John E. Gilliam, Ph.D., MBA, CFP®, ChFC®, CLU®
Contact Information
Department of Personal Financial Planning
P.O. Box 41210
Lubbock, TX 79409-1210
(806) 742-5050 ext. 240
john.gilliam@ttu.edu
EDUCATION
Doctor of Philosophy, Personal Financial Planning (2007)
Texas Tech University, Lubbock, Texas
Masters of Business Administration (2003)
Texas Tech University, Lubbock, Texas
Bachelor of Arts, Music Education (1978)
Texas Tech University, Lubbock, Texas
ACADEMIC EXPERIENCE
Associate Professor, September 2012 to Present
Department of Personal Financial Planning, Texas Tech University, Lubbock, Texas
Teach graduate and undergraduate courses, research, grant writing, student mentoring,
college/departmental/department committee participation, community service and service on
national boards.
Director of Master’s Programs, January 2007 to Present
Department of Personal Financial Planning, Texas Tech University, Lubbock, Texas
Serve as the academic advisor in the Department for the four Certified Financial Planning
Board of Standards registered programs at Texas Tech University. Develop enhancement
enrollment materials for prospective students, oversee graduate enrollment and recruitment.
Enrollment since 2007 has increased from 56 to 120 students.
Assistant Professor, September 2006 to Present
Department of Applied and Professional Studies (APS), Division of Personal Financial
Planning, Texas Tech University, Lubbock, Texas
Teach graduate and undergraduate courses, research, grant writing, student mentoring,
college/departmental/division committee participation and community service.
Graduate Part-Time Instructor, January 2004 to September 2006
Department of Applied and Professional Studies (APS), Division of Personal Financial
Planning, Texas Tech University, Lubbock, Texas
Teach graduate and undergraduate courses, research, student mentoring, division committee
participation and community service.
Financial Advisor, Prosperity Planning, 1995 to Present
Advisor to individuals and businesses regarding insurance, employee benefits, retirement
planning, financial and estate planning.
CONSULTATION
National Survey Coordinator/Analyst, Society of Financial Service Professionals, 2010
Coordinated and participated in the questionnaire construction of a national survey for the
Society of Financial Service Professionals. Responsible for the construction, data collection
and analysis of an internet based survey to redesign the organizations national meeting.
Expert Witness, 99th District Court, Lubbock, TX, 2009
Expert testimony on cost of living differences, retirement planning and employee benefits
Academic Consultant, American Institute of Certified Public Accountants (AICPA),
2008
Member of personal financial planning consulting team contracted to developed curriculum
guide, recommended educational resources, and exam questions for the AICPA Personal
Financial Specialist designation.
GRANTS
External Funding
Texas Department of Insurance Customer Satisfaction Survey (Unfunded 05/2009)
Barry-Goodman, C., Gilliam J. & Kolyesnikova, N.
(30,433 in first year with potential extension for 2 additional years) Requested proposal
by the Texas Department of Insurance to complete a customer satisfaction survey.
Teach a Person to Fish: Pathways to a Profession (Unfunded, 2008) Gilliam, J. E.,
Durband, D. B., & Hampton, V. L. – Co-Investigators
($299,684 over three fiscal years) Competitive grant awarded by the CFP Board’s 2008
Financial Planning Grants Program to provide scholarship and stipends support to
undergraduates from Historically Black Colleges and Universities (HCBUs), Hispanic
Serving Institutions (HSIs), and Native American Colleges and Universities (NACUs).
Internal Funding
Graduate Enhancement Enrollment Program, Graduate School, Texas Tech
University (Funded, 2013) Gilliam, J. E.
($16,500) These funds were used for travel to several universities in Texas, California,
Utah, Minnesota, Wisconsin, Illinois, Pennsylvania, and New Jersey to recruit graduate
students. Funding was also included a recruiting trip the Financial Planning Association
conference. Interested students will be brought to the Texas Tech campus for a recruiting
visit.
Graduate Enhancement Enrollment Program, Graduate School, Texas Tech
University (Funded, 2012) Gilliam, J. E.
($23,992) These funds were used for travel to several universities in Texas to recruit
graduate students. Campus visits were made to St. Edwards University, Concordia
University and Huston Tillotson University in Austin, St. Mary’s University, University
of the Incarnate Word and University of Texas San Antonio in San Antonio, University
of Texas at Corpus Christi and Pan American. Interested students will be brought to the
Texas Tech campus for a recruiting visit.
