WEDNESDAY, NOVEMBER 25, 2009 •
q
S&P 500
1,105.65
q
NASDAQ
2,169.18
-.59
q
DOW
10,433.71
-6.83
6-MO T-BILLS
.13%
-17.24
Today
Finance & Investing • THE DAILY TRANSCRIPT
q
30-YR T-BONDS
4.25%
-.01
q
I
1,120
S&P 500
2,240
Nasdaq composite
1,100
Close: 1,105.65
Change: -0.59 (-0.1%)
2,180
Close: 2,169.18
Change: -6.83 (-0.3%)
1,080
2,120
10 DAYS
1,120
10 DAYS
2,300
2,100
960
2,000
1,900
Brocade
1,800
Close: $7.10 -0.70 or -9.0%
The company said revenue will be
weaker in the first quarter, while an
overall rebound isn’t expected until
the end of the fiscal year.
$10
880
800
$50
40
30
20
10
Vol. (in mil.)
Pvs. Volume
Advanced
Declined
New Highs
New Lows
$41.83
3Q
4Q
1Q
.20
.49
est.
.23
2Q
3Q
Source: Thomson Reuters
More banks at risk
The nation’s banks and financial institutions still face big problems,
even as the economy stabilizes.
Fifty banks failed during the third
quarter, the largest number since
the end of 1992. What’s more, the
number of banks on the FDIC's socalled “problem list” rose to 552
from 416 last quarter, the highest
level in 16 years. Those banks have
some kind of issue that could lead
to their eventual failure. Both major
banks and smaller institutions have
struggled in the past year due to
rising loan losses and continued
credit delinquencies.
Problem banks
600
500
400
300
200
100
0
A
O
DOW
DOW Trans.
DOW Util.
NYSE Comp.
NASDAQ
S&P 500
S&P 400
Wilshire 5000
Russell 2000
NASD
1,827
1,814
1093
1596
59
17
3,773
3,870
1391
1656
87
5
S
1,700
N
J
Q1 Q2 Q3 Q4 Q1 Q2 Q3
2008
2009
Source: FDIC
Chip Cutter, Kristen Girard • AP
%CHG.
WK
MO QTR
LOW
CLOSE
CHG.
10433.71
3950.37
378.21
7170.26
2169.18
1105.65
692.89
11313.30
592.58
-17.24
-33.09
+1.48
-16.07
-6.83
-0.59
-1.91
-49.03
-2.23
YTD
s
s
t
s
s
s
s
s
s
+18.88%
+11.68%
+2.01%
+24.55%
+37.55%
+22.41%
+28.72%
+24.50%
+18.65%
’80
’90
4
S
O
52-week range
$2.05
$9.84
BKS
S
O
52-week range
$12.64
S
O
52-week range
-0.8%
s
t
t
+5.9%
204
15
...
AMLN
5.92
8 15.69
13.24
+.77
+6.2%
s
s
t +22.0% +106.1%
4692
dd
...
Arena Pharmaceuticls ARNA
2.26
3
7.42
3.40
-.08
-2.3%
t
t
t -18.5%
+11.2%
1092
dd
...
+1.3%
PRIME
RATE
BioMed Realty Trust
BMR
6.02
9 15.31
13.93
-.13
-0.9%
s
s
s +18.9% +107.6%
672
24
0.44
Callaway Golf
ELY
4.66
5 10.31
7.17
-.09
-1.2%
s
t
t -22.8%
-15.6%
634
dd
0.04
Cymer Inc
CYMI
16.66
8 39.99
34.50
-.26
-0.7%
s
t
t +57.5%
+75.1%
155
cc
...
DivX Inc
DIVX
3.96
6.58
5.25
-.05
-0.9%
s
s
t
+0.4%
+26.2%
287
58
...
Gen-Probe Inc
GPRO
31.97
7 49.29
42.42
+.02
...%
s
t
s
-1.0%
+33.0%
247
23
...
Illumina Inc
ILMN
19.49
4 44.07
27.99 +1.49
+5.6%
s
t
t
+7.4%
+33.6%
6636
42
...
Jack In The Box Inc
JACK
11.82
5 28.35
19.14
-.12
-0.6%
s
s
t -13.4%
+37.0%
671
8
...
Leap Wireless Intl
LEAP
11.98
1 42.47
14.32
-.21
-1.4%
s
s
t -46.7%
-6.0%
2644
dd
...
Life Technologies
LIFE
20.00
0 51.33
50.18
+.35
+0.7%
s
s
s +115.3% +124.2%
1391
cc
...
Ligand Pharm
LGND
1.63
2.13
-.07
-3.2%
s
s
t -22.3%
+10.0%
175
dd
...
NuVasive Inc
NUVA
24.17
5 45.06
33.21 +1.65
+5.2%
t
t
t
-4.2%
-2.0%
1929
cc
...
