Affording
GRADUATE FINANCIAL ASSISTANCE INFORMATION
The Investment of a Lifetime
Table of Contents
Welcome 3
The Value of a Graduate Education 4
The Marist Graduate Degree 5
Sources of Financial Aid 6
Applying for Financial Aid 10
Payment/Loan Options 11
Smart Borrowing/Repaying Your Loans 13
Student Billing 15
eRefund 15
Note: Information subject to change. Refer to our Web site for updated information regarding institutional,
state, and federal student aid programs.
Dear Student,
Thank you for your interest in Marist
College. The Office of Student Financial
Services recognizes that financing your
college education is an essential factor in
your decision to attend college, and we are
dedicated to providing the information and
support you need to make this investment
of a lifetime.
Marist College offers payment plans and
financing options to enable you to more
comfortably manage college costs. This
guide discusses the various aid programs
and student financial services offered by
the College, explains the process by which you apply for financial aid, and reviews the
types of aid available for graduate students.
The Free Application for Federal Student Aid (FAFSA) is required for financial aid
consideration. Complete details on the aid application process can be found on page 10.
On behalf of the Office of Student Financial Services, we look forward to working with
you to make Marist an affordable option.
Sincerely,
Joseph R. Weglarz
Executive Director, Student Financial Services
Helpful Web Site Addresses
www.marist.edu/sfs
Marist College Office of Student Financial Services
www.marist.edu/currentstudents
Student Financial Services
www.marist.edu/graduate Marist College Office of Graduate Admission
www.facebook.com/maristcollegesfs Marist College Student Financial Services Facebook Page
www.studentaid.ed.gov
Federal Student Aid Programs
www.fafsa.gov
Free Application for Federal Student Aid (FAFSA)
www.hesc.ny.gov
Veterans Tuition Award
www.irs.gov/pub/irs-pdf/p970.pdf The American Opportunity Tax Credit and Lifetime
Learning Tax Credits
www.irs.gov/pub/irs-pdf/p970.pdf Studuent Loan Interest Deduction
Value
The
of a Graduate Education
A graduate education is an investment that
requires patience, planning, and perhaps
some sacrifice; but it is an investment that
will reward you with a lifetime of intelligent
living, responsible citizenship, and a higher
standard of opportunity for career and
social success.
Individuals with a graduate education have
better job opportunities, earn more money,
and develop skills and knowledge that are
in high demand.
A Marist education unlocks doors to
economic and career opportunities. Marist
College has developed extensive research
partnerships with leaders in today’s science,
information technology, and business
industries. This means you’ll have the
opportunity to work hands-on with some
of the most advanced technologies and
applications in the world, and be introduced
to the companies and people who are
making their mark on today’s workplace.
Marist offers graduate programs designed
with professionals in mind that build skills,
increase earning potential, and strengthen
your marketability. Marist College has a
longstanding commitment to providing
educational opportunities that
accommodate the unique needs of working
professionals such as flexible scheduling,
online and on-campus courses, and various
program delivery locations.
Students must carefully consider the
commitment it demands, but a Marist
College education is the investment of a
lifetime.
Median Weekly Earnings by Education Level
Advanced Degree
Bachelor's Degree
Associate's Degree
High School Graduates
$0
$500
$1,000
$1,500
$2,000
Sources: Bureau of Labor Statistics, 2014, Current Population Survey
4
The
Marist
Graduate Degree
Marist takes great pride in the quality of its
academic programs and is equally proud of the
value-oriented educational environment that
supplements the formal classroom experience.
The Marist College degree is increasingly
recognized throughout the country and the
world, and with good reason: The academic
profile of the student body is one of the most
competitive in higher education. Students
applying for graduate and professional schools
are accepted at high rates and continue their
education at some of our country’s finest
schools. The employment rate, starting salaries,
level of community service, leadership roles,
and long list of successful careers enjoyed
by the majority of Marist’s alumni all provide
evidence of the value of the Marist degree.
