Consumer Pricing Information

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ACCOUNT INFORMATION
Consumer Pricing Information
1. U.S. Bank Packages Prior to August 12, 2013: To maintain Package benefits, a Silver, Gold or
Platinum Checking with a Package Money Market Savings account and/or any U.S. Bank credit card
must remain open and in good standing. After August 12, 2013 the eligibility requirements will no
longer be necessary. See the U.S. Bank Your Deposit Account Agreement booklet and Consumer
Pricing Information brochure for additional disclosures applicable to deposit accounts. Other
conditions and restrictions may apply. Terms may change without notice.
2. Mobile Banking and text alerts You may be charged access fees by your carrier, dependent
upon your personal plan. Web access is needed to use Mobile Banking. Check with your carrier for
details on specific fees and charges.
3. Paper statement fees Additional fees apply for statements with Check Images or Check Return.
4. Average account balance (Silver or Gold Checking) Average account balance for Silver
or Gold Checking is determined by adding the balance at the end of each calendar day during
the statement period, up until and not including the last two business days of the statement
period, and dividing that sum by the number of days used. Business days are Monday through
Friday; federal holidays are not included. Effective August 12, 2013, Combined account
balance (Silver Checking) The combined balance is the total average account balance of the
Silver Checking account and all Package Money Market Savings accounts you own. The average
account balance is determined by adding the combined balance at the end of each business
day during the statement period, up until and not including the last two business days of the
1 are Monday
statement period, and dividing that sum by the number of days used. Business days
through Friday; federal holidays are not included.
5. Non-U.S. Bank ATM transactions An additional surcharge fee will be applied by the ATM
owner, unless they are participating in the MoneyPass® network.
6. Monthly reward bonus (Gold and Platinum Checking) Monthly bonus is calculated based
on rewards earned each month for net purchases (purchases minus credits and returns) and
excluding elevated rewards based on special purchase-category tiers made with a U.S. Bank
Cash+TM Visa Signature® Card, FlexPerks® Travel or Select Rewards Visa® Credit Card.
7. Easy Checking accounts with no monthly maintenance fee Requires at least one identical
2
account holder on all accounts. Limit two Easy Checking accounts with no monthly maintenance
fee for Gold Package customers.
8. Auto-pay to a U.S. Bank personal loan, line or credit card (Gold Checking) Automatic
monthly payment from the Gold Checking to a personal loan, line of credit or credit card, does not
include student loans and some indirect loans.
9. U.S. Bank personal loan, line of credit or credit card (Gold Checking) Includes U.S. Bank:
personal purpose loans, Home Equity Loans, Home Equity Line of Credit, Premier Line, Home
Mortgage and Credit Cards. (U.S. Bank Reserve Line of Credit and Student Loans are excluded).
Mortgage and credit products are subject to eligibility requirements and normal credit approval,
and may be subject to additional charges such as annual fees. Please refer to the credit
agreement for full details.
3
10. Earns interest Variable rate account, interest rates are determined at the bank’s discretion and
can change at any time.
11. Up to a $1,000 U.S. Bank Home Mortgage discount Discount is calculated as 0.25% of the
loan amount. Maximum mortgage discount is $1,000. For existing U.S. Bank home mortgages
the refinance discount maximum is $300. Certain mortgages may not be eligible. Information
is subject to change without notice. Loan approval is subject to program guidelines. Other
restrictions may apply.
12. Free money orders, cashier’s checks, etc. No U.S. Bank fees on money orders, cashier’s
checks, counter checks, single-signer traveler’s cheques, stop payments and copies of checks
and statements.
4
13. $25,000 in combined personal deposits and/or credit balances with U.S. Bank and
investments with our affiliate, U.S. Bancorp Investments, Inc. (Platinum Checking)
Combined deposit balances include the average monthly collected balances for the following
U.S. Bank products: personal checking, savings, money market, CDs and IRAs. Outstanding
credit balances include personal purpose loans (some indirect loans not included), U.S. Bank
1.Additional fees apply for Statements with Check
Statements
with Check
Return.
