ADDING YEARS TO LIFE & LIFE TO YEARS
ACTION
ADVOCACY BENEFITS COMMUNITY EDITORS ARLENE STACEY & PETER MUGGERIDGE
Moses and Susan
Eng with Florence
Wong, CEO of Yee
Hong Centre, and
the God of Fortune
SHARING STRENGTHS
CARP JOINS FORCES WITH CHINESE COMMUNITY
PHOTOGRAPHY, JEFF HIGGINS
Celebrating the Year of the Rabbit, visiting the God of Fortune and
gnoshing on tempting offerings from
the oyster and sushi bars weren’t the
only attractions drawing CARP to this
year’s Dragon Ball.
The annual gala benefit, which regularly attracts more than 1,000 people,
including politicians, corporate heavy
hitters and celebrities, raises money to
support the Yee Hong Centre for Geriatric Care in Toronto. It also served as
CARP BOARD
OF DIRECTORS
Maura Ruth Cohen,
David Cravit,
Lillian Morgenthau,
Gord Poland, Eric Vengroff,
Moses Znaimer
an opportunity for CARP executives
Moses Znaimer, Susan Eng and Ross
Mayot to announce the launch of a
special working partnership with one
of the leading health-care providers in
the Chinese-Canadian community.
The program will comprise a series
of chronic disease self-management
workshops provided to CARP members and the community at large.
“CARP will help us share our expertise with many more familes so they
CARP EXECUTIVE
President Moses Znaimer
General Manager & Vice-President,
Member Benefits Eric Vengroff
Vice-President, Advocacy Susan Eng
Vice-President, Community
Development Ross Mayot
CARP ADVISORY BOARD
Sen. Larry W. Campbell,
David Crombie, Monika
Deol, Pier Giorgio Di Cicco,
Gail Hinchliffe, Dr. Ron
Keast, Dr. Colin Powell,
Maj.-Gen. Richard Rohmer,
Bill VanGorder
can age at home as they wish,” said Dr.
Joseph Wong, founder of Yee Hong,
telling the Dragon Ball audience
about the partnership.
“Yee Hong is the gold standard in
providing culturally appropriate longterm care and community services, so
we know that the same excellence and
professionalism will be made available to our members and their families,” said Eng, CARP’s vice-president
of advocacy.
“This partnership is important from
CARP’s point of view, not only to provide outstanding support to all Canadian caregivers but to reach out to
an important ethnic community,” Eng
said. “We want to open a similar line
of communication with all cultural
groups to discuss what issues matter
to them and show them that they matter to us.”
THIS MONTH IN CARP
CARP NATIONAL
OFFICE
27 Queen St. E.,
Ste. 702 Toronto
M5C 2M6
416-363-8748
1-800-363-9736
support@carp.ca
ADVOCACY, PG. 90
GETTING HOME CARE
BACK ON TRACK
BENEFITS, PG. 94
SAVINGS FROM AROUND
THE WORLD
COMMUNITY, PG. 96
THE MODEL CARP MEMBER
APRIL 2011 | ZOOMERMAG.COM
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11-02-15 11:10 AM
CARP ACTION ADVOCACY
FROM THE DESK OF SUSAN ENG
V I C E - P R E S I D E N T, A D V O C A C Y
COURTS NIX RETIREMENT RULES
How many ways can you say
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CARP members have shown their
support for this amendment sending
some 2,500 emails via CARP e-Voice
to MPs just before the bill’s introduction in November. CARP feels that
employment should be based on competence and merit, not arbitrary and
discriminatory factors like age.
It is welcome news for all Can-
adians that one more element of age
discrimination may soon be eliminated, but it is especially important for
those people who must stay in the
labour force for economic reasons or
simply want the dignity of work.
So, is our work on mandatory retirement done if bill C-481 passes into
law? Not so fast. If the experience in
the U.S. is any indication, our work
has just started. The Age Discrimination in Employment Act (ADEA,
which was enacted in 1967) outlawed mandatory retirement in the
U.S. (with some narrow exceptions),
which only meant that an employer
could not have an explicit policy in
the workplace that forced people to
retire at a given age.
