This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Kansas State University Agricultural Experiment Station
and Cooperative Extension Service
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
CONTENTS
Page
Introduction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
Figures:
Family Living Expenses, 1976-96 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Family Living Expenses, Real Dollars, 1976-96 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
Net Farm Income, Real Dollars, 1976-96 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
Family Living Expenses, Average, 1976-96 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6
Family Living Expenses, 1976 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7
Family Living Expenses, 1980 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
Family Living Expenses, 1985 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9
Family Living Expenses, 1990 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
Family Living Expenses, 1995 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
Family Living Expenses, 1996 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Trends in Selected Expenditures, 1976-96 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13
Tables:
Family Living Expenses, by Age of Oldest Child, 1976-96 . . . . . . . . . . . . . . . . . . . . . 14
Family Living Expenses, by Farm Management Association Region, 1996 . . . . . . . . . 24
Contents of this publication may be freely reproduced for educational purposes. All other rights
reserved. In each case, credit Larry N. Langemeier, Trends in Family Living Expenses for Kansas
Agricultural Producers--1976 to 1996, Kansas State University, March 1998.
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TRENDS IN FAMILY LIVING EXPENSES FOR KANSAS
AGRICULTURAL PRODUCERS--1976 TO 1996*
Larry N. Langemeier**
ABSTRACT
Agricultural producers, credit institutions, planners, and educators continuously need detailed
information on the level of farm family living expenses. The percentage of agricultural producers
enrolled in the Kansas Farm Management Association program that keep detailed family living accounts
varies from year to year. These accounts were used to analyze trends over a 20-year period. From 1976
to 1996, total family living expenses increased 183.1 percent or an average of 8.7 percent per year. But
in real dollars (1976 = 100), family living expenses increased only 2.8 percent from 1976 to 1996.
Medical and health insurance expenses as a percent of total family living expenses increased 3.90 percent
from 1976 to 1996. In the same time period, food expenditures as a percent of total family living
expenses declined 3.64 percent.
*
Contribution No. 98-332-S from the Kansas Agricultural Experiment Station.
**
Professor, Department of Agricultural Economics, Kansas State University, Manhattan, Kansas
66506-4026.
1
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
INTRODUCTION
Agricultural producers, credit institutions, farm management planners, and educators continuously
request information on the level of farm family living expenditures. The percentage of agricultural
producers enrolled in the Kansas Farm Management Association program that keep detailed family living
accounts varies from year to year, from a low of 11 percent in 1982 to a high of 27 percent in 1995 and
averaging 24.2 percent for the period 1992 to 1996. These accounts were used to analyze trends over a
20-year period, 1976 to 1996.1
Total expenditures for family living are dependent on a number of factors, including family size and the
age of children. From 1976 to 1996, total family living expenses increased from $10,758 to $30,456--an
increase of 183.1 percent or an average of 8.7 percent per year2 (Figure 1). But in real dollars (1976 =
100), family living expenses increased only 2.8 percent (Figure 2) from 1976 to 1996. A high correlation
did exist between family living expenses and net farm income in real dollars (Figure 3). In the period
1976 to 1996, family living expenses averaged $10,357 per year in real dollars, and net farm income
averaged $13,596.
As shown in Figure 4, food and general household expenditures averaged 20.50 and 17.51 percent,
respectively, of total family living expenditures, and medical expenses averaged 16.53 percent. The
percents of total family living expenses for each category for 6 selected years are shown in Figures 5-10.
From 1976 to 1996, food expenditures decreased from 20.23 percent to 16.59 percent of total family
living expenses, whereas in the same time period, medical and health insurance expenses increased from
12.75 percent to 16.65 percent (Figure 11).
Tables 1-21 outline for each year during the period 1976 to 1996 average total family living expenses, as
well as total living expenses for families grouped by age of oldest child. For the average total family
living expenses, medical and health insurance increased from $1,372 in 1976 (Table 1) to $5,071 in 1996
(Table 21). This expense category had the largest percentage increase during the 20-year period--269.6
percent or an average of 12.84 percent per year. Families with children age 5 or less averaged $17,646
per year, for total expenses, whereas families with children over 18 averaged $23,328. Family living
expenses were higher for agricultural producers in western Kansas than in eastern Kansas (Table 22).
