SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
Proceedings of 192nd Meeting of
STATE LEVEL BANKERS` COMMITTEE OF
ANDHRA PRADESH
(9th SLBC meeting of Reorganized
Andhra Pradesh State)
Date: 16.12.2015 - Time: 03.30 PM
Venue: Hotel Windsor-II, Vijayawada
STATE LEVEL BANKERS` COMMITTEE OF Andhra Pradesh
CONVENOR
ANDHRA BANK
Head Office: Andhra Bank, Dr.Pattabhi Bhavan, Saifabad, Hyderabad –
500 004
Phone: 040-23231392, 23252375, 23252387
Fax: 23234583 & 23232482
Email: slbc@andhrabank.co.in
1
SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
The 192nd Meeting of SLBC of Andhra Pradesh (9th SLBC meeting of reorganized A.P State)
was conducted on 16.12.2015 at Hotel Windsor-II, Vijayawada at 03.30 P.M.
Sri N Chandrababu Naidu, Hon’ble Chief Minister of AP, Chaired the meeting. Sri Prattipati
Pulla Rao, Hon`ble Minister for Agriculture, Animal Husbandry & Fisheries, GoAP, Sri Kollu
Ravindar, Hon’ble Minister for BC Welfare and Empowerment, Handlooms and Excise, Sri
Kamineni Srinivas, Hon’ble Minister for Health and Medical Education, GoAP, also attended
the meeting. The list of participants is enclosed.
1.0 Address by Sri Suresh N Patel, MD & CEO, Andhra Bank & President, SLBC of AP: On
behalf of SLBC of Andhra Pradesh, he extended a hearty and warm welcome to Shri N.
Chandrababu Naidu, Hon’ble Chief Minister of A.P, and all other dignitaries & participants of
192nd Meeting of SLBC of Andhra Pradesh.
He observed that all banks in the state have registered good progress in lending during first
half year of the financial year.
He flagged some important points for development of the state as well as banking sector:
 Effective Recycling and re-use of funds invested by the public in the banks
 Financial Literacy & Skill Development programs organized by the banks, various
departments & training institutes should result in improving income levels of the
people and also in good recovery of bank loans.
 Collective role of Banks & Government for inclusive growth.
 To make the Block level and District level Bankers’ forums effective in implementation
of various development programs.
Visit to Service villages by Rural & Semi urban branches of banks along with Government
officials on a specific day in a week & at Urban / Metro branches to have customer
interaction day every week:
President, SLBC opined that a proper mechanism has to be developed for outreach;
(a) By visiting villages every Wednesday by Rural & Semi-urban branches to meet the villagers
in a campaign mode in a Gram Sabha for various issues including development as well as
recovery;
(b) To have interaction by branch team with customers in Urban & Metro branches for
various developmental schemes with special focus on housing & MUDRA loans and
recovery at branch every Wednesday.
Hon’ble Chief Minister appreciated this planning & suggested that Government Departments
will get fully involved. Detailed guidelines are to be communicated by SLBC.
(Action: SLBC, All Banks & GoAP)
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
Online data submission of quarterly data by Banks:
He informed the house that SLBC will initiate steps for collection of quarterly data from banks
through on-line mode. Modalities like key-in online data, opening of a window till a particular
date, providing username and pass word etc. will be communicated to all member banks as
soon as the system becomes operational.
(Action: SLBC)
He requested the Government to
 Find out practical solutions for the problems faced by the tenant farmers in accessing
the bank credit.
 Expedite the process of allotment of sites for construction of own buildings of RSETIs
at Guntur, Chittoor and Tirupathi and speed up the process of alienation of land and
necessary approvals for RSETIs of Machilipatnam, Srikakulam and Visakhapatnam.
(Action: GoAP)
He informed that the 7 committees formulated as per the directions of Hon’ble Chief Minister
during 191st meeting of SLBC of AP along with Minor Irrigation will present the reports for
deliberations and resolution.
He assured the Government of cooperation of SLBC and the member banks in
implementation of various schemes of the Government and in carrying forward the vision of
the Government.
2.0 Address by Sri N. Chandrababu Naidu, Hon’ble Chief Minister of A.P:
He appreciated the President of SLBC for suggesting visits to villages & interaction with
customers every week on Wednesday. He advised the Janmabhoomi committees and banks
to participate in the weekly visits.
