,354, Tax rate: $1.30
Stafford MSD, www.stafford.msd.esc4.net, (281) 261-9200
Total enrollment: 2,922, Tax rate: $1.25
Houston ISD, www.houstonisd.org, (713) 892-6000
Total enrollment: 199,534, Tax rate: $1.16
Tomball ISD, www.tomballisd.net, (281) 357-3100
Total enrollment: 9,388, Tax rate: $1.28
Huffman ISD, www.huffmanisd.net, (281) 324-1871
Total enrollment: 3,092, Tax rate: $1.38
Waller ISD, www.waller.isd.esc4.net, (936) 931-3685
Total enrollment: 5,134, Tax rate: $1.28
Humble ISD, www.humble.k12.tx.us, (281) 641-1000
Total enrollment: 32,970, Tax rate: $1.31
Source: www.tea.state.tx.us.
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
4|
Nino & Associates, Inc. • (713) 964-4700 or 800-332-9005 • Fax (713) 964-4732
Providing Excellent Service Since 1984
COMMUNITY The Nino companies are committed to giving back and
helping to enrich our communities through volunteerism
and financial support. Each year our company invites YES
graduates to intern with us prior to attending a university as
well as the summers during their under graduate term.
Teach for America-www.teachforamerica.org
for newcomers
Helpful Websites
Relocation Services-www.relo-nino.com
City of Houston-www.houstontx.gov
Texas Education Agency-www.tea.state.tx.us
METRO-www.ridemetro.org
Houston Public Library-www.houstonlibrary.org
Greater Houston Partnership-www.houston.org
Greater Houston Visitors
& Convention Bureauwww.visithoustontexas.com
Texas Dept. of Public Safetywww.txdps.state.tx.us
Texas Medical Center Hospitals-www.tmc.edu
YMCA-www.ymcahouston.org
Houston Parks & Recreation Departmentwww.houstonparks.org
State of Texas Agencies-www.texasonline.com
Social Security Administrationwww.socialsecurity.gov
Voters Registrationwww.sos.state.tx.us/elections/voter
American Medical Associationwww.ama-assn.org
George Bush Intercontinental Airportwww.houstonairport.org/iah_default.htm
Hobby Airportwww.houstonairport.org/hou_default.htm
Houston Museum Districtwww.houstonmuseumdistrict.org
Houston Theater Districtwww.houstontheatredistrict.org
Teach for America is the national corps of outstanding recent
college graduates of all academic majors who commit two years to
teach in urban and rural public schools and become leaders in the
effort to expand educational opportunity. Since inception, 17,000
individuals have participated in Teach for America, impacting the
lives of more than 2.5 million Houston students.
Gloria Nino, President, serves on the Houston Advisory Board
for Teach for America.
YES College Prep-www.yesprep.org
YES is a free, open-enrollment public school system that serves
low-income minority students in 6th-12th grade. Founded in 1998,
the charter mandates that students must be accepted to a four-year
college in order to receive their high school diploma. YES is the
only school in Greater Houston to make Newsweek and U.S. News
& World Report’s list of the top 100 public schools in America. The
school’s efforts have earned it the No. 1 spot as the Best Performing
High Schools in Houston.
Frank Monacelli, Vice President, former Board Member.
Houston Furniture Bankwww.furniturebankhouston.org
The Furniture Bank collects and distributes furniture and
home furnishings free of charge to people in need. The
mission of the Furniture Bank is to" furnish hope and make
empty houses homes" for Houston's needy families in order
to make the road to independent living more manageable
and the likelihood of success more probable. Currently,
The Furniture Bank has 50 different partner agencies.
Muscular Dystrophy Association
(MDA)-www.mda.org
The Muscular Dystrophy Association is a voluntary health
agency -- a dedicated partnership between scientists and concerned
citizens aimed at conquering neuromuscular diseases that affect
more than a million Americans. MDA combats neuromuscular
diseases through programs of worldwide research, comprehensive
medical and community services, and far-reaching professional and
public health education.
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
www.relo-nino.com • E-mail: info@relo-nino.com
|5
Houston
Houston
Providing Excellent Service Since 1984
Houston
has a business
climate custom-made for growth
and an environment that supports a
wide range of successful enterprises.
Headquarters to 25 companies on
the Fortune 500 list, Houston leads all
U.S. cities in new business growth.
Houston is served by two commercial airports, serving 52 million
passengers in 2007. Bush Intercontinental currently ranks third in the
United States for non-stop domestic
and international service with 182
destinations. The Texas Medical
Center, Houston’s largest singlesite employer, employs more than
65,300 people and serves 5.2 million
patients annually. M. D. Anderson
Cancer Center is the world's largest
cancer hospital with excellent inpatient and outpatient facilities. The
University of Texas M. D. Anderson
Cancer Center has ranked among the
nation’s top two cancer hospitals in
US News & World Report’s “America’s
Best Hospitals” survey since the survey’s inception 16 years ago. M.D.
Anderson has ranked number one
four times in the last six years.
The Houston area is a place to
enjoy life year-round. From seashores to pine forests, golf to ice
skating under the sunlit dome of the
world famous Galleria, neighborhood theater productions to world
class performing arts – all wrapped
in an even-tempered climate that
encourages year-round enjoyment
for the Texas Gulf Coast.
With all its rich cultural growth,
Houston has retained its enthusiasm
for Texas traditions like the annual
Houston Livestock Show and Rodeo.
In just over 75 years, the Rodeo has
committed over $220 million to the
youth of Texas.
Houstonians enjoy supporting
their professional and college sports
teams. Houston’s major league
sports franchises include: the Aeros
(hockey), Texans (football), the
2006-07 MLS Cup winning Houston
Dynamo (soccer), the 2005 National
League Pennant winning Houston
Astros (baseball), 4-time WNBA
World Champion Houston Comets; 2-time NBA World Champion
Houston Rockets; the Rice Owls
baseball team, winner of the ’03 College World Series and no list would
be complete without mentioning the
University of Houston’s Cougars
status as one of the top nine college
basketball programs of all time. The
home to the Houston Texans is the
Reliant Astrodome, the first domed
stadium in the world; it also holds
the NFL's first retractable-roof stadium, Reliant Stadium.