Graduate Enhancement Enrollment Program, Graduate School, Texas Tech
University (Funded, 2011) Gilliam, J. E.
($11,853) These funds were used for travel to several universities in Texas to recruit
graduate students. Campus visits were made to St. Edwards University and Huston
Tillotson University in Austin. There will be two trips made to the University of Texas
Pan American to speak to students and speak at their annual Financial Planning
Symposium hosted by UTPA where we will be recruiting students. We will also visit
Midwestern State University, University of Texas – Permian Basin and University of the
Incarnate Word in San Antonio. Interested students will be brought to the Texas Tech
campus for a recruiting visit.
Graduate Enhancement Enrollment Program, Graduate School, Texas Tech
University (Funded, 2010) Gilliam, J. E.
($6,318) These funds were used for travel to several universities in Texas to recruit
graduate students. The first trip included a graduate recruiting day at St. Edwards
University as well as a visit to Huston Tillotson University in Austin where we spoke to a
class of some 20+ students. The next trip was to the University of Texas Pan American to
speak to 60+ students. This will result in several student beginning graduate studies in the
spring of 2011 as well 10 to 15 students attending an on campus visit in January. In the
spring of 2011 we will also be speaking at the second annual Financial Planning
Symposium hosted by UTPA where we will be recruiting students.
Graduate Enhancement Enrollment Program, Graduate School, Texas Tech
University (Funded, 2009) Gilliam, J. E.
($6,318) These funds were used for travel to University of Texas Pan American to speak
at the first Financial Planning Symposium as well as recruit students. This resulted in
recruiting 3 students who will start in the spring of 2010. One of these students is the
Deloitte Latina of the Year for 2009. In addition, 13 students visited the Texas Tech
campus for a visit in March of 2010. It is expected that 12 to 15 students enroll by the end
of 2010.
Graduate Enhancement Enrollment Program, Graduate School, Texas Tech
University (Funded, 2009) Gilliam, J. E.
($5,715) These funds were used for travel to Hispanic Serving Institution in Texas and to
subsequently bring students and faculty to the Texas Tech Campus for enrollment
enhancement. This resulted in two students enrolling in the MS/ PFP program in the fall
of 2009. Two students were expected to begin in the spring of 2010 and two students
beginning in the fall of 2010. In addition, valuable relationships were formed with two
faculty members at University of Texas Pam American and Huston-Tillotson University.
Graduate Enhancement Enrollment Program, Graduate School, Texas Tech
University (Funded, 2008) Gilliam, J. E.
($1,024) Printing of enhancement enrollment materials.
Graduate Enhancement Enrollment Program, Graduate School, Texas Tech
University (Funded, 2007) Gilliam, J. E.
($2,467) Design/development of enhancement enrollment materials, website
development and enhancement.
New Faculty Research Seed Grant, College of Human Sciences, (Funded Fall, 20072008)
($4,500) Grant was provided to investigate Financial Risk Tolerance in Married Couples.
Paper was accepted for publication in the Journal of Financial Counseling and Planning.
New Faculty Research Seed Grant, College of Human Sciences, (Funded Fall, 20062007)
($4,500) Grant was provided to investigate Financial Risk Tolerance in Married Couples.
Data was collected for research project.
DEVELOPMENT
The Virtual Library, VSA, LP. Bill O’Quin, (In-Kind Donation) Texas Tech
University, Division of Personal Financial Planning, 2008, Gilliam, J.E.
($10,000/year ongoing gift) Donation of online virtual library will be available to all Texas
Tech University Personal Financial Planning students to be used as a major source of
supplemental classroom material.
Life Insurance Analyzer, FinancialXperts.com, Joseph Maczuga, (In-Kind Donation)
Texas Tech University, Division of Personal Financial Planning, 2008, Gilliam, J.E.
($16,000) Donation of life insurance analysis software and multiple live web-conference
instruction with students in PFP 3397 and PFP 5397.
PEER REVIEWED PUBLICATIONS
Rank
5
Scott, J., Gilliam, J. (2013). (under review) Boomers’ life insurance adequacy pre & post the
2008 financial crisis. Financial Services Review
3
Scott, J., Williams, D., Gilliam, J. & Sybrowsky, J. (2013). Is an all cash emergency fund
strategy appropriate for all investors? Journal of Financial Planning 14, (12): 60-76.