He highlighted the following during his address:
 Andhra Pradesh is the first state calculating the Gross State Domestic Product (GSDP)
at quarterly intervals and the state has registered 11.77% for first Half year.
 Banks are concentrating on lending under short term production credit and not
encouraging long term investments. If Government & banks concentrate positively on
all sectors a minimum of 20% growth rate can be registered and this will have a
tremendous impact on the economy of the state.
 Lending by banks needs to be reoriented and credit must be extended for Rain Water
Harvesting, sprinkler / Drip irrigation to save agriculture from the problems that are
being faced by the farmers and make the state drought proof.
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
 There should be close relation and coordination between banks and the Government
in taking up the activities under Agriculture, Horticulture, Live Stock, Fisheries and
other activities.
 The Government is ear marking an amount of Rs.17, 000 crores in urban areas to cater
to the needs of the SME and Housing sector.
 There is concentration in certain areas and other areas are neglected under Service
sector which should be rectified. Money lent is being mostly utilized for consumption
and ways must be devised so that small entrepreneurs take up economic activity to
earn more money and increase their capacity to spend more.
 In service sector Tourism, Hotels, Shopping & Conventional centers are having lot of
opportunities and need cooperation from banks.
 During Collectors conference, the District Collectors have informed that the
participation of Controllers of the banks at District level is not at the expected level.
 I.T. is a very big platform which should be utilized fully.
 For every activity finance is required and cooperation of banks is required to achieve
the desired results.
 90% of land records will be online by this month end. The remaining 10% will be
updated in a phased manner within a period of one year.
 The banks should lend the money to Self Help Group members for economic activity
and ensure that the money is utilized for self employment.
 Lending by banks should synchronize with the priorities of the Government to get the
desired results.
 Banks should also adopt villages for their overall development.
He sought the cooperation of all banks in carrying forward the vision of the state Government
and in achieving the results on envisaged lines.
(Action: All Govt. departments and Banks)
3.0 Presentation on Modalities of Annuity based financing to Micro Irrigation Companies
under Community Micro Irrigation Projects linked with Irrigation Schemes: (Agenda no. 15.1
of the 192nd SLBC meeting)
Convener, SLBC has given presentation to forum and it was resolved as under:
a) The forum agreed to extend finance to the Micro irrigation companies based on
annuity for micro irrigation projects linked with irrigation schemes.
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
b) Banks will extend the Term Loan finance to the extent of 40% of the project cost
keeping a margin of 60%, which has to be released to the Micro Irrigation companies
by State Government.
c) Government of Andhra Pradesh has to make the repayment of Term Loan in four
annual installments to the banks and tripartite agreement may be entered into with
GoAP, Banks & Micro Irrigation companies with that effect.
d) Rate of Interest on Term Loan is to be charged as per the individual bank’s policy.
e) Hypothecation of deferred payment receivables to be considered as primary security
to the bank.
Hon’ble Chief Minister of A.P suggested the forum to implement the scheme in two models
i.e. Individual and community based. He directed the Commissioner, Horticulture, GoAP to
submit proposals for approval of the Government.
(Action: Dept. of Horticulture and Banks)
4.0 Recommendations of the sub-committees formulated on a) Agriculture, Horticulture &
Sericulture Development b) Tenant Farmers & Suicides c) Debt Redemption & Capital
Infusion schemes of GoAP
Sri T. Vijayakumar, IAS, Special Chief Secretary, GoAP has presented the recommendations
to the forum.
President, SLBC of AP has suggested the forum that there is a need to finance for economic /
investment activity for income generation in addition to debt swapping of the farmer.
The forum discussed on creating livelihood for the debt swapped farmers, regulatory
guidelines on collateral security requirement, risk fund creation akin to MSME sector, lending
to tenant farmers etc.
Hon’ble Chief Minister of A.P has directed the Special Chief Secretary, Agriculture to work out
the modalities in detail before 10th January, 2016 and submit the final recommendations.
(Action: GoAP)
5.0 Recommendations of the sub-committees formulated on Livestock & Fisheries
Development.
Sri M Prasad, General Manager, Syndicate Bank has presented the recommendations of the
subcommittee to the forum.
The Hon’ble Chief Minister opined that the findings of the committee were only suggestions
and recommendations to the Government for initiating certain steps under the sector. He
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
requested the Committee to rework / refine the recommendations by taking into
consideration the available potential in the districts and come out with specific targets of
bankable projects and its implementation for improving the sector by 10 th January, 2016.
