Unit 11
Money
“Where does it all go?”
Lead-in Activity
 Warm-up
 Listening Task
 Real World Listening
 Interaction Link
 Useful Expressions
 Additional Listening
 Homework Conversation

Lead-in Activity
Think of something expensive you want to spend money on in the
future. How much does it cost?
car, house, round-the –
world journey, clothes,
shoes, purse, jewelry,
accessory, makeup, yacht,
raising pets, education…
Part I
Warm-up
Language Points
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bargain n.廉价买到的东西
This jacket is a real bargain at such a low price.
deal n. 生意，交易 a good deal 买的划算的东西
way adv. 非常，远远地
way above / ahead / back / behind / too expensive
check it out 检查一下，来看看
Let’s go and check it out.
set aside 分开或留出以备专用
She sets aside a few dollars each week to go on a
journey.
Warm Up
What do different people say about money? Write the missing words.
bargain money expensive borrow earn
cheap
save
debt
sale
afford set aside lend
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
I run out of ______
money almost every month. I don’t know how it happens.
I want to buy a new car, but I can’t _____
afford it. I just don’t make enough
money.
I need $70 for a new pair of jeans. I wonder if my mom will _____
lend it to me.
bargain
These shoes are only $25.That is such a ________.
expensive
You paid $500 for a jacket? Are you crazy? That’s way too _________!
save some money. I’m spending too much.
I need to ______
borrow
my brother wants to _________
$10 from me. He never has any money.
This dress is so _________.
It’s only $30. I have to buy it!
cheap
sale Check it out.
I got an incredible deal on this cool phone. It was on _____.
I’m always in ______.
debt I need to stop using my credit cards all the time.
I ______
earn a lot at my job. The tips are great!
set aside some money each month so I can take a trip next
I want to ___________
summer.
Now listen and check
Pairwork

Ask your partner about your weekly / monthly
budget. How much do you spend in a day /
month? Where does it go? Do you ever run out
of money?
Part II
Listening Task
Language Points
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metallic adj. 金属的
metallic blond hair 闪闪发亮的金黄色头发
no way 不可能，决不
pizza delivery 送比萨外卖
reception n. 接待，招待
a wedding reception 婚宴
and all 等等
super adv. 尤其，非常 super careful
Culture Note:
Corvette 雪佛兰科尔维特 ( Chevrolet Corvette)

Look at the pictures. What money problems are they talking about?
First Listening
What do the people want to spend money on?
a trip
√
a car
clothes for a trip
√
clothes for a job
clothes for a party
a race
a new house
√
a wedding
√
a trip
a date
a honeymoon
a runaway marriage
Second Listening
How much do they need?
1.
3.
＄20,000
√ ＄12,000
＄ 21,000
＄400
√ ＄500
＄450
2.
√
4.
√
＄2,000
＄3,000
＄2,500
＄13,000
＄30,000
＄31,000
Third Listening
Listen again and decide whether the following
statements are true (T) or false (F).
1. Andy can’t afford the car for he’s a pizza delivery guy.
（T）
2. The woman plans not to drink coffee any more to save
money. （F）
3. They can find some good clothes on sale out of the mall.
（T）
4. He plans to have a big wedding and a reception at a nice
hotel. （T）
5. He will borrow some money from his parents.
（F）
Script
1. A: I saw a really cool used car today.
 B: Yeah?
 A: It’s a 1973 C3 Corvette, metallic yellow. It’s beautiful.
 B: Let me guess. You want to buy it.
 A: Um, yeah.
 A: No way! How can you afford it? How much is it?
 B: Well, it’s kind of a lot. It’s, um, $12,000.
 A: Come on, Andy, you’re a pizza delivery guy！You
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can’t afford that.
Script
2. A: Ok. I have a plan. Let’s go to Europe this summer.
 B: Sounds great, but how? We don’t have any money.
 A: I figure we need about $3,000. We just have to save.
 B: OK. How do we do that?
 A: No more coffee shops. We drink coffee at home. No

restaurant. We’ll eat at home.
 B: Wait. Can we spend money on anything?
 A: Yeah, plane tickets to Europe.
Script
3. A: I need to get some clothes for my new job.
 B: Well, why don’t you buy some, then?
 A: I went to the mall. Everything is so expensive. It’s

going to cost me like $500.
 B: No. Relax. Look for things on sale. You can find some

good deals out there.
 A: Yeah, I guess.
 B: I’m telling you. I always find things on sale.
 A: OK, will you go with me?
 B: Sure.
Script
4. A: Hey, so I heard you were getting married.
Congratulations.
 B: Oh, yeah, thanks.
 A: You don’t sound very happy about it.
 B: Well, we want to have a big wedding and a reception at

a nice hotel and all, but it’s super expensive. It’s going
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to be at least $30,000.
 A: Wow! Why don’t you borrow the money from your
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parents?
 B: I don’t want to ask them.
Pair Work

