Orientation
1. They don’t like their current job and are looking
for a career change & better income potential.
2. They love what they do… but earning extra parttime income each month would make a positive
difference.
3. They want to get a financial education so they
can learn how to win the money game.
4. They love helping people and making difference.
5. They dream of having their own business.
Can you see how most people would be
interested in at least one of these areas?
The Cash Flow Quadrant
No Control of TIME.
No Control of MONEY.
Employee
Complete Control of TIME.
Complete Control of MONEY.
Business Owner
Has a job.
Owns a system.
Income based on position, not the person.
Has others working for him/her. Unlimited income
potential via manufacturing, marketing, etc.
Self-Employed
Investor
Owns a job.
Has money working for them.
Dentist, doctor, lawyer, hair stylist, real
estate agent, salesperson.
Enjoys complete freedom and lives the dream.
Limited Control of TIME.
Limited Control of MONEY.
Complete Control of TIME.
Complete Control of MONEY.
The Cash Flow Quadrant, CASH FLOW Technologies, used with permission. The Cash Flow Quadrant and ESBI
are trademarks of CASH FLOW Technologies Inc. For information purposes only. Not for any product solicitation.
To have $1 million at age 65, would you rather save:
$1,000,000
25
65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce
returns.
To have $1 million at age 65, would you rather save:
$1,000,000
25
35
65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce
returns.
To have $1 million at age 65, would you rather save:
$1,000,000
25
35
45
65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce
returns.
To have $1 million at age 65, would you rather save:
$1,000,000
25
35
45
55
65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce
returns.
To have $1 million at age 65, would you rather save:
$1,000,000
25
35
45
55
60
65
This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce
returns.
4 Financial Opportunities
POSITION
TIME COMMITMENT
Spare-time
4-5 Hr./wk
Part -Time
10-20 Hr./wk
Part & Full Time
Management
Ownership
Vice-President
Part-time/Full-time
Full-Time
INCOME EXPECTATIONS
$500-$1000+/mo
$20,000- $30,000+
$40,000-$75,000+
$100,000-$150,000+
What Position is Best for you?
PRI - STEPS TO QUALIFYING
• ATTEND COMPANY OVERVIEW
Commitments to be approved:
–
–
–
–
Believe in the Concepts and the Company
Be an Honest and Respected Person (References)
Be Coachable (Willing to follow directions-Compliance)
Be Serious -- Part-time or Full-Time
– Attend Training classes
– We have the most extensive program you can find in business…
You pick you to do it...We’ll pick us to help you!
How Do I Qualify?
• Submit your Independent Business
Application (IBA) along with appointment
fee of $99/w$25mo (Primerica Online(POL)
• If you pass the background check and
qualify you can start our training program
and receive over $1500. of value in
benefits & $500 in training bonuses.
Fees Associated With Entering The Financial
Initial fees associated
with entering
financial service industry
Services
Industry
• State Background Check
• Federal Bureau background check
• State Certification School
• Life License
Pre-licensing (PFSU)
• Securities License
Pre-licensing (PFSU)
Typical Investment
$1492.00
If you
the
process
you.
Initial
feesqualify,
associatedwe
withfund
entering
financial
servicefor
industry
State Bond Fee
PRI
(Paid for)
F.B.I. Check
PRI
(Paid up front)
State Certification School
PRI
( Paid up front)
Life License
PRI
(Paid by reimbursement)
Securities License
PRI
(Books, classes, & test fees)
Our investment in you!
How Do I Get Started?
• Become a Training Associate
• Enter our comprehensive training program
• Begin building your PRI Business
The Training and Support
You Need
Pre-Licensing & Education for All Products
Local Education Centers
Continuing Education for All Products
Financial Software for Client Proposals
Proven System
8-5-3-1
8
5
3
1
Qualified Appointments
FNA Collections
Transactions $250-$500-$1000+
New Associate
x3=
$750 $1500 $3000+
What You Would Make
Product
District
Regional
RVP
$52
$560
$93
$956
$1,661
$57
$880
$127
$1395
$2,459
Freedom Financial Network
(Primerica Enrich) coming
Primerica DebtWatchers™
Life Insurance
(avg program)
Auto & Home
(avg savings $478)
Investments
($50,000)
Total
$50
$400
$84
$787
$1321
Get paid to build outlets -----------$340-----------$798-------Team-10 clients/month >>>>>>>> $40,800
$95,760
Building Outlets = Security + Freedom
Distribution Builders Bonus
Career
Recruits
Career Field
Training
Observations
Additional
Bonus
Total
Bonus
1
1
2
2
$100
$100
3
3
$200
$300
4
4
$200
$500
Licensing
Activity
Maximum
Time
Frame
Receive credit
for attending
pre-licensing
class
First full
month
Get life
licensed and
make first
personal life sale
First four
full months
Maximize your Distribution Builders
Bonus potential and earn the full
$500 available!
For further details, see POL.
The Premier Position
Regional Vice
President
Full time:
Begin building
your legacy
$14,978/Month
($179,736/Year)
You Do: 8-5-3-1
1st – 8
FNA – 5
Sales – 3
Rep – 1
Personal = $5,978
Your Team:
6 Team members do 8-5-3-1
Management Override = $9000
For The Big Builder
Develop Vice Presidents:
Keep growing your business
$22,800/Month
$273,600/Year
Your Team: VP with 3 VPs
How Do I Learn?
Two Main Areas:
#1- Products
(P&C-Term-Loans-M.F.’s- PPL- LTC)
#2 Management
(How to build a business- 8 Steps)
“THIS BUSINESS IS SIMPLE …BUT IT’S NOT ALWAYS EASY!”
Eight Step Pattern
We will teach how to build a business
1- Set Some Goals
2- Make Some Commitments
3- Make a List of Names
4- How to Set Appointments
5- How to do a Winning Presentation
6- Follow Through (FNA - BUSINESS)
7- Progress Check
8-Teach the Pattern
Primerica:
Where Dreams Come True:
It’s Decision Time
Choice 1: Begin Your Primerica Business
• Achieve a part-time goal
• Begin a new career
Choice 2: Do Nothing
• The next five years will be the same as the last five
years. Is that what you want?
What’s Next?
Set up a time in the next 24-48 hours to:
Sit down with your Field Trainer
to complete your Fast Track
Planner and begin a Game Plan
to Build Your Business
25