Corillian Launches TrueStamp Site Verification for Next Enhancement of Intelligent
Authentication Technology
TrueStamp meets the evolving security demands of financial institutions and online banking end users
PORTLAND, Ore. – Nov. 15, 2006 – Corillian Corp. (NASDAQ: CORI), the top provider of online
banking, payment and security solutions to the financial services industry, today announced the
availability of Corillian TrueStamp, a new Web site verification technology embedded in Corillian
Intelligent Authentication™ v2.1, the next version of the company’s strong authentication solution.
TrueStamp adds an additional component of security to a user’s online banking experience by securely
verifying the banking site to the user before they ever have to enter sensitive information such as a user
name and password. The solution generates a truly unique visual identifier for each user and is active on
all the computers the user chooses to “stamp” with their personal images.
TrueStamp images are created based on the configuration settings specified by the system administrator,
and each user’s image is truly unique. To develop a TrueStamp, end users type a memorable phrase into a
box and click a button. TrueStamp then immediately generates and displays a series of three images
employing the phrase. The end user then selects one of the images, and the data to generate the image is
stored in the user’s profile in a secure encrypted form. Once the TrueStamp has been created, the user can
generate a new image at any time through the self-service page. Financial institutions are able to
customize the color, size and features of the images to reflect their design specifications and help create a
seamless online banking interface. They also can choose to stamp every page of a site to create a high
level of confidence as the user navigates.
In August, Gartner surveyed more than 5,000 online banking customers and found a whopping 67 percent
of them now say it’s “extremely important” that an online bank Web site proactively identify itself to the
consumer using some sort of site authentication. Another 20 percent believe it’s “fairly important,” said
Gartner vice president and distinguished analyst Avivah Litan.1 Financial institutions are also beginning
to recognize that site verification is an additional tool they can deploy to help protect their brand from
evolving fraud schemes.
1
Bank Technology News, “Will Authentication in Reverse Become the New Norm?” October 2006
Enabling eFinance
True stamp is architected to validate a Web site without compromising end user security. Unlike other
site verification technology, TrueStamp does not require users to browse, select or upload pictures and,
ultimately, eliminates the need to maintain a library of binary picture files. As a result, the creation
process takes seconds rather than minutes. In addition, the user’s visual identification image is generated
only at the time it is needed, which mitigates the need for server storage and the ability for images to be
hijacked or stolen.
“With the evolution of phishing attacks, consumers are demanding a security solution that provides site
verification at the time of log on,” said Greg Hughes, Corillian’s chief security executive. “The inclusion
of site verification technology (TrueStamp) in this new release of Intelligent Authentication, underscores
our commitment to provide financial institutions a strong, multi-layered security solution. Further, our
approach puts access and identity control back in the hands of the user, while providing enhanced
viability and security to the consumer’s online banking experience.”
Corillian Intelligent Authentication is a user-friendly and highly successful security measure that
interprets the information transmitted from the user’s computer to the bank’s Web site, looking for a
pattern of online banking behavior. The solution analyzes these interactions and determines when to
challenge uncharacteristic or unusual actions in order to prevent unauthorized activity. To date, more
than 40 leading financial institutions have selected Corillian Intelligent Authentication for a strong, multilayered authentication solution.
About Corillian Corporation
Corillian is the market leader of online banking, payment and security solutions to the financial services
industry. With 30 of the top 100 U.S. banks and 21 of the top 100 U.S. credit unions as customers,
Corillian serves over 35 million online banking end users. Corillian provides the most flexible, scalable
and secure set of online banking applications across multiple lines of business, integrating best-practice
functionality developed for some of the most innovative financial institutions in the world. Corillian
features integrated applications across Consumer Banking, Small Business Banking, Business and
Consumer Payments, Wealth Management, Credit Card Management, and Corporate Cash Management,
as well as enterprise wide solutions, including Fraud Detection, Alerts, eStatements, and OFX. Corillian's
fraud prevention solutions use Preemptive Forensics™ to protect web sites from phishers, hackers, and
fraudsters. Corillian's strong authentication solution provides a low-cost solution for multi-factor
authentication while maintaining high user satisfaction. Empowered by Corillian solutions, some of the
world’s most visionary financial institutions provide their customers with the tools to manage their
finances more effectively and securely. For more information about Corillian Corporation, visit the
company’s web site at http://www.corillian.com.
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For more information:
Steve Shaw Corillian Corp.  e-mail: sshaw@corillian.com  Phone: (503) 629-3770
Hally Wax | Text 100 | e-mail: corillian@text100.com | Phone: (206) 267-2003