Source: Larry N. Langemeier and Fredrick D. DeLano, “The Annual Report, Management
Information, 1976-96,” Department of Agricultural Economics, Cooperative Extension Service,
Manhattan, Kansas, May 1997.
1
Total family living expenses do not include a dwelling cost.
2
2
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Figure 1.
Family Living Expenses
Kansas Farm Management Association Farms
1976-96
$32,000
30,456
$30,000
$28,000
$26,000
$24,000
$22,000
$20,000
$18,000
$16,000
$14,000
$12,000
$10,000
3
I
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Family Living Expenses
Kansas Farm Management Association Farms
$12,000
1976-96, Real Dollars*
Figure 2.
$11,000
$10,000
$9,000
9,878
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Net Farm Income
Kansas Farm Management Association Farms
1976-96, Real Dollars*
Figure 3.
5
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Figure 4.
Family Living Expenses
Farm Management Association Farms
Average 1976-1996
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Figure 5.
Family Living Expenses
Farm Management Association Farms
1976
7
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Family Living Expenses
Farm Management Association Farms
1980
Figure 6.
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Figure 7.
Family Living Expense
Farm Management Association Farms
1985
9
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Figure 8.
Family Living Expenses
Farm Management Association Farms
1990
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Family Living Expenses
Farm Management Association Farms
1995
Figure 9.
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Family Living Expenses
Farm Management Association Farms
1996
Figure 10.
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Figure 11.
Trends in Selected Expenditures,
Percent of Total Family Living Expenses,
1976-96
13
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 1. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1976
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
49
69
76
117
145
Average Family Size
3.9
4.5
4.7
3.7
2.0
Average
456
3.5
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$1,938
532
646
396
900
568
206
231
305
1,007
524
247
293
$ 2,480
760
689
555
1,295
1,040
327
310
795
1,213
981
322
383
Cash Expenses
$ 2,985
$ 1,957
753
630
939
880
433
494
1,454
1,291
1,154
985
361
969
376
458
534
732
1,544
1,480
908
1,183
336
435
358
328
$1,865
610
797
421
1,333
683
250
503
645
1,394
818
348
325
$ 2,176
653
809
459
1,290
881
460
412
635
1,372
920
354
337
TOTAL FAMILY LIVING
$7,793
$11,150
$12,135
$9,992
$10,758
TABLE 2. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1977
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
34
58
55
97
122
Average Family Size
3.5
4.3
4.4
4.2
2.0
Average
366
3.4
$11,822
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$2,406
758
821
324
912
698
152
285
325
1,234
546
251
312
$ 2,792
981
620
603
1,485
1,136
388
306
518
1,270
959
317
358
Cash Expenses
$ 2,887
$ 2,814
1,001
947
803
732
1,749
395
1,480
1,283
1,209
1,133
416
939
524
526
1,135
769
1,644
1,748
1,039
1,205
363
498
381
334
TOTAL FAMILY LIVING
$9,024
$11,733
$14,631
14
$13,323
$2,044
690
867
358
1,063
658
253
483
678
1,498
772
314
304
$ 2,527
857
778
612
1,237
946
471
454
713
1,526
936
365
333
$9,982
$11,755
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 3. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1978