PacWest Bancorp
PACW
9.36
5 27.66
18.17
+.24
+1.3%
s
t
t -32.5%
-10.5%
220
61
0.04
Qualcomm Inc
QCOM
29.34
9 48.72
45.56
+.01
...%
s
s
s +27.2%
+53.7% 10776
48
0.68
Realty Income
O
14.25
8 28.23
24.99
-.12
-0.5%
t
s
t
+55.0%
25
1.71
3.21
YEST
6 MO AGO
1 YR AGO
D J F M A M J J A S ON
2009
+7.9%
ResMed Inc
RMD
31.49
0 51.64
50.85
+.38
+0.8%
s
s
s +35.7%
SAIC Inc
SAI
15.94
5 20.42
17.95
-.09
-0.5%
t
t
s
Sempra Energy
SRE
36.43
0 53.75
53.47
+.69
+1.3%
s
ViaSat Inc
VSAT
15.90
0 31.58
31.25
+.13
+0.4%
Websense Inc
WBSN
9.48
7 19.56
16.43
+.06
+0.4%
877
+52.9%
502
27
...
-7.9%
-0.3%
2615
15
...
s
s +25.4%
+24.5%
1304
11
1.56
s
s
s +29.8%
+70.4%
83
23
...
s
t
t
+11.0%
487
dd
...
+9.8%
Dividend Footnotes: a - Extra dividends were paid, but are not included. b - Annual rate plus stock. c - Liquidating dividend. e - Amount declared or paid in last 12 months. f
- Current annual rate, which was increased by most recent dividend announcement. i - Sum of dividends paid after stock split, no regular rate. j - Sum of dividends paid this
year. Most recent dividend was omitted or deferred. k - Declared or paid this year, a cumulative issue with dividends in arrears. m - Current annual rate, which was decreased
by most recent dividend announcement. p - Initial dividend, annual rate not known, yield not shown. r - Declared or paid in preceding 12 months plus stock dividend. t - Paid in
stock, approximate cash value on ex-distribution date. PE Footnotes: q - Stock is a closed-end fund - no P/E ratio shown. cc - P/E exceeds 99. dd - Loss in last 12 months.
AdobeSy
Apple Inc
Canon
Cisco
Corning
Dell Inc
EMC Cp
EricsnTel
Google
HewlettP
InfosysT
Intel
IBM
Microsoft
Motorola
NokiaCp
Oracle
Qualcom
RschMotn
SAP AG
TaiwSemi
TexInst
VMware
Wipro
Yahoo
40
N
$42.20
HPQ
S
O
52-week range
N
$25.39
$51.43
Vol.: 17.3m (1.2x avg.)
PE: 17.0
Mkt. Cap: $119 b
Yield: 0.6%
SOURCE: Sungard
$65.56
-.07
Hewlett-Packard
45
PE: 35.3
Yield: ...
$19.86
Close: $50.19 -0.83 or -1.6%
The company’s cost-cutting and
push into new markets is helping
soften the blow from weakness in
their mainstay businesses.
$55
50
S
O
52-week range
N
$8.06
30
Vol.: 1.0m (4.1x avg.)
Mkt. Cap: $426.33 m
Schlumberger
share price
NAME
PEET
S
O
52-week range
Vol.: 12.0m (2.0x avg.)
PE: 24.2
Mkt. Cap: $3.11 b
Yield: 2.7%
40
20
45
DIV
10
$43.65
Close: $32.86 -0.20 or -0.6%
Green Mountain Coffee Roasters
sweetened its offer for Diedrich Coffee by $2 per share, matching a rival bid from Peet’s.
$50
55
8.57
WK MO QTR
AEO
Close: $15.01 0.47 or 3.2%
The apparel retailer’s profit climbed
in the third quarter as the prior-year
period was weighed down by an impairment charge.
$25
N
Vol.: 23.1m (3.4x avg.)
PE: 25.8
Mkt. Cap: $47.87 b
Yield: 1.9%
Daily TranscriptTech 20
VOL
(Thous) P/E
$10.39
15
35
AP
1YR
RTN
$6.28
20
AP
TREASURIES
The yield on the
benchmark 10year Treasury
note fell, affecting interest
rates on a range
of consumer
loans, such as
mortgages.
Source: Thomson Reuters
N
American Eagle
MDT
$19.29
35
S
O
52-week range
Medtronic
A Thriller of a Driller
YTD
CHG
8
Vol.: 10.7m (2.1x avg.)
PE: 12.8
Mkt. Cap: $4.31 b
Yield: 9.9%
Peet’s Coffee & Tea
65
WIN
Close: $10.08 -0.05 or -0.5%
The phone company bought carrier
Iowa Telecommunications Services
Inc. for $1.1 billion in cash, stock
and repayment of debt.
$11
$28.78
$24.06
$75
PE: ...
Yield: ...
Vol.: 3.0m (1.8x avg.)
PE: 15.8
Mkt. Cap: $1.27 b
Yield: 4.5%
$2.5m
’09
$7.80
Windstream
40
0
N
$1.58
Vol.: 1.2m (3.3x avg.)
Mkt. Cap: $958.5 m
N
Close: $43.25 2.94 or 7.3%
The company reported a surprising
boost in profit, as increased sales of
implantable heart devices defied reports of weakening demand.
$45
1.5
S
O
52-week range
9
15
2.0
WMG
10
Interestrates
investment choice than its peers
due to its higher margins and good
growth prospects in international
markets, said Handler. As oil
companies set their budgets in the
coming months, Handler thinks
they will allot additional funds for
Schlumberger’s services.
Meanwhile, competitors are
facing troubles. Baker Hughes
saw quarterly market share slip,
cash flow concerns vex Smith
International and Weatherford
International faces challenges
with its near term results, the
analyst said.
