DEPARTMENT OF FINANCIAL SERVICES
DIVISION OF INSURANCE FRAUD
Enforcement Action Notification
Case Detective: H. Clark
Office Ph: 904-798-4873
Case Number: 11-3598
Supervisor: Captain Brian McCoy
Nature of Occurrence Staged Accident - PIP
If Pending is checked, DO NOT RELEASE INFO TO MEDIA
A. Warrant Arrest:
B. Probable Cause Arrest:
C. Search Warrant:
D. Conviction:
F. Other: Sentencing
Pending
Pending
Yes
Yes
Completed
Completed
No
No
Date of Action/Anticipated Action: 11/7/2013
Subject: Haidar Kazim
DOB:
Address: 230 Mojave Ct S, Apt 7 Jacksonville
Date of Actual Arrest if applicable: 11/20/2012
Arresting Detective(s): Detective Tom Clark
Supervisor on Scene: Yes
No
Name:
Date and Time Captain Notified: 11/4/2013
Charges(s): Conspiracy to Commit Mail Fraud (1 count) Mail Fraud (15 counts)
Subject is booked into:
Booked on Bond:
Maximum Possible Sentence: 320 Years
Other DFS Divisions Involved:
Yes
No
Date and Time DFS Divisions were notified if a regulated entity or licensee is involved:
Other Federal, State, or Local Agencies Involved: FBI
Other Agencies\Persons to be notified:
N/A
Other arrest pending or expected in relation to this case:
If so, please list other related arrests & their status:
Yes
No
Synopsis
The case began in late May 2011 with an informant contacting DIF and reporting that he had been
recruited to participate in a staged accident for the purpose of obtaining PIP benefits. Detective Clark
and Lt. Jones met with the informant and found him to be 100% credible. The informant was an Iraqi
citizen and spoke very limited English. He indicated that he was being pressured to treat at Chiro-Med
Plus (a chiropractic clinic) by the organizer, Haidar Kazim. Because of the language problem and the
expeditious nature of the situation, the decision was made to partner with the FBI.
Detective Clark and FBI Special Agent JD Mathews began the investigation and soon identified seven
staged accidents involving twenty four (24) participants and totaling $177,000 in fraud that were
arranged by Kazim.
During the investigation, Clark and Mathews utilized the confidential informant by placing video and
audio recording devices on him during meetings with Kazim and when he treated at Chiro-Med. They
were able to obtain recordings of various Chiro-Med office personnel including Dr. Richie Cabigting,
DC. In addition, some audio was obtained of a meeting between the informant and a local attorney.
During the course of the investigation, Detective Clark was in contact with the insurance companies
involved in the case to obtain information and documentation associated with the accidents. During this
contact, he explained that an investigation was underway and asked that the companies refrain from
doing their own investigation. All complied except Bristol West, representing U-Haul. A private
investigator employed by Bristol West interviewed Haidar Kazim and Todd Jackson. During the
interviews, the private investigator revealed information that caused the organizers concern and they
ceased operations. At that time, the DIF/FBI investigation was seriously compromised.
Shortly after this occurred, Dr. Cabigting, a Canadian citizen, sold his practice and it was believed that
his intention was to return to Canada. In response, Clark and Mathews seized the profits of the sale,
$193,000.00. Dr. Cabigting retained counsel who agreed to have his client available for future
investigation/prosecution. Interviews of Chiro-Med staff were conducted and a strong case was
developed against Cabigting. (Note: Chiro-Med is the only clinic identified in the case)
On October 17, 2012, a Federal grand jury indicted Haidar Kazim, Kassem Kazim and Todd Jackson,
believed to be the organizers of the ring, and warrants were issued. The AUSA intends to supersede and
indict Dr. Cabigting as well. Her plan is to first interview Jackson and the Kazims to obtain additional
incriminating information against Dr. Cabigting. Furthermore, the AUSA hopes to develop a case
against a local attorney and a medical doctor associated with Chiro-Med following Cabigting’s
indictment and arrest.
The Kazims and Jackson were arrested in November of 2012.
Haidar Kazim plead guilty and was convicted in Federal Court on August 6, 2013 on 1 count of
Conspiracy to commit mail fraud.
On November 7, 2013 Haidar Kazim was sentenced in Federal Court to 15 months in Federal prison,
three (3) years probation and $160,727.00 in restitution.