Business
Tax Rates
arts
Texas has no corporate or
personal income or unitary
tax. There is an 8.25% sales tax
(6.25% state, 1% city, 1% Transit Authority) and certain food
and drug items are exempt.
Society for the Performing Arts brings the world’s greatest performing artists
and companies to Houston, www.VisitHoustonTexas.com.
Houston is one of only four cities in the country with resident companies in all four performing arts: opera, theatre,
symphony and ballet. Houston is also home to the 10,000 piece Menil Collection – a world famous collection vied for by
New York City, Paris and other cultural centers. The Museum of Fine Arts, Houston, is the largest art museum in America
south of Chicago, west of Washington, D.C., and east of Los Angeles. Do not miss the Cullen Sculpture Garden, created
by world-renowned sculptor Isamu Noguchi. An oasis tucked inside a teeming metropolis, the Cullen Sculpture Garden
is widely appreciated as a haven for self-renewal. The sculpture garden also unites the pathways between two HMFA
buildings, the Caroline Wiess Law Building and the Glassell School of Art.
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
6|
Nino & Associates, Inc. • (713) 964-4700 or 800-332-9005 • Fax (713) 964-4732
Apartment Rental Home Purchase Corporate Housing
Houston,
Makes you proud to be living where we do...
Business week
Houston ranked 1st in 15 out of 20 professions, May 2008
“Businessweek.com worked with Seattle’s Payscale.com
to determine where the best and worst cities are for
20 common careers and found that—when it comes
to earning a comfortable living—Houston is at or
near the top for most jobs in each of the top 25
big-city metros for cost of living. Houston, Dallas,
and Charlotte, N.C. rose to the top for many of the
jobs because they’re affordable.
Newsweek
Houston,We Have No Problems, May 2008
“To find a hot spot where soaring oil and commodity prices, and the booming economies of the developing world,
are keeping cash registers ringing and construction crews
fully employed, you don’t have to trek to Dubai or Moscow.You need travel only as far as Houston.”
Kiplinger’s Personal Finance
Houston named Best City to Live,Work and Play, May 2008
“It’s the city of big plans and no rules, beat-the-heat tunnels and loop-the-loop highways, world-class museums
and wiry cowboys, humidity that demands an ice-cold
martini and the biggest damn liquor store on the planet.
How could you not love Houston?”
Chicago Tribune
Houston Doesn’t Have a Problem, May 2008
“The local economy, though still largely dependent on the
energy industry, is growing more diversified, with the city’s
health-care sector growing rapidly. And while Houston’s
home sales figures have softened and mortgage foreclosures are rising as they are elsewhere in the country, the
ever-expanding housing market here never blew up into
the kind of speculative real estate bubbles that are now
deflating in so many other large American cities. That
means houses are taking longer to sell, but they are generally holding their value.”
Washington Post
Houston’s Pipelines of Prosperity, May 2008
“Soaring oil and gas prices may be a fiscal drag for much
of the nation, but here in the self-styled energy capital
of the world they are feeding an economic surge...All of
the activity is leading to strong retail sales, increasing tax
revenue and an uptick in housing prices - in short, the opposite of what is happening in most of the country, which
is being squeezed by flagging consumer confidence and
high gas and oil prices.”
Source: Houston Realtor®, July 2008
CORPORATE LODGING, INC.
Let us make your move smooth and stress free!
We care where you live.
Downtown Houston
0708
Woodl
and
Hills D
r
La
ke
Pk Hou
wy st
on
W
CEK
ing Pkw
y
h
St ey
Ric
Lake Houston
Pkwy
Golf Club Dr
d
rg R
hbu
Lyn
c
Cho
sd
ar
Sc
Rd
rm
Fa
ie
Dix
ge
wo
o
Ba
y
dD
r
Rd
rm
Fa
Ed
ie
Rd
n
A Rd
El C
270
Main
Clear
Creek
St
518
518
1
646
Dickinson
517
Pine Dr
Dickinson
Bayou
Byp
ass
646
Hillcrest
City
of HoustonSanta
