Balancing a Checkbook
Or
How you, too, can avoid
Overdraught
Charges!!
GATHER YOUR
MATERIALS BEFORE YOU
START
CAREFULLY COMPARE
• ALL Your
Statement’s:
– Cleared Check
numbers and amounts
– Cleared Deposit dates
and amounts
– Cleared Withdrawal
dates and amounts
• To ALL Your
Register’s:
– Check numbers and
amounts
– Deposit dates and
amounts
– Withdrawal dates and
amounts
http://www.usu.edu/arc/idea_sheets/checking.htm
THE LEFT OVER OR THE NOT CLEARED CHECKS
THIS IS WHAT WE NOW WORK WITH ON THE
BACK OF THE STATEMENT
Carefully and accurately enter onto
the back of the Statement
• All uncleared check numbers and the
amount of the check in the proper columns
• All uncleared deposits in the proper
column for totals
• The ending balance from the front of the
Statement in the totals column
With the ending balance on the top
add the total of uncleared deposits
subtract the total of uncleared checks
Which equals
The Balance According to the Statement
Or
The reconciliated balance of your checkbook
statement
The
End