The Princeton Review named Marist among
the top 50 elite colleges and universities
“That Launch Careers by Going Beyond The
Classroom,” one of "The Best 380 Colleges" in
the country, and our School of Management
one of the top 296 business schools in the
world. Forbes and The Princeton Review
call Marist one of the “25 most connected
campuses” in America. U.S. News & World
Report consistently places Marist in its top
tier. Kiplinger’s Personal Finance Magazine
and Barron’s call us one of the nation’s best
buys in college education. Yahoo! Internet Life
magazine selected Marist for its list of the 100
most wired campuses in the nation. The John
Templeton Foundation places us on its elite
honor role of only 100 academic institutions
noted for teaching character development.
Careers and Colleges magazine picked Marist
as one of 14 “schools that rule,“ providing
“strong academic programs, terrific professors,
a vibrant student life, (and) other opportunities
for personal development.”
Located in the heart of the historic Mid-Hudson River Valley ...
... with a branch campus in Florence, Italy!
Sources
of Financial Aid
Financing is a major concern for many people, but there are several options
available. In addition to traditional sources, including personal income, savings, and
family/employer assistance, programs are available to assist both full-time and parttime students in meeting the cost of their education. For eligibility, students must be
matriculated in a program at Marist College and maintain satisfactory academic
progress each semester. For information on the Satisfactory Academic Progress Policy,
please refer to www.marist.edu/financialaid/pdfs/satacadprog.pdf.
Marist College also awards assistance based on demonstrated financial need. To
apply for need-based financial assistance, full-time and part-time students must
complete the FAFSA. The Marist College preferred deadline for FAFSA completion is
May 15 for new fall students, June 15 for returning students, and November 15 for
new spring students.
Annual renewal of financial aid requires completion of the FAFSA, satisfactory
academic progress, and a completed registration. Students can access their financial
aid information online at my.marist.edu.
GRADUATE GRANTS
Marist Graduate Grant
There are grants for part-time or full-time
graduate study. These are awarded each year
to students who have completed the FAFSA.
The award amount varies in accordance with
need and registration, and students must
re-apply each year as it is not automatically
renewed. To qualify, recipients must maintain a
3.0 or higher cumulative grade point average.
6
FEDERAL GRANTS
TEACH Grant Program
The Teacher Education Assistance for College
and Higher Education (TEACH) Grant Program
provides grants up to $4,000 per year to
students who intend to teach in a public or
private elementary or secondary school that
serves students from low-income families. In
exchange for receiving a TEACH Grant, you
must agree to serve as a full-time teacher in a
high-need field in a public or private elementary
or secondary school that serves low-income
students. If you do not complete the required
teaching service obligation, TEACH Grant funds
you receive will be converted to a Federal Direct
Unsubsidized Stafford Loan that you must repay,
with interest charged from the date of each
TEACH Grant disbursement. If you are interested
in learning more about the TEACH Grant
Program, visit http://studentaid.ed.gov.
SCHOLARSHIPS AND
ASSISTANTSHIPS
McCann Fellowship
Marist College provides McCann Fellowship
awards for individuals employed by public
sector and not-for-profit organizations that
are interested in pursuing graduate studies in
Public Administration. Fellowship awards are
available to both new and returning students.
Applications should be obtained from and
submitted to the School of Management.
In order to be eligible, students must be
employed by a public sector or not-for-profit
agency in the Mid-Hudson region, be a parttime student in the MPA program at Marist
College, and not receive full tuition assistance
from their employer. In order to retain the
award, McCann Fellows must maintain
academic progress toward their degree and
re-file a McCann Fellowship application each
year. Awards are based on availability of funds.
Graduate Merit Scholarships
The Office of Graduate Admission awards
merit-based scholarships upon acceptance
into a qualified graduate program at
Marist. Awards are based on the applicant’s
cumulative GPA from their undergraduate
degree-granting institution or most recently
earned graduate/professional degree. Merit
awards are given at the discretion of the
scholarship committee. General eligibility for
a scholarship does not guarantee admission.
