Tennessee 2010
A Correlation Between
Tennessee Curriculum Standards
and
JA BizTown™
December 2009
JA Worldwide®
One Education Way
Colorado Springs, CO 80906
1
Tennessee 2010
JA BizTown™
JA BizTown is JA Worldwide’s experiential-based, elementary school capstone program. The program encompasses
important elements of work-readiness, entrepreneurship, and financial literacy, providing students with a solid
foundation of business, economics, and free enterprise education. Furthermore, the program content augments
students’ core curriculum in social studies, language arts, and mathematics. Throughout the program, students use
critical thinking skills to learn about key concepts as they explore and enhance their understanding of free enterprise.
Units
Unit 1: Community and Economy (five 45-minute lessons)—Students are introduced to JA BizTown. In the unit
lessons, students become familiar with the rights and responsibilities of citizenship; examine how goods, services,
and resources flow between people and businesses; practice making decisions to allocate resources, consider the
value of providing public goods and services through the government; and identify ways people donate their time,
money and wisdom to help others.
Unit 2: Financial Literacy (four 45-minute lessons)—In the unit lessons, students practice using financial products
in preparation for their visit to JA BizTown. They are introduced to products offered by financial institutions,
explore how checkbooks work, learn how to purchase items with checks, and learn about the benefits of using
interest-earning accounts to save money.
Unit 3: Work-Readiness (four 45-minute lessons)—In the unit lessons, students explore how interests and skills are
linked to job alternatives, become familiar with skills desired by employers, and participate in team negotiation
activities. In preparation for the JA BizTown experience, they will complete a job application, practice job interview
skills, and calculate net pay.
Unit 4: Business Management (six 45-minute lessons)—In the unit lessons, students complete activities in
preparation to participate in a full-day visit to the JA BizTown site at the end of this unit. Students examine the “best
practices” used by many quality businesses, form business teams, determine business costs, and create
advertisements for their businesses.
JA BizTown (full day)—Students work as employees in various businesses (facilitated by volunteer educators and
business professionals); they are paid for their labor, and they manage personal checking and savings accounts.
Unit 5: After-Visit Debriefing (two 45-minute lessons)—In the unit lessons, students reflect on their JA BizTown
experience.
Optional Activities: Each unit lesson includes supplementary activities to connect JA BizTown concepts to the
academic areas of Language Arts, Math, Social Studies, and Science.
JA BizTown
Description
Unit 1 – Community
and Economy
Lesson 1: What Is a
Community?
Citizens (students)
explain how people
interact as members of
a community.
Key Learning Objectives
Objectives: The students will:
 define citizen, community, trade, business, rights and
responsibilities
 explain responsibilities associated with citizen rights
Concepts: business, citizen, community, republic, right,
responsibility, trade
Skills: following directions, group work, map reading,
matching, reading, verbal communication
2
Social
Studies
Gr 3-5
1.03
2.01
2.03
6.01
English/
Language
Arts
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Mathematics
Tennessee 2010
JA BizTown
Description
Key Learning Objectives
Unit 1 – Lesson 2:
What Is an
Economy?
Citizens illustrate the
circular flow of
economic activity that
serves as a basic
model of an economy.
Objectives: The students will:
 define goods and services, resources (human, natural and
capital), and economy
 describe the circular flow of economic activity
Unit 1 – Lesson 3:
What Is Free
Enterprise?
Citizens determine
how to allocate scarce
resources in a free
enterprise system.
Objectives: The students will:
 define scarcity and free enterprise.
 identify the three basic economic questions (what, how,
and for whom to produce?)
 describe economic freedoms under free enterprise
Concepts: capital resources, circular flow, economy, human
resources, market, natural resources, resources
Social
Studies
English/
Language
Arts
Gr 3-5
1.03
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 3-5
1.03
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 3-5
1.03
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 3-5
1.03
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2, 2.4
6.1, 8.1
Mathematics
Gr 5
2.4
Skills: following directions, group work, reading, verbal
communication
Concepts: free enterprise, freedom to choose, freedom to
invest, freedom own property, profit, prototype, scarcity
Gr 5
2.41
Skills: brainstorming, critical thinking, following directions,
group work, oral reporting, problem solving, reading,
teamwork, verbal communication
Unit 1 – Lesson 4:
Why Do I Pay
Taxes?
Citizens explain the
role of government to
provide public goods
and services.
Objectives: The students will:
 define public goods and services, as well as taxes
 describe characteristics of public goods and services
 explain why people pay taxes
Concepts: private goods and services, public goods and
services, taxes
Gr 5
2.4
Skills: following directions, research, verbal communication
Unit 1 – Lesson 5:
What Is
Philanthropy?
Citizens explain why
citizens and
businesses engage in
philanthropy to
support nonprofit
organizations.
Objectives: The students will:
 define philanthropy and opportunity cost
 describe the role of nonprofit organizations
 explain the opportunity cost of decisions
Unit 2 – Financial
Literacy
Lesson 1: Why Use a
Financial
Institution?
Citizens describe
services provided by
banks and credit
unions and explain the
role of financial
institutions in a
community.