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
38
62
67
98
99
Average Family Size
3.4
4.7
4.4
4.4
2.0
Average
364
3.7
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 2,704
1,284
934
350
1,343
1,098
272
350
578
1,141
673
339
485
$ 3,026
1,118
839
792
1,682
1,203
336
359
546
1,467
849
415
574
Cash Expenses
$ 3,314
$ 3,184
1,009
876
856
843
608
567
1,513
1,398
1,310
1,436
495
1,161
453
531
750
856
1,701
1,905
858
680
584
454
444
393
$ 2,136
878
1,036
720
1,608
680
237
615
695
1,612
560
396
390
$ 2,846
985
907
632
1,519
1,132
554
491
711
1,633
715
436
442
TOTAL FAMILY LIVING
$11,551
$13,206
$13,895
$11,563
$13,003
TABLE 4. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1979
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
43
83
65
101
107
Average Family Size
3.3
4.5
4.6
4.4
2.0
Average
399
3.7
$14,284
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 2,970
1,248
904
1,178
1,725
1,107
246
430
685
1,369
1,029
446
518
$ 3,521
1,167
1,277
782
2,039
1,351
526
471
625
1,473
912
392
474
Cash Expenses
$ 3,437
$ 3,497
965
1,182
1,057
1,177
913
1,005
1,789
1,683
1,600
1,334
540
1,054
455
588
668
1,104
1,920
1,938
1,053
1,169
453
558
486
434
$ 2,304
825
1,304
591
1,709
833
414
724
866
1,717
1,199
615
347
$ 3,115
1,055
1,183
851
1,786
1,222
602
561
824
1,718
1,090
510
437
TOTAL FAMILY LIVING
$13,855
$15,010
$15,336
$13,448
$14,954
15
$16,723
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 5. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1980
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
42
57
58
78
107
Average Family Size
3.3
4.5
4.3
4.4
2.0
Average
342
3.5
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 2,878
1,044
958
656
1,305
781
240
342
644
1,882
696
365
442
$ 3,786
1,082
1,010
527
1,549
1,269
428
368
498
1,624
908
357
422
Cash Expenses
$ 3,925
$ 3,588
935
885
1,129
1,009
338
635
1,423
1,678
1,377
1,349
449
1,155
434
711
861
1,211
1,852
1,695
1,409
1,648
422
524
441
398
$ 2,527
912
877
743
1,470
774
297
750
931
1,853
1,330
509
433
$ 3,259
954
982
603
1,502
1,091
533
574
876
1,782
1,268
455
426
TOTAL FAMILY LIVING
$12,233
$13,828
$14,995
$13,406
$14,305
TABLE 6. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1981
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
27
70
54
78
96
Average Family Size
3.2
4.6
4.2
4.3
2.0
Average
325
3.6
$16,486
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,045
1,371
659
1,321
1,445
742
129
326
609
2,184
863
361
500
$ 4,000
948
856
482
1,583
1,299
405
354
396
1,589
1,017
566
480
Cash Expenses
$ 4,497
$ 3,519
1,257
858
855
797
630
616
1,893
1,576
1,501
1,369
685
1,521
399
632
784
1,533
2,047
2,002
1,251
1,387
491
660
483
500
TOTAL FAMILY LIVING
$13,555
$13,975
$16,773
16
$16,970
$ 2,443
890
1,021
598
1,700
885
246
690
1,103
2,053
1,147
493
481
$ 3,428
996
874
643
1,656
1,181
649
525
960
1,951
1,170
538
487
$13,750
$15,058
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 7. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1982
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
24
44
36
56
90
Average Family Size
3.7
4.3
4.5
4.3
2.0
Average
250
3.4
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 2,952
1,003
757
427
1,418
1,000
246
395
339
1,652
806
536
625
$ 4,039
1,071
727
361
1,518
1,222
469
362
588
1,831
556
510
553
Cash Expenses
$ 4,822
$ 4,261
955
1,402
1,406
1,025
555
371
1,907
1,938
1,766
1,588
556
1,748
430
559
805
1,790
1,913
2,720
999
1,217
475
700
497
643
$ 2,995
993
788
455
1,697
773
454
849
958
