Your quick guide to finding Scholarships Beyond Freshman Year A publication of Scholarship America® in collaboration with US News & World Report www.scholarshipamerica.org Table of Contents P3 Introduction P4 P5 P7 P9 Part 1: Scholarships Aren’t Just for Freshmen P11 P12 P14 P16 P18 P19 P21 3 Scholarship Steps for Current College Students The Do’s and Don’ts for Finding Scholarships Turn to State Higher Education Offices for Scholarship Help Part 2: Ease the Tuition Burden Through These Scholarships Target These Unique Scholarships for Current College Students Find College Scholarships Through Your Internships Get Help From Prestigious Scholarships Part 3: Beyond Year Four, These Resources Can Help Search 4 Places for Graduate School Scholarships Look for Scholarships to Help With Grad School First thing’s first: don’t panic. If you’re like many college students in America, you probably started your collegiate career with a handful of one-time scholarships that helped cover the gap between your financial aid package (loans and grants) and what you and your family could afford to pay. These scholarships are incredibly valuable – they help get students to college and ease the financial burden that first year of school, when you have much more important things to worry about than paying your tuition bill. Yet, across the country, sophomores are panicking. They can’t rely on those firstyear scholarships come year two, and many are either taking out large amounts of student loans, or dropping out all together. What many of you upperclassmen may not know is that there are actually a plethora of resources available to students beyond freshman year. Use this guide to help get you started. Inside you’ll find: I Tips and tricks to finding scholarships beyond freshman year I Excellent scholarship opportunities for upperclassmen I Scholarship programs for postgraduate study Happy scholarship searching! P3 Part 1: Scholarships Aren’t Just for Freshmen I 3 Scholarship Steps for Current College Students I The Do’s and Don’ts for Finding Scholarships I Turn to State Higher Education Offices for Scholarship Help P4 3 Scholarship Steps for Current College Students Adapted from The Scholarship Coach, March 17, 2011, US News & World Report Many students believe that scholarships aren’t open to students already enrolled in college, but that’s actually a misconception. In fact, there are many scholarships available to current college students. If you’ve been forced to take out loans to pay for college, don’t pass up the opportunity to lessen your loan burden by researching and applying for scholarships out there for undergrads. Here are three steps you should take: 1. Visit your college’s financial aid office: Most colleges and universities have scholarships available to students already enrolled in classes, or they can direct you to the scholarship opportunities they’re familiar with for current students. 2. Search online: Use the same online search engines you probably used for your initial scholarship search to research scholarships available to current college students. I set up a pretend account in one of the better-known search engines. I entered my name, major, college, year in school, GPA, and everything else that was required. After paging through several ads for other E-mail opportunities (and saying “no thanks” to all of it), the search engine returned a whopping 25 scholarship, essay contest, and fellowship opportunities available to me—before I even had a chance to do a formal search. Here are a few of the more general scholarships revealed through my search that could be useful to any college student: I Leonard C. Ball and James H. Bell Scholarship Fund: $2,000 scholarships available to current college students with a minimum GPA of 2.5. P5 I College JumpStart Scholarship: $1,500, $750, and $250 merit-based scholarships available to current college students. I Foreclosure.com College Scholarship Contest: $5,000 and $2,000 scholarships, available only to undergraduate college students. I Gen and Kelly Tanabe Scholarship: $1,000 scholarship available to current college students upon essay submission. I U.S. Bank Internet Scholarship: $1,000 scholarships available to current college students who are attending a college or university participating in the U.S. Bank No Fee Education Loan Program. Don’t ignore the smaller-sized scholarships or scholarships you are unfamiliar with. Every little bit helps, and there are often fewer applicants applying for these, so that could ultimately increase your chances of winning. 3. Apply: In less than four years, you could be making your first loan payment. And believe me, you’ll be grateful for any dime you don’t have to send away to your student loan company. “Don’t pass up the opportunity to lessen your loan burden by researching and applying for scholarships for undergrads.” The Do’s and Don’ts for Finding Scholarships Adapted from The Scholarship Coach, December 8, 2010, US News & World Report The first question many people ask upon contacting Scholarship America is “How can (I, my son/daughter/niece/nephew/grandchild/neighbor’s kid) get a scholarship?” As it turns out, this question is more relevant than ever. Today, the average student is graduating with more than $20,000 of loan debt, and it’s pretty tough to start your adult life that deep in the hole. Fortunately, there may be around $3 billion in private scholarship aid available each year for students who know where to look – and that includes those who are already enrolled in college, as well as graduate students. Scholarship search engines like fastweb.com, collegeboard.com, and scholarships.com are a great start. Mark Kantrowitz, publisher of Fastweb, stresses that you should “complete all of the optional questions in the scholarship search profile for about twice as many [scholarship] matches.” And that’s not his only recommendation. DO check your local newspaper and