Images
and
Check
available only
and with Paper
HomeisMortgage
BankReturn
U.S.
Line,
Premier
Credit,Check
Line of
Home Equity
Loans,
Equity and
HomeImages
of Statement
balance
daily fee
minimum
aggregatewith
theStatement
include
balances
Investment
Cards.
Bank Credit
U.S. indicator
Statements. Accounts with the Senior customer
receive
$1.00
discount per
statement
cycle for
Check Return
and the
all investment types held through the statement period with U.S. Bancorp Investments, Inc.
with Check Images fee is waived.
14. Average account balance (Premium or Easy Checking) Average account balance is
2.Combined deposit balances include the average
monthly
collected
U.S.end
Bank
personal
checking,
money markets,
CDs and IRAs.
period and
the statement
day insavings,
calendar
of each
at the
balance for
thebalances
by adding
calculated
Outstanding credit balances include U.S. Bank
personal
(excluding
some
indirect loans),
U.S. Bank
Mortgages,period.
U.S. Bank Home Equity Loans
the statement
days within
of calendar
number
the total
sum byloans
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dividing
and Lines of Credit, U.S. Bank Premier Line 15.
and Free
U.S. Bank
Credit
Cards. Investment
balances include
minimumwill
dailyapply.
balance of all investment
paper statements
for aggregate
Fees the
(Student Checking)
statement
online
types held through the statement period with16.
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3.Variable rate account. Interest rates are determined
at thetransactions.
bank’s discretion
and canmust
change
at any
the Current
Deposit
Rates foruse.
disclosures on
Certain conditions and limitations may apply.
rates, compounding and crediting, and other balance information.
17. Overdraft Protection Fees and qualification may apply. Consult the Your Deposit Account
®
4.Non-U.S. Bank ATM owners will apply a surcharge
feeand
unless
they participate
in Information
the MoneyPass
Network.
To find MoneyPass ATM locations, please
for fees.
Brochure
Pricing
the Consumer
Agreement
visit www.moneypass.com.
18. Account holders Account holders who are signers on the checking account must also be
Protection.
for Overdraft
linkedEquity
the account
signers
5.Includes U.S. Bank: personal purpose loans,
Homeon
Equity
Loans, Home
Line of Credit,
Premier Line, Home Mortgage and activated Credit Cards.
Pricing
Consumer and
to the
Pleaseto refer
limitations
transaction
market and
moneyMortgage
Savings
19. Loans
(U.S. Bank Reserve Line of Credit and Student
are and
excluded).
Credit products
are subject
eligibility
requirements
normal credit
Information brochure for additional information regarding Federal Regulations Governing Savings
approval. Mortgage and Credit products mayand
be subject
additional
charges Limitations.
such as annual fees. Please refer to the credit agreement for full details.
Transaction
Market
Money to
Checking Package Options
Platinum Checking
23. S.T.A.R.T. Savings Today And Rewards Tomorrow ® Enrollment is required. A qualifying
transfer from your Package Checking account to your Package Money Market Savings account
must be scheduled and maintained. You must open and/or maintain an active U.S. Bank
Package, including a Silver, Gold or Platinum Checking account AND a Package Money Market
Savings account. Program is subject to change. See the S.T.A.R.T. Program Agreement for
detailed information. The U.S. Bank Rewards Visa Card cannot be reloaded with additional
funds, nor can it be used at an ATM. Terms and conditions apply and other fees may apply to
Rewards Cards. For complete terms and conditions, see the “U.S. Bank Rewards Card Cardholder
Agreement” available at www.myusbankcorporaterewards.com. The Rewards Card is issued by
U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.
24. FDIC insured FDIC insured to the maximum allowed by law.
25. Tiered interest rate See banker for details on interest rate tiers.
26. Health Savings Account (HSA) You must participate in an Internal Revenue Service (IRS)
qualified High Deductible Health Plan (HDHP) to be eligible for this account.