PE: ...
Yield: ...
Barnes & Noble
WHAT WOULD HAPPEN
IF SHE BEGAN WITH
85 PERCENT OF HER
MONEY IN STOCKS
AND GRADUALLY CUT
DOWN TO 20 PERCENT:
By the time the investor
turns 80, her account
is worth $2,377,152.
Shaila Dani, Elizabeth Gramling • AP
As long as the world needs oil, the
services of companies like Schlumwill be in deCompany berger
mand. The company
Spotlight provides technology,
project management and other services to oil producers, and it’s the
largest of its kind.
Credit Suisse analyst Brad
Handler recently upgraded his
rating for Schlumberger to
“outperform” from “neutral,” and
raised his price target for the stock
to $76 from $72. Shares closed
Tuesday at $65.56.
Schlumberger is a better
2
N
20
’00
SOURCE: T. Rowe Price
6
8
Vol.: 117.0m (4.7x avg.)
Mkt. Cap: $2.97 b
RETIREMENT
’73
Warner Music Group
Close: $6.20 -0.86 or -12.2%
The recording company posted an
unexpected loss in the fourth quarter on severance costs despite a
strong slate of music releases.
$8
9
7
0.5
7 11.00
4
s
s
s
s
s
s
s
s
s
1.0
4.56
5
t
t
s
t
t
t
t
t
t
WHAT WOULD HAPPEN
IF SHE KEPT ALL HER
MONEY IN CASH:
By the time the investor
turns 80, the money
has run out.
%CHG
52-WK RANGE
LO
-0.17%
-0.83%
+0.39%
-0.22%
-0.31%
-0.05%
-0.27%
-0.43%
-0.37%
N
BRCD
Close: $22.25 -1.27 or -5.4%
The bookseller posted a larger loss
than last year and lowered its profit
forecast on high costs to launch its
electronic book reader.
$25
The Risks of
Conservatism
CHG
Amylin
O
10359.58
3933.20
375.21
7121.05
2155.22
1097.63
687.22
11227.59
586.22
CLOSE
AMN Healthcare Svce AHS
S
HIGH
LocalStocks
TICKER
A
10453.97
3983.92
378.46
7186.33
2175.15
1107.56
694.80
11329.21
594.84
CLOSE
HI
NAME
J
Seven of 10 investors say being “too aggressive” with investments
is riskier than being “too conservative,” according to a survey
by Prudential Financial. That means they think it’s better to
load up on low-risk bonds, CDs and money market funds
than to put lots of cash into stocks.
But that may not work if they plan to stick around for a while.
Or if prices rise. During the past 30 years, inflation took an annual
4 percent bite out of those “safe” investments, leaving a yearly
inflation-adjusted return of just 2 percent. Meanwhile, stock
investors averaged an 8 percent inflation-adjusted return.
This chart shows two possible outcomes for an investor
who started with $75,000 at age 45 in 1973. She contributed $5,000 a year to a retirement account until she
stopped working at age 65 in 1993. Since then,
she’s withdrawn $58,500 a year. History doesn’t
always repeat, but this case shows how
“safe” can turn out to be sorry, indeed.
Operating EPS
.20
J
NYSE
’09
.85
J
StocksRecap
$21.05
.35
+1.20
disappointing report on consumer confidence and a more sober
read on the economy pulled stocks from 13-month highs Tuesday. Major indexes posted modest losses in light trading as drops in financial and industrial stocks were tempered by gains in health care
companies. Stocks pulled off their lows of the day after the Federal Reserve released minutes from its latest rate-setting meeting, during
which it pledged to keep rates low for the foreseeable future and said
inflation remained at bay. The Dow fell 17.24, or 0.2 percent, to
10,433.71. The S&P 500 fell 0.59, or 0.1 percent, to 1,105.65, while
the Nasdaq fell 6.83, or 0.3 percent, to 2,169.18.
2,200
TIffany & Co. (TIF)
p
GOLD
$1,165.50
+.0002
A
1,040
The recession hasn’t been kind
to Tiffany & Co. The little-bluebox jeweler reported steep
sales declines in the past few
quarters as consumers cut back
on their discretionary purchases. Analysts say Tiffany seems
to be improving, however.
Smaller, independent jewelers
have had to close, opening up
opportunities for the company.
Sales have also been rising in
the past several months, particularly with lower-priced items.
Attention now shifts to the allimportant holiday sales season,
when Tiffany rakes in a large
portion of its revenue.
p
EURO
$1.4975
-1.54
Money&Markets
t’s typically a slow day in corporate America, as employees head
out ahead of the Thanksgiving holiday. Investors will still get a few
earnings reports, though, including
one from a well-known jeweler.