Student Services bulletin board. Kantrowitz also suggests some more old-school sources: the coupon section of your Sunday newspaper, and bulletin boards outside the financial aid office of your college or university. There are no better resources than these for locally based scholarships. Herb Crowell, a guidance counselor in Minneapolis, begins his scholarship talk with students with a firm “Never pay for a service to find scholarships—there are plenty of ways to find everything and anything for free.” “I advise students to approach the challenge of finding scholarships as if they were looking for a job,” says Judith Lewis Logue, director of financial aid at the University of San Diego. “Few job applicants assume they will be offered the first job for which P7 they apply. They know they will need to apply for many jobs to find the right one. You can never apply for too many scholarships!” DO talk to your college about opportunities. Get to know the financial aid folks at your university, suggests Joseph Russo, director of financial aid at the University of Notre Dame. “The primary source of information about student aid opportunities and resources is the college/university to which the student is [attending]. The vast majority of student aid resources are going to be made available through those financial aid offices,” he says. Students should also look into any potential opportunities offered by Greek organizations on campus, or through young professional organizations. DO reapply to past scholarship programs. Did you receive a one-time award your freshman year from a local community organization or a parent’s place of employment? Don’t assume that you can’t earn this scholarship a second year in a row. Many scholarships may be one-time awards, but that doesn’t mean you can’t reapply and earn the scholarship again. DON’T drop out before exploring all your options. We know paying for college is challenging. But before you panic and move out of your dorm, visit your college’s financial aid office and explain your financial situation. More often than not, they can find scholarships, grants or emergency support to get you through the next year of college. Turn to State Higher Education Offices for Scholarship Help Adapted from The Scholarship Coach, June 27, 2013, US News & World Report Just about every state offers online tools that can help you plan and pay for college. As you look for scholarships and financial aid, there are a lot of familiar resources. These include scholarship search engines, the federal student aid database and college websites. But one useful source that plenty of students never think about is their state’s office of higher education. Checking out the office in your home state, as well as the states where you’re attending college, should be one of the first places you look when you’re searching for financial aid beyond freshman year. Resources and the office’s name vary by state. You can start with this list. Wherever you go, look for links to student and family resources. Once you find those, focus on the following five valuable options. 1. Online guidance and planning tools: While websites differ, just about every state features online tools that can help you plan and pay for college. One of the best is Kentucky’s KnowHow2GoKY site, which offers education planning advice for all ages. The Iowa College Student Aid Commission’s I Have A Plan site provides a wide view of everything from career exploration and test prep to financial aid and postgraduate activities. Even if your state doesn’t have a dedicated planning tool, it will likely have a student resource page, like this one from Massachusetts, where you can get started. 2. In-person and offline events: One advantage of these offices’ local focus is that they can offer residents more face-to-face opportunities to connect and learn. The Maryland Higher Education Commission conducts monthly financial aid P9 presentations at high schools and colleges. And higher education offices across the nation are often closely involved with College Goal Sunday efforts in January and February. 3. Loan, grant and savings information: Most states offer education loans and grants to qualified students. These funds are usually managed by the higher education office, as are the states’ college savings plans, known as 529 accounts. Minnesota provides a straightforward 529 website for students and parents, as well as offers a detailed look at the state’s low interest rate Self Loan Program. Washington’s thorough state site covers all things 529 and features a wide array of grants and loans under the “Opportunity Pathways” banner. 4. Scholarship searches and applications: Washington also offers a unique resource called The WashBoard, which allows resident students to find scholarships from public and private-sector providers across the state. While this is the most ambitious search we’ve found, other states do feature online applications for governmentfunded programs or listings of statewide scholarships. 5. Resources for military and veteran students: The U.S. Armed Forces provides a wide array of educational benefits to active-duty servicemen and women, reservists and veterans. But those benefits often come with confusing paperwork, restrictions or deadlines. If you’re a veteran or currently serving, your state higher education office can help you make sense of it all. Some states, like North Carolina and Massachusetts, have easy-to-find resources on their websites. If you can’t find the information you need, reach out to your state’s office. No matter what your needs are, we recommend you contact state higher education offices with questions. Many are now active on social media, meaning a tweet, a Facebook message or an email can help you learn what you need to from these often-overlooked resources. Part 2: Ease the Tuition Burden Through These Scholarships I Target These Unique Scholarships for Current College Students I Find College Scholarships Through Your Internships I Get Help From Prestigious Scholarships P11 Target These Unique Scholarships for Current College Students Adapted from The Scholarship Coach, January 9, 2014, US News & World Report Scholarship opportunities abound for those already enrolled in college, including a five excellent programs below to help get you started. 