UW-Madison
Student Health Insurance Plan
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Health Care in the United States
• No Nationalized Coverage
• Treatment is very expensive
Emergency Room visit = $1,500
The same cost as this…
Cost of Appendix removal = $20,000
The same cost as this…
A 6 week stay in hospital = $200,000
The same cost as this…
Fortunately, SHIP provides the protection you need for the same daily cost as this…
Comprehensive Coverage is Critical
• Health care is more costly in the US
• Health insurance is a necessity
• Unexpected accidents and illnesses do occur
• Uninsured & under-insured are at high risk
• Many sacrifice treatment or face financial hardship
• Students without health insurance may have to
drop out of school
Mandatory Health Insurance
• UW-Madison has mandatory health insurance
requirements
• All international students & visa dependents must
enroll in SHIP or file a qualifying Waiver Application
• SHIP meets or exceeds Federal requirements and
Wisconsin State insurance mandates
What is SHIP?
• SHIP is a comprehensive student health insurance plan
• SHIP office located in University Health Services (UHS)
• Coverage includes:
-
$1,000,000 maximum lifetime benefit
Vaccinations and immunizations
Prescription coverage
Medical evacuation
Access to local and nationwide hospitals
and clinics
- Annual eye exam
What do you need to do?
International students registered for class must:
 Purchase SHIP for yourself and any visa dependents
By February 14 deadline
If you purchase SHIP after the deadline, you will be
charged a $100 late fee!
OR
 Submit a qualifying Waiver Application
By February 14 deadline
If you file a waiver after the deadline, you will be
charged a $100 late fee!
SHIP Enrollment
• Enroll in SHIP on-line at: www.uhs.wisc.edu/ship
– Select SHIP and
• Enroll in person at: 333 East Campus Mall – 7th Floor
– At our office 9am-5pm, Monday through Friday
– Pay by VISA/MasterCard, check or exact cash
What happens after enrollment?
• You will receive a SHIP membership card by mail
• Keep your membership card with you at all times
• Used for medical appointments and pharmacy visits
• You can check your SHIP status on-line anytime
Who do you call for an appointment?
• University Health Services provides primary care
for all SHIP members except dependent children
• UHS is the only provider with 100% SHIP coverage
• To make an appointment at UHS call: (608) 265-5600
Where is UHS?
Coverage beyond UHS
• UHS is not open evenings and weekends and does not
provide emergency care or hospitalization
• If it is an emergency and you require immediate
medical attention call 911
• Local providers for SHIP members include Meriter
Hospital, UW Hospital and Clinics and St. Mary's
Hospital.
• All SHIP provider information can be accessed from
our web-site: www.uhs.wisc.edu/ship
Billing and Explanation of Benefits
• You will receive a bill 3 – 4 weeks from the date of your
service
• You will also receive an
explanation of benefits
from the claims office
• If you have ANY questions,
contact the SHIP office
Waivers
• Must meet qualifying criteria on Waiver Application
• All other applications will be denied
• Individual plans are not accepted
• Current Waiver Application is available on-line
February 14 deadline
• If you file a waiver after the deadline, you will be
charged a late fee of $100 and the cost of SHIP for
any uninsured period!
Automatic Waivers
• Must meet the following criteria to be automatically
waived from SHIP:
– Be the primary member of a Wisconsin State Group
Health insurance plan (Dean Health Care, Physicians
Plus, Unity, GHC, Standard Plan or WEA Trust PPP)
– Coverage must take effect on or before February 1st
of this year
Remember…
By February 14, you must:
 Purchase SHIP for yourself and any visa dependents
OR
 Submit a qualifying Waiver Application
If you miss the deadline…
• You will be charged a late fee of $100 in addition to any
required premiums
• You will be automatically enrolled in SHIP and invoiced
for the outstanding balance
• An academic hold will be placed on your student
record until you have submitted a payment.
Questions?
• Please review the benefits summary for:
►Benefit information
►Premium rates
►Contact Information
• 2012-13 Plan Document - available on-line
• Call or e-mail customer service:
►(608) 265-5232
►shipmail@uhs.wisc.edu