Fe
6
1764
Rd
d
1462
Sc
ho
ol R
160
Rosharon
Pa
rke
r
Cow Micham Rd
C
Woodrow-Damon Rd
1462
Archer Lake
1462
35
2403
r
eD
Pin
Dickinson Rd
Sealy St
Adoue St House
St
South St
3
Alvin
Da
l
South Sh
Harbour
Houston
Gulf
League
City
Pa
rkw
Frie
nds
w
Rd ood
Rd
Be
nd
vis
na
E
La
Clear La
Shore
NAS
Nassau
Bay
Webster
oo
dA
ve
ald
so
Do
n
d
Mast
ers R
Ca
Kirby Blvd
d
d
d
Blv
ale
sR
he
Hu
g
ate R
d St
Norm
andy
St
St
rty
Dr
Waysi
de
Broa
Rd
rs
Dix
Sun Meadow
CC
od Rd
ity
Taylor
Lake
Lyndon B Johnson Pasadena
Lake
Space Center
Clear Lake
(NASA)
rin
a
Dr Bay
Houston
Rd
Rd
le
mb
Hu
Old
Ca
Mc
r
dD
oo
ckw
Lo
St
Yo
rk
d
un R
Calho
St
St
ste
Ma
Clear
Lake GC
Taylor
Lake
Village
Ma
Ril
Fu ey
zz
ell
in
Ma
d
da R
Pos
Oa t
kR
d
Fort Bend Pkwy
Waugh Dr
Mangum Rd
Rd
gle
Bin
d
dR
or
aff
St
Alme
icks
Rd Dam
Add
wy
tF
es
hw
ut
So
ac
e Blvd
Houston Ave
Bo
ud
re
au
xR
d
Ho
Gre
atwo
Pkw od
y
bb R
iver
Rd
nan
do
Dr ah
Cra
She
lvd
Algoa Friendswo
d
Univ of Houston
Clear Lake
rB
Blvd
t
re d
Eg Blv
y
Ba
Friendswood
r
kR
ente
am
Rea ino
l
Baybrook
Mall
dD
Cr
ee
d
ra
Do
528
oo
int
Main St
eC
d
Area
Brook Forest Dr
r Spac
lv
oB
lvd
ea B
Ar
sw
Po
Rd
El
nd
g
hburg
Pin
2351
Bay
hD
c
elo
Rd
Frie
on
y Lync
d
e
ak
rL
ea
Cl
vd
Bl
tang
yL
Crosb
Underwood Rd
fR
luf
dB
Re
3
ty
Ci
45
Mus
ha
le
Ramsey Rd
ain
M t
S
Battleground Rd
Center St
Ellington
Field
d
-B
ig
y Rd
Sam Houston
Pkwy
M
Chigger
Creek CC
n
wa d
Ro n R
rto
Bu
W
e Crosb
Rd
Manor St
La Por
La Porte
Municipal Airport
Fairmont Pkwy
nR
or
Fwy
sto
Clover
Field
Johnson St
uth
BRAZORIA
COUNTY
Chocolate
Bayou
er
t
Rd
Kost Rd
rA
dena
lve
ld
Pasa
San Jacinto
College
Texas Ice
Stadium
N Gordon St
2nd St
ve
Sheldon
Uvalde Rd
Ga
Pearland Sites Rd
Fie
Alvin
Ri
Deer
Park
Genoa Red Bluff Rd
yS
35
Lynchburg
Spencer Hwy
Pasadena
St
Schovajsa
Rd
Brazos Bend
State Park
os
Rd
in
Iowa
Colony
az
luff
Pasadena Blvd
d
aR
dwa
6
Br
dB
Spencer Hwy
am
k
Bl haw
vd k
Ma
Veterans
Dr
Rd
Be
528
y
and
l-S
nve Rd
Ma Point
Re
Town Square
Mall
Ellington Field Air
Guard Station
ac
Pearland
Four
Corners
Sc
B
Houston Ship
Channel
8
Shaver St
no
Ge
d
Blv
d
Jones Rd
10
Ferry
E Edgebrook Dr
Bl
roa
Channelview
Blvd
225
Main St
en
ton
Mykawa Rd
Main St
ll R
Clear
Creek
EB
Highlands
All
us
d
Iowa
Colony
Bandera St
Shaver St
Richey St
Ho
wa R
288
Cloverleaf
Fuqua St
Ha
19
Barrett
Jacint
opor
Blvd t
er
av
Sh St
Almeda Genoa Rd
Hastings Cannon Rd
Oil
d
Woodforest
Mall Woodforest
Federal Rd
Holland Ave
Goodyear Dr
od
rwo
Clea t
S
Monroe Rd
Myka
Scanlan Rd
oR
South
Houston
ve
eA
g
lle
Co
Rd
ville
llis
Wa
Allendale Rd Garner Rd
d
MLK Jr Blvd
Manvel
ell
Maxey Rd
Oates Rd
Broadway
e
Av
45
Walnut St
Bailey Rd
lB
Humbl
y
kw
nP
se
us
De
Mesa Dr
McCarty St
Reveille St
rt
ropose
De
San Jacinto
River
0
y 9 d)
Hw ose
op
(Pr
Almeda
Mall
1128
Hooks Rd
Arcola
rk
Pa lvd
B
35
Broadway St
518
Croix Rd
y
William P
Hobby Airport
McKeever Rd
6
St
90
rwy
by F
Cros
Sheldon
10
La Porte Fw
e
ac
Pl
lvd
Brookside
Village
Old Chocolate
Bayou Rd
288
58
dale
Sam Houston Pkwy
Southwyck
GC
Airline-Fort
Bend Road
Lawn
rt B
po
Air
Sheldon Lake
State Park
Galena
Park
Clinton Dr
Winkler Dr
Sims
Bayou
BUS
90
Sheldon
Reservoir
Texaco
CC
Jacinto
City
610
Crosby
lvd
ead B
mondh
Magnolia
Garden
n Pkwy
526
Fuqua St
Country
Place CC
d
llis
Wa
Glenbrook ellfo
Park GC B
Almeda-Genoa Rd
8
y
Market Street Rd
Gulfgate
Mall
g Dr
South Acres Dr
865
Chocolate Bayou Rd
Post Rd
HoustonSouthwest
Airport
St
35 P
Crestmont
St
Hwy
Airport Blvd
Newport
CC
526
Hw
R
ville
r
Gus Wortham
Park GC
Lon
Sycamore Rd
Mckeever Rd
Blvd
M
Bellfort Ave
Cullen Blvd
Reed Rd
Rd
McHard
nt
mo
au
Be
nD
Blvd
le
yrt
d
610
288
Almeda School Rd
Fresno
nto
ation
isburg
St
Cli
Navig
Harr
ne
pho
Tele Rd
Univ of
Blv
Buffalo
Bayou
Almeda-Genoa Rd
Mchard Rd
W Dallas St
Wayside Dr
45
St
Lathrop St
Kress St
Polk
Bellfort St
Orem Dr
527
d
d Blv
hea
S Dia
Sam Houston
Pkwy
Homestead Rd
Hirsch Rd
Lockwood Dr
Elysian St
t
ou
ke H ston Pkwy
Gloger St
Jensen Dr
Irvington Blvd
re
Astrodome
521
La
d
ll Rd
yS
Rd
erty
Lyons Ave
10
Av
e
Texas Southern
Univ.