1. For STEM students (sophomores and junior college students only): The Scholarship Coach has covered technology and STEM scholarships in the past, but there’s another award to add to those lists. The Intertek Scholarship Program is a brand new program for 2014. Intertek is offering a two-for-one deal to five aspiring engineers. Winners will receive an award of up to $10,000 as well as an internship at an office of the global quality assurance and certification company. You’ll want to apply soon, as the deadline is Jan. 17. 2. For the artistically inclined (open to high school and college students): The Create-A-Greeting-Card Scholarship Contest gives you a chance to exercise your artistic skills. Applicants must submit an original artwork greeting card design by Jan. 15 for a chance to win $10,000, plus an additional $1,000 for your college or high school! 3. For the environmentalist (undergrads ages 19 & 20): If you long for the great oudoors, consider applying for The Sara Shallenberger Brown GCA National Parks Conservation Scholarship, which supports a unique field training program related to America’s national parks. Undergraduates ages 19 and 20 can apply by Feb. 15 for an Apprentice Crew Leader Program, which includes training, transportation and a $750 stipend for a three-week stint. The award is distributed by the Garden Club of America, which offers merit-based scholarships covering specialties from desert studies to urban forestry. P12 4. For the aspiring techy (junior college students): You’ve probably heard of the perks that working for a Silicon Valley company can bring. From free gyms, haircuts and massages to game rooms and swimming pools, companies like Google know how to keep employees in the office. With an average starting salary of more than $55,000, according to PayScale, the pay isn’t too shabby, either. If you’re interested in building the next great iPhone app, a career in computer science may be perfect for you – especially because the chances of finding a wellpaying job after graduation look good. Those considering majoring in computer science should think about applying for the Wayne V. Black Memorial Scholarship, a $5,000 award from the Energy Telecommunications and Electrical Association. 5. For transfer students: Community college students who are transferring to a four-year college or university may be eligible for the Jack Kent Cooke Foundation Undergraduate Transfer Scholarships. The foundation provides up to $30,000 per year to each student selected for the scholarship; with up to 50 scholarships awarded per year. Awards are intended to cover a large portion of your ongoing education expenses, such as tuition, fees, books, and living expenses for the final two or three years of ongoing education. To be eligible, students must be nominated by a Jack Kent Cooke Foundation Faculty Representative at their two-year institution, so get to know that person! Find College Scholarships Through Your Internships Adapted from The Scholarship Coach, April 18, 2013, US News & World Report With the slow growth of the job market adding competitive pressure on students preparing to enter the workforce, work experience can be as valuable an investment in your education as financial assistance. An internship experience in your field will help you foster new professional connections, build relationships with colleagues who can write letters of recommendation and construct a strong resume to stand out at job fairs and interviews after graduation. Explore the following opportunities to find scholarships that include internships. We know you’re up to the job! Are you a science, technology, engineering and mathematics student? NASA is looking for students in the STEM fields to fill internship and fellowship positions each semester. They offer a “One Stop Shopping Initiative” where students can search for fellowships, internships and scholarships all at the same time. They offer combined scholarship-internship opportunities for students from precollege to graduate school. These internships last 10 weeks and are offered at NASA headquarters or a NASA center. Eager to spread your wings and study abroad? World Learning is a highly reputable organization that offers global exchange programs in conjunction with many generous scholarships for high school, college and graduate students. In some of their programs, 80 percent of students who apply will receive a scholarship to help cover the cost of their program abroad. Their diverse offerings include internships, degree and certificate programs, research projects and exchange programs, all of which address international development. The World Learning Graduate Institute has its origins as a training center for Peace Corps volunteers, and continues its commitment to empowering young leaders in global change. P14 The U.S. Department of Agriculture offers several scholarships, as well as paid and unpaid internships, to student leaders in agriculture, food science, public policy and natural resources. The USDA also offers programs specifically for empowering Hispanic students with internship and scholarship opportunities. Many schools and student organizations offer scholarships specifically for students engaged in internship experiences. The University of Virginia provides scholarship awards for third-year students in the arts and sciences who are participating in unpaid internships. Utah Valley University offers many generous scholarships for students receiving academic credit for their internship positions. These UVU scholarships