3
Guillemette, M., Finke, M. & Gilliam, J. (2012). Risk tolerance questions to best determine
client portfolio allocation preferences Journal of Financial Planning 26, 5: 34-42.
4
Chatterjee, S., Lauderdale, M., Gilliam, J., & Mason, J. (Accepted 2011). Employee
benefits in the hospitality industry: Inhospitable for employees? The Journal of
Regional and Sectoral Economic Studies, 11, (2),
5
Gilliam, J., Grable, J. & Hampton, V. L. (2011). The impact of decision power on
financial risk tolerance and asset allocation. Journal of Business and Economic
Research, 9, (5), 27-40.
5
Gilliam, J., & Chatterjee, S. (2011). The influence of birth order on financial risk
tolerance. Journal of Business and Economic Research, 9, (4), 43-50.
5
Goetz, J., Gilliam, J. & Grable, J. (2011). Interobserver risk-tolerance agreement between
husband and wives. Journal of Business and Economic Research, 9, (2), 17-25.
3
Gilliam, J. & Grable, J. (2010). Risk-tolerance estimation bias: Do married women and
men differ? Journal of Consumer Education, 27, 45-58.
5
Gilliam, J., Chatterjee, S. & Grable, J. (2010). Measuring the perception of financial risk
tolerance: A tale of two measures. Journal of Financial Counseling and Planning
21, (2) 30-43.
5
Gilliam, J., Dass, M., Durband, D., & Hampton, V. L. (2010). The role of assertiveness
in portfolio risk and financial risk tolerance among married couples. Journal of
Financial Counseling and Planning 21(1), 53-67
5
Gilliam, J., Chatterjee, S. & Zhu, D. (2010). Determinants of risk aversion in the baby
boomer cohort. Journal of Business and Economic Research, 8(5), 79-87.
5
Chatterjee, S. & Gilliam, J. (2009). Taking stock of health: An examination of health
insurance expenditures by employer categories. Journal of Business and
Economic Research, 7, (4) 143-152.
Gilliam, J., Goetz, J. & Hampton, V. (2008). Spousal differences in financial risk
tolerance. Journal of Financial Counseling and Planning, 19, (1) 3-11.
5
3
Gilliam, J. & Bagwell, D. C. (2005). Baby boomers in retirement: Challenges and
opportunities for financial planners and counselors. Journal of Personal Finance. 4,
(1) 57–65.
PEER REVIEWED - CONFERENCE PROCEEDINGS
Gilliam, J., & Chatterjee, S. (2009) The effect of birth order on financial risk tolerance and asset
allocation. Academy of Financial Services
Gilliam, J., & Chatterjee, S. (2008) Measuring the measures: Examining the perception of financial
risk tolerance. Academy of Financial Services Proceedings.
Gilliam, J., & Hampton, V. (2007). Coalescing financial risk tolerance in couples: The impact of
decision power on financial risk tolerance and asset allocation. Academy of Financial
Services Proceedings.
Gilliam, J., & Harness, N. (2006). Comprehensive Personal Financial Planning: A theoretical
framework proposal. Academy of Financial Services Proceedings.
PEER REVIEWED - ACADEMIC PRESENTATIONS
Mulholland, B., Finke, M., & Gilliam, J. (2012). Does Advisor Compensation Method Impact Their
Personal Perspective on Life Insurance Disclosure Effectiveness? Academy of Financial Services
Grable, J., Goetz, J., & Gilliam, J. (2010). Interobserver risk-tolerance agreement between husbands
and wives. American Council on Consumer Interests
Gilliam, J., & Chatterjee, S. (2009). The effect of birth order on financial risk tolerance and asset
allocation. Academy of Financial Services
Gilliam, J., & Hampton, V. (2007). Coalescing financial risk tolerance in couples: The impact of
decision power on financial risk tolerance and asset allocation. Academy of Financial
Services.
Gilliam, J., & Harness, N. (2005). Comprehensive personal financial planning: A theoretical
framework proposal. Academy of Financial Services.
Gilliam, J., & Zhu, D. (2005). Determinants of risk aversion in the baby boomer cohort. Missouri
Valley Economic Conference.
Chatterjee, S., & Gilliam, J. (2005). Healthcare Insurance Expenditures: An Examination of
Employee Contributions by Employer Categories. Missouri Valley Economic Conference.
