37340 Int Students 6pp DL Lft 16/6/09 2:07 pm Page 1 Principal exclusions ENDSLEIGH ENDSLEIGH • The first £50 of each and every claim per incident claimed for by each insured person except for claims under personal accident, personal liability and legal expenses where no excess applies • Travel to a country or specific area or event which the Foreign and Commonwealth Office or the World Health Organisation has advised the public not to travel to • Any circumstances known prior to booking the trip that could reasonably be expected to give rise to a claim Contact Go online to arrange cover: www.endsleigh.co.uk/students • Treatment or surgery which in the opinion of a medical practitioner can wait until your return home • Medication, which prior to departure is known to be required or call: 0044 (0) 800 028 3571 International Students. Helpful information about insurance in the UK. • Valuables, money, passport or visa left unattended unless in a hotel safe, safety deposit box or in locked accommodation • Baggage left in an unattended motor vehicle between 9 p.m. and 9 a.m. • Baggage left unattended in a motor vehicle between 9 a.m. and 9 p.m. unless in a locked boot or covered from view in a locked car Produced in association with Endsleigh Insurance Services Limited is authorised and regulated by the Financial Services Authority. This can be checked on the FSA Register by visiting its website at www.fsa.gov.uk Endsleigh Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE. UCAS does not endorse promotional material from any organisation. 37340 0609 37340 Int Students 6pp DL Lft 16/6/09 2:07 pm Page 2 About us Endsleigh Insurance Services Limited was set up by the National Union of Students in 1965 and we are the only insurance provider recommended by the NUS. We have policies especially designed for International Students studying in the UK, which will protect your possessions and your health costs. How do I insure my belongings? Visit our website at www.endsleigh.co.uk/student or phone us on 0044 (0) 800 028 3571 • This is an annual insurance policy which covers your belongings against theft, fire or flood in your room. • You can choose to add cover for accidental damage and Do I need insurance? Endsleigh, in association with UKCISA (The UK Council for International Student Affairs), has produced a travel insurance policy specifically designed for International Students who come to the UK to study. You should consider purchasing both travel insurance to protect yourself, and possessions insurance to protect belongings. Both can be provided by Endsleigh. You should make sure you have adequate medical insurance to cover medical costs if you fall ill, and also to cover the additional possible costs resulting from illness. These can be substantial, and include: • Loss of fees if you are unable to complete your course • Additional treatment and medical expenses not covered even extend your cover beyond your room to anywhere in the UK and up to 30 days worldwide. • If you have a laptop you can cover this too – anywhere in the UK and up to 30 days worldwide. Even if you are entitled to free National Health Service treatment whilst in the UK, you should consider taking out travel insurance which covers the above additional costs. Special features • Cover applies in the UK and travel to Europe if part of your course, plus inward and outward direct trip home • Travel insurance included for short breaks to Europe – up to 21 days • Option to increase course fees cover up to £8,000 • Holidays in the UK at beginning and end of study period covered – as long as included in the period of insurance • Private medical cover option A summary of the benefits of your Endsleigh International Students policy Your cover Limits of cover • If you are taken ill or have an accident we will pay your emergency medical bills and hospital costs that are not covered by the National Health Service. • The cost of bringing a friend or close relative to the UK to visit you following a medical emergency. What am I covered for if I have a medical problem? by the National Health Service • Costs of returning home if a close relative is taken ill • Costs of a close relative visiting you in the UK if you fall ill • Returning to your home country for treatment International Student travel insurance policy will protect you financially against unexpected medical and hospital bills not covered by the National Health Service and includes emergency dental treatment. • Additional costs incurred to repatriate you if medically necessary. • Reasonable costs to return home if a close relative is seriously ill. • Emergency dental treatment for the immediate relief of pain. • In the event of your death, we will pay for the funeral costs in the UK plus reasonable costs to return your ashes home or reasonable costs to repatriate your body. What if I take the private medical option? • All your medical emergencies will be immediately treated privately. What cover do I have if I have an accident or I am attacked or mugged? • Payment for permanent loss of, or loss of use of, limbs sight or death. What cover do I have while travelling to and from home at the beginning or end of term? What if I need some legal help? Are my course fees covered? £2,000,000 • You will be reimbursed if your luggage is lost, stolen or accidentally damaged. £500 £5,000 £2,000,000 £30,000 (subject to age) £1,000 • We will help replace your passport or visa if they are lost or stolen. £500 • Money stolen either from your person or while locked away will be replaced. £100 • If you accidentally injure someone or damage their property, we will cover your legal liability to pay damages. £1,000,000 • Advice and assistance to take legal action is covered. £10,000 • If you have to cancel your course, cut it short or repeat it due to accident or sickness of yourself or close relative, we will reimburse your prepaid course fees proportionately. £8,000