MORTGAGEE'S SALE OF REAL ESTATE
By virtue and in execution of the power of sale contained in a certain mortgage given by Victoria
D. Cardarella to Energy Credit Union, dated April 30, 2008, and filed with the Suffolk County
Registry of Deeds at Book 43479, Page 108, of which mortgage the undersigned is the present
holder for breach of the conditions of said mortgage and for the purpose of foreclosing the same
will be sold at Public Auction at 11:00 A.M. on the 24th day of June, 2015, upon the mortgaged
premises now known as 85 Whitin Avenue, Revere, Massachusetts, all and singular the
premises described in said mortgage
To Wit:
The land in Revere with the buildings thereon in said Revere, and being shown as Lot No. 194
on plan entitled “Plan of Lands belonging to the Point of Pines Trust, Revere, Massachusetts”
dated February 26, 1990 recorded with Suffolk Registry of Deeds in Book 33559 End by
Whitemore & Howard, Civil Engineers, and bounded and described as follows:
Commencing at point where Easterly line lot 195 intersects Southerly side Whitin Avenue,
thence running:
Southeasterly
along said Southerly side Whitin Avenue, 40 feet, thence running
Southwesterly
along said line lot 193 as shown on said plan, 80 feet; thence running
Northwesterly
along rear line lot 183 as shown on said plan, 40 feet; thence running
Northeasterly
along said Easterly line Lot 195 as shown on said plan, 80 feet to point of
beginning.
Containing 3200 square feet of land more or less all according to said plan.
Also, another certain parcel of land together with the buildings thereon in said Revere and being
shown as Lot 195 on above mentioned plan and bounded and described as follows:
Northwesterly
Southwesterly
Southeasterly
beginning.
along said Southerly side Whitin Avenue, 40 feet; thence running
along said line Lot 196 as shown on said plan, 80 feet; thence running
along rear line Lot 182 as shown on said plan, 80 feet; to point of
Containing 3200 square feet of land, more or less, all according to said plan.
This property has an address of 85 Whitin Avenue, Revere, MA.
Said premises are conveyed subject to easements, restrictions and covenants of record, if the
same are now in force and applicable.
For authorization to foreclose see order of the Land Court in Energy Credit Union vs. Victoria D.
Cardarella - Land Court Case No. 487083.
TERMS OF SALE
The mortgaged premises will be sold and conveyed “AS IS” and subject to and with the benefit
of all rights, rights of way, restrictions, easements, covenants, improvements, any and all
outstanding taxes, tax titles, tax liens, water and sewer liens, assessments, liens or claims in the
nature of liens, public assessments and any other municipal assessments or liens or existing
encumbrances of record which are in force and applicable, having priority over said mortgage,
whether or not reference to such restrictions, easements, improvements, liens or encumbrances is
made in the deed or said mortgage. Also subject to all tenancies and/or rights of parties in
possession. The Mortgagee makes no representations or warranties with respect to the accuracy
of any statement as to the boundaries, description or other matters contained in description
contained in the Mortgage.
The highest bidder will be required to deposit FIVE THOUSAND DOLLARS ($5,000.00) in
cash, bank treasurer's check or certified check with no intervening endorsements at the time and
place of the sale, and the balance of the purchase price shall be paid to the mortgagee in cash, by
certified check or by bank cashier's check in or within thirty (30) days from the date of sale at the
Law Office of Michael E. Lombard, LLC, 44 Park Street, Andover, Massachusetts 01810. In the
event the successful bidder fails to fulfill the agreements herein or in the relevant memorandum
of sale contained, or fails to pay the purchase price at the appointed time and place, the deposit
shall be forfeited and become the property of Energy Credit Union. The undersigned
Mortgagee reserves the right to reject any and all bids made at the foreclosure sale, to amend and
change the terms of the sale by announcement made prior to foreclosure sale, and to continue the
foreclosure sale to such subsequent date as the Mortgagee may deem advisable. In the event that
the successful bidder(s) at said auction shall default in purchasing the within described real estate
according to the terms of this Notice of Mortgagee's Sale of Real Estate and/or the terms of the
Memorandum of Sale executed at the public auction, the Mortgagee reserves the right, at its
election, to sell the mortgaged premises which are the subject of such default by foreclosure deed
to the respective second highest bidder at said auction upon the same terms and conditions as
described above. The successful bidder at the sale shall be required to sign a Memorandum of
Sale at the time and place of sale containing the above terms and all other terms and conditions
of the sale. Other terms, if any, shall be announced at the sale.
The description for the premises contained in said mortgage shall control in the event of a
typographical error in this publication.
Other terms, if any, to be announced at the sale.
ENERGY CREDIT UNION
PRESENT HOLDER OF SAID MORTGAGE
BY THEIR ATTORNEY,
LAW OFFICE OF MICHAEL E. LOMBARD, LLC
GITA B. BRAZELIS, ESQUIRE OR
MICHAEL E. LOMBARD, ESQUIRE
Attorney for Mortgagee:
LAW OFFICE OF MICHAEL E. LOMBARD, LLC
GITA B. BRAZELIS, ESQ. OR
MICHAEL E. LOMBARD, ESQ.
44 PARK STREET
ANDOVER, MA 01810
(978) 475-1518