SIMPLIFIED ISSUE - Diversified Insurance Brokers

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PRESENTED BY

Margaret Stolz, Vice President,

Underwriting Dept.

Diversified Insurance Brokers

Since 1980

770-662-8510 Local

800-533-5969 Toll Free

770-662-0516 Fax

Hot Points – Simplified Issue

 Yes/No Application

 Immediate Death Benefit

 Graded Products Available

 No Build Limitation

 Non Medical Term, UL, Whole Life

 Quick Issue

 Guaranteed Premiums

 Issue Ages 0 to 85

 Face amounts - $2,500 to $350,000

TARGET MARKETS

Final Expense – Smaller face amounts

Impaired Risk – ages 0 - 85

Clients who don’t want to be examined

Clients with MVR problems

Clients looking for a small whole life product

Clients looking for additional coverage

Clients with foreign travel

Clients previously DECLINED or RATED

Older parents needing coverage

Parents wanting to insure their children

Grandparents wanting to insure their grandchildren

Individuals wanting the security of guaranteed benefit and premiums

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Lipid Levels - the Risk of Arteriosclerosis

Electrocardiograms and T-Wave changes

Liver Enzyme Tests

Multiple Sclerosis

Mitral Valve Prolapse (MVP)

Hypertension (High Blood Pressure)

Cardiac Catheterization

Percutaneous Transluminal Angioplasty

Coronary Artery Bypass Graft (CABG)

Prostate Cancer

Transient Ischemic Attack (TIA)

Sleep Apnea

Hepatitis A, B & C

Breast Cancer

MIB

Skin Cancer

Tuberculosis

Diabetes

Heart Attack

Sarcoidosis

Kidney Transplants

Spinal Cord Injury

Ovarian Cancer

Hemochromatosis

Epilepsy

Aortic Valve Disorders

· Evaluation of Coronary Artery Disease

· Colorectal Cancer

· Depression

· Irregular Heart Beat

· Alcohol and Drug Abuse

· Valvular Heart Surgery

· Build

· Ulcerative Colitis/Crohns Disease

· Athletes Heart

· Testicular Cancer

· Bundle Branch Block (BBB)

· Pacemakers

· Heart Disease in Women

· Rheumatoid Arthritis

· Systemic Lupus Erythematosus (SLE)

· Driving Record

· Atrial Fibrillation

· Chronic Lymphocytic Leukemia - CLL

· Prostate Specific Antigen - PSA

· Bladder Cancer

· Atrial and Ventricular Septal Defects

· Older Age Underwriting

· Parkinson's Disease

· Peptic Ulcer Disease

· Chronic Obstructive Pulmonary Disease (COPD)

What Diversified Will Do For You

 100 + years combined experience

 In house underwriting specialist

 Match your client to the right product

 No voicemail phone tree

 High placement ratio

 Friendly efficient service

 Over 70 + total products available

SUCCESS STORIES

 Eight year old diabetic – ISSUED

 Male weighing almost 400 Lbs, Immediate Death Benefit

Plan – ISSUED

 Child with current seizures – ISSUED

 Female client 13 months after initial cancer diagnosis,

Immediate Death Benefit – ISSUED

 Male 65 has on going testing. $50,000 – ISSUED

PREFERRED

 Male 62 smoker with benign brain tumor and TIA –

ISSUED STANDARD

Margaret – Margaret@diversifiedins.com

Tonia – Tonia@diversifiedins.com

Jason – Jason@diversifiedins.com

Jarad – Jarad@diversifiedins.com

730 Holcomb Bridge Road

Norcross, GA 30071

800-533-5969 Toll Free

770-662-8510 Local

770-662-0516 Fax

WWW.DIVERSIFIEDINS.COM

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