A. Update on Deposits Pricing
Please be advised that effective February 15, 2013, updated pricing on Deposit Products is as follows:
Savings and Checking Accounts - Balance Requirements and Interest Rates
Type of Deposit Account
Required
Initial Deposit
PESO SAVINGS ACCOUNTS
BPInoy Savings N.A.
Required
Minimum
Monthly
ADB
Required
Daily Balance to Earn
Interest
Interest Rate
(Per Annum)
From
Interest Rate
(Per Annum)
To
Express Teller
Savings
BPI Direct
Stock Trade Account
Maxi-Saver
Savings with
ATM ^
P 500
N.A.
(For as long
as there is a
remittance
transaction
at least once
every three
months)
P 500
P 500
P 500
P 500
1.000%
0.750%
P 25,000
P 25,000
P 25,000
Average Daily Balance:
Less than P 25,000
N.A.
P 25,000 - less than P 300,000
1.250%
P 300,000 - less than P 500,000
1.375%
P 500,000 - less than 1M
1.500%
P 1M and above
1.625%
With 1% BONUS p.a. if no withdrawal within a
month
Average Daily Balance:
Less than P 25,000
N.A.
P 25,000 - less than P 300,000
1.125%
P 300,000 - less than P 500,000
1.250%
P 500,000 - less than 1M
1.375%
P 1M and above
1.500%
With 0.5% BONUS p.a. if no withdrawal within a
month
Save-Up Automatic Savings
+ Insurance
N.A.
P 1,000
P 1,000
Maxi-One
Checking
P 25,000
Average Daily Balance:
Less than P 1,000
P 1,000 - less than P 400,000
P 400,000 and above
0.750%
Average Daily Balance:
Less than P 1,000
P 1,000 - less than P 400,000
P 400,000 and above
0.500%
P 25,000
P 500
1.000%
0.750%
P 500
1.000%
0.750%
P 25,000
N.A.
1.000%
1.500%
^ For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate
that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a
withdrawal.
B. Service Fee for falling below required ADB is retained at Php250 (implemented on June 1, 2012).
Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.
N.A.
0.750%
0.750%