AGB WorldTraveler brochure

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Aetna Global Benefits
WorldTraveler
SM
Supplemental Medical Coverage &
Emergency Assistance
For Business Travel up to 180 days
Outside Home Country
Supplemental Medical
Medical Maximum (calendar year)
Deductible
Coinsurance Percentage paid by plan
Coinsurance Limit paid by traveler
Pre-existing Conditions Exclusion
War Risk or Terrorism Exclusion
Prescription Drug Benefit Maximum
Dental – Accidental Injury
PREMIER PLUS
$250,000
None
100%
$0
None
None
$250 (calendar year)
Covered
PREMIER
$100,000
None
90%
$2,000 (calendar year)
None
None
$100 (calendar year)
Covered
$250,000
$250,000
Aetna Global Benefits
WorldTraveler
Emergency Assistance Services
Calendar Maximum
Optional Features
+ Business Travel Accident: $100,000 or $50,000
+ Supplemental medical coverage for dependents: spouse, unmarried child(ren)
age 18 or younger
+ Business sojourn coverage – leisure travel in conjunction with business travel
For more information, contact an AGB representative by
phone: 888-800-1748, email: agbinfo@aetna.com, or visit us on
the web at www.aetna.com/agb.
Aetna Global Benefits®
www.aetna.com/agb
SM
Aetna Global Benefits WorldTraveler
A worldwide operations executive from
U.S. Headquarters is sent on a 3-month
assignment to oversee his company’s
joint venture with a major Chinese
manufacturer. If a health situation arises,
what will his U.S.-based medical insurance cover? All urgent health situations?
Just emergency care? Or is there no
coverage outside the U.S.?
State-of-the-art member services available to AGB WorldTraveler members:
International
Service Center
While traveling to Brazil for a week-long
series of meetings, a German businessman experiences chest pains. Upon
arriving in Sao Paulo, he is rushed to the
hospital. Is he covered by his German
national insurance plan?
International business travel is a routine component of today’s global economy; and with
Aetna Global Benefits (AGB) WorldTraveler, your employees can depend on a global
insurance solution for peace of mind when they travel internationally.
What is AGB WorldTraveler?
Designed to supplement the medical benefits plan in an employee’s home country, AGB
WorldTraveler provides short-term medical coverage and emergency assistance as well
as access to AGB’s state-of-the-art member services that includes the 24x7 International
Service Center and industry-leading online health and security tools.
At any time of the day or night, AGB WorldTraveler participants can
contact representatives in the AGB International Member Service
Center via toll-free phone, fax or email for assistance with a variety
of claims, benefits and health-related issues. Our multilingual,
multicultural staff has the ability to translate virtually any language
in real-time, as well as initiate claim payments in multiple
currencies, ensuring that communication and international benefit
payment transactions are handled in a professional manner.
Global
Provider
Community
AGB WorldTraveler allows you to choose from two plan designs for business travel of up
to 6 months: Premier Plus and Premier, both of which provide:
• Optional Features, including: supplemental coverage for dependents, sojourn coverage
for employees and dependents when connected with business travel, and business
travel accident coverage
AGB WorldTraveler also provides access to industry-leading
Internet-based services that can help your employees
obtain important information for both planning their trips or
short-term assignments and locating and managing health
care while away from home, including:
+ Global doctor/hospital search engine (more than 3,000
providers in over 500 international destinations; more
than 518,000 physicians and 3,300 hospitals in the
United States)
+ Health and security information for over 200 countries
• Supplemental Medical coverage
• Emergency Assistance, 24 hours a day, 365 days a year—be it medical or otherwise,
AGB’s emergency assistance component gives your employees the comfort of knowing
that there is help for virtually any situation, including:
+ Emergency medical evacuations
+ Medical provider referrals
+ Translation services
+ Legal referrals
+ Assistance with lost or stolen travel documents
+ Repatriation, and more
Web
Tools & Information
AGB has established relationships with leading hospitals
and health networks throughout the world to help
members easily access and pay for global health care.
AGB works both independently and with customers and
members to identify hospitals and facilities in order to
establish direct pay arrangements, making it easier for
members to concentrate on their assignment during a
business trip outside their home country.
Who is Aetna Global Benefits?
+ Translation guides for drug and medical terms in
multiple languages
+ Global news and feature stories
+ U.S. health information from Harvard Medical School
+ Claim forms
+ Answers to frequently asked questions
+ Contact phone numbers and email addresses
Aetna Global Benefits (AGB), the international health and group benefits business of Aetna Inc., has more than 30 years experience in the
global marketplace, offering innovative solutions for an international workforce. Providing worldwide medical, dental, vision, life, disability and related coverage and emergency assistance for global
employees, AGB products are tailored to meet the unique needs of global members, helping multinational employers attract and retain qualified employees for international assignments.
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