BANKS
PLAN
• History of BANKS
• Bank is a financial institution
• International Banking
• The BANKS of Tajikistan
History of Banks
• The oldest bank still in existence is Monte dei Paschi di Siena,
headquartered in Siena, Italy , which has been operating continuously
since 1472. It is followed by Berenberg Bank of Hamburg (1590) and
Sveriges Riksbank of Sweden (1668). Banking in its modern sense
evolved (развивать) in rich cities of Renaissance Italy , such as Florence,
Venice and Genoa . One of the most famous Italian banks was the Medici
Bank , set up by Giovanni di Bicci de' Medici in 1397. The earliest known
state deposit bank, Banco di San Giorgio (Bank of St. George), was
founded in 1407 at Genoa, Italy. Origin of the word The word bank was
borrowed in Middle English from Middle French banque, from Old Italian
banca, from Old High German banc, bank "bench, counter".
Bank is a financial institution
• A bank is a financial institution and a financial intermediary
that accepts deposits and channels those deposits into
lending activities, either directly by loaning or indirectly
through capital markets . A bank is the connection between
customers that have capital deficits and customers with
capital balances.
• Banking, it is servicing. it includes coin and currency and financial transactions,
including checking accounts, credit cards, electronic banking, wire transfers,
international payments, etc.
World’s 10 Largest Banks
Citigroup
U.S.
Mizuho Bank/ Mizuho Corp Bank
Japan
HSBC Holdings
U.K.
Bank of America
U.S.
JP Morgan Chase
U.S.
Deutsche Bank
Germany
Royal Bank of Scotland Group
U.K.
Sumitomo Mitsui Banking Group
Japan
HypoVereinsbank
Germany
UFJ Bank Ltd.
Japan
5
Types of international banking offices
• Correspondent (соответствующий) Bank
• Foreign Branches
• International Banking Facilities
• International money market
Correspondent bank
• A correspondent banking relationship exists when two banks
maintain(поддержка) deposits with each other.
Foreign Branches
• A foreign branch bank operates like a local bank, but is legally part of
the parent.
• Subject to both the banking regulations of home country and foreign
country.
• Can provide a much fuller range of services than a representative office.
International banking facilities
• An international banking facility is a separate set of accounts that are
segregated(отделять) on the parents books.
International money market
• Eurocurrency is a time deposit in an international bank located in a
country different than the country that issued the currency.
• For example, Eurodollars are U.S. dollar-denominated time deposits in banks
located abroad.
• International Bank (Liberia), Limited is a full-service bank based in
Liberia. The bank was created when the International Trust Company
of Liberia created a commercial banking department in 1960. In 2000
the International Trust Company became the International Bank. It is
headquartered in Monrovia.
The top 30 banks in the world based ranked according to Market Capitalization in 2012
Rank
2012
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
Bank
Industrial & Commercial Bank of China
(ICBC)
China Construction Bank
Wells Fargo & Co
HSBC Holdings
Agricultural Bank of China
JP Morgan Chase
Bank of China
Itau Unibanco
Citigroup
Commonwealth
Royal Bank Canada
Bank of America
Toronto-Dominion Bank
Banco Santander
Westpac
Mitsubishi UFJ Financial
Banco Bradesco
Sberbank of Russia
ANZ Banking
Bank of Nova Scotia
Standard Chartered
National Australia Bank
US Bancorp
BNP Paribas
Goldman Sachs Group
UBS
Bank of Communications
China Merchants Bank
Sumitomo Mitsui Financial
BBVA
Market Capitalisation (Billion US$)
2012
2011
2010
2009
2008
2003
241.7
196.6
161.4
151.6
142.4
141.7
129.5
88.9
87.4
83.3
77.3
72.5
71.2
68.0
66.5
65.0
64.6
60.1
59.2
58.9
58.4
56.7
55.6
54.9
54.2
52.70
48.80
45.90
44.30
43.70
224.2
167.9
150.9
135.7
131.1
123.0
121.7
76.9
76.1
75.6
71.3
71.2
66.0
64.7
64.3
62.5
61.9
58.6
57.9
54.7
53.6
53.0
52.2
51.6
45.7
44.70
42.70
41.00
40.50
39.80
234.1
223.0
181.0
166.5
163.4
140.6
138.1
135.7
135.2
98.3
89.3
81.3
77.3
77.2
76.8
75.7
70.7
69.1
67.9
66.5
64.1
63.8
62.8
60.6
54.9
53.40
52.40
52.30
52.20
51.10
269.4
201.8
199.7
171.5
154.4
138.4
137.0
130.7
95.4
94.6
90.4
76.8
76.1
69.1
68.9
68.1
62.7
62.3
59.1
58.8
57.1
56.8
55.6
54.5
53.2
52.60
52.60
52.50
52.40
51.90
174.2
128.6
118.0
115.5
98.5
98.3
75.3
71.0
70.4
45.4
44.4
43.9
41.2
41.2
38.6
36.9
35.0
34.4
33.0
32.7
32.1
31.1
30.7
30.1
29.9
29.40
28.30
28.30
27.50
27.50
249.8
171.3
119.6
99.7
86.3
80.0
74.6
61.6
57.4
57.3
55.9
55.7
51.3
49.5
49.5
47.2
46.3
43.9
43.8
43.1
38.2
37.4
36.3
34.7
34.4
33.90
33.60
33.50
31.10
30.00
The Banks of Tajikistan
• Private:
1. Eskhata, etc.
2. Arvand
3. Access
4. Imon International
5. Matin, etc.
• Governmental
1. Tojiksodirotbonk
2. Agroinvest
3. National bank