Mariam Mkhitaryan Mobile: +1 (818) 697 3597, E-mail: mariam.mkhitaryan@yahoo.com PROFESSIONAL EXPERIENCE Personal Banker, HSBC Bank, Yerevan, Armenia Jan 2013 – Nov 2015: Sell bank products and services including insurance, credit cards, loans, mortgages etc. Educate, encourage and sell customers alternative delivery channels, including ATMs and telephone and internet banking queries Identify customer needs and offer the best solution based on proper bank policies and procedures place outbound phone calls to existing and potential clients, conduct presentation meetings with corporate clients to attract staff accounts Complete complex transactions Contact Centre Customer Service Specialist, HSBC Bank, Yerevan, Armenia May 2011 – Dec 2012 Sell bank’s products and services over the phone and achieve aggressive sales goals measured daily Resolve customer complaints by investigating problems, developing solutions, preparing reports, making recommendations to management. Perform non-cash transactions upon instructions received over the phone Identify customer needs while handling the call and do cross sales Enhance relationship with the bank’s customer base by promoting new products and services EDUCATION 2011 – 2013: 2007 – 2011: 2005 – 2007: University of International Economic Relations, Master’s Degree in Finance French University Foundation in Armenia (UFAR), Economics/Trade & Marketing, Bachelor’s Degree College “Quantum”, Flow of Economics INTERNSHIP/VOLUNTEER EXPERIENCE Nov 2010 – Apr 2011 Jun 2010 – Sep 2010 May 2009 – Aug 2009 Intern at ACBA Credit Agricole Bank, Marketing Department, Yerevan, Armenia “Work and Travel USA” International Exchange Program, MA, USA Volunteer, United Nations Development Program, Yerevan, Armenia PROJECTS AND TRAININGS Project of “Internet Banking Upgrade to Digital 1.0” at HSBC Bank Armenia, 2013 ITE CJS Company Representative at Geneva International Book Fair, Geneva, Switzerland, 2011 Seminars "The Art of Negotiation" organized by the Union of Lawyers and Economists, 2007 Participation in seminars organized by Law of Economy “Junior achievements", 2006 Participation in the “School of Young Leaders”, 2005 Narrator of program “The history of our fatherland'' on TV channel “Hayreniq”, 2003 SKILLS Computer: Languages: RESTRICTED Microsoft Office, Lotus Notes, Internet Search Engines, Smart Vista, HP Quality Center Armenian - native, Russian - fluent, English - fluent, French - proficient