27. Home mortgage, smart refinance and home equity Some restrictions may apply. Offer is
subject to normal credit approval and program guidelines. Property insurance is required. Interest
rate and program term are subject to change without notice. Not all loan programs or loan
amounts are available in all states. Customer is responsible for escrow related costs (property tax
and insurance).
28. Tax-deductible interest Consult your tax advisor regarding the deductibility of interest.
29. Auto and Installment Loans Offer is subject to credit qualifications. Some additional
1
restrictions may apply. Not all loan programs are1available in all states for all loan amounts.
30. Premier Line of Credit and Premier Loans Some restrictions may apply. Offer is subject to
normal credit approval and program guidelines. Not all loan programs are available in all states
for all loan amounts.
31. Credit cards Credit products are subject to approval.
32. Cash+ Visa Signature Cash back is calculated on net purchases (purchases minus returns
Balance transfers, cash advances or other account advances do not qualify.
or adjustments).
5
Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction.
As U.S. Bank cannot control how merchants choose to classify transactions U.S. Bank cannot
guarantee a transaction will qualify. Upon approval, full details will be provided in your
Cardmember Agreement.
33. FlexPoints bonus categories Cardmembers will be awarded FlexPoints at the rate of
two FlexPoints for every $1 in Net Purchases during the current month’s billing cycle for
any merchant location that classifies itself as having telecommunication services/products.
6
U.S. Bank does not have the ability to control how a merchant chooses to classify their business
and therefore reserves the right to determine which purchases qualify for additional FlexPoints.
34. FlexPerks® and donations FlexPerks Travel Rewards Visa Signature and FlexPerks Business
Travel Rewards Visa cardmembers will earn FlexPoints at a rate of three (3) FlexPoints per every
$1 in Net Purchases and FlexPerks Select Rewards Visa cardmembers will earn FlexPoints at a
rate of 1.5 FlexPoints per every $1 in Net Purchases during the current month’s billing cycle for
any merchant location that classifies itself as a Charitable and Social Service Organization.
U.S. Bank does not have the ability to control how a merchant chooses to classify their
business and therefore reserves the right to determine which purchases qualify for additional
FlexPoints. Bonus FlexPoints will be awarded within 60 days of donation.
35. Convenient Cash Card Successful identity verification required. Enrollment and
monthly service fees apply and other fees may apply. See the Branch Representative or
www.usbconvenientcash.com for additional information regarding product features and fees.
36. Visa Buxx® Card There is a one-time enrollment fee of $10 for Visa Buxx Cards funded
with a U.S. Bank account (check card, credit card, checking or savings account) or a $15
4
fee for cards funded with a non-U.S. Bank account. Other fees may apply. See the Branch
for additional information regarding product
Representative or www.usbank.com/visabuxxcard
4
features and fees.
37. Visa Gift Card Purchase fee applies. The U.S. Bank Visa Gift Card cannot be reloaded with
additional funds, nor can it be used at an ATM (Automated Teller Machine). For use in the U.S. only.
Terms and conditions apply and other fees may apply to Gift Cards. For complete terms and
6.The combined
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at any and all Package Money Market Savings accounts you own. The
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39. MONEY Magazine From MONEY Magazine, October 2012 Time Inc. MONEY is a registered
*For U.S. Bancorp Investments: Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp
trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and
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Effective February 15, 2016
Gold Checking
Silver Checking
$25
$25
Minimum Opening Deposit
$25
Monthly Maintenance Fee
$17.95 with online statements,
OR
$19.95 with paper statements
$10.95 with online statements,
OR
$12.95 with paper statements
$6.95 with online statements,
OR
$8.95 with paper statements
No Monthly Maintenance Fee with one of
the following:
• $25,000 in combined personal deposit,
investment* and/or credit balances,
OR
• Relationship with U.S. Bank Trust
Services
No Monthly Maintenance Fee with:
• An open U.S. Bank personal loan, line or
credit card
No Monthly Maintenance Fee with a
Package Money Market Savings account
AND one of the following:
• Combined monthly direct deposits
totaling $1,000+,
OR
• Combined account balance of $1,500
None
None
Requirement to Waive
Monthly Maintenance Fee
Interest Tiers
ATM Transactions
$0 - $2,499
$2,500 - $9,999
$10,000 and above
Free at U.S. Bank ATMs
No U.S. Bank fee charged for
Non-U.S. Bank ATM Transactions
20. Lines of credit and credit cards Lines of credit and credit cards are subject to eligibility
requirements and normal credit approval. Credit products may be subject to additional charges
such as annual fees. Interest will accrue on the amounts advanced. Please refer to the line of
credit or credit card agreement for full details.
