Vishal Katare
Email – vishal4278@gmail.com
Cell No - +91-9730003745
Brief : 8 Years Experience in Collections / Recoveries/ Credit Controls in Banking , NBFC & Telecom Industry.
Professional Experience: Presently working with Fullerton India Credit Co. Ltd. from Aug 08 till date.
Designation : Cluster Collection Manager (Flows /Recoveries)
Products – Personal Loans / Two Wheelers / Used Car.
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Handling Collections and Recoveries of ROMG3. (Vidarbha)
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Team Management – Managing a team of 10 Agency Managers, 3 Branch Coll. Incharge, Flows / Recovery
Agencies across Vidarbha.
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Generating and maintaining the MIS for best controls over collections in the region.
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Handling Legal for summons / warrants in the NCL accounts.
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Training the team for collection Audits and ensuring that the branches are rewarded with best ratings.
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Conducted Lok-Adalat and Reconciliations in co-ordination with the legal team / Advocates for legal recovery.
Monitoring cases filed under Sec 138 NI Act.
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Special Focus on NCL /GCL accounts. Support to branches for related Settlements in NCL/GCL accounts to
reduce branch losses.
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Updating the credit team with profile of defaulters at different locations, negative areas etc.
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Generating Revenue thru BCC / Penal Collections and Controlling the Cost of Collections.
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Audits and Compliance Requirements for Collection Agencies and Branches. Usage of IC4 – Collection systems
for Settlements, Trails, Allocations etc.
Achievements:
• Winner of RECOVER AND DISCOVER Contest (Foreign Trip)
• ACE Award Winner under the category PASSION FOR EXCELLENCE
Trainings and Certifications :
• Online Certification – 1. AML & KYC Guidelines 2. Collection Agency Management.
• Collection Management by Bankers Lab.
B. Have worked with RELIANCE COMMUNICATIONS as Billing & Collections Lead from Jan 08 to July 08.
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Handling the base of 25000 subscribers with a value of approx of 200 Lacs.
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Managing a team of 4 Town Managers ,Bill Delivery, MIS - an overall team of 16 Reliance Mobile Stores.
Collection agencies/ 50 FOS/ 20 Telecallers.
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Manage billing and collection operations at clusters through implementation of billing and collection process.
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Mapping / Allocations to Mobile Stores and agencies.
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Effective analysis of Collections MIS for increasing collections.
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Reducing TBD and VBD by increasing collections before due date and OG Barring.
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Checking the hygiene factors of Bill Delivery at different locations. Appointment of Bill delivery agency
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Maintaining ideal manpower as per base of subscribers/ value.
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Ensuring Zero Cash pendency for Channel Partners. Recovery of cash pendency from Channel partners.
C. Have worked with ICICI BANK LTD as Territory Collection Manager (RAPG – EMCT) from Nov. 2004 to Dec 2007
Job Profile:
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Delinquency & Recovery Management: Monitoring collections of Home Loans & Consumer Loans with a book
size of approx 400 crores.
Products Handled : Home Loans, Auto / Used Car Loans, CV, TW, Personal Loans.
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Agency & Team Management.
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Analysis & Segregation of Delinquent customers.
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Repossesions & Disposal of Repossessed Vehicles.
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Support to Credit, Sales & RCU : Feedback to credit team for decision making in disbursals. Supporting
business for opening up of new areas to funding. Information to RCU Team for identifying and restricting pre &
post disbursement frauds.
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Handling High value and insolvent cases to gain maximum control over 30+, 90+ & NCL.
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Appointment of vendors.
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Special Focus and follow up with Operations for reconciliation of accounts.
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Fixing Geo-limits and defining negative areas for field investigation.
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Generate and maintain MIS reports pertaining to process of delinquency /Assets in Stock /POS Analysis and
presenting the same to management to facilitate decision making.
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Trainings offered – Accelerating Collection Excellence & Training for Soft Collections.
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Legal compliance to ensure recovery of dues.
Regions Handled: Nasik EMCT, Aurangabad EMCT, Ahmednagar EMCT..
Performance Ratings : 2004-2005:Unrated, 2005-2006:3, 2006-2007: 2
D . Company Profile :- WONDERPACK INDUSTRIES PVT LTD
WONDERPACK is an ISO 9001-2000 certified company are the leading manufacturers /Exporters of Thermoforming
Machines /Vacuum Forming Machines in India. The company also has strong export turnover having installation in
38 countries worldwide – Aug 2001 to Oct 2004.
Position : Sales Executive
Areas of Operation: 1. Domestic Sales : Maharashtra, Gujarat
2. Export Sales : Bangladesh, Nepal & Srilanka
E . Company Profile : - WHIRLPOOL OF INDIA LTD from June 2000 to July 2001.
Position
: Territory Service Exe (Consumer Services - Ahmedabad)
Educational Qualification:
▪ M.B.A (Fin) securing Higher Second Class from Pune University.
▪ B.E Production securing First Class from Pune University.
▪ Additional Qualification – PGDBA (Mktg) from Symbiosis Centre of Distance Learning, Pune.
Personal Details:
Permanent Address : 37,Anand Nagar, Gulmohur Rd, Ahmednagar, (MS) India.
Date of Birth: 4th February 1978
Language Proficiency: English, Hindi, Marathi
Marital Status: Married
Passport No: J4354641.