2,446
687
564
539
$ 3,721
1,096
916
431
1,723
1,199
741
594
998
2,246
839
569
567
TOTAL FAMILY LIVING
$12,156
$13,807
$17,086
$14,198
$15,644
TABLE 8. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1983
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
27
40
43
60
59
Average Family Size
3.2
4.5
4.4
4.3
2.0
Average
229
3.6
$19,962
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,623
1,266
1,069
439
1,599
1,215
345
459
1,659
2,254
752
608
707
$ 4,168
1,129
907
416
2,184
1,404
414
470
755
1,979
965
335
661
Cash Expenses
$ 4,712
$ 4,156
1,152
1,221
915
1,008
718
561
1,888
1,692
1,495
1,619
517
1,434
468
612
944
1,249
2,539
3,016
1,408
1,492
528
700
522
809
TOTAL FAMILY LIVING
$15,995
$15,787
$17,806
17
$19,569
$ 2,917
826
895
507
1,838
1,007
313
975
1,081
2,587
877
608
527
$ 3,880
1,096
951
537
1,841
1,353
666
636
1,111
2,545
1,138
570
644
$14,958
$16,968
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 9. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1984
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
28
61
40
63
71
Average Family Size
3.0
4.5
4.2
4.1
2.0
Average
263
3.5
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,505
1,024
851
304
1,249
1,120
200
514
989
1,730
525
459
813
$ 4,501
1,248
1,041
488
1,725
1,151
453
379
743
2,345
1,029
391
697
Cash Expenses
$ 5,464
$ 4,434
1,309
1,464
935
1,064
788
453
2,057
2,273
1,658
1,623
571
1,568
520
917
1,110
1,787
2,220
3,700
1,009
1,713
475
811
547
868
$ 3,643
977
826
540
2,006
961
237
957
1,100
3,228
1,323
527
723
$ 4,294
1,212
952
520
1,932
1,287
653
699
1,171
2,824
1,216
548
734
TOTAL FAMILY LIVING
$13,283
$16,191
$18,663
$17,048
$18,042
TABLE 10. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1985
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
35
66
37
53
85
Average Family Size
3.0
4.5
4.5
4.1
2.0
Average
276
3.5
$22,675
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,437
1,067
1,339
375
1,842
1,083
676
508
1,438
2,309
397
669
664
$ 4,241
1,277
880
564
2,015
1,343
545
550
1,141
2,449
942
641
689
Cash Expenses
$ 4,759
$ 4,441
1,032
1,800
747
909
397
402
1,924
2,100
1,880
1,585
557
1,956
602
713
730
1,692
2,310
3,552
1,145
1,744
593
981
868
758
TOTAL FAMILY LIVING
$15,804
$17,277
$17,544
18
$22,633
$ 3,481
1,287
1,079
584
1,698
1,028
268
1,400
1,334
3,266
1,141
606
590
$ 4,013
1,321
987
493
1,900
1,331
749
845
1,289
2,876
1,115
693
692
$17,762
$18,304
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 11. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1986
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
29
40
35
47
86
Average Family Size
3.1
4.5
4.5
3.9
2.0
Average
237
3.3
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,540
1,465
825
1,024
1,888
1,035
380
720
1,675
2,254
642
486
690
$ 3,987
1,208
986
615
1,881
1,234
566
425
1,573
2,421
869
499
702
Cash Expenses
$ 4,836
$ 4,418
942
1,497
655
848
754
352
1,824
2,359
1,614
1,526
637
1,570
548
571
724
1,619
2,727
2,582
986
1,730
476
847
715
831
$ 3,389
1,174
1,207
782
1,860
1,041
280
1,013
1,674
3,000
1,354
422
575
$ 3,926
1,245
970
694
1,961
1,254
649
721
1,506
2,688
1,205
535
682
TOTAL FAMILY LIVING
$16,624
$16,966
$17,438
$17,771
$18,036
TABLE 12. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1987
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
30
51
32
45
82
Average Family Size
3.2
4.5
4.5
4.0
2.0
Average
240
3.4
$20,750
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,550
1,165
1,015
857
2,417
1,322
215
1,367