• Free at U.S. Bank ATMs
• Two free non-U.S. Bank ATM transactions
in a statement period (Non-U.S. Bank ATM
fees apply after two)
Free at U.S. Bank ATMs
(Non-U.S. Bank ATM fees apply)
Investment
productsare:
and services are:
Investment products
U.S. Bank:
For Bank,
U.S.
U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual’s tax and financial situation is unique. Clients should
Bank Visa
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Association.
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by U.S.
products
Mortgage
andtax
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consult
or legal advisor
for offered
advice and
information
concerning
their particular
situation.
Check Card is issued by U.S. Bank National Association, pursuant to a license from Visa
U.S.A. Inc. Member FDIC.
U.S. Bank loans and lines of credit are offered through U.S. Bank National
Association ND. Credit products offered by U.S. Bank National Association ND. The
1
U.S. Bank Consumer Pricing Information
Effective February 15, 2016
Checking Options
Premium Checking
Easy Checking
Student Checking5
Electronic Transfer
Account (ETA)6
Minimum Opening Deposit
$25
$25
$25
$0
Monthly Maintenance Fee
$10.95 with online statements,
OR
1
$12.95 with paper statements
$6.95 with online statements,
OR
1
$8.95 with paper statements
No Monthly Maintenance Fee
(Monthly Paper Statement
fee applies unless enrolled
in online statements)
$3
Requires direct deposit
of federal benefits or
federal payroll payments
Requirement to Waive
Monthly Maintenance Fee
No Monthly Maintenance Fee
with one of the following:
• Average account balance2
of $5,000,
OR
• Account holder(s) age 65
or greater
None
(Monthly Paper Statement
fee applies unless enrolled
in online statements)
None
None
None
None
Free at U.S. Bank ATMs
(Non-U.S. Bank ATM fees apply)4
• Free at U.S. Bank ATMs
• Four free non-U.S. Bank ATM
transactions in a statement
period (Non-U.S. Bank ATM
fees apply after four)4
Free at U.S. Bank ATMs
(Non-U.S. Bank ATM fees apply)4
Interest Tiers3
ATM Transactions
$0 - $999
$1,000 - $9,999
$10,000 - $49,999
$50,000 - $99,999
$100,000 and above
Free at U.S. Bank ATMs
No U.S. Bank fee charged for
Non-U.S. Bank ATM Transactions4
No Monthly Maintenance Fee
with one of the following:
• Combined monthly direct
deposits totaling $1,000+,
OR
• Average account balance2
of $1,500
1.Additional fees apply for Statements with Check Images and Statements with Check Return. Check Images and Check Return is available only with Paper
Statements. Accounts with the Senior customer indicator receive $1.00 discount per statement cycle for Statement with Check Return fee and the Statement
with Check Images fee is waived.
2.The average account balance for Premium and Easy Checking is calculated by adding the balance at the end of each calendar day in the statement period and
dividing that sum by the total number of calendar days within the statement period.
4.Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass® Network. To find MoneyPass ATM locations, please visit
www.moneypass.com.
5.Student enrolled in high school, technical college, trade school or university.