PEER REVIEWED - ACADEMIC POSTERS
Gilliam, J., & Goetz, J. (2005). The case for behavioral finance in the personal financial planning
curriculum. Association of Financial Counseling and Planning Education Conference
DISSERTATION
Gilliam, J. (2007). Coalescing financial risk tolerance in couples. (Vickie L. Hampton,
Dissertation Committee Chair)
PROFESSIONAL PUBLICATIONS
Gilliam, J. (2013). CFP Board Financial Planning Competency Handbook. Business Uses of Life
Insurance. John Wiley and Sons, Inc., (21) 163-183
Gilliam, J. & Head, A. (2013). CFP Board Financial Planning Competency Handbook. Annuities
John Wiley and Sons, Inc., (24) 203-213
Gilliam, J. (2004). Assessing risk is tough, but we need to do it. Investment Advisor, 28-30
CIRRICULUM DEVELOPMENT
Gilliam, J. & Goetz, J. (2005). Behavioral finance from a personal financial planning
curriculum. Approved by Texas Tech University in 2007. Course was offered in the
Spring 2008.
MANUSCRIPTS IN PROGRESS
Gilliam, J., & Dass, M. Segmenting financial risk tolerance: A new perspective for managing
clients.
Lauderdale, M. & Gilliam, J. The price of advice: Are you making insurance recommendations
without a license?
Gilliam, J., & Salter, J. Long Term Care Annuities: A Comparison of LTC Financing
Alternatives.
PROFESSIONAL SERVICE PRESENTATIONS
Gilliam, J. (2014) Career and Educational Opportunities in the Financial Industry, Invited
interviewee for Podcast with Jim Silbernagel of Real Wealth® Advisors. Podcast was forwarded
to their clients and prospects. It aired April 7th - 13th. The podcast is available on
www.myrealwealthadvisor.com/jimtony under the tab “Personal Growth and Education
Planning”.
Mulholland, B., Finke, M., & Gilliam, J. (2014). Life Insurance Disclosure: Perspectives from
Financial Service Professionals, Invited presentation of applied academic research The Financial
ConNEXTion Cruise.
Gilliam, J., (2013) Life Insurance Planning for Individuals and Businesses, Invited presentation
for the Knights of Columbus regional meeting. Lubbock, Texas
Gilliam, J. and Getman, T., (2013) University Partners Program: Get Younger Members Now!,
Invited webcast presentation for The Society of Financial Service Professionals.
Gilliam, J., Bahri-Mehra, V. and Steger, M. (September 2011) Webinar: Global Education
Trends and Career Opportunities for Finance Students. Invited presentation presented by the
Society of Financial Service Professionals and Kegler, Brown, Hill and Ritter.
Gilliam, J. (October 2010) Protecting Your Most Valuable Assets: You, Your Retirement and
Your Legacy, Invited presentation by the American Association of University Women, Lubbock,
Texas
Gilliam, J. (September 2006) Social Security, Medicare and Other Insurance Changes, Invited
presentation by the Osher Life Long Learning Institute, Texas Tech University, Lubbock, Texas
UNIVERSITY TEACHING
PFP 3210, Professional Field Experience, September 2008 to 2010
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Escorted students to Society of Financial Service Professionals national conference.
PFP 3275, Employee Benefits, January 2011 to 2012
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Revised course for undergraduate curriculum.
PFP 3374, Retirement Planning, January 2004 to December 2004
Texas Tech University, MEDCE, Lubbock, Texas.
PFP 3375, Risk Management and Employee Benefits, January 2005 to May 2010
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Revised course for undergraduate curriculum.
PFP 3397, Life and Health Insurance Planning, September 2006 to May 2010
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Revised course for undergraduate curriculum.
PFP 3497, Risk Management and Insurance Planning, September 2010 to Present
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Revised course for undergraduate curriculum.
PFP 4000, Individual Study in Personal Financial Planning, September 2007
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 4175, Special Topics in Personal Financial Planning, Hugh Massie, FinancialDNA
January 2009
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 4175, Special Topics in Personal Financial Planning, Michael Kitces, Pinnacle
Advisory Group, February 2009
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 4175, Special Topics in Personal Financial Planning, Saundra Davis, Sage Financial
Solutions, March 2009
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 4175, Special Topics in Personal Financial Planning, Michael Grossman, AdviceOne,
April 2009
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 5115, Seminar in Personal Financial Planning, September 2011 to Present
Texas Tech University, Department of Personal Financial Planning, Lubbock, Texas.