What started to happen almost immediately was that people were let go
or not hired for any number of reasons
that many suspected were based on
their age, but now they had to prove
it. Lawsuits were launched under the
prudence was slowly building
up the rights of older workers against age discrimination, and increasing public
awareness. However, the 2009
decision in Gross vs. FBL
Financial Services Inc. dealt a body
blow to ADEA protections. While the
courts had been finding in favour of
complainants when age discrimination was one of the causes of dismissal, the court in the Gross case ruled
that the plaintiff had to prove that he
wouldn’t have been dismissed “but
for” his age. This decision has been
widely misinterpreted by lower courts
as meaning he had to prove he had
been dismissed only because of his
age — a nearly impossible task.
AARP has gone to Congress to
seek legislation, the Protecting Older
Workers Against Discrimination Act,
to override the Gross decision. In
the meantime, workers will fall back
on Title 7 of the 1964 Civil Rights
Act (which generally corresponds to
our Charter of Rights and Freedom).
So, despite a 50-year head start, the
situation in the U.S. once again requires a political solution.
Judge-made law can lead or follow.
In Canada, the courts took the lead —
perhaps because judges have to
retire at age 75 unless bill C-481 becomes law. ZOOMERMAG.COM | APRIL 2011
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11-02-15 11:37 AM
PHOTOGRAPHY, ISTOCKPHOTO.COM (GAVEL)
Over the years, the juris-
PHOTOGRAPHY, MOODBOARD/CULTURA
“age discrimination?” There
will be one less if a private
member’s bill passes into law
this year.
Bill C-481, which passed
second reading in the House
of Commons in December 2010 would remove Section 15(1)(c) of the Canadian
Human Rights Act, which
currently permits age discrimination in the form of mandatory
retirement.
The bill picks up where the courts
have left off. In a recent high profile
case reinstating two Air Canada pilots, aged 65 and 67, the Canadian
Human Rights Tribunal in the Vilven
and Kelly case overruled the mandatory retirement provisions in the
collective agreement applying to Air
Canada pilots (see update, opposite
page). While the tribunal does not
have the legal authority to strike down
the law, its determination that the law
should not apply was a monumental
step in Canadian jurisprudence.
Pursuant to a combination of the
tribunal ruling and Federal Court
decisions in this case, Section 15(1)
(c) has been found to violate the Canadian Charter of Rights and Freedoms. In February, the Federal Court
ruled that Section 1 of the charter did
not protect this breach. This serves
as a strong precedent for others who
want to challenge their mandatory retirement but they still have to litigate.
Consequently, CARP has been calling on Parliament to enact legislation
to remove Section 15(1)(c) and end
age discrimination once and for all for
some 840,000 employees in federally
regulated industries, such as transportation, banking, broadcasting and
telecommunications.
ADEA to push back when it
was alleged that people were
being subjected to age discrimination.
IN THE CORRIDORS OF POWER
Eng congratulates
Fantino on his
new portfolio and
honorary CARP
membership.
CARP meets new seniors minister
CARP has worked with a succession of ministers of state
for seniors but none with the profile and promise of Julian
Fantino. A minority government facing an election was
shrewd to appoint a champion for the issues that will
resonate with the most politically engaged voters, who
can also boast a high profile in Ontario.
We met with Minister Fantino in early February, finding
him to be well briefed on CARP’s advocacy issues. He was
receptive to addressing the financial insecurity of older
Canadians, especially to target relief to those most in
need. He also showed a good understanding of the merits
of letting people keep their money in RRIFs and withdraw
it as needed rather than by government edict.
During our meeting, he asked for and was given a full
list of measures that should be in the upcoming budget,
including redressing the so-called toxic taxes (see the
March 2011 issue of Zoomer, page 96), which discriminate
against older Canadians. Strictly speaking, budget
measures are the purview of the finance minister, but a
good champion in cabinet will speak up regardless.
Mandatory retirement, also discussed, is on its way to
the dustbin of history, and neither the minister nor the
government showed any intention of getting in the way.
Minister Fantino’s most challenging endeavour may well
be to cement progress on eradicating elder abuse. From
public awareness to stiff criminal consequences, there is
a vast array of interventions possible and little to show
for all the public funds and angst spent on this scourge.
True to his “just-the-facts, ma’am” reputation, the minister
agrees that first we have to shape behaviour — that
will shape attitudes. So just as CARP members said in
response to the government’s ads raising public awareness
about elder abuse, enough on awareness. Let’s get to
work on prevention and, if necessary, punishment.
The hour-long meeting concluded with the minister
being pinned as CARP’s newest member. Let’s hope he
wears the CARP pin into cabinet meetings.