Marist alumni are eligible to receive a
scholarship upon acceptance for a minimum
of $150/course.
Graduate Scholars Award
Eligibility Requirements: 3.5 GPA or higher
Award Amount: $250/course
Graduate Academic Award
Eligibility Requirements: 3.2 - 3.49 GPA
Award Amount: $150/course
Marist Alumni Scholars Award
Eligibility Requirements: 3.5 GPA or higher
Award Amount: $250/course
Marist Alumni Academic Award
Eligibility Requirements: Upon acceptance
Award Amount: $150/course
Graduate Assistantships
Graduate Assistantships are awarded on
a competitive basis to a select and limited
number of full-time students who have
demonstrated a strong academic record.
Graduate Assistants work with faculty and staff
to perform administrative and research tasks as
well as other duties such as monitoring labs,
tutoring, and assisting with student activities.
Assistantships are comprised of a partial tuition
waiver and stipend. The assistantship value and
nature of work involved varies by program. For
more detailed information, contact the director
of the respective graduate program.
7
PRIVATE SCHOLARSHIPS
Web sites for private scholarship searches
are found on the Internet. Many of these sites
offer legitimate, free search opportunities for
students seeking additional financial resources
to meet their educational costs. We support
student use of these services; however, there
are a few items you should be aware of when
completing private scholarship searches:
1. The private scholarship may not replace
the opportunities a student receives by
completing the regular financial aid
application process in a timely manner.
2. Outside scholarships may affect other
types of financial aid due to various
program requirements and private donor
specifications. If a private scholarship is
received, contact the Office of Student
Financial Services as early as possible to
help maximize what is received from all
sources.
The Marist College Office of Student Financial
Services Web page (www.marist.edu/sfs/
scholarsearch.html) has links to various
scholarship search pages.
VETERANS AND
MILITARY PERSONNEL
Students who have served or are serving in
the U.S. Armed Forces, may have additional
sources of aid. Since 2009, G.I. Jobs
magazine has named Marist College as a
Military Friendly School. Qualified students
can use any Chapter of the Montgomery GI
Bill – including the Post-9/11 GI Bill that pays
100% of Marist tuition for every 100% eligible
graduate student. In addition, students can
use military tuition assistance and New York
State Veteran Tuition Awards to earn a degree.
Furthermore, Active Duty and Reserve service
members and their adult undergraduate
dependents, admitted through the Office of
Graduate Admission, receive a 25% discount
on tuition for most Marist programs.
ADDITIONAL SOURCES
OF AID
Tuition Employer Deferment
Students eligible for tuition deferment from
their employers may, with the appropriate
documentation, defer payment until after the
conclusion of the semester. Students must
supply the Office of Student Financial Services
with documentation from their employers
verifying deferment eligibility. Students have
the option of full tuition deferment if the
employer is covering the total balance. Any
charge not covered by the employer must be
paid by the student on or before the billing due
date. Applications are required each semester
and can be found at www.marist.edu/sfs/
forms.html.
Marist Graduate and
Graduate International Student
Employment Program
College student employment is funded through
Marist College’s Campus Employment Program.
There are opportunities for employment with
various academic and administrative offices
within the College. Students are not allowed to
work more than 20 hours per week during the
regular academic term and 40 hours per week
during vacation periods. Visit our Web site,
www.marist.edu/sfs/studentemployment, for
additional information.
Corporate and Organizational
Partnership Discounts
Marist College partners with certain employers
and organizations. Organizational partnerships
can be found on the application for admission
or by visiting www.marist.edu/admission/
graduate/partnerships.html. Students with
an affiliation to one of Marist’s partners should
indicate so on the application at which point
they will be contacted about applicable
discounted programs.
Members of an organization that would like to
affiliate with Marist should contact the Office
of Graduate Admission at 888.877.7900.