(Action: The Chairman and Convenor of the Sub-committee)
6.0 Recommendations of the sub-committees formulated on MSME Development.
Sri S C Dhawan, DGM, State Bank of Hyderabad has presented the recommendations of the
sub-committee to the forum.
Sri Shamsher Singh Rawat, Secretary, Industries & Commerce Department observed that
banks have made 68.64% achievement under MSME category. While the performance in
Prakasam, Nellore & Kadapa districts is very high in lending to MSME sector, West Godavari &
Chittoor districts have registered very less percentage of achievement. He requested the
banks to perform uniformly in all districts and meet their targets also for all districts.
He also reviewed the performance of loans under PMMY and requested the banks to achieve
the targets.
As regards rehabilitation / revival of Sick units, he opined that there is a need to develop a
separate portal for feeding of data related to MSME units district wise, block wise & branch
wise details and practical approach to be adopted by the Banks. Government will develop
software in this regard and bankers are requested to enter the details of MSME units’ district
wise, block wise & branch wise along with details of sick units.
Hon’ble Chief Minister of A.P has suggested the Secretary, Industries to work out the
modalities for the proposed portal and include the industry wise market trends. He suggested
forming a committee by GoAP to study the reasons for sickness of the individual units and
suggest the steps for revival. The recommendations will be given to the Government and
banks to examine the proposal for revival of the sick units. The Government wants to track
and monitor all MSME accounts as is being done with SHGs.
(Action: Department of Industries, GoAP and Banks)
7.0 Recommendations of the sub-committees formulated on Govt. Sponsored schemes.
Sri G.Lakshmipathi Reddy, General Manager, Indian
recommendations of the sub-committee to the forum.
Bank
has presented the
The forum recommended that candidates trained by Skill Development centres / RSETIs may
be considered by extending finance under the schemes. Other candidates may be imparted
EDP course after selection for extending finance.
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
Further, it was also advised that all banks should open a non-operative SB of the beneficiary
along with the loan account so that the beneficiary is restricted from drawing the subsidy
amount without availing bank loan.
The Hon’ble Chief Minister advised to prepare an action plan on the recommendations of the
Sub-committee and there will be a review on the progress every three months.
(Action: All Govt. Departments and Banks)
8.0 Recommendations of the sub-committees formulated on Financial Inclusion & Jandhan
– Aadhaar – Mobile (JAM).
Sri D Durga Prasad, General Manager, Andhra Bank has presented the recommendations of
the sub-committee to the forum.
Hon’ble Chief Minister of A.P has informed that Jandhan – Aadhaar - Mobile (JAM) is a big
structural reform and requested the banks to participate in the programme and be a part of
inclusive growth.
He advised the banks to;
 Educate / motivate the people towards savings habit, as all Government benefits are
routed through these accounts.
 Jan Dhan accounts should be issued with Rupay cards and should be activated for use
by the account holders.
 There are interoperability problems with the POS machines of some banks and they
should be resolved.
Smt. K. Sunitha, IAS, Finance (IF) & State Mission Director, PMJDY informed that Jandhan
has been implemented by the Government of India for inclusive growth. She requested the
banks to link all accounts under SHG, MNREGS, Scholarship & social security schemes etc.
with Jandhan.
Sri Ajit Kumar Rath, Executive Director, Andhra Bank informed that, if, the balance /
transaction amount at any point of time in the Basics Savings Bank Deposit account exceeds
Rs.50,000/- , the customer has to convert the Basic Savings Bank account to Normal Savings
account.
(Action: All Banks)
9.0 Presentation on Climate Change and its effects by NABARD
Sri V. Mashar, DGM, NABARD, H.O, has presented on Climate Change adaptation and
mitigation.
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
Sri G J Raju, General Manager, RBI requested NABARD to place the updates on Climate
change and its impact on the NABARD website and also requested to prepare an early
warning system and alert system exclusively for AP.
The Chief Secretary, GoAP requested Special Chief Secretary, Agriculture and Cooperation,
GoAP to formulate a sub-committee on climate change with Special CS as Chairman and Sri B
Suri Babu, DGM, NABARD, APRO as member-Convener. The other members of the committee
are from Animal Husbandry Department, Fisheries Department, Non-Government
Organizations (NGOs) & Banks.
(Action: Special CS, Agriculture and NABARD)
10.0 Presentation on Scheme of Housing for all under Pradhan Mantri Awas Yojana
Sri Lav Agarwal, IAS, Secretary, Housing Department, GoAP has presented the modalities to
the forum.
