Student Borrower Requirements (Federal Direct Loan)
• Students must log in to flashline.kent.edu to accept, reduce or decline loans.
• Students who make the decision to accept their loan(s) must also sign in to
www.StudentLoans.gov and:
1. Complete Entrance Counseling
2. Sign Master Promissory Note (MPN)
Parent Borrowers (Federal Direct PLUS Loan)
Available to parents of dependent, undergraduate students. Parent borrower must be biological parent or adoptive parent. The stepparent whose information is reported on the FAFSA is also acceptable. Application available after June 1.
Steps to Apply:
1. Parent decides loan amount to request by reviewing enclosed award letter for
estimated Federal Direct PLUS loan amount.
2. To borrow a PLUS loan, parent must sign in to www.StudentLoans.gov.
3. Parent selects Complete PLUS Request Process.
• Deferment option available; interest accrues.
• Indicate term of loan by selecting the dates loan is desired.
• Indicate desired loan amount.
4. Parent receives immediate credit decision.*
5. If credit is approved, parent must sign the PLUS Master Promissory Note
(MPN) at www.StudentLoans.gov.
* If the PLUS loan is denied for credit reasons, the students may accept an additional unsubsidized loan based on eligibility (freshman/sophomore – up to
$4,000). This loan will automatically be awarded to students and they may accept it by logging into FlashLine.
MAILING ADDRESS
Student Financial Aid Office
Kent State University
P.O. Box 5190
Kent, OH 44242-0001
STUDENT FINANCIAL AID OFFICE LOCATION
103 Schwartz Center
800 E. Summit Street
Kent, Ohio
CONTACT INFORMATION
330-672-2972 • Fax 330-672-4014 www.kent.edu/financialaid
AN EIGHT-CAMPUS LEARNING COMMUNITY
Kent State University at Ashtabula • 440-964-3322 • www.ashtabula.kent.edu
Kent State University at East Liverpool • 330-385-3805 • www.eliv.kent.edu
Kent State University at Geauga • 440-834-4187 • www.geauga.kent.edu
Kent State University at Salem • 330-337-4209 • www.salem.kent.edu
Kent State University at Stark • 330-535-3377 (Akron) • 330-499-9600 (Canton) • www.stark.kent.edu
Kent State University at Trumbull • 330-675-8860 • www.trumbull.kent.edu
Kent State University at Tuscarawas • 330-339-3391 • www.tusc.kent.edu
Kent State University is comitted to attaining excellence through the recruitment and retention of a diverse student body and workforce. Kent State University, Kent
State amd KSU are registered trademarks and may not be used without permission. 15-0230
Student Financial Aid Office
Summer 2015, Fall 2015, Spring 2016

Your 2015-2016 initial award letter is a result of the submission of your Free Application for
Federal Student Aid (FAFSA). This may be the only paper version of the award letter you receive.
Revisions to your awards will appear in your FlashLine account (flashline.kent.edu).
Financial Aid Initial Award Letter
2015-2016 Award Year
Student Financial Aid
SUZIE KENT
800 MORRIS ROAD
KENT OH 44242
Financial Aid Awards – Log in to flashline.kent.edu for award details, revisions and instructions.
Program
Kent Campus Scholarship Match
Federal Pell Grant Program
TEACH Grant - Undergraduate
Federal Direct Subsidized Loan
Federal Direct Unsub Loan
Your parent may apply for a Federal Direct
PLUS Loan up to $6,802.00.
(See reverse side for details ).
