BPC and SmartVista Overview
BPC and HP NonStop seminar
Athens, 12th October,2011
Nigel Cox MD, Europe
Company Snapshot
• Formed in 1995
• Developer and distributor of SmartVista, the complete epayments solution
• Global presence with offices in 11 countries – 280 FTE
• Rapidly expanding client base – 80 clients in 24 countries
– Tier 1 clients include: Alfa-Bank, BNP Paribas, Dexia, Diners
Club, Gazprombank, ING and Sberbank
• A culture of quality and delivery
– ISO 9001:2008 certified
• Financially strong and profitable with multiple revenue
sources
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Global Representation
USA
Offices
Client Locations
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Some of our Customers
Russia
Asia Pacific
USA
Latin America
Ukraine
Uzbekistan
Armenia
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Kazakhstan
Europe
2010 Record Performance!
Revenue Growth
19x19x19
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19 new clients
19 days a new client
19 countries (+ six in 2010)
Customers 2009-2010
Russia
Asia Pacific
USA
Europe
Uzbekistan
Africa
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Ukraine
Azerbaijan
Armenia
Solution Overview and Key
Design Principles
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Solution Overview
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SmartVista Components
SmartVista Front-End
SmartVista Back Office
• Authorization
• Card Management
• On-line
• Merchant Management
• Stand-in
• Clearing & Settlement
• Switching & Routing
• Exceptions Processing
• On-line fees and limits
• Fraud Monitoring & Analytics
• ATM Monitoring
• General Reporting
• POS Management
• Credit services
• On-line Fraud Prevention
• Loyalty programs
• International Payment
Scheme Interfaces
• Fees, interest rates, MSC and
limits
SmartVista CardGen
iPay
• Full functional card
personalization solution
• Payment
gateway
• Magnetic stripe and EMV
compliant chip cards
• 3D secure
• Interaction with various CMS
• ACS
• MPI
• Various personalization and
cryptographic equipment
• PIN generation and printing
• EMV script distribution
Builds from individual components to complete integrated solutions
• In-house card processing
• Personalization center
• National payment network
• Issuer solution
• TPP/MSP solution
• Payment gateway
• Acquirer solution
• Switch solution
• Integration bus
• Merchant processing
• Agent organization
• Payment services hub
• Billing system
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Strategic Positioning
The Payment Services Hub
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Key Design Principals
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Technical Environment
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Platforms
OS
IBM Power Systems
(System p, System i)
HP Integrity Systems
(ML, DL, BL … all
x86)
SUN SPARC Systems
(M, T … all x86)
Stratus ftServer
x86_64 systems
VMWare EX
HP Integrity
NonStop
HP HPUX 11
IBM AIX 5.3, 6.1
RedHat Linux 5
SuSe Linux 11
OEL Linux 5
Sun Solaris 10
IBM I (i5/OS)
HP NonStop OS
J06 (OSS)
RDBMS
Oracle 9i, 10gR2,
11gR1, 11gR2
SQL/MX and DB9.7
(Cobra)
for SVFE
Other soft
C compiler
( GCC, CC )
Perl
Shell
Oracle Client
TACL and OSS shell
Consistently Ranked Amongst the Top Market Players
Comments from Gartner on BPC:
• Experience in large banking environments
• Flexible modern architecture
• Detailed and well thought out solution road map
• Flexibility of product and company to address customers with deep
customization needs
• Strong pricing and TCO
• Innovative on-line service and support
• High service levels
• Process methodologies that support innovation
• Unremitting focus on quality
• Client ability to leverage aggregated data to enhance their
customer relationship
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Case Study Sberbank
Solution characteristics
 Full functional in-house
processing center
 Full Grade/Full Option
MasterCard, Visa and EMV
certifications
 35,000 ATMs
 18,000 Kiosks
 240,000 POS
 45M Cards
 300 TPS
 Hardware: HP Integrity
SuperDome 32 cores
 Thales 8000 HSM
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Business highlights
 Largest Bank in Russia (30%
market share)
 Client since 1996
 Operates across 11 time
zones
 Principal Member of
MasterCard and Visa
 One of the biggest ATM
networks in the world
 Innovative services “Branch of the Future”
Case Study Security Bank
Solution characteristics
 Full functional processing
solution and card
management
 Delivery channel integration:
e-commerce, call center,
internet banking
 200 ATM
 48,000 POS
 850,000 Cards
 40 TPS
 Hardware: HP rx6600 4 CPU
clustered
 Thales 8000 HSM
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Business highlights
Leading retail bank in
Philippines
Client since 2004
Diners Club franchise holder
Principal Member of
MasterCard
Subscriber to BancNet local
ATM network
Migration from ACI Base24
Migration from CTL Prime and
On-line
Case Study Transilvania Bank
Solution Dimensions
 Full function in-house
processing center
 Full Grade/Full Option
MasterCard, Visa and EMV
certifications
 800 ATMs
 12,000 POS
 2.2M Cards
 15TPS, 50,000 TPD
 Hardware - HP Superdome
8CPU clustered
 Thales 8000 HSM
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Business Dimensions
 One of the largest private
banks in Romania
 Client since 2009
 Principal Member of
MasterCard and Visa
 Full range of financial services
 TP-Gold and TP-CMS
replacement
We Transform Client’s Payment Business
Scalability
Availability
Flexibility
Modularity
Adaptability
Profitability
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www.bpcbt.com
Seminar
The SmartVista alternative on NonStop
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