mo
Tidwell Rd
Brock Park GC
Lib
59
Univ of
Houston
University
of Texas
Anagnost
Rd
Rd
Rd
W
Lee Rd
Blv
To
Hardy
Montrose Blvd
in
uth
s Rd
Anderson Rd
Worthington
Lake
762
Lee Rd
JFK
e
Studewood St
Buffalo Speedway
Greenbriar St
Kirby Dr
nd
rla
ga
Su
in-
Alv
Commonwealth
Blvd
Dewalt
Elg
So
e
Holm
521
Trammel-Fresno Rd
Fulton St
T C Jester Blvd
Hiram Clarke Rd
ALT
90
6
as
Cla
Bayou
Stroker Rd
ond
iam
Southern
Bible College
Collingsworth St
Quitman St
Stillson
2100
ND
Dyersdale Greens
Little York Rd
Rd
Foley Rd
Garrett Rd
610
Houston
Atascocita
N Lake Housto
Kelley St
Te
x
University of
Saint Thomas
Blv
Stella Link Rd
Ave
South Main
Golf Center
2234
Yale St
Shepherd Dr
Weslayan St
Bellfort
Post Oak Rd
s
Gle
ss
d
r
Henry Rd
Dr
Ella Blvd
Rosslyn Rd Blvd
ter
Jes
TC
d
d Blv
Lake
Olympia
Oyster
Creek
line
Air
o
tg
Cartwright Rd
Missouri
City
dD
oo
ll Rd
on
Chimney Rock Rd
Beechnut St
Independence
Rid
gec
Fuqua
re
Blvd
Dr ek
Dr
Quail
Valley CC
Rd
stfield
e We
Aldin
Rd
To
Hardy
M
River
Oaks CC
San Felipe St
c
Ata
Stillson Rd
Sam Houston Pkwy
Halls
Bayou
Tidwell Rd
45
St
Dallas St
d)
le
ose
op
po
r
lD
oria
em
sM
an
d
ter
Ve
yR
er
m
W
Indian Trl
Willow
Wisp CC
in
Washington Ave
ial Dr
Dr
Ma
1960
Lake
Houston
A
Mount Houston Pkwy
35
Huston
d
Houston Mac
Rice Univ
West University
gregor
Zoo
Dr
Trl
Place
nish
Holcombe Blvd
288
Spa
Old Gri
Southside
ggs
Rd
Yello
Place
d
wsto
swoo
Bellaire
ne B
Brae d
lv
521
(Pr
Ta
d
Rd
Memor
W Fuqua St
y
kw
ld
Memorial
Park GC
Fondren Rd
St
dP
fie
W 18th St
Atascocita
CC
cita
sco
Huffman
8
59
Cavalcade St
20th St
ita
co
as
At
Huffman Eastgate Rd
Rd
Aldine Mail Rd
Little York Rd
610
W 11th St
Hillcroft Ave
Rd Main
548
Crosstimbers St
Northwest
Mall
swoo
an
ce
Dac
Silber Rd
Fondren Rd
Au
Booth
t
oma S
Antoine Dr
Hillcroft St
ke
1092
Commonwealth
Blvd
Gr
Ri
lvd
r
Hillcroft St
Dr
tin Pkwy
Pi
Texas Pkwy
Lexington Blvd
Don George
Lake
762
Rd
Brae
Thompsons
Rd
d
S Voss Rd
St
2759
ld
ad
Westpark
Bellfort Ave
Brazos
River
fie
aB
Ell
lR
Antoine Dr
Rd
Brae-Burn
CC
sw
ah
N Houston Rosslyn
Stafford
Stafford-Dewalt Rd
es
ak
Rd
lD
oria
em
59
Gessner Rd
Murphy Rd
lvd
Dulles Ave
rL
ga
First
Colony
ste
Airport Blvd
ort B
River
Bend CC
Su
Flintwood Dr
Greatwood Golf Club
Crabb River
sM
an
ter
Ve
Westwood
CC
et
nn
so
Bis
rt St
Sweetwater CC
Levee Rd
Bammel North
Houston Rd
Beechnut St
Westwood
Mall
The First
Colony Mall
Tr
ms
Willia
mp
San Felipe St
Sharpstown
Mall
Houston
Baptist Univ
Bellfo
Airp
Sugar
Creek CC
1093
Gessner Rd
Wilcrest Dr
Dairy
Ashford Rd
First
y Rd
Colon
d
59
Ransom Rd
ce
s
pre
nd
r
Seagler Rd
Kirkwood Rd
Synott Rd
er St
Kempn
r
ste
Oy k Dr
e
Cre
ol R
Sartartia Rd
cho
rS
lke
Wa
99
Sugar
Land
Spring
Valley
Sharpstown
CC
Aldine
Will Clayton
Pkwy
Dr
Deerwood
CC
Rd
cita
o
tasc
Tour 18
GC
Lauder Rd
Tidwell Rd
Hilshire
Village
lway
Tol
West Park
e Rd
Meadows
Eldridge Rd
Rd
Homeward
Way
Crabb
Town
West
Burney
Sugar Land
Municipal Airport/
Hull Field
Oyster
Creek
Rd
ALT
90
762
Dairy Ashford St
ClodineReddick Rd
6
ens
Andrau
Airpark
Bissonnet St
1464
Old Orchard
GC
st Dr
Hollyvale Dr
Tidwell Rd
He
wood
King
Kingwood
CC
East Fork San
Jacinto River
Dr
El Dorado
CC
Parker Rd
Hedwig Hunters morial Dr
Creek Me
Village
Bunker
Houston
Woodway Dr
CC
Hill Greenbay St
Piney
610
Point
Bellaire Blvd
Florence Rd
La Boon
Forest CC
Long Point Rd
10
Greens Rd
8
Aldine Bender Rd
W Mount Houston Rd
W 43rd St
Ha
Alief Clodin
Boss Gaston Rd
Pkwy
an
ve
Eldridge Pkwy
Addicks Clodine Rd
BarkerClodine Rd
West Oaks
Mall
Fore
Westheimer Rd
Beechnut
St
Ow
Lakeside
CC
Briar
Mission
Bend
Beechnut
tD
6
Buffalo
Bayou
Clodine
Gessner Dr
Memorial Dr
y
ch
Kingwood
Humble Huffman Rd
t
Rankin Rd
World
Houston GC
Greens
Bayou
Greenspoint Mall
45
249
d
mmerly Blv
Town &
Country Mall
Wilcrest Dr
Addicks
Frw
ctor
525
Clay Rd
Sam Houston Pkwy
Fry Rd
Crossing Mall
k Tollway
Brittmoore Rd
Addicks Fairbanks Rd
Fr
Groeschke Rd
Blvd
8
Bear Creek
Golf World
West Houston
Airport
10
Pkwy
Clay Rd
Pine Forest Ln
NW
Eldridge
Barker Cypress Rd
6
Gears Rd
Little York Rd
W Little York Rd
an
West Fork San
Jacinto River
1st S
Humble
Will Clayton
Pkwy
Lochinvar
CC
Sam Houston Pkwy
West Rd
Fairbanks N Houston Rd
