decide
Loan Information
STUDENT BORROWER REQUIREMENTS (FEDERAL DIRECT LOAN)
• Students must log in to flashline.kent.edu to accept, reduce or decline their offered loans.
• Students who make the decision to accept their loan(s) must also sign in to
www.studentloans.gov and:
1. Complete Entrance Counseling
2. Sign a Master Promissory Note (MPN)
PARENT BORROWERS (FEDERAL DIRECT PLUS LOAN)
Available to parents of dependent, undergraduate students. Parent borrower must be
biological parent or adoptive parent. The stepparent whose information is reported on
the FAFSA is also acceptable. Application available after June 1.
Your Financial Aid Plan
Summer 2016, Fall 2016, Spring 2017
STEPS TO APPLY:
1. Parent decides loan amount to request by reviewing enclosed award letter for
estimated Federal Direct PLUS loan amount.
2. To borrow a PLUS loan, parent must sign in to
www.studentloans.gov using their personal FSA ID.
3. Parent selects Complete PLUS Request Process.
• Deferment option available; interest accrues.
• Indicate term of loan by selecting the dates loan is desired.
• Indicate desired loan amount.
4. Parent receives immediate credit decision.*
5. If credit is approved, parent must sign the PLUS Master Promissory Note
(MPN) at www.StudentLoans.gov.
* If the PLUS loan is denied for credit reasons, the students may accept an additional unsubsidized
loan based on eligibility (freshman/sophomore – up to $4,000). This loan will automatically be
awarded to students and they may accept it by logging into FlashLine.
An Eight-Campus Learning Community
KENT CAMPUS
INFORMATION
Mailing Address:
Student Financial Aid Office
Kent State University
P.O. Box 5190
Kent, Ohio 44242-0001
STUDENT
FINANCIAL AID
OFFICE LOCATION
103 Schwartz Center
800 E. Summit Street
Kent, Ohio
CONTACT
INFORMATION
330-672-2972
Fax 330-672-4014
www.kent.edu/financialaid
FEDERAL
SCHOOL CODE
003051
Federal School Code
REGIONAL CAMPUS
INFORMATION
FEDERAL
SCHOOL CODE
Kent State University at Ashtabula • 440-964-4213 • www.kent.edu/ashtabula
Kent State University at East Liverpool • 330-382-7557 • www.kent.edu/columbiana Kent State University at Geauga • 330-834-4187 • www.kent.edu/geauga
Kent State University at Salem • 330-337-4209 • www.kent.edu/columbiana Kent State University at Stark • 330-244-3251 • www.kent.edu/stark
Kent State University at Trumbull • 330-675-8860 • www.kent.edu/trumbull
Kent State University at Tuscarawas • 330-339-3391 • www.kent.edu/tusc
003052
003056
003059
003061
003054
003064
003062
Kent State University is comitted to attaining excellence through the recruitment and retention of a diverse student body and workforce.
Kent State University, Kent State amd KSU are registered trademarks and may not be used without permission. 16-EM-00281-005
www.kent.edu/financialaid
Your 2016-2017 initial award letter is a result of the submission of your Free Application
for Federal Student Aid (FAFSA). This may be the only paper version of the award letter you
receive. Revisions to your awards will appear in your FlashLine account (flashline.kent.edu).
Financial Aid Initial Award Letter
2016-2017 Award Year
Financial Aid Initial Award Letter
2016-2017 Award Year
Student Financial Aid
March 31, 2016
KENT CAMPUS
Student Financial Aid
TIME
MarchFULL
31, 2016
KENT CAMPUS
FULL TIME
SUZIE KENT
800 MORRIS ROAD
SUZIE
KENT
OHKENT
44242
800 MORRIS ROAD
KENT OH 44242
Financial Aid Awards – Log in to flashline.kent.edu for award details, revisions and instructions.
Status
Summer 2016
Fall 2016 Spring 2017
Financial Aid Awards – Log in to flashline.kent.edu for award details, revisions and instructions.
Status
Summer 2016
Fall 2016 Spring 2017
Federal Pell Grant Program
Accepted
2,865.00
2,865.00
Federal Direct Subsidized Loan
Offered
1,750.00
1,750.00
Federal Pell Grant Program
Accepted
2,865.00
2,865.00
Federal Direct Unsub Loan
Offered
1,000.00
1,000.00
Federal Direct Subsidized Loan
Offered
1,750.00
1,750.00
Kent Campus Scholarship Match
Offered
500.00
500.00
Federal Direct Unsub Loan
1,000.00
Offered
1,000.00
Kent Campus Scholarship Match
500.00
Offered
500.00
Program
Program
Total
Total
$5,730.00
$3,500.00
$5,730.00
$2,000.00
$3,500.00
$1,000.00
$2,000.00
$1,000.00
Your parent may apply for a Federal Direct
PLUS
Loan
up tomay
$6,802.00.
Your
parent
apply for a Federal Direct
(SeePLUS
reverse
sideupfor
Loan
to details).
$6,802.00.
(See reverse side for details).