Tiffany & Co. earnings
q
CRUDE OIL
$76.02
-.04
TICKER
CLOSE
CHG
YTD
ADBE
AAPL
CAJ
CSCO
GLW
DELL
EMC
ERIC
GOOG
HPQ
INFY
INTC
IBM
MSFT
MOT
NOK
ORCL
QCOM
RIMM
SAP
TSM
TXN
VMW
WIT
YHOO
35.95
204.44
37.64
23.74
16.53
14.32
16.94
10.08
583.09
50.19
51.79
19.39
127.93
29.91
8.19
13.34
22.14
45.56
59.53
47.91
10.41
25.28
42.11
20.60
15.24
-.49 +14.66
-1.44 +119.09
-.73
+6.24
-.16
+7.44
+.04
+7.00
-.47
+4.08
-.20
+6.47
-.07
+2.27
+.74 +275.44
-.83 +13.90
-.05 +27.22
-.01
+4.73
-.27 +43.77
-.03 +10.47
-.11
+3.76
-.09
-2.26
-.46
+4.41
+.01
+9.73
-.47 +18.95
-.48 +11.69
-.10
+2.55
+.14
+9.76
+.50 +18.42
-.03 +12.47
-.21
+3.04
3.25
3.25
4.00
FED
FUNDS
.13
.13
1.00
Commodities
3-month T-bill
.03
0.03
...
t
t
t
.01
6-month T-bill
52-wk T-bill
2-year T-note
.13
.25
.72
0.14
0.27
0.72
-0.01
-0.02
...
t
t
t
t
t
t
t
t
t
.44
.91
1.19
5-year T-note
2.10
2.17
-0.07
t
t
t
2.20
10-year T-note
30-year T-bond
3.31
4.25
3.36
4.29
-0.05
-0.04
r
r
t
t
t
s
3.33
3.75
WK MO QTR
1YR
AGO
BONDS
YEST
PVS
NET
CHG
Lehman Long T-Bd Idx
Bond Buyer Muni Idx
Lehman US Aggregate
Lehman US High Yield
Moodys AAA Corp Idx
Lehman Comp T-Bd Idx
Lehman US Corp
4.02
5.44
3.31
9.70
5.11
2.08
4.64
4.07
5.45
3.32
9.72
5.16
2.12
4.63
-0.05
-0.01
-0.01
-0.02
-0.05
-0.04
+0.01
METALS
Gold (oz)
Silver (oz)
Platinum (oz)
Copper (lb)
Palladium (oz)
AGRICULTURE
Cattle (lb)
Coffee (lb)
Corn (bu)
Cotton (lb)
Lumber (1,000 bd ft)
Orange Juice (lb)
Soybeans (bu)
Wheat (bu)
Coffee
1YR
WK MO QTR AGO
PVS
FUELS
Crude Oil (bbl)
Ethanol (gal)
Heating Oil (gal)
Natural Gas (mm btu)
Unleaded Gas (gal)
Oil prices fell to
around $76 a
barrel Tuesday
with new data
showing a slow
U.S. economic
recovery and
consumer confidence that remains lukewarm
at best. Retail
gas prices fell,
too.
NET
CHG
YEST
t
t
s
r
t
t
s
t
s
t
t
t
t
t
t
s
t
t
t
t
t
3.96
6.06
5.28
22.03
5.82
2.22
8.60
CLOSE
76.02
2.08
1.95
4.49
1.94
PVS.
77.56
2.10
1.98
4.48
1.98
%CH.
-1.99
-1.09
-1.53
+0.29
-2.04
%YTD
+70.5
+28.3
+38.3
-20.2
+92.0
CLOSE
1165.50
18.45
1443.80
3.11
369.25
PVS.
1164.30
18.61
1467.60
3.13
373.30
%CH.
+0.10
-0.83
-1.62
-0.69
-1.08
%YTD
+31.9
+63.7
+54.2
+122.3
+95.7
CLOSE
0.83
1.36
3.76
0.72
234.80
1.12
10.46
5.33
PVS.
0.84
1.36
3.87
0.71
226.30
1.12
10.42
5.57
%CH.
-0.77
-0.18
-2.91
+1.62
+3.76
+0.40
+0.38
-4.35
%YTD
-0.7
+21.5
-7.6
+46.0
+38.6
+62.4
+7.6
-12.8
37,500 lbs.- cents per lb.
YESTERDAY: Sales: 9,231 Open Interest: 108,018, t -651.00
MONTH
OPEN
HIGH
LOW
SETTLE
CHG.
Dec 09
Mar 10
May 10
Jul 10
Sep 10
Dec 10
Mar 11
May 11
Jul 11
Sep 11
136.05
137.20
138.70
140.50
142.50
144.55
137.05
138.20
139.75
141.00
142.50
144.65
135.50
135.80
137.55
139.30
140.70
142.85
136.05
136.15
137.85
139.55
141.15
143.60
145.80
147.35
148.75
150.10
-.25
-1.25
-1.30
-1.10
-1.00
-.75
-.75
-.70
-.70
-.70
GlobalMarkets
INDEX
“On Thanksgiving Day
alone, there is never a
point in time where we
can stop. There's
always somebody
waiting to talk to us.”