Jersey
Village
529
y
George Bush
Intercontinental
Airport
Hardy Airport Conn
Fairbanks
N Houston Rd
ok Dr
Jersey
Meadows GC
290
kwy
kw
West Rd
West Rd
Northglen
ll P
Lake
Kingwood
59
Pine
Grove
Rankin Rd
Spears Rd
Cypress
Creek
d
zR
es
Fallbro
Jones Rd
Satsuma
er P
or
ba
uston Rd
Cypress North
Huffmeister Rd
y
West Rd
eim
nF
Hw
Cypresswood
GC
Westfield
Ine
pio
ad
Hardy
d
eR
1960
To
m
Br
Northpark Dr
Kingwood
Cove CC
1960
Richey Rd
am
ste
d
North Oaks Mall
Willowbrook Mall
Telge Rd
mp
esth
Champions
GC
Grant Rd
He
Barker
Dr
re
Cyp
yke
n
irli
ss
od
a
Tre
mel R
Ch
ng
Spri
d
ss R
Cy
d
wo
ss
pre
tR
ls
Rd
wig
sch
45
Bam
Bammel
Louetta Rd
an
Dr
Ku
rA
Cypress
Creek
Mil
Cy
ne
tt
Kohrville
Gr
ss
pre
Cy
d
aR
ue
Lo
od
wo
Spring
Rd
Rd
rin
Sp
eb
y
gC
rin
Sp
Grant Rd
ss
e
pr
y
gC
ta
et
u
Lo
Hardy
Klein
d
sR
s
pre
Rd
h
art
lzw
Ho Rd
David Wayne Hooks
Memorial
S tu
Cypress Rosehill Rd
249
2920
Hufsmith Kohrville Rd
Telge Rd
Boudreaux Rd
Falvel Rd
Tomball
CC
Holderrieth Rd
Spring Stuebner Rd
Rd
St
e
in
rlin
Ma
Ai
State Park
Ford Rd
(Proposed)
Grand Pkwy
er
Rhodes Rd
Cherry St
2920
bn
Spring Creek
sR
rter
So
ue
t
Rd
Scott
St
in S
Ma
Ku
yk
Hufsm
en
Kuyken ith
da
dahl Rd
hl
2978
an-New Caney Rd
fsm
Hu
Gosling Rd
E
Tomball
Spring
Creek
n Rd
ith
d
Decker
Rd
Rosehl
646
Apartment Rental Home Purchase Corporate Housing
CORPORATE LODGING, INC.
MWBE CERTIFICATIONS
Minority Business Council • Womens Business Enterprise Alliance
Central South Texas Minority Business Council
South Central Texas Regional Certification • HUB - State of Texas
www.relo-nino.com • (713) 964-4700 • 1-800-332-9005 • Fax: (713) 871-5909
Providing Excellent Service Since 1984
Highlights
Day/Weekend Trips Near Houston
The Gulf Coast
Galveston is a 1-hour drive from Downtown Houston.
Austin
A Scenic 2 ½ hour drive to the beautiful hill country.
San Antonio
The romantic riverwalk will take your breath away.
New Orleans
A fun-filled Jazz weekend is a short 1-hr plane commute.
Medical
The institutions of Houston’s Texas Medical Center form the
largest medical complex in the world. TMC is the vital heart of a health
care delivery system that sets international standards for patient care,
education and medical research. Collectively, the 42 medical, academic
and research institutions of the Texas Medical Center are Houston’s largest employer, with more than 65,000 individuals on their payrolls. They
have an indirect $10 billion impact on the Houston economy. Throughout
Houston’s metropolitan area, there are more than 100 hospitals.
Two major medical schools – Baylor College of Medicine and
The University of Texas Medical School at Houston are located in the
Texas Medical Center. A total of 22,000 students are enrolled in these
and other institutions that offer training in medicine, nursing, pharmacy,
dentistry, public health and the allied health professions, contributing
$100 million to the local economy annually.
HAVE YOU HEARD!
Texas - America’s Top State for Business!
CNBC names Texas #1 for business after study shows the Lone Star State
has the best all-around economy in the nation. Texas was number two
last year, but moved to the top spot thanks to a booming energy industry
and significant strides in categories ranking Transportation, Business
Friendliness, Cost of Living and Quality of Life.
Thriving on a healthy economy, the Energy Capital of the
World - Houston - no doubt helped propel Texas to the top of the list!
Houston - Nation’s Fastest Growing City!
With 38,932 new residents between July 1, 2006, and July 1, 2007,
Houston added more people than any other city in the country
according to the U.S. Census.
Source: U.S. Census
52
Houston
spends
more than half the city’s
budget (52.78%) on
public safety.
Transportation
While most Houstonians outside
major employment centers drive
their own vehicles to work, commuters are making the shift away from
this strategy. METRO is the Houston
area bus and train service. There are
over 1,300 buses on 113 routes, 25
Park & Ride lots, a 7.5-mile light-railline and nearly 400 vanpools. METRO has several types of bus service
- Local, Express and Park & Ride.