The Principal Secretary, Housing Department requested all Banks to extend finance under
“Housing for all” as per scheme guidelines.
(Action: All Banks)
SLBC will communicate all presentations mentioned above to member banks & Government
departments separately.
(Action: SLBC)
11.0 Address by Sri R N Dash, Regional Director, Reserve Bank of India:
He expressed that a good correlation between Banks and the state Government was observed
and this spirit of coordination is to be extended at District & Block level also. He appreciated
the state Government for updating of land records to the extent of 85-90 % in the web land
portal.
He flagged the following issues:
 Opening of branches is local issue and these types of local issues are to be discussed at
DCC level and resolve them.
 Banks to Operationalise the Jandhan accounts
 Government is requested to route benefits through these accounts.
 Banks are advised to submit the periodical data at regular intervals in a time bound
manner.
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
12.0 Address by Sri Harish Java, Chief General Manager, NABARD:
He informed that NABARD has projected Rs.1, 22,000 crores under Potential Credit Plan for
the financial year 2016-17 for various activities. District Credit Plans are to be prepared by the
Lead District Managers based on PLPs.
He suggested as under:
 RBI & SLBC to prepare a new format covering latest Priority Sector guidelines for
preparing District Credit Plans.
 Extend necessary finance to Joint Liability Groups (JLGs) and this is one way to extend
finance to tenant farmers.
 More credit for investment purposes for creation of asset.
 Adopt Area Development Schemes which facilitate economic development by
ensuring both forward and backward linkages.
 Farmers Producer Organizations (FPOs) are one of the ways to increase term lending.
13.0 Sri C Kutumba Rao, Vice Chairman, AP State Planning Board, GoAP expressed his
concern that some banks have not credited the debt redemption amount to loan accounts
and requested them to take corrective measures immediately.
14.0 Sri K Madhusudana Rao, IAS (Retd) CEO, Rythu Sadhikara Samstha requested the banks
to submit the data regarding
 Crop loan accounts pertaining to the deceased farmers, who are eligible for the
benefit of debt redemption.
 Details of ‘No Data’ cases.
He also requested the banks to initiate necessary steps to complete the process of uploading
of Horticultural data.
15.0 Secretary Finance (IF), GoAP requested the controllers of Banks to upload the details of
Government deposits held with them to the Government immediately. All banks which have
received deposits from Government shall submit a monthly return by 10 th of every month.
16.0 Confirmation of the minutes of the earlier meetings: The minutes of 191st SLBC meeting
held on September 28, 2015 and other meetings conducted up to 07.12.2015 were circulated
to the members of SLBC, LDMs and Government Departments concerned.
These minutes was taken as approved by the house as no amendments/changes were
received by SLBC of Andhra Pradesh.
17.0 Sri D. Durga Prasad, Convener, SLBC has then taken up the agenda items for discussion.
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
18.0 DDG, TERM Cell, Vijayawada has informed that out of 70 locations where banks are
having connectivity problem, 12 locations are covered and for the remaining villages
connectivity may be obtained through VSAT.
19.0 Sri IYR Krishna Rao, IAS, Chief Secretary of GoAP, has flagged some issues raised during
Collectors conference held on 14th & 15th December, 2015:












Controllers of the banks are not participating in DCC/DLRC meetings
Banks are not encouraging lending to Tenant farmers
Banks are not positioning adequate Business Correspondents (BCs)
No uniformity in the devices used for interoperability. It should be made mandatory
to use only hand held devices across all the banks and a printed receipt should be
given to every customer after the transaction
Extension of SHG Bank Linkage under Cash Credit Limit mode is not being done by
many banks
Some of the Bank branches are asking for insurance from SHG members
Some banks are not allowing SHGs to withdraw their savings for internal lending
Economic support scheme accounts for SC,ST,BC are not opened by the bankers
Branch managers are not following the branch wise credit plans resulting in no
improvement in the poor condition of agriculture & allied sectors
Controlling officers are not giving required data to the LDM on time
Loan Charge module of the webland not updated by the bankers
All the banks have been requested to start reschedule of the eligible crop loans and
give fresh crop loans to the eligible farmers at the earliest.
Convener, SLBC informed that these issues will be taken up with LDMs, Controllers of the
banks and will furnish the action taken report in the next SLBC meeting.
