Feedback on Fiscal Year 2013 Planning from John Repsholdt, on Thursday, March 01, 2012 Comment: Regarding data that is available to the public, free of charge, there is a key information component that is missing, that being the first optional early redemption provision (date and price) for any particular CUSIP. This information is important because the user doesn't really know for sure to what redemption date the stated yield refers to. In effect, your system is not transparent with regard to this fundamental element of municipal bonds. John V. Repsholdt, CPA, K0618 john.repsholdt@gmail.com