UPDATE
PHOTOGRAPHY, ISTOCKPHOTO.COM (GAVEL)
PILOTS BACK
ON THE JOB
On Feb. 3, the Federal Court
released a decision which, in
essence, confirmed the decision of Canadian Human
Rights Tribunal to reinstate two Air Canada
pilots, George Vilven, 67,
and Neil Kelly, 65, by rejecting an application by Air Canada and the pilots’ union for a judicial review.
The court ruled that Section 15(1)
(c) of the Canadian Human Rights
Act, which allows mandatory retirement for federally regulated industries, breached the equality rights
protected under the Canadian Charter of Rights and Freedoms and that
breach was not “saved” by Section 1 of
the charter, which permits infringe-
ments on equality rights that “can be
demonstrably justified in a free and
democratic society.”
By finding that the breach of Vilven and Kelly’s equality rights was
not justified, the court confirmed its
reinstatement and the damages that
were ordered by the tribunal in its
November decision. Vilven and Kelly
are currently undergoing the final
phase of their training to return them
to active status. In dismissing Air
Canada’s appeal, the Federal Court
stated emphatically that the 1990 Supreme Court of Canada line of cases
upholding the mandatory retirement
exemption under Section 1 was no
longer applicable to current social
and human rights values and could
no longer stand. This finding will be
binding on the tribunal and will have
obvious implications for the approxi-
mately 150 Air Canada pilots who
currently have age-based wrongful
dismissal complaints before the tribunal. However, each case must still
proceed to its individual conclusion.
Air Canada and the pilots’ union will
likely file an appeal and, given the the
case’s significance, it could end up before the Supreme Court of Canada.
Private member’s bill C-481, sponsored by Liberal MP Raymonde
Folco, was before Parliament as this
issue went to press. It would repeal
the mandatory retirement exemption
under the Canadian Human Rights
Act. If it passes parliamentary committee hearings, the bill will go back
to Parliament for third reading. If it
receives royal assent before a federal
election is called, mandatory retirement as permitted by Section 15(1)(c)
will become a thing of the past.
APRIL 2011 | ZOOMERMAG.COM
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11-02-15 12:10 PM
CARP ACTION ADVOCACY
THIS
WAY
HOME
If given the choice of where they’d ing at home were promised better
want to recover from a sickness, most
Canadians would opt for their own
homes, amid familiar surroundings
and in the company of those they
love, rather than the sterile, lonely and
often bewildering environment common to most hospitals.
That’s exactly what health policy
planners had in mind in the mid-’90s
when they began pushing the home
care model — a system that provides
in-house health and social services
for those who are ill, disabled or recovering from surgery. At the time,
it seemed like a winning solution,
representing a cost-effective way of
delivering health-care services to
aging Canadians and a strategy to free
up beds in overburdened hospitals.
Most importantly, patients recover-
90
health and happier lives. As a Health
Canada study put it in 1999, “The
experience of many people who have
used home and community care services reinforces the common belief
that people who need care and are
able to receive it in their own homes
and communities are happier, enjoy a
better quality of life and benefit from
improved health outcomes.” The 2002
Romanow Report declared, hopefully,
that home care would become the
“next essential service.”
Unfortunately, the home care system was implemented in a regionally fragmented, underfunded and
poorly planned manner. Patients
were moved from hospitals to their
homes with inadequate levels of support and didn’t receive sufficient visits
from nursing and occupational care
workers. Family members, who were
suddenly thrust into an unfamiliar
and time-consuming caregiver role,
lacked training and financial support.
Clearly, the system wasn’t living up to
its early promise and, in many cases,
patients ended up back in hospital,
often in worse condition.
CARP was one of the first groups to
recognize the fault lines developing
in the system. In its Report Card on
Home Care in Canada (2000), CARP
pointed out the challenges home care
faced: lack of strategic direction, continuing inadequacy of funding, little
support for caregivers and a shortage
of qualified home care support staff.
Eleven years later, those same challenges remain. It sometimes seems the
only people who can make the system
work are those with deep enough
pockets to purchase additional home
health services from private providers and those with extraordinarily
dedicated family members — people
willing to commit their own time to
caring for their loved ones at home
without adequate compensation.