—Nicole Johnson,
Butterball Turkey-Talk Line
expert, on the oddball
situations hotline workers
encounter on Thanksgiving
YEST
S&P 500
1105.65
Frankfurt DAX
5769.31
London FTSE 100
5323.96
Hong Kong Hang Seng 22423.14
Paris CAC-40
3784.62
Tokyo Nikkei 225
9401.58
CHG
%CHG
WK
MO
QTR
YTD
-0.59
-32.17
-31.54
-348.25
-28.55
-96.10
-0.05%
-0.55%
-0.59%
-1.53%
-0.75%
-1.01%
t
t
t
t
t
t
s
s
s
s
s
t
s
s
s
s
s
t
+22.41%
+19.94%
+20.07%
+55.85%
+17.61%
+6.12%
-12.63
-17.90
-31.00
+27.41
-19.18
-0.78%
-0.64%
-0.65%
+0.36%
-7.34%
s
s
t
t
t
t
s
t
s
s
s
s
s
s
s
+42.86%
+57.81%
+28.66%
+68.03%
+118.19%
ASIA
Seoul Composite
Singapore Straits Times
Sydney All Ordinaries
Taipei Taiex
Shanghai Shanghai B
1606.42
2779.98
4708.20
7714.56
242.02
WEDNESDAY, NOVEMBER 25, 2009 •
Finance & Investing • THE DAILY TRANSCRIPT
For more local finance news log on to: www.sddt.com/finance
International
MARKET MOVER
Markets
San Diego Stock Exchange
Year-To-Date
Consumer confidence in
U.S. unexpectedly increased
Past Week
110
140
105
115
Foreign Money
CHICAGO (AP) — Foreign money futures trading on the Chicago Mercantile Exchange Tuesday.
Open High
By BOB WILLIS
90
D J-09 F
M
A
M
J
J
A
S
O
Confidence among U.S. consumers unexpectedly rose in November as
a brightening outlook masked growing concern over joblessness.
The Conference Board’s confidence index increased to 49.5 from 48.7
the prior month. The New York-based Conference Board’s index, which
focuses on the labor market and purchase plans, averaged 58 in 2008
and 103.4 in 2007.
The report showed Americans fretted over jobs, signaling the highest
unemployment rate in 26 years may restrain spending and limit the
recovery from the worst recession since the 1930s. Target Corp. (NYSE:
TGT) last week said it remains cautious about sales this quarter and
expects to offer incentives to spur holiday shopping.
“Labor market perceptions are very weak,” said David Sloan, chief U.S.
economist at 4Cast Inc. in New York, who forecast an increase in confidence. “What did drive is up was expectations, optimism that things will
get better, not that things have gotten better.”
Other reports Tuesday showed home prices rose and the economy
grew at a slower pace last quarter as consumer spending climbed less
than the government previously estimated.
Federal Reserve Chairman Ben S. Bernanke last week said joblessness
and limited bank lending were “headwinds” for the economy.
Economists forecast confidence would decrease to 47.3 from a previously reported 47.7 for October, according to the median of 74 projections in a Bloomberg News survey. Estimates ranged from 40.7 to 53.
The S&P/Case-Shiller home-price index of 20 U.S. cities increased 0.3
percent in September from the prior month on a seasonally adjusted
basis after a 1.1 percent rise in August, the group said Tuesday in New
York. The gauge fell 9.4 percent from September 2008, the smallest
year-over-year decline since the end of 2007.
The world’s largest economy expanded at a 2.8 percent annual rate in
the third quarter, down from the 3.5 percent pace estimated last month,
the Commerce Department reported Tuesday. The figures also showed
corporate profits climbed 10.6 percent, the most in five years.
The Conference Board’s measure of present conditions decreased to
21, the lowest level in 26 years, from 21.1 the prior month. The decrease
reflected growing concern over unemployment with a measure of job
availability reaching the lowest level since 1983.
The share of consumers who said jobs are plentiful fell to 3.2 percent
from 3.5 percent, according to the Conference Board. The proportion of
people who said jobs are hard to get increased to 49.8 percent from 49.4
percent.
The gauge of expectations for the next six months climbed to 68.5
from 67 the prior month.
The proportion of people who expect their incomes to rise over the
next six months decreased to 10 percent from 10.7 percent. The share
expecting more jobs dropped to 15.2 percent from 16.8 percent.
Buying plans for automobiles and real estate dropped this month, the
report showed. Home-buying expectations decreased to the lowest level
since 1982.
“Income expectations remain very pessimistic and consumers are
entering the holiday season in a very frugal mood,” Lynn Franco, director
of the Conference Board’s Consumer Research Center, said in a statement.
The United States has lost 7.3 million jobs since the recession began
in December 2007 and more losses are forthcoming. Goldman Sachs
Group Inc. (NYSE: GS) chief U.S. economist Jan Hatzius forecast earlier this month that unemployment would average 10.4 percent next year.