Total
Status
Offered
Accepted
Offered
Offered
Offered
Summer 2015 Fall 2015 Spring 2016
500.00
2,865.00
1,982.00
1,750.00
1,000.00
500.00
2,865.00
1,982.00
1,750.00
1,000.00
$8,097.00 $8,097.00
Listed below are the external resources reported for the 2015-2016 Award Year
Resource
Estimated External Scholarship- Garfield PTA
Total
Summer 2015 Fall 2015 Spring 2016
1,000.00 1,000.00
March 31, 2015
KENT CAMPUS
FULL TIME
Total
$1,000.00
$5,730.00
$3,964.00
$3,500.00
$2,000.00
$16,194.00
Total
$2,000.00
$2,000.00
Enrollment Plans – Please complete and return this award letter if any of the following applies:
__ I will not be enrolled FULL TIME. I will be enrolled*:
___Full Time ___Three Quarter Time ___Half Time ___Less Than Half Time
( See enrollment chart on reverse side )
__ I will not attend the Kent State University KENT CAMPUS. I will attend the REGIONAL CAMPUS*.
__ I will not attend Kent State University. If checked, the financial aid listed above will be canceled.
* Note : Your financial aid award(s) may be adjusted based on your changed enrollment status and/or campus.
Student Financial Aid
P.O. Box 5190
●
Kent, Ohio 44242-0001
330-672-2972
●
Fax 330-672-4014
●
www.kent.edu/financialaid
Kent State University, an Equal Opportunity Employer
KDEGXF - D – FA/SPR
999999999
You must notify the Student Financial Aid Office of all external awards such as scholarships, tuition assistance, fee waivers or other educational resources you receive or expect to receive. If you fail to report these resources, your financial aid may be adjusted at a later date.
Please report additional resources at www.kent.edu/financialaid/outside-resources.
Your financial aid package is based on the campus and enrollment status on the award letter. If this is incorrect, please use the award letter to make any corrections and return it to the Student Financial Aid Office.
The financial aid programs are the awards you have been offered for the 2015-2016 award year. Financial aid awards with a status of “Offered” may be accepted or declined via your FlashLine account.
To view your awards and to make an award decision, log in to your FlashLine account at flashline.kent.edu. Once logged in, click on the My Account tab. In the My Student Account box under Financial Aid, click on Financial Aid Awards — view, accept or decline. Select and submit the 2015-2016 aid year. Click on the Accept Award Offer tab and follow the instructions on the page to accept or decline your awards. Each award has specific requirements. Click on each award title or select Award Messages at the bottom of the page to learn more about each financial aid program.
USE THE COLLEGE COST WORKSHEET BELOW.
HOUSING
MEAL PLAN
OTHER FEES
Enter Amounts for Both the Fall 2015 and Spring 2016 Semesters
2015-2016 Direct Costs To Be Paid:
TUITION/FEES $ _______________
$ _______________
$ _______________
$ _______________
2015-2016 Financial Aid Toward Costs:
SCHOLARSHIPS
GRANTS
LOANS
$ _______________
_______________
_______________
OTHER AID* $ _______________
TOTAL DIRECT COSTS $ _______________ TOTAL FINANCIAL AID $ _______________
TOTAL DIRECT COSTS $ _______________
– TOTAL FINANCIAL AID
= ESTIMATED REMAINING BALANCE DUE
TO KENT STATE UNIVERSITY FOR 2015-2016 $
$ _______________
Divide by 2 = $ $
* NOTE: Federal Work Study awards are not deducted from your e-bill.
1.
Read the enclosed Financial Aid Award Letter to determine the financial aid you are eligible to
receive in the 2015-2016 year. Please note, the Financial Aid Award letter is not your e-bill. The
Bursar’s Office will publish your e-bill that includes your direct costs.
2.
Check the Bursar’s Office website at www.kent.edu/bursar to find the current tuition and fees for each semester. You may use 2014-2015 rates until 2015-2016 rates are posted. For housing and meal plan rates, go to www.kent.edu/housing.
3.
Use the worksheet above to estimate your direct costs and your financial aid awards. Calculate
to determine if you will have a remaining balance.
4.
If there is a remaining balance, determine how you will cover your expenses. The following
options are available:
• Payment Plans, go to www.kent.edu/bursar.
• Direct PLUS loan, go to www.StudentLoans.gov.
• Alternative loans — alternative loans provide students with additional funding
for unmet college expenses. Most lenders will require a co-signer. Kent State will process
any alternative loan application for any lender that the student selects.
To review lender information and apply for an alternative loan, go to
www.kent.edu/financialaid/FastChoice.