METRORail is a fast, convenient way
to travel between Downtown, Midtown, the Museum District, the Texas
Medical Center and Reliant Park.
METRO Routes, schedules, HOV
lane information, pricing, procedures
and locations can all be found at
www.ridemetro.org. Visit one of the
METRO RideStores or call METROLine at 713-635-4000 to speak to a
customer service representative. All
METRO buses and trains are 100%
accessible for people with disabilities
and feature lifts, ramps and enlarged
destination signs. For those who
cannot use accessible buses or trains,
METRO offers METROLift, a curb-tocurb, shared-ride service using vans
and sedans. METROLift eligibility
requires physician approval and an
in-person evaluation at METRO. For
more information, call 713-225-0119.
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
www.relo-nino.com • E-mail: info@relo-nino.com
|7
Providing Excellent Service Since 1984
Buyer Questions & Answers
What are deed restrictions?
The City of Houston and many other cities in the Metropolitan area have no zoning. Many area communities rely instead
on deed restrictions to protect property values. A deed restricted neighborhood typically has rules governing things like
boat or RV storage, architectural restrictions, locations for satellite dishes and other items of concern to property owners.
To find out what the deed restrictions are for a particular subdivision, contact the County Clerk for that property. You
will need the legal description of the property and the name of the subdivision to request a copy of the deed restrictions.
Counties usually charge a fee for this service.
What is the role of a title compANY?
The role a title company serves in real estate transactions is the handling of escrow accounts. When opening an escrow,
a seller and a buyer of a piece of property establish certain terms and conditions to facilitate a transfer of ownership of
that property. Texas requires that an escrow officer be licensed. An escrow officer's duties are: 1) Open orders for title
insurance; 2) Keep both parties informed of the progress; 3) Obtain approvals from the buyer on past control reports,
repairs, etc.; 4) Receive funds from the buyer for earnest money; 5) Record deeds and any other loan documents required;
6) Prorate and adjust insurance, taxes, rents, etc. 7) Prepare final statements for each party indicating amounts necessary
to close escrow; 8) Disburse funds for title insurance, recording fees, real estate commissions, clearance of liens, etc.
What can i expect to pay in property taxes?
The County Appraisal District places a value on your property which should equate to fair market value. In turn, all
taxing authorities use this value to assess taxes. The taxing authorities are: 1) School Districts; 2) The County; 3) City or
MUD (Municipal Utility District). Tax Rates per $100 for Harris and surrounding counties range from $2.90 to $3.90. (Or
$2900-$3900 for every $100,000 of assessed value.) For specific information, please visit your county website seen below.
Harris-www.hcad.org Brazoria-www.brazoriacad.org
Fort Bend-www.fbcad.org
Montgomery-www.mcad-tx.org
Galveston-www.galvestoncad.org
Waller-www.co.waller.tx.us
What is a homestead exemption?
The Homestead Exemption is a tax exemption made by the Central Appraisal Districts within each county of not less than
$3,000* of the assessed value of the residents home. Another $5,000* is exempt from the assessed value of the home by
the school district. All home owners in Texas can claim a yearly exemption of up to 20% of their properties total assessed
value. Further Homestead Tax Exemptions and School District Tax Exemptions are given to people who are at least 65
and to the disabled. To qualify, on or before January 1st of each year, the homeowner must have title to their property or
possess a signed purchase agreement. All Texas homeowners who physically live on their property are eligible for a tax
exemption called the Homestead Exemption. The Homestead Exemption is given by the Central Appraisal District for
each county to homeowners who qualify with the proper paperwork. Disabled Texans and those over 65 get additional
exemptions. Contact the Central Appraisal District for your county to find out how much of the assessed value is exempt
from property taxes.
Home Equity Lending
On November 4, 1997, voters in the state of Texas opted for the right to borrow against the equity in their principle
residence. Typically, a homeowner may borrow up to 80% of their property's fair market value, less all existing mortgage
liens. Generally, interest paid on loans up to $100,000.00 is tax deductible. (Consult your tax advisor for your particular
situation.) Texans have the right to borrow against the equity of their home. The interest paid on such loans can be tax
deductible. Consult your mortgage broker, your banker, your tax advisor and your realtor for more information.
What is a municipal utility district (mud)?
A MUD is in an unincorporated area within a county that supplies infrastructure such as water, sewage treatment, streets,
lighting, parks and drainage. There are over 400 MUD’s serving the Houston area. The tax rate depends on the amount of
bonds insured to operate the MUD and the number of property owners located in the MUD.
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
8|
Nino & Associates, Inc. • (713) 964-4700 or 800-332-9005 • Fax (713) 964-4732
Providing Excellent Service Since 1984
Closing Costs Paid by Buyer
As a rule of thumb, closing costs to purchase a home are
approximately two percent of the purchase price.
Mortgagee's
Title Policy
Also known as the Lender's Title
Policy, this policy is issued to
protect the lender and any future
holder of the loan.
Survey
To determine boundaries and
land area purchased, lot lines,
encroachments, easements, and
setback requirements.
Attorney Fees
Attorney Fees in Texas are usually
associated with the preparation of
the Note and Deed of Trust as well
as review of all other documents
involved in the sale.
Recording Fees
Fees for recording the
Promissory Note and mortgage
with the County Clerk's office.
Escrow Fee
Charges made by Title Company
for services rendered. Typical fees
include: receiving and disbursing
earnest money, loan funds, insurance premiums, taxes, MUD,
homeowner's association fees, etc.
Loan Application Fee
Fee to lender when applying for loan.
Loan Underwriting Fee
Fee imposed by lender for
services of their underwriter
approving or denying loan
based on property value and
applicant's ability to pay.
Appraisal Fees
Charged by appraiser to
determine value of the house.
Mortgage Insurance
Lender's charge for loans with
more than 80% loan to value for
protection of loan against default.