Applying
for Financial Aid
1. FAFSA:
The first step to applying for financial aid is to fill
out the Free Application for Federal Student Aid
(FAFSA), which is available online at www.fafsa.
gov. Please remember to use the Marist College
school code. To electronically sign the FAFSA,
students must create an FSA user ID and secure
password at
Marist College’s Federal School Code is
002765
2. Student Aid Report:
Within several days, the student will receive
a Student Aid Report (SAR). The SAR will give
information regarding eligibility for financial aid
based on the Expected Family Contribution and
Cost of Attendance. The SAR will also indicate
if there is any additional information that needs
to be submitted. If the Department of Education
selects the student for verification, the student must
complete the Marist Application for Financial Aid
and all other required documentation listed on
the student's My.Marist account.The financial aid
application is available online at www.marist.
edu/currentstudents under the Student
Financial Services "forms" section.
Graduate Financial
Aid Timeframe
• November/December: Apply
for FAFSA PIN
• March/April: Complete the
FAFSA
• Mid-June: Deposited students
who have received a financial
aid package will need to log on
to my.marist.edu to view their
electronic award package
3. Financial Aid Award and Aid Eligibility:
The Office of Student Financial Services will send
an award notification to each student based on
his/her eligibility and anticipated enrollment.
Marist College determines aid eligibility using the
Federal Needs Analysis System established by the
federal government. The formula that the federal
government uses to determine eligibility is:
The Cost of Attendance consists of educational
expenses such as tuition, fees, living expenses,
books and supplies, transportation, and other
related expenses. The Expected Family Contribution
is the amount that the government determines the
student can contribute toward their education. This
amount is determined with a standard formula
that uses the financial information supplied by the
student, and provided on the SAR.
What is "Financial Need?"
College Cost
— Family Contribution (EFC)
= Financial Need
4. MyMarist:
Please click the "Student Financial Services" tab to
review the "Financial Aid Award" and "Financial
Aid Requirements." The Student Financial Services
tab will also enable you to manage your billing
account, review policies and procedures, and see
important reminders listed by Student Financial
Services.
Graduate International applicants should submit
the CSS PROFILE by mid-December for the Spring
term and mid-July for the Fall term.
International Applicants
Although international applicants are ineligible for
federal financial assistance, they should complete
the CSS PROFILE at http://student.collegeboard.
org/profile for institutional grant consideration.
Graduate International applicants should submit
the CSS PROFILE by mid-December for the Spring
term and mid-July for the Fall term. The PROFILE
school code is 2400.
9
Payment/Loan
Federal Direct Loan
Federal Direct Loans (unsubsidized) are lowinterest, long-term loans available for graduate
students enrolled in at least 6 credits. The
unsubsidized loan borrowers are responsible for
interest that accrues during all in-school, grace,
and deferment periods. Additional terms, subject
to revision by federal law, include:
• Current interest rate is a fixed rate of 5.84%
through June 30, 2016. New rates will be
determined by June 30 for the upcoming
award year.
• Loan Fee: 1.068%
• For new borrowers, repayment begins six
months after the student graduates or drops
below half-time (6 credits) enrollment.
The standard repayment term is 10 years,
although one can get access to alternate
repayment terms.
The annual Direct Loan limit for graduate
students is $20,500. Annual loans are further
limited by the student’s cost of attendance.
The lifetime loan limit for graduate students is
$138,500. The graduate debt limit includes all
federal loans received for undergraduate study.
Detailed information about the Federal Direct
Loan can be found at: www.marist.edu/sfs/
graduate/directloan.html
Fifth-Year Undergraduate Loan
Program – For Prerequisite
Undergraduate Classes
A student may apply for a Federal Direct Loan
for up to 12 months of coursework taken in
a single, consecutive, 12-month period if the
school has documented that the coursework
is necessary in order for students to enroll
in a graduate or professional program. This
category of students may borrow at the fifth-year
undergraduate loan level, and the loan limit
is not prorated if the program is less than an
academic year.