Objectives: The students will:
 explain that financial institutions are businesses
 name services that financial institutions provide
 describe the movement of money between banks and
people or businesses
Concepts: nonprofit organizations, opportunity cost,
philanthropy
Skills: collect and organize data, following directions, group
work, matching, math, reading, research, teamwork, verbal
communication
3
Gr 4
2.6, 3.1
Gr 5
2.5
Skills: computation, data analysis, following directions,
group work, math computation, money-management,
reading, record keeping, verbal communication, written
communication
Concepts: Automatic Teller Machine (ATM), checking
account, credit card, debit cards, financial institution, interest,
loan, savings account, savings certificates of deposit (CD)
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 3-5
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Tennessee 2010
JA BizTown
Description
Unit 2 – Lesson 2:
How Do I Make a
Deposit?
Citizens complete a
bank account
application and record
transactions in a check
register.
Key Learning Objectives
Objectives: The students will:
 name the parts of a checkbook
 complete a deposit ticket and maintain a check register
correctly
 define net deposit
Social
Studies
English/
Language
Arts
Gr 3-5
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Concepts: check register, checks, deposit tickets, doubleentry accounting, endorse, net deposit
Skills: completing business forms, following directions,
math computation, money-management, reading, record
keeping, verbal communication
Unit 2 – Lesson 3:
How Do I Write a
Check?
Citizens write checks
and maintain a check
register.
Objectives: The students will:
 write a check and maintain a check register correctly
 describe the consequences of not-sufficient-funds
Concepts: bounced check, check register, checking account,
not-sufficient funds (NSF)
Gr 3-5
2.01
2.03
6.01
Gr 5
2.4
Skills: creative writing, following directions, group work,
math computation, money-management, reading, record
keeping, teamwork, verbal communication
Unit 2 – Lesson 4:
Why Open a Savings
Account?
Citizens explain the
benefits of saving and
the benefits of
interest-earning
accounts.
Objectives: The students will:
 state the benefits of an interest-earning savings account
 explain how money grows in a savings account
Concepts: compound interest, interest rate, rule of thumb,
savings account
Skills: following directions, math computation, moneymanagement, reading, record keeping, verbal
communication, written communication
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 3-5
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Mathematics
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 3
2.2, 2.4
Gr 4
2.2, 2.6, 3.1
Gr 5
2.1, 2.5
Unit 3 – WorkReadiness Skills
Lesson 1: Will I Be
Ready for Work?
Citizens classify
careers by types of
actions and evaluate
workplace behaviors.
Objectives: The students will:
 define interests and skills.
 explain the relevance of interests and skills to career
exploration and planning
 explain the difference among four primary Career Types:
People, Ideas, Data, and Things
 demonstrate appropriate workplace behaviors
Concepts: interests, employee, employer, soft skills, skills
Skills: charting/graphing, classifying, comparing and
contrasting, evaluating or interpreting data, following
directions, money management, ranking, reading, , role play,
self-assessment, verbal communication, work readiness
4
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Tennessee 2010
JA BizTown
Description
Unit 3 – Lesson 2:
Why Is Teamwork
Important?
Citizens work in
teams to reach
consensus.
Key Learning Objectives
Objectives: The students will:
 define teamwork, negotiation, conflict resolution, and
entrepreneur
 explain the importance of teamwork in the world of work
 demonstrate teamwork skills and innovation in solving
business dilemmas
Social
Studies
Gr 3-5
1.03
6.01
English/
Language
Arts
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Concepts: conflict resolution, entrepreneur, innovative
solutions, innovator, negotiation, teamwork
Mathematics
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Skills: brainstorming, conflict resolution, critical thinking,
group work, math computation, money management,
negotiation, oral reporting, problem solving, reading, record
keeping, reporting, summarize, teamwork, verbal
communication, work readiness, written communication
Unit 3 – Lesson 3:
How Do I Get a Job?
Citizens complete a
JA BizTown job
application and
practice job interview
skills.
Objectives: The students will:
 define job application, résumé, ethics, job interview, and
applicant
 complete a job application
 shake hands appropriately
 demonstrate proper interview skills
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
3.1, 3.2, 3.3
6.1, 8.1
Gr 5
2.4
Concepts: applicant, ethics, job application, job interview,
resume
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Skills: collect and organize data, comparing and contrasting,
completing business forms, critical thinking, evaluating and
interpreting data, following directions, group work,
interviewing, math computation, money-management, oral
reporting, reading, record keeping, research, role play, selfassessment, verbal communication, work readiness, written
communication
Unit 3 – Lesson 4:
How Do I Get Paid?
Citizens calculate net
pay.
Objectives: The students will:
 define pay stubs, gross pay, payroll taxes, and net pay.
 explain why people pay taxes.
 explain why the amount of pay received is less than the
amount earned.
Concepts: gross pay, net pay, payroll deductions, pay stub,
payroll tax
Gr 3-5
1.03
2.01
2.02
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Skills: following directions, math computation, moneymanagement, reading, record keeping, verbal communication
Unit 4 – Business
Management
Lesson 1: What Is a
Quality Business?