Total
Total
$6,115.00
$6,115.00
$6,115.00
$6,115.00
$12,230.00
$12,230.00
Listed below are the external resources reported for the 2016-2017 Award Year
Listed below are the external resources reported for the 2016-2017 Award Year
Resource
Summer 2016
Fall 2016 Spring 2017
Resource
Summer 2016
Fall 2016 Spring 2017
Estimated External Scholarship- Garfield PTA
1,000.00
1,000.00
Estimated External Scholarship- Garfield PTA
1,000.00
1,000.00
Total
Total
Total
Total
$2,000.00
$2,000.00
$2,000.00
$2,000.00
Enrollment Plans – Please complete and return this award letter only if any of the following applies:
Enrollment Plans – Please complete and return this award letter only if any of the following applies:
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___Half Time
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REGIONALCAMPUS*.
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KDEGXF - D – FA/SPR
KDEGXF - D – FA/SPR
Student Financial
Financial Aid
Student
Aid
P.O. Box 5190 ● Kent, Ohio 44242-0001
P.O. Box 5190 ● Kent, Ohio 44242-0001
330-672-2972 ● Fax 330-672-4014 ● www.kent.edu/financialaid
330-672-2972 ● Fax 330-672-4014 ● www.kent.edu/financialaid
Kent State University, an Equal Opportunity Employer
Kent State University, an Equal Opportunity Employer
You must notify the Student Financial
Aid Office of all external awards such
as scholarships, tuition assistance, fee
waivers or other educational resources
you receive or expect to receive. If you fail
to report these resources, your financial
aid may be adjusted at a later date. Please
report additional resources at www.kent.
edu/financialaid/outside-resources.
Financial Aid Programs
The financial aid programs are the
awards you have been offered for
the 2016-2017 award year. Financial
aid awards with a status of “Offered”
may be accepted or declined via
your FlashLine account.
To view your awards and to
make an award decision, log in
do the math
understand
External
Resources
Initial Award Letter
Your Financial Aid Plan
A Step-by-Step Guide to Figuring Out Your College Cost
USE THE COLLEGE COST WORKSHEET BELOW.
Enter Amounts for Both the Fall 2016 and Spring 2017 Semesters
2016-2017 Direct Costs To Be Paid:
2016-2017 Financial Aid Toward Costs:
TUITION/FEES $ _______________
SCHOLARSHIPS
$ _______________
HOUSING
$ _______________
GRANTS
$ _______________
MEAL PLAN
$ _______________
LOANS
$ _______________
OTHER FEES
$ _______________
OTHER AID*
$ _______________
TOTAL DIRECT COSTS $ _______________
TOTAL FINANCIAL AID
$ _______________
TOTAL DIRECT COSTS
$ _______________
– TOTAL FINANCIAL AID
$ _______________
= ESTIMATED REMAINING BALANCE DUE
TO KENT STATE UNIVERSITY FOR 2016-2017 $
Fall
Divide by 2 = $
Spring
$
* NOTE: Federal Work Study awards are not deducted from your e-bill.
999999999
999999999
1.REVIEW YOUR FINANCIAL AID AWARD LETTER
Read the enclosed Financial Aid Award Letter to determine the financial aid you are eligible to receive
in the 2016-2017 year. Please note, the Financial Aid Award letter is not your e-bill. The Bursar’s Office
will publish your e-bill that includes your direct costs.
Enrollment Plans
Your financial aid package is based
on the campus and enrollment
status on the award letter. If this
is incorrect, please use the award
letter to make any corrections and
return it to the Student Financial
Aid Office.
2.DETERMINE YOUR DIRECT COSTS AT KENT STATE UNIVERSITY
heck the Bursar’s Office website at www.kent.edu/bursar to find the current tuition and fees
C
for each semester. You may use 2015-2016 rates until 2016-2017 rates are posted. For housing
and meal plan rates, go to www.kent.edu/housing.
3.COLLEGE COST WORKSHEET
Use the worksheet above to estimate your direct costs and your financial aid awards. Calculate to
determine if you will have a remaining balance.
to your FlashLine account at
flashline.kent.edu. Once logged
in, click on the My Account tab.
In the My Student Account box
under Financial Aid, click on the
Financial Aid Awards — view,
accept or decline link. Select and
submit the 2016-2017 aid year.
Click on the Accept Award Offer
tab and follow the instructions
on the page to accept or decline
your awards. Each award has
specific requirements. Click on
each award title or select Award
Messages at the bottom of the
page to learn more about each
financial aid program.
4.PLAN YOUR PERSONAL PAYMENT OPTIONS
If there is a remaining balance, determine how you will cover your expenses. The following
options are available:
• Payment Plans, go to www.kent.edu/bursar.
• Direct PLUS loan for parent borrowers only, go to www.StudentLoans.gov.
• Alternative loans — nonfederal student loans that provide additional funding for unmet college
expenses. Most lenders will require a co-signer. Kent State will process any alternative loan application
for any lender that the student selects. To review lender information and apply for an alternative loan,
go to www.kent.edu/financialaid/FastChoice.