10
Options
Federal Direct GradPLUS Loan
Graduate students who qualify for federal
financial aid and are creditworthy borrowers will
be eligible to borrow through the GradPLUS
Loan program. Students are required to
complete the FAFSA application. The maximum
amount a student may borrow on a Federal
Direct GradPLUS Loan each academic year is
the cost of attendance minus other financial
aid received. In addition, students must have
exhausted their annual Federal Direct Loan
eligibility.
• Current interest rate is set at a fixed rate of
6.84%. (Determined June 30 for upcoming
award year.)
• Loan Fee: 4.272%
• Standard replayment period 10 years
Detailed information for the Federal Direct
GradPlus Loan can be found at: www.marist.
edu/sfs/graduate/gradpluslender.html.
Apply at www.studentloans.gov.
Entrance Counseling
You must complete entrance counseling before
the College can make the first disbursement of
your loan. This helps you to understand your
responsibilities regarding your loan. Counseling
can be completed at www.studentloans.gov
The Master Promissory Note
To take out a Direct Loan for the first time, you
must complete a Master Promissory Note (MPN).
You can complete the MPN online at www.studentloans.gov. The MPN is a legal document
in which you promise to repay your loan(s) and
any accrued interest and fees to the Department.
It also explains the terms and conditions of your
loan(s). You'll receive a disclosure statement that
gives you specific information about any loan
that the College plans to disburse under your
MPN, including the loan amount, fees, and the
expected disbursement dates and amounts.
Payment/Loan Summary
Program
Annual
Limits
Tuition Pay
Full cost of
Monthly
tuition minus
Payment Plan student aid
Direct
Unsubsidized
$20,500
Graduate
PLUS Loan
Full cost of
tuition minus
student aid
•
•
Aggregate
Limit
Repayment
Period
Fee
In-School
Interest
Repayment Grace
Interest
Period
$45
(Annual)
0
0
None
10 months
$138,500
1.068%
(includes sub- origination fee
sidized and
undergraduate loans)
Fixed rate
5.84%
through June
30, 2015
Fixed rate
5.84%
through June
30, 2015
6 months
10 years
4.272%
origination fee
Fixed rate
6.84%
through June
30, 2016
Fixed rate
6.84%
through June
30, 2016
None
10 years
Congress has passed and the President has signed the Bipartisan Student Loan Certainty Act of 2013, which ties federal student loan
interest rates to financial markets. Under this Act, interest rates will be determined each June for new loans being made for the upcoming award year, which runs from July 1 to the following June 30. Each loan will have a fixed interest rate for the life of the loan.
Repayment on both principal and interest begins six months after the student ceases to be enrolled in school on at least a half-time
(6-credit) basis, generally extending over a 10-year period.
MONTHLY PAYMENT PLANS
Features:
• 10-12 monthly payments
• No interest charges
• Low cost-only a $45 annual application fee
• No credit review
• Payment by ACH or check
Easy to Apply and Renew
Both the first–time application and annual
renewal are fast, simple, and can be easily
completed online at www.marist.edu/sfs,
under the important links section.
Any parent, guardian, or student at Marist
College is eligible for the Monthly Payment
Plan. Upon receipt of your application and
fee, the payment plan will be established with
Marist College.
11
Smart Borrowing
SMART BORROWING
Marist College makes every effort to ensure that students
who invest in their education by borrowing loans
graduate with reasonable debt levels. SFS encourages
students to meet with counselors throughout their college
career, and students are offered personalized loan
counseling sessions at the time of graduation.
It is important to be aware that all types of student loans
will need to be repaid in the future. As you make your
plans, give serious consideration to the loan amounts
needed throughout your entire education. You should
ensure that you are able to manage your student loan
indebtedness.
•
Tip: Student loan payments should be 10 percent or
less of a student’s net monthly income after graduation.
