RESERVEBANK OF INDIA
www.rot.o
D B O DN
. o . C lD .8 C .3 01 2 0 .1 6.0421201
1 - 12
S e p t e m b e5r , 2 0 1 1
Chairmen/Managing
Directors/CEOs
All ScheduledCommercialBanks
(excludingRRBsand LABs)
All IndiaNotifiedFinancialInstitutions
D e a rSi r,
Gom panies-
Submission of Credit lnformationto Credit Info
Defaultersof Rs. 1 Crore and above and
Wilful Defaultersof Rs. 25 lakh and above D i s s e mi n a ti
Credit Informationof suit-fil
P l e a s er e f e rt o o u r C i r c u l a rD
s B O D . N o . D L . B C . 1 1 1 l 2 O0112001-02
.16.
datedJund
4, 2002 regardingsubmissionof credit informationto C
it InformationBureau
( l n d i a )L td (C l B l L )a n d D B OD No. DL.BC.95/20.16.00
2004 regardingthe Dissemination
of Creditlnformation
dated June 171
leof ClBlL.
2. As you are aware,Certificateof Registration
(CoR)h
sincebeen issuedto 3
C r e d i t In fo rma ti o nC o mp a n ies( ClCs) , viz., M/s
n Credit Informatiorir
Companyof lndia Pvt. Ltd, M/s EquifaxCredit lnformati ServicesPvt. Ltd and
M/s High Mark CreditInformationServicesPvt. Ltd to co
ence the businessof
creditinformation
underthe Creditlnformation
Comoanie ( Regulation)
Act,20 05.
3. You are advisedto submitthe quarterlylist of suit-fi
accountsof Rs.1 Crord
and above, r:lassifiedas doubtful or loss, t o C I B I L
or any other credit
informationcompanywhichhas obtainedCoR from RBI a
of whichyour banrii$
a m e mb e r.
4. ln terms of Para 2.9 of MasterCircularon WilfulDefau
Ba n k s/ F l s h a ve a l re a d vb e en advisedto subm itthe li
d a t e dJ u l y1, 2 4 1 1 ,
of suit-filedaccountsolf
wilfuldefaultersof Rs. 25 lakh and aboveas at end-Mar
June,Septem bera nd
Decemberevery year to CIBIL and I or any other cr
informationcompany
whichhas obtainedCoR from RBI and of whichthat bank
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Sfu4 qftETFarilr fr
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L)epartmentof BankrngOperationsand Developrnent.Central Offlce, I 3th Floor, Central Olfi
fftsf4/Tel.No
.:91-22-2260t00o.tfMalrel.N
No.91-22-22
o.(D\'.9t-22-2270t2-16.$-qslF'ax
u - - - s - l6dql 5il+ll6i 6,
$tlchl
9tlldl
qGlSq
a member.
ra,qr.arrrafraflrf, Tiq€- 4ooooi
- 400001
uilding,S.BhagatSinghMarg,Munrlbai
239, email ID: cemicdbodco(Airbi.ore.in
5. Further,we advisethat the aboveClCs have been
ised to disseminate
credit informationcoveringdata suppliedby banks /
accountson theirrespective
websites.
ls on such suit-filed
Yoursfaithfully
(P R RaviMohan)
ChiefGeneralManager