(Action: LDMs and Banks)
20.0 Chief Secretary, GoAP requested the Convener, SLBC to ensure that intimation is also
sent to both Andhra Pradesh Brahmin Welfare Corporation Ltd., and A.P. State Kapu Welfare
and Development Corporation Ltd., for attending District Level Committee as well as SLBC
meetings.
(Action: SLBC & LDMs)
Sri K L Raju, DGM & Regional Head, Union Bank of India proposed vote of thanks to Chief
Guest, President of SLBC and other participants.
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
Summary of Action Points emerged in the meeting
S.No
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
Action Point
Visit to Service villages by banks at block and district level along with Government
officials on every Wednesday starting from 06.01.2016.
To have interaction by branch team with customers in Urban & Metro branches for
various developmental schemes with special focus on housing & MUDRA loans and
recovery at branch every Wednesday starting from 06.01.2016.
(Action: All Banks & GoAP)
Expedite the process of allotment of sites for construction of own buildings of RSETIs
at Guntur, Chittoor and Tirupathi and speed up the process of alienation of land and
necessary approvals for RSETIs of Machilipatnam, Srikakulam and Visakhapatnam.
(Action: GoAP)
Submit the proposals of Annuity based financing to Micro Irrigation companies
under Individual and community based approach.
(Action: Department of Horticulture)
Workout the modalities in detail on retiring high cost informal debt, Tenant farmers
& LEC issues and submit the final recommendations.
(Action: The Chairman and Convenor of the Sub-committee)
Sub-committee on Livestock & Fisheries development is requested to come out with
specific targets of bankable projects and its implementation for improving the
sector.
(Action: The Chairman and Convenor of the Sub-committee)
Workout the modalities for the proposed online data entry portal for MSME sector.
(Action: Department of Industries, GoAP)
Prepare an action plan on the recommendations of the Sub-committee on
Government Sponsored Schemes and review on the progress every three months.
(Action: The Chairman and Convenor of the Sub-committee)
All banks are requested to extend the credit to LEC holders as per the eligible norms.
(Action: All Banks)
All banks are requested to extend necessary relief measures in drought affected
areas (359 Mandals declared by GoAP) as per extant guidelines of RBI on Natural
Calamities.
(Action: All Banks & LDMs)
Banks are requested to mandatorily enter the loan charge details on loan charge
creation module in AP web land portal.
(Action: All Banks)
All controllers are requested to instruct their Branch Managers/District Coordinators
to attend the JMLBC/DCC meetings without fail for fruitful deliberations and
resolutions.
(Action: All LDMs & Banks)
Issues flagged during Collectors conference (item No.19 of the Minutes) - Action
taken report will be placed in next SLBC meeting.
(Action: SLBC)
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SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
Convener:
LIST OF PARTICIPANTS
CHIEF GUEST
Sl.
No.
1
Name of the official
Smt/Shri.
N Chandrababu Naidu
Sl.
Name of the official
No.
Shri/Smt.
2
Prattipati Pulla Rao
3
Kollu Ravindar
4
Dr. Kamineni Srinivas
5
C Kutumba Rao
6
7
Y S Sai Babu
B Suresh Krishna
8
9
T Indira
Dr.S.P.Wani
10
P.M. Kamalesh
11
Suresh N Patel
12
13
Ajit Kumar Rath
D Durga Prasad
14
15
16
17
R.N.Dash
G J Raju
K Anuradha
M.Muralidhar
18
19
Harish Java
L Munda
Designation
Hon'ble Chief Minister of Andhra
Pradesh
Hon'ble MINISTERs
Designation
Hon’ble Minister for Agriculture,
Animal Husbandry, Dairy &
Fisheries
Hon’ble Minister for Backward
Classes Welfare, Handlooms &
Excise
Hon’ble Minister for Health &
Medical Education
INVITEES
Vice-Chairman,
AP State Planning Board
Chairman, 20 Point Programme
Dy. Director General,
TERM Cell, DoT
Regional P.F. Commissioner
Director, ICRISAT Development
Centre
Research Analyst
SLBC OF A.P
Managing Director & CEO,
President, SLBC of A.P.
Executive Director
General Manager &
Convenor, SLBC of A.P
RESERVE BANK OF INDIA
Regional Director
General Manager
Asst. General Manager
Manager
NABARD
Chief General Manager
General Manager
Organisation/
Department
Govt. of A.P.
Organisation/
Department
Govt.of A.P.