are available for a wide range of interns, with specific funds reserved for students in government internships, nonprofit internships and general internships. Pi Sigma Alpha National Political Science Honor Society offers scholarships for members who complete an internship in Washington, D.C. Their scholarships are each $2,000 and are offered to students participating in summer and fall political science internships. These are just a few examples, so be sure to check with the counseling or career development center at your college to find out how your internships, research and work experience beyond the classroom might pay off with scholarships. “An internship can help you foster professional connections, build relationships, and construct a strong resume to help you stand out.” Get Help From Prestigious Scholarships Adapted from The Scholarship Coach, November 25, 2011, US News & World Report Every student looking for a job after furthering his or her education strives to stand out in the crowd of new graduates – either through volunteer work they did in college or through internships. These are excellent opportunities to get noticed; another great way to shine – and get your college education paid for – is by earning a prestigious scholarship. It’s true that scholarships labeled “prestigious” usually have lengthy applications, require special projects, and are certainly more competitive than most. But if you’re eligible for one of these scholarships, it definitely can’t hurt to apply. If you’re one of the lucky ones selected from hundreds or even thousands of students, not only will a large portion of your tuition be covered, but you’ll also gain an incredible amount of honor and opportunity from winning. By researching scholarship qualifications early in your college career and working hard, anyone has the ability to win. Here are four scholarships that are certain to make your résumé stand out, as well as ease your tuition burden. Talk to your professors, the dean of your college or university, or other school representatives to find out more on how to become recognized and get nominated. Barry M. Goldwater Scholarship: Up to 300 scholarships per year are awarded to college sophomores and juniors who pursue careers in math, natural sciences, or engineering. Universities are allowed to nominate four undergraduate students to receive up to $7,500 each per academic year for educational expenses. Harry S. Truman Scholarship: The Truman Scholarship Foundation supports students pursuing careers in government, nonprofit or advocacy sectors, education, or elsewhere in the public service. Each scholarship provides up to $30,000 for graduate study. Applicants must have a strong academic and public service record and are P16 required to work in public service for three of the seven years following completion of their degree program as a condition of receiving Truman funds. The Udall Scholarship: A champion of environmental conservation and Native American initiatives, one of Rep. Morris Udall’s greatest achievements was the Alaska Lands Act of 1980, which doubled the size of the national park system and tripled the size of the national wilderness system. The Udall Scholarship awards 80 scholarships worth $5,000 each to college sophomores and juniors who are studying environmental studies, as well as to American Indian and Alaska Native students studying tribal policy or native healthcare. Elie Wiesel Prize in Ethics Essay Contest: The Elie Wiesel Foundation for Humanity was established soon after Elie Wiesel was awarded the 1986 Nobel Prize for Peace. The Foundation’s mission is “to combat indifference, intolerance and injustice through international dialogue and youth-focused programs that promote acceptance, understanding and equality.” The Prize in Ethics Essay Contest is a competition designed to challenge college students to analyze the urgent ethical issues confronting them in today’s complex world. This essay contest is open to college juniors and seniors and the first prize is $5,000. Part 3: Beyond Year Four, These Resources Can Help I Search 4 Places for Graduate School Scholarships I Look for Scholarships to Help With Graduate School P18 Search 4 Places for Graduate School Scholarships Adapted from The Scholarship Coach, April 21, 2011, US News & World Report It’s no secret that graduate school is expensive. In many cases, credits are twice as expensive as undergrad courses. In addition, government financial aid is limited for grad school, and those facts together might make you think it’s out of the question to continue your education beyond a bachelor’s. What you may not realize, however, is that there are numerous scholarships, fellowships, and grants available for graduate study. Although they’re not as plentiful as undergrad programs, doing some research will certainly pay off—as will the average 25 percent premium on your salary that comes with an advanced degree. If you’ve been holding off on starting grad school for fear of ending up tens of thousands of dollars in debt, read on. Scholarships, fellowships, and grants are available through your graduate school, professional organizations, by career interest, and even for specific demographic groups. 