Introduction
There are many ways by which a
investor can enter the market. It is
very difficult for the investor to
choose the best alternative because
he himself is not aware of
investment alternatives. It may be:
Negotiable instruments
• Equity shares
Variable
income
securities
•
•
•
•
•
Growth
Income
Defensive
Cyclical
Speculative
Fixed
income
securities
•
•
•
•
•
•
•
•
•
Preference shares
Debentures
Bonds
IVP and KVP
Govt. securities
Money market securities
Treasury bills
Commercial papers
Certificate of deposit
Non-negotiable securities
Bank deposit
Post office deposit
NBFC deposits
• period: 3 to 5 years
in current scenario
• Maximum limit: at
least 25 lakhs of
owned funds
otherwise not in
capacity to accept
deposits.
• Interest rates
• Security : % of
liquid assets is 15 %
Tax shelter saving schemes
PPF
NSS
NSC
LIFE INSURANCE
• Protection
Advantages • Easy payments
of life
• Liquidity
insurance • Tax relief
Mutual funds
Open ended
funds
Closed ended
funds
Other
classification
•
•
•
•
Growth
Income
Balanced
Money market
scheme
• Tax saving
scheme
• Index scheme
Real assets
Gold
Silver
Real estate
Art
Antiques