Talk to your partner. Do you often go
shopping? Where do you shop? What
can you do to save money?
Part III
Real World Listening
Language Points
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bagel n.百吉饼(先蒸后烤的发面圈)
fare n.交通费用
a single / return fare 单程[往返]票价
downtown n.城镇中心区，商业区
live in downtown New York 住在纽约闹市区
keep track of 记录，追踪
keep track of the current events
IM instant messaging 实时通讯，网聊
Culture Note: Broadway
Broadway: the principal theater and amusement district of
New York City, on the West Side of midtown Manhattan
centered on Broadway.
百老汇，原意为“宽阔的街”，指纽约以巴特里公园为起点，由
南向北纵贯曼哈顿岛，全长25公里的一条长街。百老汇大街两旁
分布着几十家剧院，是美国商业性戏剧娱乐中心。百老汇大道是
美国现代歌舞艺术、美国娱乐业的代名词。
Prepare
Sarah is trying to save money. She decides to keep track of what she spends every day.
These are some of Sarah’s activities.
Which activities cost money? (Write $.) Which activities are free? (Write Ø.)
___ go out to lunch
___ IM her friends
___ watch TV
___ send photos on her phone
___ buy a newspaper
___ do yoga
___ walk from the train station
___ get coffee
___ cook dinner
Now listen to what Sarah does one day.
Get The Main Ideas
What does Sarah buy? How much does she spend? Check
your answers.
Sarah’s Activities
Time
7:00 AM
Sarah is at her favorite coffee shop. She buys
coffee and a muffin
coffee and a bagel
√
7:30 AM
Sarah is at the train station. She buys
a round-trip ticket
a one-way ticket.
√
12:30 PM
Sarah goes to lunch. She orders
soup and a salad
pizza and a salad.
√
7:30 PM
9:30 PM
Sarah goes to the movie theater. She buys
a ticket for the
8 o’clock show
8:15 show.
√
Sarah takes a taxi. She is going to 56th and
Broadway
Broad Street.
√
Cost
√
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$4.79
$4.75
$5.50
$5.15
√
$6.00
$5.00
√
$10.00
$11.00
√
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$16.00
$20.00
(fare only)
(fare + tip)
Get The Main Ideas
After Sarah got home, she added up the total. What did she spend?
TOTAL: $ 46.25 ($20.00 fare + tip) or $42.25 ($16.00 fare)
Sarah’s Activities
Time
7:00 AM
Sarah is at her favorite coffee shop. She buys
coffee and a muffin
coffee and a bagel
√
7:30 AM
Sarah is at the train station. She buys
a round-trip ticket
a one-way ticket.
√
12:30 PM
Sarah goes to lunch. She orders
soup and a salad
pizza and a salad.
√
7:30 PM
9:30 PM
Sarah goes to the movie theater. She buys
a ticket for the
8 o’clock show
8:15 show.
√
Sarah takes a taxi. She is going to 56th and
Broadway
Broad Street.
√
Cost
√
√
$4.79
$4.75
$5.50
$5.15
√
$6.00
$5.00
√
$10.00
$11.00
√
√
$16.00
$20.00
(fare only)
(fare + tip)
Script
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Sarah: Good morning. I’d like a large coffee and a bagel.
Clerk: That’ll be $4.75.
Sarah: Let’s see. The fare to downtown is $5.50. Can I have one ticket to
downtown?
Clerk: That’s $5.50.
Sarah: Hmm. The lunch special today is pizza with a small salad and a
drink for $6. I think I’ll get that.
Alice: That’s a good deal. $6. I’ll get that, too.
Sarah: I’d like a ticket for the 8 o’clock show.
Clerk: That’s $10.
Sarah: Let’s take a taxi home. It’s so late, and I’m so tired. Taxi!
Sarah: Please take us to 56th and Broadway.
Driver: Sure.
Driver: Here you go.
Sarah: How much is the fare?
Driver: It’s $16.
Sarah: Here’s a twenty. Thanks. Good night.
Oral Practice: Role Play
One student acts as Sarah, the other as her
friend Alice. They spend one day together.
Make a role play of their activities according to
the given information.
Respond to the Ideas

Do you enjoy shopping? Why or why not?
Have you ever had an interesting / unpleasant
shopping experience?
Part IV
Interaction Link
Saving and Spending
1. What do you do when you have a lot of money? What do you do when you don't?
Fill in the chart.
Most expensive
transportation
drink
lunch
clothing
a cell phone
a gift for someone special
a night out
a haircut
housing
cheapest
Saving and Spending
2. Group work. Compare your charts in
the group and share ideas on some
saving tips.
Example
A: For clothing, what is your most expensive
option?
B: I would try Chanel.
A: Your cheapest?
B: If I am not well-off, I would choose
supermarket or small shopping malls.
…
Part V
Useful Expressions
Useful Expressions
这个东西多少钱？
How much is it / does it cost?
How much do you spend on it?
我买不起它。
I can’t afford it.
买的很划算。
That’s a great deal / bargain.
在打折 / 在促销
It’s on sale.
Useful Expressions
这件衬衫太贵了！
The shirt is way too expensive!
我们需要做家庭预算。
We need to make a family budget.
我擅长讨价还价。
I am good at bargaining.
我总是入不敷出。
I have trouble making my both ends meet.
定期存钱是个好习惯。
It’s a good habit to set aside money on a regular basis.
Part VI
Additional Listening
Additional Listening
A: Hello, Xiao Wang. I hear you are doing some part-time
job.
B: Yes. I’m working two nights at a city restaurant.
A: Do they give you decent wages?
B: Not too bad.
A: Well, I’ve been accepted for a part-time job at the news
agent’s.
B: Have you? That’s good. So you’ll be earning some
extra money, too.
A: Yeah, that’s exactly what I want to ask you about.
Additional Listening
B: Go ahead.
A: May I ask a personal question?
B: It depends. What do you want to know?
A: What do you do with the money you earn? Do you
spend it immediately or do you save it?
B: Well, I spend some of it on books and I also save some
for future use.
A: In a bank?
B: Yes.
A: Which one?
B: The one by the school.
A: Is it any good?
B: Not bad. Very friendly, but a bit slow at times.
Part VII
Homework
Conversation
Consulting the financial advisor
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Work in groups of three.
In the role-play, one student is a financial advisor who
will try to help the other two students, who are a
couple, with a money problem.
Expressions for reference
We are always in debt.
 We cannot make both ends meet .
 You need to make a family budget.
 It’s wise to deposit some money in the
bank.
 Don’t look for large, short-term profits.
They are too risky.
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