6.ATM Card only, no checks issued and no third party transactions accepted. Refer to Electronic Transfer Account salessheet for additional benefits, features
and applicable fees.
3.Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. See the Current Deposit Rates for disclosures on
rates, compounding and crediting, and other balance information.
2
U.S. Bank Consumer Pricing Information
Effective February 15, 2016
Savings & Money Market Account Options†
Platinum Select Money Package Money
Market Savings2
Market Savings1
Money
Market
Elite
Money Market
Standard
Savings
Goal
Savings
Star
Savers Club8
$25
Minimum
Opening
Deposit
$25
$25
$100
$100
$25
$0, with a minimum
$25 automatic monthly
transfer from a
U.S. Bank personal
checking account,
per statement cycle7
Monthly
Maintenance Fee
$0
$0
$10
$10
$4
$0
$0
None
None
$0 - $499
$500 - $999
$1,000 - $4,999
$5,000 - $9,999
$10,000 and above
Free at
U.S. Bank ATMs
(Non-U.S. Bank
ATM fees apply)4
Requirement to
Waive Monthly
Maintenance Fee
Interest Tiers3
ATM Transactions
$1,000 minimum daily $300 minimum daily
ledger balance5 OR
ledger balance5 OR
$2,500 average
$1,000 average
monthly collected
monthly collected
balance6
balance6
None
None
$10,000
minimum daily
ledger balance5
$0 - $1,499
$1,500 - $9,999
$10,000 - $49,999
$50,000 - $99,999
$100,000 - $499,999
$500,000 and above
$0 - $1,499
$1,500 - $9,999
$10,000 - $49,999
$50,000 - $99,999
$100,000 - $499,999
$500,000 and above
$0 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 - $499,999
$500,000 and above
$0 - $999
$1,000 - $9,999
$10,000 - $24,999
$25,000 and above
Single Tier
$0 - $999
$1,000 - $9,999
$10,000 - $24,999
$25,000 and above
Free at
U.S. Bank ATMs
(Non-U.S. Bank
ATM fees apply)4
Free at
U.S. Bank ATMs
(Non-U.S. Bank
ATM fees apply)4
Free at
U.S. Bank ATMs
(Non-U.S. Bank
ATM fees apply)4
Free at
U.S. Bank ATMs
(Non-U.S. Bank
ATM fees apply)4
Free at
U.S. Bank ATMs
(Non-U.S. Bank
ATM fees apply)4
Free at
U.S. Bank ATMs
(Non-U.S. Bank
ATM fees apply)4
†Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six
per account cycle. This includes withdrawals made by check or draft to third parties; debit or ATM card point-of-sale (POS) purchases; and pre authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking,
bill pay, wire and facsimile. Withdrawals and/or transfers exceeding the six per account cycle allowance, will result in a $15 excessive withdrawal
fee per transaction. If limitations are continuously exceeded, it may result in conversion to an Easy Checking account. Withdrawals and transfers
made in person at a U.S. Bank branch or at an ATM are not included in the limit of six per account cycle.
1.A U.S. Bank Platinum Select Money Market Savings account requires you to maintain an open U.S. Bank Platinum Checking Package account with at least one
common account holder on each account. The Platinum Select Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the
associated Platinum Checking Package account is closed or transferred to a different non-qualifying product. If another Silver or Gold Checking Package account
exists, the Platinum Select Money Market Savings account will be converted to a Package Money Market Savings account.
2.A U.S. Bank Package Money Market Savings account requires you to maintain an open U.S. Bank Silver or Gold Checking Package account with at least one common
account holder on eachaccount. The Package Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the Silver or Gold Checking
Package account is closed or transferred to a different non-qualifying product.
3.Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. See the Current Deposit Rates for disclosures on rates,
compounding and crediting, and other balance information.
4.Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass® Network. To find MoneyPass ATM locations, please visit
www.moneypass.com.
5.The daily ledger balance is the balance at the end of each business day, equal to the beginning balance for that day plus the current business day credits, minus the
current business day debits. Business days are Monday through Friday; federal holidays are not included.