Homeowner’s Insurance
No matter the location, new homebuyers always need
homeowner’s insurance. And if utilizing the services of
a mortgage company, insurance is mandatory. In Texas,
as soon as an offer is accepted on the home, the buyer
needs to purchase insurance. Once again, a real estate
agent should be helpful in this process, providing a current list of major insurance companies writing policies
in Texas. Before purchasing insurance, the homebuyer
needs to review the Texas Department of Insurance’s
Homeowners Rate Guide. This guide explains the types
of insurance available in Texas and gives buyers a ballpark estimate of what the insurance will cost. Through
the Texas Fair Access to Insurance Requirements (FAIR)
program, the state also makes insurance available to
people who have a problem finding coverage.
Home Owner's
Insurance
Lender's requirement to cover
your home against disaster.
Inspection
Buyer's request for property
being purchased to be structurally
and mechanically inspected to
reveal any possible defects before
purchasing the home.
Termite Report
Inspection to determine if there
are any wood destroying insects
that have caused damage to the
house. Lender usually requires
original copy at closing.
Discount Points
Lender's Fee for lowering
interest rate below market,
holding the money until closing
and cost of handling transaction.
Costs represented for each item
are approximate costs to give the
Buyer a better estimate for closing.
Flood Insurance
In 2004, the Harris County Flood Control
District released a new 100-year flood plain and
watershed map for the entire area, which means
some neighborhoods previously exempt from
mandatory flood insurance now need it while
other previously covered neighborhoods no
longer require it. So buyers should check with
the real estate and insurance agents to research
the home. The State of Texas mandates that the
seller provide a disclosure statement revealing
any past flooding problems and all corrections
made to the home. Many experts maintain that
homes anywhere in the Houston region should
be insured against flood damage.
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
www.relo-nino.com • E-mail: info@relo-nino.com
|9
Providing Excellent Service Since 1984
This chart represents principal and interest only for 30 and 15 year fixed rate loans. Property taxes, hazard
insurance and association fees should be added to these amounts for your total monthly payment.
Loan
Amount
$100,000
30 Year Fixed Loans
15 Year Fixed Loans
5.5%
6%
6.5%
7%
7.5%
8%
8.5%
9%
5.5%
6%
6.5%
7%
7.5%
8%
8.5%
9%
568
600
633
666
700
734
769
805
817
844
872
899
928
956
985
1015
$140,000
795
840
886
932
980
1027
1076
1126
1144
1182
1221
1259
1299
1338
1379
1421
$180,000
1022
1080
1139
1199
1260
1321
1384
1448
1471
1519
1570
1618
1670
1721
1773
1827
$220,000
1249
1320
1393
1465
1538
1615
1692
1769
1797
1857
1918
1978
2042
2103
2167
2233
$260,000
1476
1560
1646
1731
1818
1908
1999
2091
2124
2194
2267
2337
2413
2486
2561
2639
$300,000
1703
1799
1896
1996
2098
2201
2307
2414
2451
2531
2613
2696
2781
2867
2954
3043
$340,000
1930
2038
2149
2262
2377
2495
2614
2736
2778
2869
2962
3056
3152
3249
3348
3448
$380,000
2158
2278
2402
2528
2657
2788
2922
3057
3105
3207
3310
3415
3523
3631
3742
3854
$420,000
2385
2518
2655
2794
2937
3081
3229
3379
3432
3544
3659
3775
3893
4014
4136
4260
$460,000
2612
2758
2907
3060
3216
3375
3537
3701
3758
3882
4007
4135
4264
4396
4530
4665
$500,000
2839
2998
3160
3326
3496
3669
3845
4023
4085
4219
4355
4494
4635
4778
4924
5071
$540,000
3066
3238
3413
3593
3776
3962
4152
4345
4412
4557
4704
4854
5006
5160
5317
5477
$580,000
3293
3477
3666
3859
4055
4256
4460
4667
4739
4894
5052
5213
5377
5543
5711
5883
$620,000
3520
3717
3919
4125
4335
4549
4767
4989
5066
5232
5401
5573
5747
5925
6105
6288
$660,000
3747
3957
4172
4391
4615
4843
5075
5310
5393
5569
5749
5932
6118
6307
6499
6694
$700,000
3974
4197
4424
4657
4895
5136
5382
5632
5719
5907
6098
6292
6489
6689
6893
7100
Information Needed
For Your Loan Application
Houston Real Estate
1. Copy of Accepted Earnest Money Contract.
2. Copy of Social Security Cards and Picture ID such as Drivers License
or Military ID.
3. Residential addresses for past 2 years and landlord addresses, if applicable.
4. Name and address of employers for the past 2 years with W-2’s, 1099’s, etc.
5. Last Pay Stub Showing Gross Monthly Salary and all Deductions.
6. Names, Addresses, Account Numbers, & Balances of all Checking
& Savings Accounts.
7. Last 2 Statements on all Checking, Savings, Investments, IRA, etc. Accounts.
8. Names, Addresses, Account Numbers, Balances, & Monthly Payment on
all Open Charge Accounts.
9. Addresses, Loan Information & Lease Agreements on all Other
Real Estate Owned.
10. Estimated Value of all Furniture, Clothing, Jewelry & Other Personal Property.
11. Face Value of Life Insurance, Retirement Account, Profit Sharing Account
& Cash Value.
12. Certificate of Eligibility &/or DD 214 &/or Statement of Service for VA Loans.
13. Money for Appraisal and Credit Report.
14. If Self Employed: 2 Yrs. Tax Returns with all Schedules, YTD Profit & Loss
Statement, with Balance Sheet by CPA. If a Corporation or Partnership: All of No. 14 for Individuals, Corporation &/or Partners.