1,428
2,373
638
551
747
$ 4,532
1,612
973
1,360
2,176
1,576
747
488
1,596
2,675
1,076
699
792
Cash Expenses
$ 5,203
$ 4,984
1,743
1,607
745
1,028
537
986
2,351
2,341
2,018
1,758
801
1,473
658
917
1,396
1,081
2,858
2,912
740
1,564
712
832
786
795
TOTAL FAMILY LIVING
$17,645
$20,302
$20,548
19
$22,278
$ 3,439
1,265
1,107
650
1,639
980
363
1,133
1,708
3,696
1,245
534
635
$ 4,210
1,454
1,086
793
2,077
1,434
692
921
1,490
3,055
1,126
651
732
$18,394
$19,721
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 13. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1988
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
48
58
39
56
96
Average Family Size
3.5
4.5
4.5
3.9
2.0
Average
297
3.4
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,519
1,579
1,224
1,433
2,886
1,370
546
675
1,555
3,242
827
505
680
$ 4,464
1,409
1,421
764
2,455
1,502
695
517
1,236
2,825
911
568
837
Cash Expenses
$ 5,041
$ 5,087
2,356
2,171
993
925
891
1,145
2,746
2,361
2,174
2,052
986
2,220
544
869
1,886
949
3,665
3,855
1,379
1,638
997
966
878
838
$ 3,501
1,373
1,456
672
2,107
1,075
305
1,217
1,989
3,899
2,084
516
628
$ 4,193
1,693
1,251
931
2,432
1,535
871
839
1,562
3,544
1,475
672
750
TOTAL FAMILY LIVING
$20,041
$19,604
$24,536
$20,822
$21,748
TABLE 14. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1989
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
44
69
52
53
103
Average Family Size
3.4
4.6
4.2
3.9
2.0
Average
321
3.4
$25,076
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,693
1,533
1,062
1,234
2,412
1,054
328
721
1,224
2,671
993
368
791
$ 4,587
1,696
876
962
2,325
1,539
633
577
996
3,365
1,021
578
945
Cash Expenses
$ 5,395
$ 5,400
2,090
1,756
1,096
1,206
1,103
710
2,988
2,997
1,925
2,022
884
1,917
794
1,115
2,622
988
3,270
4,214
1,451
1,641
696
939
782
845
TOTAL FAMILY LIVING
$18,084
$20,110
$25,096
20
$25,750
$ 3,623
1,328
917
707
1,990
956
451
1,088
1,896
4,264
1,592
489
646
$ 4,420
1,629
1,005
899
2,448
1,428
786
885
1,578
3,683
1,373
599
785
$19,947
$21,518
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 15. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1990
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
42
77
52
46
109
Average Family Size
3.2
4.6
4.3
4.1
2.0
Average
326
3.4
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,603
1,519
1,201
1,304
1,878
992
216
747
854
2,963
791
351
407
$ 4,925
1,969
956
743
2,966
1,630
709
677
1,083
3,201
1,018
397
571
Cash Expenses
$ 5,914
$ 5,737
2,122
2,329
1,254
854
1,063
723
2,180
3,168
2,132
2,120
936
1,193
748
696
1,461
967
5,040
4,077
1,428
1,677
771
910
774
754
$ 3,779
1,614
1,194
819
2,441
1,176
475
1,323
1,821
4,614
2,005
505
483
$ 4,644
1,868
1,100
889
2,553
1,545
672
916
1,344
4,060
1,477
559
579
TOTAL FAMILY LIVING
$16,826
$20,845
$25,823
$22,249
$22,206
TABLE 16. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1991
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
25
100
71
70
110
Average Family Size
3.4
4.0
4.6
4.2
2.0
Average
376
3.5
$25,205
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Life Insurance
Auto Expense
Utilities-Telephone
$ 4,139
1,802
980
1,512
2,931
1,082
313
715
821
3,914
1,094
790
914
$ 4,690
1,934
1,099
1,226
3,349
1,590
633
730
999
3,432
1,124
829
973
Cash Expenses
$ 6,027
$ 5,533
2,635
2,660
1,132
923
1,200
875
3,053
3,472
2,595
2,073
964
1,970
641
1,160
1,531
1,140
5,206
4,088
1,727
1,943
872
1,024
1,040
1,038
TOTAL FAMILY LIVING
$21,007
$22,608
$28,623
21
$27,899
$ 3,717
1,705