1. Your graduate school: Start your scholarship search right where you’re thinking of attending grad school. Check out the school’s website for a list of scholarships and fellowships. There may be scholarships available for specific fields of study or by graduate department, as well as scholarships for students showing leadership potential or other special characteristics. It’s definitely worth your time to find out what’s available and how to apply. In some cases, such as mine, applying is as easy as checking a box (the “yes, I am interested in being considered for a scholarship” box that many of my classmates didn’t seem to notice) during the graduate application. Others will require you to submit a formal, separate application. You may need to write an essay about your career goals and polish your résumé, but even if you don’t earn the coveted award, it’s still good practice for future job hunting. P19 2. Professional organizations: You can also take your graduate scholarship search to the professional organizations to which you belong. National Political Science Honor Society Pi Sigma Alpha and the Emergency Nurses Association are two that offer scholarships for graduate work. The American Marketing Association Foundation offers scholarships for populations underrepresented in the marketing profession. According to its website: “Through its Valuing Diversity Ph.D. Scholarship Program, the AMAF seeks to widen the opportunities for underrepresented populations to attend marketing doctoral programs.” 3. Career-specific scholarships: Many graduate scholarships are career specific, including: I The American Association of Colleges of Nursing lists scholarship opportunities for graduate and undergraduate nursing students, such as the March of Dimes graduate scholarship, a $5,000 award for students pursuing maternal-child nursing. I Nurses Educational Funds, Inc. provides scholarships for master’s and doctoral programs and will consider applications of students who are pursuing a bachelor’s/master’s combination program. I The National Science Foundation Graduate Research Fellowship provides three years of support for graduate study leading to research-based master’s or doctoral degrees. I The Saul T. Wilson Scholarship Program, through the U.S. Department of Agriculture, offers scholarships for grad students in veterinary medicine. 4. What’s your sign? OK, so maybe there isn’t a scholarship for Taureans seeking a master’s degree, but many programs are organized by specific traits or causes, such as scholarships for women. Two big ones: the American Association of University Women’s Selected Professions Fellowships provide opportunities for women to pursue graduate degrees in fields where women have traditionally been underrepresented. This includes fellowships in architecture, computer and information sciences, engineering, and math and statistics. The Society of Women Engineers Scholarship Program offers scholarships to women admitted to accredited graduate programs studying for careers in engineering, engineering technology, and computer science. Look for Scholarships to Help With Graduate School Adapted from The Scholarship Coach, October 20, 2011, US News & World Report Getting an advanced degree is an excellent way to concentrate on a specific area in your field, and will certainly make you more marketable to employers. But before writing out another tuition check, make sure you have a solid financial plan and some ideas about financial aid. If you don’t, you might end up burdening yourself with double the amount of student loan debt that you already carry from your first fourplus years as an undergrad. To prevent racking up too much debt, many grad students rely heavily on fellowships or assistantships—but they’re not available to everyone. If you’ve already started your career, check with your employer to see what kind of financial assistance your company may offer for employees pursuing an advanced degree. There are a number of employers who will reimburse up to 100 percent of tuition. Finally, while it’s true that scholarships for grad school aren’t overly common, there are several opportunities for which you may qualify: Scholarships from your alma mater: Several colleges across the country offer tuition reimbursement for their alumni who want to go on to graduate school. Often, but not always, this means you have to attend grad school at the same university from which you’ve graduated. Check into what your undergrad school offers in terms of scholarships for advanced study; you may be pleasantly surprised. The NCAA Postgraduate Scholarship Program awards scholarships to 174 highly accomplished student-athletes in college who also excel academically. The Walter Byers Scholarship Program also recognizes outstanding undergraduate academic achievement by student athletes. The Council of Independent Colleges awards American Graduate Fellowships to P21 graduates of small and mid-sized liberal arts colleges. Each year, two students are awarded fellowships worth up to $50,000 each, and the fellowships are renewable for a second year. You must be enrolled in a doctoral program at one of 23 universities. Eligible fields of study include history, philosophy, literature and languages, and fine arts. The American Foundation for the Blind awards 30 scholarships every year to college students who are also blind. Many of these apply to graduate students. The U.S. Department of Energy Office of Science established a Graduate Fellowship Program to support graduate training in basic research areas of physics, biology, chemistry, mathematics, engineering, computational sciences, and environmental sciences. Outstanding students are encouraged to apply. The U.S. Department of Education’s Jacob K. Javits Fellowships Program provides fellowships to students who have demonstrated achievement, financial need, and exceptional promise. The fellows must undertake study at the doctoral or Master of Fine Arts level in selected fields of arts, humanities, and social sciences. The Paul and Daisy Soros Fellowships for New Americans are specifically for those who hold green cards, a naturalized citizen born abroad, or children of naturalized citizens. If this is you, you could be eligible for the New American Fellowship, which awards up to $25,000 for two years of graduate school in any field and in any advanced degree-granting program in the United States. Thirty fellowships are awarded in February each year. “We need to make sure that scholarships see students through to graduation, instead of just supporting them their first year.” - Lauren Segal, President & CEO, Scholarship America