Milestones
in may 2008
• Second highest average
single-family home sales
price ($214,732)
• Highest average and
median sales prices for
townhouses/condominiums
• Largest number of
single-family home sales
since August 2007
• Largest number of
townhouse/condominium
sales since August 2007
• Sales of single-family
homes below $80,000
continued to rise by 12.6%
• Lowest Days on market
since September 2007
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
10 |
Nino & Associates, Inc. • (713) 964-4700 or 800-332-9005 • Fax (713) 964-4732
Providing Excellent Service Since 1984
VisitHoustonTexas.com
40
22
Houston housing costs consistently run more than 40% below the
average of U.S. metro areas with populations exceeding 2 million,
according to ACCR Cost-of-Living Index quarterly reports.
Houston area
living costs are 22%
below average compared
to most other major
metropolitan areas.
ACCRA Cost of Living Comparisons
Metropolitan Area
100%
4%
29%
10%
10%
4%
33%
Composite
Index
Grocery
Items
Housing
Utilities
Transportation
Health
Care
Misc
U.S. Average
100.0
100.0
100.0
100.0
100.0
100.0
100.0
Chicago, IL
109.9
109.6
122.9
107.5
112.8
106.2
100.0
Phoenix, AZ
100.9
104.6
100.7
94.5
94.1
101.0
103.1
San Diego, CA
138.9
111.3
224.2
104.7
106.1
117.3
102.6
Tampa, FL
98.3
94.0
96.4
97.1
101.1
95.7
101.1
Atlanta, GA
98.0
98.1
93.5
91.5
105.3
101.4
100.9
New York (Manhattan) NY
213.0
164.9
397.5
151.6
117.8
129.6
137.5
Los Angeles-Long Beach, CA
145.2
112.0
253.1
78.7
113.6
103.9
103.9
San Francisco, CA
166.4
127.5
282.9
87.3
113.5
120.4
130.7
Dallas, TX
90.9
100.2
69.0
98.3
102.6
106.0
97.9
Miami-Dade County, FL
114.7
103.4
141.3
106.3
108.5
107.8
102.6
Boston, MA
136.8
120.5
167.8
141.4
103.6
139.9
125.9
Seattle, WA
123.3
110.5
154.3
98.4
108.0
123.1
114.9
Philadelphia, PA
123.2
120.4
147.1
115.7
102.6
111.6
114.6
Denver, CO
105.0
104.7
109.3
101.8
96.6
107.9
104.6
Detroit, MI
100.9
97.2
102.3
108.8
105.7
99.7
97.8
Pittsburgh, PA
94.2
97.6
87.0
107.6
101.7
85.9
93.6
St. Louis, MO-IL
90.6
99.7
78.2
86.1
92.9
99.1
96.8
Houston, TX
87.6
81.7
75.3
94.2
95.0
101.7
93.9
All Items
Source: ACCRA Cost of Living Index
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.
www.relo-nino.com • E-mail: info@relo-nino.com
| 11
Providing
Excellent
Service
Since
1984
CORPORATE LODGING, INC.
Specializing in Apartment & Residential Leasing, Sales, Home Purchase and Nationwide Corporate Housing
Services Offered
3 E. Greenway Plaza, St. C350
Houston, Texas 77046
(713) 964-4700 or 800-332-9005
Fax (713) 964-4732
www.relo-nino.com
E-mail: info@relo-nino.com
Rental Assistance-FREE SERVICE!
Our apartment and residential leasing associates can personally guide you through more than 2500 apartment
communities in the Greater Houston area. Our rental assistance is FREE OF CHARGE! Our Realtors® are paid by
the apartment management companies advertising budget to bring them qualified applicants. As a member of
Houston Association of Realtors Multiple Listing Service (HARMLS), we can also offer you the alternative to view
individually owned homes, condominiums/townhomes and highrises available for lease. Save yourself time, money
and the frustration of locating the ideal home on your own. Let Nino take the stress out of your next move.
Nationwide Corporate housing
Nino Corporate Lodging, Inc. offers this service for employee relocation, domestic or international assignments,
consultants, training, medical stays, catastrophe management, co-op students/summer interns and many others
needing short or long term interim housing with all or a portion of the home services. Fully furnished and beautifully
decorated apartments are exclusively offered to you by Nino Corporate Lodging throughout Texas from our offices in
Houston, San Antonio and Dallas. Nationwide corporate Housing is offered through a referred provider alliance of
professional corporate housing companies that share our pursuit of excellence in their respective market areas. Home
services include linen package, kitchen package, furniture, utilities, telephone, television and maid service. Many
of the property amenities include business centers, tennis courts, indoor basketball court, jacuzzi, pool, health club,
billiards, shuffle board, large screen TV with DVD and surround sound entertainment room, multiple phone lines/internet access, full size washer/dryer, fireplace, detailed crown molding and bookshelves, controlled access gates and
24-hour maintenance.
Home Purchase
Nino & Associates, Inc. has acquired a thorough knowledge of the city and unmatched customer service when
assisting buyers as a “Buyers Agent”. From Kingwood, to Sugar Land, The Woodlands to Clear Lake, our Realtors®
will assist you with comparing new construction to existing homes in various communities and neighborhoods
throughout the city and the suburbs. Allow Nino & Associates, Inc. to assist your CEO or college graduate with
unbiased product knowledge in selecting your next home.
Our Philosophy
Is to deliver to you, Our Customer, the most professional service in the residential real estate industry. We pride
ourselves on keeping our Customer’s needs first and foremost in mind!
Founded in 1984, Nino & Associates, Inc. and Nino Corporate Lodging, Inc. have been long recognized as leaders in
the corporate relocation industry. Our growth and market presence has been a result of our commitment to provide
our clients and customers a high degree of personalized service and market knowledge. Having assisted more than
60,000 individuals since 1984, we wish to thank all of our current clients and customers and invite all others to
experience the high performance standards of the Nino Companies.
Gloria Nino-Monacelli
President
12 |
Frank Monacelli
Vice President
No representation or warranties either expressed or implied are made as the accuracy of the information herein
or with respect to the suitability, usability, feasibility, merchantability or condition of this information.