1,008
649
2,279
982
634
1,519
2,169
4,827
2,205
794
895
$ 4,785
2,130
1,038
1,006
2,978
1,663
929
1,023
1,455
4,315
1,695
861
971
$23,383
$24,849
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 17. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1992
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
38
125
64
74
135
Average Family Size
3.5
3.7
4.3
4.3
2.0
Average
436
3.4
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Child Care
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Health Insurance
Life Insurance
Auto Expense
Utilities-Telephone
$ 3,536
2,072
618
568
2,459
637
1,143
201
788
878
3,636
842
1,094
1,125
984
$ 4,549
1,909
1,134
842
3,537
195
1,472
652
893
1,041
2,938
1,182
1,352
966
1,010
Cash Expenses
$ 5,712
$ 5,328
2,434
2,469
806
880
773
959
4,320
3,519
0
0
2,013
1,834
839
1,786
742
1,054
790
2,509
4,100
4,538
1,233
1,162
1,718
1,659
1,019
1,489
1,239
1,251
$ 3,848
1,886
1,091
2,027
3,063
0
1,024
516
1,421
1,622
4,621
1,159
1,928
780
995
$ 4,547
2,088
984
1,195
3,408
111
1,445
790
1,052
1,419
3,962
1,149
1,614
1,019
1,078
TOTAL FAMILY LIVING
$20,581
$23,671
$27,738
$25,981
$25,861
TABLE 18. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1993
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
34
130
65
83
153
Average Family Size
3.6
4.0
4.7
4.3
2.0
Average
465
3.5
$30,437
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Health Insurance
Life Insurance
Child Care
Auto Expense
Utilities-Telephone
$ 4,119
2,637
1,547
1,240
3,478
1,392
273
714
875
4,173
1,963
1,051
824
957
1,314
$ 4,783
2,308
1,095
1,533
4,307
1,639
633
1,220
1,348
2,816
1,672
1,235
323
1,253
1,205
Cash Expenses
$ 5,710
$ 5,788
2,586
3,366
785
965
1,029
1,398
4,515
4,179
2,126
2,297
788
2,341
774
1,475
1,025
1,847
3,238
3,256
2,443
2,193
2,079
1,940
60
31
980
1,436
1,276
1,218
$ 4,000
2,167
961
1,067
3,503
1,158
765
1,707
2,220
3,703
2,116
2,413
0
976
1,210
$ 4,786
2,513
1,018
1,264
3,988
1,648
976
1,327
1,644
3,345
2,040
1,853
164
1,135
1,227
TOTAL FAMILY LIVING
$26,557
$27,370
$29,414
$27,966
$28,928
22
$33,730
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 19. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1994
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
40
131
91
94
160
Average Family Size
3.6
3.9
4.6
4.3
2.0
Average
516
3.5
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Health Insurance
Life Insurance
Child Care
Auto Expense
Utilities-Telephone
$ 4,404
2,189
1,442
789
4,177
1,359
316
749
1,063
3,013
2,092
1,159
724
1,962
1,594
$ 5,188
2,806
868
1,334
3,817
1,617
600
943
1,139
2,339
1,775
1,269
445
1,191
1,382
Cash Expenses
$ 5,906
$ 5,732
3,612
3,477
976
963
1,025
1,867
4,383
4,714
2,414
1,766
807
2,075
1,177
1,322
1,289
1,714
2,757
3,461
2,353
2,017
2,106
2,263
139
78
1,404
1,457
1,624
1,544
$ 4,050
2,149
1,028
1,147
3,751
1,136
586
1,926
1,703
2,938
2,605
2,346
0
991
1,295
$ 5,000
2,819
999
1,276
4,088
1,609
879
1,343
1,439
2,855
2,203
1,923
215
1,275
1,444
TOTAL FAMILY LIVING
$27,032
$26,713
$31,972
$27,651
$29,367
TABLE 20. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1995
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
41
126
93
115
206
Average Family Size
3.8
3.9
4.5
4.5
2.0
Average
581
3.4
$34,450
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Health Insurance
Life Insurance
Child Care
Auto Expense
Utilities-Telephone
Bank Interest
$ 4,704
2,964
1,629
2,357
3,942
1,393
552
764
1,180
3,319
1,703
1,244
886
1,321
1,740
704
$ 5,097