Govt. of A.P.
Govt.of A.P.
Govt. of A.P
Govt. of A.P
Govt. of India
Govt. of A.P
Govt.of India
Sa-Dhan
Andhra Bank
Andhra Bank
Andhra Bank
Reserve Bank of India
Reserve Bank of India
Reserve Bank of India
Reserve Bank of India
NABARD, AP, RO
NABARD, AP, RO
12
SLBC of AP
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
V.Mashar
B.Suri Babu
N.Madhu Murthy
G. Sampath Kumar
Convener:
Dy.General Manager
Dy.General Manager
Asst.General Manager
NABARD, HO, Mubai
NABARD, AP, RO
DDM , NABARD
SIDBI
General Manager
SIDBI
OFFICIALS - Govt. of A.P
I.Y.R.Krishna Rao, IAS
Chief Secretary
S.P.Tucker,IAS
Spl.Chief Secretary, Planning
Department & Rural
Development (FAC)
T.Vijayakumar, IAS
Spl.Chief Secretary,
Agriculture& Cooperation
Department
Anil Chandra Puneetha,
Chief Commissioner of Land
IAS
Administration
Dr. P V Ramesh, IAS
Principal Finance Secretary
Dr Manmohan Singh, IAS
Principal Secretary,
Animal Husbandry, Dairy and
Fisheries Department
Praveen Kumar, IAS
Principal Secretary, B.C.
Welfare
Shamsher Singh Rawat, IAS Secretary, Industries &
Commerce Department
Ram Shankar Naik, IAS
Commissioner of Fisheries
Dr. Vijay Kumar, IAS
Secretary to Govt. Social
Welfare Department
K.Sunitha, IAS
Secretary, Finance(IF)
Department
Lav Agarwal,IAS
Secretary, Housing Department
I Samuel Anand Kumar, IAS Managing Director,
AP SC Co-op Finance
Corporation
K.Harsha Vardhan, IAS
M.D.,A.P.BC Coop. Finance
Corporation
Solomon Ariokiaraj, IAS
CEO SERP/MEPMA
Seshagiribabu, IAS
Commissioner, Cooperative
Dept.,
K Madhusudana Rao, IAS
CEO, Rythu Sadhikara Samstha
(Retd.)
B.Ramanjaneyulu, IAS
Commissioner, Rural
Development
K.Dhanunjaya Reddy, IAS
Director, Agriculture Dept.,
Chiranjiv chaudhary,IFS
Commissioner, Horticulture &
Sericulture Dept.,
Naresh Penumaka, IRS
E.O. Secretary, Handlooms
Govt.ofA.P.
Govt.of A.P.
Govt.ofA.P.
Govt. of A.P.
Govt. of A.P
Govt. of A.P
Govt. of A.P.
Govt. of A.P
Govt. of A.P.
Govt. of A.P.
Govt. of A.P.
Govt. of A.P.
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt .of A.P.
Govt. of A.P
13
SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
45
B.V.Bala Yogi
46
A.Krishna Mohan
47
48
49
N. Pushpa Latha
K.Venu Gopal
S.M.D.Sabjan
50
A. Surya Prakash
51
52
Ch. Pratap Rao
M Caleb
53
Md. Liyakhat Ali
54
55
56
A.V.V.Prasad
Dr.G.Somasekharam
A.Varaprasada Rao
57
58
Yugandhar
A.Murali Krishna
59
P.Subba Rao
60
B K Nagaraja Rao
61
T.Sivakumar
62
P.Majoj Kumar
63
D V R Reddy
64
N.V.V.Satyanarayana
65
V.Sivaramakrishna
66
67
68
Ch.Nageswara Rao
B.S.A.Murthy
M. Rajeshwari Singh
69
70
71
72
Y.Sreenivasa Rao
M.Kalebu
B Sreedhar
Lakshman Singh
73
K.V.Sanjeeva Rao
Convener:
MD, Tricor (JAC), Tribal Welfare
Dept.
M.D., BC Federation, BC
Welfare Department
ED, BC Finance Corporation
Director, Ground Water Dept.,
Chief Engineer, Minor Irrigation,
W.R.Dept.,
Project Officer ,A.P.Micro
Irrigation Project
General Manager, Housing
General Manager, SC
Corporation
General Manager, Minorities
Finance Corporation
Addl.RCS,Cooperation Dept.,
HOD, Animal Husbandry Dept.,
D.D., Ground Water
Development
PDC(FAC), B.C.Welfare Dept.,
JD (H&T),
Dept. of Handlooms & Textiles
Manager, APSHCL,
H.O.,Hyderabad
OSD, Finance Dept.