6.The average monthly collected balance is calculated by adding the principal in the account for each calendar day in the statement period and dividing that figure by the
total number of calendar days in the statement period.
7.Must have a U.S. Bank personal checking account to qualify.
8.Account will be converted to Standard Savings when minor reaches 18 years of age.
3
U.S. Bank Consumer Pricing Information
Miscellaneous Checking, Savings
or Money Market Fees
Miscellaneous Checking, Savings
or Money Market Fees (continued)
Account Charge-Off Processing Fee $30.00
__________________________________________________________
ATM and Debit card Fees
ATM Transactions includes withdrawals, balance inquiries,
denied transactions, fund transfers, and deposits
U.S. Bank ATM Transaction
Non-U.S. Bank ATM Transaction1 no charge
$2.50
Mini Statement at U.S. Bank ATM$1.00
Full Statement at U.S. Bank ATM
$1.50
International Processing Fee - U.S. Dollars
2% of transaction
International Processing Fee - Intl Currency 3% of transaction
Debit Card Cash Advance Fee2 Debit Card Replacement Card Fee3
$2.00
$5.00
Express Delivery Fee ­- new or replacement card $25.00
(2-3 business days) __________________________________________________________
Check Collection (incoming/outgoing) $30.00 + direct cost
__________________________________________________________
Counter Checks $2.00 per check
__________________________________________________________
Dormant Account (per month)
$5.00
__________________________________________________________
Overdraft Paid Fee*4
Item Amount $5.00 or less $5.01 or greater Overdraft Returned Fee*4
Item Amount $5.00 or less $5.01 or greater no fee
$36.00 per item
no fee
$36.00 per item
*Fees are subject to a daily maximum of 4 Overdraft Paid Fees and
4 Overdraft Returned Fees, a combined total of 8 fees per day.
Extended Overdraft Fee
(Charged beginning on the 8th calendar day
and each week thereafter if the available
account balance remains below $0.00.) Effective February 15, 2016
Other Service Fees (continued)
Overdraft Protection Transfer Fee5 $12.50
For Gold Checking
$7.50
For Platinum Checking waived
__________________________________________________________
Safe Deposit Box Fees Late Payment (per month)
$10.00
Lock Drilling
$150.00
Invoice Fee
$10.00
__________________________________________________________
Photocopy Requests
Copy of Check, or other items $2.00 per item
Copy of Statement $6.00 per statement
__________________________________________________________
Stop Payment
24-month duration
$35.00
__________________________________________________________
Wire Transfer7
Incoming (domestic) Incoming (international) Returned Deposited Item or Cashed Check $19.00
__________________________________________________________
Statement Fees (Per Statement Cycle) Statements with Check Images6
$2.00
Statements with Check Return6
$6.00
Paper Statement (Student Checking Only) $2.00
__________________________________________________________
Other Service Fees
Account Balancing and Research $30.00/hour
1 hour minimum
__________________________________________________________
Cashier’s Check
$7.00
__________________________________________________________
Individual Retirement Account (IRA)
Annual Fee for Plan Balances Below $25,000
CESA Balances Below $5,000
$30.00
Platinum Checking customers
no charge
IRA External Transfer Fee $30.00 per IRA Plan
__________________________________________________________
Legal Charges
Garnishments
$100.00
Tax Levy & Child Support
$100.00
__________________________________________________________
$20.00
$25.00
Outgoing (domestic) $30.00
Outgoing (international) $50.00
__________________________________________________________
1.Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass
Network. To find MoneyPass ATM locations, please visit www.moneypass.com.
2.$2.00 per advance assessed when performing a cash advance at any financial institution that
accepts Visa .
®
®
3.A fee will be assessed for the replacement of a Debit Card plastic when requested more than once
within a rolling 12-month period. Replacement Debit Card includes those cards that are requested
to replace a current Debit Card product with the same card number. Replacement Debit Card
does not include ATM cards, Debit Cards that are lost, stolen or expired. Replacement Card Fee will
not apply to replacement of Private Client Reserve and Ascent Visa Debit Cards.