Developed course for graduate curriculum
PFP 5175, Special Topics in Personal Financial Planning, Hugh Massie, FinancialDNA
January 2009
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 5175, Special Topics in Personal Financial Planning, Michael Kitces, Pinnacle
Advisory Group, February 2009
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 5175, Special Topics in Personal Financial Planning, Saundra Davis, Sage Financial
Solutions, March 2009
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 5175, Special Topics in Personal Financial Planning, Michael Grossman, AdviceOne,
April 2009
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 5210, Professional Field Experience, September 2008 to Present
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Escorted students to Society of Financial Service Professionals national conference.
PFP 5295, Employee Benefits, January 2011 to Present
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Revised course for graduate curriculum.
PFP 5311, Individual Study in Personal Financial Planning, September 2006 to Present
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
PFP 5322, Personal Finance: Personal and Professional Applications, January 2013 to
Present
Texas Tech University, Department of Personal Financial Planning, Lubbock, Texas.
PFP 5385, Behavioral Finance from a Personal Financial Planning Perspective, Spring
2008 to Present
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Developed course for graduate curriculum.
PFP 5395, Risk Management and Employee Benefits, January 2006 to May 2010
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Revised course for graduate curriculum.
PFP 5397, Life and Health Insurance Planning, September 2006 to May 2010
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Revised course for graduate curriculum.
PFP 5497, Risk Management and Insurance Planning, September 2010 to Present
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
Revised course for graduate curriculum.
PFP 7000, Research in Personal Financial Planning, July 2008 to Present
Texas Tech University, Department of Applied and Professional Studies, Lubbock, Texas.
GRADUATE RESEARCH ADVISING
Doctoral Students
Lawrence Verzani
Areerat Lertchaipitak
Janine Scott
Barry Mulholland
Michael Guillemette
Leia Barrett
Julie Sorensen
Tim Griesdorn
Project
Dissertation
Dissertation
Dissertation
Dissertation
Dissertation
Dissertation
Dissertation
Dissertation
Advising Role
Co-Chair
Co-Chair
Co-Chair
Committee Member
Committee Member
Committee Member
Committee Member
Committee Member
Status
Completed
In-Progress
Completed
Completed
Completed
Completed
In-Progress
Completed
UNIVERSITY SERVICE ACTIVITIES
University
Diversity and Equity Council
Faculty Senate
Discipline Appeals Committee
Housing Appeals Committee
Fall 2012 to Present
Spring 2010 to 2013
Fall 2010 to Present
Spring 2011 to Present
Senate Study Committee “A” on Digital Measures
Fall 2011 to Present
College
Tenure and Promotion Committee
Faculty Council
Who’s Who in COHS Committee
Fall 2012 to Present
Fall 2009 to 2011
Spring 2007
Department of Applied and Professional Studies
PFP Master’s Program Director
Graduate Coordinating Committee
PFP Search Committee
PFP Search Committee
Spring 2007 to 2012
Fall 2007 to 2012
Fall 2006 to 2012
Spring 2004
Department of Personal Financial Planning
PFP Personnel Committee
PFP Master’s Program Director
PFP Scholarship Committee
Grade Appeals Committee
Ameriprise Competition Faculty Advisor
Fall 2012 to Present
Spring 2012 to Present
Spring 2009 to Present
Spring 2008 to Present
Spring 2007 to 2009
ACADEMIC SERVICE ACTIVITIES
Graduate School’s Dean Representative, Candice Aipperspach, 2013
Peer Reviewer, Journal of Financial Counseling and Planning, 2012
Peer Reviewer, Journal of Financial Therapy, 2011
Peer Reviewer, Journal of Family and Economic Issues, 2011
Graduate School’s Dean’s Representative, Boot Chumbley, 2011
Graduate School’s Dean’s Representative, Dean Yin, 2011
Peer Reviewer, Journal of Financial Counseling and Planning, 2010
Graduate School’s Dean’s Representative, J. D. Britt Dissertation Defense, 2010
Graduate School’s Dean’s Representative, Natalie Waters Dissertation Defense, 2010
Peer Reviewer, Journal of Family and Economic Issues, 2009
Peer Reviewer, Journal of Financial Counseling and Planning, 2009
Peer Reviewer, Journal of Consumer Affairs, 2009
Graduate School’s Dean’s Representative, Vidhya Mellarkod Dissertation Defense, 2009
Graduate School’s Dean’s Representative, Meredith Morrow Dissertation Defense, 2009