But the majority who unexpectedly
need home care services still en-
ILLUSTRATION, CSA IMAGES/PRINTSTOCK COLLECTION
HOME CARE HAS ALWAYS
BEEN TOUTED AS A SYSTEM
THAT REDUCES COSTS
AND MAKES FOR HAPPIER
PATIENTS. IN THE FIRST OF
AN ONGOING SERIES,
IAN MACNEILL EXPLORES
WHY ITS PROMISE HASN'T
BEEN REALIZED
ZOOMERMAG.COM | APRIL 2011
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11-02-14 3:09 PM
CARP ACTION ADVOCACY
counter what Simon Fraser University
gerontologist Dr. Andrew Wister describes as “a very fragmented system
of dealing with population aging in
terms of home care, community care,
housing and more.”
Susan Eng, CARP’s vice-president of
advocacy, agrees. “A sizeable proportion of CARP members are already
providing home care for a loved one
and lack information, training and
respite as well as income support so
that they can take the necessary time
off work,” she says. “This is why our
members want a National Caregiver
Strategy.” (See “Making Home Care
Work.”)
In a way, it’s odd that we should find
ourselves in this position. It’s long
been understood that Canada is a
greying society. Frail seniors, who require the majority of home care services, are the fastest growing population
group in Canada, with a projected
growth from 3.92 million in 2001 to
6.7 million in 2021. And the fastest
growth is at the higher end; the number of Canadians 85 and older is expected to grow to 1.6 million by 2041,
fully four per cent of the population
All of which begs the questions:
Why haven't governments made more
of an effort to formulate policy that
would lead to the implementation of
a national home and community care
strategy when Canadians clearly want
it and it would save buckets of money?
And why aren’t we working toward
what Dr. Wister calls a “continuum
of care model that would allow for a
seamless transition for patients between different levels of care — at
home or in an institutional setting —
for individuals moving from more to
less independent stages of their lives.”
The lack of an overall strategy becomes even more puzzling, given that
most research — including a 2008 U.S.
study that said that home health-care
services alone saved US$25 billion in
hospital payroll costs — points to the
92
fact that a properly implemented system would work.
For Eng, now is the time for politicians to put home care back on the
radar. She’s cheered that the opposition Liberals, paying heed to CARP’s
lobbying efforts, recently announced
a $1 billion-a-year caregiver support
program consisting of tax credits for
family caregivers and Employment
Insurance benefits for those caring
for someone with a life-threatening
illness. It’s a good start, which unfortunately could be undermined
by how Canada votes. CARP polling reveals that while the majority of
members liked the Liberal policy, not
enough would support the party that
was proposing it. “If Canada’s seniors
want something like a national caregiver strategy — and our polls tell us
they do — then they are going to have
to put aside party loyalty and vote the
issues,” says Eng.
If the concept of “aging in place” is to
be anything more than a pipe dream,
Canadian voters are going to have to
send a loud and clear message to their
elected representatives that the time
has come for the changes necessary to
make it practicable. Current and future generations of Canadians will be
better served by a health model that
allows them to grow old in the homes
they spent most of their lives working
to pay off. It’s time to get it right.
MAKING HOME CARE WORK
“If you want to make home
care happen, and all levels of
government say that they do,
then all the pieces have to be
laid out,” says Susan Eng. CARP’s
proposal calls for a National
Caregiver Strategy that includes:
✓Financial Support
Financial support should be
made available to family
caregivers at a level that would
allow them to continue devoting
their time to caregiving as
needed. Various mechanisms
can be examined, referencing
international examples and
including tax credits, allowances
or pension enrichment and they
should address the differing
needs of lower income Canadians
and women, who comprise the
vast majority of caregivers.
Financial incentives should
also be made available to
employers to provide flexible
work environments and
supportive programs.
✓Workplace Protection
The federal government
should extend at least the
same workplace protection to
caregivers that it has extended
to new parents. For example,
caregivers should be able to
take up to a year’s leave to fulfill
caregiving obligations. Terminating
an employee because they have
taken caregiving leave should
be prohibited. The employee’s
service should be considered
continuous during caregiving leave
and, upon return, they should be
reinstated in the position they
had on the date leave started.
✓Integration with the Formal
Health System
A comprehensive system
should be developed to integrate
the informal family caregiving
sector with the formal health care
and social services system
that includes equitable access
to training and appropriate
respite care.