®
4.In the event the available balance at the end of the business day is or would be overdrawn $5.01
or greater, an overdraft paid and/or overdraft returned fee(s) may be assessed. In the event the
available balance at the end of the business day is or would be overdrawn $5.00 or less, a fee will
not be assessed.
5.If you have linked eligible accounts, and the negative available balance in your checking account is
$5.01 or more, the advance amount will transfer in multiples of $50. If however, the negative
available balance is $5.00 or less, the amount advanced will be $5.00 and the Overdraft Protection
Transfer Fee will be waived. Refer to Your Deposit Account Agreement, section titled Overdraft
Protection Plans, for additional information.
6.Additional fees may apply for Statements with Check Images and Statements with Check Return.
Check Images are available with Paper or Online Statements. Check Return is only available
with Paper Statements. Accounts with the Senior customer indicator receive $1.00 discount
per statement cycle for Statement with Check Return fee and the Statement with Check Images
fee is waived.
7.Additional fees may be deducted from the transfer amount by other financial institutions involved
in the payment process.
Personal Money Order $5.00
__________________________________________________________
$25 per week
4
U.S. Bank Consumer Pricing Information
Effective February 15, 2016
For U.S. Bank:
Foreign Checks/Currency Fees
Foreign Checks/Currency Fees (continued)
Checks Deposited in Foreign Currency on Foreign Banks Checks on Canadian Banks
up to $0.50
Checks on Select Countries/Banks
$1.00
Checks over $10,000 USD equivalent
or by arrangement Checks on all other Countries/Banks
Collection Basis
Collection Basis
Returned Check Fee1$25.00
Return rate subject to sell rates in effect on return date.
Checks subject to review by International Banking. Contact International
Banking at 612-303-7400 for more information.
__________________________________________________________
Checks Deposited in U.S. Dollars on Foreign Banks Checks on Canadian Banks
up to $0.50
Checks over $10,000 or by arrangement** Checks on all other Countries/Banks**
Collection Basis
Collection Basis
Returned Check Fee1 $25.00
Checks subject to review by International Banking. Contact International
Banking at 612-303-7400 for more information.
___________________________________________________________
Foreign Check Collection8 (incoming/outgoing)
Courier Fee (per check)
$45.00
Initiation Fee (per check)
$40.00
Tracer Fee$25.00
For a comprehensive list of all pricing, terms and policies see the Consumer Pricing
Information brochure, the Your Deposit Account Agreement and the Personal Banking
brochure. Other conditions and restrictions may apply. Terms may change without
notice. Mortgage products, Home Equity Loans and Lines of Credit and Credit Cards
are offered through U.S. Bank National Association. Deposit products offered by U.S. Bank National
Association. Member FDIC.
*For U.S. Bancorp Investments: Investment products and services are available through
U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA
and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.
Fee collected on all checks presented, paid and unpaid.
__________________________________________________________
Foreign Currency
Purchase**
Next Day Delivery Next Day Priority Delivery $10.00
$12.00
Sold**
Shipping Charge $10.00
**Purchases over $5,000 USD will incur additional delivery charges.
See your local branch for specific pricing.
__________________________________________________________
Foreign Draft Purchase Next Day Delivery $10.00
Next Day Priority Delivery $12.00
Processing Fee
$20.00
Stop Payment Orders
$25.00
___________________________________________________________
1.Any additional Foreign Bank fees incurred while processing will be charged to the depositor’s account.
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We accept relay calls.
Outside the U.S. 503.401.9991 (call collect)
®
usbank.com
*Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the
MoneyPass Network. Deposit products offered by U.S. Bank National Association.
Member FDIC. ©2015 U.S. Bank National Association. Credit products offered by
U.S. Bank National Association.
41862 02/16
®
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