Earn More.
Reduce Risk.
AU
“Writing Brighter Futures”
Ryan J Weatherby
CEO Athlete Underwriters
For more information visit AthleteUnderwriters.com
“Sports Illustrated estimated in 2009 that 78 percent of NFL players are bankrupt or
facing serious financial stress within two years of ending their playing careers and
that 60percent of NBA players are broke within five years of retiring from the game.
A starting lineup of financial-distress examples could include Terrell Owens,
Lawrence Taylor, Michael Vick, Deuce McAllister and Bernie Kosar in football,
and Allen Iverson, Scottie Pippen, Latrell Sprewell and Antoine Walker in
basketball.”
-USA Today
The data shows all players, indeterminate of career success, are equally at risk for
these lifetime earnings shortfalls. Fortunately, Athlete Underwriters has developed
a solution that benefits all players, indeterminate of pro career success.
 Diversify your income
 Access to funds as needed
 Leverage your potential
 Access to exclusive income
 Earn more over your career
and wealth generation
 Earn more, earlier in your
investment vehicles
career
 Reduce career related costs
 Reduce career related risks
For more information visit AthleteUnderwriters.com
 Reduce tax liabilities
 Partner with a company
committed to your success
 Formation of a LLP, assisted by
Athlete Underwriters
Athlete LLP
 Sale of future profit interest in
new LLP to an Athlete
Underwriters subsidiary LLC
 The proceeds from the sale
represent a leveraged premium,
greater than your current earning
potential
 100% of this net premium is
distributed to you, the General
Partner
Profit interest sold to
new LLC for cash
premium
Premium is reinvested
in the name of you, the
player
 A portion of this premium is
invested in our exclusive private
equity, high growth and income
fund, managed by Athlete Asset
Management, a subsidiary of
Athlete Underwriters
Deduct your agent and
insurance costs from
your LLP earnings
 You retain the majority of your
future earnings, and are able to
annually deduct your agent and
insurance costs prior to
distributions to limited partners.
Distribute some
earnings to LLC that
holds profit interest
For more information visit AthleteUnderwriters.com
Salary
General Partner
Stake
$250,000
$280,000
$300,000
$315,000
$325,000
$750,000
$1,000,000
$200,000
$224,000
$240,000
$252,000
$260,000
$600,000
$800,000
Limited Partner General Partner’s
Stake
Premium
$50,000
$56,000
$60,000
$63,000
$65,000
$150,000
$200,000
$552,918
Limited
Partner’s
Account
$(502,918)
$(446,918)
$(386,918)
$(323,918)
$(258,918)
$(108,918)
$91,082
General
Partner’s
Account
$752,918
$976,918
$1,216,918
$1,468,918
$1,728,918
$2,328,918
$3,128,918
Salaries are discounted at 3.5% and assumed guaranteed for simplicity. Actual valuations will differ between
individual players, player groups, and professional leagues. Initial Premium is based on a multiple of the first 5 years
of contract salary. Example disregards potential external sponsorship income, taxes and deductable career costs for
simplicity.
For more information visit AthleteUnderwriters.com
The Athlete Underwriters’ Difference
Athlete Underwriters goes beyond facilitating the private investment in professional athlete
portfolio companies. Working to create a seamless experience for our clients, Athlete
Underwriters offers company management services that allow for the General Partner to worry
about performing on the field, not in the boardroom. By generating operating agreements, official
partnership filings, state and federal tax filings, wealth management, partnership distributions,
and a close working relationship with the client’s agent, Athlete Underwriters produces value for
our clients while protecting them against career related risks.
Athlete Underwriters is committed to the success and wellbeing of our clients. By creating
leverage to increase the General Partner’s premium, Athlete Underwriters is able to increase every
athlete’s wealth, beginning day one of his or her professional career. The treatment and
management of this wealth further secures our clients’ financial futures. By allocating the net
premium between traditional wealth management techniques, investment in Athlete
Underwriters’ exclusive private equity income fund, Athlete Funds Worldwide LLP, and investing
a portion alongside a proven venture capital firm, Athlete Underwriters creates a lifelong wealth
management solution that diversifies an athlete’s income and supply’s plentiful opportunities for
capital growth. Along with the strategic financial planning, unique to each client, that determines
the allocation between these three components, Athlete Underwriters is able to invest a larger
sum in the athlete’s career, much earlier than an athlete could manage under their current salary.
The simple financial concept of compounded interest allows the initial premium to grow larger by
the end of a player’s career than if the same sum were to be invested over a player’s career. This
advantage, coupled with the ability to deduct insurance and agent costs*, before distributions to
limited liability partners, allows for a substantial increase in player earnings over the length of
their career, and when combined with a player’s pension or league retirement plan, a substantial
increase in retirement cash flows.
AthleteUnderwriters.com
*Athlete LLP must be named as the beneficiary any insurance policy to qualify as deductable
For more information visit AthleteUnderwriters.com