ENGLISH – LEVEL VI
LESSON I
Teacher: Milica Vuković
INFORMACIJA ZA STUDENTE I PLAN RADA
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Literatura:
Graham Tullis, Tonya Trappe: New Insights into
Business English – students' book and workbook
Dodatni materijali na sajtu: www.milicavukovic.tk
Oblici provjere znanja i ocjenjivanje:
I kolokvijum (obavezan) – 35 poena (8. nedelja) –
Units 6, 7 i 8
II kolokvijum(obavezan) – 35 poena (15. nedelja) –
Units 6, 7, 8, 9 and 10
Završni ispit (obavezan) – usmeno – 20 poena
Prezentacija (nije obavezna) – 7 poena (13. nedelja)
Domaći zadatak (nisu obavezni) – 1 poen
Prisustvo – 2 poena
INFORMACIJA ZA STUDENTE I PLAN RADA
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Prezentacije:
http://milicavukovic.yolasite.com/resources/V_stepen/PREZEN
TACIJEV.doc
Predviđene za 13. nedelju nastave;
Tema mora biti povezana sa lekcijama koje radimo: banking, business and
the environment, the stock market, import export, company performance
Individualno ili u grupama do 3 studenta, izlaganje u trajanju 3-4 min po
osobi
Obavezna power-point prezentacija, koju ce studenti poslati u toku 12.
nedelje na mejl profesora
Maksimalan broj bodova: 7
Ocjenjuje se: 1. Struktura (pozdrav, predstavljanje, uvod, prezentacija,
zaključak, zahvaljivanje publici, poziv za pitanja), 2. Upotreba standardnih
fraza i konektora (vidjeti Word List i Discourse Markers List), 3. Jasnost, 4.
Pravilan izgovor riječi ,5. Pravilna upotreba gramatike, 6. Sadržaj – veći
broj poena ukoliko se tema obradi i na primjerima iz domaće ekonomije
UNIT 6 - BANKING
UNIT 6 - BANKING
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Key vocabulary:
- clear - to settle a trade by the seller delivering securities and
the buyer delivering funds in the proper form. A trade that
does not clear is said to fail; prebijati, obračunavati;
- clearing bank - The clearing banks are the main banks in
Britain. Clearing banks use the central clearing house in
London to deal with other banks; članica obračunskog zavoda,
obračunska banka, klirinška banka;
- clearing house - a central collection place where banks
exchange checks or drafts; obračunski zavod, obračunska
kuća, klirinška kuća;
- commercial bank – komercijalna banka;
- merchant bank – a financial institution offering financial
services and advice to corporations and to wealthy individuals.
A British term for a bank that specializes not in lending out
its own funds, but in providing various financial services such
as accepting bills arising out of trade, underwriting new
issues, and providing advice on acquisitions, mergers, foreign
exchange, portfolio management, etc.; trgovačka banka;
UNIT 6 - BANKING
LEAD-IN
 MAKE A LIST OF SERVICES THAT BANKS IN
MONTENEGRO PROVIDE!
 What are the good things about banks?
 What are the bad things about banks?
 What do you think of bank charges?
 Are bank workers always helpful?
 Has a bank ever made a mistake with your
account/money?
 Would you like to work for a bank?
 Have you ever taken out a bank loan or
overdraft?
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UNIT 6 - BANKING
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Work in pairs. Ask and answer:
Are banks the best place to keep your money?
What makes you angry about banks?
Have you ever met your bank manager?
What banking services do you like most?
Do you ever have to wait a long time in the bank to get served?
What changes would you like to see in the way banks operate?
Are interest rates too high or too low in your country?
What are the differences between commercial, investment and
merchant banks?
Do you use Internet banking services?
How often have you used a piggy bank?
LISTENING EXERCISE: Students’ book, page 56
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- bank statement - a periodic statement prepared by a bank for
each client; bankovni izvod, bankovni izvještaj;
- debit card - a card that allows completing a financial transaction
by means of a PIN number. The amount paid is debited (deducted)
immediately from an account connected to the card.
- credit card - a card that allows completing a financial transaction
with a signature. The amount paid is put onto a line of credit (a kind
of loan), for which a bill is later sent to the bearer for payment.
- bill – (US check) - a piece of paper that shows how much you owe
sb for goods or services; račun;
- traveller’s cheque - a piece of paper that you buy from a bank or
a travel company and that you can use as money or exchange for the
local money of the country you visit. A traveller’s cheque is a preprinted, fixed amount cheque that requires a signature to pay for a
good or service; putnički ček;
- bank note – (US bill) - a piece of paper money; novčanica;
- coin - a small flat piece of metal used as money; kovani novac,
kovanica, novčić;
- screen - the flat surface at the front of a television or computer, on
which you see pictures or information; ekran;
- cash machine = cashpoint = ATM – Automatic Teller Machine;
bankomat;
What is e-banking?
 Do you use it?
 Is it safe?
 What can you order online?
 What is the meaning of “Picture the Scene”?
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Read the text and fill in the gaps!
PICTURE THE SCENE
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It’s 6.30 on Monday morning. You’re on a shuttle en-route
for London and a crucial meeting that will play a large part
in deciding the future of your business. You need the most
up-to-date financial information you can get, including
details of cheques presented today. But it’s an hour and a
half until the bank opens.
Now you can unlock all the information you need for the
meeting quickly and simply. Just boot up your laptop and,
using data downloaded from Bank of Scotland’s central
computers, the information is there at your fingertips. You
can group accounts to give you an overall view of your
business’s position, focus on the net position of a particular
area of the business – even prepare reports.
HOBS, Bank of Scotland’s Home and Office Banking
Service, is perfect for people like you who are too busy
running their business to worry about fitting it in to
banking hours.
The key to financial control
With HOBS in your office you can:
o Access comprehensive, up-to-the-minute information
on all your sterling, foreign currency and credit card
accounts.
o Initiate BACS payments to pay salaries, wages,
suppliers…
o Initiate CHAPS and International payments.
o Transfer money instantly between your accounts.
o Check all your standing orders and direct debits.
o Locate specific transactions quickly using a range of
search criteria.
o Open an exclusive HOBS investment Account to make
surplus funds work really hard for you.
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The key to ________________ - With HOBS, you no longer have to
devote valuable time to routine transactions, or fit your business
into banking hours. Control your accounts whenever it suits you,
24 hours a day, 7 days a week.
The key to _________________ - Connecting to HOBS costs just the
price of a local phone call from anywhere in the UK. Further builtin features, such as off-line processing, mean that the amount of
time you need to be connected to HOBS is kept to a minimum.
The key to __________________ - A series of advanced, built-in
features maintained in your PC allow you to restrict access to
designated users, and to specify exactly what information each
individual can access and what transactions they may carry out.
The key to __________________ -Corporate HOBS has been designed
to dovetail with your existing financial software, giving you a
choice of account reporting and payment processing facilities and a
smooth transfer of account information to and from other packages
such as Sage ®or Pegasus®.
SECURITY / COST-EFFECTIVENESS / FLEXIBILITY /
CONVENIENCE
The BACS Direct facility is ideal for the
distribution of wages, salaries or expenses, and
the template function saves you from having to
re-key similar data each week / month. A
database of beneficiaries (suppliers, employees) is
maintained on your PC.
 The key to priority payments
 When you have urgent payments to make, the
CHAPS function enables you to send funds for
same-day credit subject to a cut-off time of 3pm.
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VOCABULARY:
http://milicavukovic.yolasite.com/resources/VI_st
epen/Rijeci%20-%20Unit%20VI.doc