Source Code: 20091124fq
95
65
N
T W
N
T
F
M
T
Close: 103.31
Change: +0.60, +0.58%
Dow Jones Industrial Average
14,000
10,650
11,000
10,400
8,000
10,150
5,000
N D J- F M A M J
09
J
A
9,900
S O N
T
W
T
F
M
T
Close: 10,433.71
Change: -17.24, -0.16%
NASDAQ
2,600
2,260
2,100
2,200
1,600
2,140
1,100
N D J- F M A M J
09
J
A
S O N
2,080
T
W
T
F
M
T
Close: 2,169.18
Change: -6.83, -0.31%
S&P 500
1,400
1,135
1,100
1,110
800
1,085
500
N D J- F M A M J
09
J
A
S O N
1,060
T W T
F M
T
Close: 1,105.65
Change: -0.59, -0.05%
Dec 09
.9466 .9469 .9394 .9455
Mar 10
.9459 .9467 .9397 .9455
Jun 10
.9450 .9462 .9397 .9452
Sep 10
.9429 .9463 .9411 .9447
Dec 10
.9432 .9455 .9406 .9441
Mar 11
.9435
Last spot
Mon’s sales 67,613
Mon’s open int 90,223, up 778
DAILY
LOW
52 WEEK
CLOSE
NET CHG %CHG
HIGH
Dec 09
Mar 10
Jun 10
Sep 10
10,453.97 10,359.58
3,983.92
3,933.20
378.46
375.21
3,504.62
3,473.97
10,433.71
3,950.37
378.21
3,496.04
-17.24
-33.09
+1.48
-9.16
% CHG
10,495.61
4,066.40
388.86
3,525.97
6,469.95
2,134.21
288.66
2,180.87
+23.05 +18.88
+16.41 +11.68
+1.38 +2.01
+16.51 +13.28
Comp
Financial
Healthcare
NASDAQ
7,186.33
4,915.80
6,356.79
7,121.05
4,854.64
6,287.08
7,170.26 -16.07 -.22
4,872.95 -42.85 -.87
6,341.49 +42.65 +.68
7,266.51
5,147.18
6,340.66
4,181.75
2,060.29
4,262.11
+33.39 +24.55
+38.75 +26.62
+30.22 +18.74
Nasdaq100
Banks
Insurance
Telecom
Computer
Biotech
S&P
1,792.18
1,608.41
3,535.25
211.01
1,106.46
811.60
1,776.10
1,588.97
3,503.06
208.93
1,096.06
801.68
1,786.25
1,607.28
3,535.21
209.90
1,102.01
811.11
1,814.25
2,050.49
3,638.58
220.19
1,124.90
866.74
1,040.41
1,166.85
2,376.42
124.92
585.69
605.38
+56.33
-18.65
+12.70
+53.74
+70.28
+24.35
+47.42
-20.67
-1.81
+43.48
+61.14
+11.18
S&P 100
S&P 500
S&P MidCap
S&P SmallCap
OTHER
516.91
1,107.56
694.80
314.79
512.20
1,097.63
687.22
310.39
515.79
1,105.65
692.89
313.48
-.21
-.59
-1.91
-1.37
-.04
-.05
-.27
-.44
517.88
1,113.69
717.75
329.73
317.37
666.79
397.97
181.32
+24.32
+28.96
+43.27
+31.45
+19.52
+22.41
+28.72
+16.65
Wilshire 5000 11,329.21
Value Line Arith 2,153.11
Russell 2000
594.84
11,227.59
2,127.34
586.22
11,313.30
2,145.89
592.58
-49.03
-7.31
-2.23
-.43
-.34
-.37
11,470.47
2,239.69
625.30
6,772.29
992.45
342.59
6 mos.
1 yr.
Allstate Bank
1,000
1.15%
1.45%
Bank of Internet, USA
1,000
1.20%
1.70%
California Bank & Trust
5,000
0.35%
0.55%
California Community Bank
2,500
1.06%
1.33%
Community Commerce Bank
10,000
1.36%
1.76%
1,000
0.80%
1.51%
Coronado First Bank
+32.82 +24.50
+76.19 +52.76
+33.71 +18.65
Embarcadero Bank
2,500
1.36%
1.76%
500
0.60%
1.00%
1st Pacific Bank
10,000
1.35%
1.60%
6 months, 0.49
1 year, 1.02
Treasury Bill auction results:
average discount rate:
3-month as of Nov. 23: 0.04
6-month as of Nov. 23: 0.14
Treasury Bill annualized rate on weekly average basis,
yield adjusted for constant maturity, 1-year, as of Nov.
23: 0.29
Treas. Bill market rate, 6 Mos: 0.13
Treas. Note market rate, 10-year as of 5pm :3.31
Fed Home Loan 11th District Cost of Funds:
As of Oct 30: 1.272
Money market fund:
Fidelity Cash Reserves:
7 day average yield: 0.12
x - holiday
n.a. - not available
Home Bank of California
10,000
1.01%
1.41%
La Jolla Bank
10,000
1.50%
1.80%
Pacific Mercantile Bank
10,000
1.52%
1.92%
Pacific Trust Bank
5,000
——
0.00%
San Diego National Bank
1,000
0.25%
0.40%
US Bank
1,000
1.15%
1.15%
London Interbank Offered Rate
M
A
M
J
J
A
S
Close: 3.25%, unchanged
52-Week High: 4.00%
52-Week Low: 3.25%
O
N
$85
$81
$60
$77
$20
N D J- F M A M J
09
J
A S O N
$73
T
W
T
F
M
T
Close: $74.92
Change: -1.64, -2.14%
Oil
NEW YORK (AP) — Futures trading the New York Mercantile Exchange Tuesday:
Open
High
Low
Settle Chg.
LIGHT SWEET CRUDE
1,000 bbl.- dollars per bbl.