Graduate Research Poster Completion Judge, 2009
PROFESSIONAL SERVICE ACTIVITIES
National
West Point Task Force for Best Practices for Life Insurance Stewards, Founding
Member, 2013 to present
Society of Financial Service Professionals, National Advisor, 2012 to Present
Society of Financial Service Professionals, Committee Member, Membership Committee,
2011 to 2012
Society of Financial Service Professionals, Director, National Board of Directors
2010 to 2013
Society of Financial Service Professionals, Committee Member, Sections Committee,
2010 to Present
Society of Financial Service Professionals, Committee Member, Forum Development
Task Force, 2010 to 2011
Society of Financial Service Professionals, National Coordinator for Western Region,
University Partners Program, 2010 to Present
Society of Financial Service Professionals, Chairman, University Partners Program Core
Committee, 2010 to Present
Society of Financial Service Professionals, Session Coordinator for Applied Academic
Research, 2009, 2010
Society of Financial Service Professionals, Co-Chairman, FSP Forum Colleges and
Universities Task Force, 2009 to Present
Society of Financial Service Professionals, Committee Member, FSP Forum Colleges and
Universities Task Force, 2008 to 2009
Society of Financial Service Professionals, Committee Member, Young Professionals
Colleges and Universities Subcommittee, 2008 to Present
Academy of Financial Services, Committee Member, Program Committee, 2007
Academy of Financial Services, Session Discussant, 2007
Academy of Financial Services, Peer Reviewer, 2007
MEMBERSHIP IN PROFESSIONAL ASSOCIATIONS
Academy of Financial Services
Association for Financial Planning and Counseling Education
Financial Planning Association
Society of Financial Service Professionals
President - Society of Financial Service Professionals, Lubbock Chapter
2005 to Present
2006 to Present
2003 to Present
2008 to Present
2010 to Present
LICENSURE & CERTIFICATIONS




Certified Financial Planner®
Chartered Financial Consultant
Chartered Life Underwriter
Texas Department of Insurance, General Lines
2003 to Present
1993 to Present
1988 to Present
1980 to Present
ADDITIONAL TRAINING/EXPERIENCE
Academic Training:
Dr. Linda B. Nilson: The Scientific Value of Different Learning Styles, 2011
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Academic Integrity in the Classroom: Using Case Studies and other Tips to
Facilitate Understanding, 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Jumpstart:”You took the words right out of my manuscript: Detecting and
Preventing Plagiarism, 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Blackboard: Organize Course Content using the Learning Module Tool, 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Blackboard: Using the Quiz Tool, 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Blackboard: Managing Students and the Grade Book, 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Blackboard: Grading Forms (Rubrics), 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Blackboard: Fundamentals Training, 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
The 30-Minute Miracle Series: “Wake ‘em up! Using ‘Speed Dating’ to Promote
Classroom Discussions”, 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
The 30-Minute Miracle Series: “The Discovery Method in Three Easy Steps”, 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
The 30-Minute Miracle Series: "Energize your Classroom: Teamwork, Games, and
Competitions!", 2010
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Wakonse South Conference, 2008
Center for Teaching Excellence, Texas A&M University, College Station, Texas
Conference of collegiate faculty to support the advancement of teaching.
5th Annual John M. Burns Conference on the Scholarship of Teaching and
Learning, 2007
Teaching, Learning and Technology Center, Texas Tech University, Lubbock, Texas
Professional Training:
FISCAL CLIFF NO MORE: RETURN TO KICK THE CAN DOWN THE ROAD Investment Implications for 2013 and Beyond – 1 hour of CE credit. 2013
Wealth Advisor Publishing, Inc., Lubbock, Texas
Professional Ethics for Financial Professionals – 2 hours of CE credit, 2013
Texas Tech Personal Financial Planning, Lubbock, Texas
Professional Continuing Education Conference – 4 hours of CE credit, 2012
The Society of Financial Service Professionals, Lubbock, Texas
The Clinic for Advanced Professionals – 12 hours of CE credit, 2012
The Society of Financial Service Professionals, Chicago, IL.