Visit the Bureau of Labor Statistics at
www.bls.gov/bls/blswage.htm for infromation
regarding estimated starting salary for various careers. It is
important to determine how much student loan debt you can
manage based on your starting salary upon graduation.
Repaying Your Loans
Repayment on most federal student loans will begin after
you leave college or drop below half-time enrollment.
Your loan servicer provides you with a loan repayment
schedule that states when your first payment is due, the
number and frequency of payments, and the amount of
each payment. For a history of your student loans, visit
http://www.nslds.ed.gov. The National Student Loan
Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for federal aid. NSLDS
Student Access provides a centralized, integrated view of
Federal loans and grants so that recipients of Federal aid
can access and inquire about their loans and/or grant
data.
FEDERAL LOAN FORGIVENESS
AND CANCELLATION
PROGRAMS
Public Service Loan Forgiveness Program
In 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and
continue to work full-time in public service jobs. Under
this program, borrowers may qualify for forgiveness of the
remaining balance due on their eligible federal student
loans after they have made 120 payments on those loans
under certain repayment plans while employed full-time
by certain public service employers. For more information visit: http://www.myfedloan.org/
Direct Loan Teacher Forgiveness Program
If you have five complete and consecutive years of qualifying teacher service which began on or after Oct. 30,
2004, please note the following: You may receive up to
$5,000 in loan forgiveness if you were a highly qualified full-time elementary or secondary school teacher.
You may receive up to $17,500 in loan forgiveness if
certified by the chief administrative officer of the school
where you were employed. For more information please
visit: http://studentaid.ed.gov/repay-loans/
forgiveness-cancellation/charts/teacher#whatare-the-eligibility
Please visit http://studentaid.ed.gov/repay-loans
for loan repayment options.
Did You Know?
A key measure of student success, the student loan default rate, is significantly better for
Marist College than the rate for peer institutions. The 2012 cohort-default rate, the most
recent available, was 2.1% for Marist College, compared with an average rate of 7.2% for
all private, four-year colleges and universities nationally.
Private Loans for Students
Alternative financing is available to assist
students with educational expenses, and
eligibility for private loans is not based on
need. However, Marist College policy does not
allow the certification of any private loan for
more than the cost of attendance, minus any
other aid. Please also note that time is required
to obtain and review credit reports, obtain
enrollment certification from the College, and
for processing of the disbursements.
For additional information, please refer to
http://www.marist.edu/financialaid/loans.
html and click on the Private Loans link.
WHAT WILL THE MONTHLY
PAYMENT BE?
Did you know that $20,000 in loans can
be paid off in monthly installments as low
as $225? To see a loan payment schedule
and get an idea of monthly costs, go to
www.marist.edu/sfs/graduate/loans.html.
Student Debt Management
If you have any concerns, we advise you
to speak with a financial aid counselor
regarding debt management. If you have
incurred significant debt, please speak
with us before you consider additional
borrowing. Loans may be your only choice,
but you should clearly understand the total
aggregate loan limitations and repayment
schedules. Call the Office of Student
Financial Services at 845.575.3230 to
speak with a financial aid advisor.
TAX INCENTIVES FOR EDUCATION
Students and parents should be aware that there are federal education Tax Credits, such as the
American Opportunity Credit and the Lifetime Learning Credit.
The American Opportunity Tax Credit (AOTC) grants a credit worth up to $2,500 per eligible
student during the taxable year to be applied toward tuition, required enrollment fees, and course
materials that a student needs for course of study whether or not the materials are bought at the
educational institution as a condition of enrollment or attendance.
The Lifetime Learning Credit provides a credit of up to $2,000 per return for all years of post
secondary education and for courses to acquire or improve job skills.
There are income limits and other limits based on the actual amount of tuition and fees paid to the
college. For additional information regarding education credits, please refer to www.irs.gov/
pub/irs-pdf/p970.pdf.
You may also be eligible to deduct the interest on your tax return, once repayment begins on a
student loan. For additional information, http://www.irs.gov/publications/p970/ch04.html.
