Virtual Point of Sale (VPOS)
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E - commerce
Dear Valuable Partners,
Raiffeisenbank (Bulgaria) EAD has the pleasure to
present to your attention a new opportunity for increasing
the quality of the services offered to your clients – the
internet payments with bank cards via Merchant’s
website.
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VPOS Overview
This presentation will cover:
•
Product information and the Payment Process
•
How Raiffeisenbank (Bulgaria) EAD’s Virtual POS creates value in
your business as well as the benefits it provides:
 Higher Efficiency
 Novelty
 Maximum Security
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•
Brief section with technical details and functionalities of our product.
•
Contact Details
What is a Virtual Point of Sale
Virtual Point of Sale (VPOS) is a secure way for the merchants to
receive card payments via their internet sites.
Certificate 1
Certificate 3
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Certificate 2
Value Creation
Here is a quick outline of the biggest value creators for your business, which
Raiffeisenbank (Bulgaria) EAD’s Virtual POS has to offer.
New
Transaction
Structures
Security
New
Participants
Speed
Economies
of Scale
Simplicity
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Novelty
•
New transaction structures
The highest benefit of this service is the cost effectiveness you receive
– a smart and modern way for expanding your business without the
need of opening new offices and hiring extra workforce!
Here are some ways how Raiffeisenbank (Bulgaria) EAD is going to
help You to cut down your expenses:
• Planning/Consulting
Free
• Integration/Implementation
Free
• Monitoring/Logo placement
Free
• The only charge is a negotiated percentage commission for
processed payments
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Efficiency
 Your customers, no matter where they are located, are presented with
an alternative way for purchasing goods and payments of services – the
virtual terminal is accessible from all over the world, irrespective of the
fact whether the bank card is issued in Bulgaria or worldwide
 The most secure way for internet payments with Borica/Maestro, Visa
and MasterCard cards
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Efficiency continued
 The amounts received are settled directly to your account and you are
free to operate with them in any convenient way
 A smart and modern, up-to-date selling method for increasing your
sales volume
 The actual payment process is fast, easy and convenient for your
customers (they only need to fill in the four boxes below)
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Lock-In
•
Security is the biggest concern of the customers when paying online. Clients
are worried about personal and payment details stored at the merchant’s
disposal
With Raiffeisenbank (Bulgaria) EAD’s VPOS terminal,
the connection is only limited to::
The Cardholder and The National Card Operator’s Payment Server
It seems to the cardholder that the entire payment process is performed
at your web site but at the same time neither you, nor Raiffeisenbank (Bulgaria)
EAD have access to any of the customer’s personal and payment details, as
they are held only by The National Card Operator.
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Functional benefits
Accepted Cards:
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Visa and MasterCard, issued from Bulgarian banks
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Visa and MasterCard, issued from foreign banks
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National Debit Cards (BORICA and Maestro)
Guarantees for secure payments:
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Why Raiffeisenbank (Bulgaria) EAD
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•
Raiffeisenbank (Bulgaria) EAD is a market leader in Virtual
Electronic Payments
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We offer 24/7 support, concerning payments with bank cards
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Technical cooperation during the VPOS module implementation
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Attractive commissions
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Positive and highly motivated staff
Our Partners
Virtual POS users that have already chosen Raiffeisenbank (Bulgaria) EAD as a
provider of the VPOS service are leading companies in the following sectors:
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•
Communications
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Financial services
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Online Retailing
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Tourism
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Internet providing
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Supply chain management
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Auto parts and accessories
•
Electronics
•
Education
•
Security
Next steps to be followed…
If you, as a Corporate customer, are interested in this service , please don’t hesitate to
contact:
Iliana Lambreva, Cash Management, Corporate products and business development
02 91 985 185, e-mail: iliana.lambreva@raiffeisen.bg
Diana Georggieva, Cash Management, Corporate products and business development
02 91 985 286, e-mail: diana.georggieva@raiffeisen.bg
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