2,889
918
1,212
4,029
1,603
708
882
1,170
2,335
1,904
1,170
381
1,164
1,305
392
Cash Expenses
$ 5,817
$ 5,630
3,221
2,844
724
1,174
1,452
1,206
4,457
4,759
2,022
1,988
881
2,157
1,088
1,161
1,232
1,845
2,970
2,613
2,220
2,239
1,719
2,094
160
30
1,199
1,923
1,349
1,430
464
199
$ 4,152
2,446
880
1,833
3,942
1,028
369
1,518
1,962
3,302
2,458
2,259
16
1,003
1,424
149
$ 4,955
2,781
974
1,550
4,205
1,527
891
1,187
1,595
2,904
2,203
1,832
183
1,274
1,410
301
TOTAL FAMILY LIVING
$30,402
$27,159
$30,975
$28,741
$29,772
23
$33,292
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
TABLE 21. FAMILY LIVING EXPENSES FOR KANSAS FARM
FAMILIES, BY AGE OF OLDEST CHILD, 1996
Age of Oldest Child
No
Item
#5
6-13
14-17
>18
Children
Number of Families
35
111
87
112
221
Average Family Size
3.6
3.8
4.5
4.4
2.0
Average
566
3.3
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Health Insurance
Life Insurance
Child Care
Auto Expense
Utilities-Telephone
Bank Interest
$ 4,524
3,611
1,108
966
5,219
1,406
462
994
1,799
2,754
1,635
1,386
877
1,422
1,703
646
$ 5,079
2,598
889
903
3,669
1,562
791
807
1,721
2,600
1,823
1,211
434
1,315
1,505
225
Cash Expenses
$ 5,963
$ 6,064
3,210
3,433
926
969
1,848
1,624
3,723
5,304
2,275
2,036
1,007
2,263
870
1,421
1,032
2,144
2,473
3,189
2,153
2,133
1,488
1,850
147
31
1,401
2,079
1,569
1,706
272
324
$ 4,254
2,296
908
1,255
3,998
1,045
403
1,657
2,080
3,163
2,389
2,369
11
1,604
1,506
120
$ 5,053
2,802
931
1,332
4,225
1,554
944
1,282
1,844
2,926
2,145
1,843
172
1,599
1,567
237
TOTAL FAMILY LIVING
$30,512
$27,132
$30,357
$29,058
$30,456
$36,570
TABLE 22. FAMILY LIVING EXPENSES FOR KANSAS FARM FAMILIES, BY
KANSAS FARM MANAGEMENT ASSOCIATION, 1996
Item
Number of Families
Average Family Size
N.W.
130
3.6
S.W.
80
3.1
Food Purchased
Household Operation
Furniture-Equipment
House Upkeep and Repair
Personal-Recreation
Clothing
Education
Gifts (outside family)
Contributions
Doctor-Other Medical
Health Insurance
Life Insurance
Child Care
Auto Expense
Utilities-Telephone
Bank Interest
$ 5,489
3,308
1,139
1,556
4,896
1,544
1,061
1,582
2,094
2,686
2,996
2,573
114
1,091
1,477
395
$ 5,546
3,111
802
1,491
5,196
1,402
820
1,511
2,362
3,749
2,036
2,049
85
1,066
1,705
245
TOTAL FAMILY LIVING
$34,001
$33,176
24
N.C.
128
3.4
S.C.
67
3.1
N.E.
56
3.5
S.E.
105
3.1
Cash Expenses
$ 5,016
$ 4,836
2,861
2,265
1,145
850
1,502
906
3,286
4,277
1,757
1,104
972
1,113
937
1,205
1,208
1,996
2,653
3,800
1,715
1,769
1,210
1,854
289
247
1,817
1,558
1,505
1,442
213
128
$ 4,795
2,917
798
1,214
3,424
1,855
779
1,211
1,210
2,494
1,619
1,645
184
3,313
1,630
360
$ 4,529
2,199
651
1,135
4,198
1,545
744
1,142
2,186
2,584
2,254
1,580
125
1,530
1,726
84
$28,086
$29,448
$28,212
$29,350
This publication from the Kansas State University Agricultural Experiment Station and Cooperative Extension Service
has been archived. Current information is available from http://www.ksre.ksu.edu.
Kansas State University Agricultural Experiment Station and Cooperative Extension Service, Manhattan 66506
March 1998
SRP 807
It is the policy of Kansas State University Agricultural Experiment Station and Cooperative Extension Service that all persons shall have equal opportunity and
access to its educational programs, services, activities, and materials without regard to race, color, religion, national origin, sex, age, or disability. Kansas State
400
University is an equal opportunity organization. These materials may be available in alternative formats.