Corporate Presentation 2014
About Oxigen
•
•
•
•
B2B, IT enabled transaction and payment processing
platform
Investments from Indian promoters & Blue Label
Telecom South Africa
Electronic delivery and distribution of prepaid and
Transaction/ Payment Management Services
Seamlessly networked environment through a rapidly
expanding retail network of :
– Over 135,000 Oxigen touch points
– Government lead portals & Banking Web/ WAP
sites and Banking mobile apps.
– Currently at 35 million real time transactions a
month.
OXIGEN Milestones
2004
2005
2006
2007
Company Started Operations
o 4 Services
o 100 Outlets-Delhi only
o 19 services
o 20000 Touch points
o Citi Group Ventures (USA) invested in Oxigen
o Direct to Home satellite added
o 28 Services
o 35000 touch-points
OXIGEN Milestones
2008
o Added Oxigen Wallet, India’s First e-Wallet (accessible from
Mobile and Online)
o Introduced Travel Services, totaling 30 Services
50000 touch-points
o Microsoft partners with Oxigen as a Strategic Investor
2009
o Added Toll Tag payments, Built Connectivity to Bank portals ,
CSE’s & International Aggregators
o 38 Services
o 60000 touch points
2010
o Roll out of SBI Kiosk Banking
o 75000 touch-points
o Planned by 2010 end- Bank Open Oxigen Wallet on Oxigen Wallet
platform
o Money transfer and P2P Payments
OXIGEN Milestones
o
o
2011
o
2012-14
Launched Insurance services
Signed agreement SBI for launch Of MobiCash, a white labeled –prepaid
mobile wallet
Launched OxiSmart, a new Point of Sale Terminal, with battery back up and in
built GPRS
o Extended Oxigen services across multiple white label websites and WAP sites,
like Ncarry, Nimbuzz, Airtel Money, Tata MRupee
o Launched service of State Banks Mobile wallet SB MobiCash + MobiCash Easy
o India’s 1st, non banked wallet, to be granted license by RBI, for Instant Money
Transfers integrated with NPCI’s IMPS.
oBuilt merchant services for banking web and WAP portals like HDFC, SBI,
ICICI, ING Vyasa and more
o Launched Mini ATM cum Point of Sale terminal OxiShaan, for rural India
o Added Hungama Movies and Music downloads as a service on POS,
Mobile and Web
o Won the tender and implemented the new Government CSC portal with
added features of merchant payments
o Beta launch of Visa co branded Aadhaar card at Oxigen retail
oAwarded Cash-out pilot by RBI for Oxigen wallet
Oxigen Business Universe
Customer Segments
B2B
Oxigen Retailers
B2C
Consumer Services
Modern Retail/Banks/
Rural Retail Chains
Services and Solutions
Recharges
(Mobile/DTH/Broadb
and)
Travel Services (Air, Rail,
Bus)
Money Transfers
Bill Payments
Entertainment & Sports
E-Commerce & Online
Shopping
Banking & Money
Transfer
Cash Management
Merchant Payment
International
Remittance
Wallet Platform
& Mobile Applications
Merchant Acquisition
Oxigen Ecosystem Today
Prepaid Services
•Mobile
•Internet/Broadband
•TV (DTH)
•Warranty
•Entertainment
•Toll
Traditional Retail
MOM & POP STORES
GROCERY STORES
SMALL CYBERCAFES
STATIONARY SHOPS
CHEMISTS
SMS & IVR
Gateway
Postpaid Services
•Mobile/Fixed line
•Internet/Broadband
•Utilities
Organized Retail
CHAIN STORES
PETROL PUMPS
SUPER MARKETS/MALLS
INTERNET CHAINS
Payments
•Travel (Air/Rail/Bus)
•E-Commerce
•Retail/Consumer Payments
Telecom Retail
Transaction
& Service
Delivery
Platform
Wallet
•Virtual (on mobile)
•Physical (cash cards)
•White Label (Banks/Telcos)
Banking Services
•NO Frills A/c opening
•Cash-in/Cash-out/transfer
•Remittances (Dom./Intl.)
•Wallet Top-ups
Retail
Dispensation
Devices
TELECOM RETAIL CHAINS
TELECOM SHOPS
PCO’s
Non-Traditional Channels
HOUSING COMPLEXES
COLLEGES/HOSPITALS/BPOS
Oxigen Server Access
Consumer
Banks
International Retail
Phone Line/Internet/CDMA/GPRS/SMS
POS
PC
Mobile & Mobile App
Retail App
Oxigen Business Model
Service Aggregation Business Model
Oxigen - Retailer
The Channels
POS Terminal
Consumer
PC
Mobile SMS/GPRS
Retailer Benefits
•Inventory in cash, only to the extent of daily sales
•Investment in only one device i.e. Terminal, PC, Mobile for all services
including recharges, bill payment, ticketing and now banking/remittance
•Full audit trail and MIS and real time reconciliation of balance with each
transaction
Oxigen Services
Prepaid Mobile Recharge, Calling Cards, Broadband DTH, Music, Cinema, Travel,
Deals, Utilities & Bill Payment
Key Corporate Distribution Partners
Rural Kiosks Chain/Mobile Banking Switches & International Aggregators
Banks & Wallets
Corporate Retail Chains
Central Government of India
 The Common Services Center Scheme is a part of the ambitious National e-Governance Plan .
 Front end delivery outlets for delivery of Government as well as Private Sector services
 Especially aimed for India’s half a billion unbanked & unnerved rural population.
 CSC Portal which has been developed & powered by Oxigen is used by 100,000 centers located all over India.
 Varied 3rd party integrations done with multiple agencies.
Services on Oxigen
(Rail Travel) www.oxirail.com
Travel Services on Oxigen
Consumer Services (B2C)
Wallet
Banks
Web
• Oxigen Mobile
Wallet
• Other Wallets
• Mobile Banking
• Internet
Banking
• White Labels
• Powering
Consumer
Websites
• NRI Recharges
Oxigen White Label at SBI
www.onlinesbi.co.in @ Oxipay
Oxigen Whitelabel at HDFC Bank mobile site
http://m.hdfcbank.com
Oxigen White label at ICICI Bank
http://www.icicibank.com/online-services/quick-shopping/index.html
New Mobile Value Added Services added by Oxigen
•
Mobile Content
•
Music : Nokia Handsets
•
Music: All Handsets
•
Movies streaming
•
Cricket/Soccer Live Streaming on mobile/PC
•
Mobile TV
Loyalty & Couponing Portal
Banking Services
& Digital Payments
Banking The Unbanked
•
SBI has appointed Oxigen as a Banking Correspondent for
Rural Kiosk Banking for opening bank accounts and cash
deposits/ withdrawals/ transfers through Oxigen-enabled
Customer Service Points (CSPs)
Kiosk Banking Impact Areas
Total CSP’s Appointed
States Covered
Accounts Opened
Monthly Transactions
Total Gross Transactions Value
Accounts Projected in 2016
FY 2013-14
5000+
15
2 million
5 lacs
Rs 200 Crore
7 Million
Oxigen Wallet Services
On PC/Laptop/Tablet