The FPA Experience- 1 hour of CE credit, 2012
The Financial Planning Association, San Antonio, Texas
Consequences of Unethical Conduct, 2011
West Texas Financial Planning Association
Back to the Future: Estate Tax Avoidance Planning, 2011
Society of Financial Service Professionals
Accumulation Annuities in 2010, 2010
Society of Financial Service Professionals
The Scary World of Pass-Through Business Taxation, 2010
Society of Financial Service Professionals
Financial Service Regulation, 2010
Society of Financial Service Professionals
Annuities and Estate Planning, 2010
Jackson National Life Insurance Co.
Life Insurance as a Non-Correlated Asset, 2010
Lincoln National Life Insurance Co.
Form 5500 Data Mining, 2010
Oppenheimer Funds, Inc.
What the Client Wants to Accomplish and How to Make It Happen, 2010
Society of Financial Service Professionals
The Great Boomers Retirement Rescue, 2009
Society of Financial Service Professionals
Economic Benefits of Ethical Practice, 2009
Society of Financial Service Professionals
Taxing Aspects of Life Insurance-Funded Buy-Sell Arrangements: Finding the
Hidden Costs , 2009
Society of Financial Service Professionals
Are Your Client's Assets Exposed?, 2009
Society of Financial Service Professionals
Consequences of Unethical Conduct, 2009
West Texas Financial Planning Association
Life Settlements and Stanger Owned Life Insurance: Are They Right for Your
Client, 2008
Society of Financial Service Professionals
Managing Stock Market Risk: Should You Play Offense or Defense, 2008
Society of Financial Service Professionals
The Four R’s: A Practical Way to Apply Behavioral Finance, 2008
Financial Planning Association
Insurance Products: A New Perspective on Their Role, 2008
Financial Planning Association
Understanding Personal Liability Exposures, 2008
Financial Planning Association
Longevity and Its Impact on Retirement, 2008
Financial Planning Association
Is All Conventional Financial Advice Wrong?, 2008
Financial Planning Association
Asset Allocation and the Retirement Portfolio, 2008
Academy of Financial Services
Asset Allocation and Age Effects in Retirement Savings, 2008
Academy of Financial Services
Behavioral Finance, 2008
Academy of Financial Services
Age, Investing Horizon and Asset Allocation, 2008
Academy of Financial Services
Towards Understanding Financial Behavior, 2008
Academy of Financial Services
Severe Financial Distress and the Rebound Effect, 2008
Academy of Financial Services
Racial/Ethnic Disparities in Risky Asset Ownership, 2008
Academy of Financial Services
Consequences of Unethical Conduct on Your Career, 2008
Academy of Financial Services
Focusing on Long-Term Care, 2007
Certified Wealth Mentor Training Program, Part 2, Quality Life Financial
Planning, March 15-16, 2007
FinancialDNA, Atlanta, Georgia
Certified Wealth Mentor Training Program, Part 1, Discovering Client Behavior,
April 20-21, 2006
FinancialDNA, Atlanta, Georgia
Professional Experience:
Prosperity Planning, Owner/Financial Advisor, 1995 to Present
Lubbock, Texas
Provided advice for individuals and businesses regarding insurance, employee benefit,
financial, retirement and estate planning. Currently holds general lines insurance license,
previously held series 6, 63securities license.
Prudential Insurance, Registered Representative, 1993 to 1995
Lubbock, Texas
Provided insurance, employee benefit, financial, retirement and estate planning. Held
series 6, 63 securities license and general lines insurance license.
John Bledsoe Associates, Senior Estate Planner, 1990 to 1993
Dallas, Texas
Provided estate planning for 1,500 families. Held series 6, 63 securities license and general
lines insurance license.
Prudential Insurance, Registered Representative, 1989 to 1990
Lubbock, Texas
Advised clients on insurance, employee benefits, financial, retirement and estate planning
concerns. Held series 6, 63 securities license and general lines insurance license.
Mass Mutual, Manpower Development Coordinator, 1987 to 1989
Lubbock, Texas
Developed training program for local agency and served as securities compliance officer.
Held series 6, 63 securities license and general lines insurance license.
Prudential Insurance, Division Manager, 1981 to 1987
Lubbock, Texas
Recruited, trained and supervised agents in the Texas Panhandle/Concho Valley and
Eastern New Mexico. Held series 6, 63 securities license and general lines insurance
license.
Prudential Insurance, Special Agent, 1979 to 1981
Lubbock, Texas
Provided life insurance and employee benefit planning to individuals and businesses. Held
general lines insurance license.