Personal Financial
Management Certification
Personal Financial Management Certification Program
15 Week Study Guide
To complete the certification program over a 15 week period, use the study schedule
below to guide your progress.
Registration
• Register
• Complete online pre-assessment
Note: your textbook will be mailed within 10
business days of completing the pre-assessment
• Complete online profile
• Explore www.inceptiacpfm.org to familiarize
yourself with the Community, Dashboard and
helpful Resources
• If you have any questions or concerns, please
Week 3
• Read Chapter 3 – Spending
• Complete Chapter 3 Knowledge Check
Week 4
• Read Chapter 4 – Taxes
• Explore the Pre/Post Tax Calculator in the Resource
section
• Complete Chapter 4 Knowledge Check
email CPFMAdministrator@Inceptia.org.
Week 5
Week 1
• Your textbook arrives at the address you provided
at the time of registration
Note: If your textbook does not arrive within 14
business days of completing the
pre-assessment, please email
CPFMAdministrator@Inceptia.org
or call 855.264.1857
• Read the Introduction
• Read Chapter 1 – Financial Planning
• Complete the Chapter 1 Knowledge Check
Week 2
• Read Chapter 2 – Time Value of Money
Note: an online Time Value of Money
Calculator is available in the Resource section
and this same tool will be available to you
during the Final Exam.
• For extra practice, use the TVM practice problem
worksheets to test your understanding
• Complete Chapter 2 Knowledge Check
• Read Chapter 5 – Credit
• Explore the sample credit report provided in the
Resource section
• Consider pulling your credit report from
AnnualCreditReport.com to familiarize yourself
with the request process and report layout
• Complete Chapter 5 Knowledge Check
Week 6
• Read Chapter 6 – Banking
• Complete Chapter 6 Knowledge Check
• Read Chapter 7 – Debt Management
• Take the Debt Quiz provided in the Resource
section to learn more about your personal debt
management situation
• Complete Chapter 7 Knowledge Check
Week 7
• Read Chapter 8 – Risk Management
• Complete the Chapter 8 Knowledge Check
Personal Financial
Management Certification
Personal Financial Management Certification Program
15 Week Study Guide
Week 8
Week 12
• Read Chapter 9 – Cars
Note: car payment and loan amortization
calculators are available in the Resource
section
• Complete the Chapter 9 Knowledge Check
• Read Chapter 10 – Housing
Note: true payment and loan amortization
calculators are available in the Resource
section
• Explore the Mortgage Qualification Worksheet
• Read Chapter 14 – Investing
Note: investment calculators are available
in the Resource section
• Complete the Chapter 14 Knowledge Check
Week 13
• Read Chapter 15 – Talking About Money
• Complete the Chapter 15 Knowledge Check
• Submit your Proctor Request
• Complete the Chapter 10 Knowledge Check
Week 14
Week 9
• Read Chapter 11 – Planning Financially for
College
Note: student loan repayment and
amortization calculators are available in the
Resource section.
• Complete the Chapter 11 Knowledge Check
Week 10
• Read Chapter 12 – Careers
• Consider exploring institutional data related to job
placement and salaries to better understand the
climate your students will be working in
• Make sure your proctor has received your Final
Exam access code
Note: if your proctor was approved but has
not received your access code, please email
CPFMAdministrator@Inceptia.org or call
855.264.1857
• Review the Knowledge Checks and online
worksheets to study for the Final Exam
Week 15
• Take proctored Final Exam
• Complete the Chapter 12 Knowledge Check
Week 11
• Read Chapter 13 – Relationships
Good Luck!
• Complete the Chapter 13 Knowledge Check
Questions?
855.264.1857 |
CPFMAdministrator@Inceptia.org
©2014 Inceptia | 06.14