GOVERNMENT OF ROMANIA
MINISTRY OF ECONOMY
Directorate for Implementing Programs for SME’s
2012
Directorate for Implementing Programs for SME’s
The Directorate for Implementing Programs for SMEs (DIPIMM) works in the Ministry of
Economy. Its principals are linked by developing the SMEs sector in Romania, as follow:
Ensuring a coherence of strategies developed at governmental level with and impact to SMEs
sector;
Granting a financial support by state compatible with European Commission
recommendations;
Measures of supporting SMEs should not distort the working of market mechanisms;
Ensuring the transparency of actions focused on developing SMEs sectors;
Middle term development strategy for SMEs will be regularly updated according to designed
and implemented measures;
A special attention will be granted to the development of SMEs in regions in which social and
industrial infrastructure is weak, and unemployment rate high. The Directorate for Implementing
Programs for SMEs (DIPIMM) co-operates tightly with organizations having an impact on the
development of the SMEs sector.
DIPIMM implements various programs for developing SMEs, as “Mihail Kogalniceanu program
for small and medium enterprises”, the program for commerce, the program for handicrafts and
program for young entrepreneurs which want to start a business, in partnership with banks, the
program for supporting of business incubators. These programs are implemented through the
Territorial Offices for Small, Medium Enterprises and Cooperations( TOSMEC ) witch are
subordinated to the Ministry of Economy.
Directorate for Implementing Programs for SME’s
There are eight major TOSMEC’s, divided for every county in Romania:
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TOSMEC Brasov: Brasov, Covasna , Sibiu
TOSMEC Cluj- Napoca: Bihor, Bistrita Nasaud, Cluj, Maramures, Satu Mare, Salaj
TOSMEC Constanta: Braila, Buzau, Constanta, Galati, Tulcea, Vrancea
TOSMEC Craiova: Dolj, Gorj, Mehedinti, Olt, Valcea
TOSMEC Iasi: Bacau, Botosani, Iasi, Neamt, Suceava, Vaslui
TOSMEC Ploiesti: Arges, Calarasi, Dambovita, Giurgiu, Ilfov, Prahova, Teleorman
TOSMEC Targu Mures: Alba, Harghita, Mures
TOSMEC Timisoara: Arad, Caras-Severin, Hunedoara, Timis
Directorate for Implementing Programs for SME’s
The Program for trade and
market services
Budget for 2013 – 17 000 000 lei;
Financing scheme:
maximum 80% for microenterprises
- Grant
maximum 70% for small enterprises
maximum 60% for medium
enterprises,
Of the eligible costs, but not more than 80 000 lei (Grant) /
SME with an age of minim 1 year and activity in commerce
and market services;
National Program for Handicrafts
Budget for 2013 – 1 000 000 lei
Program features:– organizing the National Fair for
Handicrafts;
Directorate for Implementing Programs for SME’s
Program to develop entrepreneurial skills
among young people and facilitate their
access to financing - START
Budget for 2013– 20 000 000 lei;
Financing scheme with bank loan:
maximum 70% Grant
minimum 30% loan (guaranteed 80% by FNGCIMM)
Financing scheme without bank loan: maximum 70% Grant
minimum 30% own contribution,
Of the eligible costs, but not more than 100000 lei Grant/SME with an age of minimum 2 years of activity in
production, services and trade;
Program to encourage women in business
Budget for 2013 – 500 000 lei;
Financing scheme:
Grant - maximum 90% of the eligibile costs, but no more than 10 000 Euro /
beneficiary with activity in products and services made by craftsmen and
artisans,
- minimum 10% own contribution
Directorate for Implementing Programs for SME’s
The Program to encourage the
establishment and development of
micro enterprises by young
entrepreneurs
Budget for 2013 – 25 000 000 lei;
Financing scheme with bank loan:
maximum 50% Grant
minimum 50% loan (guaranteed 80% by FNGCIMM)
Financing scheme without bank loan: maximum 50% Grant
minimum 50% own contribution,
Of the eligible costs, but no more than 10 000 Euro Grant / SRL-Debutant established in accordance to GEO
nr. 6/2011.
Directorate for Implementing Programs for SME’s
Mihail Kogalniceanu program for
small and medium enterprises
Budget for 2013 – 16 150 000 lei;
CREDIT FACILITIES:
Loan of 400.000 lei with the following facilities:
 partially subsidized interest -subsidy from the state budget by the Ministry of
Economy, amounting to maximum 100% of accrued interest for loans in lei, but not
more than 9% per annum of the outstanding amount of line used credit granted under
this ordinance.
 guarantees on behalf of State guaranteed by FNGCIMM as agent of the Ministry of
Finance for loans eligible beneficiaries. The State guarantee may not exceed 80% but
not more than 320,000 lei, the loan amount.
Program for establishing and
development of business
incubators
Budget for 2013 – 6 470 000 lei;
Development of small and medium enterprises (SMEs) in Romania, through the establishment of new business
incubators, as well as developing existing business incubators.
Business incubators provide necessary financial and managerial support incubated companies to create new jobs,
attract investment to the area and improve local economic situation.