Wallet Account Opening
Cash-in/Cash-out
Money Transfer (All Banks)
ATM/Debit Card
Aadhaar as KYC
Mobile Client

Cash-in

X

POS Terminal


Cash-in

X



Cash-in

X

Electronic Benefit Transfers
X
X
X
Aadhaar Enabled Cash Out
May’14
X
May’14
State Bank of India BC Services
On PC/Laptop/Tablet
Mobile Client
POS Terminal
Account Opening

X
X
Cash-in/Cash-out

X
X
Cash-in to any Bank A/c of same bank
(Money Transfer)

X
X
X
X
X
RuPay
X
X
Money Transfer (All Banks)
ATM/Debit Card

Aadhaar as eKYC

X
X
Electronic Benefit Transfers

X
X
ICICI Bank BC Services
On PC/Laptop/Tablet
Mobile Client
POS Terminal
Account Opening
X
X
X
Cash-in/Cash-out
Cash-in
X
X
Cash-in to any Bank A/c of same bank
(Money Transfer)
X
X
X
X
X
X
X
Money Transfer (All Banks)
ATM Card
Aadhaar KYC
Electronic Benefit Transfers

X

X

X

X
Money Transfer to 60+ Banks through Oxigen Wallet website
using Oxigen Mobile Wallet
10th May'13 Ver 3.2
26
OxiSmart Aadhaar* POS
Utility Services
(Recharges/BillPay)
MobiCash Easy/Oxigen
Wallet
Saral Money VISA
Cash in/ Cash Out
through Aadhaar
Money Transfer
Insurance/Music/Warranty
GPRS PoS with Battery BackUp & Printer
No Magnetic Swip or Smart Card use,
Biometric Authentication for KYC and Banking transactions
Airtel Mone
Rural Phone POS with Aadhaar
Utility Services
(Recharges/BillPay)
MobiCash Easy/Oxigen
Wallet
Saral Money VISA
Cash in/ Cash Out
through Aadhaar
Money Transfer
Insurance/Music/Warranty
GPRS PoS with Battery BackUp, No Magnetic Swip or Smart Card use,
Biometric Authentication for KYC and Banking transactions
Also doubles up as mobile phone function in rural areas
Airtel Money
Oxigen Universal POS
Utility Services
(Recharges/BillPay)
MobiCash Easy/Oxigen
Wallet
Merchant Payment IMPS/RuPay
Merchant Payment MasterCard/VISA
Money Transfer
Cash In/Cash out through
Aadhaar
Insurance/Music/Warranty
NFC/Magnetic Swipe/Smart Card enabled
(Supporting Rupay/MasterCard/Visa)
Airtel Money
Thank You !!