ZOOMERMAG.COM | APRIL 2011
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>CARP BENEFITS
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CARP Eric NEW TEMP 9bg.indd 95
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11-02-15 4:01 PM
CARP ACTION COMMUNITY
F R O M T H E D E S K O F R O S S M AY O T
V I C E - P R E S I D E N T, C O M M U N I T Y D E V E L O P M E N T
“Being a Zoomer,” says
Moses Znaimer, president of
CARP, “is an attitude at the
core of living long and well
that combines a desire for new
experiences with a sense of
purpose and value.”
Few have embraced this ideal
like Dan Braniff, the epitome
of a Zoomer and an outstanding CARP member. Over the
years, CARP has been blessed
with thousands of members
who have stepped up to be
models of volunteer leadership in their communities
and champions of CARP’s mission. Dan was always a frontrunner.
Since organizing CARP’s Georgian
Bay chapter in 2004, focusing on
taxation and pension-related issues,
Dan’s legendary tenacity, diplomacy,
sense of social justice, political savvy
and leadership skills have proven invaluable. In his tireless service for
CARP, Dan has been a champion of
retirement security for Canadians,
one of the main pillars of CARP’s
mission.
Pension income splitting was Dan’s
prime cause, and it couldn’t have been
entrusted to better hands. No stranger
to activism (during his working career, he championed equal rights for
women and minorities), Dan knew
how difficult it would be to get the
attention of the federal government,
even on an issue that affected hundreds of thousands of Canadians, like
pension income splitting.
So, he started building his grassroots army. In 2004, he met with
CARP’s founders, the Morgenthaus,
and agreed to launch a CARP chapter
in the Georgian Bay area, making it
clear that advocacy for pension splitting would be his focus. Eventually,
96
higher. Today, thanks in large
measure to their combined efforts, pension reform is front
and centre for federal and
provincial finance ministers
throughout the country.
As the chair of the Georgian
Bay chapter and a member
of CARP’s Advisory Board,
Dan has made an indelible
mark advocating for a Universal Pension Plan, better and
more uniform regulatory overBraniff on his
sight of financial markets and
Kawasaki 800
the need for greater financial
CC Vulcan
literacy for all Canadians.
Road Cruiser.
But he’s still made time to
Dan had some 26 groups standing follow his passions: riding his motoralong with him representing more cycle, skiing in Utah with his wife, Pat,
than three million people under the and spending time with his grandchilbanner of the Common Front for dren.
Dan turns 80 this year. He’s comPension Splitting (later to become
the Common Front for Retirement pleted his term on CARP’s Advisory
Security). That’s when the federal Board and has stepped down after a
government (and the media) started seven-year run as chair of the Georto pay attention, and the final push gian Bay Chapter to continue to follow
for pension income splitting was on. his pursuits.
He’ll always remain a proud CARP
Early in 2007, after nearly four years
of persistence, town hall meetings, member and, with any luck, we haven’t
presentations at government hear- seen the last of him here at the naings, countless letters and petitions, tional office. His volunteer service
Finance Minister Jim Flaherty made and leadership on behalf of CARP has
the announcement: pension income been an inspiration, and I hope his
story might inspire you to get involved
splitting was given the green light.
“Did I really think we’d win? I don’t at the local chapter level, knowing that
know,” says Dan. “But I’m a great be- with the backing of hundreds of thousands of fellow members, important
liever that you make your own luck.”
The passage of pension income changes can be made to improve the
splitting was a victory, but new issues lives of Canadians as we age.
On behalf of all of us at CARP, we
quickly arose. When the global economy started to collapse early in 2008, thank you, Dan.
eviscerating Canadian pension plans
and pensioners’ retirement savings,
Dan and Susan Eng, CARP’s vicepresident of Advocacy, formed a formidable tag team, raising the level
of advocacy for pension reform ever
PHOTOGRAPHY, PATRICIA BRANIFF
ACTIVIST WITH AN ATTITUDE
ZOOMERMAG.COM | APRIL 2011
CARP Ross 11bg.indd 96
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> CROSS-CANADA CHAPTERS
When you join CARP, quote the promo
codes beside the one in your area. Want to
start a new chapter? Contact Anthony Quinn,
Community Development, 1-888-363-2279
ext.224, a.quinn@carp.ca.
