Morningstar Document Research Common Searches: Banking Research QUERY SEC FILING SEARCH SYNTAX Bank Capitalizations All Filings 1. In the Advanced dataset, in the Word Search Field, type: ( (considered w/20) (significantly or critically or adequately or well) ) w/5 (undercapitalized or capitalized) ) 2. Select SIC Codes: 6021, 6022, 6029 3. Click Submit Credit Crunch All Filings In the Advanced Dataset, in the Word Search Field, type: deteriorating w/10 (credit or liquidity) 2. Click Submit Cease & Desist Orders All Filings 1.In the Advanced Dataset, in the Word Search Field, type: (Federal Reserve or FDIC) w/5 issu! w/25 cease desist 2. Select SIC Codes: 6021, 6022, 6029 3. Click Submit Subprime Losses All Filings In the Advanced Dataset, in the Word Search Field, type: (write down or loss or impairment or charge off or allowances) w/20 (subprime or sub-prime) 2. Click Submit Risk Weighted Ratios All Filings 1. In the Advanced Dataset, in the Word Search Field, type: tier 1 capital w/5 weighted assets 2. Click Submit Credit Agreements Exhibits 1. In the Exhibits’ Dataset, in the Title Search Field, type: credit w/5 agreement 2. Click Submit TIP: Narrow your search by keyword searching in the Body Word Search Field or by geographical filters or by Company Name or Ticker Term Loans 10-K Exhibits 1. In the Advanced Dataset, in the Word Search Field, type: term w/3 loan! 2. Select 10-K Form Group 3. Click Submit TIP: Add keywords to narrow your search like short term, reinstated term, amended term 1. In the Exhibits’ Dataset, in the Title Search Field, type: term loan w/5 agreement 2. Click Submit Auction Rates S-1 10-K 10-Q 8-K DEF 14/DEF 14A 1. In the Advanced Dataset, in the Word Search Field, type: auction rate! w/5 (securit! or risk! or disclos!) 2. Click Submit ©2009 Morningstar, Inc. All rights reserved. Morningstar and the Morningstar logo are trademarks of Morningstar, Inc. 1-800-365-4608, option 2 8/5/2009