Govt. of A.P
Asst.Executive Officer,
S.C.Corporation
Senior Assistant,
B.C.Corporation
SMC, MEPMA
Govt. of A.P
Executive Director, Krishna Dist.
S.C.Corporation
Senior Branch Manager,APSFC
Govt. of A.P
OFFICIALS – Govt. of INDIA
Executive Director, HUDCO,
DGM(Projects), HUDCO
Deputy General Manager,
AIC of India
Asst.Director General, UIDAI
Asst.Director,MSME-DI
Asst. Director, MSME-DI
Dy.Director
National Horticulture Board
Nodal Officer , KVIC
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P.
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of A.P
Govt. of India
Govt.of India
Govt.of India
Govt. of India
Govt.of India
Govt. of India
Govt. of India
Govt. of India
14
SLBC of AP
74
75
76
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
V.Sudhakar
K.S.Prasad
K.Ravikumar
INSURANCE COMPANIES
Senior Dvisional Manager
Sr.Divisional Manager
Administrative Officer
PUBLIC SECTOR BANKS
General Manager
General Manager
General Manager
77
78
79
Ajay Gupta
M Prasad
Hare Krishna Jena
80
K. Harihara Rao
General Manager
81
82
83
84
85
G.Lakshmipathi Reddy
G.S.V.Krishna Rao
T V Reddy
P.L.Khuntia
S.C.Dhawan
General Manager
Deputy General Manager
Dy. General Manager
Dly.General Manager
Dy.General Manager
86
87
88
89
90
91
92
93
94
95
S.K. Agrawal
B M Rao
P.N.Ravindranath
V.V. Murar
S Sivakumar
J Satyanarayana
Arvind Kambar
K Chandrasekhar
C Palaniappan
V.Venkateswarlu
Dy. General Manager
Dy. General Manager
Divisional Manager
Dy. General Manager
Dy. General Manager
Dy.General Manager
Zonal Manager
Dy. General Manager
Zonal Manager
Zonal Manager
96
97
98
Dr. K L Raju
B .Kishore Kumar
C.Ram Bhoopal
Dy. General Manager
Dy.Zonal Manager
Asst.General Manager
99
100
101
102
C Thimma Reddy
A Udaya Bhaskar Reddy
K Chitti Babu
N.Satya Kumar Babu
Asst. General Manager
Asst. General Manager
Asst. General Manager
Asst.General Manager
103
T K Karunakar
Asst.General Manager
104
105
106
107
108
109
110
G.Anil Kumar
K.Radhakrishna
K.Satyanarayana Raju
K Srinivas
Y Srinivas
B.Koteswara Rao
S Ganesh Krishna
Regional Manager
Chief Manager
Regional Manager
Chief Manager
Chief Manager
Chief Manager
Branch Manager
Convener:
National Insurance Co.
New India Assurance Co.
National Insurance Co.
Andhra Bank
Syndicate Bank
State Bank of India
State Bank of
Hyderabad
Indian Bank
Andhra Bank
State Bank of India
Allahabad Bank
State Bank of
Hyderabad
Bank of India
Canara Bank
Canara Bank
Central Bank of India
Corporation Bank
Indian Overseas Bank
Dena Bank
Syndicate Bank
UCO Bank, Vijayawada
Indian Bank, ZO,
Vijayawada
Union Bank of India
Bank of Maharashtra
Oriental Bank of
Commerce
IDBI Bank Ltd.