AVALON, N.L. (CH 1)
Ralph Morris, 709-364-4928
carpavalon@yahoo.ca
HALIFAX, N.S. (CH 22)
Bill VanGorder, 902-454-2267
president@carpnovascotia.ca
BARRIE, ONT. (CH 36)
Gwen Kavanagh, 705-252-4756
barriecarp@gmail.com
HALTON, ONT. (CH 3)
Tom Carrothers, 905-319-7345
tom@tjc-chem.ca
BRANTFORD, ONT. (CH 17)
Terry Little, 519-752-8642
carpbrantford@gmail.com
HAMILTON, ONT. (CH 34)
Carlos Duchesne, 905-962-3535
hamiltoncarp@gmail.com
BRIGHTON, BELLEVILLE &
QUINTE WEST, ONT. (CH 39)
Ken Prue, 613-475-0899
carpbbq@gmail.com
KINGSTON, ONT. (CH 24)
Victoria Pearson, 613-532-9888
carpkingston@gmail.com
MONCTON, N.B. (CH 32)
Peggy Humby, 506-854-8903
pegyhum@hotmail.com
PINK CHAPTER (CH 33)
John Thornton, 416-619-5501
pink@carp.ca
MONTREAL METRO (WEST),
QUE. (CH 37)
Paul Reisman, 514-624-3830
westislandcarp@gmail.com
PRINCE GEORGE, B.C. (CH 6)
RitaMarie Wiebe, 250-563-3566
zoomerstoday@gmail.com
NIAGARA, ONT. (CH 31)
Michael Raimondo,
905-704-6655
carpniagara@gmail.com
NORTH BAY, ONT. (CH 18)
R.M. (Ron) Farrell, 705-497-0482
ronald.farrell@sympatico.ca
NORTH FRASER, B.C. (CH 12)
Bruce Bird, 778-284-1189
brucebirdv@shaw.ca
CALGARY, ALTA. (CH 10)
Robert Robotham, 403-256-1181
carp.calgary@shaw.ca
NORTH SHORE
KITCHENER-WATERLOO, ONT. VANCOUVER, B.C. (CH 4)
Denise Kelly, 604-786-4047
(CH 25)
carpinnorthvan@gmail.com
John Thompson, 519-884-4050
carpkw@gmail.com
OKANAGAN VALLEY,
B.C. (CH 30)
LONDON, ONT. (CH 8)
Gail Goldman, 416-363-2277,
Dan Procop, 519-432-2789
carplondonchapter@gmail.com ext. 246, g.goldman@carp.ca
EDMONTON, ALTA. (CH 13)
Bernice Rempel, 780-450-4802
carp.edmonton@shaw.ca
MARKHAM, ONT. (CH 28)
Terry D’Silva, 905-477-5727
wtd@tertec.com
OTTAWA, ONT. (CH 26)
Janet Gray, 613-755-0055
carp.ottawa@gmail.com
FREDERICTON, N.B. (CH 27)
Joanne Johnson, 506-450-9169
joannej@nbnet.nb.ca
MISSISSAUGA, ONT. (CH 35)
Murray Etherington,
905-824-0919
murrayetherington@yahoo.com
P.E.I. (CH 21)
Craig Mackie, 902-672-3400
carp.pei@gmail.com
BROCKVILLE, ONT. (CH 40)
Dawn Edgley, 613-345-5815
edgley.carp@gmail.com
SUDBURY, ONT. (CH 9)
Patricia Douglas, 705-669-0045
carpsudbury@sympatico.ca
THUNDER BAY, ONT. (CH 23)
Allen Richert, 807-768-4746
richert@confederationc.on.ca
VAUGHAN, ONT. (CH 5)
George Mathew, 416-879-8470
CARP.Vaughan@gmail.com
VICTORIA, B.C. (CH 19)
Raymond Welch, 250-220-5870
raymondjwelch@gmail.com
WHITE ROCK-SURREY, B.C.
(CH 11)
Jack Mar, 604-728-5349
arjmar@shaw.ca
WINDSOR-ESSEX, ONT. (CH 7)
Larry Duffield, 519-944-1913
larry.duffield@sympatico.ca
PETERBOROUGH, ONT. (CH 16)
Robert J. Geddes, 705-745-3771
geddesbob@yahoo.ca
PHOTOGRAPHY, PATRICIA BRANIFF
GEORGIAN BAY, ONT. (CH 14)
Ian Kerr, 705-446-1500
iankerr@rogers.com
SAULT STE. MARIE, ONT.
(CH 15)
Marilyn Patterson, 705-949-2299
marilyn.patterson@sympatico.ca
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