Citizens create a “best
practices” guide for
quality businesses.
Objectives: The students will:
 define how ranking relates to evaluation criteria
 define revenue as related to quality businesses
 relate “best practices” to criteria measurements
Concepts: best practices, criteria, ranking, revenue
Skills: brainstorming, classifying, collect and organize data,
comparing and contrasting, critical thinking, editing,
following directions, group work, math computation, moneymanagement, note-taking, ranking, reading, summarize,
teamwork, verbal communication, work readiness, written
communication
5
Gr 3-5
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
3.1, 3.2, 3.3
6.1, 8.1
Gr 5
2.4
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Tennessee 2010
JA BizTown
Description
Unit 4 – Lesson 2:
How Do Businesses
Succeed?
Citizens analyze
characteristics of
quality businesses.
Unit 4 – Lesson 3:
What Are Business
Costs?
Citizens calculate
operating costs and
apply for a business
loan.
Key Learning Objectives
Objectives: The students will:
 define quality business
 describe criteria that comprise a quality business
Concepts: job assignments, quality business
Social
Studies
English/
Language
Arts
Gr 3-5
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Skills: brainstorming, collect and organize data, editing,
following directions, group work, math computation, moneymanagement, oral reporting, reading, record keeping, verbal
communication, work readiness, written communication
Objectives: The students will:
 describe costs associated with operating a business
 calculate business expenses
Concepts: advertising, borrow, business expenses, business
loan, health care, job responsibilities, operating costs,
philanthropy, professional services, promissory note,
recycling, rent, salary, sales revenue, supplies, taxes, utilities
Gr 3-5
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
3.1, 3.2, 3.3
6.1, 8.1
Gr 5
2.4
Skills: brainstorming, charting or graphing, completing
business forms, critical thinking, following directions, group
work, math computation, money-management, problem
solving, reading, record keeping, teamwork, verbal
communication, work readiness, written communication
Unit 4 – Lesson 4:
Which Price Is Best?
Citizens set the prices
of goods and predict
profit on sales.
Objectives: The students will:
 define selling price, revenue, and inventory
 describe factors that affect the selling price
 explain the relationship among revenue, costs, and profit
Gr 3-5
2.01
2.03
6.01
Concepts: inventory, market survey, profit, revenue, selling
price
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Skills: collect and organize data, evaluating/interpreting data,
following directions, math computation, moneymanagement, oral reporting, reading, record keeping,
teamwork, verbal communication
Unit 4 – Lesson 5:
Why Advertise?
Citizens create
advertisements for
their JA BizTown
businesses.
Objectives: The students will:
 define advertising
 describe characteristics of effective advertising
Concepts: advertising, operating cost, slogans
Skills: brainstorming, comparing and contrasting, critical
thinking, editing, following directions, group work, math
computation, money-management, reading, teamwork, verbal
communication, written communication
6
Gr 3-5
2.01
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
3.1, 3.2, 3.3
6.1, 8.1
Gr 5
2.4
Mathematics
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Tennessee 2010
JA BizTown
Description
Unit 4 – Lesson 6:
What Else Should Be
Prepared?
Citizens preview
activities for their visit
to JA BizTown and
record check
transactions.
Key Learning Objectives
Objectives: The students will:
 understand how careful completion of details ensures a
more successful JA BizTown visit
 acknowledge how effective teamwork and cooperation
enhance each business team
Concepts: checklist, daily schedule, nonprofit organizations,
procedure, philanthropy
Social
Studies
Gr 3-5
1.03
2.01
2.02
2.03
6.01
English/
Language
Arts
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
Skills: critical thinking, editing, estimation, evaluating or
interpreting data, following directions, group work, map
reading, math computation, money-management, reading,
record keeping, teamwork, verbal communication, work
readiness, written communication
Unit 5 – After-Visit
Debriefing
Lesson 1: What Did
I Learn About
Business?
Citizens evaluate their
team’s performance at
JA BizTown and write
thank you letters.
Objectives: The students will:
 evaluate team performance at JA BizTown
 describe the JA BizTown experience in a business letter
Unit 5 – Lesson 2:
What Did I Learn
About Economics?
Citizens relate the
experiences of JA
BizTown with specific
economic terms and
concepts.
Objectives: The students will:
 explain the circular flow of economic activity
 describe how citizens use financial institutions
 describe how citizens work within quality businesses
Skills: critical thinking, editing, following directions, group
work, letter writing, math computation, oral reporting,
reading, reporting, self-assessment, summarize, teamwork,
verbal communication, written communication
Skills: critical thinking, following directions, reading,
summarize, teamwork, verbal communication
Gr 3-5
1.1, 1.2
1.4, 1.5
Gr 4
2.6, 3.1
Gr 5
2.5
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
3.1, 3.2, 3.3
6.1, 8.1
Concepts: business letter procedure
Concepts: internship, job-shadow, CFO
Mathematics
Gr 5
2.4
Gr 3-5
2.01
2.02
2.03
6.01
Gr 3-5
1.1, 1.2, 1.3
2.1, 2.2
6.1, 8.1
Gr 5
2.4
12/09
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