Punjab National Bank
State Bank of India
State Bank of Mysore
State Bank of
Travancore
Bank of Baroda
Indian Bank
Vijaya Bank
Allahabad Bank
Bank of Maharashtra
Punjab & Sind Bank
Bharatiya Mahila Bank
15
SLBC of AP
111
112
113
114
115
116
117
118
119
120
121
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
G.Venkateswara Rao
I. Aruna
R Hari Kumar
P. Siva Kumar
K. Namassivaya
Ch.V.Seshi Kumar
T Prakash Rao
K Namassivayya
G. Krishna Lavanya
Harish Y
Sk.Shariif
Senior Manager
Senior Manager
Senior Manager
Senior Manager
Manager
Manager
Manager-RD
Manager
Manager
Asst. Manager
Asst.Manager
REGIONAL RURAL BANKS
Chairman
Chairman
Convener:
UCO Bank
Vijaya Bank
United Bank of India
Andhra Bank
Union Bank of India
Andhra Bank
Central Bank of India
Union Bank of India
Indian Overseas Bank
Andhra Bank
IDBI Bank Ltd.,
122
123
V Brahmananda Reddy
D.Sampath Kumar
124
M. Vijaya Bhaskara Rao
General Manager
125
K. Narasimhaiah
Regional Manager
CGGB, Guntur
Andhra Pragathi
Grameena Bank
Saptagiri Grameena
Bank
APGVB, Warangal
K.N.Malleswara Rao
S Vijaya Bhaskara Reddy
APCOB
Chief General Manager
Dy. General Manager
APCOB
APCOB
126
127
128
129
130
V.Rama Krishna
Pavan Kumar Chillarige
N S Rao
PRIVATE SECTOR BANKS
Circle Head
Vice President
General Manager
131
132
133
N.Sreedhar
M.Sudheer Chowdary
S.V.Subba Rao
Chief Manager
Manager
Asst. General Manager
134
135
136
137
K.Sai Ratna Kumar
N.Haresh Babu
K.Brahmaiah
G.Ravi Kumar
Zonal Credit Manager
Regional Head
Regional Head ARB
Sr.Manager
138
139
140
141
142
143
144
145
E.Vijay kumar
L.Madhusudhana Rao
M B C S Rao
Sriram Sai Shankar
B.Krishna Sandeep
L.Munisrikanth Reddy
K.Madhusudhan Rao
O.Narendra Kumar
Asst.Manager
Cluster Branch Manager
Nodal Officer
C H, Retail agri
Manager
Deputy Vice President
Manager
RO
Axis Bank
HDFC Bank
Coastal Local Area
Bank Ltd.
Karur Vysya Bank
Karur Vysya Bank
The Lakshmi Vilas Bank
Ltd.
ICICI Bank
ICICI Bank
Kotak Mahindra Bank
Tamilnadu Mercantile
Bank Ltd.,
South Indian Bank Ltd.
ICICI Bank
AXIS Bank
HDFC Bank
HDFC Bank
HDFC Bank
Ratnakar Bank ,Guntur
Ratnakar Bank -Guntur
16
SLBC of AP
192nd Meeting of SLBC (9th SLBC Meeting of reorganized A.P.State)
146
147
Y.Premanath
P Suresh
Senior Manager
Manager
148
149
Venu.C.Pillai
N.Shashirekha
150
S.S.N.A.Prasad
Chief Manager
Branch Service Operations
Manager
C.S.E.
151
152
I.Pavan
Shabbir Ali Mohammad
Branch Manager
Branch Manager
153
154
155
156
157
158
159
160
161
162
163
164
LEAD DISTRICT MANAGERS
M Sudarshan Rao
L.D.M, Guntur
M.Ram Reddy
L.D.M., Srikakulam
S.Jagannatha Swamy
L.D.M., East Godavari
M.Subrahmanyeswara Rao L.D.M., West Godavari
G.Venkateswara Reddy
L.D.M., Krishna
Tavva Guravaiah
L.D.M., Vizianagaram
D.Sarat Babu
L.D.M., Visakhapatnam
M.Narasimha Rao
L.D.M., Prakasam
Jayashankar
L.D.M. Ananthapur
P.Narasimha Rao
L.D.M., Kurnool
T.Venkateswara Rao
L.D.M., Nellore
R.Ramamohana Rao
L.D.M., Chittoor
Convener:
Dhanalakshmi Bank
Coastal Local Area
Bank
The Federal Bank Ltd
DCB Bank Ltd.,
DCB Bank Ltd.,
Karnataka Bank Ltd.,
Catholic Syrian Bank
Andhra Bank
Andhra Bank
Andhra Bank
Andhra Bank
Indian Bank
State Bank of India
State Bank of India
Syndicate Bank
Syndicate Bank
Syndicate Bank
Syndicate Bank
Indian Bank
OFFICERS FROM SLBC
165
166
167
168
169
M Bala Bhaskar
Vunnam Rajesh
N Anil Babu
Ashok B Adur
K Srinivasa Rao
Chief Manager
Senior Manager
Manager
Asst. Manager
Asst. Manager
Andhra Bank
Andhra Bank
Andhra Bank
Andhra Bank
Andhra Bank
17