STUDENT BILLING
The Office of Student Financial Services is the
department responsible for administering all
transactions related to a student’s account at Marist
College. Student Financial Services issues billing
statements, processes payments, credits, electronic
refunds, and charges that students may incur during
their enrollment at Marist.
Marist College provides electronic billing and
payment services. Electric payment services include
ACH payments from your checking or savings
account. Students may obtain additional payment
information via www.marist.edu/sfs/billing.
html.
Billing dates vary depending upon your program.
Information is available by contacting Student
Financial Services or in your respective program
registration guide.
Billing statements list basic semester charges for
tuition and fees. Additional statements are issued
for miscellaneous charges during the semester. All
tuition statements are accessed through the students
my.Marist account
eREFUND
Students are encouraged to enroll in our eRefund
process, which will enable Marist to directly deposit
your refund quickly, securely, and confidentially into
your bank account.
Student Financial Services staff members are
available to discuss aid opportunities, payment
options, and financing plans. If you have any
questions or would like to come in for an
individual meeting, just call 845.575.3230 or
800.436.5483 to schedule an appointment.
INTERNATIONAL STUDENT
PAYMENT METHODS
Marist College has partnered with PeerTransfer
to streamline the tuition payment process for our
international students. PeerTransfer allows you to
pay from any country and any bank. They also
offer excellent foreign exchange rates, allowing
you to pay in your home currency (in most cases)
and save a significant amount of money, compared
to traditional banks. You will be able to track the
progress of your payment throughout the transfer
process via a student dashboard and you will
also be notified via e-mail when your payment is
received by Marist College.
Click or go to: pay.flywire.com to begin the
payment process.
International students are able to make tuition
payments via cash or check in the office as well.
TUITION REFUND INSURANCE
Tuition Refund Insurance can help refund the cost
of attendance, up to the policy limits, if a student
is unable to complete classes for the semester
due to a covered medical reason or death of the
primary tuition payer. Covered medical reasons can
include illness, accident, injury, or mental health
issues. For enrollment information visit, www.
salliemaeinsurance.com/school-search.
Things to Remember...
It is important to keep the following points in mind as you familiarize yourself with the financial aid process:
• It is recommended that you file for aid before you are accepted by Marist (FAFSA Code 002765).
• File the necessary forms: do not assume you are ineligible.
• File the FAFSA as early as you can (but not before January 1), using the IRS Data Retrieval Process.
• Send written documentation to the Office of Student Financial Services if there are unusual financial
circumstances.
• Please be sure to work with your program director regarding the format of your program and to develop a
course plan. Then review the plan with Student Financial Services to determine your eligibility for financial aid.
• You must be enrolled in at least 6 credits to be eligible for Federal Direct Loans.
• If you add or drop a class, please contact Student Financial Services to see if/how your aid would be
adjusted.
• Please be sure to check your Foxmail (Marist e-mail) account as that is how the Student Financial
Services Office sends notifications regarding changes and/or updates to your financial aid account. The
Foxmail login is located at https://foxmail.marist.edu/imp/login.php
• Meet all deadlines.
15
NEW YORK ∙ ITALY
Student Financial Services
www.marist.edu/sfs
Office of Student Financial Services
Marist College
Donnelly Hall, Room 200
3399 North Road
Poughkeepsie, NY 12601
E-mail: studentfinancialservices@marist.edu
Telephone: 845-575-3230
Fax: 845-575-3099
Other useful contact information:
College Main Number: 845.575.3000
Office of Graduate Admission: 888.877.7900
Registrar: 845.575.3250
Revised 2/16
For consumer information related to Financial Aid, Health and
Safety, including campus crime reporting and statistics, Student
Life, and Student Outcomes, please visit www.marist.edu/ir/
consumerinformation.html. For further information or to request a
printed copy of any of the disclosures, please contact the Office
of Institutional Research and Planning at 845.575.3000, x2478