Jan 10
Feb 10
Mar 10
Apr 10
May 10
Jun 10
Jul 10
Aug 10
Sep 10
Oct 10
Nov 10
Dec 10
Jan 11
Feb 11
Mar 11
Apr 11
May 11
75.84
77.09
78.04
78.82
79.80
80.43
80.85
81.25
81.65
81.89
82.34
82.90
77.80
78.72
79.53
80.31
80.89
81.55
82.08
81.34
82.69
82.18
82.54
84.31
75.60 76.02 -1.54
76.67 77.19 -1.31
77.65 78.18 -1.15
78.57 78.96 -1.11
79.26 79.66 -1.08
79.87 80.28 -1.05
80.40 80.79 -1.03
81.18 81.24 -1.02
81.62 81.66 -1.01
81.89 82.08 -1.02
82.34 82.54 -1.02
82.47 83.02 -1.02
83.32 -1.02
83.58 -1.02
83.86 -1.03
84.13 -1.04
84.37 -1.05
Open
High
Low
Settle Chg.
Jun 11
84.50 84.57 84.50 84.57
Jul 11
84.77
Aug 11
84.97
Sep 11
85.18
Oct 11
85.39
Nov 11
85.60
Dec 11
86.00 87.03
85.47 85.82
Jan 12
85.97
Feb 12
86.11
Mar 12
86.25
Apr 12
86.38
May 12
86.51
Jun 12
86.64
Jul 12
86.77
Aug 12
86.90
Sep 12
87.03
Oct 12
87.16
Mon’s sales 619,947
Mon’s open int 1,163,343, up 20,781
-1.06
-1.07
-1.08
-1.08
-1.08
-1.09
-1.09
-1.10
-1.10
-1.10
-1.11
-1.12
-1.13
-1.14
-1.15
-1.16
-1.17
Top Performing Mutual Funds for November 24
MFS Funds A: MALA t
Fidelity Selects: MdEqSys N
New Century Funds: Intl tf
Flex Funds: AggGr pf N
Flex Funds: StratGr pf N
New Century Funds: Capital pf
Flex Funds: DynaGr pf N
PearlTotR ff N
Flex Funds: Muir fpf N
Fidelity Selects: NtGas N
JennisonDryden B: HlthSciB
JennisonDryden C: HlthSciC
JennisonDryden Z&I: HlthSciZ
Munder Funds: HlthcrA p
Munder Funds B: HlthcrB p
Munder Funds C/II: HlthcreC p
Putnam Funds A: GlblHlthA
Putnam Funds C: GlblHlthC t
Putnam Funds M: GlblHlth p
Putnam Funds Y: GlblHlth
TICKER
CLOSE
NET CHG
% CHG
YTD
RETURN
MFALX
FSMEX
NCFPX
FLAGX
FLFGX
NCCPX
FLDGX
PFTRX
FLMFX
FSNGX
PHLBX
PHLCX
PHSZX
MFHAX
MFHBX
MFHCX
PHSTX
PCHSX
PHLMX
PHSYX
10.53
23.70
13.57
6.76
7.91
14.05
6.95
9.93
4.95
30.08
17.12
17.12
19.45
23.63
21.46
21.44
46.16
42.15
42.34
47.28
+.27
+.41
+.23
+.09
+.10
+.18
+.08
+.11
+.05
+.26
+.15
+.15
+.17
+.21
+.19
+.19
+.41
+.38
+.37
+.42
+2.6
+1.8
+1.7
+1.3
+1.3
+1.3
+1.2
+1.1
+1.0
+.9
+.9
+.9
+.9
+.9
+.9
+.9
+.9
+.9
+.9
+.9
NE
+28.5
+38.7
+30.3
+33.6
+26.1
+26.8
+24.9
NA
+49.1
+19.0
+19.0
+20.1
+13.7
+12.9
+12.9
+23.2
+22.4
+22.6
+23.4
Bottom Performing Mutual Funds for November 24
Fidelity Invest: JpnSm N
GMO Trust III: FlexEqIII
GMO Trust VI: FlexEqVI
JennisonDryden B: NatResB x
ING Funds Cl A: RussiaA p
World Funds: EastEuro r
Dimensional Fds: Japan N
MtzEurEm t
RiverSource A: LaSMoDv px
RiverSource C: LaSMoDiv tx
AdelantRE Y
Fidelity Invest: RealE N
ING T,M,Q&I: RealEstI
JPMorgan R Cl: RltyIncm N
JennisonDryden A: NatResA x
MorganStanley Inst: IntlSCpI N
Northeast Investors: Trust x
PNC Funds: DivREstI x
Price Funds Adv: RealEstA N
Price Funds: RealEst N
5-year Treasury Rate
TICKER
CLOSE
NET CHG
% CHG
FJSCX
GFEFX
GFFEX
PRGNX
LETRX
VEEEX
DFJSX
MPYMX
SREAX
SRECX
LLUYX
FRESX
CRARX
JRIRX
PGNAX
MSISX
NTHEX
PDRIX
PAREX
TRREX
7.92
18.04
18.06
37.53
32.36
23.08
13.28
25.76
3.35
3.35
7.13
18.71
10.58
6.93
44.02
11.99
5.75
5.24
12.94
12.84
-.18
-.37
-.37
-.75
-.62
-.44
-.25
-.47
-.06
-.06
-.12
-.32
-.18
-.12
-.75
-.21
-.10
-.09
-.23
-.22
-2.2
-2.0
-2.0
-2.0
-1.9
-1.9
-1.8
-1.8
-1.8
-1.8
-1.7
-1.7
-1.7
-1.7
-1.7
-1.7
-1.7
-1.7
-1.7
-1.7
YTD
RETURN
+10.5
-14.1
-14.0
+67.8
+133.1
+84.9
+.2
+103.9
+14.6
+13.8
+11.9
+22.5
+18.9
+21.3
+68.8
+26.1
+51.4
+23.7
+21.6
+21.1
10-year Treasury Rate
3.5%
4.0%
4.4%
3.1%
3.8%
2.2%
3.2%
1.3%
2.6%
2.5%
1.5%
1.0%
F
-.0046
-.0047
-.0047
-.0047
-.0047
-.0047
Past Week
$100
*Call for specific terms and conditions
All figures shown are Annual Percentage Yields rounded to the nearest 100th, unless otherwise noted.
