TOTAL REWARDS FORUM
for AC, AH, AP & CA Employees
Human Resources
Benefits Office
Agenda
2015 Merit Program / Compensation
Adjustments
2015-2016 Employee Benefit Announcements
Current Wellness Initiatives
2015 Merit Program
• Up to 2.5% Merit Increase
– Retroactive to July 1, 2015
– Reflected in Nov. 25 (bi-weekly) and Nov. 30 (semimonthly) paychecks
• Criteria for Merit Increase
– Eligibility requirements satisfied
• Includes overall performance record for past year
• Mid-year salary adjustments taken into consideration
– Department head and Division leader recommends %
increase to HR for approval
• Merit pool dollars available to each division based upon
2.5% of salaries for eligible employees
Eligibility for Merit Increase
• Currently in AC, AH, AP or CA classification (NBF)
– Employed more than six months as NBF (non-bargained for)
• Hire date prior to January 1, 2015
• Is not currently in Interim role
• Last adjustment to pay was prior to Jan. 1, 2015
– Includes promotions, reclassifications and other salary
adjustments
• Satisfactory Performance Record
– Overall performance review for FY15 is “Meets
Requirements” or higher rating
– No formal discipline within past year (July 2014 – June
2015)
– Not currently on performance improvement plan (PIP)
Employee Benefits Update
Benefits Eligibility Changes
Health Coverage Changes and 2016 Premiums
IRS Limits for Health Savings Accounts (HSAs)
Open Enrollment Dates and Communication
Upcoming Wellness Programs
Eligibility Change – AEAs and
Additional Covered Dependents
• Additional Eligible Adults (AEAs) and
Additional Covered Dependents coverage
under EMU-group benefit plans ends
– Effective January 1, 2016
• May continue health and dental coverage for 18-36
months under COBRA
• AEAs may qualify to convert group life insurance to
individual policy
Eligibility Change – Tuition
Benefit for AEAs
• Effective Winter Semester (beginning January
2016)
– Tuition Waiver benefit no longer available for
Additional Eligible Adults (AEAs)
– AEA recipients still subject to tuition reversal
(reflected on bill) if passing grade not received in
Fall 2015
Eligibility Change - Spouses
• Effective January 1, 2017 for Health plan
• Spouses with access to subsidized employer
coverage must enroll in employer coverage
prior to enrolling in EMU plan
– EMU coverage becomes secondary for medical
– Must provide proof of enrollment in employer’s
plan (prior to enrollment in EMU’s plan)
• For both spouses employed by EMU
– One spouse elects coverage and enrolls the other
spouse as dependent on health plan
Eligibility Change - Spouses
• Effective January 1, 2017 for Dental plan
• Spouses with access to subsidized employer
coverage may enroll spouse in EMU dental plan
– Must pay the full cost of coverage for dental
(employer rate – currently $38.18 in 2015 for single)
• For both spouses employed by EMU
– One spouse elects coverage and enrolls the other
spouse as dependent on dental plan
– Dual elections no longer allowed under dental for
spouses and children; spouse and children must be
enrolled as dependent
Eligibility Change - Spouses
• Does not apply to non-working spouses, selfemployed spouses, spouses eligible for or
enrolled in Medicare, and spouses without
access to “subsidized” employer coverage
– May enroll in EMU plan for primary coverage
– Must certify that spouse does not have access to
health care with another employer
• Employee affidavit required annually during open
enrollment
2016
Benefit Coverage Changes
• Vision
– Coverage increased to one vision exam annually
• Lenses and contacts covered every other year (same as
current)
• Prescription Drugs
Tier
Current
2016
Tier 1
$3 copay at Snow ($5 retail)
same
Tier 2
$25 copay
same
Tier 3
$50 copay
same
NEW - Tier 4 (Specialty Drugs)
$75 copay
No change to mail order – up to 90 day supply for 2.5 times retail copay (PPO plans)
or 2 times if covered under HMO plan
2016 PREMIUMS - HEALTH
Coverage
Category
Semi-Monthly and Bi-Weekly Premiums
HEALTH CARE PLANS
BCBSM PPO Option 5
BCBSM PPO w/ HSA
BCN HMO
Current
2016
Current
2016
Current
2016
Single
$33.17
$37.15
$22.35
$27.87
$27.69
$9.31
Two Person
$79.60
$89.15
$53.64
$55.67
$66.46
$18.55
Family
(3-4 covered)
$99.50
$111.44
$67.04
$69.60
$83.07
$23.18
Family Plus
(5+ covered)
$114.42
$128.15
$77.10
$83.54
$95.53
$27.87
2016 IRS LIMITS
IRS has not released limits for Flexible Spending Accounts (FSA)
and 403(b) / 457(b) Contributions
2016 OPEN ENROLLMENT
Tuesday, Oct. 20 –
Monday, Nov. 2
Watch for Website updates and email
communications in early October
UPCOMING WELLNESS
PROGRAMS
 5th Floor Fridays @ REC-IM
– Learn more about the wellness benefits available to you from EMU
vendors
– Complimentary lunch and wellness gift
– Starts this Friday – Sept. 25
• FREE REC-IM for AC, AH, AP and CA employees
– Tour REC and learn more at 5th Floor Friday
– Effective January 1, 2016
• Benefits and Wellness Fairs
– Oct. 21: College of Business
– Oct. 30: Main Campus / Student Center Ballroom
• Retirement Planning Workshop
– Friday, Oct. 23 (delivered by TIAA-CREF)
– Friday, Nov. 6 (featuring Social Security Admin and MPSERS speakers)
• Diabetes Awareness Program
– Friday, Nov. 13