All information shown is for comparison only and subject to change without notice. Specific rates/yields
should be verified prior to making an investment decision. Provided by: Fouts Financial (800) 587-1400
3.0%
J-09
+.0057
+.0056
+.0056
+.0056
$140
(as of 11/24/2009)
5.0%
D
Dec 09
.9224 .9239 .9114 .9185
Mar 10
.9147 .9150 .9029 .9098
Jun 10
.9000
Sep 10
.8900
Dec 10
.8800
Mar 11
.8700
Last spot
Mon’s sales 74,425
Mon’s open int 120,166, off 428
Mutual Funds
Deposit
7.0%
N
AUSTRAL. DOLLAR
100,000 dollars, $ per A $
Year-To-Date
Minimum
Institution
Money
U.S. Prime Rate
+.0011
+.0011
+.0010
+.0009
+.0007
+.0005
NYMEX Crude Oil, December
San Diego County’s
Certificate Of Deposit Yields
First Bank
NEW YORK (AP) _ Money rates for Tuesday.
Prime Rate: 3.25
Discount Rate Primary: 0.50
Discount Rate Secondary: 1.00
Broker call loan rate: 2.00
Federal funds target rate: 0.00-0.25
Certificates of Deposit Retail:
1 month, 0.50
3 months, 0.77
6 months, 1.12
1 year, 1.56
Jumbo CDs:
1 month, 0.50
3 months, 0.84
6 months, 1.16
1 year, 1.58
London Interbk Offered Rate:
3 months, 0.26
Dec 09
.9901 .9927 .9850 .9919
Mar 10
.9898 .9929 .9858 .9924
Jun 10
.9905 .9929 .9892 .9929
Sep 10
.9936
Dec 10
.9947
Mar 11
.9958
Last spot
Mon’s sales 45,980
Mon’s open int 53,217, up 2,566
Oil
Am Eagle & Buff 1 oz: ..........................$1061.50
Mexico 50 Peso: ......................................$1221.30
U.S. $20 Liberty BU:..............................$1060.00
90% Silver Coin $1000
Face Value Bag: ....................................$14320.00
100 oz JM/ENG Silver Bar: ................$2057.00
US Gold Close: ..........................................$1001.40
US Silver Close: ............................................$20.22
US Patinum Close: ..................................$1960.00
US Palladium Close: ................................$466.00
Krugerrand:................................................$1020.40
Canada Mleaf 1 oz: ................................$1024.40
% CHG
-.17
-.83
+.39
-.26
-6.69 -.37
-3.46 -.21
+1.54 +.04
-1.14 -.54
-5.41 -.49
+3.77 +.47
Settle Chg
SWISS FRANC
125,000 francs, $ per franc
-.0020
-.0020
-.0021
-.0020
-.0020
-.0020
1.1234 1.1319 1.1229 1.1294
1.1260 1.1321 1.1237 1.1298
1.1307 1.1312 1.1304 1.1304
1.1317
Low
YTD
LOW
DJ STOCKS
30 Indus
20 Transp
15 Utils
65 Stocks
NYSE
-.0029
-.0029
-.0032
-.0034
-.0036
-.0038
JAPANESE YEN
12.5 million yen, $ per 100 yen
TUESDAY’S Prices
HIGH
Open High
Dec 10
1.1338 +.0056
Mar 11
1.1359 +.0056
Last spot
Mon’s sales 68,613
Mon’s open int 128,550, up 628
CANADIAN DOLLAR
100,000 dollars, $ per Cdn. dlr
San Diego Silver & Gold Coin Market
Courtesy of Old Coin Shop
Indexes
Settle Chg
Dec 09
1.6612 1.6617 1.6495 1.6589
Mar 10 1.6623 1.6623 1.6486 1.6578
Jun 10
1.6571 1.6571 1.6510 1.6565
Sep 10
1.6550 1.6550 1.6549 1.6549
Dec 10
1.6528
Mar 11
1.6507
Last spot
Mon’s sales 76,838
Mon’s open int 88,622, off 2,072
Bloomberg News
100
Low
BRITISH POUND
62,500 pounds, $ per pound
0.4%
0.5%
N
D
J-09
F
M
A
M
J
J
A
Close: 1.01%, -0.01%
52-Week High: 2.84%
52-Week Low: 1.01%
S
O
N
N
D
J-09
F
M
A
M
J
J
A
Close: 2.15%, -0.05%
52-Week High: 2.95%
52-Week Low: 1.26%
S
O
N
2.0%
N
D J-09
F
M
A
M
J
J
A
Close: 3.32%, -0.05%
52-Week High: 3.98%
52-Week Low: 2.08%
S
O
N